वो 50 बातें, जो बैंक नहीं बताते | ULTIMATE Banking Masterclass 🔥🔥

[@LabourLawAdvisor]

Compare & Book FD in 3 mins : sm.lla.in Rs. 200 Instant Cashback on your first FD

[@SRmasti.]

Lic ka new jvan utshav policy ko discrive kjiye sir O log bol rahe hai 10% return dega please explain sir

[@SRmasti.]

Lic ka new policy ko discrive kjiye sir O log bol rahe hai 10% return dega please explain sir

[@sovangiri7849]

Loan terms please

[@MoulikSinghlahreW21C]

❤ Long time ago I I see your video suggestion on my KZbin i was forget you because I I have subscribed more than 1000 channel😂😅😢 sorry for that ❤❤❤

[@Sandhu.anki007]

Dear Sir, in dino 10rs. k note ki blackmarketing peak pr h. 10rs. note ki ek gaddi 1500 rs. ki mil rhi h market m bank managers ki direct dealer k sath deal hoti h or sare 10rs. note supply ho jate h. plz is issue pr kuch bolo.....

[@NehaVerma-ph6lu]

Loan terms please

[@amaanshareef5625]

collateral please

[@varundhiman4422]

Include plot loans, and better alternatives

[@Reddie05]

​@@amaanshareef5625 collateral means pledging something as security example if want to take loan (including house or land as security is called colleteral

[@thisischinmay]

Yes please

[@Neetmygoal]

Sir Maine RBI Ombudsman Me Complain Kiya Tha Tha SBI Account ke sath jabarjasti Insurance Mandatory Kah Raha tha To Maine Complain Kar Diya To Bank Branch ke Manager Ne Mujhse Bade Pyar Se Baat Kar Account Open Kar Diya. Pahle 2000 rupaye Maang Raha Tha Account Open Karne Ke. RBI Ombudsman Is Great ❤❤❤

[@Chandhu-gg3it]

Ha bhai 3 times my problem got solved 😂

[@tmkoc6174]

This video should be the first class in every economy lecture in universities to motivate students and share the basics. Ek number 👌🏼👌🏼👌🏼👌🏼😃

[@bhulkedikhao]

"Best Comment"

[@bhulkedikhao]

"Best Comment"

[@AbhishekSingh-pt9xj]

14:49 Unique Short Account Number (SAN) that is used in the image-based cheque clearing process. It is a six digit number in cheque .

[@GANESHKOUSHIKK]

👏👌

[@GANESHKOUSHIKK]

👏👌

[@Vishalkr_15]

Please do so video on loan

[@Sn28sept]

Good...now tell some cheques doesn't have this San no...what will you do in that case while clearing cheque??

[@heyrishav]

Thank you my guy. Came to the comment section looking for this.

[@tlp012-singhshubham2]

As a banker I am also watching your video really it's a great video for everyone 👍👍who doesn't have financial knowledge good job sir 👍👍

[@Finvestor_Vivek]

Job kese liya bank ma muja bhi jana ha commerce without math class 11th student ho app kis post par ho I am waiting for your reply❤❤

[@tlp012-singhshubham2]

@@Finvestor_Vivek I am in mortgage department if you want to join without maths you get job in other departments of bank like credit cards, mortgage, operations, sales etc. These are the posts you can get without maths

[@rex77x]

@@tlp012-singhshubham2can anyone with pcb in 11 12 Become bank po officer

[@chandankumawat1052]

You're a banker and didn't notice Nominee is not the owner of a deceased bro... He's just the receiver of the amount remaining in the account..

[@adityapatil-pt8pi]

Hi Sir, One correction !!! Customer cannot reach out to BO directly. customer has to follow bank’s Grievances redressal policy if he doesn’t not get any response from bank or he is not happy with answer of bank then only he can reach out to BO. If customer directly reachout to BO then they route the customer to bank ask them to follow the grievance redressal policy. Thank you !!!

[@bubaimondal1]

We want a separate Video on loan terms.

