I Will Teach You How To Be Rich in the Military

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JodywithaWhy

JodywithaWhy

Күн бұрын

Пікірлер: 176
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
If you’re trying to save money month to month, Mint Mobile has some really cheap unlimited phone plans as low as $15 a month. Check them out. mintmobile.com/jodywithawhy
@norvaz94
@norvaz94 8 ай бұрын
My son is doing so well being in the Air Force. He knows how to save. He paid off his car only a Honda Civic when he returned from overseas and then still has lots of money saved. He is frugal and only buys what he needs but when he wants to do something nice he has the money for it. I'm so proud of my boy. 🥰
@birkenstockboy
@birkenstockboy 8 ай бұрын
LOL! Same with me, I went to Vegas with some friends and had about $500. When I left I decided to really buckle down on my finances. Sold my car so I didn’t have a car payment and paid off the rest of my car note AND all my consumer debt. (About 8k in total debt) Bought a cash car with the leftover money and started putting A LOT of money I earn into savings. Just enlisted in the Navy, I have a plan I’m going to follow so I don’t blow all my money and I’ll have some savings when I get out. I leave to boot camp on April 1st. I’m starting off as an E3 and Uncle Sam is going to pay off my student loans. About to turn 24 and decided it’s really time to buckle down and grow up.
@AllofWoody
@AllofWoody 8 ай бұрын
Off to a successful journey my man. That’s the mindset to have
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Ayeee. Let’s go. I’m glad you had that moment that put things into perspective. Sometimes we need that. Good luck bro. 🙌🏽🙌🏽
@scotthearts9634
@scotthearts9634 8 ай бұрын
"Buckle down and grow up." The same could be said of me
@exaucemayunga22
@exaucemayunga22 8 ай бұрын
You figured it all out. Good luck friend.
@fzlurrehman
@fzlurrehman 8 ай бұрын
@@scotthearts9634my user name is
@ThuanNguyen-ne9jr
@ThuanNguyen-ne9jr 8 ай бұрын
spending problem is serious, my mom who is a nurse, is able to buy 2 houses, cars for all 5 of us, give money to her parents every month, donate to charity every month, and pay for all food bills etc. meanwhile, her colleague is drowning in debt with the exact same job
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
They teach you how to earn more, nobody teaches how to keep it.
@rainbleed8049
@rainbleed8049 8 ай бұрын
As a dorm rat, the BRS and TSP are a no-brainer. I lose 11% of my paycheck, but, I'm gonna have it later in life when I need it most.
@SourStrawberrys
@SourStrawberrys 4 ай бұрын
Where are you getting 11% from? Why would you contribute such an odd percentage? What you mean to say is that only 5% comes out of your paycheck. That 6% that the military matches does not come out of your check. You're actually not contributing enough if you're only at 5%. To have a good retirement, you want to increase that over time as much as you can.
@Jrj02
@Jrj02 8 ай бұрын
In the process of joining the Air Force ur channel gave me so much information, I was able to relay this to my dad and after convincing him for his support. He gave me the green light
@jarradphillips2218
@jarradphillips2218 8 ай бұрын
You’re a great mentor for young people. Hope they realize what you’re doing for them.
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
I’m just trying to be what I didn’t have. lol. Hopefully I can help people avoid all of my mistakes. 🤙🏽
@kedankumpe4119
@kedankumpe4119 8 ай бұрын
I was thinking of joining the AF for a very long time. I have decided to go down a different path (for now -- I'm only 20 and if the AF is meant to be it will most definitely be), just because what I want to do in the AF I can do as a civilian as well. I wanted to say, though... I spent months watching your videos. You helped me. You're so knowledgeable and the way you present information is honestly just the best. I appreciate you being a clarifying light with all things AF.
@Theohybrid
@Theohybrid 6 ай бұрын
Just to let you know, if you ever change your mind, you can still go until 35. That is the cutoff point.
