Banks V/s Jagruk Janta, Who Wins?

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Labour Law Advisor

Labour Law Advisor

Күн бұрын

Пікірлер
@LabourLawAdvisor
@LabourLawAdvisor Жыл бұрын
Hax to Save Tax Course 👇 link.lla.in/hax-to-save-tax Story shared by Jagruk Subscriber : Manav Motwani
@Mr_Gamer17
@Mr_Gamer17 Жыл бұрын
@LLA. BANK WALE LOAN LENE KE BAAD O APNA O APNA INTEREST INCREASE KR DIYE O AISA KYU KR RHA HAI. o bol rhe ki share gir rha
@ayushsoni4028
@ayushsoni4028 Жыл бұрын
Hi LLA, One incident happened with me also, I closed OneCard one month ago but they didn't credit my amount. I warned them 3 times but they didn't credit. Then I warned them again in email by saying I will take help from KZbinRS. Then they credited the amount in same day.
@AmeerHamza-zp4ll
@AmeerHamza-zp4ll Жыл бұрын
Sir, I am a Pakistani so can you recommend me a KZbin channel because India and Pakistan have different laws?
@Positiveperson-l5f
@Positiveperson-l5f Жыл бұрын
@@Mr_Gamer17 due to increase in repo rate which is linked to interest rate as external benchmark
@Navyguy
@Navyguy Жыл бұрын
Team LLA kindly help me (many iCiCi Android Customers like me) - Recently after updating iCiCi iMobilePay official App (Version 16.3) it has become unusable. App crashes & shows - kindly close 'Developer Options' to avail services. *ISN'T THIS UNFAIR ?*
@aravindsingh08
@aravindsingh08 Жыл бұрын
This is the most useful video. I am proud India has organisations like RBI who care about the common people. Thank you LLA.
@sunil00-z2m
@sunil00-z2m Жыл бұрын
😂
@AkshayShukla.
@AkshayShukla. Жыл бұрын
(after adani case) SEBI : 🗿
@DrAdityaReddy
@DrAdityaReddy Жыл бұрын
😂
@SpunkyMaster
@SpunkyMaster Жыл бұрын
RBI only cares special people not common man.
@akhilstocks31
@akhilstocks31 Жыл бұрын
Don't be so happy. This guy got lucky. RBI is not that helpful for common man
@karanraval2325
@karanraval2325 Жыл бұрын
As a banker myself, I would like to point out one more problem that happens with many people. They get offers of lifetime free credit cards but then bank charges them for the card. Then when the customer complains and deny to pay the charges, bank does not waive the charges but simply writes them off. Due to this, credit score of the customer gets impacted which they realise only when they apply for a loan.
@gauravgoyal001
@gauravgoyal001 Жыл бұрын
Good point
@udayteja4946
@udayteja4946 Жыл бұрын
How can one know whether those charges were waived off or written off?
@radhamanohar2307
@radhamanohar2307 Жыл бұрын
@@udayteja4946 If they are charged it will appear on CC Bill and if not they wont appear on CC bill. That’s simple
@udayteja4946
@udayteja4946 Жыл бұрын
@@radhamanohar2307 Thanks for the information.
@drriteshsharma6448
@drriteshsharma6448 Жыл бұрын
Bank staff are full of frauds... Some staff are paid to fool people... Why you keep on calling customers.... Credit card Lelo.. credit card lelo....
@bireshwardey007
@bireshwardey007 Жыл бұрын
As an RBI employee, I am feeling very proud of my organisation as well as happy for Mr. Manav.. ❤🥺
@niteshb1572
@niteshb1572 Жыл бұрын
😂😂
@GaganDeep-sg2sd
@GaganDeep-sg2sd Жыл бұрын
RBI bhi sahi investigate nahi karta
@ankith1316
@ankith1316 Жыл бұрын
Asst or Grade b sir ???
@bireshwardey007
@bireshwardey007 Жыл бұрын
@@ankith1316 Office Attendant, brother.
@ronakbais5344
@ronakbais5344 Жыл бұрын
@@bireshwardey007 which office
@anirbandey303
@anirbandey303 Жыл бұрын
This is brilliant. We often are unaware of our rights and these corporations take advantage of this. Hats off. ❤
@brijpal3436
@brijpal3436 Жыл бұрын
seriously itna great knowledge or kisi channel pe nhi mil sakta thankyou so much #LLA team.
