इस 'स्कीम' ने युवाओं को बुरा फंसाया, क्रेडिट कार्ड डिफाल्ट पर ये है सजा |Kharcha Pani Ep 929

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Pradeep Yadav and Upasana presents you Kharcha Pani, the daily economic bulletin and in today's episode we discuss following:
1-Why are credit card dues and defaulters increasing?
2- Has increasing credit card dues become a threat to banks?
3-How much has the total credit card outstanding reached?
4-Why is the number of people using credit cards increasing?
5-What is the penalty for credit card default?
6-Why is RBI worried about the increasing dues and defaults of credit cards?
7- Will there be purchases worth Rs 1.85 lakh crore in the upcoming festive season?
The copyright ownership in the video vests with India Today Group. No third party is permitted to use the video without obtaining the permission of India Today Group. Any permission for usage can be obtained through the email ID provided here [e-mail].
इस वीडियो का कॉपीराइट स्वामित्व इंडिया टुडे ग्रुप के पास है. इंडिया टुडे ग्रुप की अनुमति के बिना, किसी तीसरे पक्ष को वीडियो का उपयोग करने की आज्ञा नहीं है. उपयोग की अनुमति इस ईमेल आईडी [e-mail] के माध्यम से प्राप्त की जा सकती है.
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Produced By: The Lallantop
Edited By: Utsav

[@sahilrajput3153]

Mai credit card department mai kaam karta hu mai khud credit card ke jaal mai fasa hu ab bhi jitna mujh par principal hai usse dugna tu mai interest de chuka hu annual charges 52-53% lagta hai ye customer ko nahi bataya jata hai compounding interest ke jaal mai customer fas jata hai late payment fees alag se lagti hai mujhe khud dukh hota hai credit card sale karke kyunki company and bank ka bhi humare upar pressure raheta hai target ka otherwise target achieve nahi hote tu company se fire kar diya jata hai sale advisior ko

[@Bittu-no7fw]

Use karne se pahle sare terms and conditions padh lena chahiye n

[@kameshkumar8502]

​@@Bittu-no7fwjhaat sala chup

[@kameshkumar8502]

Apka kitna amount tha sirji.. Mera v isme scam hua h kutta credit card

[@avinashnag8013]

Waoow

[@Entertainment-pw7ub]

Close kyu nahi kiye

[@sevenseasc8094]

Ignore karo bank calls, mails 😔

[@VIPULBAIRAGI143]

Defaulter banane me govt zimmedar hai, ek bada hissa yuvao ka dream 11 jaise app pe credit card se paisa lagakar जुआरी ban rahe hai, inko band bhi nhi karte, TIKTOK ko band kar diya to ye zua khelne wale app kyu nhi, Public me cards(ताश) khelna gairkanooni hai, kyuki nirmala ताई को GST k room me 30% commision jo nhi dete, is sarkar me, paisa do aur jo karna hai karo, chahe koi defulter bane ya rapist

[@RahimKhan_01]

ये सब क्रेडिट कार्ड कंपनी एक नंबर की फ्रॉड होती है पहले तो जरूरतमंद लड़कों को नई नई स्कीम बताकर ट्रैप करेंगे बाद में जब credit card का बिल due date से आगे निकल जाएगा तो इनको हर आदमी मे विजय माल्या, और निरव मोदी ही दिखते हैं जैसे उनके पैसे लेकर भाग जाएंगे 😂😂😂😂😂😂😂😂 और हाँ मैडम ये जो क्रेडिट कार्ड वाले unnecessary charges काटते है वो कौन भरेगा 😡

[@harpreetturka9730]

Sabse jada credit lene vale IPHONE VALE HAI 😆 😂

[@manasranjandas7669]

Aaj 10 main se 3 log defaulter hai . Paisa nehi hai toh kya kare . Kuch Paisa mat do

[@anupampanwar355]

@@manasranjandas7669 ये कोई बात नहीं होती। पैसा नहीं है तो कया करे। जब तुम लोगो की चुकाने की औकात नही होती तो लेते ही कयो हो

[@SonuKumar-rx5dj]

Mne to 1 L ka card defaulter hu muje to kio cort case nhi kiya 1 year ho gye

[@anupampanwar355]

कोई कोर्ट मै नहीं जायेगा टेंशन मत लो। बस आगें से कभी कोई लोन नही मिलेगा

[@kameshkumar8502]

Sonuji kon se bank ka h??? Mera v 70000 ho gya drr lag rha recovery wale ka

[@Saurabh-xt8gz]

Tera CIBIL destroy hoga... Aage kabhi home loan shayad n mile

[@77jagjit]

@@kameshkumar8502 kuch nai hoga bhai, recovery wale dara sakte hai aur kuch nai kar sakte, mera 6 credit card ke 5 lakh ks default hai, kuch nai hota, phone aate hai par maine block mai dal diya hai, 2 saal se job nai hai kya karu

[@sayantanbose504]

Jab tera CIBIL barbaad hoga tab pata chalega

[@ravichandra7511]

आप एकतरफा Information से आप खबर नहीं दिखा सकते हैं। मेरे अनुभव से,, Credit card collection system एक तरह का fraud system है। It is a system with a lack of transparency.

