It Sounds Like You've Made A Mistake

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[@sasukesuite1]

Moral of the story: never do an adjustable rate loan.

[@michaelcarter266]

Yeah that is the real meaning.

[@ryancraig4811]

Except most business loans are floating. Bad timing here with Fed funds going up 5.25% in a year. Sounds like they had no idea how much they’d realistically be making. Look at selling the business and starting over vs selling the house. Renting now is probably more than the current house expense. Good thing they’ve got the military retirement and benefits to fall back on.

[@Bibleguy89-uu3nr]

Or any loan.

[@aaronalquiza9680]

Sounds like they need both Dave Ramsey and GORDON RAMSAY!

[@alinatamashevich3354]

Mic drop

[@Bibleguy89-uu3nr]

That’s a good idea for a show. Ramsay and Ramsay

[@bethsheba7]

I'd watch that 😅

[@Kyumilli]

underrated comment lol

[@conservativepersonnel8458]

This

[@SRD1281]

God help those who own a business but don't understand the definition of the word profit.

[@jh26pt2]

I am shocked by how many business owners don’t know the difference between gross revenues and net profit.

[@drtij_dzienz]

You say gross revenue when pitching investors, net profit when declaring taxes 😂

[@tristanrodenhauser5267]

Mouth on the floor

[@RobGoldy]

Ever since interest rates rose investors care about net profit too ;)@@drtij_dzienz

[@edwardrhoads7283]

I am in real estate. There are people who put properties under contract then try to sell the contract. They usually do not understand the difference either between gross revenues and cash flow.

[@LL-be5fz]

That's why many businesses failed.

[@mikeshaw4610]

Instead of selling the home. How about selling the business.

[@sblijheid]

Commercial real estate does not sell. Whole banks have gone bankrupt because of it. If they rent space, they have a multi-year contract. A franchise is a contract also. Given how winter is a dry season for them, only a drug cartel member would buy them out if the FBI promises to give them a Hunter Biden treatment.

[@kamilahdouglas1609]

Because then they'd have to go back to working for other people.

[@Legotech7711]

The business is still making money just buy another house you cant buy another business all the time

[@blackworldtraveler3711]

@@kamilahdouglas1609 They are already working for other people like customers,banks, the IRS,etc… Too much work for my tastes. They need to sell the house they live in while I’m debt free with nine year mortgage and pay cash for mine including rentals. I like my career atmosphere with better benefits.

[@r3lativ3lyd3lib3r8]

It's a franchise; they may have policies against it. Not 100% sure, I'm just spitballing

[@crow-vz5lx]

I'm jaded with car payments too. I'm glad I ran into this video. Literally, this morning at 3:30 am. I woke up. And heard some weird noises. I opened my door, and saw a tow truck across the street. Backing up to a Mercedes, picked up the back end, and quietly creeped away. I felt bad, but also looked at my two paid for vehicles . And thought wow. Even in my neighborhood. I moved to a very nice area recently. It really doesn't matter

[@bobcantstandzyobitz9778]

My Madza 3 has over 375k miles on it, no mechanical issues ever, original clutch. I have zero desire to get rid of it as long as it's running, might actually put in a used engine when this one is done. And it isn't a money issue, I can afford literally any car I want, just don't need to show off.

[@DorathyJoy]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

[@bernadofelix]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@SandraDave.]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

[@bernadofelix]

My advisor is “ Margaret Johnson Arndt’ highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@nicolasbenson009]

I appreciate this. After entering her full name into my search bar, her professional web page surfaced as the top result. Her impressive qualifications undoubtedly speak volumes about her expertise

[@ae3209]

Being a business owner is not something to take lightly. It is all encompassing and becomes a part of who you are. I don't think they were prepared for that.

[@bidu2379]

Exactly

[@valentinolnunez]

Must be a smoothie franchise! Demand doesn't drop to zero but definitely drops significantly when the light sweaters come out in Phoenix

[@random-nz7dy]

Had the same thought that it had to be this type of business.

[@bobcantstandzyobitz9778]

I immediately thought 700k for an established chain sounds like half as much as I'd expect in gross rev.

[@BrianW211]

My dad took a HELOC on his home and drew his social security early to keep my stepmother's salon business afloat. The business still failed, he had a much lower social security income when he retired, and he refinanced the HELOC twice and still had it when he passed away. Don't do it!

