Iponaryo Tips: 5 Signs a Person is going to be POOR

[@meniervadurantesupport4178]

Good morning po...walang araw na lumipas na hindi ako manonood ng video mo po...png palakas loob ko para mag patuloy sa nasimulan ko na..thank you so much ....

[@jubsteevee8440]

Salamat sa Diyos at wala ako sa mga nabanggit na signs. Mahalaga talaga magtipid. Di bale nang mukhang walang pera basta may ipon.

[@mariar9098]

Thank you for your advocacy for financial literacy! Sadly, hindi ito itinuturo sa schools. Sadder still, hindi lahat ng magulang ay kayang ituro ito dahil in the 1st place, hindi din nila ito alam! 😣 Kaya salamat at may mga taong tulad ni Mr. Chinkee Tan na nagshe-share ng kaalaman nya for free sa masang Pilipino.

[@chinkpositive]

Salamat din

[@geminjr1481]

Dati meron ako lahat ng signs nayan...hehe...unti unti ko kinat off...nakikiwifi nalang po ako sa kapatid ko to avoid bills!No more shopping sa mall...ukay2x nalng mas orig at mura pa! Loans?No more...sa kumpare ako nkahiram maliit wala pang tubo...no pressures pa,lol!Addiction?Instant coffee lang po at Jollibee foods,hahaha!Gadgets?ibenenta ko po halos lahat to pay my loans!Future Security of tenure?Active po SSS ko!Ang masakit jobless ako now!But soon will open my own business po!

[@zichenwu785]

Bro..same lang tayo.. pero anjan ang Diyos di nya tayo pababayaan

[@serisaiahlagrimas552]

Gemin Jr it’s a start

[@chinkpositive]

keep inspiring us all!

[@blasingtv]

Thank you Chinkee for reminding me, it wakes me up.

[@lievvii6786]

for now i got no problem with bills kasi naguupahan lang ako. i got also no problem with addiction. and i dont borrow money (di sya naging ugali ko). my financial problem is to go next step which is investing. thank po sir chinkee. i will try to learn more about investing :) you inspired me. i listen to you everyday

[@amroaquinas1357]

#3 tatak ng pinoy... katulad ng nagpaaral ka sa mga anak mo at mga pamangkin ang hinihintay na ang pagtulong balang araw,,,

[@anitaruinard6563]

Tama po sir, kc ang tao madaling makalimot, marupok, ang hirap mag control, marami pang pamilya tinutulungan😉maraming salamat po.

[@bryntheexplorer1426]

Wow, sa lima na sinabi nyo wala ni isang bagay nag apply sa sarili ko. That is why i save almost 60 percent of my income every paycheck😉 nice video!!

[@chinkpositive]

THANK YOU VERY MUCH FOR WATCHING, PLEASE SHARE AND SUBSCRIBE

[@irishluzaura9247]

salute

[@mylacondrillon3227]

SO HELPFUL AT NAPAKAGANDANG GUIDE THANKING GOD FOR THIS SUCH A GREAT EXAMPLE OF WISDOM FROM ABOVE.

[@fleurof28]

absolutely correct sir...ugali na ng mga tao not only filipino ang mag expect pag nakatulong sila na karamihan nadidisappoint sila kc parang sa umpisa pa lang subconciously nasa likod na ng isip nilang mangangailangan sila ng tulong pagdating ng araw, nakalakihan na nila ugaling yan kaya cguradong d uunlad, d masamang tumulong pero isipin muna ang sarili mag ipon para sa sarili para d makaistorbo sa ibang tao pagdating ng araw. no.2 wag ugaliin ang pangungutang also kc dka makakabangon kung baon ka sa utang at bahala na tom ang mentality. sa I’m turning 48 this year until now once lang ako nakautang ng pera sa buong buhay ko bukod sa pa one hundred pesos lang bayad agad, sa kapatid ko pa sa ibang tao no way, ayoko kasing nagmumukha akong kawawa sa ibang tao never akong nakipag usap sa friends ko about money problems titipirin ko nlang sarili ko hwag lang makautang... Thank you for your TIPS totoo lahat and Good luck everyone!!!!