[@shyamdeep]

बचत कम होने की सबसे बड़ी वजह महंगाई है। वित्तमंत्री को हटा कर कोई ढंग के नेता को वित्तमंत्री बना दिया जाए तो सब ठीक हो जाएगा।

[@Saurabh-xt8gz]

Pranav Mukherjee (then FM in UPA govt) ka parliament m statement yaad h inflation p? Pehle jab 12% inflation tha tab sahi tha abhi 7 k around h to jyada h

[@ram-s9e4x]

​@@Saurabh-xt8gzare bhai 7% sarkar ka aakda h jo fake h real inflation 25% se jiyada nhi h

[@Saurabh-xt8gz]

@@ram-s9e4x 25% Chal prove it...? Ek example m hi deta hu Petrol to sab use karte h 2014 m 66 ka tha abhi 100 around h - BJP k 10 years m 33% rate increase hue 2004 m 33 around tha - Congress k time m 100% rate increase hue the... Ab tu bta 25% inflation kaise h abhi?

[@imroseahmed252]

Credit card scam hai insaan aukat se zayada kharach kar dete hai or payment nhi kar pata credit card 💳 ko band kar dena chahiye

[@dhirajpokharna]

मैं पिछले 7 साल से क्रेडिट कार्ड इस्तेमाल कर रहा हुं...... आज तक 1 रुपया भी दंड नही भरा..... उलट 15 से 20 हजार तक रीवार्ड पाया है.

[@77jagjit]

income achi hogi apki, mere pass 2 saal se job nai hai, isliye mai pay nai kar pa rha hu

[@imroseahmed252]

Decipline hai bhai 🤙🎉

[@alkeshkumar4910]

Sahi hai Bhai okaat se jyada kharcha karoge to duboge hi

[@avinashnag8013]

​@@77jagjittoo liya ku...bhai...

[@avinashnag8013]

​@@imroseahmed252 right knowledge Right amount of income Right amount of expenditure Our Right knowledge of apni awkat

[@augharpremi]

भाई रेगुलर आमदनी हो तभी क्रेडिट कार्ड ले अन्यथा ना ले मैं यही सबको सुझाव देना चाहता हूं 😅😅😅😅

[@Rakeshalex55]

औकात से ज्यादा लोन नहीं लेना चाहिए।

[@avinashnag8013]

😂😂😂 yahi chig sarkar ko bta a aaa...to

[@solo.108]

Mere 2 credit card bills 3 mahine se pending hai aur 2 loans pending hai...lekin mai agle 3 mahino me khatam karunga

[@m.mtravelvlog139]

Wahi paisa bank wale Dusre logo ke saving ac se paisa kat leyte hain....

[@sachinsharma2680]

5 sal se Credit card use kar raha hu ajtak na hi 1 bhi Rupaya Penalty pay kiya hu aur na hi 1 bhi Rupya Interest,Credit card Insaan ki trh use karoge to bahut achha hai aur Janwaro ki tarah use keroge to Bahut ghatiya Chiz hai

[@durgeshjharbade4598]

Credit card k jhal me Main fas Gaya hu to ab or loan le kr nhi fasna credit card ka loan nhi bharuga chahe Jail jana pade

[@tejasmhatre6189]

Abhi apka 2.8 lakh crore wala video dekh hi raha tha k ye 2.7 wala bhi aa gaya

[@anitatechnologysharma7105]

Earning nhi hai khane pine mein kharch ho jata hai😢😢😢😢

[@Bittu-no7fw]

Without earning wale ko credit card use hi nahi karna chahiye, earning wale bhi apni income ke according खर्च करे तो क्रेडिट कार्ड बहुत अच्छा चीज है ।

[@सिंघानिया-र3द]

50 % tk intrest leta hai or 50 type ka GST leta hai

[@avinashnag8013]

😂😂😂😂..

[@yashjaiswal5650]

Irony is getting add of credit card while watching

[@manibhatiavlogs3297]

अगर आपके पास पिस्टल 🔫 है तो गोलियां चल जाती हैं। ऐसे ही क्रेडिट कार्ड है सोच समझ कर खर्च करो।

[@MLHELECTRONICSOFFICIAL]

corona ke vajah se main khud difolter ban gaya nokri gai kamai gai kangla ho gya 😢😢😢 bank walo ne sidha 35000 ke 45000 kar diye to itna tera bap bharega difolter nahi to kya banenge isse

[@mdafzalalam9111]

Bilkul Sahi 💯 correct

[@SujeetKishor]

42% interest kon leta hai bhai.

