Buying a house in Ghana | 4 mortgage options to consider in 2021

There's a lot of information about buying a house in ghana but wouldn't you rather hear it first hand from someone who has actually used the option? Jessica shares all she knows about Mortgages in Ghana and how to get one in this video. #MortgageDiary
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[@JessicaOS]

If you haven't seen the video on how i bought my first house Check it out here! kzbin.info/www/bejne/eKi6YYqLa7OAlas

[@bigpark2554]

Happy mother's day

[@bigpark2554]

Jessica you are doing very-well for giving as nice videos, but please I think you can respectfully do more than what you are doing now.

[@GodIsGood337]

Please how can one get you please? someone great is looking forward to meet you for a special thing so please help out.thamk you

[@Everythingaboutpat]

Hi, I will like more information about this. Thanks.

[@JessicaOS]

@@GodIsGood337 do send me an email

[@joycestyleofcooking]

Who else is EXCITED for this information? 💗💗👌

[@beautiful.neighbours]

Meeeeeeeee❤💃❤💃❤💃❤

[@Aboakye1000]

Me me me!

[@estherserwaah4245]

☝️🥰👌🏽❤🇬🇭

[@kojogyan3232]

We need this more often Jess.

[@qinspride5795]

...but am a *Nigerian* living in *Nigeria* 🇳🇬. This is meant for Ghanaians, however, A foreigner can also learn a thing or two about Ghana. Once it's your video, I click to view irrespective of the topic.

[@JessicaOS]

awww! Thanks for the support

[@omartaal448]

I'm a Gambian living in Netherlands,I like Ghana, I believe learning how things happen in Ghana is for everyone, Ghanaian or not ,my love for Jessica brought me here ,keep the good work my sister ❤👌

[@cvo1717]

Hi, just came across your comment. Im living in the Netherlands aswell, any way we could get in contact?

[@sarahboakye7691]

This is very educative...I'm stuck on this channel cos I get lifestyle tips, relationship tips, social life tips,and all the updates...big ups Jessica 👏❤️

[@JessicaOS]

Thanks for watching

[@isAndrewsDreamworks]

Need such videos every week. Educational

[@taberahdiamond6251]

Jessica let's face it I Paid mortgage in the States I ain't going through that long procedure no more! last year I bought two houses at the beginning I didn't have the money infact my mother laughed!I told em I can't go through your procedure but am making an offer I put half down I pay the rest in 1yr 6months I paidfor two houses the same month now am selling houses in for them they just love me!Talking about houses in the East legon neighborhood!

[@edmundeyramafun-peters5920]

Very very helpful. I didn't consider mortgages because I thought it was expensive but you've really given me a food for thought and I think I will go in for that

[@drnambi2693]

I love this topic, always learning something new to help me make better decisions when it comes to mortgage...

[@michaelakurigo1924]

We really need this kind of education. Thank you Jessica Os

[@jossyjossy2962]

As soon as I see her notification I know I'm about to learn something ❤very educational..

[@JessicaOS]

Awwww

[@hubertpounall1323]

Jessica Good day, I'm all the way in Jamaica, would love to know the Mother Land one day, You're so informative, I got the feelings I know your country. Keep doing what you're doing.

[@jviaud7921]

I à in Canada would love to visit or go live in Africa as well. I am wondering how open Ghaneans are open towards Expats

[@purposefullivingwithenyo9249]

So glad I stumbled on this. My hubs and I are in US but looking to either build from scratch or purchase a home in GH for future purposes and wanted to know what options are currently available. Was always told mortgages in GH wasn’t an option and everything needed to be paid for up front in full. So this is great! Thanks for making this video 👌🏾😘

[@JessicaOS]

Glad it was helpful!

[@johnappiah4902]

Thank you for your free financial tuition on here, am grateful and seriously learning something. Your first two options are definitely worth looking into. I like the fourth one better cos a friend of mine gave me exact idea a couple of weeks ago. And I recall in one of your videos you had a bad experience with a tenant. That's scary especially when am not gonna be around to monitor it. But it's worth a try. Thanks and God bless you.