[@mercymallari3871]

Tama nmn lhat .ky ang pagiging mkuntento yan ung key pr mging masaya k nd wg ng maghangad p ng higit sa kaya mo..wg ding umasa sa mga anak ky dpt may sss nd philhealth as well may savings kht ppno ..ky di nmn masama mging kuripot kung nsa lugar nmn ..gya ng tatay ko all out tumulong bandang huli wl nmn naipon kht singko..mbuti nlng nkpgprepare ako sa knilng 2 b4 cl nmayapa ng st.peter nila ky d nmn naging burden sa amin kc inuna ko ung needs nl dhil d n cl pabata ..wl dng sss nd philhealth mbuti nlng d cl naghirap sa sakit ky wl kming hirap tlg sa knila ng gnun.

[@marlonampoon9623]

stay healthy po may naiispire ako pag nakikinig dito sa channel more power

[@chonaesperanza6326]

Super idol ko po kau sir chinkee tan namulat poh ako sa advise nyo the poh talaga na wowork poh sakin at unti unti pong nagbbago ang buhay ko

[@chinkpositive]

God bless!

[@vivenciogeorgetorres1720]

None of the above signs sa akin. Thank God. 😊

[@hgn2090]

*3rd time Kopalang magsubs sa pinoy mas maganda pala pagnappanood ng malinaw si sir chinkee*

[@allensagalla1579]

1. you struggle to pay bills 2. you have an addiction to overly spend 3. you expect someone to care for you upon retirement 4. the moment you lose your source of income, your only resource is to borrow 5. you spend before you earn Thanks for uploading :-)

[@mercymallari3871]

Ky magingat kc may mga taong kpg ntunugan kng mabait ng madaling lapitan financially sasamantalahin ka ..pgkatapos iniiwasan kn kpg klangan mo na ..ky ako tinututukan ko mahal ko ...Doux kc sobrang bait nd maawain to ayoko na xang mkranas ng gnun na halos mhubaran na xa sa sobrang pgka open ny nd maawain 😎😍

[@conradjr.deguzman3746]

#3 is the thing that happen to my mom... she gave everything but in the end when she is been hospitalized and died no one is there for her. I, I alone watch her in the hospital until her last breath.... She never knew that she was pregnant with me until she went to a doctor, singaw lang ako ika nga. Now I know the purpose, to take care of her up to the last... Sorry 'bout the drama, just want to express my feelings. Peace everyone take care and have a WEALTHY POCKET 😉

[@hexellematthewmatutina6992]

We also experienced that, nadala na rin ako. kaya dapat ingatan talaga ang pera para sa atin at ating pamilya

[@barosasalem3350]

conrad jr. de guzman ,same

[@barosasalem3350]

Were the same,time na na aksedente asawa ko gipit na gipit kami.kailangan nmin tulong hindi lng sa pinansyal.pati nrin sa pag pump kac critical sya..tumawag ako sa papa ko kn nandyan ba brother in law ko kc kailangan nmin ng lalaki poro kami babae eh.wild na kc sya that time .sabi ni papa wla raw nakipag inuman raw grabe!sama ng loob ko noon ka.c nung wlang wla sila halos lahat kailangan nla sagot ng husband ko.halos nlng subuan sla praktikaly!hays sad mag move on nlng ako.but never forgotten,ngayun solo ko lahat problema as a wife..wla ako magawa eh kn di sila tutulong alangan nman kn magwala ako..pera nla yan ,asawa kopanga nagbibigay kapital sa kanila ngayun angat na sila,maging masaya nlng ako.. Kahit papano kc lahat na sila naka anngat sa buhay.. kahit bedridden asawa ko..its fine kaya ko to

[@conradjr.deguzman3746]

Barosa Salem Oh my God! So sorry sa pinagdadaanan mo... Darating din time giginhawa din kayo. Walang permanente sa buhay na ito. Pray lang at tiyaga talaga. God bless and may God heal your bed ridden husband.

