Kape't Insurance | Episode 2 | Car Insurance Policy 101

[@DianaVasquez-tw8rh]

Pano po yung ikaw ang nabangga ng motor and,malaki ang damage saan po sya sir papasok?

[@antoniomanayon1556]

May karapatan ba ang third oarty na mamili kungvsaan autoshop nya gusto ipagawa ang kanyang car kahit na hindi accredited ng kabilang party car insurance. Need ko lang po ng kasagutan , thanks po

[@RonieValiente-b1s]

Nice

[@dedchronicles]

Good day. Lahat ba ng insurance hinahabol pa kung sino ang naka bangga?

[@jay-arpadayao4596]

Some of the insurance companies here in the Philippines will recover the amount of repair from the party at fault, whether you have insurance or not.

[@tiktoktubers4959]

how about po kapag ung gasoline ay may tubig kaya nasira ung makina

[@jay-arpadayao4596]

If that is the case, the insurance company will not respond to your claim as this is no peril to cover, but if your car has been submerged in flood water, you may file a claim if your insurance policy has "acts of nature" coverage. subject to actual inspection and thorough assessment to prove that the claim is due to flooding or not.

[@rambotan5867]

May ganyan pa lang gas station?

[@leachancpa]

Hindi pala covered ang car na nabangga mo sa TPL? I am claiming kasi now, sabi pwede dawm

[@OfficialMercantileInsurance]

Hi Lea, you need a Comprehensive Car Insurance to cover your own car damage or the third-party's car. The CTPL covers only bodily injury in case you hit a person.

[@luckytv5271]

​@@OfficialMercantileInsurancehi can you help me to become a car insurance agent

[@90sgamers_hobbys]

What is CTPL?

[@jay-arpadayao4596]

Like what was said in the video, CTPL will not cover damaged property; it purely covers third-party bodily injuries or deaths. You may get comprehensive insurance if you want that coverage.

[@jmvine2815]

I used to work for a third-party company (Car Insurance in Australia) ang ganda lang, kasi pag nabangga ka, and if your vehicle is not drivable after the accident, the one who's at fault (and their insurance) will pay for your car replacement (rent a car) while your vehicle is being fixed, do we have that kind of coverage as well?

[@jay-arpadayao4596]

Philippine insurance companies do not have the same benefits; that's the internal agreement of both parties involved.

[@joetan2653]

ALLIED BANKERS INSURANCE- kung ang CAR mo ay under sa insurance na ito. Hay nako mag isip2 na kayo MAs mabuti MAGHANAP na kayo ng ibang insurance. KAHIT MGA EMPLOYEES NILA walang malasakit. YUNG SA MOM KO 1YEAR AND 3MONTHS bago niya Nakuha ang nature claimed niya. Every now and then kailangan mong mag follow-up at pabalik-Balik kapa sa office nila. ANG SAKLAP.

[@dingsalazar6024]

Pinakamabagal na insurance kayo. Sabi Max 1week. Isang buwan na. Di nyo pa maapprove. Wag kayo kukuha dito sa insurance na to. Sakit sa ulo. Sa halip na sila ang katulong mo kapag naaksidente ang unit. Sila pa ang nagpapatagal.

[@jessicafernandez1528]

Thanks for the feedback

[@jrhmnynca]

saang branch po ng mercantile kayo nagpa process for car insurance?