Ultimate Health Insurance Guide | The last video you need before buying policy!

[@LabourLawAdvisor]

Get Health Insurance from PolicyBazaar: health.lla.in/

[@Itsme_rahulraut]

affiliate is = sponsored

[@ompatil214]

Is NAVI Health insurance good?

[@DharmenderKumar-tn8ub]

​@@ompatil214no go for hdfc optima secure

[@DharmenderKumar-tn8ub]

Sir please make video on scam of cashless claim and why reimburement is better than cashless

[@bharatsant1567]

Thank God LLA is on our planet. You guys doing very good job. Your explanation are awesome 👍.

[@supermansud]

1. Sub Limit 2. Room Rent Cap 3. Co-Pay 4. Waiting Period - 30 days (exclude accidents) 5. Waiting Period - 90 days (maternity benefits) 6. Waiting Period for Pre Existing Diseases (3-4 years) 7. Waiting Period for Slow Growing Diseases (2 years) 8. Restoration of Sum Assured 9. Zonal/Pan India 10. Exclusions 11. Cashless + Reimbursement (Network & Non-network both) 12. Daycare 13. Continuity 14. Super top up

[@faktCheck]

Thank you boss

[@lenin8734]

which insurance to buy

[@callmer0han]

Thank you very much bro for this ❤

[@supermansud]

@@lenin8734 Star Health Women Care is a great gift for your spouse.

[@Readerwriterlearner]

Thanks

[@sourabhsuman5420]

Dekh raha hai Binod…. kese mehnat kar rahe hai desh ki janta ko jaagruk banane ke liye❤

[@subhankardas6360]

Sahi baat no bakwas

[@varunthapliyal8960]

Binod

[@xXmayank.kumarXx]

Jhol 1: Sublimits can be there for some disease Jhol 2: Limit on hospital room. Eg: if room cost = 12k and room rent cap = 10k, you'll only be able to claim 80% of the total cover Jhol 3: Copay, you have to also pay for bills 10:25 Jhol 4: Check waiting period Jhol 5: If you exhaust entire cover, then there can be a feature to restore the total cover. BUT there can be some conditions Jhol 6: zonal or PAN India policies? Jhol 7: Give me list of all treatments which are excluded Jhol 8: Some policies are cashless (reimbursement > cahsless) and only covers in partnered hospitals

[@pratham2029]

Thanks

[@amolchaudhari4193]

I am a surgeon and I see policies getting rejected on regular basis. - each and every sentence is true from this video specially don’t go for cashless if possible go for reimbursement. It will give you better quality treatment .

[@SamBahadurManekshaw]

Very less channels talk in depth about insurance. LLA is not an organization. It is that part of my family for which I go to get answers for every govt/legal/law related questions. You guys are doing so well. Keep it going! Meanwhile, insurance companies be like: "Ye (LLA) toh dhoti khol raha hai😂"

[@dr.shreyas123]

Nahi. Insurance company can provide any service with extra premium. Premium badhega.. all claims will be paid 100%, but health insurance will not be affordable

[@cripz4203]

LLA & Pranjal Kamra helped me with purchasing the correct life insurance. Bank ke policy agents ghar pr aakr ULIP bechna chah rhe the ye sochke ki 22 saal ke bachha hai jhaanse me fs jayega. But thankfully TATA ki pure life insurance choose kri mene directly from their website online. Aur ab health insurance ki bhi video aagyi, so this is the next step.

[@AnujNeogi-ih2db]

Kitna ka liya cover ?

[@omkarnaik1671]

@@AnujNeogi-ih2dbterm insurance 1 cr

[@AnujNeogi-ih2db]

Mahine ka kitna laga ?

[@abhishekbhilwaria6333]

Thats good but try getting it from an agent or finanical advisors. They won’t mis-sell you. Bank wale toh chor hai

[@pranawaryan]

​@@abhishekbhilwaria6333sabse bade chor agents hi hote hai Unko kuch v bolo wo sabse pehle ulip bechte hai

[@jigarsuthar807]

For the first time in youtube, video title says exactly what is in the video. so well-guided information. thank you so much man.

[@litzbusted]

One of the few channels where consuming information doesn't feel like being scammed. Great work!