[@sblijheid]

If a business cannot stay afloat with its own profits, it should be shut down.

[@maryrenaud6732]

@@sblijheidIf they are taking a ‘salary’ out of the business and do not work in the business (just owners) they should throw that money straight onto reducing the loan principal. If they are already paying $4500 a month on the loan, that’s $54,000 a year, yet she stated the home equity of $230 k could pay off the business loan. The $54k annual is 23% of $230k….something is way off with these numbers. We don’t know the actual loan amount, interest rate, time period of the loan, or anything else. 😮

[@d_all_in]

Your dad was gigasimping holy cow

[@Pablo-cs5sc]

I knew she was making a mistake when she thought she was making 700k profit..

[@zachhoog]

Imagine owning a business and having no idea what profit means lol

[@DoctorSmartyPants]

And no idea what taxable income means either.

[@VinodhBalloutBro6711]

This woman was kind of an idiot to make this call without her husband who apparently "handles all the numbers"

[@RonniewbNC]

“He does the numbers and all that”. It’s her responsibility to know and understand the numbers.

[@Dan16673]

She says this as she is the one calling

[@amendaalmonte2236]

Or he should be calling

[@wonttakethewidepath7851]

Insane response. What if something happens to him, what does she do then? Nothing worse than being a doe eyed spouse that wants to brag about owning a business, but brings in a minimum wage 😑(she thinks). Pitiful

[@bres9977]

Right considering she said “we own a franchise, not “he” owns a franchise:

[@cw5948]

How do business owners not know the difference between gross and net 😂

[@mikedoyle5901]

If you don't understand profit margin don't own a business.

[@cutlerylover]

If you call Dave you should know by name to have a cheat sheet in front of you with all your financial numbers for those quick accurate replies lol

[@cw5948]

Went from $700k to $45k 😂

[@Mr.Boring_Man]

If you're business is profitable, debt repayment shouldn't be an issue. The fact that selling the home to SAVE the business is in question suggests to me the business isn't profitable, they operate at a loss or they break even and feel very insecure about it long-term. Owning a business and actively running a business are two different things. Calling in with zero details and expecting such a life changing answer gives me insight as to how that business is being run. 😮

[@maryrenaud6732]

Run on wishful thinking!

[@winstonsmith3244]

It’s a Subway….guaranteed! Sounds like every Subway franchise owner.

[@David-wo9un]

I am not sure why she wouldn’t name the franchise; chances are she didn’t use her real name or location.

[@DoctorSmartyPants]

​@@David-wo9unYeah, because there is no reason why a restaurant in phx would not do well in the winter.

[@dano8613]

I was just thinking subway also, mainly because I learned that subway is the easiest franchise to get into. McDonald's for example, requires like a million just in liquid worth or something like that.

[@joeriveracomedy]

Subway owners in norcal don't sound like her. I can actually decipher HER words!😂

[@michaelcarter266]

Why is subway a hard franchise to run? Now that I think about it I know of two subways in my area that went away.

[@Nonsense116]

Im shocked they bought a franchise and she cant tell you the difference between profit and revenue and she isnt sure on her numbers. I think you may have talked to the spouse of the business owner instead of the business owner at least thats what I'm hoping

[@RSBuddie]

Sounds like they are coowners, but he probably acts more as the owner while she manages/works there.

[@Bo_Knows_Tecmo]

This lady and her husband are probably going to be on Kitchen Nightmares next week.

[@random-nz7dy]

The only restaurants I can think of in Phoenix that would struggle in the winter or see a lull in sales then would be smoothie places, or maybe ice cream places. The fundamental problem here is that you have somebody who wants to call themselves a successful business owner and yet they have no idea, none, what profit they are making etc. Far too many people open restaurants and busnoness with no real sense of how to run a business, just a "dream", that then becomes a nightmare when the lack of business acumen catches up with you

[@michaelcarter266]

Inorder to run a successful restaurant you have to be there all the time to make sure everything is going well.

[@alinatamashevich3354]

Employee theft is most of it....Shrink

[@paulinoaz]

Can't make it through the winter in Phoenix? Are you selling snow cones?

[@jimv77]

If you start to notice a lot of small cafes and restaurants open and close every month across your city. Tough business if you are actually involved with the daily operations from 10am til 10pm. Going on vacation means not only are you spending money for the vacation, but you are NOT making income…and your overhead expenses is still going on. Hiring too many folks means your overhead increases. After 30 years running a small restaurant and the slowdown of the recession of 2009 convinced folks to get an entry level 9-5 job for less stress.

