Is it the RIGHT Time to BUY a HOUSE? | Money Matters Ep. 25 | Ankur Warikoo Hindi

[@warikoo]

If you wish to be part of the Money Matters series, please fill up this form: forms.gle/uj9JPUBp8Wo9nZQi7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. Let’s connect online: 🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq... 📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/ 📱 Instagram: / ankurwarikoo 🐦 Twitter: / warikoo 👨🏻‍💻 LinkedIn: / warikoo 😄 Facebook: / awarikoo 🖋 Daily Blog: ankurwarikoo.com/blog/

[@ChandanSingh-dn8fj]

Maine form fill kiya Hai Mera number kab aayega sir

[@barnwalbikky]

Meanwhile Iran develops nuclear weapon, and Mosad cracks down trial phase and war escalates in middle east, which causes blockage of "strait of hormuz". Investors dreams will be shattered without any chance to withdraw principal amount.

[@samueldavid1341]

For some people buying a new home is an emotional thing... No matter how many times you say, they will still take a home loan and pay emi for the next 25-30 years 😢... They don't understand that they are not the one buying the house in fact the house is buying them and making them as slaves by paying emi for the rest of their lives..... Dhyan - please go for SIP of 50 K with 5% increase in the investment for 10 years and live peacefully in your new home😊

[@jayalakshmisivakumar8826]

Wariko brother hope this message reaches you. Can you make a suggestion video foe housewife who want to invest 2000 in mf. Sir small amount which we have can also be invested no so a video on that please

[@maulikpatel1321]

Sir i filled the foem still waiting wheen will my turn will come sir plz reppt me

[@theredbaron28]

Small observation, Ankur Sir is always excited to solve problems. The tempo remains constant in all videos, where challenges changes dynamically😅

[@akashsharma1134]

He looks like 45 years ( only at the end I got to know he is only 30) 🤯

[@soham565]

alcohol effects showing their true colors! 🙃

[@premlamka5122]

@@soham565alcohol is banned in Gujarat

[@Akash-Bisariya]

Yes he looks 40 atleast.

[@RiyazShaikh-r4j]

Thinking always about money money and money effect showing their beared white

[@prasantadas8302]

Looking like 40

[@playwithvihaan7601]

This man is incredibly fortunate to have a wife who earns nearly twice as much as he does. However, he aspires to live an upper-middle-class lifestyle while only having a middle-class income. Continuing on this path is likely to lead to self-destruction sooner rather than later.

[@notjust_explorer]

You shouldn’t comment on anyone’s aspirations. You forget one thing his parents also working, they have definitely good savings which will help him in future. So please don’t say like this. He is good whatever it is.

[@saurabhjoshi6085]

Life is meant to be lived in a growing curve, otherwise, what is the point of all the hardwork? And achieving dream is not possible without manifesting. Lower middle to Middle; Middle to Upper middle, all these are traditional routes which all should aspire. No one dreams of staying in EXACT financial condition his whole life.

[@playwithvihaan7601]

@@saurabhjoshi6085 I have no objections to him pursuing his dreams, and I respect that. However, from my perspective, it appears that his current resources may not fully support the lifestyle he aspires to. If his goals are more ambitious, it would be worth considering what steps he's taking beyond simply investing money. For instance, does he have multiple income streams, or is he actively working on upskilling to increase his earning potential?

[@78anant420]

Don't listen. Purchase house and then think of saving. House is fundamental. Life is unpredictable.

[@abhaysingh4472]

Bhai Ghar & life ke unpredictability me kya relation hai

[@shivam4514]

Life & health insurance is fundamental, having emergency money is fundamental, you can live in a rental house and invest that money in equity

[@ashisharora6800]

Unpredictable hai to fir saving kyu karni and is channel to kyu dekhna !! Mauj lo Aapko leni hai to lo , baaki logo ko to jeene do bhai

[@HIMANSHUNUKSHI]

@@ashisharora6800

[@paninderbach]

Not having own flat or villa is painful because rents are crazily increasing every year, every 5 years the rent will increase by at least 50% then you will be forced to leave the home, then your wife, kids and parents need to make compromises on school, friends, relatives because you will have to shift to another place. It is a stupid decision to not to invest in your own home. And home prices in Hyderabad are increasing at minimum of 25% every year unlike 6% as mentioned by this gentleman. The flat that I have taken at Rs. 7700 per sft in 2019, in 2024 resale value is Rs.21000/- per sft…no way I will be able afford at Rs. 21000/- per sft, hence taking flat 4 years back had saved me…rent from this flat is covering the interest cost and I am paying principal part of EMI from my loan.