[@RajeshSays]

Great info. Few points missed are: 1. While choosing best company, also look the hospital network in your city (or prospective area), bigger coverage better it would be. 2. While choosing best company, also look for claim settlement history of that company. 3. While choosing plans on Policy Bazaar, better to choose "Direct" plans. Its mentioned on plans direct. Direct plans have no commission of any middle man (like policybazaar).

[@arghyadeepdeb3483]

Which insurance claims have you taken for your family?

[@kalki9924]

Sounds right sor, but how to look for claim history

[@RajeshSays]

@@kalki9924 IRDA releases annual report every year in which you can see performances of all companies including claim settlement ratio.

[@navneet2649]

@@kalki9924 google the term 'claim settlement ratio of health insurers 2024' and few other ratios google it and see the list. Its released every year.

[@supr13]

I spent two hours trying to understand health insurance on my own, but ended up getting confused. Your 45-minute video made everything crystal clear. I will call Policy Bazaar tomorrow and go with the best possible insurance. Thank you so much for your guidance!

[@l3x475]

Konsa lia fir

[@RAHUL_CARS]

​@@l3x475ultra legend 😂

[@rupambanik5963]

If you wait for some days niva Bupa will bring goods insurance policy

[@The_Tech_Rising]

Konsa liya fir ?

[@BalramYadav-xk2ib]

​@@The_Tech_RisingManipal cigna health insurance

[@moinulhaqqkhudkhudia1499]

I have NEVER watched a full video on ANY TOPIC till day and watched it for every minute without speeding, forwarding and skipping one or other part. First time I have watched complete video of any youtuber. Absolutely loved it. The way you explained everything without any bias is JUST AMAZING.

[@miilindswaraj9849]

sahi mein yrr

[@yourfriend2344]

Same I usually watch videos at 2x speed 😅😅😅

[@nivachakraborty6078]

You have no idea how greatly you are helping people. Hats off to you for providing such right information to the public

[@MuskaanVerma-nr7fq]

I am a neuroscience researcher, and my studies are far from such much-needed commercial topics. Hence, these videos are a lifesaver for me. Even though we had financial literacy in our high schools, such educational videos are still super critical. Thanks!

[@majorram11]

aisa itna achcha se koi insurance samjane wala dekhaa bhai... salute 👌🏼👌🏼👌🏼👌🏼... itnaa deep hai ye ki mujhe 2-3 baar dekhnaa hi hoga puri tarah se dimag me ghusaane ke liye taaki main aas paas k logon yaa friends family ko v samjha saku...😇😇😇😇😇

[@bhuvneshgaur604]

This is the ULTIMATE video, you need on health insurance. I consider myself financially prudent, but health insurance is seriously complicated, and I have to go thru 20 days research to purchase my plan. All that 20 days research is condensed into this 40 minute video, that too in a simplified manner... well done Mandeep.... #JagrukJanta

[@debmalyadatta7699]

Which health insurance you choose?

[@feddythechamp]

@@debmalyadatta7699 pata chale toh mujhe bhi bata dena.

[@govindatalreja4478]

Which insurance did u choose then?

[@bhuvneshgaur604]

Niva Bupa Family floater of 10 lacs base sum assured + 90 lacs top-up

[@Siju2235]

​@@bhuvneshgaur604Yeh insurance mat Lena agar hospitalisation ka time Aaye to yeah bolegey ki pay Kardo reimburse Karengey Magar Aapka poora claim Reject Karengey

[@shubhamsonar1528]

