LA Resident With CANCELED FIRE INSURANCE Defends Her Parents' Home

[@MIKEMIKE-te2dt]

The fires broke out simultaneously in different areas, assuring that the fire departments would be overwhelmed. Were the fires started intentionally? Who would stand to gain financially from the mass destruction of property? Venture capital groups will be buying this real estate for pennies on the dollar.

[@RossSmith-x7g]

@MIKEMIKE-te2dt... exactly! Remember the World Economic Forum. Told us in their plans. That they would Burn /Flood us of our property! Paid arsonist everywhere. We are living in hell !

[@pdjinne65]

Maybe but without tangible proof this is simply another conspiracy theory and I'm not sure we need this right now.

[@niteme]

Yes, the fire were intentionally stated and only a tiny fraction of the arsonists caught. Zionists as usual with all problems you know. They use others like the Nazis in the Holocaust they wanted, or the hijackers on 9/11 they hired and trained, or how they used Amercia to nuke Japan but got Japan to attack America. And on and on, Jesus to JFK to MLKj to Lincoln to making up problems in Egypt, and if you wanna goooo way back, their common ancestors ruined Mars and Venus. A couple majors clues to this being the nuclear bomb fallout being detected by one of the rovers, and thee biggest volance in the solar system is on Mars. Two moons in orbit which long ago the planet bled out. But it was creature designed. The actual fallen angels of the bible. They shat in that too, the bible. They corrupt everything and everyone. Anyways, yes there are aliens cosplaying God in the solar system too, many slaves like the humans some the slavers. This is an invented distraction to take eyes away from genocides. Plus burning down America is part of the plan like they did to Rome. They'll make their escape when no one is paying attention. Oh but I can't prove all of that. A lot of the evidence is covered-up or gone so it's hard to study these things. So you'll just have to go with explanatory power, who benefits the most, and patterns of behavior, and perhaps a bit of faith. -God is Satan thru me

[@LAJiini]

Who's going to capitalize on uninsurable real estate?

[@Silence_Duder_Gooder]

@@LAJiini, BlackRock.

[@KevinBerus]

Land grab just like Maui

[@joeyservo]

A few years ago I would've said you were crazy. Now I completely agree. In fact I bet more than a few of these "wild" fires were planned, they just never got the outcome they wanted...before now

[@oscarleon8452]

First, florida now, Cali.

[@HTownCharlieBrown]

And you see how that went down the memory hole and never mentioned

[@malibufunnyfarmpumpkinpatc2758]

😢​@@HTownCharlieBrown

[@David-qg5jg]

My very first thought. Just wait for Blackrock, Vanguard, and others to swiftly move in and scoop up all that next to nothing properties. 😢😢

[@stace1967]

the system works perfectly for the exploiters.

[@henryericpeitz2029]

In my experience, many of those who don't "play by the rules" get ahead and get ahead in a big way.

[@doktormcnasty]

Well there you go now you know what to do to get ahead. Lesson learned, I guess.

[@samsonlovesyou]

If they didn't support Luigi Mangione before, they're going to now.

[@GuyFawkesStillLives]

#FreeLuigi

[@Ahibasabala]

privatisation has just gone way too far in America, i wish more American people would acknowledge that

[@PlumbDrumb]

It's no way to run a country

[@ButterBallTheOpossum]

AccuWeather is currently lobbying to privatize NOAAs weather radar system. They want to block the publics access to free weather reports and force people to pay. NOAAs weather Radar system was built and maintained with tax payer money and if people don't wake up it will be given away to a private company.

[@karencolangelo5220]

@@PlumbDrumb America is a business, not a country!!!!

[@doktormcnasty]

@@karencolangelo5220 I know I just love it how many times I've heard politicians and billionaires freudian slip-up referring to America as a 'company' then supposedly correcting themselves with 'country'.

[@Aidhab2222]

From a European this sounds like what insurance fraud would be ….

[@Rickydiculus]

As an Amer American who has also lived in Europe, everything in USA is and has been a fraud for nearly five decades. All of our problems can be traced back to the Ronald Reagan administration and the idea that government should be weakened over corporations and small time frames of thinking(quarterly business timelines)

[@spiellyable]

Wow! Brad Sherman!? Same guy who's witnessed all the devastation in Gaza, and claimed that was perfectly acceptable. Utter shamelessness.