[@DRXPHARMACIST2024]

If investment horizon is more than 8-10 years go for mid and small cap funds....

[@Sld585]

Private sector you should assume max 50 as retirement age…anything beyond that is bonus

[@nandojuace]

Fear and uncertainty create major wealth. It's those who take the risk and have strong gut to endure the bloody days. When i notice extreme dips i tend to actually move more money to Bitcoin.

[@LolMan-qy9cc]

I feel sympathy for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. You've helped me a lot Sir Brian! Imagine I invested $50,000 and received $190,500 after 14 days

[@icucmerc]

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

[@mbnesbitt]

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

[@hamzahamza-bz3rf]

Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

[@amytuttle1621]

I'm surprised that you just mentioned and recommend Mr Brian Nelson. I met him at a conference in 2018 and we have been working together ever since.

[@ks1970in]

(+) he is paying an EMI for some some other house, that can be sold to get lumpsum. (-) he is not thinking about own kids and their expenses. (-) when his parents move in with him, his parents too would have their own assets, they too might be able to contribute to down payment of the house... (-) not at all thinking about support for wife's parents; and her wife is earning twice as much as him and may also think similarly; may have more financial/emotional power in family

[@manojsuri007]

Stop investing in nifty and large cap funds. There is hardly any juice left. Invest in flexi caps and multi caps which will give you stability plus growth. Safed haathi mat paalo. Chhota sher palo...wahi bada hoga. I am investing since 16 years..have seen various market cycles. So speaking from experience.

[@aashishnayakji]

safed haathi, chhota sher?

[@prerit_108]

Nifty 50 is the safest investment for long term

[@manojsuri007]

@@prerit_108 safe khelna hai toh Bank mein rakho paise..market mein log growth ke liye aate hai.

[@veeresh_22]

that's just a general statement.. hamesha present market situation dekh k invest karna chahiye. aur abhi market apke thought k opposite keh raha h.. take this screenshot and validate yourself after 1 year.

[@manojsuri007]

@@veeresh_22 I am investing since 16 years..I have seen many market cycles to tell that flexi caps, multi caps, mid caps and small caps have given far better returns than nifty and large cap funds.

[@investments_360]

Intrest rate increase from 10% to 12 5% is not an increase of 2.5% , its 25% increased 😊 and in future it will increase more

[@vikaskyatannawar8417]

Abhi toh direct tax code aane wala agle saal

[@playwithvihaan7601]

Why do 99.9% of corporate employees insist on speaking in English, even in situations where Hindi is the language of the interview.

[@gouthamr6578]

Why speak in Hindi? Is that going to get you a Job? Also, why have you typed this in English over Hindi?

[@playwithvihaan7601]

@@gouthamr6578 FYI, I am not being interviewed in Hindi and this guy was!

[@gouthamr6578]

FYI, there is no hard and fast rule to speak in HINDI. More the reach if they speak in English

[@vikaskyatannawar8417]

Environment matters..... Bachpan me mai Kerala me tha toh malayalam bolta tha, majority schooling/education CBSE me ki aur main language hindi use ki, kaam ke time zyaada english hi chalta hai, ab hindi naturally pehle jaise nahi aata kyunki pura environment me bas english hi hai. Hindi ki todi vocabulary bhi bhul jaata hun kabhi kabhi jo school me easily aa jaate the dimaag me..

[@playwithvihaan7601]

@@vikaskyatannawar8417 me is Interview ki baat kar raha hu..Yeh bandha South Indian state se nahi he aur iski English bhi itni acchi he..Dicey ko fishy bolta he..phir bhi yeh English words dal rahe he Hindi bolte time.

[@dallimanikanta1443]

thank you ankur for this episode❤❤

[@NeerajSingh-fv7qg]

I think the very first thing he should focus on is his health.... He looks 45...... Boy go & pick up some weights......

[@mukshobhit]

Ankur Sir, great content. I have been watching every single uploads of your channel. Just a small suggestion, please keep displaying the Excel sheet with both of your videos on the screen. This will be really convenient.

[@samitchakraborty7868]

Hello Ankur Sir, I watch your videoes regularly, it's really helpful. But here you missed one point that wehn you tell him to buy the house after 8 years then his age would be 38 but his loan tenure you keep as 25, that means he has to carry on his loan till the age of 38+25= 63. I think Banks will not give loans of that tenure at that age. If you reduce tenure then again EMI would be more and savings would be less. So I think the house price that he opted for is very high in comparison to his household income.