[@user-mv9tt4st9k]

Ouch. It is nail-biting to hear this lady not know how much her business is making (profit). I would not sell my house, I would look into to selling the franchise first.

[@marielang9552]

I can't believe she is in business and doesn't know how much she makes!!

[@lcmichaels7215]

I think this is more a husband project and she's more of an employee. Wrong way to do it, but it's what it appears to be.

[@ryankiel4895]

She said that her husband knows the numbers but he was gone to the dentist. 🙄 She was totally unprepared to talk to Dave. Pretty much a waste of a call.

[@scottshapiro2795]

@Ryan, that's what I was going to say. I wonder why she called Dave if she wasn't prepared. It's fine if you don't know the numbers, but if you don't have the numbers, Dave can't really help you. Her could actually be giving bad advice if the numbers are wrong.

[@joshuayaller7521]

Yeah she just needs to continue to let her husband handle everything.

[@adamseidel9780]

I don’t own a business and my wife and I work separate jobs. I do all the finances and taxes, so I’m the one that knows exactly what we make. But I can tell you 100% that if somebody asked my wife she isn’t going to say “I don’t know, $700,000?”

[@rbass7674]

Wow, and she owns a business.

[@fsmoura]

not for long

[@joeriveracomedy]

Daddy at dentist

[@randymillhouse791]

Cheerleader works at a business owned by bad decision-making guy at dentist. Can't even brush his teeth correctly.

[@alinatamashevich3354]

@@randymillhouse791 Bingo! A tax write off, nothing more. Any rich part of town is full of these morons

[@paulinoaz]

I get that her husband is "the numbers guy" and he is not there, he is the one who can break down all the numbers for you probably BUT how can you be a 50/50 owner in a business and not at least know how much money it is making? Dave was not asking to break down your monthly expenses or your entire balance sheet, he simply wanted to know how much money it makes.

[@grod805]

Seriously. Like you don't have to be smart to know you make either $700,000 or $45,000. That's like 15x difference

[@adamseidel9780]

And not like “I’m not sure if we’re making $100,000 or $80,000” but “I’m not sure if we’re making $45,000 a year or $700,000 a year.” That’s just incompetence to the point she’s hardly even involved.

[@random-nz7dy]

Very troubling. I can forgive the person who's not the main numbers individual a lack of exact specificity but when you can't even remotely come up with any sort of ballpark figure to simple questions that's a major problem for somebody that wants to be of successful business owner

[@yourgooglemeister6745]

Some people just need to stay employees

[@dougprentice1363]

How could you ot know your approximate taxable income. Or even what that means?

[@ruthirwin8222]

They should sell the business and keep the house

[@Gunsnwhiskey]

$45,000 on $700,000 is 6.5%, which is pretty typical for a restaurant profit.

[@jimroscovius]

Why do people call and not have the numbers??

[@MrJimmy3459]

I can't believe ppl just wander into these things and she can't even say exactly how much the business makes, unbeleiveable

[@alinatamashevich3354]

Accidental Millionaires as I call them, most go BK tho....

[@jme92685]

The fact you don’t know your numbers backwards, forwards and in circles is fucking scary.

[@lcmichaels7215]

it sounds like they would be better off to sell the business and get regular 9 to 5s. If both are just working full time minimum wage in Arizona, their gross would be just under $58,000 a year. Even selling at a loss and taking a second mortgage to get the loan paid off would be a better option at this point if they are only making $45,000 a year. To do Dave's idea, they have to triple the net profit. Plus the fact she seems to know little about the actual numbers. It sounds more like the husband is the owner and she's just an employee. Best of luck to them.

[@superman9772]

it sounds like he makes and she spends...it sounds like he's stuffing savings and reinvesting into the business (which he's probably running like a "hip pocket operation") to build up a "buffer" and she doesn't understand any of it... it's amazing at how dave and crew figure out that people's emotions is what cause these financial problems and give the callers (and audience) brutal but fair reality checks....

[@resaboutb.9566]

Caller evidently has never listened to the Ramsey show. He asked, "What do you take home ... do you know THAT?" Poor caller got spanked, then muted. Dave doesn't suffer fools gladly.

