Kikoff and Self Could Ruin Your Credit | Avoid These Big Mistakes | Rickita

[@KE4NAB]

I have kik and boosted my score 66 points in a month

[@AllThingsRickita]

Nice! Congratulations on your increase!🎊👏🍾😍

[@Hemi.Heeem_]

You have basic or premium??

[@aiyanna905]

Do you have premium

[@nashtylove1369]

Same here

[@ViperBitenESP]

you have to pay the 20.00 for 3 credit bureaus

[@kingstorm7188]

I actually gained 124 pts in a few months. I did other things also but my utilization is 3% i don't use it just pay the monthly

[@AllThingsRickita]

Nice! Congrats on your increase!🎊👏🍾 Keep it up! 😍

[@preciselyavri7944]

you saying you dont use the card they sent you. You just pay the $20?

[@kkiwi1122]

I opened both kikoff accounts 2 months ago and my score shot up 99 points

[@Darnellmk3]

What’s bad is it’s 24 months. I want credit to build and be able to get a loan or a credit card in 3-6 months

[@ThriftedChic]

I stay in Florida definitely gotta hit you up about getting a house I had self it definitely helped I didn’t get it again but I had it for a year

[@matthewgreen4564]

A share/pledge loan with just about any Credit Union is a better option

[@LeonardoRosario-ce3rd]

I believe the biggest difference these 2 products offer is that they won't pull a hard credit check

[@patriciabrengle5444]

Hello, I got alot info from ur video ,If you could help me out cus I'm not good with the online ways of things yet, I opened a kikoff account where I pay $5 a month to build my credit on auto paay but i don't wanna buy anything, will that still help my credit, also wanted to see if you could give me little more info about the kikoff cash card for $10 a month? I would truly appreciate it, THANK YOU ❤❤

[@B-RY556]

I use this with one of my credit cards. Love that method

[@AllThingsRickita]

That's great!😊

[@deniseboyd7379]

I need your help with buying a house and building my credit…how do I connect with you?

[@AllThingsRickita]

Please call us at 833-RICKITA or schedule a consultation bit.ly/32uaJYU We are happy to assist you!

[@joshuamarcano350]

If youre looking at your score on self or kikoff understand that youre not seeing your FICO but your "vantage 3.0 score" which is worthless. You need to pay to get your FICO report.

[@charmetapain7059]

​@selfmaderish4690by up or down

[@609STAACKS]

I have A 100 percent pay rate on self and closed my account never had a late payment.. Waiting on a answer now why

[@therealskyler7174]

Nah I got both they helped me ! I had self in September 2022 n I open kik off in February 2023 n my points still going up 20 plus !

[@aiyanna905]

Are you doing the $20 a month ?

[@therealskyler7174]

@@aiyanna905 I do $5 for kik off and $25 per month for self my credit jump up 60 points since that comment

[@AllThingsRickita]

Wow congrats!🎈🎉🎊🍾

[@AddieGarzini]

So I feel like I’m confused, if you get the $2,500 to report to all 3 bureaus you’re paying $20/month for the whole 25 months? And then it ends? When you finish paying it does it report as a closed account which drops your credit??

[@peabbody]

After the 24-25 months it gives you the option if you want to resign or just leave if you made the mistake like I did and waited till it was too late it restarts. I don’t mind because it really helped my credit go up a lot so it’s worth it

[@TalkkSixk]

Lost my phone, and wallet was stolen, I completely forgot about Kik. Bank Account that Kik was pulling from was closed because wallet was stolen. Kik continued to charge my account and after 6 months reported my account as unpaid. -70 points. Big shock, trying to work through it currently

[@MalachiMcKee-ez2fg]

So if I pay my loan of early will it still report it

[@darrinpatterson2142]

Good information!

[@AllThingsRickita]

Thanks!🙌🏾😍

[@darrylgrace401]

Thanks for video great job

[@AllThingsRickita]

You're welcome! 🤗Thanks for watching!🥰

[@sheraeguerrero]

I have kikoff and self. It’s helping me.

[@AllThingsRickita]

Congrats! 😍🎊👏Thanks for sharing!🙌🏾

[@nbanba-ib8qy]

Facts me too mines went up 126pts in 7mths

[@Gcteast]

Did you pay on the due date they gave you or early ?

[@Moneykingkevo]

I tried to pay it before the due date but it don't let me

[@AllThingsRickita]

Set it up on auto pay

[@Jesus78707]

I thought it was a loan service so i opened a kikoff account but then forgot about it. It was hooked up to an account that was later closed. Kikoff messed up my credit because i didnt know what i was doing.😢

[@joshuamarcano350]

You messed up. You just said you didn't know what you were doing. Let's be fair.

[@aliveandwell3958]

Kikoff did not mess up your credit, YOU did.

[@DavidDamron-te8bt]

Does self credit builder have an email you can email them copys of id ss n bank statement

[@seuqram7]

So would it help me in anyway to pay a little extra each month with kikoff?

[@coffeecanblue]

not really - they actually will give you a date -that you must wait until you can make the next month payment early

[@smc293]

Anyone have success removing late payments from Self Lender? Or does anyone knownthe CEO email of Self?