[@barosasalem3350]

conrad jr. de guzman thank you

[@junohernandez5563]

Sa #3. Sabi ni Dr. Love sa radio show niya di ko na matandaan kung kailan, kung tutuusin eh walang obligasyon ang anak sa magulang. Pero kung lumaking mabuti ang mga anak, for sure e tutulungan at aalagaan ng mga anak ang kanilang mga magulang lalo na sa pagtanda nila di man kayang pantayan ng mga anak ang pag-aaruga na ginawa sa kanila ng kanilang mga magulang. Dahil sa pagmamahal, nagkakaroon ng obligasyon ang anak. Pag-ibig at moral kumbaga. Maganda talaga na may ipon para kapag nag-retire e may maitutulong tayo sa mga sarili kahit paano. ☺

[@misteryoso8712]

#2 I'm addicted to Success.

[@cherryblossoms51]

I have an addiction of buying books; self-help books, novels, great reads. The books are a bit pricey, I can't help it.

[@ibrahimxevy1234]

Mabuhay kc kau ng simple kgya ko. I earned 90k a month pero d ako ngpupunta ng mga malls para mamili lng ng maggarang damit.kumakain ako ng mga gulay madalas at d ako maarte.. d nmn ako maramot mapagbigay p nga ako. Sinanay ko lng sarili ko sa buhay na simple pero malaki an pangarap

[@adrianrubi5012]

#3 every parent in the Pilipinas has that mindset. Please don’t kill your children with that burden. If they take care of you then good. If not, then allow them to have a life of their own.

[@winnietorremucha9556]

Adrian Rubi excuse po most Filipino parents dedicated their lives to us children to have good education and future so for u to consider them a burden speaks of selfishness

[@adrianrubi5012]

If that's the way you think then have it your way.

[@adrianrubi5012]

Winnie, I am a parent and this is how I want my children to conduct themselves in the future. I can never know what kind of financial status my children will make for themselves in the future and IF they will be married and have their own children I certainly don not plan to be a burden on them. My children never asked me to bring them out to this world so it is my selfless obligation to prepare them to be financially independent in their future, so after they graduate from college I will have done my part and am officially single again. So whatever mindset you have right now you do it your way.

[@carmenbanks5690]

This is the most crooked belief and practice Filipinos do or grow up with; that a child has to shoulder the burden or supporting the family from a young age having that "ambition" while parents or couples continue to multiply their number of children they cannot afford to feed, to clothe, to send to school, instead of a child dreaming for him/herself for the future & @ the same time sharing to family some blessings, not giving all to the family particularly to parents who are lazy, with vices, sick from their vices and ironically producing too many children without the thought of what big responsibility it is, but expecting a child or children to do work or earn money @ a very young age to help them!

[@luckybarkobi2658]

Adrian Rubi, that was exactly my favorite teacher in high school told us. and also what i believed in.

[@itsallabouteince2631]

I visited your channel yesterday and all your videos are realistic about the having a financial stability. How to save and prepare for the future. It will be helpful for me/us. Thank you

[@joycelynvilliamor9480]

Nag try ako sir nag hanap nung November 3 bago ako bumalik dto sa hk do ako nkita gusto kotalga bumili ng ipon pulubi haay.. Thank you sir pinpanood ko mag vedio nyopo

[@thelunaedventure2733]

Nalungkot ako ng pinanuod ko'to. Poor na kasi ako ngayon dahil nagresign ako sa trabaho at pinili ko munang magtapos ng pag-aaral. Pero may natutunan ako dito sa video na to.