[@BrandonTalksFitness]

How can you own a franchise and not be able to spit out your revenue and net income IMMEDIATELY

[@alinatamashevich3354]

I know mine to the dollar, everyday

[@DrewLeyMusic]

Wonder what percentage of restaurants actually make it? Seems like a lot in my area are shutting down lately

[@AmericanWears]

Highly depends on the area and how good the place is I think. We still have a restaurant running from the 1700s near me lol. Some from the 1800s, and plenty from the early 1900s.

[@Gus_Chiggins]

Glad Jade is there with all her insight. Go get ‘em girl 😒

[@MichaelCarrPilot]

Only interrupted by Dave a few times. She talked twice and was interrupted the same amount! I bet she won’t be there much longer.

[@alinatamashevich3354]

@@MichaelCarrPilot On the side of the buildings it does not say "Jade" in 4 foot letters. Drive by , see for yourself.

[@MichaelCarrPilot]

@@alinatamashevich3354 just because it says his name in big boy letters doesn’t mean he can constantly walk all over his co-hosts.

[@alinatamashevich3354]

@@MichaelCarrPilot Sorry to inform you how how real life works, he IS the BOSS. And owns the company. Don't like it? hit the door.

[@MichaelCarrPilot]

@@alinatamashevich3354 seems that’s what several other co-hosts have done, left. Whether or not it was because Dave doesn’t know when to shut up when others or talking or what we don’t know. But, there’s HAS been some turn over in the past.

[@parkdonkey]

“On this new episode of Kitchen Nightmares, we have a special guest Along with Gordon Ramsay - Dave Ramsey.”

[@donnag7288]

OMG. They shouldn’t be in business. No idea what the number is ?

[@nightfangs2910]

Sounds like they bought a fast food franchise, heavily overpaid for it, and now foot traffic for fast food is at an all time low because of much higher costs for food etc. and they are at the early stations of drowning in said business

[@JiisTube]

45k on a 700k gross is 6.4%, and some restaurant owners make that or even less

[@saelaird]

Not knowing her business numbers is just crazy. What the hell are these people doing? Oh... and never sell your house to fund a failing or underperforming business. That's mental. Somebody between the two of them needs to work harder. Sack a staff member and save an extra 30-40k for a start.

[@brandonmcmillan9641]

How do they get slow in the winter time in Phoenix???? I live in Phoenix

[@primalfury2011]

why are the payments going up ? arent they fixed for a certain amount of years.. i never do floating open rate.. hell no !!! I understand franchises require a lump sum...(a subway) usually around 100k then a monthly lease amount 4k.... something like that..or used to.....and you have to buy all their products

[@sblijheid]

Which is why I don't understand the franchise appeal. You're making some company rich just because you're insanely altruistic?

[@RusskiCommieBot]

Food inflation is up 37.5% in the last year. You should raise your prices like everybody else.

[@unclebenny]

Restaurant business is a tough business. Then, on top of that, not knowing your numbers makes for a foggy future at best.

[@freedomisnotnegotiable]

Explaining a business owner what Profit means tells you everything about the state this country is in… that somebody like this can be a business owner… ridiculous

[@alanj9978]

@@freedomisnotnegotiable Go to a franchise show, take out a big loan, and profit? /sigh

[@aaronkennedy1090]

dave's explaining to a biz owner year 1 accounting practices at a community college no wonder they're gonna fail

[@davidpaul9961]

This is giving me ptsd from the pizza place I had for 5 years. Didn’t bring in the money they’re explaining. I was only paying myself $2k a month on our best years.

[@djpuplex]

Sounds like a sandwich shop those are some of the only franchise restaurants you can get into for so cheap. Wow she has no clue. You can tell who we is.

[@BrianaBudgets]

It’s hard to make it through the winter in Phoenix, Arizona?

[@fsmoura]

LOL has a business, doesn't know what "profit" is

[@debbieroberts1611]

Encyclopedia of Country Living. Had to buy some of the other books you recommended. I am prepping for me and family who have their heads in the sand.

[@freakymrq]

She shouldve hung up the phone when her husband left, without knowing the numbers Dave can't help.

[@jeffkline9191]

She should have written it down.

[@robloxvids2233]

How do you call a live radio show and not know how much you make? Carelessness..

[@ChrisBoulas]

This lady has a franchise and doesn't even know how much money it makes...

[@cutlerylover]

clearly her husband has a franchise shes just a helper lol...hopefully she doesnt work too hard...

