Is PayPal's Cashback Debit Card Worth It? // Full Review!

[@lzxty6024]

I have this card, its nice. Much better than my local bank's debit card. Recently (by recently I mean it changed for me today), it said at the start of every month i can choose a category to get 5% cashback in

[@CalebBaleFinance]

Nice! Yes, I'm a huge fan of the cashback upgrade

[@vonkry4784]

hello im a bit late but how do i get one? I can't order it online so how do i get it?

[@sleeper9728]

So this card to use I have to add money or PayPal let me borrow?

[@Andrew-Comi]

This is my go to card for groceries. I earn $600/year just on grocery purchases and move into PayPal savings which is sitting at over 2k now. Just on rewards

[@40andBroke]

Nice breakdown Caleb. I think I have the PayPal credit card because my daughter bought something on etsy.

[@CalebBaleFinance]

Thank you sir!

[@WitchLuw]

I just got into PayPal I have my credit card on my PayPal account Not bank details I tap Pay at my grocery store It comes up error Do I have to add cash in there I was hoping it works like a card not add $ into it

[@Steven-k4h]

So I can use the debit card in stores and online if I have money in my balance right?

[@CalebBaleFinance]

Absolutely!

[@RashadSims-bh3zz]

​@CalebBaleFinance if I get this card and it has no money on it could a transaction go through for example if someone is on government assistance or working can their benefits or payments come on this card

[@JGVRP]

​@@CalebBaleFinanceDoes Paypal debit card take balance from Paypal?

[@PayDro007]

@@JGVRP You have a PayPal balance funded by a debit card or if you get refunds from other online shopping. The money does not come from directly drawing from a desginated debit/credit card

[@Itsmanchezzzzz]

I want to get the debit card but I don’t think I’m going to use cash back tho

[@CalebBaleFinance]

Yeah, honestly not a ton of cashback that I see is useful

[@jonathanvance8201]

Can i repeatedly select groceries as my catagory for cash back every month

[@CalebBaleFinance]

Yep! I do groceries every single month

[@Torao-]

what happens if you overdraft the card?

[@CalebBaleFinance]

I don't believe it will even let you overdraft. It'll just decline the transaction

[@robertmtaylor2472]

Completely @CalebBaleFinance, Completely!

[@ericm8329]

maybe someone already asked, but groceries seems way to go. could just go and buy amazon gift cards to ensure you max the 1k/mo, right?

[@davidstyles1576]

What’s the most you can have? I plan on using it as an alternative to a bank account.

[@CalebBaleFinance]

The most you can have? Of bank accounts or something else? Nice, it's a great account!

[@josephedwards8992]

How do you add money at Walmart. PayPal app dosent say I can do it there

[@CalebBaleFinance]

If you go to "Finances" then "Balance" and scroll down to "More Options" and choose "Add cash at stores," you can find the option to add money at Walmart if you want.

[@leo7958]

Question. Do i have to download an external wallet like Google wallet in order to pay with my phone???

[@Vincent-yp1gj]

Yes that's what I have.

[@CalebBaleFinance]

Yeah, I mean I think Google Wallet would do the trick. I have an iPhone so I use Apple Pay

[@MemoriesGamer612]

questions? dose PayPal Debit Card have a Monthly fee? some shopping need a Card to shop like epic games store, playstation store website not ps4/ps5 system store for some reason

[@CalebBaleFinance]

It does not have a monthly fee!

[@marco_non_toxicztrt9200]

So if I linked my cash app debit card to PayPal, would it be a bad thing if I also got a PayPal debit card?

[@CalebBaleFinance]

I don't think that should be a problem!

[@sleeper9728]

Can I use this PayPal debit to pay for home insurance of $3000+? And Is there downside to this?

[@CalebBaleFinance]

Oooo, not sure about that. I don't see any downside, necessarily. But I don't think you'll get any cashback for it

[@xkumaxberriesx]

Are there any particular down sides when banking with PayPal?