@dylannawa1815
@dylannawa1815 8 ай бұрын
Enjoyed the Video man! Looking forward to joining the Air Force in the next year!
@disciple174
@disciple174 8 ай бұрын
Love the videos, currently listening while taking care of my day job, thinking about a future in the Air Force. Appreciate you!
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
I hope these help you. Good luck. 🙌🏽🙌🏽
@lonewolfsim6837
@lonewolfsim6837 8 ай бұрын
They don’t pay me enough and inflation is not match
@53cards92
@53cards92 8 ай бұрын
Just got word from my recruiter that I’m booked for Special Mission Aviator. I leave for basic on the 20th of May. I can’t believe I’ll routinely be in the air one day🙌🏻
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Aye let’s go. Good luck and congratulations. 🤙🏽🤙🏽
@53cards92
@53cards92 8 ай бұрын
@@Jodywithawhy Thanks for the help. You’ve done a lot to clear up confusion and answer questions I didn’t know I had. Keep doing what you’re doing because it’s definitely good for recruitment👍🏻
@JonnyWoccy-mn9tc
@JonnyWoccy-mn9tc 6 ай бұрын
Bro I need to get in, what's the tips I applied trying to figure out how to get a recruiter, I'm ready to go I wanna shipping off in the next few months. Its time to begin my new life. ​@@53cards92
@twashington4
@twashington4 8 ай бұрын
I pretty sure a bunch of knew or was that E-3 with Mustang or a Charger with $500 a month payment. Don’t be that person. $150 is most likely just gas for the month. Average E-3 is not too long out of Mom and Dad’s house and looking to spend everything they get. Ever notice a lot of pawn shops and loan places near military bases? We have to instill good money behavior early!!
@esterlinegedeus5522
@esterlinegedeus5522 8 ай бұрын
I need to watch all your videos for all the gems before I head out to the office. Thank you for all you do!!!
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
No problem at all. I’m wishing you good luck in Cedar Rapids. If you have any questions out there, just hit me up. 🤙🏽
@Mahitobrz
@Mahitobrz 8 ай бұрын
Im in highschool and we were taught to save 3-6 months of Living expenses not income
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Most people teach living expenses, but to me that’s bare minimum. I like to know that for at least 3-6 months I can sustain my current lifestyle. Just a preference thing.
@Mahitobrz
@Mahitobrz 8 ай бұрын
@@Jodywithawhy hey jody, I appreciate the response, Im shipping out somtime in august once I come back from summer vacay and finish highschool, any recommendations on when to purchase a car? im 17 right now, turn 18 in summer, my dad can help me purchase instead of financing a car, should I get one before boot camp or after or even wait until after tech school? im looking at getting a used 2021 or 2022 polestar 2 that goes for around 20k, expensive, but newer and fewer maintences overtime. im looking to do public affairs or cyber in the space force
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
@mahitobrown6567 is recommend doing it after tech school if possible. That way you can stack up some more cash to help with buying the car. I hope that helps.
@Mahitobrz
@Mahitobrz 8 ай бұрын
@@Jodywithawhy yup thanks so much
@marcusbrown188
@marcusbrown188 8 ай бұрын
My hs taught me that there’s no single solution just be open minded to advice with a grain of salt and here are the basic terms like what is a check
@ESiler
@ESiler 8 ай бұрын
If you join the U. S. Space Force as an E-1, your 1st year you only get paid $23k. That’s broke. I was about to join but didn’t want to take a $60k pay cut.
@noemizombie
@noemizombie 8 ай бұрын
Did the recruiter tell you that?
@ESiler
@ESiler 8 ай бұрын
@@noemizombie I asked the Recruiter. He said he didn’t know because he was an E-6. I had to look up that current year pay table. And they make it a math problem. You get paid less for 4 months. 4 times the lowest pay and 8 times the normal E-1 pay. 2 red flags about pay is showing you the monthly pay and the people hiring you not knowing what the pay is.
@ESiler
@ESiler 8 ай бұрын
@@noemizombie another huge down side is you don’t get paid every 2 weeks. You get paid on the 1st and the 15th.