@ritvikjain
@ritvikjain Жыл бұрын
As an Indian 🇮🇳 . Proud of RBI ❤ , If any employee of RBI is watching then please keep up doing this amazing work 😊
@Undefinedhuman-fe5by
@Undefinedhuman-fe5by Жыл бұрын
That's why I like this central govt. Our voices are now being heard
@mayankgupta9978
@mayankgupta9978 Жыл бұрын
The same case happened to my father 😢 he was promised a lifetime free SBI elite card because he had done a certain amount of transaction in his SBI account and he filled the form and got the form but later in that month 5000 rupees were deducted from his account, he felt very bad , and i was also feeling bad for my poor father he was scammed by the banks, the same banks who are entitled to keep our money safe but they also scam people and the funny part is they think we are supposed to trust them. But later my father did complain in the bank but he refused by the bank by saying that it was your idea to fill the form to get the card. My father felt like his trust has been over with and he got scammed, but he doesn't know what to do hence he is still paying that God damn card. Even these government banks scan people too that is so frustrating.
@ayushshaw3681
@ayushshaw3681 Жыл бұрын
why don't you close the credit card
@SVG7717
@SVG7717 Жыл бұрын
Thank you... from proud rbi employee
@niteshb1572
@niteshb1572 Жыл бұрын
@@SVG7717 😂😂
@adityabhide2622
@adityabhide2622 Жыл бұрын
Watching since 2 year and now i am 18 and becoming jagruk after every video of LLA . You are doing great work thank you ❤.
@sandeepkumarpatidar3719
@sandeepkumarpatidar3719 Жыл бұрын
Bhide bhai😂
@Axel.Blazer
@Axel.Blazer Жыл бұрын
@@sandeepkumarpatidar3719 mai bhi yahi comment karne wala tha xD
@007_Sun_Tzu
@007_Sun_Tzu Жыл бұрын
16 se yahi dekhra h ..you need more friends and hobbies
@infobyavi8187
@infobyavi8187 Жыл бұрын
👍🏻
@mayankgupta9978
@mayankgupta9978 Жыл бұрын
The same case happened to my father 😢 he was promised a lifetime free SBI elite card because he had done a certain amount of transaction in his SBI account and he filled the form and got the form but later in that month 5000 rupees were deducted from his account, he felt very bad , and i was also feeling bad for my poor father he was scammed by the banks, the same banks who are entitled to keep our money safe but they also scam people and the funny part is they think we are supposed to trust them. But later my father did complain in the bank but he refused by the bank by saying that it was your idea to fill the form to get the card. My father felt like his trust has been over with and he got scammed, but he doesn't know what to do hence he is still paying that God damn card. Even these government banks scan people too that is so frustrating.
@anantbiswas
@anantbiswas 9 ай бұрын
Thank you so much for this insightful video! I recently found myself in a similar situation where I was misled by a bank representative regarding a credit card offer. Feeling lost and unsure of what steps to take, I stumbled upon your video and found it incredibly empowering. Following your guidance, I lodged a complaint against the bank and today, I am thrilled to share that justice has been served. My credit card has been rightfully termed as lifetime free, and the erroneous charges have been refunded. Your advocacy for consumer rights is truly commendable, and I cannot thank you enough for empowering individuals like me to stand up against corporate injustices. Keep up the excellent work!
@MokshKumar518
@MokshKumar518 Жыл бұрын
This is truly brilliant. It's remarkable how frequently we remain oblivious to our own rights, allowing these massive corporations to exploit that fact. My admiration knows no bounds. Kudos!
@arhabhasankhan8465
@arhabhasankhan8465 Жыл бұрын
I had personally tried RBI ombudsman scheme and hat’s off they do great job.. Proudly to have these supervising bodies in our country
@JustKidding_LOL
@JustKidding_LOL 7 ай бұрын
How long did it take for RBI CMS complaint to close? 😓😓
@vikeshthakur9633
@vikeshthakur9633 Жыл бұрын
This Man taught the Bank a solid lesson.
