Iponaryo Tips: Bakit Parating Lubog Ang Iba Sa Utang?

Mga Ka-Iponaryos! Kayo ba ay may kilalang laging lubog sa utang? Ano kaya ang dahilan kung bakit hindi makawala sa utang at parang nagiging cycle na ito ng ibang tao? Bakit parating lubog ang iba sa utang?
Panoodin natin itong #Iponaryotips tungkol sa dahilan kung bakit parating lubog ang iba sa utang.
Minsan, mayroon tayong mga habits na hindi natin napapansin pero ito pala ay nakakapagbigay ng hindi maganda sa ating financial aspect. Ano kaya ang mga bagay na dapat gawin at hindi dapat gawin? Ano rin kaya ang ating pagkukulang upang hindi na ulit tayo bumalik sa pagkalubog sa utang.
Minsan ang nagiging cycle ng isang lubog sa utang ay kapag siya ay nangutang, hahanap siya ng mapag-uutangan at ito ay ipambabayad lang din sa utang...hanggang sa magiging cycle na ito at hindi na makawala sa utang.
Ka-Iponaryos, kailangan nating maging wais pagdating sa pagma-manage ng pera. Isa sa mga babaguhin natin ay ang tamang pag-iisip at sa video na ito ay makakatulong na tayo ay makapagset ng tamang mindset upang maka-iwas nang tuluyan sa pangungutang at makagawa ng bagong habit sa pag-iipon.
And speaking of pag-iipon, nasa video na ito ang isa sa mga paraan upang tayo ay maka-iwas sa utang at makapag-ipon pa. Share niyo sa amin ang inyong experience kung naging effective ang #Ipontips na ito.
#ChinkPositive #ChinkeeTan
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[@reynalitiongquico9444]

Maluho.. Kahit d kaya, kinakaya para may ipost lang sa fb.. Bago pa sweldo, utang na agad ng kung ano ano..

[@chroniclesofjedzki]

itzzz_Pia Tiongquico ipon

[@cristineabes9024]

salamat po sa video nakakatulong talaga

[@luvmaydosano2256]

true...based on may parents exp. pati kmi namro2blema kc araw2 may nani2ngil kau pa gagawa ng dahilan..

[@nyolbuaku7436]

yung mama ko, lagi kong sinasabi sa kanya na dapat may emergency fund siya, di ako pinapakinggan... ngayon, parati lubog sa utang ang daming lending, loans at pati sa bumbay kumapit na, sayang lang pagod niya

[@yuszef7264]

Thank you so much Sir C.Tan bakit now lang ako nagkaroon nang internet kaya ko nalaman mga advice mo sana dipa huli ang lahat sa akin hahaha

[@gracecabangunay4967]

Yes we have emergency fund micro saving from Cebuana Lhui. and KAYA saving from BPI. Thank you For the sharing this video

[@bellarivelgalinato5585]

Sana kayanin ko nah tlga ito😣I just opened my 3rd bank account! Now savings for emergency fund🙏god sana kayanin koh! Salamat Sir Chinkee😊I watched all your vids! Godbless

[@chinkpositive]

go lang ng go

[@alphagraxia8713]

Thank you for sharing. Kaso makakaipon ka sana ng emergency fund kaso lagi may pacontributiin yung company namin!!!! Solicite lagi!

[@ailynnitcimoednepud6701]

Thank you po sir may natutunan po ako kasi more than one year N ako dito abroad pero wla pang ipon next year uwi sos npaka hirap MG kayod wlang ipon puro resibo lng so sad sana po more vedio PA po pra my idea kami mka ipon sir🙂🙂

[@lavilmavlogchua1672]

Ailyn Nitcimo Ednepud Pa hug naman. na hug na kita.

[@yleagaitra4511]

Ah ok yan kaso d p ky ng budget kapag ntapos nko s 3 bumbay ko pero Malayalam p un sana sir may electronic raffle kyo s mga nag watch s inyo nice video relate much ako

[@katrinasayson]

Pinapanuod ko talaga mga videos dito from time to time kasi minsan lumiliko ako e

[@OmengTawid]

Nasa sistema na kasi, naging normal na ang tingin ng Pinoy na magkautang. Keep this up sir Chinky!

