How many RENTAL PROPERTIES do you need to retire?

[@JamieYork]

Want to learn more about Buy-to-Let's?! Download my free guide here: bit.ly/jyboringvanillabtlguide

[@sertaliozer1]

On a serious note, this guy is someone I can resonate with multiple times over Samuel Leeds.

[@JamieYork]

Cheers mate, thanks for watching!

[@Tmp205]

So true. I’ve watched days worth on JYs videos, I think I managed 3 minutes of SL’s, couldn’t him 😂

[@spokes1018]

Totally agree 👍

[@ikhideomo7407]

100%. Totally agree with you

[@mightymotoxkid]

I was literally clueless about property 8 months ago. however Just completed on my first ever property and BTL, thanks mostly to your great content and regular kick up the ass to stop making excuses and just get involved. Heres to the next! Keep up the great work✌️

[@JamieYork]

Love this! Keep it going!

[@Sd8417]

It’s a really good video but so blunt and clear it’s enough to put me off the buy to let business. Thank you

[@JamieYork]

Im glad the video helped you, im not one to sugar coat anything!

[@domkellett1512]

Definitely one of my favourite videos for putting everything into perspective 👌

[@JamieYork]

Ah thanks man, really appreciate the feedback!

[@domkellett1512]

@@JamieYork my dads got a very strong property portfolio so I’ve seen the time, work and effort needed to make it successful in that respect (mainly hmo’s) in leeds. Just think this kind of video is rare stating actual facts and representations of it. So many people are “I’m going to buy a house to rent out and retire in a couple of years” without this kind of information given to them 👌 keep recommending you to friends when they ask me anything lol. Keep it up 💪

[@ukclarkkent]

Woooohoooo! The whiteboard is back in the house. I haven't seens it for aaaaaaages. And naughty words too. Why Jamie, you're really spoiling us 😊 More of the same please.

[@JamieYork]

Aha yeah! It's making an appearance again! keep an eye out! Thanks for watching!

[@chrisnelson5234]

@@JamieYork Not enough pictures though 🙂

[@user-pp8px1rt7z]

This guy is amazing golden advice love his content it’s a slow process investing since 2016 28 years old now - 5 buy to let’s profit 75% Ltv - £1500 per month half way there .. would love to talk Jamie

[@JamieYork]

Cheers mate! Sounds like you're doing great! Drop me a DM on my instagram! @jamieyorkofficial

[@user-pp8px1rt7z]

@@JamieYork done ✅

[@RJ_Effect1078]

Awsome video and a lightbulb moment for what I’m doing th al you so much Jamie

[@JamieYork]

That's great, glad the video helped! Thanks for watching!

[@dennishaggerty463]

Having buy to let’s and being actively involved in managing them, doing minor repairs and keeping your ‘product’ relevant to the type of tenant you want to attract, is a nice way to transition from full time work into a retirement job. Some may call it a hobby job. As a business, vanilla BTL still delivers good margins and working actively to maintain those margins is certainly worthwhile and personally rewarding. 10 years after ‘retiring’ I have no intention of giving it up until I’m too old to spend the extra income it creates.

[@JamieYork]

Sounds like you've got a great plan there!

[@drabux]

@@JamieYork Why have you hidden my comments on your video content? Suggests that you do not like the scrutiny. There are serious flaws in your calculations that need to be aired.

[@marissakeynes2532]

​@@drabux YT deletes 4 out of 5 of my comments. I think it's AI going into overdrive.

[@karenferns6160]

Jamie your break down sums r so helpful & relatable. !! Im currently working on a "flip" & really would appreciate some Capital gains advice/info from someone trusted & knowledgeable like yourself. Thanks for this channel yeah 🙌🤩

[@JamieYork]

You got this!

[@jlh6478]

Really enjoyed that Jamie. Good to hear your opinion on retiring and see your passion. I would love to hear your story... How you built your business, the various milestones, your background, what got you into property etc.. I think I would find that really interesting 👍😊

[@JamieYork]

Cheers mate! Thanks for watching! Ive done a video like that ill link it here for you - kzbin.info/www/bejne/fHeTqYOknsZ6rbc

[@benh1087]

Cash out re finance vid would be awesome!