[@Thee-_-Outlier]

In gambling there is a saying for when the line moves; "the line is telling you something". When insurance companies are dropping fire policies where you live...."the line is telling you something".

[@j_r_junior]

🎯

[@Winterascent]

It wasn't like this was something that couldn't be seen coming for decades. I think it was the Discovery Chanel that made an entire show about LA or San Diego burning under these exact conditions. 5% humidity, no rain since last year, the driest start to a "wet season" in record, and very high winds along with ample exotic vegetation like Eucalyptus and palms, as well as other less flammable but extremely drought stressed planted vegetation, in addition to the natural chaparral being extremely fire prone under normal conditions, and this was basically a Cat 5 Hurricane hitting Miami. It was inevitable, and very easily predictable. Google: "Richard Nixon stands on his roof watering the wood during the Brentwood-Bel Air fire, Los Angeles, California, November 1961", for a 1961 photo of Nixon on his roof during a fire in 1961.

[@thedissidentleftist6997]

It was predicted 30 years ago long before Joe Rogan and on. But politicians and the average folk scream It's America at us. There are no plans for vegetation controls in both parties and all states. There are no plans by both parties for alternatives to plywood for houses.

[@Silence_Duder_Gooder]

*@nansi113 wrote:* _“People who blame homeowners for living in a "high-risk" area clearly have no idea what they're talking about. When people originally purchased homes in these areas, wildfires weren’t even an issue. The concept of ‘fire zones’ only started being widely discussed after 2017. Those buying homes now are dealing with all these new rates and updated fire zone maps that didn’t exist back then. In fact, many of the lush, green, picture-perfect areas of California are now labeled as fire zones._ _”I personally owned several properties in California, and none of them were classified as being in fire zones at the time of purchase. Now, they’re all included on these updated maps, each assigned varying levels of risk. Before commenting, make sure you actually know what you’re talking about._ _”It’s unsettling to witness angry outsiders, consumed by envy, spewing bile over Californians and the stunning properties they can’t afford. Let’s see how enthusiastic you’d be if your own insurance rates quadrupled at your next renewal. Perhaps then you’d understand the frustration instead of reveling in misplaced resentment.”_

[@Winterascent]

@@Silence_Duder_Gooder Fires have always been a factor in southern California. You are completely ignorant of the ecology of the landscape if you think fire was never an issue.

[@Winterascent]

"Richard Nixon stands on his roof watering the wood during the Brentwood-Bel Air fire, Los Angeles, California, November 1961 " google that for the photo from 1961

[@slee2819]

@@Silence_Duder_Gooder These were always fire areas. The problem is this has been exacerbated by runway development, creating more and more fuel for these fires, a complete lack of wild land management, and a failure to build sufficient water infrastructure to minimize the risk.

[@airmark02]

Greed, Corruption, Ineptitude & Careerism

[@wernman]

Its come to the point,that, if you own a house and its all paid off, stop paying for insurance put that money in returnable savings funds and take your changes that way.

[@karencolangelo5220]

That's what we've done here in Florida. Protect yourselves. Nobody else will. Good luck, fellow Americans, we need to stand together.

[@freegadflyathome]

That's a good idea overall. Also, just stop building/buying homes in these areas. We've known for years that these were areas with conditions where this would inevitably happen.

[@Lord.of.the.Vultures]

People lived in Pompéi because the land near volcanoes is very fertile, very rich. They didn’t have refrigerated supermarkets in those days, FYI.

[@ranter7100]

Yea add this into the fact there was no water just like Lahaina, Power was left on just like Lahaina, and I've heard people leaving were turned back towards the fire, just like Lahaina. But nothing to see here, Drones flying over there.

[@jackgardener2531]

Dental insurance isn’t real either…surprise!

[@abinsurly2910]

It sure isn't.

[@RGBAnarchy]

You need to clean and maintain a forest too, take a way as much "fuel" possible

[@thedissidentleftist6997]

Both parties had constantly refused us.