Thanks for this informative video. Here are the Quick notes tp take away. Key Points to Ensure Before Buying Health Insurance for Better Customer Safety and Health Coverage 1. No Sublimits • Ensure that the policy does not impose any sub-limits on room rent, doctor fees, ICU charges, etc. This allows for comprehensive coverage without hidden restrictions. 2. No Room Rent Limit • The policy should cover all types of room rents, from general wards to private rooms, without any capping. This ensures flexibility in choosing hospital accommodation as per the patient’s preference. 3. No Waiting Period for Accidents • The insurance policy should provide immediate coverage for accidents without any waiting period. This is crucial for emergency situations where immediate medical attention is required. 4. Reasonable Waiting Period for Critical Illnesses • The policy should have a reasonable waiting period for critical illnesses, ensuring coverage starts as early as possible for these serious conditions. 5. Reasonable Waiting Period for Slow-Growing Diseases • Similar to critical illnesses, the policy should have a manageable waiting period for slow-growing diseases, providing timely coverage for long-term health conditions. 6. Restoration of Sum Insured • Ensure that the policy allows for at least one restoration of the sum insured during the policy year. However, it should not allow restoration for the same disease to prevent abuse of the benefit. 7. No Zonal Policies • The policy should be valid across India, providing Pan-India coverage. This ensures that the insured can avail medical services without geographic limitations. 8. Clear List of Exclusions • Obtain a clear and comprehensive list of exclusions. Ensure that the policy does not exclude hospitalizations that are medically necessary. This transparency helps in understanding the exact scope of coverage. 9. Cashless and Reimbursement Facilities • The insurance should offer cashless treatment at all hospitals, not just empanelled ones. Additionally, reimbursement options should be available for treatment at both network and non-network hospitals. 10. Daycare Procedures Covered • The policy should cover daycare procedures, which are treatments that do not require 24-hour hospitalization. This ensures coverage for advanced medical treatments that can be completed in a few hours. 11. No Claim Bonus • Ensure that the no-claim bonus does not get rolled back once it is used. This benefit should accumulate and provide additional coverage as a reward for not claiming in previous years. 12. Continuity After 60 Years • The policy should guarantee continuity of coverage after the insured reaches 60 years of age. This is crucial for senior citizens who need health insurance the most. 13. Super Top-Up and Top-Up Plans • Understand the difference between super top-up and top-up plans. Super top-up plans consider the cumulative medical expenses above the deductible limit in a year, whereas top-up plans consider a single claim above the deductible. Ensure that these plans provide additional coverage once the base policy coverage is exhausted.

[@mohitspatil]

Dear LLA team, I want to say a huge thanks for your awesome help with financial and insurance stuff on your KZbin channel. Your willingness to share all those useful details and tips is beyond cool. You're doing it selflessly, and it's making a real difference in helping folks like me make better choices. Seriously, you rock!

[@volleyballshooting5818]

How to contact LLA team

[@durgeshpatnaik7502]

@@volleyballshooting5818 k

[@durgeshpatnaik7502]

@@volleyballshooting5818 k

[@dr.akashsatapathy9422]

As a doctor ,consultant to a well known corporate, even i was not this clear as i am now after watching this video. My sincere thanks to the whole team.

[@souravganguly9557]

No word can describe the gratitude i am having for you for making this video. Just awesome and thank you!

[@mahlawat12]

Brother, I can't thank you enough for this video. I live in a tier 3 city and nobody around me knows this much about insurance and all, I wanted to make a smart choice and not waste my money and time. I did my own research and googled a bit but your one video has explained everything. Thanks a ton.

[@bhaishervishal]

Bro, I have been reaching out to so many people in my office and online, no help. But your video is so educational that now I can go and do my research myself and choose the best for me. This video is the true meaning of teaching students and making them self efficient so that they can take their own decisions. Awesome Bro. You are amazing!

[@sss12395]

I genuinely appreciate how well you have explained everything in detail, while keeping it crisp and engaging the entire time. You've done a legit public service duty by making & publishing this video!

[@parthtrivedi9808]

As a banker I appreciate your work brother. Customer generally attract to the investment rather than health insurance. Now I feel good to sell a health insurance to the customer❤

[@NikunjBhatt]

Because people know that there will be some JHOL in the insurance, and they will not get the full claim amount and benefits. You may say that the customers should know everything before buying insurance. Huh 😏. Not just insurance, most of all Indian companies are highly neglecting customer service and satisfaction. People believe the words of the agents but agents are not providing all the information. So, people know that they won't get full insurance benefits, and they look for investment because they hope/know that the investment amount will not be denied by the companies and it will help to cover medical expenses. Many people are buying insurance not to get insured, but to get exemption in tax, because of the non-ethical pathetic service by the insurance agents and companies.

[@asianguy86]

Health insurance are biggest scams

[@Nyebyo2332]

Thanks for making a video on this very crucial topic of health insurance. It is the most important insurance that a person can have and not getting the claim during sickness is worse

[@akashdeepnandi]

It takes a lot of effort to make such an intricate video not only talking about the general guidelines to follow while buying health insurance but also the nuisances that we might easily miss during the purchase. Thanks Mandeep and the LLA team for such a detailed video, always a fan. Feels great to be Jagruk.