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
You may only handle about $23K a year, but the actual value you’d have to make as a civilian to compare to a brand new airman is about $45-55K a year. I made a video breaking down an airman’s value if that doesn’t make sense. kzbin.info/www/bejne/mnezmWljgJycja8si=Gm1Y_S9VLnLXMxqG
@ESiler
@ESiler 8 ай бұрын
@@Jodywithawhy thank you for the reply. I did watch the video. The health insurance is not good. It would be smarter to get married to get out of the dorms to get some BHA. There is no overtime pay but you can work 24/7. The government should just pay better.
@enmanuel7388
@enmanuel7388 8 ай бұрын
Hey Jody, been watching for a while now, thank you for all your advices/tips. Finally going to BMT in a week, can't wait.
@patrickpizzapg3d416
@patrickpizzapg3d416 8 ай бұрын
Banger after banger
@coolbreeze7132
@coolbreeze7132 8 ай бұрын
Really want to join the Air Force at 26 but just the downgrade in pay is gonna be the biggest thing. Idk if it would work
@castashin
@castashin 8 ай бұрын
How much you get paid?
@acekhmer
@acekhmer 8 ай бұрын
Im 26 too. Im a sucessful barber right now making really good money. But the benefits of the military are great so willing to take a significant pay cut. And i’ll cut hair on the side
@coolbreeze7132
@coolbreeze7132 8 ай бұрын
@@castashin just 40k salary with incentives. My monthly cost of bills besides rent is around $1000 but that’s mainly child support my car and insurance. And starting off E-1 is around $2000 a month before taxes.
@coolbreeze7132
@coolbreeze7132 8 ай бұрын
@@acekhmer you’ll be fine for sure with cutting hair on the side. And that’s the biggest thing for me is the benefits.
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
You can still cut hair in the dorms for extra cash. At least I did for my side hustle. But you’re not paying any rent or utilities, so the $2000 goes a lot further. Plus because you have a dependent you’ll be able to collect dependent pay. Basically means you’ll be able to collect a housing allowance. I made this video which breaks down pay, it might help. Good luck bro. 🤙🏽kzbin.info/www/bejne/mnezmWljgJycja8si=pS8BkiHY2U55i4ka
@Cokecanninja
@Cokecanninja 5 ай бұрын
Not gonna lie, that Civil Service Relief Act just got me on board to serve. That'll really help me a ton
@micosstar
@micosstar 8 ай бұрын
0:20 now i'm hooked coming from youtube recommend (already subbed months ago); 51% of people with six figures PAYCHECK TO PAYCHECK?!?!
@gurglerburglar6168
@gurglerburglar6168 3 ай бұрын
I can’t wait to join the air force 💪 I’m hoping to leave for BMT next month 🎉
@gabrielaj2066
@gabrielaj2066 Ай бұрын
Did you pass your asvab exam by using the asvab app?
@gurglerburglar6168
@gurglerburglar6168 14 күн бұрын
@@gabrielaj2066 I used Coolfaxmath, grammar hero and went to the library to rent the asvab study guide. My wife helped me by making some flash cards for terminology, equations and other similar things that I would need to know. The asvab isn’t as big and scary as everyone makes it seem. Just don’t second guess yourself and you’ll do great 🫡
@kwakufrimpong634
@kwakufrimpong634 8 ай бұрын
Valuable as usual, Jody ❤❤❤
@ryanrodriguez1234
@ryanrodriguez1234 2 ай бұрын
Honestly, some really good advice for those who don’t know it, but some of it doesn't really reflect most soldiers' current realities. I was tired of being forced to travel back and forth across the base, spending a lot of money on gas, so I sold my car and bought an electric bicycle instead. I get some cardio in and save on car insurance and gas money. It's not perfect, given the nature of military towns, but it helps save money. As for food, dining facilities are frequently closed, offer poor service, subpar nutrition, and get you sick 30% of the time. I wish we had the option to receive the money directly or pay only for what we actually consume, rather than a flat fee for unreliable meal service.