@SumitGupta0405
@SumitGupta0405 Жыл бұрын
I happy to say that I have subscribed to channel who not only upgrading our knowledge but parallelly saving our hard money
@abhifotography9507
@abhifotography9507 Жыл бұрын
Namaste Labour Law Advisor ji, Aapka channel dekh ke dil khush ho jaata hai! Aapki videos se lagta hai ki aap sach mein labour law ke kanoon ke Pandit hai. Main aapse bahut kuch seekhna chahta hoon aur aapke saath kaam karna bhi. So please accept me as your shishya and guide me on the path of success. Dhanyawaad!
@24685sourav
@24685sourav Жыл бұрын
I had similar help from RBI during lockdown when HDFC put my loan into moratorium without my consent. I fought for 4 months and got it corrected.
@JustKidding_LOL
@JustKidding_LOL 7 ай бұрын
How long did it take for RBI CMS complaint to close? 😓😓
@AmanYadav-vc7iu
@AmanYadav-vc7iu Жыл бұрын
Thank you LLA for making such type of videos that really educate people in this world full of scams ❤
@saumitraharbola5447
@saumitraharbola5447 Жыл бұрын
Thank you LLA for making our lives more JAGRUK!. When I first discovered your channel a couple of months back I immediately knew this channel is worth subscribing and sharing.! More power to you!
@ayushmalvi8505
@ayushmalvi8505 Жыл бұрын
Same thing happened to me for Axis Bank CC. After 2 months, thankfully they agreed that it was a mistake from their end but still I have paid the joining amount. They gave me the rewards which obviously of no use. Wish I knew the RBI ombudsman at that time. Thanks to you and LLA for this info.
@vivekiitb034
@vivekiitb034 Жыл бұрын
HDFC bank agent called me and told for lifetime free millenium credit card for card to card activation offer. card to card means i have already SBI credit card on that basis they issued HDFC credit card. is this genuin or fraud. i have recorded all calles and customer care verivication call also in deetail way. plz guide
@atulkumar943
@atulkumar943 9 ай бұрын
​@@vivekiitb034 they regularly call people to sell their credit cards. That's not illegal. If hdfc has sold you a card or deducted money from your account without your knowledge, then you have a right to complain to RBI ombudsman.
@ashokkewat7883
@ashokkewat7883 Жыл бұрын
Ekdum mast information diya aapne! Dil khus ho gya.... Aise hi jagrukta failane ke is nek kam ko karte rahiye insa allah bhagavan aapko aur aapke parivar ko hamesha swastha aur sukhi rakhe...
@syedf41
@syedf41 Жыл бұрын
It’s superb Mere sath bi ayse hua But RBI ko CC me rakh kr conversations hue at least one month tk uske bad jakr full refund aya hai mera refund 92 hazar kuch rupiye tha Ap hi k videos se knowledge hua or finally I’mh appy
@IronMan-471
@IronMan-471 Жыл бұрын
This is what true community called LLA by sharing such example and keep us aware Really appreciate your effort for spreading awareness ❤️
@awakenharsh
@awakenharsh Жыл бұрын
Only financial KZbinr whose video is worth watching 3 days before my jee exam😂
@LabourLawAdvisor
@LabourLawAdvisor Жыл бұрын
Best of luck, baad me dekhna lekin - RJ
@awakenharsh
@awakenharsh Жыл бұрын
@@LabourLawAdvisor thank you inspiring rj
@vabesvaradwaj
@vabesvaradwaj Жыл бұрын
Jee advance hai kya bro
@awakenharsh
@awakenharsh Жыл бұрын
@@vabesvaradwaj nhi Mains h bhai
@vabesvaradwaj
@vabesvaradwaj Жыл бұрын
@@awakenharsh best of luck bro
@nishantpatel-np
@nishantpatel-np Жыл бұрын
I have one suggestion. By default your dialer is set to google dialer so that app gives prior notification like "This call is now being recorded" You can turn it off by changing that option, you check search on youtube and you will find tutorial for that. Hence, that annoying voice of 'Recording started' can be removed! And, thank you very much for your efforts in educating nation about finance and stuff. Love you, team LLA ❤️
@allthings5623
@allthings5623 Жыл бұрын
Can you please send the video link ?? I also want to remove Google dialer recording voice
@neevkhanal132
@neevkhanal132 Жыл бұрын
Same problem has with me in my new mi 11 note pro+5g however after searching a lot i found others countrys like Indonesia, taiwan official rom has miui dailer which has automatically call recording without any announcement 😊
@anuraagpriyadarshi
@anuraagpriyadarshi Жыл бұрын
Can you please share the link for the video
@chainreaction7805
@chainreaction7805 Жыл бұрын
Most useful and thanks for the RBI website and information.