[@avinashnag8013]

Private Bank 😂😂😂😅😅😅

[@jeetuk8251]

Uske upar GST bhi lagta hai fir 50% se upar jaata hai 😁

[@manujkumarbora8901]

Mene credit card apply hi nehi kiya muje juth bol ke credit card bank wale ne diya he

[@सिंघानिया-र3द]

Credit card ek scam hai RBI ko band karna chahiye ye scam

[@Saurabh-xt8gz]

Koi galat pakad k ni de rha... Scam lagta h to mat lo

[@avinashnag8013]

90% log ko kmi hi...nahi ...ha is dash ma Par emi sabko ha..... 😢😢😢😢

[@सिंघानिया-र3द]

@@Saurabh-xt8gz tumko nahi pata hain sb ko din bhar me 10 call aata hai credit card le lo sir or kahi v metro city me ghumoge na to waha par pamplet ki taraha credit card baat raha hai pahle kisi v topic par study karo uske baad comment ache chiz ke liye kabhi v Bank es taraha se parmote nahi karti hai Paisa lutne ka ek naya dhanda hain

[@सिंघानिया-र3द]

@@Saurabh-xt8gz 50 % intrest samjhate ho kya hota hai pahile 50% samjo uske baad credit card ko samajhna

[@bindaas11life]

0 anual फीस बताकर लूट करते है.

[@DeepakVerma-oc5cl]

Love u upsana ji aapki awaj kamal hey

[@AMAN-iz9qt]

Kunal kumar tutorial zindabad

[@ankittiwari9594]

SBI Very Bad Service Customer Care Person Very Rudely Talking to Customers...... Boycott to SBI Credit Card.......

[@faimeedkhan99-og7wu]

I'm credit card defaulter since 2 years not paying single rupee, about 6.20 lakhs, kuch nahi hota kisi ko koi tention ki zarurat nai he

[@faimeedkhan99-og7wu]

Aukat thi 6.20lak ki to lia fir share market me loss kiya, ab jab profit hoga bharenge koi jeb se thodi denge.

[@krishavlogs9]

Mauj kr bhai😅

[@RamswaroopMarskoleRS]

Bank wale ghr nhi ate kya apke

[@mdafzalalam9111]

​@faimeedkhan99-og7wu Sahi hai Bidu, jab profit aayega tab payoff karenge. Same situation is with me.

[@Traderx112]

Mera ta 18lakh ka he 😅

[@pradeepsaratkar9445]

Mehngai or arthvyavastha bhot kharab he income kam mehangai jyada Sarker ke pass bhot pesa he garib log dab ke mar jaye

[@77jagjit]

right bhai

[@shashankdubey3657]

Ar bank chori kar tho

[@manishagarwal2450]

देसी घी पी लो ।

[@stockmarketlivenewsupdate]

क्रेडिट कार्ड डिफाल्ट

[@devendrajitsinghbumrah3084]

Credit Card is a big Mouse trap which has several doors.

[@yasirkhan-gh3oy]

right information of apni aukaat will never default on your credit card

[@ali_edittz7]

Great informative and valuable video keep going lallantop💯👍🏻

[@arpitagarwal7315]

Easy credit will create economic issues world wide.

[@mdazeemansari6173]

hm to credit card froud ke sikar haii wo bi 1.5 lakhs ka Mai to subside krna wala tha but gulf me mujhe bacha liya aur ab Mai safe hu

[@shrikantvimal7477]

Yuva mellanions nahi hain ye suraati Zen Z hain. After starting from 96 born.

[@AnilKumarMahto88]

Ye kya hai... credit card me 1.8% hi hai... business loan par kitna hai...

[@timepass.1989]

Credit card ek scam he.....

[@ramkapoor7484]

चारवाक का ये quote fake है ब्राह्मण टॉप वालों, किसी महान मेरिटधारी ब्राह्मण ने लिखा है चारवाक के नाम पर, वैसे ये inscription या scripture कहाँ मिला है?? ... यहीं रिसर्च है so called मेरिटधारियों की.... 🤣 🤣 😂

[@subodhkumar-qi6vo]

Credit card, bahut bada financial trap ha, bank up to 42% annually tak interest charge kerti hain....