@ShagWitTheBag
@ShagWitTheBag 8 ай бұрын
How do you sign up for the service member relief act? Thanks so much man. Lots of great info here
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
To receive this benefit you must notify your lender in writing and include a copy of your orders to active duty service or a letter from your commanding officer that shows the date you began active duty service.
@ShagWitTheBag
@ShagWitTheBag 8 ай бұрын
@@Jodywithawhy Thankyou Jody. You the GOAT
@BryceWheatley
@BryceWheatley 7 ай бұрын
I love that fight club reference
@Shmop_
@Shmop_ 5 ай бұрын
Simple tip like establishing your wants and needs can help you save money as well as having discipline with fast gratification. It adds up quickly, but be for real about it, don’t lie to yourself
@EpicMinecraftFail
@EpicMinecraftFail 8 ай бұрын
Nice fight club reference
@InspireRise300
@InspireRise300 3 ай бұрын
Rich Dad Poor Dad is a great book.
@Mrlingual1208
@Mrlingual1208 16 күн бұрын
Hey everyone, I’m a three-year E-5. I joined January 2021 and let me tell you what this man says is 100% facts like everything in life put in some work and you will get a reward. I’ve had a challenging rewarding career so far in the military. I learned a profession, traveled the world a bit, made great friends and about to start on my degree for eval and professional purposes. I also saved a couple thousand dollars 😮‍💨🔥💰💸💵💶💴
@collinscapalot5825
@collinscapalot5825 3 күн бұрын
are you able to buy the things you want like gaming consoles and pcs?
@Mrlingual1208
@Mrlingual1208 2 күн бұрын
@ yes we have stores on base that sell game systems. I really think the military is a great place to gain leadership skills, Get your college paid for, and learn a trade all while getting paid. of course that does come with a price i.e. leaving your family behind, the military dictating where you live, and really long deployments. I always say if life were boring there would be no meaning. I have had a lot of great adventures and I have met a lot of great leaders. Honestly, I don’t know what I’d be doing if I were still a civilian.
@Mrlingual1208
@Mrlingual1208 2 күн бұрын
@ you always get paid the first and the 15th of every month, to Include medical and dental benefits, and you can always go to the galley and get free food. (cafeteria for navy personnel) it’s quite sad to say that I have many friends whom I went to high school with, that ended up graduating from university only to end up working at a Wienerschnitzel. Myself without a college degree i’m sitting with over $50,000 in the bank in span of almost four years
@ezetram774
@ezetram774 5 ай бұрын
2:30 sounds like byob night 😂
@vartrack
@vartrack 8 ай бұрын
I remember that vegas trip as well!
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
That trip changed my life Var. lol. When that bartender said $120, I bout fell out. Lol
@pauldior9704
@pauldior9704 4 ай бұрын
W mans watching ya bro video, i hope to make more friends like you in life
@davidrenz7736
@davidrenz7736 8 ай бұрын
“Buy things we don’t need, with money we don’t have, to impress people we don’t even like”
@InspireRise300
@InspireRise300 3 ай бұрын
Jody this is pretty good information.
@Jodywithawhy
@Jodywithawhy 3 ай бұрын
Thank you. 🙌🏽
@mikalaufili7757
@mikalaufili7757 8 ай бұрын
Are there still enlistments bonuses for the Airfoce? Have they expired, just checking because I’m gonna head on over to the recruiters office in a month. After i get my affairs settled.
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
There are. You just gotta get with a recruiter because the bonuses change every quarter of the year.
@ambitiousall-starslearning6963
@ambitiousall-starslearning6963 7 ай бұрын
How do we find out the current bonuses offered?
@IDEK.Franco
@IDEK.Franco 8 ай бұрын
thank u 4 this
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
No problem. 🤙🏽🤙🏽
@leroychambers7909
@leroychambers7909 Ай бұрын
Taking the asvab on the 10th
@almightyeggroll951
@almightyeggroll951 8 ай бұрын
Yooo Money Team!