[@ajaykumarray8925]

Brilliant video 💯 Came in yt for some other work but cannot resist my self to watch .. Time invested in worth thing. 🔥🔥🔥✅️✅️

[@pritam5278]

As a Govt banker it's proud to be a part of something which has a massive impact on people's life! But I don't think We as employee get enough money as per our work! We serve people from very rural area where there's language and many constrains but we are still doing it. We deserve more wage govt should think about this issue

[@sumit62570]

Sir kal mera banking ka exam hai or aaj apka ye video dalna or itna cover karna ❤

[@sumitmitra3779]

Please, cover the Loan terms in details. specifically housing/home loan. Pre closure charges and hidden charges which are not disclosed by the banker in the first cut.

[@KzmsJam]

Waah maan gaye sir .. please continue this type of videos.. like loans terms, mutual funds terms

[@aayushtanwar27]

Excellent explanation. Please make the same for loan terms. ❤

[@himanshusinghbaghel]

MICR ke right me likha third number is truncation code 29 for current ac 31 for saving SB and 30 for cc od ac however not definit as branch can change inventory in stock and code may differ , pps 50000 rvi ne bola hai bir I believe all vank shall follow 1 strict guidline to avoide ambiguity like in BOI cheque above 50j will not be accepted in clearing in Indian Bank cheque above 200000 n above will not b accepted and sbi passes cheque up to 10lakh if rule is of RBI then pps shall have a line for all pvt n public bank to avoide confusion for customer However your video is very informative as always

[@ameerajboricha8810]

Amazing video with full of information. Thank you LLA

[@devp5865]

Sir me khud kuch dino se ye sari terms ko jaanne ki koshish kr rha tha Dhanyawad aapka saare videos ke liye jo bhi ab tk aapne upload kiye hai or karoge.....

[@tusharjena08]

Loan terms are most needed ones as it get so confusing choosing the right loan. And above video is the master video for banking system lecture 101...loved it .... waiting for the appealed video...

[@ankanchowdhury523]

I'm a banking aspirant my and I thank you sir for being so precise. This vedio saved a lot of time for me

[@babalindersingh3425]

Here is my advise for LLA, you should tick paid promotion option while uploading video on youtube which include sponsers and paid promotions ❤

[@somsundarsrimany6941]

Most valuable video in KZbin. This video should be shared more.

[@yadavravi2881]

Loan terms vote>>>

[@PYARA_LADKAA]

4:45 , I'm from Nawada❤ and one more thing it is नवादा not नावाडा ❌

[@DhanrajPopalghat]

Again great video Rishabh sir. It could be great if you would have mentioned charges along with IMPS, RTGS transactions. I think UPI limit is 1 Lakh for a day. Aur regarding keeping minimum balance in saving account, to wo quarterly average rakhna hota hai.Aur E-Mandate ke case me agar utna amount account me nahi rha to bank acche khase charges lagata hai wo bhi mention karna chahiye tha. Rest of the video was great.❤

[@jhunjhun1]

Please make a video on portfolio rebalancing importance. 🙏🏻

[@byakuya_9]

Available Balance - Minimum Balance = Usable Balance Ex. if i have 1000 Rs and 100 Rs is Minimum Balance then 900 Rs is Usable Balance

[@DebasishOfficial]

In case the cheque is not cleared, usable balance will be different from actual balance, even if you have applied for IPO.

[@p1xedge]

Starts at 4:20

[@LabourLawAdvisor]

Usse pehle kafi information hai :P

[@KrishnaGupta-ct1xb]

Thank you so much sir aapane meri banking se related bahut sare doubts clear kiye Hain Aur meri aapse request hai ki aap aage bhi aise hi videos hamare liye free mein late rahe Aapane apna kimati samay hamare upar kharch Kiya iske liye fir se thank u

[@Mysterious-735]

CARDS me forex and EMI Card bhi hai ek uske baare me nhi btaya. Loan terms pe bhi video chayiye

[@SUBHASHMEGH]

As a Banker I completely❤ agree with you

[@Ajay_singh_rathore7773]

I am a banking aspirant and definitely this video will help me in this career❤

[@razz1367]

4:34 new chej sikhne ko mila thanx for your efforts ❤

[@butasingh9102]

App ne hdfc ke sath andar hi andar se tie up kr rakha hai 😊 nice bank keep promoting ❤

[@Mohammed.AltamashKhan]

Thank you so much sir for the knowledge 🎉❤😊

[@AnuragPriy-uu6br]

10:34 APR will be exactly equal to 9.16%

[@KamalKumar-jb8rk]

Loan term very important topic jaldi is per video banane ki kripa ki jaaye😂😂😂😂😂

[@Guddu-Kumar-Sah]

Thank you so much RJ...👍

[@independenttradingcommunit8410]

Sir mai b. Com ka student huu magar books se jada to yaha badiya explanation hai...