[@SkeletorsSon]

Even our Aboriginals were smart enough to back burn and they weren't smart enough to invent anything

[@RGBAnarchy]

@@thedissidentleftist6997 that tells you a lot

[@thedissidentleftist6997]

@RGBAnarchy I'm already starting to see signs of this grifters movement. Iowa is one of the few states that have month to month, and despite no obvious changes from Democrat party, somehow active registered democrat voters are increasing post election. I think it's grifters trying to set up an Obama type event.

[@Silence_Duder_Gooder]

*@nansi113 wrote:* _“People who blame homeowners for living in a "high-risk" area clearly have no idea what they're talking about. When people originally purchased homes in these areas, wildfires weren’t even an issue. The concept of ‘fire zones’ only started being widely discussed after 2017. Those buying homes now are dealing with all these new rates and updated fire zone maps that didn’t exist back then. In fact, many of the lush, green, picture-perfect areas of California are now labeled as fire zones._ _”I personally owned several properties in California, and none of them were classified as being in fire zones at the time of purchase. Now, they’re all included on these updated maps, each assigned varying levels of risk. Before commenting, make sure you actually know what you’re talking about._ _”It’s unsettling to witness angry outsiders, consumed by envy, spewing bile over Californians and the stunning properties they can’t afford. Let’s see how enthusiastic you’d be if your own insurance rates quadrupled at your next renewal. Perhaps then you’d understand the frustration instead of reveling in misplaced resentment.”_

[@RuskiVixen]

It’s called privatising profits and socialising losses.

[@EricGray-zr2es]

It's not just insurance companies it's also the fire depts are not doing their jobs. No cops no fire it's us, the citizens fending for ourselves now.

[@johncameron2241]

Unqualified DEI hires.

[@formernorcal2530]

Massively raise taxes on 2nd homes as well, dropping demand.

[@michaeljones5615]

WE ARE UNDER ATTACK

[@Roughide]

Yes, but the call is coming from inside the house.

[@formernorcal2530]

Repeal prop 13, raise property taxes across the board but especially the most expensive houses, eliminate the special treatment CA (and areas in the East) concerning conforming loans, dropping the cost of homes across the board, reducing the cost for insurance. Job done

[@HTownCharlieBrown]

Companies profiting billions every year that can't pay when it's time should be shut down, money and assets seized, investigated and those that benefited the most, locked up....money and assets divided amongst their victims.

[@sarahwalkerbeach6985]

LA is to host the 2028 Olympics. This area recently had their fire insurance cancelled, just before the arsonists came by. Oligarchs can now swoop in, and finance the new infrastructure.

[@Silence_Duder_Gooder]

cue: BlackRock.

[@catcaves]

Private Homeowners insurance are almost as evil as health insurers. Another industry that we could do without

[@lisabruner7018]

Blaming Trump? You guys are delusional!

[@johncameron2241]

Trump has nothing to do with the rot they call government in California.

[@zcorpalpha2462]

Maybe they should have shopped around last 75 years ❓🥃🔥

[@StrayCatInTheStreets]

It's not just air quality Russ. Smoke and resdiual heat damage is just as destructive as fire damage in that it makes the house uninhabitable (especially wooden frame houses). So the videos of people showing their houses standing with no fire damage while their neighbourhood is annihilated will find out the true extent of what faces them when they go to move back in.

[@Steveshappylittletrees]

Trump is to blame for no water?🤣

[@Cloudchopper-x1r]

Climate Change will be pounded in 24/7 now since they have no other excuses left. The climate always changes, has done so for millions of years before we humanoids appeared.

[@HarryF-tz5fo]

Democrats know biden isnt president so they get confused

[@cvdevol]

I wonder how many people who lost their homes/businesses DID have fire insurance when this happened?

[@roberthickey1465]

If one of your children is a pyromaniac, you will have a problem getting insurance.

[@phattylav]

While I think it’s bullshit for the insurance companies pulling out, let’s not kid ourselves (plus if memory serves me correctly either DD or Jimmy covered it) the insurance companies told California and Newsone if they didn’t fix the CWMP and punish them there were going to be problems. Then not doing their job of removing kindling and make preparations for the fire season forced this situation. Let’s not kid ourselves, it’s kind of disingenuous to cover one without the other. However, anything that got canceled prior to, is disgusting and should be held to task for doing so. However, talking to a friend who just mortgaged his own house 3 months ago, is somehow only covered for 250k even though the house is 600k.