[@shinjus6859]

nefarious act between insurance companies and hospitals where consumer is grinded....gave me goosebumps I want to cry loud

[@RaviSharma-rw4sm]

Thank you for the most comprehensive information on Insurance. I am 62 year old and all this knowledge I got after going through some setbacks. Most insurance agents either do not have the knowledge of what they are selling or are simply selling the most profitable policies (to them and the company) at the expense of consumers. You have raised many point which make the journey of buying insurance clear. This video is like the headlights of a car that needs to go through the deliberately kept dark forest of insurance companies. Thank you so much. I am sure many people will benefit. I recommend everyone to see this video

[@Bhagwanseprem]

My mother is 60 years old, now i want to take a policy for her can you suggest??

[@Shubham-gi7nl]

​@@Bhagwansepremsame which one did u take kindly help

[@Bhagwanseprem]

@@Shubham-gi7nl i took niva bupa for my mother and for me i took icici lombard

[@sagarchintala6123]

​@@Shubham-gi7nl Same

[@travelstory5799]

A friend in need is the friend indeed.. and that is LLA.. God bless.. keep doing the good work as you and your team is doing 🎉

[@mayankparihar7964]

i am a corporate employee with corporate insurance but decided to purchase personal Health insurance , this is the most informative video so far ...

[@PawanJoshi-h6o]

Which one did u buy then?

[@prashastibhargav3637]

This is my 1st ever comment on KZbin. 45 mins of pure bliss of information. Thank you !

[@SandeepSen-xo9ie]

Thank you LLA for explaining so much in such detail. Would love to hear more about the advice "Paying the bill by cash and then going for re-imbursement".21:37

[@rahulmillie]

Nicely explained. In fact the name should be- frankly speaking Mandeep. But anyway, crucial information. If I had got such info 5 years back, I would have not regretted buying home loan insurance from HDFC ltd. Usually they provide home loan insurance for 5 years but charge a single premium which is definitely out of budget. So, they give you a loan and pay on your behalf. But, here is the catch. You have to pay EMI of that loan with your home loan EMI, ie. 20 or 25 years. Whereas, your home loan insurance lapse in 5th year. Moreover, they usually charge high interest rate (10.5% in my case) which is a personal loan interest rate. So, banks r playing scam games with their customers. So, beware of legal fraudsters. They r really not dudh ka dhula and it is customers duty to grab the catch and save their precious money. Thanks

[@unitedpk1]

I was under the illusion of corporate health insurance - "Yeh hai toh bahar se kya hi lena". This video is a good eye opener. Thanks for this detailed explanation LLA team.

[@ranitsen4491]

You guys made me jagruk when i bought my first term insurance. The most awaited video came thanks to Mandeep. Love you guys ❤

[@rushirathod7592]

Which term insurance did you buy?

[@iamrokimondal]

Precise to the point video please release a video about " if company reject our policy so then what to do "

[@truepeople5591]

This video pahley 10 minutes dekh ke skip kar di thi but 15 August ko ye video Full dekh li, Ab mai Health insurance jald hi choose kar lu ga Thank you LLA Money Minded Mandeep, and Rishab Bhai 🌹🌹🌹

[@aaditphatak]

Dear LLA Team, very fortunate to consume your content. You are one of those KZbin channels which talk about problems and their solutions based on facts and reality. Keep posting such insightful videos!

[@vaibhavwadekar635]

❤Best video ever on Insurance company Scam... Worth every 1 minute of watching it. Thank you So Much ❤

[@rohinikumari4]

Being a new comer in the salaried employee criteria, this video is a boon ❤ thanks a lot LLA 🎉

[@gauravtyagi_in]

Thank you for this video! The video made everything about choosing the right policy so much clearer. I’ll definitely keep these tips in mind when I buy my own insurance. Really appreciate how you simplified such a complicated topic!🙂

[@mynameis......23]

1) Always check sub limits (ideally there should be no sub limits in your policy) 2) room rent cap (ideally there should be no room rent cap) 3) no co-pay 4) waiting period (are accidents allowed in this waiting period) 5) restoration period 6) all the diseases which are excluded (exclusions) 7) cashless + reimbursement should be available. And you can go to any hospital wether network or no network 8) daycare treatment should be there 9) free health checkup 10) will the no claim insurance roll back. 11) ayush treatment? 12) continuity 13) supper top up .

