🔴5 Most important PF interest Rules | EPF Interest Calculation

[@LabourLawAdvisor]

☑️Payroll, Excel & Labour Law Courses for career growth: lpt.institute/courses/ 00:00 PF Interest introduction 01:50 PF Passbook New Format 02:27 PF Interest Rules 06:00 PF Interest Case Studies 08:37 PF Interest Calculation Formula 10:12 PF Interest Excel Calculation ☑️Download Calculator: labourlawadvisor.in/calculator/pf-interest-calculator/

[@SunilSharma-mx2vl]

सर मुझे अपने व्हाट्सअप ग्रुप में जोड़े , 9811850081 मुझे नही पता कैसे जुडना है , आज 12.09.2020 को 6 महीने की मेम्बर शिप फीस दे दी है

[@hemantsahuraj]

@Labour Law Advisor bhai main pf trust company me employee tha aur recently 15aug ko job leave kar diya maine toh kab main khud apna sara pf nikal sakta hu epfo portal se ? And passbook kab show hogi ? Please reply I am your subscriber

[@LabourLawAdvisor]

@@UjjwalKumar-wo4ef areyyyy, bhai ek kaam kar. Aisa bol: ameer hai tu. Kyuki tere bolne se ban jaunga, aisa lag raha h

[@hemantsahuraj]

@@LabourLawAdvisor bhai meri query ka samadhan bata dijiye ..Maine upar dekhye question kiya hai 🖕

[@rakeshsharanshrivastava9548]

मै ट

[@yogeshparab7263]

Tum bahot sahi kaam karta hai bhai..! Big fan

[@LabourLawAdvisor]

Thanks

[@KuldeepNegichannel]

This is why I like this Channel, it increases our knowledge and fir that they do lot of research and hardwork, its one of the best Channel in #KZbin 👍

[@LabourLawAdvisor]

Glad you liked it...Thanks for watching

[@SarcasticAssertive]

One of the finest videos on EPF. Thank you.

[@Nikhil_Honrao]

All your videos are very enlightening. I got lots of knowledge. Your doing great work. Thank you for videos 👏👏👏

[@ShivamGupta-dw2rk]

Rishabh I really like your passion for your channel, and whatever you guys do, always informative. Thank you! 🙏

[@LabourLawAdvisor]

Glad you liked it... thanks for watching.

[@vikasbagiyal3360]

Mana mene pf transfer kiya or uska Intrest mere ko new passbook me ni milta o fir bi mere ko purani passbook me dikhta h uske liye

[@kolibhath6128]

@@LabourLawAdvisor sir i have one question

[@vijaysinhvaghela5328]

Waahhhh.... Bahot badhiya video Very knowledgeable

[@arpitsharma1328]

Sir mera last 5 year me interest nahi mila he me kya karu report kaha karu

[@Alfa6688]

As an Employee this information is really important for me Thanks 😊

[@dpnaturewildlifephotograph6477]

Dear Rishabh, Thanks so much for the informative video. One small and humble request. All the example you show are for EPFO. Can you please make some video with information for Employees who work in Organizations where the Org Trusts maintain the PF instead of EPFO. And also clarify most important Question#5 in that video. Let's say a person working in IT Company for ex Infosys or TCS takes voluntary retirement at age of 45 years. Till then, assume that he has amassed around 50L in his PF Account. Will his PF Account in Company Trust continue to earn Interest till 61 years of Employee Age - assuming he does not withdraw money from it. Thank you so much in advance for the help.

[@nikunjkyal6825]

Informative video I do my EPF interest calculation by myself and it matches with the interest credited... Only 2-3 rs difference is there..

[@himachaliwanderer1005]

Superbly explained, need one clarification. As we know interest is tax free for first three years after leaving the job, can you tell how much of tax we have to five after 3 years.

[@ShankarP-ld3pr]

Worth full information given to pf number holders, thank you sir

[@dipanshuchoudhary8752]

Rishab I really appreciate your work you doing and thanks for providing knowledge and making us aware about lot of things which we don't even thought we will know.... tell me 1 thing suppose our interest rate is not credited in our passbook since last 2 years what should we do in that case...

[@LabourLawAdvisor]

Pf office se contact karke pure interest par claim kar sakte hai

[@arunikahasnanivlogs6872]

Interest is not applicable post 3 years of leaving job

[@soumsgaming238]

​@@LabourLawAdvisor Online Grievance dalke kuch hoga??