[@PinoyMoneyMakeoverChallenge]

I've been following your channel for quite some time now and I really appreciate your advocacy in helping Filipinos reach their financial dream. Keep it up sir!

[@justinapabustan6027]

Salamat po sa video gusto ko magdamit mga anak ko Yan 👍❤️😘

[@rogiep.sumaylo8005]

Sir, chinke Tan..Napakagaling nyo po..God bless po

[@lilibethrenon7405]

It's not too late sir,,,kaylan ko Lang napanood mga vedios mo sir,,,but I'm so thankful nagkaroon ako ng idea sa pag iipon at pag titipid,,,God bless you po

[@altheapaulajosephineerispe5374]

Tama emergency fund yan ang wla ako till ngkaroon ng aberya.. nlgay ko ksi s negosyo, din hindi nging ok wla n akong maibalik s savings. ending nangutang ako to sustain

[@mariceltabion1009]

Ang dami ko natutunan po lagi sa pangaral ninyo sir...

[@chinkpositive]

ty, please share

[@josieercia3996]

Tama ka sa lahat ng mga advises mo at mga kuwento, nakakarelatecako sa mga sinasabi mo,ganyan din ang ginagawa ko,na umiwas sa pangungutang if possible at higit sa lahat di gnastos ng higit sa kinikita. Ang galing galing po nn u,isa kayong inspiration sa mga kapwa tayo...very sensible ang mga sinasabi po ninyo... dapat mabasa ng iba ang mga share mong mga ideas. Thank you po!

[@yaleemhot7466]

nagsemola ako nito manood.sept 28..wala akong ipon non now thank you god my 80k na ako ngaun.alhamdullillah

[@morwenbranli7618]

Very informative ang mga topic dito.very helpful for those who want to be financially stable.

[@chinkpositive]

ty vm

[@lynnsalazar3894]

True emergency fund is really effective. Plus set aside an account That is only for emergency. So you don’t mess your other savings.

[@gcpastortv9767]

Thanks po sa advice sir!

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ty too

[@bradpetehoops]

Napakatindi ng mensahe para sa dakilang pag unlad. Emergency power money for life.

[@PredictAnythingSoftware]

Added to cart agad, nakita ko sa shopee... I will order it after 30 days... Nanonood din kc ako ng Alux channel, and one advice is, wait for 30 days before buying something... Kung after 30 days hnd parin nagbago pagiisip ko, then bilhin ko na to... It's a good investment... Kasi one way to success is to NONSTOP LEARNING!!!! The more you learn, the more you earn!

[@nonoydvlog4360]

Salamat sa mga idea po

[@analynlegandin1126]

Good morning po Sir Thank you po Sir sa mga tips paano mag save ng money po God bless po...

[@chinkpositive]

ty analyn God bless

[@lavilmavlogchua1672]

Thank u po sir..Cguro para saakin.dpende po may mga tao na maluho hnd naman po lahat.Cguro kya sila nangutang dahil may emergency,may problema,Tama po dapat may emergency fund.eh paano kong naubos po kasi kailangan ng ibang ka pamilya mo.tapos naubos.

[@rossanaaliano8375]

Great to watch your videos Chinkee. God bless po! 😊😊😊 sana di kayo huminto at patuluy ang pag advise 👍👍👍

[@chinkpositive]

ty vm rossanna

[@jilliantolentino35]

Love watching all your videos. Nakaka inspire po 💯

[@lyrahgracebarot5563]

Good advice po sir chinkee. Watching from Dumaguete City. August 12, 2019

[@chinkpositive]

ty vm lyrah

[@patjosebalagosa3066]

salamat puh.....

[@ChanPCabol]

Thanks poh Sir Chinkee sa mga Good tips poh

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ty too chan

[@michaelraygasta9864]

Hi Sir Chinkee. Paano po ba mag refuse sa mga nangugutang? Hahaha I mean, it’s not that I don’t trust them, pero kase ginagasto lang nila sa mga bagay na di naman worth spending. Ganun po.