@omkarkale6122
@omkarkale6122 Жыл бұрын
Nice use of Short it helps to get traffic to videos. Not shown any clip of video but still made us to view video. I am saving this Short as a marketing tips
@jatinhooda4055
@jatinhooda4055 Жыл бұрын
Happened with me as well. icici bank employee did it. I paid the 590 charges initially and then picked it up with customer support. Took me a whole 3 months to fight with 10 different people from the bank to finally reverse the charges in my statement.
@sunilsingh98761
@sunilsingh98761 Жыл бұрын
Nice one Rishabh, but one thing I want to add... In certain cases the card charges are not reflected in first month rather after a year as they ideally make it free for first year... And by the time you realise it's already late.
@BimanGhosh
@BimanGhosh Жыл бұрын
It's never too late. Just proceed with your complaint.
@jerry.196
@jerry.196 Жыл бұрын
tum or abhi and niyu keetna osom ho yr. 😂😂 Credit card ka number 9211 😂😂😂 Eetne creativity kaha seh leh kr aate ho 💯💯💯🔥🔥🔥❤️❤️
@shaikhn_97
@shaikhn_97 Жыл бұрын
Year ago, Exactly happened with me by SBI CC. 😒 Useful video,,Thanks
@vijayomer
@vijayomer Жыл бұрын
This is exactly what happened with me recently by hdfc bank. But thankfully they did agree to fulfill their promise after heated arguments with bank manager. But thanks for making this video to spread awareness and knowledge to take further steps if issue doesn't get resolved through bank end.
@mdzaid5925
@mdzaid5925 Жыл бұрын
Same, hdfc disputes offered me LFT but I preferred just to surrender the card.
@NityamMehrotra
@NityamMehrotra Жыл бұрын
LLA as always educating us. ❤ from Kanpur, UP.
@ARYAN-bv9qk
@ARYAN-bv9qk Жыл бұрын
Very useful video , thank you LLA 🙏, we (subscribers ) truely feel educated in this field by watching your videos .
@mahitmandi4425
@mahitmandi4425 Жыл бұрын
Thank you sir is tarah se hame jagruk rakhne ke liye...
@TalkofTheTown730
@TalkofTheTown730 Жыл бұрын
Extremely useful and the way yiu share it is also very good. Thank you
@anonymousaritra4996
@anonymousaritra4996 Жыл бұрын
Thank you LLA Team for sharing information about RBI Ombudsman and how it can be helpful for resolving banking issues. Your video has been informative and helpful for those facing problems with their banks. I recently opened a zero balance savings account with IndusInd Bank and requested a debit card through their official banking app. Although the app did not show any charges for the card, the bank deducted Rs. 2950 from my account for issuance charges. Despite complaining to the bank, I did not receive an appropriate response. After watching your video, I have decided to register a complaint with the RBI Ombudsman to resolve this issue. Thank you for sharing this valuable information and helping people like me to seek justice.
@viniistfu
@viniistfu Жыл бұрын
Did you got your money back?
@anonymousaritra4996
@anonymousaritra4996 Жыл бұрын
@@viniistfu yeah within 2 days
@PROJECTSKILLSLAB
@PROJECTSKILLSLAB Жыл бұрын
Brilliant video! Explanation was right on the money. Thank you for bringing such sensitive topics for the common people.
@ayushgarg7033
@ayushgarg7033 Жыл бұрын
I did a similar thing with Zest Money as they spoiled my Cibil score for a transaction which I later cancelled. They even closed the loan on the app but actually submitted default to the credit score companies.
@ayushmahajan5180
@ayushmahajan5180 Жыл бұрын
Similar thing happened to me with HDFC Bank . I was then given an option either to make standing instruction to either pay ebill/ mobile bill monthly or spend above a certain amt. Otherwise pay 1500 plus gst .