[@Mukee8347]

Bahut grow kar kar gaya apka channal tab 12 subscriber thaa congratulatuons..... aaj ye purana video isliye dekha thoda confuse thaa intrest ka 2019.20 ka kab ayega dekh raha thaa

[@ravindrakamble1896]

Very helfulf chanel in india LLA .rishbh sir From ravindra pune maharashtra

[@Brijesh9460]

Thank you

[@ravindrakamble1896]

My god direct reply LLA 💐💐💐💐

[@LabourLawAdvisor]

Glad you liked it... thanks for watching.

[@rajivshrivastava6395]

Great video all my questions are answered. Brilliant brother keep it up I request to make more n more videos

[@parikshitdhodapkar]

Hello Sir, I have a peculiar issue with UAN. My explanation below: I have worked in total 6 companies say C1,C2, C3, C4, C5, C6. c1 -> c2 change happened in 2010 (no UAN, no online portal, PF transferred manually), c2 -> c3 change happened in Jan 2014 (no UAN, no online portal, PF transferred manually), after pf transfer from c2 -> c3, UAN and online portal introduced. i.e. before 1st time login to UAN, all my earlier PFs were already transferred manually. Therefore, UAN portal service history shows C3 as my first company. All subsequent job changes c3 -> c4, c4 -> c5 and c5 -> c6 are nicely mentioned in service history and all these PFs were transferred smoothly. However, I am at a loss with respect to pension calculation because my service history of c1 and c2 is lost (i.e. not shown on UAN portal because UAN did not exist then). Is there any way my service in c1 and c2 gets now gets included in UAN service history? Can it be done online, if not who can help me? Whom to meet? What proofs will I need? To whom will I need to submit?

[@Shaikh.Irshad2306]

Hard working KZbinr , bringing contents with lots of efforts.. God bless you 🙏🎉✨🎁

[@acharyalawfirm1187]

Labour law ke don...😀🌹🙏❤

[@acharyalawfirm1187]

Sir ek employee ka full nd final payment nikalne ke baad interest update hua usko nikalne ke liye 2 baar claim ke liye apply kiya but rejected kr diya

[@LabourLawAdvisor]

Watch this video : kzbin.info/www/bejne/jX6ap5KGrLZ-l68

[@Narendra02371]

जानकारी अच्छी लगी धन्यवाद महोदय जी

[@shibajimukherjee5255]

Video was brilliant except for a small doubt, if you could clarify .In the excel sheet for FY 2014-15 balance till Jan'15 i.e K15 is sum of K14+F14 ( Rs 4270 is sum of Rs 3765 in K14 & Rs 505 in F14), but in the next excel sheet i.e. for FY 2015-16 there is no mention of Feb'15. There is no mention of F15. So where is the interest calculation for Feb'15 ?

[@adityachoudhary6147]

I had the same question, thank you for typing all this.

[@viveksaraf1342]

Bhai tune bahut mehnat ki hai Hats off to you Keep sharing Wallaaahhh!!

[@abhinav549]

Thanks for the informative content. I have a question regarding Pension Contribution, I got my PF transferred to my new employer but I see Pension amount not reflecting. Is there a different process for Pension Contribution? And in case If I have to either withdraw or transfer then how will I do that? Thanks in advance for the response :)

[@arunikahasnanivlogs6872]

Only service history is transferred, so it's ok if amt not showing. Can withdraw pension in case of total service is less thn 10 yesrs, after 2 month of leaving job.

[@officialvermaji92]

Sir once again thank you for sharing this I am waiting since a long from your for this bcoz of understood language of you 👍👍

[@KrSaurabh13]

Hello sir, I checked now interest is credited for FY 2019-20. However I think interest rate credited is 7.5 % , instead of 8.5 %. can you please confirm.

[@jakisonojha8433]

I really appreciate your efforts. I think many people also need info on below points. - What if i have left previous organisations. And I have multiple UANs. What should be the next right approach should i try to transfer or withdraw. How to do?

[@7276556536]

Valuable sir.

[@LabourLawAdvisor]

Thanks

[@kalpitparmar7236]

I wish thoda pehla join kiya hota apka channel..kya mst information dete ho yaar..