@TheRealSwiperTheFox
@TheRealSwiperTheFox 2 ай бұрын
0:01 you're right....its YOUR FAULT
@jas_thelifeinsurancelady
@jas_thelifeinsurancelady 6 ай бұрын
Another great way to invest is in an annuity index or IUL as well. 🔥
@marcosfonseca8195
@marcosfonseca8195 8 ай бұрын
Hello, i don’t know if you’re gonna read this but love your videos man, I’m seriously considering joining the air force, but i have a problem, i was born in the usa, so i’m obviously a us citizen, but i did high school in mexico, also nearly all my health related documents are in the mexican health system, i was hopping if you could give some advice, again love your videos.
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
You would just get your education documents and have the validated from a company on naces.org. Once they’re validated, you should be fine. As far as medical goes that’s a different story. Talk with your recruiter about that.
@marcosfonseca8195
@marcosfonseca8195 8 ай бұрын
@@Jodywithawhythank you!
@joelsanderson2021
@joelsanderson2021 8 ай бұрын
Spending money to impress people is clown activity🤷🏾‍♂️ I'd buy 200-500 dollar pair of shoes but only cause i like them not for some typa status symbol das mad corny
@gphysco
@gphysco 4 ай бұрын
Looking to join the navy and def wanna be debt free when I go so I can start saving good money while I’m in there 🙏
@timham450
@timham450 8 ай бұрын
I love you're Air Force merch you got a link to a store?
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
🙌🏽 Here you go. jodywithawhy.myspreadshop.com/chair+force+definition-A63b1ae282d071d752a92e03e?productType=111&sellable=4wRbgnj1d8FNjOJ94L4m-111-22&appearance=1&srsltid=AfmBOopV6cNzu5eS7i1KKoa1nOGMvumGEdHTbuTeNQQ2rr9BJvS4rpXm41o&UC3oZjSKhNHONBTTeliZSyMw&YT-ANKptbCQu8cvDoKKXBbVBU3s9ykiY7MJU4Ujhup_YutJQs20OHrDkeojfXP90HG8zHNhy3bdkaFRre35yh-5aIVc6Xp-ks5N5PO4tUh8ZJtf63T30VVs9GYHYrrZpxiS8gra552moOr_6381K29ctZAYCrf_GLPDVYanYrv6nvI%3D&nohelpkit=1
@honesto8457
@honesto8457 3 ай бұрын
Watching this at the hotel now.
@leroychambers7909
@leroychambers7909 Ай бұрын
Dude me and my dad and my sister are with T-mobile our bill is $90 a month unlimited data including a hotspot
@Martin-Young
@Martin-Young 8 ай бұрын
Great video Jody! $h!t, I was living on base & eating at the DFAC. Not paying rent was a big advantage for me! I only had a $20/month cell phone bill & I only had my vehicle insurance. I was playing pool at the MWR which I enjoy and I banked the rest of it into a high rate CD! Now I have a paid off home! I went overseas for sometime and then I purchased a property rental. It's all about financial discipline! The military saved my life!
@draya-i5q
@draya-i5q 4 ай бұрын
Just a thought. Best to have (only) $500 in Vegas and sip on one drink, than have access to a credit card with a “$5k limit and 22% interest” and leave Vegas STILL PAYING for that trip, months later
@Jodywithawhy
@Jodywithawhy 4 ай бұрын
That’s fair. 🤙🏽
@wannabeb3
@wannabeb3 7 ай бұрын
I wish I had thought about this when I joined. I'd have a lot saved up now. We eventually used the snowball effect to pay off our bills. With that said, 200/month and 500/month is WAY too much to spend on clothes and "fun". I'd say $50-75 for clothes and $100-200 for fun. What do you want flashy brand names or $1 million dollars in the bank?