[@online_teacher-299.]

Banks allow repayment upto the age of 70 in home loan

[@nishantrathore6340]

If he is 30, i will be born 3years from today

[@CHIRO_and_CUPPING_ROOM]

Bande ko sab chahiye ghar chahiye ek ghar ka loan chal raha hai gaadi bhi chahiye International trip bhi chahiye retirement corpus bhi chahiye Chand Bhi chahiye Suraj bhi chahiye😅😅😅

[@akashsharma1134]

Recipe for financial disaster

[@keepsmiling7766]

😊

[@TheRawat29]

Kya baath hai sir

[@AdarshRaj-t5u]

​@@keepsmiling7766mast emoji hai ye 😂😂

[@blorese454]

😂😂😂😂😁😁😁 bro

[@thugguchacha7078]

His rent is my salary 😅

[@NeelChourasia]

Sahi suggestion by u ...mid age me hi ghr kharidna chahiye continue SIP se bahut chije set ho jyngi life me. 🎉🎉🎉🎉

[@GoravAnand-fp8fd]

Wonderful episode and guidance when to buy a house and invest till then. Thanks a lot❤

[@scorpionrocker5322]

Sir bacche honge , bacche ki schooling, aur usake parsonal expense, madam ka gold , ye sab to calculate Kiya hi nahi kisi ki shadi ka return gift ,annual vacation aur bhi tamam expenses hai jisake bare mai koi baat nahi karta , aur kal job chali gayi to go gaye millionaires.

[@aavii111]

Household expenses will increase by 6-7% yearly. Child education expenses was not counted. 10% annual increase. Person's salary increase won't be more than 6% annual increase. Personal health/medical emergency fund not taken into account. I think, it's a wrong calculation.

[@abhiramabhi1583]

He is looking more age than Warikoo but recently married... that's why i hate education/job's..

[@MaskedTruth123]

Stress and work pressure made me look like someone at his 40's , am actually 30. I think same might have happened with this guy

[@Ankitjaiswal-hd7pv]

Where do you work

[@MaskedTruth123]

@@Ankitjaiswal-hd7pv currently working in Dxb. In finance.

[@jayloving2005]

Same with me I am 35 look like 50

[@abhiramabhi1583]

@MaskedTruth123 that's only I am saying... people's looks like due to the bulshit education or job

[@aslambeary1850]

Excellent comparison of Actual Tax increase effects post budget and very simplified and clear explanation on Profit post Tax. Thanks Ankur keep up the good work.

[@playwithvihaan7601]

Wife income double than Husband's..This man hit a jackpot..Would love to know what that wife found in him to agree to get married .

[@PhDLaw]

😂😂

[@sabbychap]

Maa baap ki service hai retirement pe maal milna hoga

[@banglafanivdo4421]

Age 30 how,😂😂😂

[@sumitchoudhury3832]

Maybe she was pregnant by another man before marriage so.... Es chomu ko fasa lia 😂😂😂

[@sudhitpanchal4996]

I am from ahmedabad and can relate him cause the Real Estate prices is rising like anything...

[@akshayradadiya5324]

House cost 80L, Loan 80L, then where is down payment went..!!!

[@improvelivingandlearning]

Problem is not in buying that is price like you can afford 20 k mobile but have to buy iPhone

[@fakeintellectual8023]

Sir i really want to give a thanks to you for your book'Make epic money' From a reader just completed the book' I don't sure if this comment reach you even if reaches you i don't sure you bother it' Even though your book is amazing you give me a confidence 🙏🙏😘😘😘😘😘😘😘😘😘😘😘😘😘

[@lpssourabh]

Buying house is a worst decision for a middle class income earing person. He is staying in a house worth 75lac for which he is paying 24K per month. Had he taken decision to remain in the same house .(By the way he is planning to own a same worth house)He could have over 50k per month to invest. Which if invested could earn him money(in 5-8years) to care of daily expenses,cater to his international trip, kids education , parents monthly expenses etc.. All these expenses can be taken care if he decides to live in a rented house.(I mean same house which you dream to purchase , just stay on rent. Not asking to stay in a low cost house).Financial plannings need maturity not emotion. Emotional finance decisions leads to self finance destruction.