[@ashishchauhaninuk8249]

Hello i was having PF account my last company and i had left that company in 2016 . Then i went to abroad . so this amount deposited till date in PF account will continue getting interest or not . Also how can i withdraw the amount as my old employer is not in contact .

[@videopd00]

Same is my position. Nobody helping

[@arunikahasnanivlogs6872]

Interest is applicable upto 3 years from last deposit

[@arunikahasnanivlogs6872]

U can submit online forms.

[@sanjayychopra]

Very infomative video.. Thanks A Ton👍

[@Mukulwahi1]

sir need help i have not got interest from epfo from past 3 yrs in my account i have been raising it on grievances portal but no resolution yet

[@369ajaysingh]

I also have same question. Most of my friends also in same situation. No interest added from last 3 years.

[@Mukulwahi1]

again i got same respond from epfo grievance portal 4th time that there is technical difficulties in finance team portal they will update soon

[@LabourLawAdvisor]

You should get the interest amount at the time of withdrawal if still not received then raised a PF grievance.

[@Mukulwahi1]

Labour Law Advisor but how other people passbooks show interest but not for few and also will i loose the benefits of compounding in case i have to wait till withdrawal i.e next 30 yrs to retire as of now

[@biswajitsahoo4739]

I also had same problem,when I changed from one company to another in 2011 started transfer manually but failed and again through online in 2012 but principal amount transferred on mar'2016 after sending 5 to 6 grievances and then sent 5 to 6 grievances and emails with Excel format of interest calculation and got the interest on mar'2017.After receiving the grievances, everytime their answer were interest is already credited and your case is closed so don't be harassed and send grievance with old ref everytime alongwith a copy to pmo office . Every govt official work this type of punctuality is seen.

[@sanjanasinha8033]

Thank you so much for detailed explanation, very useful.

[@nitrutsav2kxii745]

Can I contribute in my epf account now as I leave job 4 years ago and now i m preparing for civil services examination.

[@LabourLawAdvisor]

No when in job then only

[@hello4neeraj]

Very nicely explained. Kudos to you.

[@shubhamrathore5071]

Amazing , now i m PF master😀😀

[@KumarSunilPatwa]

I have around 8 yrs of experience into Software field .. mera 3 company ka PF transfer pending hai, aur ye aaj bhi company complicated bana rakhi hai (Withdrawal k liye abhi tak try nahi kiya .. kyunki urgency nahi hai ..) 1. they generated a new UAN even though I already had one .. jab maine new UAN se old one me transfer ka request kiya to company ne reject kar diya .. ab wo consultancy wale mere kisi mail ka reply nahi dete .. wo Bnagalore me hai, main Chennai me job karta tha aur abhi Hyderabad me hu ... 2. HCl : they have their own trust .. again very complicated process to transfer or withdrawal 3. Company didn't updated exit date (as per your Video .. I will try to put on my own)

[@shivangsrivastava5052]

Thank you for the detailed explanation @LabourLawAdvisor

[@keshav4408]

I learnt so much from this video. Thank you

[@Aman-jl3sy]

OH Bhai Saab ... MASt editing

[@LabourLawAdvisor]

Edited by Prince, of Ajmer

[@Aman-jl3sy]

@@LabourLawAdvisor Economy itni down hai kya ki Price of Ajmer ko freelancing karni pad rahi hai... Just kidding, nice work

[@PrinceSogani]

@@Aman-jl3sy hahha... Thanks bro

[@vrindavangardenresort4737]

Bahut hi achi jankari....very good..

[@kirtishah77]

Love your video very detailed. I have one question, if I have moved abroad, till when will the interest be credited in my PF account?

[@rajchoudhary4349]

Nice narration..!! Great insight to topics

[@AJAYSINGH-wk8zj]

Thank you sir for the very informative video.

[@LabourLawAdvisor]

Glad you liked it.. thanks for watching.

[@chandrashekharpandey1172]

Bahut sahi explain kia apne.thanks for clear my lots of doubts. Please make one video regarding tax liability on pf withdrawal amount

[@LabourLawAdvisor]

Glad you liked it... thanks for watching.