@sumitkumar-zg9dw
@sumitkumar-zg9dw 9 ай бұрын
thanks aap bhaut logo ki help kr rhe hoo you tube par aur koi aisa nhi kr rhaa aap ki team ko 👍👍👍👍👍
@potbot887
@potbot887 Жыл бұрын
I recently got the same from ICICI Bank for their Coral Credit Cards ; After watching this video I called the customer care and they confirmed all the things the sales guy claimed. So I think it depends if you are going to be scammed or not. BTW on the brochure he shared there is joining fee and annual fee mentioned, but the customer support said that you got this card in offer so they are waived off. I will be looking at my bank statements closely for next few weeks. Thanks for the video, tu bahut acha kaam krta h re
@vivekiitb034
@vivekiitb034 Жыл бұрын
HDFC bank agent called me and told for lifetime free millenium credit card for card to card activation offer. card to card means i have already SBI credit card on that basis they issued HDFC credit card. is this genuin or fraud. i have recorded all calles and customer care verivication call also in deetail way. plz guide
@vivekiitb034
@vivekiitb034 Жыл бұрын
on what basis you got life time free card ?
@vishalgaur7867
@vishalgaur7867 Жыл бұрын
Bhai icici be mera sath pehle fraud kra tha
@potbot887
@potbot887 Жыл бұрын
@@vishalgaur7867 bharosa to nhi hota hai aaj kal mujhe bhi, let's se. I will be monitoring my account for few weeks
@potbot887
@potbot887 Жыл бұрын
@@vivekiitb034 the sales person said it was on basis of my account history. ( I am also a premium customer)
@vivek.singh09
@vivek.singh09 Жыл бұрын
Hats off to manav. Thanks to LLA for this wonderful story.
@vikram_saha7
@vikram_saha7 Жыл бұрын
I would like to express my gratitude to the LLA team and commend Manav for sharing his experience. Unfortunately, I also had an unpleasant encounter with SBI concerning a password reset issue on Yono. Despite several attempts, the bank failed to reset my password and I had to make multiple visits to the branch. To my disappointment, the manager was unable to provide a solution, leaving me feeling frustrated and helpless. Although I was angry, there was nothing I could do.
@atoz7388
@atoz7388 Жыл бұрын
@atoz7388
@atoz7388 Жыл бұрын
😂😂
@DC1889
@DC1889 4 ай бұрын
You are such a blessing ❤ Have been binge watching your videos ❤
@rajnikanth1983
@rajnikanth1983 Жыл бұрын
Great and informative AV. Tysm u rock
@manishgupta-pg7so
@manishgupta-pg7so Жыл бұрын
Facing similar issue with RBL bank, I was thinking to write to LLA for suggestions. Then yesterday came across this video. Great work Team LLA
@Softheart15
@Softheart15 Жыл бұрын
I got call from bajaj finance for rbl credit card, free for 1year. Should i go for it or not
@manishgupta-pg7so
@manishgupta-pg7so Жыл бұрын
@@Softheart15 you have take that in some written form. Last year when I took the card they told me the same and later I found out there is no such offer. Even I thought maybe I heard something wrong so didn't follow up. They do make such falls offers
@Softheart15
@Softheart15 Жыл бұрын
@@manishgupta-pg7so sure. Thanks for advice. I'll record everything and tell him to give me written info.
@C02754
@C02754 Жыл бұрын
Can't thank you enough😊 you have done amazing job as always Thank you for spreading awareness
@001amit_soni
@001amit_soni Жыл бұрын
i never miss a single short or video Wish for 10M in 2024😇 Mithai khilani padegi sir ji dekh lena
@srini1981bes
@srini1981bes Жыл бұрын
I love this channel and content delivered thank you
@Darewinee
@Darewinee Жыл бұрын
Thank u sir to give most useful knowledge
@kartikeyonweb
@kartikeyonweb Жыл бұрын
Same happened with me for hdfc card it was offered as free card, but I was charged 499+GST. When I complaint them they said card is chargeable and that card agent left the job, i have paid the charges but they are not providing any resolution. I don't have any proof right now.
@SpunkyMaster
@SpunkyMaster Жыл бұрын
If you don't have any proof then you can't do anything.