[@JoelSam]

I love this video! Thanks so much 👌🏾

[@thedesmondlavelle]

Thank you for the video. I see you did this video for Ghanaians that our residence and also Ghanaians that are not residence. I’m from the United States and would be interested in purchasing a property if it’s available for non-residence and foreigners. This is also after I watch the video I haven’t checked the link in your bio but I will see what opportunities are on the Banks website.

[@ewuradwoasika1651]

I loved it. Very educative. I took notes. Waiting for subsequent videos on this topic. Much Love, Jess.💕

[@kwamekute4026]

First national bank needs to make her an ambassador of some sort

[@timewithbel]

I am really excited with this video. Am in deep thoughts on who's going to do the labor on my plot.

[@estherngozianosike6768]

Thank you very much for this insightful video, wish more of this would be out there

[@estheradu3192]

I have got you at the right time

[@kwakuasante-gizo5794]

Very informative. I’ve been trying to get such info for a long time . Great job Jessica

[@frederickeshun8039]

Very informative.. Thank you

[@preacher948]

Hello Jessica we are always proud of you. Good job! Please can you also do a video about 'which telecommunication network in Ghana has the best offer' ( especially on WIFI). I and some friends who are also now your subscribers (through me) would be appreciated. Oh yes, please don't be bias over Vodafone, l know you are very close to MTN. Lol 😆 . Thanks .

[@quarcu1]

Powerful insight. This a gem of information.Succinct with clarity. Many thanks girl!!!👍🏿👍🏿👍🏿

[@BW_GYEDU]

Awesome information. Thanks for sharing. Really relevant content for both local and Diaspora residents.

[@Berthasglobe]

First you are looking soo beautiful Jessi and thanks for this needed information 😊

[@JessicaOS]

You're welcome

[@kniiknii1196]

Educational content 🔥🍓🔥

[@christianaafotey3378]

Had to subscribe !!! This was a short and to-the-point informative video! Loved it⚡️ Thank you @jessica

[@ohmygod7435]

Your content are educative,please next videos write the tips one by one on screen for us.keep it up.

[@CollinsFoodCourtCFC]

Wow thanks so much for this

[@emmanuelamoh182]

Thank you kindly Jessica! Impressive information.

[@atmensah2285]

Thank you for this insight

[@JessicaOS]

Any time!

[@BibicheL]

Great informations Jessica these are amazing thank you so much for sharing your knowledge 🥰

[@marykonth3252]

Wow 💃💃💫..the favourite is here. Indeed you bi too much. You mention this US currency like GHC1 koko .dammn!!🤣. You don't fear this kinda money you know?. But you on point sweet mama dostered 😜👍🤗. I tap this blessing in good faith and one day I will own my house. May God bless you abundantly for such a great message and please keep the fire burning 🔥💞

[@JessicaOS]

Thanks hun. Lol

[@maryagyei3255]

I love this kind of session very much

[@bobbyspurs9354]

Jess... always on point

[@markangelstudio]

Informative !

[@Smile4Mike]

Top Top intro... this video is detailed. MVTV Africa.

[@DailyInspiration77109]

Thank you Jess . Very good information

[@worldonevlog]

I heard your voice on mtn advert

[@mariesafaite-antoine20]

We have a lot First National Bank in the 🇺🇸... is the one in Gana, a foreign entity? Thanks for your well-informed opinion Jessica!

[@divinemcvety62]

Yes there’s

[@vickymawutor5213]

Thank you Jessica. Educational.

[@JessicaOS]

Glad it was helpful!

[@chillinwithdarkles]

very glad i saw this video, planning on this n looking for more info. thank u for ur help...