[@GAUTAMKUMAR-wi8ly]

Saara topic revision ho gaya thanks sir ❤

[@AmusementPerks]

As a 20 year old , last segment was really informative

[@pravinvutukuri8773]

Excellent video ..... why don't they teach us in school all these ? and in such beautiful and simple way ! Kudos to you.

[@Lokesh_Singh_Matiyali]

2:20 power bank 😅😅

[@ritik7609]

Most of us are still unfamiliar with loan terms. Your content on this helps us lot.

[@afzaal_sultani]

This channel content is always mind-blowing 😊❤ I want to leave the video but I can't.

[@physics_with_anupam]

I am happy and sad altogether, happy that I already knew all terms and sad i wasted 20 minutes on no new info but I'm thankful to RJ for information and video.

[@duryodhan903]

If a professional (non salaried) person opt for new tax regime this year. 1) Can he switch back to old one next financial year? 2) can he switch back to old one in future if he becomes salaried employee in future? Can anyone answer these two questions???😕😕😕😕

[@Sn28sept]

Only salaried employees can switch in every financial year. Business people only have once this facility in entire lifetime.

[@duryodhan903]

Sir, I know this. My question was 1) I am opting( not switching) it for first time. Can I switch to old one next year? 2) currently I am professional, if in future I become salaried employee can I switch back to old one?

[@duryodhan903]

🤦🏻🤦🏻🤦🏻Chhodo dosto koi question hi nhi samjha

[@KhateebRabbani]

It's 9.10% for only senior citizens. For others it is from 8 to 8.5% depending on the number of years of FD in Utkarsh bank. Surprised that you did not mention this in your video.

[@LabourLawAdvisor]

Bhai we calculated for 8.5 only, dhyan se dekho uska APR 9% aata hai thanks to quarterly compounding

[@NarotamGarg]

Yeh to kaafi basic hai, ese kya he btaate vo

[@giteshvaidya]

Loan terms please video banaye sir 🙏

[@KiranTechyWorld]

Such a great video about bank basic information Thank you so much @LLA

[@jeetjaiswal3799]

Usable balance excludes the minimum balance and ASBA funds etc

[@marthalanaveen]

What are ASBA funds?

[@jeetjaiswal3799]

ASBA is "Application supported by blocked amount" When you apply for an IPO electronically, the amount of your investment gets blocked in your bank a/c, that is the amount is in you bank only but you cannot use it till the allotment of IPO If you get the shares applied, the amount is deducted from bank and if you don't, the amount gets unblocked. It also saves time of the company for giving you refund in the case otherwise.

[@Sam-lw8nu]

Wow....this is soo good...this will help my mother understand everything easily.

[@singhgyandeep]

Please educate on loan terms also sir

[@RaviThakor-dd6xx]

YES WE WANT VIDEO ON LOAN TERMS AND THANK YOU VERY MUCH FOR THAT SAVING LAKHSVALA VIDEO

[@vikasdwivedi350]

Minimum Balance पर रुपये deduct नही होता। Average Quarterly Balance Maintain न करने पर ही चार्ज डिडक्ट होता है।

[@vinayakalandkar]

Mera 11 and 12th brush up hogaya thank you 🔥🤌🏻❤️💯

[@10-minutegames28]

Please make a video on loans terms and everything about loans

[@HimanshuSharma-bh6hf]

More such videos please ❤💐

[@RupPaul-re9jm]

Sir please made a video on nrc Biometric problem in assam . More than 27 lakh people couldn't receive there aadhar card . And most of the people don't even know about that. in many case this people face problem regarding education and jobs .

[@KzmsJam]

Please make a video on loan terms .. please long video on this

[@YourAashique]

Very informative video. Watched this on 11th October 2024 at 2220hrs IST.

[@santoshyadav-sj4km]

Sir please 1 aisa hi video PF ke terms ka bhi. For bhot employee and employer

[@RAhulGiri27]

INDIA POST PAYMENTS BANK KE SARE ACCOUNTS/SAVINGS/INVESTMENT OPTIONS PE BHI VIDEO BANAIYE...