[@j.clements2093]

If you know disaster is imminent why would you renew? Insurance companies would have to be idiots.

[@Fvjsdfhi8]

Florida has the same issue. It’s similar to what would happen if we had a public option for healthcare

[@azmonrougier]

bet they start addressing homelessness now 💅🏾

[@Silence_Duder_Gooder]

Only these latest victims _will_ get help, while those who have been out there longer will just get more ignored than they already were.

[@penyarol83]

They will never address homelessness...

[@Silence_Duder_Gooder]

@@penyarol83, especially since the people in charge of ending it have salaries that depend on not fixing it.

[@mauchkimberly]

Holy crap! Tragic, horrible and heartbreaking. Sorry for their loss.

[@iTeerRex]

It’s as if they had planed it.

[@gadflyofhumanity_6847]

They DID.

[@Cloudchopper-x1r]

Oh they did, they just waited for the winds, just like Hawaii waited for the hurricane to create fires they could help out a bit more and deny people to flee to safety. At least in CA the cops did not stop them leaving but no one was around to direct traffic on just one way in and out.

[@MKDAVIS323]

2:10 Can’t watch what’s going on in LA and blame the insurance companies! They knew a devastating fire like this was possible and that California wasn’t doing anything to stop it

[@HarryF-tz5fo]

Its rate payers who pay why should I pay for mismanagement

[@j.clements2093]

🎯

[@Williamb612]

The corporatizing of these mega institutions to maximize profit and self interest on a quarterly basis to deliver to Wall street and shareholders is responsible for this in the insurance industry and health care industry

[@j.clements2093]

B.S.. I’m no fan of the corporatocracy but an insurance company cannot stay in business in expensive mismanaged high risk areas.

[@josephweiss2271]

Who's responsible for mitigating the wild/forest fire risks in California? It's called the "Police Power" and left to the states to protect the health, safety and welfare of its citizens. If the state isn't going to properly exercise their police powers to the benefit of their citizens, then insurance companies have to price in the increased risk and/or stop underwriting policies until the state starts doing it's job!

[@bluebird6300]

Thank you Governor Newsom 😢😢😢😢

[@TheChristafershawn]

And Jerktube takes down my comment yet again. You can't speak truth on this diabolical platform.

[@johncameron2241]

Nothing new they have been doing this for awhile just getting progressively worse.

[@TheChristafershawn]

@@johncameron2241 Yeah I know. I have been put on 24 hour time out several times now for the audacity of criticizing the self chosen's mer dur habits.

[@mattchew6426]

If they have money for commercials and multi-million dollar CEOs, they have absolutely no legitimate claims of being insolvent...

[@j.clements2093]

A commercial and CEO doesn’t cost billions. It’s estimated the current disaster will cost over 50 billion. Insurance companies are not philanthropies. And even if they were they would become insolvent with high risk areas like L.A..

[@monicarynowiecki6469]

I disagree. I blame the progressive leadership more than the insurance companies. Especially the fact that there was no water in the reserviors. The people there have been voting for this and did not see reality coming.

[@HarryF-tz5fo]

They want the government that failed them to own everything

[@forensicdar]

They had enough tenure that they should have reached out. I hate people.. hate this place

[@doktormcnasty]

Ok so regardless of opinions on the situation whether righteous or not now that we know what kind 'systems' americans live under they need to know that if their fire insurance gets cancelled that's their signal to work as hard as they possibly can to move the hell away from that area and to one that does have fire insurance options. I'm not saying it's fair, I'm not saying it's right, I'm not saying it will be easy or even possible to do so in every circumstance all I'm saying is that's the reality of the situation so you have to try your best to act accordingly because everything is too corrupt for you to hope to rectify the situation in time before your life is absolutely ruined from having your shelter go up in smoke.

[@j_r_junior]

💯

[@tiptopdadddy]

The basis for the insurance industry is actuarial science, a mathematical assessment of risk. That careful analysis is what both sets rates AND makes insurance companies an attractive, safe investment for retirement funds, especially for public employees. If an actuary determines that an area has greater risk than can be covered then there is a fiduciary responsibility to withdraw. This is the kind of stewardship of resources that is beyond the capacity of the collectivist mindset. The dangerous results are playing out before our eyes.