@KingKatura
@KingKatura 8 ай бұрын
YOu were in the air force right? So what MOS that keeps you away from flying, But also doesn't need a colledge degree, But can make a difference? I'm a US army veteran.
@MathWiz-k6c
@MathWiz-k6c 6 ай бұрын
there is no consumer vs producer, that's an over simplificaiton, consumption and production are very complex phenonmen, and there is also comparative advantage, now, we have necessity and we have ;luxury and many revolve around necessity and paycheck situation only catches up with inflation
@Jodywithawhy
@Jodywithawhy 6 ай бұрын
I beg to differ. This whole infrastructure was designed by producers who advertise products to consumers. You’re either paying for someone else’s business to be successful, creating your own or managing your income right to escape the system at hand. Because we live in a capitalist country, those are the options we’re faced with.
@MathWiz-k6c
@MathWiz-k6c 5 ай бұрын
@@Jodywithawhy well, "having ur own business" would make u the producer as well won't it? its not black and white "filthy capitalist" there are opportunities in the free market tht people use and see their way of living changed. its not always the invisible hand. Yes there are constraints to many but there are many that just want free checks
@geneisisshift5727
@geneisisshift5727 8 ай бұрын
hi jody, i was diagnosed with major depression at 14 and was admitted to a hospital for it for a week, haven't had any medical visits since then and never have been in counseling for it and was prescribed Lexapro for it at 15 but canceled bc i decided to fight through it. im free of that hold it had on me and am now 19 years old i was wondering if those records would cause me trouble within the airforce.
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
They will definitely cause a delay in your process, but there’s always a chance. I made a video breaking down how to get a medical waiver for things like this, if you haven’t already watched it, it might help. kzbin.info/www/bejne/r5-um6aumsx4hqcsi=hRqF03WGxz6ddsBJ
@rjsullivan4523
@rjsullivan4523 8 ай бұрын
they will make you get a psychological waiver and it takes a long time. i just experienced this
@Junegotthejuiicemusic
@Junegotthejuiicemusic 3 ай бұрын
Umm this budget was messed up when u said car payment is 150 average car payment is around 500-700 a month ..
@Grubkiller
@Grubkiller 8 ай бұрын
8:28 Jody! Dude you are something else man lol spoke to a recruiter about enlisting but my fear was debt. I was not told about service member relief act. How should I approach it if it’s my only setback? Thanks!
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
You can always let the recruiter know you heard about the relief act and see if they’re familiar. If not you two can learn together that way the recruiters familiar with it the next time. 🤙🏽
@Autismlife1975
@Autismlife1975 8 ай бұрын
Don’t forget to get dog health insurance
@braydenhatcher9446
@braydenhatcher9446 8 ай бұрын
I assure you it is def not a spending problem lol. It’s def high cost of living with very low wages and no opportunities at all. I have a degree and in the military. Drive a car from the junkyard till it returns back to the junkyard. Work 3 jobs on top of part time service and still live pay check to pay check. I don’t even drink, rarely eat out and don’t even buy clothes (prob only twice a year I do). It’s greedy corporations.
@xx_HI_xx7
@xx_HI_xx7 6 ай бұрын
What insight do you have on prior service, let's say navy, joining the air force. Is it as difficult as I hear it is? Do they even want prior service, and is it possible to get a job related to my old job like an operations specialist in the navy, or is it purely needs of the airforce?
@kixuh6314
@kixuh6314 7 ай бұрын
Most people do spend too much according to what they make. That being said there is a pay problem. Wages have not kept up with inflation and the middle class is being destroyed. 50 years ago joining the military was useful only for the benefits. Many still ended up homeless; enough to where a homeless veteran became a trope. Everything has gotten worse since then. Im all for dealing with the situation at hand but it’s dishonest to say there isn’t a pay problem. Especially when the pay problem exists because theres an island somewhere. An island funded by lies about Vietnam, Iraq and Ukraine. All that in mind great production quality and you have a lot of good information. Im sure you know all of what I said anyway but you have to keep your channel approved.