[@aasthasharma4971]

The way in which everythinh is presented in this video is commendable

[@neerajpawar6201]

Sir your explation is very good 😊

[@thesanehusband]

Understood... It's a video to promote "Stable Money" just like you promoted "INDmoney" and "VESTED"... In the name of explaining banking the agenda was to advertise "stable money" and its coverage under DICGC.. You are now transforming into a "new finance app" and/or course selling channel... Congratulations

[@infozone372]

Sir SIP pe ek dedicated video jrur bnaye...ya information share kre ... detail me plzzzz

[@dharmanandasahoo6352]

Yes 1 video on loan terms ... Awesome...

[@bruhhh69]

Need a detailed video on best credit card for everyone including lifetime free credit cards. There are videon on YT on credit card topic in bulk, although those videos only prioritise on quantitising their video and not providing satisfactory quality.

[@rpinto8800]

Yes, please do a video on loan terms as well. Thank you!

[@sudhirpal4081]

You guys do good work. Well done guys.👍

[@ajsidar6002]

Loan term pe ek video bnay sir wtw I loved your videos...

[@rahulmangedkar8632]

Knowledge video regarding banking system

[@jinayprathod9156]

If our some funds are blocked for specific purpose like ipo allotment. Then usable balance is less than account balance.

[@anupdhond]

Please make a similar video for business entities , like what laws/rules they should follow, and how to handle contracts and employees etc.

[@harishsain0013]

RJ Rishabh Jain, yes for loan ac terminologies video😊

[@shubhamgarg3202]

3rd no on Cheques is Alpha Code which is used in internal transactions via cheques

[@onkarkawathe1369]

Nice information.. Make a video on loan terms..

[@debabrataroy9]

Sir, Please make a video on which schemes are best for Children / Kids would be good for long-term savings/fd.

[@paragbhangale9624]

Plz make a video explaining loan terms.

[@Rohanmore5]

Nice informative video... Please make video for loan term too..

[@amanpipariya5138]

yes make video on other loan and financial terms 👍👍

[@saadnandolia880]

Part 2 of this topic would be great 👍👍

[@JUNA-ANUJ_YADAV]

#Loan #Student I would like to know how to obtain a loan from a bank as a student. I need the loan for my diploma, which has a duration of less than one year. I have some doubts regarding loans for students or unemployed individuals. Can you please create a video explaining this process?

[@GANESHKOUSHIKK]

16:23 Yes we definitely want 😅 that’s why we are at *LLA* 😂❤

[@hemantnazare4089]

Sir agar forex transactions ka video banaugey toh basic sey cover karna because I guarantee most people does not have any knowledge about forex transactions and it will also be helpful to create awareness about various forex products. And I am only writing this to you because aap ka video hee purey youbtube mein hai joh financers you tube mein basics sey lekar cover karta hai which is very understandable and relatable to common public.

[@abdultaiyabdaudi]

I can't leave without apprecianting both of you I mean what an amazing video with all 100% transparency and honesty yrr kon hi dikhata hain etne honest numbers Hats off to you guys Just Awesome Work...

[@satishdora5401]

❤super information 😍

[@kirandeepgarg]

Last digit is transaction code as 29 for current ac as par 31 for saving ac at par

[@AmmmiiTT]

Please share information about kids bank account details and it's pros cons.

[@ANKIT-et4ct]

This video, you have so much knowledge ❤☺️😃

[@Jatinbalapure358]

Thank you Sir ❤

[@diujay]

Superb information 👌 Thanks

[@Ganesh123-nm2pj]

Home loan k baare me bank kabhibhi builder side hi rehti hai.jaise pre emi and after possession emi.bank aur builder mile rehte hai

[@Gauravishere7]

Please make a same kinda video about stock market

[@goutamkumarjena4297]

Yes loan terms video ana chahiye

[@user-ow7gz8kx6v]

IDBI is a government bank with 45% with Government and 49% with LIC

[@mahaveergodara827]

Sir plz make a complete playlist on share market.

[@agsurendaran]

Wow great explanation

[@YoYoSonuMunda]

Bahot achhi achhi Jankariya mili thanks... loan terms please