[@Narwarsingh-s6g]

Dear my portfolio Nippon India small cap Quant small cap Motilal Oswal mid cap Quant mid cap Nippon India large cap Parag Parikh flexi cap Total sip Large cap 10000 Mid cap 20000 Small cap 30000 Is this correct investment My annual income 15lacs Sir please reply

[@ranisartchannel]

Please answer. Is SIP through phone pe safe?

[@santoshmishra5312]

After 10 years the interest rate will also be very high.😔

[@sayandas3083]

13:07 you have calculated it wrongly. You have to earn 16.66% returns then only you will get 10% in hand (after tax).

[@hishighnessab5540]

I would have liked to click the like button few more times for this video😊. Thanks for a lot of clarifications. Please make more of them.

[@Nawaz7861]

The best spot to be in to avoid huge loans and highly valued home. Instead go for house which can half of it which is possible. All this calculations looks great on excel but you never know how this sips are going to react in future.

[@himanshukhatri4605]

Very True on typical 1 cr home lacs loan for 25 years you will be paying 1.45 cr in interest only not a good deal.

[@abhishekpalcool89]

sir 10% se 12.5% hua hai & yes its 2.5% increased but from base of 10% its a 25% hike in taxation.... how can u misinterpret this

[@mdfaiz4583]

This is very very informative, sir.. Love you man

[@tonmoypaul3615]

Plz do a separate video on ETF investment

[@sayandas3083]

12:03 10% to 12.5% is not 2.5%. It's around 25% of 10%. Please calculate it properly.

[@mymutualfundportfolio2024]

Sip karte rahe dosto ❤

[@JaspalSingh-tq3se]

Long term capital gain increased 25% not 2.5.

[@ridaslifestyle5732]

I am just a housewife hardly I used to save 4 thousands per month or mai 3 hazar ki sip krti hu or in hand 1 thousand rakhti hu ki hath me thode cash bhi hone chhaiye

[@FilmyCloudzone]

1k use karna ka baadh kadh kitna basta ha?

[@ridaslifestyle5732]

@@FilmyCloudzone mtlb

[@moraleducation4132]

Bhu acha hai, kisi flexi cap me invest karo ye 3000 jese or saving badhe to amount bada Dena, abhi ek hi fund rakho

[@ridaslifestyle5732]

@@moraleducation4132 ha Nippon India hai small cap

[@Love.lenswedding]

1.28lc selery use yah pareshan ho raha hain bhai sahi kha hain kisi insaan ka man kabhi nhi bharta

[@Jay-xd8mh]

Usme man bharne ki kya batt hai vo apna future secure karna chahta hai usme galat hi kya hai

[@Jay-xd8mh]

.

[@Jay-xd8mh]

Vo apna future secure karna chahta hai usme galat hi kya hai

[@veeresh_22]

sirf 1.2L hi nahi uske dono parents abhi 5-6 yrs tak working h.. fir bhi

[@kankanachattopadhyay817]

Koi bhi insaan sukun se nehi ji sakta.income jyada hain enjoy karo, invest karo.nehi kuch bara amount loan leke zindagi kharap karenge hi karenge.2 cr hone tak chup chap raho.65k 15 yr invest karo.4 ghar kharid lena.😊

[@PhDLaw]

15 saal baad 2 crore me ek ghar bhi nahi aayega

[@Antimgupta16]

Bro 2 cr mei achi location mei mumbai mei flat nhi mil rahe meri sister ko…kya baat kar raha hai bro…

[@dr.bilashbhui1974]

Ankur you do use excessively these two words perfect and lovely.

[@gauravshukla1916]

With due respect the tax liability has INCREASED BY 25 percent. Please dont play with the numbers This translates to. An additional tax outgo of 25 lakhs on a retirement corpus of 10cr

[@brightstudio7897]

Sir phone pay mutual fund investment is it good for long investment? All the phone pay investment are regular plan Sir plz make a video on this . Coz maximum of students are investing thier amount in phone pay mutual fund

[@thesanh28showbiz]

GOOD VIDEO 5:30

[@MustkhimInamdar]

Hello Ankur, can you please make some content on Ethical funds ? Thanks in Advance.

[@vivekshah676]

I loved muti dimension of investment which you are sharing

[@NITISH.75]

एक वीडियो इस पर भी बनाया की एसआईपी करना ज्यादा बेहतर है या जमीन खरीद कर रख देना भविष्य में कौन ज्यादा पैसा बनाएगा बहुत कन्फ्यूजन में हूं मुझे जमीन घर बनाने के लिए नहीं खरीदना है बल्कि उसे बेचने के लिए भविष्य में सीप और जमीन में कौन सा बेहतर रहेगा

[@PKS11111]

SIP ka baap hai jameen, specially local town me jo ki apne hold me ho usse achha kuchh nahi hai

[@moraleducation4132]

Jamin sahi h lekin uske liye bada amount bhi to chahiye ​@@PKS11111

[@manishdubey4853]

If he is buying home at 38 than he has to pay emi till the age of 64 yrs which may lead to more frustration as there will be no income at that time.