@Jodywithawhy
@Jodywithawhy 7 ай бұрын
Thank you. I honestly believe the military pays its people fairly. It could be a disconnect or blind spot, but I think realistically military members are paid well enough to not deal with real struggle. Could they be paid more? Definitely and so can any other company, but keep in mind the enlisted members mostly come in with no skill and education, yet they start out living a life above the median household income. I try to be fair when creating content, but I do appreciate your perspective as well.
@kixuh6314
@kixuh6314 7 ай бұрын
@@Jodywithawhy Thank you! I appreciate your well thought out response. Thats a good point on most guys coming in with no skills or education. I forget how big of an operation the military is and how many people they need. Might have been the most productive conversation ever had in an youtube comment section. Great job on the channel you’ve been blowing up.
@redvixo
@redvixo 7 ай бұрын
See this is what I’m scared of , I’m good at saving but with inflation I’m scared I’ll be living paycheck to paycheck
@micosstar
@micosstar 8 ай бұрын
2:37 well, at least you were less likely to have a DUI (: joking, i know you have planned a sober buddy to drive, @Jodywithawhy :)
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
lol. I couldn’t afford to drink and drive in Vegas. 😂😂
@crycryboo8732
@crycryboo8732 8 ай бұрын
Hello sir , i need an advice from you and from anyone reading these, i passed my ASVAB and i want to go active duty but am concern about my car which am already paying for before trying to enlist in the airforce. I would like to sell the car off before moving to basic training, but if i see it Am on loss which means i owe more than the car worth. I talked with my recruiter but she didn't really give me a valid answer. So my questions is should i put the car in a storage and pay the monthly payment of $417 and the storage fee or is it possible to ship it to my base after i have started my main job in the airforce. And lastly even if i put the car in storage will my monthly earnings as an E1 cover up the car monthly payment and that of my few monthly bills . Or should i go for reserve.I look forward for an advice 😢😢
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
I would recommend keeping the car if you’re upside down on payments. Either store it at a garage, or keep it at a loved one’s home. Then after basic training get your shipped to you or have someone drive it to your tech school location. As far as your pay, you’ll have to cover the storage, unless you have an abnormal car payment of course.
@elderdan3866
@elderdan3866 5 ай бұрын
Jody, What options are there for students with federal student debt? Upper 30k+? -Best
@Jodywithawhy
@Jodywithawhy 5 ай бұрын
Air Force has a $65K college loan reimbursement for enlisted members on federal loans. They also have a loan deferment program which you can defer your loans while serving.
@marcusbrown188
@marcusbrown188 8 ай бұрын
My insurance is $48/mo and my phone is like $60/mo internet is $50/mo. I only buy clothes during Black Friday or a sale with outfit planned ahead and off season clothes. Gas from nearly 0 to full at Costco gas is $60> every 9-10 days. I buy movie tickets through AAA. All of my long term debt has low interest. Not a fan of Dave Ramsay because of how ignorant he is about life insurance but it’s good to avoid debt especially if the debt isn’t used to make more money
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Yea. The only advice I take from him is his debt management. Beyond that, it’s a no from me. lol. Great job on your spending by the way. 🤙🏽🤙🏽
@marcusbrown188
@marcusbrown188 8 ай бұрын
@@Jodywithawhy I forgot to mention that my car payment is 0 because I bought my 2008 Lexus Rx 350 for $6k in cash. I only had to change the headlights, the wiper blades, back windows don’t roll (broken) and the power steering has 3 holes in it so I can’t maximize the turn radius but it’s enough to make a clean U turn so ig its good enough
@ayden6708
@ayden6708 8 ай бұрын
hey I saw in your videos you did geospatial intel, after I took the ASVAB I qualified for that job and I wanted to know how was your experience doing that job?
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
It wasn’t for me. It’s an analytical job, and I’m more of a people person. So I just didn’t fit in. It’s a cool job, but I think it’s better suited for someone who likes working with computers and sitting at a desk.