[@evangelistbrighttv1403]

Very informative but usually only a view people gets its. If you are a US resident they will use your credit score and income etc which unfortunately a 1% of applicants will get it.

[@kwekuhanson3223]

Brilliant video so informative

[@MenaEsy]

Totally love this

[@arthurwilliams6525]

Your so beautiful my sister you don’t need make!

[@edwardnii3386]

Ehmm pls I stand to be corrected. Home Purchase / First Time Buyer is basically the same thing. Buy to Let ( tricky) most banks in Ghana *might* not use 100% rental income dependent on quality of tenant and good will because it can’t be 100% assured so only that can’t be used as a primary source of income. These are probably the main mortgage options in Ghana pls - First Time Buyer or Home Purchase Mortgage , 100% mortgage finance which usually applicable to properties below $100,000 equivalent (and *maybe* not applicable to non resident Ghanaians) , Home Completion Mortgage, Home Construction Mortgage and Land Purchase Mortgage. Pls try and get a mortgage advisor on your show and make the convo more interactive ( series of mortgage education) so we will all learn a lot and will serve as an ever readily available source video for everyone to learn more about mortgages online. FNB bank is the best bet for anyone on here who needs a mortgage. #ay3

[@williamagbomadzi4754]

Very useful info Jess

[@Lxlynta]

The video is helpful...but must be more detailed. And don't forget those abroad needing to buy a house in Ghana. Info is lacking.

[@veronicakoppelman3325]

Very useful thank you very much.

[@kwasiofori9607]

Hello, Jessica. I would like to meet you and pick your brain on a wide range of topics. I’ll keep posting till you respond. #2

[@cleniethegenie4999]

Hey Jessica, does first national bank have a 30yr mortgage package?

[@mamamaymina2545]

Jessica, I'm a teacher do you think with the little I earn I can purchase one? Renting is not easy in Accra

[@Anthony-hj3iy]

I'm interested in visiting Ghana in the next several months. Anyone have suggestions on where to travel or visit

[@saifullahbarrie7570]

With all these experience you have in relationships are you think you are brilliant or smart enough not to be stupid by men and are you dating or are you not prepared yourself to be marry

[@ikeortega9731]

versatile jessica

[@debbiea_awurabena]

Thank youuuuuuu🥰🥰🥰

[@menelikc8169]

I traveled to Ghana for the first time recently and instantly decided that I want to settle down in Ghana and make my home here in the near future. Can you purchase a home there without getting a mortgage? I know this may sound like silly or crazy question.

[@JessicaOS]

Yes you can

[@evangelistbrighttv1403]

Thank you

[@michaeldagadu]

Thank you so much ❤️

[@lovedoctorob]

Wonderful

[@nanaoseifrimpong6409]

Thanks Jess

[@edwardmensah7104]

Hi Jessica. What is the average interest rate on mortgage in ghana? Great content as always

[@JessicaOS]

between 11 and 13% last i checked

[@edwardmensah7104]

@@JessicaOS I appreciate the quick response. Is that GH cedi or USD?

[@JessicaOS]

@@edwardmensah7104 USD

[@mwilalwando8767]

Hey Jessica would be keen to connect with you over the housing ownership we are actually working on doing an affordable housing dev in Ghana How can we officially connect?

[@JessicaOS]

Do send me an email!!

[@addorichard1032]

Awesome 👏

[@Kwesi.Bambara]

Been living in Ghana since August 2021, I’ve seen some housing that we are interested in. Would like to see about a mortgage with the option one Please send me any information that we will need to do to become home owners..

[@mprkayew4286]

Hello.Great video.Thank you.Would you know where I could find out about Lifetime mortgages for the over 55s in Accra?Many thanks

[@tfrancois6298]

The use of this info would be nice if I'm interested in coming an afford a place if I decided not to go US

[@h.successjohnson7634]

Just saw the homes, I live in the USA, and planning to move Ghana for Work. I need a home In Accra Ghana. Secondly, how do I contact them? Any websites ? Third, can foreigners owned homes in Ghana ?