@vivekpai8481
@vivekpai8481 Жыл бұрын
Thanks a lot LLA for sharing such useful information with us. Truly grateful ❤
@syedyaser8753
@syedyaser8753 Жыл бұрын
Hi Rishabh/Mandeep, Plz make a video on the overdraft facility on the home loan. What are the pros and cons of this..and under what condition we should consider it or opt for a normal home loan. Thanks 🙏
@mhdshahid1495
@mhdshahid1495 Жыл бұрын
Thank you for jagruk information❤
@anmolpathak2791
@anmolpathak2791 Жыл бұрын
Thats a great video and about that this call is getting recording msg that can also be stopped there is an app called TTS to stop that that's very helful.👍
@IFennecYouCODM
@IFennecYouCODM Жыл бұрын
Similar case happened with me with SBI PULSE credit card. The guy said it will be LTF but after I got the card they charged me annual fee + GST. I raised a complaint in SBI gave the agent's number and everything and they said I had aggred to pay the charge and closed my ticket. Then I raised the complaint again and this time I talked a bit aggressively and they said I am reverting the charges and told me to use the card for one year and later I can decide if i want to keep or not. I didn't use this card a single time after it was issued. Few days ago I raised the request to close this card and now my card is closed. And I still get calls from some agent selling LTF sbi cards. I simply say no and cut the call. Now I stay aware and if i find any LTF cards I go to the banks official website to check the offer. If i find then only I apply like recently I got axis Bank my zone and bank of baroda premier for LTF which I applied from the banks website itself.
@SpunkyMaster
@SpunkyMaster Жыл бұрын
Can You make a video about this ? Or share with official proof in social media So I can share the details to Cyber Cop whom I personally know.
@IFennecYouCODM
@IFennecYouCODM Жыл бұрын
@@SpunkyMaster i have deleted numbers and recordings now. This happened a while back in Nov22. Didnt knew back then what to do. But the same is happening in SBI and HDFC CREDIT CARDS also. Also they are following unfair practices to issue cards for the users. This is just another addition.
@IFennecYouCODM
@IFennecYouCODM Жыл бұрын
@@SpunkyMaster I wanted to share this incident with LLA team and wrote this in one of their previous shorts but didn't knew how to contact them.
@gautambidari
@gautambidari Жыл бұрын
​@@IFennecYouCODM check the about section on their KZbin channel. They have an email listed to contact them.
@vivekiitb034
@vivekiitb034 Жыл бұрын
HDFC bank agent called me and told for lifetime free millenium credit card for card to card activation offer. card to card means i have already SBI credit card on that basis they issued HDFC credit card. is this genuin or fraud. i have recorded all calles and customer care verivication call also in deetail way. plz guide
@suvo5041
@suvo5041 Жыл бұрын
990 rs kam price hai! 😂! LLA v chipka raha hai
@rishigoyal7059
@rishigoyal7059 Жыл бұрын
Great stuff LLA team! Is there anything like RBI Ombudsman for retail stores like lenskart/Myntra/Amazon/flipkart, etc ?
@sudhirkumarshahu6146
@sudhirkumarshahu6146 Жыл бұрын
Consumer complain at umang app.
@tirthankargiri758
@tirthankargiri758 Жыл бұрын
Lok Adalat
@sandeepsolanki2073
@sandeepsolanki2073 Жыл бұрын
An incident happened with me. I have taken education loan from SBI, My course duration was 4 years but after 3 years they have started calling me for repay of loan, I have complained to rbi and then they have stopped the calling. So I give consent to close the complaint. but now onwards mode of interest was changed from Simple to compound.... upto 3 yesrs of loan, type of Interest was Simple, but my course duration was of 4 years. I have complained to bank about it but after 1 month they haven't resolved my problem then I moved to RBI ombudman and now I got compensation of 70k. that was very good feeling...
