It's not What You Earn, It's What You Save That Matters ~ Dr Caroline Njoki

[@joycekiboi4483]

This is something I have to listen a million times, just realised how reckless I have been with my finances.. Thanks Doctor for such an excellent presentation. Learnt alot. Blessings.

[@Centonomy101]

Hi Joyce. We are glad this has been of help.

[@terrykarey3553]

I will never despise my 5 shillings coin again, now I understand the value of every coin I have no matter how small it is. .just know how to budget it, kidogo kidogo hujaza kibaba.

[@evekemboi2416]

She speaks and looks to have the best personality

[@Top_Ranking_Hustler]

Nice presentation Dr. Bulk buying is not the secret. The secret is managing the stock you have bought in bulk. Failure to manage would result in wastage.

[@Centonomy101]

Thanks for sharing

[@victornafwa2471]

Saving is not enough.Investing what you have earned is magical.What you earn matters alot.Infact it determines what you save.Good insight.

[@cafisdiamond1574]

Thank you Dr Njoki. I am in that bad debt and what you said hit hard. Thank you for the advise. I now have to figure out how to get out of this bad debt and get back on track.

[@eliciphanjuguna4605]

Dr. Njoki, I also wish to travel in and out of Kenya.still looking for ways to make money. You are very practical and inspiring!

[@alexkingori6095]

2022 it's wen I get to listen to this🙄. Thank u. Still so relevant

[@goodluckmachangu5941]

From Tanzania. Thank you very much for this video. I am learning a lot

[@claireruthnguru731]

Girl... This talk is something else ..you are a great role model... Looking forward to more from you

[@ronaldoriku5274]

I always read Saturday magazine because of you and your colleague Weceke Nduati ,infact since I started reading bit my life have changed complete .(if you don't plan earlier before you receive money ,money will come and pass like water on your hands .)

[@Centonomy101]

hi Ronald. Thank you for this affirmation. Kindly share and subscribe to the youtube page.

[@mohammadswabir2092]

I never felt bored listern to you, i have listern every word you had uttered and it all makes sense to me. I like your presentation very interesting

[@carolynemusolo6188]

Her level of brilliance is awesome.

[@weareafrican4850]

This is the best clip I have watched on KZbin for 2019. Thanks so much dr

[@Centonomy101]

Hi prince. Kindly subscribe and share.

[@digitalstrategyandmarketing]

Like in improving personal finance, the greatest problem for people looking to incorporate technology at work is mentality. Not having a digital mindset. When you change your mind, you change your life

[@conrado.]

I watched ths clip a year ago. I am here to rewatch

[@Centonomy101]

Thank you conrad. We appreciate

[@matildamlaginga7732]

Was this really news?

[@cassandrakemmy3987]

I real appreciate you Dr njoki,u have an inspiring message. Thumbs

[@georgeirungu6212]

Asante Dr.Catherine,l have learnt soo much today, very educative and resourceful presentation, am also in health facility ( rehab).... Muranga, real estate & hardware business (wife).... Nairobi, l related so much, Godbless

[@dominickjoseph7667]

Asante Dr,umenibadirisha asubuhi ya leo

[@jamesouma4435]

Dr. Njoki, thanks for the insightful message. All the points hit home.

[@magzdue]

Network and get out of your comfort zone. That is what i got. Thanks Daktari. Very informative

[@isabellmuya1523]

The reason I became a financial advisor on money markets and life policies.They are the best investments.I do it passionately. The satisfaction of seeing a client receive their money after saving little by little is amazing That's my line of work.I take people through that.

[@faithmasila6935]

Hey.. I'm interested in starting to invest I'm 23 years can you advise me please

[@annnduku5548]

Wow! What an insightful info? Women with brains. I always feel encouranged by these testmonies. The only challenge is money but no human is limited.

[@nginakairu6667]

Iiiiiiiiiiiiìiiiieiiiiiiiiiiiiiiiiiiiiiiiiiieieiiiiiiiie

[@julius7546]

Am just overwhelmed by this lecture, earning more than 70k and not been able to save alot thus is something I can't afford to miss

[@fredadick460]

I like daktari Beautiful and marvelous talk. she is a joyful mama

[@samoramarchero1483]

Very nice guide, I applied most of your basic advice before I made my first million and I made it, thanks a lot congorat

[@mbuukelly9434]

This morning I am educated, thank you Dr.Njoki

[@Centonomy101]

We are glad you are. Kindly share so that this impacts many.

[@agnesskaoma9599]

I don't know why I stumbled into this vital presentation I have learnt so many things on how to manage the money,lam in debts from people and loans and I don't even save lam so poor in thinking l want to change.

[@Centonomy101]

@@agnesskaoma9599 hi Agnes, thank you for coming to our page. Firstly subscribe for this and many more. about debt it's all about knowing which one you have and how fast you can repay so as to not get extra interest then most important to get an extra income to get out of that cycle.v

[@silversilver3383]

That's my lecturer .. Thank you Daktari

[@gladysandsammy1382]

Thanks Dr Njoki, it's a nice presentation. Very helpful.