[@chinkpositive]

ty eduard, please share and subscribe. Don't forget to click the bell button.

[@zellez9477]

Paulit ko to binabalikan at iba pang paborito kong videos mo.

[@kayecortan6896]

Bakit hindi nakasama sa list yung TAMAD? Im sure 100% kahirapan talaga ang aabutin nyan. Anyway, thanks for this vid, mind opener talaga👍👍👏

[@tongduldulao2937]

This is very true, informative and realistic. Thank you for sharing us the information. More power!

[@JoefPascasio]

Very well said Sir. Pareho tayo ng isip.

[@olifabelo8652]

Salamt sa idea about this things,,dati puro ako utang hindi maka ahon,,last Dec 2017 nagsimulaako na nagpautang at untiunti na akong naka ahon,,self descipline lang talaga,,

[@jammingtayujsm2817]

Thanks for making this videos sir. Very informative and useful. I learned a lot. 😊😊

[@chinkpositive]

ty for watching

[@WanDerermelvie]

Am inspired with this. Im already out in a vicious cycle. Just a little bit push and thrift i can make my savings into big bucks.

[@jercalvlogs8941]

Very useful info..salamat sir!!!!!

[@dalmaciowahayna1498]

Thanks for all these facts. Very enlightening...

[@alexanderlimbo6274]

its absolutely correct there are a lot of Filipinos here in abroad have the cycle of borrowing and shop now borrow later habits. thanks for the informative and meaningful video.

[@chinkpositive]

ty alex, please share and subscribe and also clik the bell button

[@vhidzlotino4116]

Thank you sa tips,hindi po ako nagboborrow,ako po ang nagpapautang at medyo may pagkamaluwag ako sa pera,starting from now,didisiplinahin ko na talaga sarili ko.

[@chinkpositive]

thank you for posting your comment. Please subscribe and click the bell button so you will be notified when I have a new video.

[@amychen6214]

God bless you ..... you enlighten us about saving for the future...

[@chinkpositive]

ty v m, please also share and subscribe and click the bell button para you won't miss any new videos

[@pusongmapagmahalsouth2784]

No problem poor but I complete the mision.....atlest Malinis ang pagkatao ko.....

[@tiktokph5958]

Thanks po sa mga advice nyo sir it help me a lot.

[@shirleylaley4617]

July 17, 2018 1:51am #3 Bec.of love may oldies ayaw maging pasanin and bec. of love may mga anak are happy to take care of their parents and these parents are lucky. Sino titingin SA oldies ibang tao or neighbors?

[@zee5057]

In my own thought, borrowing money is seen in two different ways. 1. Asset (income generating business or to work) 2. Liability (aligning self with the newest trends or to show off).

[@josecasinillo]

Thank you for this video sir... More power👊🏻👊🏻👊🏻👍🏻👍🏻👍🏻

[@shairamaerunning3873]

Addiction, maluho s materials n bagay, outing anywhere pra ma enjoy lang pro nagka utang utang

[@alyasabila8727]

I SUBSCRIBED, dahil marami akong ntutunan sau at matututunan...thank u.

[@chinkpositive]

ty v m please join and subscribe.

[@markledesma3251]

i like to shop, a reward to myself and gifts to friends.

[@chinkpositive]

as long as you dont get into debt. no prob

[@Gemini530]

Ang problema ko lang is addiction. I’d be in a better financial situation if not for my addiction. Sobrang mahal pa naman ng addiction ko. I have two. One, I love diamond jewelries. Two, I love cars. Pero I think na get over ko na jewelry addiction ko. I stopped na kasi after I bought my favorite ring. Ang kotse na lang problem ko. Ngayon one year pa lang sa akin kotse ko at may balak na naman akong palitan. Di naman ako naghihirap. Ang sinasabi ko lang, na cguro mas malaki savings ko kung wala akong addiction.