[@maddydenny244]

Alot of this is to do with mismanagement of water.

[@Evilslayer73]

water management ,forest management name it :)

[@Silence_Duder_Gooder]

@Shonnie1122 wrote: _”No the water reserves were full. The recent Los Angeles wildfires led to a significant depletion of water resources, particularly in areas like Pacific Palisades. Despite preemptive measures to fill local water tanks to their full capacity of approximately one million gallons each, the intense demand during firefighting efforts quickly exhausted these supplies. This rapid depletion resulted in reduced water pressure and, in some cases; dry fire hydrants, hindering firefighting operations._ _”The situation was exacerbated by the high elevation of certain neighborhoods, which made it challenging to maintain adequate water pressure. Additionally, the fierce Santa Ana winds prevented the use of aerial firefighting methods, placing even greater reliance on ground-based water resources._ _”It’s important to note that these water shortages were not due to mismanagement or policy decisions but were a consequence of the extraordinary conditions and the immense demand placed on the water supply system during the crisis. The_ Los Angeles Department of Water and Power _reported that the public water system faced four times its usual demand, leading to the rapid depletion of resources.”_

[@formernorcal2530]

Tax the hell out of corporate ownership of land, like Google for example, but there are many others as well in the bay area. All these problems are the result of grifter rule

[@endofthetunnel11]

There is a stupendous spending package that congress will end up passing.

[@AlfaroRamon]

Many of these homes that burned should have never have been built in the first place! Most of the land that burned should be state park land. Greedy developers building in narrow canyons with steep mountainsides in a semi arid region that gets regular 60mph+ winds should never have been allowed to build there! The Valleys and Basin were mostly untouched!

[@j_r_junior]

And, indeed, it will be an utter frivolity and embarrassment if we allow these properties to be rebuilt

[@AlfaroRamon]

@PhatFreddys_Cat Apparently the people who cars burned while trying to escape the flames.

[@johncameron2241]

They got canceled because of bad governance from the state of California. You get what you voted for. The insurance companies warned the state about its bad forestry practices. I am not a fan of insurance companies as they like to denie legitimate claims. They are not there to lose money when there is obviously a problem that the state of California refuses to address.

[@jihigh482]

Yeah, I'm sure you have it all figured out Poor Insurance Companies 😂😂

[@fiqhonomics]

Correct. There was a brief unmiserable period in the West post WWII before it drifted back to its usual state of extreme inequality and oppression.

[@stevenhines5550]

Oh my gosh. How awful for the poor insurance companies. We should start a GoFundMe to help defer the costs for the poor insurance companies.

[@stevesmith7839]

California has the 4th largest economy IN THE WORLD! Why are there not desalinization plants all up and down the coast????

[@thedissidentleftist6997]

Very Expensive.

[@Banana_Split_Cream_Buns]

They don't need desalination plants. They need to manage the water they already have. This includes the Colorado River, which is not in California, so that becomes a Federal issue surely.

[@tabuseventythree5678]

@ thedissidentleftist6997 It’s not as expensive as the money we waste on the pentagon, Ukraine, or Israel.

[@tabuseventythree5678]

@ Banana_Split_Cream_Buns Desalination plants are also needed, as they will reduce the need from out of state water sources. This in turn will require additional pump stations to ensure good flow. The money we gave to Israel would have covered to costs and then some.

[@peterthegreat996]

It’s complicated. You just can’t remove water from the sea, leaving behind the salt w/o complications.

[@xxmightyonexx2113]

Sorry, may have missed something, WHAT does this have to do with Trump? How did his administration stop the water and hiring of emergency services??

[@paulhayes2593]

Because it can’t be business as usual when he takes office. Lefties, maga etc makeup the majority of the population and are screaming for change. If he doesn’t act, his base will leave him . More distraction shite on the way no doubt as these goons cling to power.

[@tabuseventythree5678]

They’re saying that once Trump betrays his base, the hope is enough people will be disillusioned to band together to over throw the current system that screws over the masses regardless of which ruling party presides.