[@girishchandrashekar7573]

Really appreciate the efforts you put into teaching us the basics of navigating through financial decisions. ~from a 24yo

[@Rishi2015]

kuch mai duniya samajh aajeygi fhir ye comment padhna apna

[@girishchandrashekar7573]

@@Rishi2015 learn from various sources, but do what feels right for you and your situation. Nothing wrong in learning, but don't blindly follow without understanding. This is my policy. Baaki, duniya ki poori samajh toh aaj tak kisi ko nahi aayi.

[@GentleGoodman]

Thank you soo much for bringing out such underrated topic. I have been trying to understand this stuff for 3 hrs, this was crystal-clear.

[@DeepSingh-xb6hj]

भाई जी आप पैसा भले ही comparatively बाकी KZbinrs से कम कमाते होंगे शायद, क्योंकि आप अपना ईमान नहीं बेचते, पर आप दुआएं कमाते हों, लोगों के दिल जीतते हो, और हां बड़ी बात आप खुद की नजरों में respect कमाते हो, और सबसे बड़ी बात वो जो एक बेचैनी रहती है सबको, भले ही कोई गलत तरीके से कितना ही कमा ले, उसकी वह बेचैनी उसका पीछा नहीं छोड़ेगी, आपको वह बेचैनी परेशान नहीं कर पाती होगी, असली में सच्चा धन आप ही कमा रहे हो lभगवान भोले भंडारी की कृपा आप लोगों पर हमेशा बनी रहेl

[@rohanchawla8736]

Dear Mandeep & LLA Team, I want to say - you people are the saviors of our country, Your Insights are truly unbelievable, I admire your guidance on the Financial Awareness and Insurance .Your wisdom to surpass all minute details is beyond imaginary.I thank you and assist you by doing my parents Health Insurance from the link you mentioned in your video. Jai Hind !

[@shivashishsingh8100]

The research you put in every video is really amazing..!! Lot of appreciation to LLA..🎉

[@sohamshah5161]

What are you doing definitely makes huge difference to the world. Salute, Kudos & Blessings to Mandeep & the entire LLA Team (- -)

[@preetamsingh9845]

The thing I liked about the video apart from its simple explanation is that it doesn't create an atmosphere of fear while educating us, unlike various influencers who try to sell their content by creating a havoc out of it

[@KoshikPanchal]

Thanks Mandeep! This video is really helpful. You have told us about day care treatment, recently I have came across one scenario like this. My uncle was working on iron cutting machines and accidentally some iron fillings get into his eyes, very deep. So we went to Ahmedabad’s best eye hospital, Ratina foundation. And trust me they don’t have any bed for overnight hospitalisation. They simply treat patients in day and discharge them in the evening. We have paid over 1.5laks on that same day operation. But thankfully we do have day care cover in our insurance. So the point of this story is, we think day care treatment will always be less like 10k or 20k but this is the clear case where it can cross more than 1.5laks😅 Thanks again for jagruking us❤️

[@saurabhbisht7613]

I am currently looking for health insurance and i have no idea what are the criterias to choose. This video helped me a lot. This is a gem of a channel . Thanks LLB

[@lakshyabhardwaj9541]

I was waiting for this video for a long time. Please make some further videos detailing other things we should be careful about in health insurance plans.

[@trssundar]

Quite comprehensive. Thanks. Once you make any query in policy bazaar, they will harass you with phone calls until you buy one.

[@royalk2c]

Great Content Mandeep Sir 🫡 I saw your previous video on Health insurance and have taken my first health insurance policy after detailed research. From this video I got to learn that we need to also investigate further and check the loop holes in the policy docs so that we don't have to cry 😭 later. Today I got to learn everything that is required to buy a health insurance policy and I will forward it further to my friends and family with this wealth of knowledge. Thanks 😊

[@SWAROOPKUMARBARAL]

Which is the best in case of age 30

[@bharatsant1567]

Thank God LLA is on our planet. You guys doing very good job. Your explanation are awesome 👍.