[@Zane_Godfrey]

This is the first time watching one of your videos. I really enjoyed it. I just have a few pointers, in my opinion, that would improve your videos. 1.) Take out the sound effect when entering the side titles/quotes. There happen too often and slowly become redundant. 2.) When you quote in Tagalog, please translate it in English. I would have really enjoyed it more if I understood what the quote says. I’m full Filipino, little Tagalog skill. 3.) Lower down the background music volume. It’s drowning you out. Regardless of all that, great video. You speak clearly and have good screen presence with all the positive energy you have. I’m hoping to watch more videos from your channel. 👌🏼

[@chinkpositive]

hi Peter, Noted. hi there, ty for watching, please share and subscribe. We will improve on the next ones.

[@chinkpositive]

Peter V. Ty formur comments

[@ronnienestor]

I fully agree. Thanks again!

[@prodigalfan]

I used to have an addiction sa online shopping, not anymore. Iipunin ko na lang ang perang nagagastos ko. Karamihan sa nabili ko minsan ko lang nagamit at nakatambak na lang sa kwarto.

[@almarai7634]

the best kung parehong may income ang mag asawa...minsan may asawa n inuuna pa isipin ang gastos kesa sa kumita o palaguin ang pera...kung parehong financial literate ang mag asawa maswerte na....

[@chinkpositive]

tama

[@audiowavesmusicstudio]

#5 hits me a lot. tsk. Thanks for this video sir! 😍

[@richardarguelles2706]

ver well said. thankyou sir 😊

[@justmystash7866]

Everything depends on how you send your energy to the universe, you have what you have because it is the only thing you send to the universe and it is the inly thing you have in your soul,the things around you is you!!! ;)

[@ErikaNomad74]

Thank you sir! This is helpful po

[@chinkpositive]

you are welcome, please subscribe and share this video

[@ritzlata1169]

SIR tawang tawa ako mas nkktakot end of month kisa end 🌎

[@chinkpositive]

ty, please share and subscribe

[@axdee2159]

Ang galing mo tlga mr chikee tan idol

[@fluffffyheart]

Save for your own retirement! Wag lang umasa sa padala, or sa hingi. Tanggalin sa isip ang “bread winner” wag umasa sa isang member ng family. Magtulungan.

[@rogelyndelacruz910]

idol ang addiction talaga ang pinaka malupit sa buong daig dig walang basta basta makakapigil jan lalo na pagna addict na sa pag ..................iwan hindi ko masabi😶 . at hindi pa jan naadict narin sa pag..................... sa pag.................

[@trishabarroga4632]

#2 :((((( bought the 2 books at lazada flash sale and got it today, also finished reading them today. The best!! Natatamaan talaga ako grabe. Shopping is addictive! Nag panatang iponaryo nako ❤ uninstalling shopee, lazada, zalora, beauty mnl right away. Thanks a lot sir chinkee tan for the wisdom!

[@chinkpositive]

surely no problem

[@TomoMusic]

Great information, thank you! And somehow you remind me of my loving Filipino father-in-law :)

[@HapiSingle]

Thanks a lot 😘

[@ma.melaniegeragagonzaga9508]

I learned a lot Thank u

[@ssss-pb9ub]

Hi sir Chinkee I'm sure you are aware about Condotel Investment. Can you please talk about this on your next video. Thank you

[@chinkpositive]

will try. ty v m, please also share and subscribe and click the bell button para you won't miss any new videos

[@oscarferreira1]

Hi, Try to keep the backround music lower or muted. Thanks!

[@charissaregis6520]

Wow! Thanks a Lot! More Blessings..

[@chinkpositive]

ty v m, please also share and subscribe and click the bell button para you won't miss any new videos

[@mommyAJ-te6yn]

Yahooo... wala aq sa bangit pero nd q p rin maramdaman ang financial freedom huhuhu

[@jemimajirahjaramillo5797]

#5 relate po ako nito

[@grapilonbernales148]

Very good advice sir 👏👏👏

[@chinkpositive]

ty for your comment, please share and also subscribe. Don't forget to click the bell button.