[@tnoinetwork]

No one can help you if you do not pay your bills on time no one can help you if you choose not to pay your bills at all anything associated with your credit like losing your wallet with your ATM cards and things inside of it must be updated as soon as you get a new ATM card kick off doesn’t know what you’re doing all day today bases in your life support. They’re going to pull from the old card was not going to report it’s being left to get into a habit of paying on time.

[@AllThingsRickita]

Yes you have to pay on time.

[@kaylacantu8843]

I just opened a Kikoff account but I’m not sure how to use it when I got to the Kik off store it tells me to purchase a monthly subscription but I thought I already paid the 20 a month to report to 3 credit bureaus? I’m not sure what to do next as it doesn’t show me nothing I can purchase besides another monthly plan? I also have self and have 100 percent payments and got the credit card which has been great but kik off I don’t understand at all

[@SonicBoomC98]

Mine is only reporting to 2

[@coffeecanblue]

some time ago - it used to be that we would 'buy' online books at their store ..now i think it is just more so to build credit only .... the 2500 limit should be reporting to all three bureaus - but it may be slow to report on some of the bureaus.

[@El15S]

I'm planning to get signed up with kickoff but I was going to ask if theres a way to pay it off sooner

[@aliveandwell3958]

Nooo, the idea is to build good credit over an extended period of time.

[@leoshiawaire2075]

I got kikoff and it made my score go down 52 points

[@CHRISFREE84]

Mine went up 89 in 2 two

[@larryg.6512]

Hi Rickita, we spoke a couple of months back or so. I handle business financing and might have a referral for you, but your number is not working via either text or calling.

[@Dustinthedragonfire]

If i sign up for the $500 $2per month can I pay for the full year making a $24 payment? I won't be using the card at all just building credit.

[@AllThingsRickita]

Put it on autopay so they can take the payment out once per month.

[@forever2four]

Hey i just joint Kovo even tho i don’t think i need it now. My fico is at 710 my file a lil thin but do have self already. I joined kovo 2 weeks ago but might cancel before it reports they give u that option. Should i cancel being that it will add new age and my fico is already in the 700s ?

[@MrsCLottie]

Why would you endorse them in your other videos?

[@AllThingsRickita]

What’s wrong with them?

[@qcthoneqc]

I’m getting this and I will have a 100 dollars on it every month even though they pulling 35 a month

[@Sdbbffsd]

Responsible post!

[@AllThingsRickita]

Thank you!🤗

[@aiyanna905]

I have a question for the Kikoff is the 2500 credit line worth it? For $20 a month

[@itwillbe508]

I dont think so go with the $5 and use other things like self or use your credit card wisely

[@aliveandwell3958]

I say yes because it shows a higher credit line and if you don’t have a lot of credit in other areas, it will really work in your favor. I only have one credit card and my limit is $300. So my credit utilization is really low (which is a great thing).

[@rigogiron1390]

Question. If I open an account on kikoff but also apply and open a secured credit card, would that affect my credit score?

[@tamikalewis8140]

No it’s doesn’t

[@tamikalewis8140]

Cus I just got a kick off card & a capital one card and it didn’t effect anything. & it will help I believe,Cus they definitely see it.

[@antoinegeorge4287]

Yeah when u close self out it will drop your credit score

[@AllThingsRickita]

60 Points in 60 Days challenge: bit.ly/60PointsIn60Days $1 Membership Trial: bit.ly/1creditmembership Credit Accounts: www.Rickita.com

[@MeerEscobar]

Just subscribe to your channel I’m trying to fix and build my credit I don’t know where to start would love to work with u

[@lim221e]

mee too my friends said it's good here

[@AllThingsRickita]

Hey there! Thanks for subbing and leaving a comment. Feel free to call us at 833-RICKITA or you can book a call using this link: deleteandremove.com/sign-up We would love to hear from you!😍

[@kingstorm7188]

Put it on auto and watch your score jump .

[@AllThingsRickita]

Yes.🙌🏾😍

[@waffbeatz0401]

Help

[@AllThingsRickita]

Hey, I'd be glad to help. Please call us at 833-RICKITA or schedule an appointment bit.ly/FreeCRConsultation Thank you!

[@LifeAsBigBoss]

An intelligent, knowledgeable, beautiful, peanut butter black woman is so sexy to me😍😍. Keep up the great content 😊😊

[@AllThingsRickita]

Thanks ❤️

[@Raw_Media77]

DONT TAKE OUT A LOAN IF YOUR ABOVE 620!!

[@AllThingsRickita]

Yes!

[@Charlotte-d9v]

Why not?, what if you a want a credit mix. I have 703 score with only credit cards

[@Raw_Media77]

@@Charlotte-d9v it automatically will take 20 points of your credit until you pay the full loan which can be a yearly payment and pretty much make you go backwards but if you want to digest your portfolio u most certainly can

[@yablopablo333]

Sheesh you glow!

[@AllThingsRickita]

Thank you!🤗

[@derellbacote3611]

Lol Orlando ppls

[@hugdablok6162]

I know I'm off topic but.... you are beautiful 😁

[@AllThingsRickita]

Thank you! 😊

[@SonicBoomC98]

Kickoff has done nothing but improve my score. My limit just increased from 750 to 2500. My only problem is it seems to be reporting slower to Experian than Equifaxm and it doesn't report to TransUnion. My only other issue is that it keeps you around 10%. I was not going to go with the loan account. I only do the ones that are credit cards. These credit-building cards on the only accounts I have on autopsy.$20/month is nothing.