@LawMate-YourLegalGuide
@LawMate-YourLegalGuide Жыл бұрын
Love you LLA. Bank waalon ki forceful selling badtameeze bahut bardasht ki hai so now it's time for some "war" har Baar main nahi jhelungi bank manager ke aage I can't keep saying please! Ab uski baari hai call karne ki kyunki literally SBI ne bahut rulaya hai
@amarjeetpati2779
@amarjeetpati2779 Жыл бұрын
Hey LLA team, can you also make a video on good free credit cards or whether it is worth it or checklist before buying a free credit card(this point is mostly covered in your current video)
@fyit_78_dainikpatel59
@fyit_78_dainikpatel59 Жыл бұрын
POV: Salesman be like ab tho resign karna hi padega 😥
@ankushagarwal1469
@ankushagarwal1469 Жыл бұрын
A similar incident happened with me , I followed each and every step and finally got 2500 Rs as a penalty from SBI for a delay in the reversal of the amount for failed UPI transaction
@kj-xf7pj
@kj-xf7pj Жыл бұрын
Very Useful, Plz keep up the good work
@DIGIYETI
@DIGIYETI Жыл бұрын
Dil Jeet Liya Sir What A Victory ✌️✌️
@KuriosKiran
@KuriosKiran Жыл бұрын
The same case happened with me 2 weeks back I was miss selled with a lifetime free Yes CC but received a AMC one so I registered a complaint but there was not resolution so I just closed the card. Should have gone with RBI 😂
@mukeshnayak3648
@mukeshnayak3648 11 ай бұрын
Hello Sir, I was loosed my 2lakh by cyber fraud and I was complain against it also. But no response from bank side. So can I complain it RBI website ? Please 🙏
@ironman6335
@ironman6335 4 ай бұрын
Apko paisa mila vapis ? Or Mila to kaisa
@feelfresh4299
@feelfresh4299 Жыл бұрын
I likes mandeep's style he is very funny that's why I like to watch his finances videos
@s.g.prajapati3597
@s.g.prajapati3597 Жыл бұрын
Most helpful video! Sooo informative!
@adxmadara
@adxmadara Жыл бұрын
The RBI's grievance management is great! I faced an issue with a prominent NBFC for a loan, and they were not responding to my complaints or escalations. Fast forward to raising a complaint to the banking ombudsman, my issue was resolved in 1 day!!
@its_shivam_verma
@its_shivam_verma Жыл бұрын
Sir I was really searching about this on your channel for a few days and didn't get any video. I'm very thankful to you for the information you gave. Sir, I want to tell you my I problem in which I am stuck from few days, and I know only you can help me. I opened a Savings bank account on Punjab National Bank on 2014 and for some reason I left the account on 2015 (thinking that It will close automatically). Now on 21 March 2023 I received a payment which was sent using Adhaar Enabled Payment System, My bad luck that the Adhaar payment was linked with PNB bank account so the payment was credited to the same. Now the problem comes, According to RBI Guidelines passed on 20 November 2014 (It should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance.) The bank got my Bank account to a negative balance and deducted the charges of around Rs. 8000 after the money being credited. They are not even listening to this and saying that nothing could happen now. Please help me what should I do, also please tell me if they are wrong or not
@carresgupta7314
@carresgupta7314 Жыл бұрын
Complaint with the customer helpline number, ask them do they had any automatic account closing policy or you only research about it. And then if you are not satisfied with resolution given by the bank then please contact the RBI Ombudsman within 20-30 days of the complaint!!
@YashKumar-bt8cv
@YashKumar-bt8cv Жыл бұрын
I hate finance, i hate tax and definitely hate investments But obviously it's a necessary evil Thanks to you and the team and your honest reviews atleast now i know what to do And you guys also made tax and investments so easy however i still won't like to do on my own but would try to understand.
@billubadshah250
@billubadshah250 Жыл бұрын
Awww so cute. Aam aadmi ki jeet hui type story. All karamcharis will be so happy
@moviereviewindia3311
@moviereviewindia3311 Жыл бұрын
Really great...❤️❤️ For me the credit card people charged Dec 2022 transaction on Mar 2023. Even at that time they have charged some charges but when I called the customer care guy was rude and told me "BANK CAN CHARGE AT ANY TIME AND ITS THERE CHOICE"
@ujjalsarkar3809
@ujjalsarkar3809 Жыл бұрын
Thank you❤🙏 sir God bless you and your Team LLA
@PiyushSharma-mo9qo
@PiyushSharma-mo9qo Жыл бұрын
Very good work by LLA Please keep informating us like this
@mohanishsahoo
@mohanishsahoo Жыл бұрын
The most useful and informative video! 👍
@karanrjadhav1929
@karanrjadhav1929 Жыл бұрын
Such a great information man!! Thanks...😊
@GetGiveGyan
@GetGiveGyan Жыл бұрын
I think this is one of the best video that is required nowadays.. 😅
@arpitjain14
@arpitjain14 Жыл бұрын
One of the most useful video.I was also offered a lifetime free credit card from HDFC Bank, hoping nothing would happen to me like in this case.