[@prashantrai2841]

I am comparing health insurance since a week now but could not able to finalise which one is best for me. I have also watched your previous video on health insurance and now after watching this I feel I know enough to make the decision. This video is released just on right time for me. Thank You Mandeep and LLA team. #Jagrukjanta.

[@NagaVijayKumar]

Finally which insurance you choosen?

[@krishnar754]

Prashant it would be helpful for a lot of people if you could come back and comment here after you decide on which policy you will be proceeding.

[@sunilarora3397]

Which company

[@shivammaurya8472]

Commenting here so i could know which company prashant has chosen.

[@arnoldnexus9973]

Nice... Share here as well

[@satyam3608]

One of the most genuine channel who works on ethics and good heart. Your this video was life changing for me.

[@pratikdeshpande05]

Thank you so much...! lot's of things I learnt from single video about health insurance... thanks again for awareness 👍🏻

[@amitkumarsarkar1482]

I think this is the best ever analysis channel in financial matter ever.. and especially in terms of customers... I hope your channel will get much much more support from public ❤❤❤

[@shrinitumanidas1608]

Simple wordings, different scenarios, detailed narrative. Mandeep, you are a great teacher.👍🏽 Superb efforts Team LLA. 👌🏽

[@tusharkala3293]

Bhai jese apki. Age hai uss hisaab se itni jyada knowledge apne di hai esa lgra IIT ca apne sb kch clear kra hoga hatss off to u man mzhe vse kch samjh ni aya kuki the points are very relevant to hospital line but I learn major things thnks to u

[@zonejvm]

My advice based on personal experience- *take a policy as soon as possible , *Disclose any pre existing illness , that even incudes findings in routine blood tests , only disclose those problems that you will be informing your doctor when admitted * do not expect much from insurance unless 4 years of policy is over, insurance companies are working for profit not for your well being , but it can be helpful only if you have one * always save money 3- 10 lakhs incrementally exclusively for health * better stay away from star health

[@sayaniduttanoone]

which policy should we take?

[@himanshutripathi5054]

Star health and care health both are fraud company

[@GhostRiderAditya]

Woh StartHealth ka Senior Citizen Red Carpet Plan hain 😂 14:26 Jo sir ne dikhaya usse acha Start Helath Comprehensive Plan hain . But Ek Or chiz woh Insurance Keval Senior Citizen ke liye hi hain 60-75 years walo ke liye Baki Company Nahi Deti hain is age ke Logo ke liye tho usse liye maine bhi Apne Dada ( grandfather) ke liye liya tha

[@jangwan]

The most awaited video after Term insurance one! ❤

[@xsachinjainx]

Thank you Mandeep Bhai, Aaj maine Care Health Insurance le liya aapke samjhaye tareeke se. Thanks You So Much!

[@mohammadjaved9917]

I've been diligently comparing health insurance options for a while, but I've been struggling to reach a final decision on the best choice. Fortunately, I had the opportunity to view your previous video on health insurance, and after watching this latest one, I finally feel confident enough to make an informed decision. The timing of this video release couldn't have been better for me. Thank you, Mandeep, and the entire LLA team. #JagrukJanta

[@lenin8734]

which one did you buy

[@SNTouch]

I took Niva Bupa Health Insurance 3 year back based on my own research....And as you explained all these things, i can say this Insurance is meeting your all parameters...... Thankyou boss❤

[@SantoshKumar-xm8cc]

Which policy you have please share

[@SNTouch]

@@SantoshKumar-xm8cc Niva Bupa Health ReAssure

[@shubham943]

Company achi hai ki nhi bhai?

[@SNTouch]

@@shubham943 Abhi tak toh achi hi hai... Claim lene pe pta chalega

[@SNTouch]

@@SantoshKumar-xm8cc Re-Assured

[@jyotish2win]

Sir Please share a check list in Excel of the points we have to discuss with the policy advisor while taking insurance.