[@Jay-xd8mh]

Sir u r my Warren Buffett

[@mitisrivastava]

Mera suggestion hai apko ghar khareedna chahiye,abhi koi responsibility bhi nahi….agar do teen sal me baby hoga to uske 10 to 12 years hote loan finish ho jayega shayad jaldi bhi….ghar lene se bohot sare tax exception bhi milenge aapko and aapki wife dono ko……rent har saal 10 percent se badhta hai…..

[@chetanprod]

How I can create 4 Goal based sip porfolio with single account. 4 sip porfolio with 4-5 stocks each. Stock can be same just its tenure will vary as per goal requirement.

[@Antimgupta16]

Bro dnt take it otherwise saving to hoti rahegi thoda to health pe focus karlo…..u look more than 40 dude…lucky u are settled wish u good health nd luck

[@mahendrapodder8471]

LTCG aaj se kuchh saal phle specially before 2014, was 0%. So it is not hmesha se 10%. Misinformation.

[@habibbasha9516]

Dear Ankor I would like to tell you Recently I started to watch your videos. I am really very interested.

[@kw9494]

You are assuming that the LTCG will remain at 12.5 percent. Direct Tax code is coming in 6 months and you will be most probably be taxed at slab rates. Or this 12.5 percent will keep increasing every year.

[@SoulfulMelodiezz]

Can I invest 20k for 5 years in Small cap sip? Or should I go for large cap? Plz plz plz anyone reply thank you

[@vikaskumarkarn296]

Sir Jinhone aapke videos dekh dekh k invest karna suru kr diya aur unme kya sudhaar ki jarurat h unko vi money matters me bulaiye maine aapka form bhra h

[@mdsalman60145]

Sir im 13 year old i am seeing ur videos from 12 when started iam seeing ur videos i like about thats thinks thank u for making like this video's

[@mkk94]

You are really lucky.. Can start investing in your early age itself

[@amit2221993]

padhai pe pehle dhyaan do bache. investing hoti rahegi

[@mkk94]

@@amit2221993 this is what we heard from our parents of 90's.. 😂

[@manojsuri007]

@@mdsalman60145 25 saal tak kuch mat socho..achhe se padhai Karo..active income pe.dhyaan do..baadmein passive income ke bare mein sochna.

[@MohsinKhan-yp3ly]

😂😂😂chori krke sip krkega ye ghar k paise se​@@amit2221993

[@Fauji-x9t]

Can anyone suggest me I have 9 stocks 30 lakh portfolio APL Apollo tube Persistence system TATA elexi Vbl Deepak nitrate Kfintech Unominda Pg elctroplast Polycab I will not invest anymore in stocks I will further invest 25k as a sip Tata small cap 5k Nippon small cap 5k Motilal Oswal mid cap 5k Hdfc non cyclical consumer index fund 5k Jm flexi cap 2k Bandhan small cap 3k currently am 32 year age working in defence and want to retire as soon as possible Mera stocks ka portfolio Kaisa hai kitne paisa bann skta hai kitne cagr sai aur mutual fund ka portfolio kaisa hai any changes required I will increase my sip amount in future thanxx

[@AnkurWarikoo-9]

What's app

[@AnkurWarikoo-9]

+157

[@AnkurWarikoo-9]

3407

[@AnkurWarikoo-9]

0144

[@AnkurWarikoo-9]

0144

[@parthvimishra8818]

After Paying 20 Lakhs as down payment, 65 Lakhs is what would remain as loan amount. Just noticed a miss in calculation.

[@AnkurWarikoo-9]

What's app

[@AnkurWarikoo-9]

+157

[@AnkurWarikoo-9]

3407

[@AnkurWarikoo-9]

0144

[@nitairoy6756]

Medcap par konsa mutual fund le sir

[@ShivaniSinha]

Very helpful

[@priteshshah]

Ankoor bhai it helps a lot.