[@Aroy739]

Is ladki ko bank se paisa mila h sari glti customer ki bata rhi 😁😁😁

[@mumbaistreets6014]

अगर आपको किसी से पुरानी दुश्मनी निकालनी है तो उसे क्रेडिट कार्ड लेने की सलाह दीजिए। जो लोग मासिक खर्च भी क्रेडिट कार्ड से करते हैं वो भी सैलरी आने के बाद जेब खाली हो जाने से परेशान रहते हैं। डिफाल्ट होने से बैंक आपकी जिंदगी हराम कर देती है।

[@hasinkhan730]

Abhi to jhaki hai khel abhi baki hai.....aage aane walo salo me ....har 3 vekti karazdar hoga

[@Samsam1212Sam]

Creadit card agencies illegal practice rbi ispe bhi dhyaan degi ek din

[@solo.108]

Mera ek sujhav hai sarkar se....sirf fd backed credit card hi de aur ye 36 % ka jo fraud hai ise band kare aur sirf 10-20 % ke andar hi ise rakhe nahi toh koi bhi pay nahi karega. Aur loan apps completely band hone chahiye aur agar ye karle toh economy bhi theek se chalegi nahi toh aage chalke mere jaise log NPA hi karenge

[@seeker_shivank]

Fd wala credit card sbse bekar h bro..me khud fsaa hu usme idfc fd card me

[@solo.108]

@@seeker_shivank achha problem kya hai ?

[@seeker_shivank]

@@solo.108 mene 5000 rs.fd wala credit card liya jb close karvaya to kiya nhi mene apne rs...nikal liye 5000 jo invest kiye the ab usme 5000 rs..minus show ho rhe hai 5 month baad mere rs..pr mujpr hi charges lga diye credit score mera sb khtm kr diya or bnd bhi nhi kr rhe card bol rhe 5000 rs..jma kr do ho jayega bnd koi fayda nhi fd wala card lene ka return 7% ka yearly dege usse jayda ye charges lga kr le lege agr rs..nikala card se bs mobile recharge kro shoppings kro bs itna kro to safe jo timely payment kro bs

[@bharatchaudhary549]

fir bhi bank or nifty upper ja Raha he

[@bhupendrakushawaha]

😂😂😂

[@sahilrajput3153]

Bubble

[@jajatikesharisamal1237]

Me 4 saal se credit card use kar raha hun but abhi tak 1 rupees extra Nehi Diya hun aur 4k se jada cashback and reward point mila he.

[@PHOENIX_EDITZX]

Inme se ek main bhi hun difult😂

[@shoaibkhan996]

Modi ji

[@krishavlogs9]

Mam unsecured defaulter k upar konsi dhara ka case ho skta he kripya bataye

[@sachinasugade1727]

Jisko Jarurt nahi unko dena

[@krishavlogs9]

Ye dallantopa channel propoganda failata hai badi badi bank and nbfc company mota rakam dekar boli hogi dallantopa ko ki ek video bnao aur video bolo default karne par bank and nbfc defaulter par kanuni karyawahi kar sakti hai taki log dar jaye India me 6 crores defaulter hia kar do case aur sabko jial me dal do😅😅😅😅muft me khana pani sukun ki ji dagi ji e ko milega jail me recovery wale dallo se bhi chhutkaara mil jayega ekbar jail yatra karne par defaulter big defaulter ban jayega jo paisa dena chahta bhi hoga ab wo bhi ek chavanni nahi dega 😅😅😅😅😅😅😅dallantopa walo sudhar joa aap

[@No.more_1]

sirf bakaya dika rahi ho lekin jo bank mai minimum due bhar bhar ke pareshan hai lekin paiss kam nahi ho raha hai..

[@kashif8197]

Helpful info 👍

[@सिंघानिया-र3द]

Credit card ek ek scam hai ye pahile logo ko fasata hai uske baad harassment Karta hai collection ke name par credit card band hona chahiye india me ye bahut bada scam hai pamplet ki taraha aaj kl credit card baat raha hai market me

[@gangajamunaitwari]

Unsure loan kuvh nahi hota

[@Antim-dy5yi]

और बढ़ाओ जीडीपी को😂😂

[@sagargattani9382]

Help

[@JyotiRanjanSharma-q2z]

Saving hoti hi nahi hai😂

[@shadabansari8469]

Credit card bhi ek Nasha hai bhai

[@speechless8030]

Modi hi to mumkin hi aaj yuva😅

[@Saurabh-xt8gz]

Isme Modi kahaa s aagya...😂 Modi s pehle credit card ni hote the kya?

[@auralife1500]

Rahul Gandhi - kitne dalit credit card Rakhte Hai ? Lallantop - Dalit Credit Card Nehi Victim Card Rakhte Hai 😂

[@Saurabh-xt8gz]

Good one 😂 but Victim card ki monopoly to waise kisi aur k paas h...

[@Asif-bn3vl]

Main khud multiple loan or credit ke chakkar mai fas mai gya ..😢