[@MaiCosVlogs]

i found my self on the fifth sign,but the thing is,i know how to control myself.

[@1984chicklet]

Correct ang number 3 & number 5. Number 3 kung i-aapply ko yan sa tatay ko na may sakit kawawa naman. Number 5 ipinadala ko na halos lahat ng savings ko sa pagpapagamot ng tatay ko bago pa lang dumating ang sahuran. Kawawa naman ang tatay ko kung titiisin ko. Kaya di ko alam kung itutuloy ko pa ang bakasyon ko after 4yrs. dahil another expenses na naman yun. I hope mabawi ko pa ulit expenses at makapagsave ako ulit ng malaki.

[@blasingtv]

Hi Chinkee, I just heard from an old friend: What is business? Business is using other's money...... What do you think?

[@gjbs55]

Good video, thanks!

[@chinkpositive]

ty for watching, pls share and subscribe and click the bell button

[@jazzjam4019]

thank u sir chinx+.im learning a lot

[@aracelimagdaraog4147]

Nung bata pa ako d ko alam pagkakaiba nang mahirap at mayaman.lahat kasi nang level nang tao nakakasalamuha ko. Mananahi kasi nanay ko. Mararamdaman mo lang totoong hirap, Kung Mag isa mong binubuhay mga anak mo.Pag tanda mo na lang mapapansin na mas masaya pa pala buhay mo kesa maraming pera. Kasi sariling lakas mo ginamit mo sa pangangailangan mo.At walang kasinungalingan istorya nang buhay mo. 😃😃😊

[@deejay824do]

Yari ako sa no. 4 and 5. That's the challenge of having a credit card.

[@danandanalynlivingatwiscon1179]

Im do right things. I never exceed on my expenses. I never think to borrow money. I can save more than my expenses. So if i dont have job i still in a good way of living.

[@chinkpositive]

thank you for watching, please share and also subscribe

[@woodspirit98]

agree 100% Very wise

[@freckles6072]

Amazing sir...u inspired more people

[@chinkpositive]

ty vm

[@ou8206]

The background music was very loud but thank you for the info.

[@chinkpositive]

promise to adjust the new ones

[@raymartpampolina3345]

Sir ano po ba ang magandang gawin sa katulad kong masyado kc akong attractive pagdating sa mga hightech na mga bagay like gadgets and electronics device like tv's na aamaze kc ako sa mga ito pagdating sa mga feautures .na tetempt tuloy akong bilhin.pero sa isip ko nmn kailangan ko ba talaga tong bagay na to sa pamumuhay.pero at the same nangunguna pa rin ang pagkamangha ko sa isang bagay.tnx po

[@lalilulelo]

Another thing about #3 is that most Filipinos would rather have their loved ones take care of them out of love than professional caretakers.

[@seira9732]

Gumastos lang talaga ng naayon sa kakayahan.

[@chinkpositive]

tama. ty vm , please share and subscribe and click bell button

[@FlorieDM]

Good job

[@77symbolum]

Awesome tips!

[@joycemercado9420]

Wala akong Ginawa kundi magtrabaho para makatapos ang anak ko. napatapos ko na siya. d pa siya graduate nag aaply na siya, gusto ka agad makatulong sa akin dahil nakikita na ang hirap ko. two months pa lang siya sa trabaho, na hit & run. kinuha na siya agad ni lord. anong gagawin ko? nawalan na akong gana magtrabaho. gusto ko ng mag resign sa trabaho. pero may tatlo pa siyang kapatid. parang nawalan ako ng ganang mabuhay.

[@rovicsenison5962]

Good day, Is there any free seminar? Thank you

[@RenyBorja]

Thanks for the infos Sir

[@rustyasplico1625]

I suppose to be not struggling but my family just relying on me😭

[@RJBalinas-t7t]

I feel you... tawa mo nlang yan... Hahahaha Soon makakaahon din.