[@JamieYork]

I'll take note! Thanks for watching!

[@RyanDuke-x9o]

Fantastic video Jamie! Thank you!

[@JamieYork]

Glad you enjoyed it! Thanks for watching!

[@carolinevicary8410]

Combined returns, thank you Jamie

[@JamieYork]

Thanks! 👍

[@mohammedkassim1936]

Combined returns explanatory video is really needed

[@leeriley2338]

Seems a good guy I’m looking to invest in more buy to let’s

[@JamieYork]

Appreciate it. Time to take action. If you want some help with the buy to let’s, I’d love to help. Feel free to jump on to www.aspirepropertygroup.co.uk

[@3minutewelshlessons]

A real informative and helpful video - thanks!!

[@JamieYork]

Glad it was helpful! Thanks for watching!

[@hdelowarakther6161]

Great video! Also great suggestion of "Richest man in Babylon".

[@ashleynevers9863]

Hi Jamie could u do a video on refinancing please because I'm nearly at the end of my 5 year fix .n I want to pull out the equity to my first buy to let ...thanks

[@JamieYork]

Yeah sure I'll add it to my list! Great suggestion thanks!

[@joshscothern773]

Could you do a video on where you can save tax through property?

[@JamieYork]

There's a couple already on the channel, but I'll add it to my list, keep an eye out! Thanks for watching!

[@purebullion]

for my area all i need is 100k since flats are 25k and each flat rents between £400 to £500 each so 1600 to 2000 a month is fine for me

[@opentrail]

Great advice, succint and clear

[@JamieYork]

Glad it was helpful! Thanks for watching!

[@d1btd3265]

Any opinions on what's best to rent out... 5x100k properties or 2x250k properties?

[@JamieYork]

Depends on the property, area and demand

[@peterwain8160]

Well said Jamie!

[@JamieYork]

Cheers mate! Thanks for watching!

[@dennisreid2412]

I am 65yrs with 3 x BTL properties plus a private pension. Due to my age ,would you recomnend I carry on and buy another BTL?

[@JamieYork]

If you can why not! Depends if you are wanting to pass the properties on through the family

[@gd7163]

@JamieYork you have got to tell us what this really cool no-dirt magic whiteboard of yours is by now!

[@JamieYork]

Ahah Its a Samsung Flip! Its great!

[@scottporter2513]

Combined returns! 👍

[@JamieYork]

Done!

[@dennisreid2412]

Hi Jamie, Can you repeat please, the forecast for the end of the year is the interest rates will be 3%. The reason for asking is that I have just paid amost 15.000 of one of my BTLs and I am not sure if I did the right thing.

[@JamieYork]

I meant it inflation sorry. What do you mean you spent £15k on a BTL?

[@kevinwilliams7792]

combined return video would be appreciated

[@JamieYork]

👍

[@ibbysworld5966]

Love your content Jamie! For once we have a realist! I keep seeing content by Abi Hookway… should I stare well clear from property influencers like them?

[@craigakerman3581]

Hi Jamie, wouldn't the combined returns for the basis of retirement be a non starter given that this would be based on the ability to refinance? Lenders typically like for the investor to have income being created from other areas. Whenever I have refinanced my BTL's they want a certain income being earned (a salary) via things away from property, so if you wanted to 'retire' off combined returns you would unlikely get the refinance especially over your entire portfolio - would love to hear your thoughts.

[@thevirtuoso8924]

Are you doing this through a LTD? Surely you can be paying yourself a wage and then declare that as your taxable income. I'm new to the property game but i've never heard anyone having an issue with BTL mortgage eligibility due to income, when it's mostly reliant on the rental yield? Are you using a broker or sticking with 1 chosen lender?

[@JamieYork]

Income doesn't have to just be a salary it can be from multiple sources :)

[@craigakerman3581]

@@JamieYork Yes absolutely, and I have a business which creates income which I can use to show the banks but I 'am talking about within the context of the video which is 'how many properties to retire'. If someone builds up a portfolio and plans to retire based on combined returns then it is highly unlikely that they will get the refinance if they have retired solely off their property portfolio, so the capital appreciation mentioned doesn't mean anything unless they end up selling later down the line - unless I'm missing something (and I hope I 'am).