[@Centonomy101]

Thank you sammy. We appreciate you.

[@josephkimanthi2273]

Its OK to talk about wealth. Very informative presentation. My lecturer in Anaesthesia.

[@zigheagneta]

Wow,have just bumped into this educative talk❤

[@Centonomy101]

hi welcome to the page. We are glad this is useful.

[@carolwanjiru8385]

Relationships are gold. Thanks so much, I have learned that it's the key thing

[@dawaiahmed6891]

Thank you very much Dr for the useful information about how to save money and make investments, actually we are in need for such precious information.

[@nyauskobies5522]

Look like Rosemary Odinga

[@lucyvibesgermany]

Switched sisters??!!

[@ruthwambui6009]

Nyaus Kobies , ngai, Rosemary ondinga twin. She is an Ondinga

[@tabbywaithera9112]

By the spot on😃

Waaaaa...she seriously does

[@palsonbett4869]

Nice brief..op ll follow the footsteps.

[@leria6282]

Really such an empowering speach, I like it thanks so much

[@rhodahj7121]

Dont know where i have been what an educative bettee late than never actually i needed this be blssd .

[@clifferox2292]

Just bounced on this channel and I should say am impressed and informed with your presentation Doctor.Keep it up.

[@Centonomy101]

Hi cliffe. Thank you and welcome to our channel. Kindly subscribe for this and many more informative videos.

[@batteanord1344]

Waoow,so educative,greetings from Kampala Uganda, hope to attend centonomy one day,

[@lucywanjiru4218]

Thank you soo much Dr.Caroline you've really tought me alot on how to manage my expenditures and how to save my earnings.Be blesses together with the whole of Centonomy team.

[@Centonomy101]

Hi Lucy. Thank for your commitment. Kindly subscribe and share this with others.

[@LizikiJWells]

I am Liziki Jim from Kampala; so inspired by Dr. Caroline's presentation. It's educative !

[@teche_]

It is 2021 but this video remains informative. I have learnt a lot information is power

[@Centonomy101]

Hi Tweens. We are glad this is helpful. Kindly share with others hers too and subscribe

[@versitymuthoni2697]

Thanks to this Dr for the great message,, centonomy and above all God for giving us centonomy to those who love the world of business,, I'm 19 and in college,, can't wait that time I will land in centonomy class live but I thank God atleast for now i can reach you,, Im in love with business,, God expand your territories centonomy

[@Centonomy101]

Hi, muthoni. Thank you for your wishes on us and that our message is reaching you. When we go online you'll be able to hear of it. for now, implement the lessons we share here on the youtube page by subscribing and sharing the word to others.

[@zaidazainab2407]

I thank God he landed me here in this insight....i have learned alot especially that point of tracking money...really that my weakness i never do the value of each coin i waste.... Thanks Dr. Njoki am grateful for your imformative advice...thumbs up... Looking forward for a good change Inshallah🙏

[@Centonomy101]

hi Tinah. Thank you for your comment. Yes, all is achievable if you have discipline and have a target you want to achieve.

[@suzannemaina4773]

This is such an eye opener! Great knowledge shared. Thank you so much for sharing.

[@Centonomy101]

Glad it was helpful!

[@wangarekieni7247]

Our MPs need to go through this course

[@Centonomy101]

true all need this course

[@mollygambiza9186]

Thank you so much! You have opened my eyes, stopped me from drowning

[@2005engineer]

Thanks Dr. Njoki for the invaluable insight

[@haronouma2394]

This is a great lesson learned thank you very much

[@jackiemwikali2823]

Thanks for this powerful message. Mindset

[@Centonomy101]

Glad you enjoyed it!

[@mohammadswabir2092]

Woooow i have learned alot here, thank you very much.

[@undisachahilu90]

Very inspiring Dr Njoki❤️❤️❤️

[@hannahwanguinjuguna8443]

Freedom flexibility is my definition of wealth and i want to achieve this with entrepreneurship in fashion although am an accountant,thanks for the lessons Daktari

[@ndukachibundom]

I love this presentation. I learnt a lot. it's simple and straight forward

[@faragfuraha]

Thanks for this my anaesthesia teacher at Egerton university, so inspiring.

[@nanjalakenya8738]

Wow! This is the best video av watched! I have watched and got inspired. Would like to know more about this Centonomy. Watching from Sweden 🇸🇪

[@Centonomy101]

Hi nanjala. Glad that this video has gone global. Kindly subscribe and share this video. Kindly go to centonomy.com to find out more about us.

[@carolyne4c]

Very inspiring. Reminds me of reading Tony Robins book......mastering the money game.

[@emileuwamahoro3820]

Hi, wonderful and very educative programme

[@mwalimumwanyumba9396]

Dr. be blessed you have changed my way of life approach

[@mercychebet3074]

Wow so inspiring indeed ,now am totally changed ,must subscribed

[@morrisbusolo2171]

very inspiring teaching DR. MADAM NJOKI

[@terrynjoki3086]

I have enjoyed her talk

[@Centonomy101]

Hi Terry, we are glad the message has been beneficial to you.