[@staykind270]

matipid po ako, Ayaw ko bumili ng mamahalin kasi pinapayaman ko lang ang kompanya tapos ang mga nagtatahi ng mga branded or mamahalin na sinusuot naitin kawawa 150 dollar lang ang sweldo every month, wala pang mga beneficiary pag nag kasakit , sa charity shop ako bumibili ng damit pero hindi talaga ako mahilig mag shopping, hindi nga ako bibili ng shoes hanggat hindi nasisira ang shoes ko eh ganun din sa cover ng cp ko kahit mukhang libagin na basta pwede pa naman gamitin ok lang, at lagi ko inuuna ang mga expensess ko. at hindi ako palakaibigan kasi the more friend you've got the more expenses you will spend.

[@dindolee8829]

Loans and bills excessively are meant for business people because they have the ability to produce money. This is not for ordinary employee on a limited salary.

[@aaliyahgonzales3106]

1. kuryente at tubig nalang ang bills.. cut wifi na 2. addicted sa food .. hehe 3. hmm 4. iniiwasan na talaga umutang dahil nakakahiya.. alam ko ung feeling na pambudget mo sana pero may kaibigan ka lang na mangungutang naawa ka kaya sige pautang.. 5. sinusubukan ng tanggalin ang ganito coz its really stressful kung san ko kukunin panggastos ko.. #criticalwalletdays

[@judelynacupan9980]

Thanks for your tips

[@chinkpositive]

thank you for posting your comment. Please subscribe and click the bell button so you will be notified when I have a new video.

[@sundamakmak6361]

I stopped going to school but may parents are business women/man they entrusted me on cashier for the mean time and they also payed me each day 150 pesos and i have this thing i wanted to buy and i can now afford which is it cost 16.000 is it worth it cause im really desperate on buying it cause that's what brought me to accept the job may parents give me i always telling to myself that what's more reasons to save money when you don't have a plan to spend with it

[@jazkitchen3601]

Agree dito kuya chinkee

[@nedskiechannel3892]

Your right that’s me now thank you for your talent you right too I have lots of friends and now I lost my job I have no friends nomore they don’t even call me how I’m doing but before when I’m still doing good lots of fry they held in my place for party they kept calling what I’m cooking then they come over to my place but now not anymore thaks for your information.❤️❤️❤️

[@reichreich595]

Neda Gehan I've been there before.. it really hurt..I was in between jobs that time so I always prayed and at the same time I read books how to handle finances..Then when opportunity knocks on my door I have this full mindset to always save small or big amount but consistency is one of the key.Then of course wisdom from God..now my life a lot better compare before..Thank God..😊you will overcome this trust me..

[@Papershire]

Don't try to impress people, look after yourself, hun. :)

[@mr.makoytv6380]

What is the purpose of money

[@yujinacafe]

#3 are mostly pinoy thinking, that when they retires they mind is set that their kids will help them back. is it wrong/ bad?

[@philipagtuca5486]

they have kids to milk them later on like investments.

[@charitygarcia6206]

Wrong.they should set aside money for their selves

[@maryjoy5700]

Joina Shiawaze like my mother says I have to pay my sss so I have allowance when I grow older. I’m not really depending that someone will take good care of me when I grow old. I have to be ready for that. If I’ll have a kid I will not depend on them.

[@GnaReffotsirk]

This thinking is born from an agricultural family structure. The children usually becomes heir of the land, and give portions of the yield to their parents. This is hard to expect to occur since people and the trend don't have this idea taught to children anymore.

[@beautifullists]

I think its wrong,

[@crissydee8367]

Hi Mr. Chinkee! Im here po sa Canada. Paano po ako makabili ng book ninyo? Pwede po ako bumili ng book ninyo online?