[@Air51]

Rents go up except in Scotland where we're capped and interest rates might o bonkers makin any rentals with capped rent a horror show. This was tasty back a few years but everyone is sellin tenanted properties and dumpin B2L here. We're lucky if we cashflow £180pm on 1 property so when it was 7 or 8 a few years back, we now need 20 this year to make the same.

[@christheodorou31]

Yes! Get in touch with me

[@JamieYork]

Love it !

[@Adventurefourtwo]

Thanks Jamie

[@JamieYork]

Thanks for watching!

[@jasonfarrell5857]

Hi Jamie I have a mortgage free one rental property but want to stop work and travel. My goal would be to earn £3k a month from rentals. FYI the current tenant paid 12 months up front because he was moving from HK which enabled me to pay off the mortgage. Can you help or have a suggestion to get me to my goal ?

[@JamieYork]

It depends on how many properties you have rented out, the location, tenant types, property type, there's many factors to consider

[@Sd8417]

That £72,000 is an annual tax free loan that has been earned, not actually £72,000 outright. I appreciate that cash flow isn’t everything, but the amount of cash flow is so low (if you have only 2 or 3 properties) compared to the amount of money that’s been put into the investment that it is hard to see it’s worth? Unless there is a plan on paying back more than just the interest in the property as well, which in turn would increase the rents to cover the increased mortgage payments. Nice idea if you plan on owning loads of properties and have 30 years plus to do it as you will have decent cash flow then.

[@tobias88-]

Combined returns 😊

[@JamieYork]

👍

[@a-z1181]

combine returns

[@JamieYork]

👍

[@alexanderkempster449]

Combined returns!

[@TheClubritz]

Thanks for the free guide Jamie. I'd love a vid on combined returns.

[@JamieYork]

Thankyou for watching! I'll add it to my list, thanks!

[@Memes_all_dayyt]

COMBINED RETURNS!!!

[@JamieYork]

👍

[@jaiminpurohit9968]

Here comes the WHITE BOARD!!!!!! 🎉🎉🎉🥳🥳🥳🥳🥳

[@JamieYork]

I know! Had to dust it off aha!

[@chrisgallagher6513]

Combined returns

[@JamieYork]

👍

[@YousafKhan-uw4lr]

Combined returns

[@JamieYork]

👍

[@xtopherokenz8403]

Interest rates are not yet 3 percent.

[@Harry_jtb]

Combined returns :)

[@JamieYork]

👍

[@haydar-aliismail4270]

Combined Returns

[@JamieYork]

Love it!

[@georgerogers3840]

I want to work for myself doing at properties I don't want to retire I get to bored

[@JamieYork]

Aha if that makes you happy, do that! Same, i'm always busy doing something!

[@pragasenm]

Combined Returns

[@JamieYork]

👍

[@mrnoodles9035]

combined returns

[@JamieYork]

👍

[@dominictaylor6689]

‘EDUCATION’

[@JamieYork]

Thanks! Would be great to work together! Head over to www.aspireeducation.co.uk/joinaspireeducation and fill in your details, and a member of my team will be in touch! 😊

[@tad2990]

40% over 10 properties over only 5 years, i wish

[@JamieYork]

Its possible! It also happened in the last 3 in our investment areas!

[@19aries81]

I want to well off enough to retire but no way would I actually want to retire, boring as hell

[@AN-vt3kl]

Wife orders every week something from my amazon account 😂

[@JamieYork]

😂

[@Bowss375]

Richest man in Babylon 🤝

[@carlbroadhurst8981]

Boring vanilla buy to let

[@JamieYork]

LFG!

[@ChrisHoward-y7b]

Combined returns

[@JamieYork]

👍

[@sarah-janewells1812]

Combined Returns

[@JamieYork]

👍

[@meireseiva]

combined returns

[@JamieYork]

👍

[@Benj901]

Combined Returns

[@JamieYork]

👍

[@rossbradley7325]

Combined returns

[@JamieYork]

👍

[@rajkumarverma-nj1tb]

Combined returns

[@JamieYork]

👍

[@luciagregorova4911]

Combined returns

[@yoyoyazzy]

Combined returns