[@renuka2740]

Wonderful just wat I was looking for...just 1 question in itr which part needs to be shown under which header

[@dailydosemalayalam2362]

Hi, nice video. How calculation differs when u do vpf

[@shivchatterjee6297]

Yea this vidwo was quite impressive as you have shown the calculation well

[@coloursoflife211]

Sir U r a proffesional youtuber 🙏👍

[@ankeshsejwani4748]

Excellent examples 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻

[@kiranpatil-fx3rd]

Your Videos was very good. & also resolved so many problems.I nave one small doubt I have left jab but i want to withdraw only advance PF not full PF It is possible.

[@prembelwal738]

It's really useful information for us Sir

[@LabourLawAdvisor]

Glad you like it... thanks for watching.

[@mhkhan3342]

Thank you for your great efforts ☺️ Jai bharat jai samvidhan

[@balachandrabhandari9755]

Thanks for all the knowledge you share. In which month, epf interest will be added to the account?

[@1966ashutosh]

Excellent video👏👏👏👏

[@hiraktalukdar7540]

Excellent video. One query, as EPFO is crediting EPF interest late every year, are we losing interest on interest (compound interest) due to that?

[@jigneshchavada8273]

Very nice sir aap nye bahut sari imformesh diya thanks sir

[@kidozzworldprime9014]

Thanks sir it's valuable information

[@LabourLawAdvisor]

Glad you liked it... thanks for watching

[@neelkantgarg3610]

Very useful information Thanks Rishabh ji

[@N_Sankhala]

Thank you very much. But PF portal link is not given in the description. Please help.

[@healthiswealth2719]

Mind Blowing 👏👏👏👏🙏🙏

[@nagarajpatil8324]

Really useful. Thanks. If employee resign job and join to another company and not transfer an amount to new PF account but UIN is same. Then Can employee will get interest on first company's pf amount?

[@LabourLawAdvisor]

Yes

[@shankarkumarthakur5599]

Video ke liye bahut dhanyabad aap ka! Agar mere 2 sawalo ka jabab denge to mai aap ka bahut Abhari rahunga 1. Abhi mera age 28 years hai mai pichle 6.5 years se ek company me job kar raha hu auar mera Pf Jama ho hora hai. agar me kuch salo ke bad. Job karna band kar deta hu auar PF ka paisa withdraw nahi karta hu phir bhi kya 55 years tak yearly interest mailta rahega? 2. Pichhle 6.5 years se mai pension fund me contibute kar raha hu after retirment age monthly pension eligible hone ke liye. auar 10 saal tak mai contribute karunga. Par kya 10 saal ke baad bhi jab tak mai job karta hu tak tak pension fund me contribute karna padega ya 10 saal ke bad pension me contribution band ho kar sirf employee auar employer contribution hi karna padega? Please guide kare!!

[@rakeshgoyal5294]

I have two of accounts..I am getting interest in my old company account..but not in present company of account...I am working in new company since 2.10 years

[@SandeepKumarOfficial2020]

Great details. I can see it's 3 year old video. Is there any change in this rule now?

[@explore_with_muskan]

This video is very helpful for me thanks and how to claim interest ??

[@stpsupernova]

Its very useful. Can you please explain since start of 2020 PF passbook are not updated ?

[@LabourLawAdvisor]

Soon

[@ankitraut9504]

Good information sir 😊😊

[@kanwaljeetsingh1153]

Wonderful video...very well explained...thank you.

[@praveenpkadda3950]

Hi sir ur videos are very good I want to know what is EPF wage and eps wage please let me know

[@sumangunda4108]

Thanks for the video. I request you to make a video on pension portion as well. When can we get the money? What is the process etc. Also of one transfer his or her pf from one account to another, then will the pension portion also goes there? Please make a video on this as well. Thanks.

[@massofexcel7899]

Informative and excellent 👌

[@rajgovind3167]

Very helpful Thank you sir...

[@LabourLawAdvisor]

Most welcome

[@TheSNEHANKUR]

You Deserve likes

[@jakisonojha8433]

This kinda videos are much needed.👍👍👍

[@ankushashi3736]

You are best sir... I have one question. As you say I will not get any intrest on pension amount... So can we withdraw only pension amount with in 10 year.. As you mention we will not withdraw pension amount after 10 year... Can we withdraw only pension amount within 10 year.. Please reply.. Thanku so much in advance ❤️❤️❤️❤️❤️❤️❤️

[@prakashkandwal1286]

🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏 Thanks a ton for the clarification on interest till 3 years. Case study : Last contribution in 2018, 57 age. Amount to earn interest till inoperative i.e age 60 age (2021), hence didn't claim. Got really confused that after (passing 2 years only) 59 year our money was left with no interest for whole 1 years (2020) as people were confused that after 58 years the account don't earns interest. 🙏🙏🙏🙏🙏🙏

[@AbdulKhan-ci7jv]

🎓Hats off sir great research

[@bhavin3350]

Good informative video. Could u pls clarify if interest is paid only on previous year contribution I e only for one yr balance or total accumulated previous years balance ?