[@fsmoura]

lmao WAHMEN!

[@onionpeeler2023]

These people get into business with no idea how to run a business.... Get a business administration or management degree first, then run a business...

[@sblijheid]

You don't need a biz degree, but you should learn exactly how it works.

[@Undefined14]

Selling the house is a mistake. You'll still need somewhere to live. For a practical solution to the problem, I would look at the rates on a HELOC. That $200k loan would cost $1500/mo total in interest on a HELOC, and since the loan they've got now has GONE UP by $2500/mo, they'd bring in $1000+ (probably at least 1500) in cash flow by making the switch. That's the cash flow they need to really start paying down the debt in a real way. If you're gonna be in debt, it best be at the lowest rate you can get.

[@LL-be5fz]

Businesses with alot of debt are not profitable.

[@bellmattwebb]

Don't sell the house. Just work your butt off with side jobs to pay it off.

[@monicamcphail9956]

This lady should have waited for her husband to call 😂

[@matthewwilliams9200]

Look at bar rescue, do not sell your house, sell your business if you have to but do NOT sell your house. Let the business pay for the debt and if it's not sell the business, do NOT take a loan or sell anything personal to make this work

[@alinatamashevich3354]

But it is their "dream"

[@lot2196]

Id hate to be in the restaurant business the next few years.

[@rsafree1139]

I would have hated to be in the restaurant business in 2020

[@freedomworks3976]

People hate math

[@doodybound7761]

Something is wrong with the business if the slow season is in winter. Thats when all the snowbirds are in town and going out to eat. Unless its an icecream business which then would make sense.

[@suen5006]

Or they are in a seaside New England town, where the tourists visit in the summer.

[@eggsinsideme]

@@suen5006Last time I checked Phoenix was not in New England nor by the sea.

[@RSBuddie]

@@eggsinsideme Didn't want to name her business, so she could've lied about location as well.

[@d_all_in]

The business owners who call in NEVER know what profit means. It's insane.

[@High5748]

I could be way off but sounds to me like they need a good cpa to handle the bookkeeping and crunch the numbers so they can make good decisions for the business. I do like the ambition though to start a restaurant, we need more small business. Hopefully they can get through this and survive this crazy economy.

[@sblijheid]

Ambition paired with woeful ignorance is unhealthy. They should be W-2s.

[@marudoethiopia]

CPA costs too much for a business that small. They should be able to handle this on Excel.

[@alinatamashevich3354]

@@marudoethiopia A good CPA is worth every penny! I have a Masters in Accounting / Finance , I have one!

[@maryrenaud6732]

@@marudoethiopiano way. The first company I worked for had less than 10 employees and was a new business. I talked with President all the time. He said the smartest thing he did was to hire a good accountant and a good lawyer, before opening the doors. He hired great people and made sure he had their full annual salary in the bank before they started, in case he lost some business. If you cannot get good legal and financial advice at the start, you are looking for trouble and betting your investment without protecting yourself.

[@norcofreerider604]

How do you not know the difference between Gross Revenue and Net Profit as a business owner?

[@thejakelegion]

Sounds like you called the wrong Ramsay. You need Gordon to solve your Kitchen Nightmare!

[@Comeoffitman]

This lady makes a box of burritos sound like a Swiss cake roll

[@nickgarcia4988]

If you do not know the difference between revenue and profit, sell the business tomorrow if possible

[@yasmanygarlobo2058]

Omg I feel soooo bad for her. She doesn’t know basic accounting terms. I don’t think she’s involved and that’s scary because if something were to happen to her husband… I’d be scared run this business.

[@matthewferrick3288]

I live in Phoenix there is 5 million ppl in the Phoenix Metro area but there is also thousands and thousands of restaurants. You can become a millionaire or go under just as well. My ex wife's parents have owned three restaurants and were very successful but they were amazing chefs.

[@lcmichaels7215]

how can a restaurant have a slow winter in Phoenix? If anything, I would think the peak summer months would be the slowest due to the hear/

[@matthewferrick3288]

@lcmichaels7215 she didn't say what the franchise was. It could be an ice cream or shaved ice franchise. Our winters are mild usually with highs in the mid 70's.

[@USNavyVet_STG]

This Is A Business Owner?! How Does She Not Know Her Numbers?!