[@CalebBaleFinance]

I can't think of any particular downsides. They used to not have FDIC insurance but I think they do now

[@sherrypearson9844]

So I’m getting two $5 rebates and they will only send to paypal or Venmo. Which one is best to receive rebates and is it even going to be worth it and how much will they take?

[@CalebBaleFinance]

Either one's great! I believe there's maybe a $10 sign up bonus on either if you use my link. Otherwise, I probably use Venmo more so I'd go that direction!

[@sherrypearson9844]

@@CalebBaleFinance Ok and will use your link when I sign up!

[@carolhewett-fo8lq]

How do you just get the depit card without have to enter your bank information. I just want it for cash app like ibotta . Where i can have cash sent to depit card

[@CalebBaleFinance]

Hmm...that would be a question for PayPal itself. I don't know if there's a way to get the debit card without having to enter the bank information or not.

[@nightmaredarcy572]

i have a prepaid card that has 20 dollars but i cant use it since the page dosent work

[@CalebBaleFinance]

The page doesn't work?

[@dcjrsrt10]

I miss the top off feature since that option was removed i stoped using it, i have to transfer ahead of time, before i would just swipe the card and it would top it off from my back account in intervals of $20 so if i spent $38 it would transfer $40 from my bank account.

[@CalebBaleFinance]

I feel like Venmo used to do that too maybe? I don't know if it still does but I'm pretty sure that used to be a feature

[@dcjrsrt10]

@@CalebBaleFinance I've actually have had a hard time making the card work since the top off featured was removed, i transferred $20 to use it at a car wash declined every time, i tried pumping gas with those $20 it also got declined, i transferred the money back into my debit card, i really loved this card so much since the wife carries the main debit card from our bank, now i just use a credit card and transfer from my bank account to pay for charges every week never carry a balance past my work week.

[@robertmtaylor2472]

Walmart has already a Cash Back Offer, with: PayPal, but is very limited.

[@CalebBaleFinance]

This is true, I think with the One debit card. It is pretty limited, I think maybe $50

[@jevonroberts3707]

So if I live in Jamaica and need to make a withdrawal at an atm here, it will work?

[@CalebBaleFinance]

Oooo I have no idea. Sorry!

[@richellebilan-xe5we]

Hello is it available in tha Philippines? I’m planning to get one

[@CalebBaleFinance]

Actually, I don't know! But you can certainly download the app and try.

[@Qmurda920]

I used the PayPal debit card at a atm and it didn’t work

[@CalebBaleFinance]

Really? Did you confirm it was one in their network? Although it should have still worked just with a fee at non-network ATMs.

[@Qmurda920]

@@CalebBaleFinance it was locked I guess

[@CalebBaleFinance]

Aha, that makes sense. I had a debit card decline because I accidentally had it locked.

[@santap9332]

Can you order this debit card in Europe? Can you cash widtaw from your paypal account money earned online? If yes what is maximum amount montly and big are fees?

[@CalebBaleFinance]

I'm sorry, I'm guessing you can't get it from Europe but I don't know that for a fact. Sorry, I don't know what you're asking!

[@Aminu4me]

Please how can I get PayPal credit card

[@CalebBaleFinance]

Well I mean you should be able to apply for one through the app but that's all I've got for you. I don't review credit cards.

[@cashaiesha]

78 cents😂😂 if its me I probably get ..25 cents

[@CalebBaleFinance]

😂 Maybe you'd get more now with their cashback updates. kzbin.info/www/bejne/h6GuhJmjnpilpdE

[@thedailyunbreaded317]

PayPal is garbage. I make $130,000 a year and my only monthly bills are my truck payment and vehicle insurance but paypal declined me on a "pay in 4", for a $300 shirt 😂

[@CalebBaleFinance]

Interesting they would choose to decline you for that but at the same time, what are you doing trying to finance the shirt? Just buy it outright man!

[@MSB780]

😂👍🏼

[@CalebBaleFinance]

👍🏼👍🏼

[@AkhakonBlessing]

Please ooooo, I need help am trying to opay paypal on line and they ask me about the card I don't know what to do pls someone should pls help

[@CalebBaleFinance]

That’s a question for PayPal customer service!