[@zhedlee2499]

Michael.if magpapautang ka ung situation na emergency like my sakit...nasunugan..or if for bussiness purposes..kung magpapautang nman at di mo sure na mababayaran ka..much better na magbigay ka na lang ng amount na kaya mong i let go kahit hindi ka bayaran..at the same time hindi rin sasama loob nya at di rin sasama loob mo pag hindi ka nabayaran😊

[@silverlotus9424]

@Michael Ray Gasta - eto sabihin mo sa knla.... ‘Ulul!’

[@mariarubydelacruz2772]

@@zhedlee2499 true likewise thats my way,

[@angelaortiz7223]

Sabihin mo wala k pera khit meron. Nakakastress dn kc magpautang. Mahirap na. Lugi ka pag di k bnayaran

[@lavilmavlogchua1672]

Michael Rey Gasta na hug na kita.pa hug naman pls.ty.

[@agnesverain3658]

Hi po sr chinkee, ur my idol. Very inspiring po mga videos u.in fact gustong gus2 ko po mgkaroon ng lhat ng books u kya po mg avail po ako n2 money kit. Thanks po. More Power and God Bless Po!!!

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@@chinkpositive I like A.

[@Anna-sz7mv]

Sir chinkie paano mag invest matagal ko nang gusto kaya lang wala ako alam kung paano sir dmi ko natotonan sa pakikinig ko sa mga video mo

[@johnmelmarpagunsan1020]

Ung pngit sa kmg anak.. Kw my kailngan wala maibigay..

[@cuzuvmcvoy]

Magtrabaho at mag ipon. Bilhin lang ang basics Wag maki sabay sa mga uso. Makuntento ka. Kumain ng tama at mag exercise. Wag pumatol sa mga SALE! Wag mag Window shopping.

[@nielbrizuela2799]

Pinasa ko yan ...magalit cia ...bkt daw CIA pinapasahan ng ganyan

[@janetredoloza3349]

Kaya ako. Saho-saving=allawance.

[@marjoriehorton]

Oo nga po sir Chinkee,bakit bakit bakit??? Lol

[@romindelacruz2903]

Hi Po. I always look forward to watch your vids.

[@chinkpositive]

ty

[@byteyadad3934]

Chingkee asan natin ipasok na emergency fund? Sa banko ba or i save lang sa bahay?

[@manuelfloresta7049]

Im watching right now idol

[@rosevillafranca2771]

wow nice !

[@DJPersonality]

Wala akong emergency fund kasi may utang ako sa SSS at Pag-ibig. hahaha

[@MavenGirlPH]

so excited

[@leahineesumbat3007]

Hi po sir chinkee paano po mag order ng moeny kit? Nasa ibang bansa po kasi ako

[@juday1929]

Ako wlang otang.ksi marunong ako sa PERA HAHAHA yung mga nagkaotang yun yung mga sicialera di nman kaya.

[@luzvirzi5136]

Dapat May bugdet para alam ko Kung kaya mong bumili o hindi . Discipline yourself, hindi luho at utang ng utang Kung hindi alam Kung paano babayaran .

[@RonaldRobledo]

Hello po. Dapat po ba nakahiwalay ang bank account ko for emergency fund sa bank acct ko for savings acct? Ilang % po kaya ang ideal na itabi ko monthly for EF?

[@chinkpositive]

pwedeng hiwalay ng bank pwedeng same bank its up to you pero yes dapat hiwalay ang dalawa. at least 6-12 months of your monthly salary

[@nelsonmacaspac7993]

Money Kit

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[@jenelyngodinez1795]

Sir if meron akong 100k anu mas inuuna mag savings muna or mag small business..slamat

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paano po mka bili nyan sir

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Do you have podcast?