[@imveryhungry112]

when you run a business you gotta buy the product, rent the building, and pay all the employees

[@freedomisnotnegotiable]

Why is that??? I thought you get the products for free and sell them and your revenue is your income... this woman was so stupid, just crazy what "business owners" are running around in this country, this country is so broken to its core... time for the big collapse...

[@imveryhungry112]

@@freedomisnotnegotiable you need to give umraine more money!!! 😊

[@dano8613]

If you ask the ignorant socialist voting blue, business owners aren't out anything lol

[@rayhill5767]

I don’t think you know how capitalism works. Just because you fail doesn’t mean everything fails. ​@@freedomisnotnegotiable

[@alinatamashevich3354]

@@freedomisnotnegotiable Really? And to think people get mad when these hard working business owners get up in life, like they stole all of it.

[@Andrew--S]

Yeah this whole thing is a mess. Huge difference between take home gross income and total revenue.

[@chookchack]

Do all business loan have variable interest rate?

[@sblijheid]

It's most likely a personal loan. Banks don't give start-ups loans for exactly the incompetence displayed in this call.

[@ryancraig4811]

The SBA offers fixed and variable options. Both are very expensive. To qualify you have to prove that you have no relevant experience and that no other private lender will take on the risk.

[@mxerb5912]

Shouldn’t winter be the best season in Phoenix?

[@davidloveusa]

Ice cream shop?

[@mxerb5912]

@@davidloveusa it’s still 80 degrees there

[@random-nz7dy]

Places that serve like smoothies or frozen custard or whatever could struggle a little bit in the winter. It doesn't mean it won't still make sales but they're going to see drastically higher numbers in the summer. However the winters are still pretty palatable in Phoenix so I feel like you've got to find ways to keep people coming in. Rolling out fall flavors, winter flavors, incentive deals etc.

[@mxerb5912]

@@random-nz7dy the population of Phoenix increases in the winter.

[@bobcantstandzyobitz9778]

700k gross on a popular chain restaurant doesn't sound like much. I work on cars and can gross 700k with my own labor, no employees.

[@zybard01]

If a business owner does NOT know her taxable income, she is bad at business

[@cantgetright742]

I’m just curious does it ever occur to anyone in here that he does the back end of the business and she does the front end?

[@Jrmint568]

Why isn’t the Buisness loan on a fixed interest rate??

[@JarettHerder]

Cant imagine calling in for financial advice and not knowing any of your financial situation other than "We cant afford stuff". Baby step 1A should be write down your financial numbers on paper.

[@MCP168]

Their biggest mistake they did was to buy a franchise. Too many overhead cost, including the price of the franchise. They should sell it or give it back to the franchiser.

[@drn13355]

I think she needs to get her numbers together and call back.

[@gmnorthey]

Sounds like a Subway. They make peanuts and Doctors Inc (Subway) treats the franchisees like crap. There are kids with lemonade stands more successful than Subway franchisees.

[@cathyP1961]

Oh my

[@mominthe209]

Did either have restaurant experience. That means working there not eating there. And being a great home cook does not translate to restaurant chef.

[@bddaawwgg]

Sounds like it's an ice cream shop to see such a decline in winter. Or they rely on seasonal fluctuations like tourism

[@davidcawrowl3865]

"Better than I deserve"...according to whom?

[@realTaylorRobb]

Bahama Bucks…

[@thepracticalblade9013]

IF YOU OWN A BUSINESS AND YOU DON'T KNOW THE DIFFERENCE BETWEEN PROFIT AND REVENUE YOU SHOULD NOT OWN A BUSINESS SAY IT WITH ME This story keeps getting better and better. "We live somewhere where it's hard to make it through the winter." SIBERIA????????????

[@dontjudgeme29]

How do you go about selling a franchise?😅

[@alinatamashevich3354]

Have to get the Franchisor involved , find an "approved" buyer. Problem is, most of the original Franchisees , think they are owed big bucks on a failing business, so they do not get sold. And the location closes.

[@stephanied1028]

Unless it McDonalds or Chick fil a I wouldn’t waste my time.

[@elvisfan6475]

The caller is totally lost

[@MisteRRYouTuby]

Short answer to the woman: no.

[@MisteRRYouTuby]

Also, what’s the chain? Filiberto’s? You just need to find some local neighborhood schools and also to get some marketing on Valley Metro.

[@slambig]

This is exactly why I could not be a real estate agent, financial advisor or accountant, people are morons and can't answer simple questions