[@quasimandias]

You can’t insure something that has 100 percent chance of being lost. A 100 year old person isn’t going to buy life insurance either. They had 75 year to see it coming. If any of us could be so fortunate. The reality is that we live in a screwed up world that requires flexibility and mobility. Your life depends on it.

[@marktaylor3489]

See if you can find an ounce of compassion in your tiny, dark, shrunken, stinky little heart.

[@lecovid-19gestapo30]

So they were 15 when they moved into the house ?

[@iTeerRex]

Maybe they were child movie stars lol

[@ganndeber1621]

and cousins no doubt

[@MrAckers75]

Just what I thought

[@maddydenny244]

Maybe she was stressed and having a hard time talking. Cut her some slack...it's not like she was purposefully lieing.

[@RossSmith-x7g]

@maddydenny244...Thankyou Maddy ! It is so depressing to see cruel statements by people who should know Better. Where is people's compassion? What has happened to the lovely great warm Americans I met in the early Eighties ? Gone ! Obviously she is stressed and Frightened by these new terrible circumstances! Thank you Maddy ..stay as you are kind and and Compassionate!

[@muffetnellon]

Major Insurance Companies used to do that to Black Americans all the time, including refusing to give Insurance in the 1st place prior to 1970. Capitalism in the 2000's is starting to treat every American like pre-1960's America treated Blacks. That's great! We've finally achieved some equality.

[@light1908]

Technically, the numbers of hurricanes have not increased, but decreased. However, they are intensifying.

[@j.clements2093]

And there is evidence that the government intensifies them with geo engineering.

[@josephmitchell9695]

They are going to charge homeowners through surcharges of homeowners insurance for the cost of homes covered by the state fund. Venture capitalists will either self insure or use alternative funding to avoid paying the surcharge The cost of this fire will be paid by individuals and not investment funds

[@slee2819]

Venture capitalists ❌ Vulture capitalists ✅

[@VahanDavtyan]

She’s lying. Her parents are 90yld and they been living there for 75 years. 90-75=15. So they got married and moved in when they were 15 years old. Also she’s not crying or sad goes on this perfectly articulated rant. This is just for a viral rant for channel 7 abc.

[@TeleologicalConsistency]

It's not a problem with insurance. It's a problem with the management of the State which forces insurance companies to flee the state.

[@treehugger0105]

It’s both. If you believe your insurance company is really there for you you are extremely naive.

[@TeleologicalConsistency]

@@treehugger0105 Where did I claim that?

[@amandajean7738]

The response and responsibility goes to the local California government. Man made disaster. Insurance is a gamble and a bet.

[@SteveFugere-q6p]

The people who work at insurance companies probably call customers who are loyal to them "suckers".

[@kyleandrews9500]

"Here come those Santa Ana Winds agaaaaaaaaiiiiiinnnnnn...."

[@Madaboutmada]

It's ALWAYS been this way regarding brush fire storms in LA. I grew up in Malibu in the 50s and left in 2000. I don't fault the firefighters on the lines, but the leadership is completely out of touch. The 93 fire was handled by a chief in Bakersfield. He ordered strike to save the houses on the beach, leaving anyone in the canyons on their own. Homeowners that stay through and emerged to stomp out spot fires with wet blankets saved their homes. We had to sign off papers absolving PD of blame as we chose to stay. As horrible as this was, it was NOTHING to the parasites that swept in to scoop up property or "assist" in cleanup.

[@RossSmith-x7g]

@@Madaboutmada Thank you beloved Truthspeaker .

[@alexandru5369]

This is due too the state one time I will actually defend insurance companies as the government really made it impossible too insure things like fire damage

[@ZIGZAGBureauofInvestigation]

> NATO Scorched-Earth Policy = Escape from LA NOW

[@cat_terrell]

Many meteorologists have gone.

[@aaronmcconkey1062]

Dang i think im going to say it for the first time. Are you ready for this?

[@ZIGZAGBureauofInvestigation]

TRUST THE PLAN@@aaronmcconkey1062 Arnold Schwarzenegger Former Governor of California started it ALL

[@jdcjr50]

“Nothing is more foundational to capitalism than insurance. So when insurance fails, that’s when you know your system has failed.” - Keaton Weiss Thank you.