@Pherellion
@Pherellion 8 ай бұрын
Do you have advice to avoid debt in general?
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Budgeting is key. Make the budget, and anything outside of the budget you can’t afford. After that, you wanna make sure you don’t take on unnecessary debt. Like an expensive car, or even education. I say education because the Air Force pays for your education. This will help you avoid any debt. Then just get smart and read finance books like the ones recommended in this video. That should keep you in a good space. 🤙🏽
@RaydinAE11
@RaydinAE11 5 ай бұрын
Dude. I just cant get in.
@SirDaKidd
@SirDaKidd 3 ай бұрын
All right, but I’m turning 21 years old this month. I have a wife and a kid on the way so obviously I won’t be living on base. Why don’t you include people like that?
@joyifu
@joyifu 3 ай бұрын
because it doesn’t fit within his propaganda
@HonoredKami
@HonoredKami 4 ай бұрын
My dad has rich dad poor dad iirc
@nathanielcarocaro
@nathanielcarocaro 8 ай бұрын
Could you join the Air Force at 37?
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Yep. You can join up to 42
@ambitiousall-starslearning6963
@ambitiousall-starslearning6963 7 ай бұрын
@@JodywithawhyI’m 40 & considering to join. Any advice ?😊 thanks so much for your channel- it’s so helpful 🎉
@Jodywithawhy
@Jodywithawhy 7 ай бұрын
Here’s a video I made giving advice for older applicants joining. It might help answer some of your questions. kzbin.info/www/bejne/fnKTopiQp7V7mK8si=vN7yaj8aCFJPT6_k
@ambitiousall-starslearning6963
@ambitiousall-starslearning6963 7 ай бұрын
@@Jodywithawhy thanks so much !!
@ace_jack87
@ace_jack87 Ай бұрын
Listen to The Ramsey Show podcast
@HarleyMikeJrSWA737
@HarleyMikeJrSWA737 8 ай бұрын
Oh you meant financially, not physically. 😂
@yahnder1816
@yahnder1816 8 ай бұрын
Thanks!
@Jodywithawhy
@Jodywithawhy 8 ай бұрын
Much appreciation. Glad I could help. 🙌🏽🙌🏽
@depranz6566
@depranz6566 5 ай бұрын
Who has a 150 car note ?
@IffyEdem
@IffyEdem 13 күн бұрын
850 a paycheck is e1 pay 😭😭
@SirDaKidd
@SirDaKidd 3 ай бұрын
I got a wife and kid. I’m not gonna be no dorm. What about me?
@lopitoXRE
@lopitoXRE 8 ай бұрын
Get married, go oconus, leave wife/family back home. You’re welcome.
@marcusbrown188
@marcusbrown188 8 ай бұрын
Give me a 6 figure salary and I promise I’ll turn it into 1 million within 20 years
@ballisliferjs
@ballisliferjs 5 ай бұрын
Why that long
@marcusbrown188
@marcusbrown188 5 ай бұрын
@@ballisliferjs it takes time to grow
@AZCDNO1
@AZCDNO1 4 ай бұрын
A fool and his money is soon parting
@ryanheaton8742
@ryanheaton8742 4 ай бұрын
Lol.
@corylemons7242
@corylemons7242 8 ай бұрын
I mean let’s be honest. 50k with Biden economics is poverty now.
@JordanDCGehl
@JordanDCGehl 5 ай бұрын
No.😂 Just stop. It's always the President, the US Government, the 1%, enemies overseas, blah fucking blah.😂😂😂 Minimize your costs, manage your spending, know your true goals and set them. You know... using the benefits of capitalism.😂😂😂
@SourStrawberrys
@SourStrawberrys 4 ай бұрын
Stop blaming Biden for your finacially problems. Improving yourself increasing your income. Stop making up excuses.
@JordanDCGehl
@JordanDCGehl 4 ай бұрын
@@SourStrawberrys Thank you.😂
@kevinnisbet1942
@kevinnisbet1942 Ай бұрын
lebron sucks
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