[@nicholasbrown1241]

Hi Jessica, I trust you’re well. Very insightful video. Can you please connect me to a specific person that I can talk to? Merci 🙏🏽

[@wenyajustice1622]

So the First Time Buyer after the 💯 payment from the bank will the bank allow you have a full access to the house whiles you do the payment?

[@JessicaOS]

yes. That is correct

[@wenyajustice1622]

Ok. Thanks

[@Kwamesamson1]

❤️❤️👍🏽

[@askeldouglas421]

Question when you comeing to London ,you can stay with me ,if you like ⚘💖

[@JessicaOS]

i'll surprise you!

[@chrispin3604]

This is very effective

[@nsmmathsolutions976]

Hi, what will be your best recommended real estate company to deal with?

[@katconnor6422]

What about foreign nationals?

[@Glorioustvinternational]

Jesica how do I get a mortgage am a citizen but not living in the country i need a mortgage to secure a property in Ghana

[@latifissah6918]

Do you have to have an account at a particular bank before they give you a mortgage or

[@geraldineharvey6804]

Good morning, I would like to buy a home in Ghana. I am having trouble contacting a international solicitor to represent, l live in the UK. I would like to be able to make an appointment and see someone in London.

[@Ghanaba23]

What is the average interest rate in Ghana right now

[@royalprince7928]

How do I get in touch with you concerning the mortgage topic. Thanks

[@afuag8843]

Hi there, I'm not if I missed it, but does any bank in Ghana offer fixed mortgage rate?

[@GrooveDaddy100]

are you familiar with hard money lenders?

[@JessicaOS]

nope!

[@GrooveDaddy100]

@@JessicaOS i deal with hard money / private money....I'm just not sure if they lend outside the U.S.

[@cc8933]

How would you authenticate all documents if you're buying privately and what type of documents do you need?

[@JessicaOS]

They check with the lands commission of Ghana

[@opafem]

So Jessica, how much should a person be earning a month to be able to afford a house

[@antionetteafuayeboah2077]

hmmmm,we that earns small amounts every month de3,is not going to be easy

[@adambukar5460]

Link me up pls Jess

[@VWApachey]

What about a non Ghanaian living abroad, can they get a mortgage too? What is the interest rate?

[@JessicaOS]

Not that i know of

[@VWApachey]

@@JessicaOS Hmmmmm, thanks. Looks time it is time to find a Ghanaian girlfriend or wife then 😊

[@miraol9620]

So these options aren’t open to Foreigners resident and working in Ghana? 😞 Love your videos Jessica. 💕

[@JessicaOS]

Unfortunately not

[@del-multichannel937]

👌👌👌

[@QueenieVee]

What software do you use to get ride of flickers please,,

[@JessicaOS]

Flickers?

[@QueenieVee]

@@JessicaOS flicking KZbin Videos I meam

[@ilovekitten4772]

Could someone living outside Ghana get a mortgage from the Banks?

[@JessicaOS]

Yep. Non resident Ghanaians qualify

[@nicholasbrown982]

Hello Big sis I'm a Ghanian in America can I have a bank account with this bank back home in Ghana ?

[@JessicaOS]

I'm certain

[@ritamesiwotso1979]

Jess for someone like me who earns say 1000gh what should i go for 😁😃😃😃

[@kaybee3757]

Go for some one corner under the tree and sort yourself out. 🤪

[@ministerkissi9020]

Jessica ples I want to find out as a teacher can I also buy a residential house using the mortgage process.

[@JessicaOS]

Sure. Depends on the price of the house you want

[@fareedgombilla777]

Hi Jessica, I’m a young man who started working not too long ago but would be very interested in discussing my options with first national Bank. Please hook me up

[@JessicaOS]

Send me an email

[@addorichard1032]

Jess please your email

[@JessicaOS]

It's in the video description