[@robhartley7155]

Not having water was completely the democrats fault

[@cat_terrell]

Palisades reservoir was empty and offline for This, too.

[@aaronmcconkey1062]

Wait til you hear about that state being over 500 inches of rain since 2014. Wanna hear the real truth about all this? ITS MOST HUMANS FAULT. I can continue with how :)

[@tabuseventythree5678]

There’s also 2 billionaires the control around 40% or so of California‘s water supply. Just 2 ppl…

[@RittenhousesRifle]

@tabuseventythree5678 Those two people also have disproportionately smaller hats than the rest of the population.

[@HarryF-tz5fo]

​@@tabuseventythree5678trillions of gallons of water wash out to the sea dont blame two people

[@cljerjr31]

free market insurance. what can you do? its time to reassess where we live.

[@freemn]

90 years old? What were their property tax rate?

[@regandunn4850]

They going to have to sue the governor to get the money simple

[@freemn]

With no fire insurance, will the housing cost crash?

[@delfadavi5784]

According to your statistics, homes in the area were worth $10million+ and the fair plan covered $6billion worth that’s 600 homes. 1000 burned at the time of your show.

[@aum82]

We are all Luigi

[@alfredpeasant5980]

Unions have turned into the opposite of their intended purpose, its just a racket that of course, disenfrancises people who want a job.

[@slee2819]

Especially the public employee unions in California. They are complete garbage people that do nothing but fund their own self interest and the most vile politicians in the country

[@sp4lg]

Reporter: "I know the feeling" No you don't.

[@erics8302]

Power companies are in trouble as well because they are going to be found guilty to a degree and they might get hit with the rebuilding cost.

[@rickstevens1479]

How can any one insurance company make payments . First, all small to medium-sized companies go out of business . Then what prevents them from declaration of bankruptcy..😮could be a disaster again..😢

[@Evilslayer73]

Don't blame insurances company's ask yourself why they flew away from this state in first place Sherlock!

[@mmm-mq3zr]

It's almost as if the people running that state I want to clear it of the people kava but not the assets.

[@malibufunnyfarmpumpkinpatc2758]

Womder if her home remained 😢❤

[@BenjaminSteber]

Boy, I know that they spent billions doing it, but isn't it great that California made all those houses earthquake proof?

[@jymbreitbach967]

A new Luigi is born every second

[@l.w.paradis2108]

Now you know how people of modest means got property in California: they inherited it. Megan Markle's mother did, and lived there for a long time. Imagine being 90, and living in the same house for 75 years.

[@timmc8444]

These actors who are no longer getting work because of age will start popping up on tv in drug ads and there will be massive go fund me for these millionaires who chose to live in these dangerous areas for all their lives

[@DeadMuzan]

Bro people are setting those fires.

[@abinsurly2910]

Sure. When was the last time nature started one... except for all of Earth history.

[@apersonwhoknows]

Maybe. It's a possibility but it all could be from negligence. Either way it plays into their stupid climate change nonsense.

[@abinsurly2910]

@@apersonwhoknows Nonsense, huh? So you think that pumping countless tons of toxic chemical filth into the land, water, and air for over a quarter of a millennium has no, or nominal, effect on this living planet? Well, bro, I don't know when you get your first climate sciences degree, but you're kinda off to a bad start.

[@abinsurly2910]

@@apersonwhoknows Countless tons of toxic chemical waste pumped into the air, land, and sea for a quarter millennium is going to affect something.

[@stevenhines5550]

The displacement shouldn't be a huge problem; we are going to need the California residents to colonize 80 degrees North latitude in Greenland and Canada anyway.

[@Trave13r]

Remember insurance is always a scam.

[@uncletoogie]

As the saying goes: The system isn't broken, it was "fixed" a long time ago!

[@benburndred2226]

Would you insure a house in a state that doesn't back burn, refuses water in in their reservoirs, and refunds the fire department

[@apersonwhoknows]

I'm sure they'll just tell people this cause they realize everybody else's homes are fucked and say the city will cover the cost. When they won't.