[@dilippatil9490]

Very. Important. Imformation

[@kukilkaushik7840]

Sir, jaisa ki apko pata hai ki pension fund ka paisa withdraw karne k liye ek employee ka min. 180 days ka service hona Chahiye. Toh main apse ye janna chahta hu ki ye 180 days ka period kaise calculate hota hai? Kya isme har month ka working days (e.g. 26 days) (including gazzeted holidays) k hisap se calculate hota hai ya fir gazetted holidays ko chodke jo actual working days hota hai usko pf me working daya mana jata hai?

[@LabourLawAdvisor]

No total contribution 6 months challan hona chaiye

[@kukilkaushik7840]

@@LabourLawAdvisor actually sir, mere ek dost ka October 2019 se April 2020 tak (7 months) ka pf contribution deposit hua tha. Uske baad dost ne kam chod diya tha aur pf se exit ho gya. Jab usne pension fund ka paisa withdraw karne k liye try kiya toh system ye bata rha tha ki uska 6 months hone k liye aur 17days chahiye tha. Isiliye wo ab pension fund ka paisa nhi nikal pa rha hai.

[@kirtisinghbisht]

Thanks a lot for your education 👍

[@vishalpuranik3748]

Really appreciate your work sir

[@Sunny-nx5sg]

Sir Employer ko kyc approve karne me normally kitna time lagta hai ????? ya hume kitna din wait kare chaheye ????????

[@bukabu1234]

Hi Rishav, do you have any video for nominee details and nitty grity of how to change them and how to update account numbers etc

[@ravishaw9157]

Sir, ur videos are very informative... no doubt! I would request you to please make a video on BEST HEALTH INSURANCE in these days. Insurance taker has been increased in this corona time, there so many peoples are got fooled by agents or companies. Moreover, there are so many companies selling insurance and one company have a huge no. of plans in itself. Which gets very confusing especially to a bachelor or the person who is the first in his family to take insurance and also is it even necessary to Health Insurance? and what should be the Sum Insured to be taken? because, in this terror and pandemic situation, I have seen people are taking over insurance prices and paying an unnecessary premium to companies. I will Strongly request to please help us and all the people like these who are searching for good Health Insurance. Sir, At least you can suggest which you have opted for.

[@TathagatMohanty]

I have 2 PF accounts for my UAN number..... should I merge them or will I get interest equally in both cases ?

[@ushar5265]

Very informative...what is the prcessing time for PF PF settlement

[@aktaralikazi7991]

Thank you 👌👍

[@LabourLawAdvisor]

Welcome 👍

[@Dhawal59]

Thank you Very well explained..

[@shreyaartandcraft9333]

Hi Rishabh, info is very useful, i checked my pf account passbook year wise and observed that no I interest is deposited from Last three pf financial years. It is an exempted organization. Please guide me.

[@aniltak7426]

Great information, God Bless You

[@LabourLawAdvisor]

Glad you liked it... thanks for watching

[@khanlovesitlikethat]

Really love all the information you are sharing.....:)We are definitely getting educated by it....Please keep going....:)

[@krnrajan]

Thank you for the wonderful explanation. The accumulated Pension amount is not shown. How do I get the accumulated amount till date. When will I start getting pension and how much? Kindly explain

[@roxtriv]

Great in-depth explanation.

[@gianisingh8851]

Very beneficial ad thank

[@rushikesh6432]

Thanks, excellent job...!

[@purvangmusale4299]

Worthy information.. Thank you.

[@LabourLawAdvisor]

Glad you liked it... thanks for watching.

[@moneymaker2328]

Amazing info and your efforts... really appreciate it..👍

[@amitk250]

Hi, I have one question, as service employee, I changed organization then I'll have multiple PF account in that case does intrest will get calculate for old account??