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pano mag order

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How to order po...I'm from Singapore now

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Ako po nbaon sa utang ng iba 😲 ndi kuna alam kng pano pagbayad

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Me emergency fund ako sa Tambunting

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Mr.chinky tan paano po magpadala sayu ng pera para sa order ko

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Hindi nag budget.. Bili dito bika diyan.. Pa hug po sa channel ko po.. At hug po.. Thank u po sa advise sir chinkee..

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Sn nkkbili?

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Idol Paano po makaka avail ng Money Kit?

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Negosyo

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Trio

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...

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Firstpo hehe

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Haha

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happy?

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Money Kit

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KEEP TRACK of your Finances with MONEYKIT 2.0. It is available in BOXSET or DIGITAL. Click below to order: A. BOXSET: P3,499 (lddy.no/9xgg) -All 11 books -My new book, BADYET DIARY -Ipon Can 60k challenge -Free shipping Nationwide B. DIGITAL: IDEAL FOR #TEAMABROAD P2,499 (lddy.no/9xgi) -Downloadable Ipon Stickers (60k challenge) -Downloadable Badyet Diary (New book) -11 Downloadable Chinkee Tan books

[@shienmarizgono504]

Money Kit

[@chinkpositive]

KEEP TRACK of your Finances with MONEYKIT 2.0. It is available in BOXSET or DIGITAL. A. BOXSET: Click here: bit.ly/moneykIt2 -All 11 books -My new book, BADYET DIARY -Ipon Can 60k challenge -Free shipping Nationwide B. DIGITAL: Click here: bit.ly/mkdigi2 #FORTEAMABROAD -Downloadable Ipon Stickers (60k challenge) -Downloadable Badyet Diary (New book) -11 Downloadable Chinkee Tan books

[@analynlegandin1126]

Money Kit

[@chinkpositive]

KEEP TRACK of your Finances with MONEYKIT 2.0. It is available in BOXSET or DIGITAL. Click below to order: A. BOXSET: P3,499 (lddy.no/9xgg) -All 11 books -My new book, BADYET DIARY -Ipon Can 60k challenge -Free shipping Nationwide B. DIGITAL: IDEAL FOR #TEAMABROAD P2,499 (lddy.no/9xgi) -Downloadable Ipon Stickers (60k challenge) -Downloadable Badyet Diary (New book) -11 Downloadable Chinkee Tan books

[@virgenitapalada9574]

Money Kit

[@chinkpositive]

 KEEP TRACK of your Finances with MONEYKIT 2.0. It is available in BOXSET or DIGITAL. A. BOXSET: Click here: bit.ly/moneykIt2 -All 11 books -My new book, BADYET DIARY -Ipon Can 60k challenge -Free shipping Nationwide B. DIGITAL: Click here: bit.ly/mkdigi2 #FORTEAMABROAD -Downloadable Ipon Stickers (60k challenge) -Downloadable Badyet Diary (New book) -11 Downloadable Chinkee Tan books

[@angelaangela1375]

Money Kit

[@chinkpositive]

 KEEP TRACK of your Finances with MONEYKIT 2.0. It is available in BOXSET or DIGITAL. A. BOXSET: Click here: bit.ly/moneykIt2 -All 11 books -My new book, BADYET DIARY -Ipon Can 60k challenge -Free shipping Nationwide B. DIGITAL: Click here: bit.ly/mkdigi2 #FORTEAMABROAD -Downloadable Ipon Stickers (60k challenge) -Downloadable Badyet Diary (New book) -11 Downloadable Chinkee Tan books

[@143leomarc]

Money Kit

[@chinkpositive]

KEEP TRACK of your Finances with MONEYKIT 2.0. It is available in BOXSET or DIGITAL. Click below to order: A. BOXSET: P3,499 (lddy.no/9xgg) -All 11 books -My new book, BADYET DIARY -Ipon Can 60k challenge -Free shipping Nationwide B. DIGITAL: IDEAL FOR #TEAMABROAD P2,499 (lddy.no/9xgi) -Downloadable Ipon Stickers (60k challenge) -Downloadable Badyet Diary (New book) -11 Downloadable Chinkee Tan books