[@jodywilson2382]

This is where they lure you into the trap of believing things cost more than they actually do, inviting in the money laundering. Just because a home is “worth” 20 million doesn’t mean it will cost that to rebuild. For example my home’s worth is listed as worth 325k, but my insurance co states the estimated rebuild cost is 200k-still an overestimate to cover their a&&. It’s all smoke & mirrors.

[@apersonwhoknows]

200k is still enough there.

[@HarryF-tz5fo]

Building in California takes forever. And it will be costly

[@roberthornack1692]

People often move to places like Texas because they cannot afford a house anywhere else!

[@terrancemichaelmitchell6484]

Insurance left because they saw Cali mismanagement. These two bozos continue to ignore

[@protoclown4717]

So... what is the answer? Insurance premiums do not magically get increased to the moon- there are variables that cause companies to increase premiums. What is the answer? Newsom absolutely wants all of this to happen - they are prepping for Smart LA by 2028 in-time for the Olympics. Are you suggesting that control of home insurance should be handed over to the State?

[@FM-ln2sb]

Biden and Harris are silent on this issue.

[@j_r_junior]

The California Department of Insurance, under the auspices of consumer protection (an appeal to which I am largely susceptible), has for decades limited the amount of rate the property insurers have been allowed to take to an arbitrarily derived 7%, and otherwise subjected the insurers to tremendous bureaucratic obstacles to their *necessary* pursuit of rate adequacy (and let me be clear that I am no less critical of the excessive and frivolous profit targets of the largest insurers of the p&c markets, I am just saying that, on its own terms, insurance only works and insurers only remain solvent and positioned to cover (that is, to diversify away) high-risk exposures if the regulator enables the insurer to implement rate revisions (increases OR DECREASES) in accordance with their rate-level and segmentation indications). California is absolutely the most regulatorily scrupulous and onerous state regulator in the country, and so it should be a surprise to nobody, least of all the property owners who have seen sky-rocketing premiums and now cancellations and non-renewals (actions which are clearly indicative of SOMETHING other than raw unabated greed on the part of the insurers: they’re indicative of the results of the internal predictive models and other actuarial statistical analyses that inform the management of a book of business!!) for years and years now, that these massive insurance entities, with proprietary ownership over massive troves of policyholder- and claims-data, are (in their eyes) forced by the regulator’s excessive control over the market to non-renew policies for whom they have not been allowed to collect adequate premium to set reserves sufficient to insure the risk(s). This crisis in the CA homeowners insurance market (much like in the FL HO market) is the can that these regulatory bodies (and, by extension, we as a society), who naively enforce limits on overall rate rather than on underlying profit targets (specifically of the insurers like State Farm that operate on the stock market unlike mutual insurers whose operations are a nearer approximation of the sort of mutual aid networks and loss pooling that the agricultural workers of old were forced to create and that contemporary leftists prioritize), have kicked down the road. It is indeed an industry lead by insurers and regulators whose choices through the past half century have masked the conflagration of crises of capitalism which now seem to simultaneously be coming to the fore. The loss of life in the gruesome fashion that death by house fire entails is implicitly tragic and deserving of sympathy, but I am unwilling to overlook the need to connect our response to these blazes to the one that Bushnell endured for a purpose. These crises of empire are all connected and people need to think about them as such. On the cultural level, events like this where the affluent and “entertainment professionals” (i.e. out of touch, overpaid, or otherwise implicitly vain potentially unknowing propagandists) are directly affected always stir in me a fleeting hope that THIS will be the event that opens their eyes in a meaningful way to the need for foundational, structural change in our society, and I’m left only with a frustration at the disparity between attention granted to their tragedies compared to those suffered by the working class like in Flint, East Palestine, etc.

[@AndrewCoburn-s5i]

I still have zero empathy or compassion for chinafornia.

[@lwu1111]

where is Rob Bonta, the Democrat Attorney General to fight for insurance consumer rights? He needs to be voted out for dereliction.

[@Windy582]

I find it hard to believe anyone would go into that fire to save a house with a garden hose. The average house is 4.5 million in that area. I find it easier to believe she is trying to protect her inheritance.

[@treehugger0105]

I find it hard to believe you can be so sanctimonious and myopic when you don’t have any details. Tell me,how will her parents live out the rest of their days?