[@sirajmediatv5552]

Sir Ineed To Talk With U I losed 35 laks in trading Can u Tell me How to recover in SIP

[@mananbansal2659]

When I first watched his videos, I thought, Wow, great advice. Then I saw more of his videos, and then I realised he just has the same advice for everyone: SIP. At one point he sounds like Amitabh Bachchan from KBC..... 4 crore 35 lakh rupe.

[@stanzindadul8437]

Good Sir

[@rohanshetty8119]

Taking Home Loan for 25 years doesn't make sense. Rather than paying those interest to Banks. It is better to invest that amount & try to increase it every year as per your capabilities. You should have around 70-75% with you as down payment for your Home For the Rest of the amount you can take a Home Loan for a tenure of 10 years or less. This will surely keep you in a better position in Life. Yes staying on rent can sometimes be tough, shifting every few years and all can be an headache. It is still far better than taking those big loan's for long tenure. Where the pressure will always be on you to pay those emi's on time by default of the situation you will be in. The Mindset of the people today is just to buy a Home as soon as possible. Family pressure & those kind of things really force a person to go for it. Conclusion - Invest the amount that you were going to pay in Emi's for atleast 10 years & 💯 you will be in a better position to buy that Home at that time.

[@AnkurWarikoo-9]

What's app

[@AnkurWarikoo-9]

+157

[@AnkurWarikoo-9]

3407

[@AnkurWarikoo-9]

0144

[@Yakshith2503]

Thia guy is earning yearly 48500 i.e far below 7.75 lakhs ...hence as of now saving tax on fd

[@investments_360]

Ghar lia to smjho fans gya .. Isse acha rent par rho or dusro ka ghar hi use kro 😊

[@priyankabhaladhare4659]

Sir I am new for sip so plz tell me ki sip kaha se Lena chahiye bank se ya koi app se plzzz suggest

[@shabbirbagawan7013]

Thank You Sir

[@LoveMasta-w6o]

If senior citizen is having zero income then how their FD’s will incorporate high tax?

[@sanamlive3124]

They will not have to pay any tax. There is a form 15G or 15H I think where the tax liability becomes zero

[@geetamudaliar5110]

Hello Ankur, kindly advise when we invest in SIP, after two years of investment when the returns are good is it good idea to redeem and invest the lumpsum in FD and start new SIP again. I am retired so no risk investment.

[@AnkurWarikoo-9]

What's app

[@AnkurWarikoo-9]

+157

[@AnkurWarikoo-9]

3407

[@AnkurWarikoo-9]

0144

[@hih9429]

Who is ankur... Same initial pitch is made by investment advisors.. difference is ankur makes disclaimer

[@sanjibpradhan6717]

Kya kehte ho sir Ola ka new bike le le yaa fir same price pe ola ka stock kharid le

[@Rohitshah1104]

Sir SIP investment karne k liye konsa app best h

[@kkdas7566]

Will this bank interest remain the same ? I don't think so. That's not correct

[@FishWorldkannada]

Sir please tell how much tax we have to pay on our returns

[@prashantrai4176]

Awesome. But brother invest in your health as well. You are 3 years younger than me but look 15 years older than me. Sab paisa jo kamaya health care me hi naa chala jaye. Otherwise mast hai bro. You have married and settled. I wish you congratulations but pls take care of your health and your looks

[@Bharat2020-j8k]

How can I join and discuss with you

[@bubaighosh2776]

Sir please help me . Ajj k din mein bhi itna mahengai aur meri salary 10k. Main kaise savings karein??

[@barnabijaybasumatary3585]

Sir kaya aap mutual fund mein invest kiya aapko kitna mila

[@Trucker_RJ09]

You are my Warren Buffett ❤❤

[@Himanshu-ji8st]

thanks sir❤

[@madhusudanpal4456]

How to contact Ankoor sir

[@playwithvihaan7601]

Home buy Karu? Yar Hindi bolo ya English bolo

[@kumrankit]

Where is your new video

[@rahulmandar4421]

how can i talk to you

[@gurungbigyanchannel]

Hello sir Share me your idea's How to save my 💰

[@AbhishekSingh-oy5lv]

Where is the excel sheet?

[@rajeevrn9]

Sir Where are you living this time..?

[@Embedded_baba]

Yaha salaries sunke rona araha heee yahan humko job nehi milrahi

[@rinku258]

I doubt he is working in revnue department

[@chanderbhanmunjal9193]

I want to confirm my grandson is NRI he is 3 years old and I am residing in Chandigarh India. Now I want to open SIP in my grandson name and I will operate all funds from India. Can I do open SIP I India from my account for my NRI grandson. Pl reply