@ganeshtarapure9904
@ganeshtarapure9904 Жыл бұрын
I think this the channel are really upgrading my day-to-day life knowledge. We need such influencer.🤟
@faquirshehel
@faquirshehel Жыл бұрын
Thanks a lot Mahn... Let me try to dig up my old ICICI case...
@bharatmehta30
@bharatmehta30 Жыл бұрын
Omg... Great work done by himmm
@anjelinanoronha586
@anjelinanoronha586 Жыл бұрын
thk u LLA i’m also stuck in one of the ICICI bank jhamela hopefully they reply me back on time your this video has helped me a lot thk u
@JustKidding_LOL
@JustKidding_LOL 7 ай бұрын
How long did it take for RBI CMS complaint to close? 😓😓
@harishsingh4209
@harishsingh4209 Жыл бұрын
Thanks for sharing the story in details along with proper solutions.🙏🙏
@koushikraha4948
@koushikraha4948 4 ай бұрын
8:30 also that announcement can be changed with an option 'play audio tone instead' in the last option
@vallabh86
@vallabh86 Жыл бұрын
Hi this channel needs to be shared more…keep it up
@mahirchavda
@mahirchavda Жыл бұрын
The same thing happened with me for axis bank credit card. but due to lack of call recording i was not able to do anything. I closed my credit card at the end. Very useful video.
@puneetmaheshwari
@puneetmaheshwari Жыл бұрын
8:22 iss mamle me one UI zindabad 🤠
@saddamhussainansari9380
@saddamhussainansari9380 Жыл бұрын
Good kind of information sir thanks for sharing this video ❤❤
@lionraj1261
@lionraj1261 Жыл бұрын
मेरे साथ भी ऐसा हुआ था एक्सिस बैंक की तरफ से कॉल आया और बोला की लाइफटाइम फ्री क्रेडिट कार्ड मिलेगा लेकिन कार्ड डिलीवर हुआ तो जोइनिंग फीस 599 और GST लगी तो मैंने एक्सिस बैंक वालो को मेल किया तो 15 दिन के अंदर मेरी प्रोब्लम सॉल्व कर दी गई फीस रिफंड कर दी और कार्ड लाइफटाइम फ्री कर दिया गया 😊
@auroshisray9140
@auroshisray9140 Ай бұрын
Thank you for these videos ❤
@Gurujisarnam
@Gurujisarnam Жыл бұрын
Yes this is the most valuable information sir, thank you so much ❤
@deveshbajpai7028
@deveshbajpai7028 2 ай бұрын
I really enjoy your content! Could you please consider making a video about the issues surrounding bank account freezes and how banks are dealing with these account freeze issues and not cooperating with its innocent customers. It’s concerning how banks and law enforcement handle account freezes. If funds haven’t been credited, why do they suspect customers and freeze entire accounts? If a law enforcement agency only requests a lien on a specific amount, it seems unreasonable for banks to freeze all funds. It’s a topic that affects many people, and your insights could really help raise awareness. Thanks for all you do!"
@stark3739
@stark3739 Жыл бұрын
thank u thank u. most needed video as Kotak Mahindra bank has told me that your card is lifetimefree free and now they are deducting 600rs . thank u very much lla
@zuesr3277
@zuesr3277 Жыл бұрын
Finance and law knowledge is very very important for Indians sadly no one learns this stuff in school college
@shaishavgandhi
@shaishavgandhi Жыл бұрын
I am literally going through this right now!! Thanks for doing this video
@Sunil_Kumar345
@Sunil_Kumar345 3 ай бұрын
Best Video but bank k pas rights reserve hote hai o jab chahe aap ko card ki limit ghata de as per cibil data ya fir aap k card ko deactivate kar de ya fir ye bhi ho sakta hai ki o new notification jari kar card ko chargeable kar de ya free as per fullfill on spend limit
@Sanjay1127pandit
@Sanjay1127pandit Жыл бұрын
Sir Apne to bahut achi baat batayi.thank you
@avishjha4030
@avishjha4030 Жыл бұрын
Same thing Yes Bank did with me. I was told it would be LTF, then after it was issued, it turned out to chargeable, and I validated this before activating it. I didn't activate it, and today after 37 days the card was automatically closed thanks to RBI rules for no charge to myself!
@rishab211
@rishab211 Жыл бұрын
This type of Videos are really worthful for Public. I as an individual really admire your work that you're doing, such an effort are really respectful. Great Work👌
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