[@brucetayebwa5076]

Thx sister, so educative seminar. May God bless you 🙏🙏🙏

[@adenibrahim5603]

Very educative program... You really saved me now and now hence you taught me how to save my small money.....

[@Centonomy101]

Hi aden.we are glad that you have benefited from this video. Kindly subscribe and share so that others can benefit

[@muhumuzadavid6270]

Dr Carol thanks alot for that wonderful inspiration...kip it up

[@monicahkinya4165]

Thank you Daktari this has really challenged me

[@goldnwani3526]

Thank you madam.You simplified your teaching

[@zackowaga8152]

very important lesson. thanks Dr. Njoki

[@CoachCollo]

as the 147th viewer let me say thank you for this video and your story. I really want to join Centonomy, I will find away

[@Centonomy101]

Hi Collins. Yes there is a way always. Just prioritize your money and you will join and from joining you will gain more wealth

[@lynettembeyha2282]

But thank God. I am enlightened. Centonomy classes here I come!

[@patiencekibet]

I am there hapo kwa 'Dr. Njoki, I have this brand of drug....' I shall join centonomy because I have watched this

[@Centonomy101]

Hi Patience . We are glad you have decided to join. Kindly email [e-mail] and she will give you all the details.

[@patiencekibet]

@@Centonomy101 alright

[@Centonomy101]

@@patiencekibet most welcome

[@sylviekemunto1749]

This information is timely. Thanks alot Dr. Njoki

[@janetkatiwanorman2567]

You are the reason I am attending centonomy!! September 2019 I am in!

[@agapeshekinah4444]

I really needed this ❤️ thank you Dr. I have alot of work to do

[@Centonomy101]

You are so welcome

[@samkimani5426]

Lots of beneficial financial information and guidelines from Dr Caroline Njoki.

[@atukwasapromise9915]

Thank you so much for teaching me how to get save money 🙏🙏🙏🙏

[@titusmutungi1296]

Powerful presentation!! I am indeed changed and have also learned something new in the business world!!

[@Centonomy101]

Hi Titus. We are glad you have learned and gained. Kindly subscribe and share with others so that they grow as well

[@okanivutivi4127]

Thanks for the information.

[@jiwekichwa2857]

Wow!!!this lady looks, speaks and acts like Rosemary Odinga.

[@juliusmudome9883]

Yeah they look a like

[@winniemildred5212]

aki i thought she is Rosemary Odinga

[@samuelkarari6257]

this education sounds much effective than the whole of 844 combined!!

[@Centonomy101]

Hi Samuel. Yes here at centonomy all our programs are practical and taught by industry professionals.

[@samuelkarari6257]

truly inspiring hope to be part of the program some day

[@Centonomy101]

@@samuelkarari6257 we'll be glad to have you join us.

[@lindakisero6106]

Looks like Rossy Odinga'!! I like your presentations madam!!

[@FranciscaKamau]

Thanks for a very objective opinion from your personal experience on which course to start, my question is answered.

[@evelynbabirye4486]

Centonomy class? It's just so amazing been miss using my ka little money

[@lynettembeyha2282]

I wish I came across this 4 years ago.

[@Centonomy101]

It's never too late Lynette . You can start implementing and changing your lifestyle now.

[@fildasagal2555]

Me I don't even have hope am at edge

[@GGM219]

Good Dr Njoki very educative speech also bring us how to buy bonds and shares

[@Centonomy101]

Hi Ruth. thank you for your view and comment on this video. Buying bonds, bills, shares and all investment types are taught in our program by industry professionals.

[@duncanoiro6582]

So informative. .I really wish I could meet the centonomy advisers to help in proper investment

[@MegaMurimi]

Wow. What a powerful speaker. Thank you so much for your advice

[@nomsamanomano1733]

Thank you DR Caroline

[@nyashagrace11]

Very insightful thank you mum

[@janengone120]

Good information and empowering speech learnt alot

[@happinessmosoti4101]

Wow am enlightened now no more silly mistakes

[@Centonomy101]

thank you mosoti, we celebrate that you have learnt something . What we encourage you to do is to implement .

[@igwemeshack4856]

This is really nice. Of a truth, you can't solve a problem without identifying it

[@memocheptabkipsigis312]

Thought she is Rosemary Odinga. Thanks for this insightful msg ..God bless

[@dickenshuko8068]

Great talk. You can't solve what you don't know!

[@JaimeRodrigues-j2b]

Inspired...Obrigado 🇲🇿🇲🇿

[@wafulathadeus3980]

Hi Dr njoki you're smart i like it, thank you for being the light of kenya

[@robertbor4882]

You inspire alot.thanks for the insight now interested.

[@naigashakirah6172]

Very helpful thank you

[@Centonomy101]

Most welcome Naiga

[@michaelngicho2139]

Many thanks Njoki.

[@jacquelineolweny331]

very informative. Thanks, Dr. Njoki

[@ronaldongala399]

Thanks for this very important information

[@EstherMutono]

That was very insightful, thank you.

[@dennisobochi470]

Daktari,this is what i have missing . i have and learned and I've been inspired alot.