[@shyam8287]

Kya baat hai sir ji 🙏 Maine sab suna dekha video save Kiya aur leekh ke rakha hai, sab samajh me aaya, technical word's ko acchese samjhaya hai ! Thanks a lot 👍🙏

[@hellozindagani2017]

भाई अब तो पॉलिसी बाजार वाले भी झूठ बोल कर पालिसी बेच रहे हैं

[@ishyampandey]

सही बोले भाई और एक बार इंक्वायरी भी कर दिया तो काल कर कर के परेशान कर देंगे

[@akhilanand3260]

Yes bro

[@mayankmewari7749]

Ab to nhi .. hmesha se

[@littleshreyosree5574]

Sahi kaha... Main check Kiya tha. .. bus ab to paresan hi ho rahi hai

[@adeshpandey2976]

Y to hamesha se hi jhute the....pehle khud se inquiry Karo personally us company se direct...fir purchase karo

[@nb9t7]

*_Sirji best walo ke naam batado please term wale vudeo jaise I did my research still confused_* #Jaagruk ❤🙏

[@LabourLawAdvisor]

HDFC and Niva are good. But please ensure that the plan you choose has the features and benefits that you require

[@nb9t7]

Thank you so much I landed on Hdfc as well last week but was qaiting for your video now it has solidified my belief

[@Cryptokartofficial]

After watching long video i found there is no good health insurance available.. like there is no one good mobile .. there is no good insurance..

[@ombhamare522]

Which policies came the closest tho?

[@shashankjnumca2k11]

Must watch before buying any health insurence. I really appreciate your contribution to share such detailed knowledge. Clears almost all grey areas I had to cover before choosing a suitable insurence policy.

[@gymnasium8670]

Apki video dekhne ke liye mujhe pen aur dairy le kar bathna padta hai taki notes bana sakuu yaad rahne ke liyee😂😂

[@LabourLawAdvisor]

Hehe, I promise kaam aenge notes :)

[@biplobdas1959]

Best video ever on HEALTH INSURANCE.❤❤❤❤No one can beat the accuracy and simplicity of teaching of our bhai .Love you souch

[@shrutisalunkhe8513]

Truly the last and only video you need to watch before buying the health insurance 👍

[@soumiksanyal]

Clear, precise and engaging. You are a star - Thank you for helping so many like me who get lost in the finer print. More power to you!

[@satyammishra2721]

Best video for health insurance guide loved the points i can't imagine it was 45+ min long and i watched it in one go without skipping and even made all the points as notes ❣✨

[@niverma6540]

one of the most useful channel so far on youtube

[@sagarsharma12_]

Thank you bhai... ye saare terms family gathering me bata diye... aur izzat badh gayi family me

[@biswabangiyaprakashan-oe3jm]

Bahut kuch mila hai. Thank you so much ‘jhol vaii ‘. I really enjoyed. May Almighty bless you and your family for updates giving us like us layman.

[@Luciferiskalki]

God is seeing you buddies...how you r helping humanity & saving humanity from this money vultures🙂

[@kiran.chourad]

Thank you for the dedicated and clear explanation of the insurance topic. It's crucial for everyone to be aware of this information, as it can save millions of families' savings. The 14% inflation rate in the medical industry is truly concerning. Your video on how to buy an insurance policy is incredibly helpful and educational. Thanks again for your efforts in educating us.

[@DS-sb9lo]

"TEAM LLA" You guys are doing wonderful job and actually adding lot of values in viewer's life. Big salute. And thanks from bottom of my heart.

[@tyson96]

This video really helped me to choose a health insurance. Everyone should watch this video. Thank you a lot.

[@sahilgupta5230]

Is video ko like toh kaafi pehle kar diya tha, but aaj full video dekhi, proper notes banaker. Maja aa gaya. Thanks Mandeep bhai. Good work.👍

[@prateekkr2140]

Great video on Health Insurance! I had zero knowledge on Health Insurance. I am so much more confident about choosing the right features for myself. Learnt so much about the ways in which insurance companies can rob me.

[@shivammishra-wl4bq]

1-sublimit error (diabetes will have 2 lakhs in 50 lakhs cover)-NO SL should be there 2-Room rent CAP should not be there 3-Co-PAY (some u pay some i pay) ZERO CP should be there (EG-30 % CP now u have to give 30 % and rest 70 Company will pay) 4-Waiting periods(are accidents allowed in waiting periods for 30 days assumption) what is waiting period for critical illness as PB executive?? what CI is included in them?? waiting periods of PRE existing diseases???Waiting Period for slow growing disease?? 5-RESTORATION of SUM assured 6-ZONAL vs PAN INDIA?? 7-EXCLUSIONS ??(Give me list of Exclusion as executive? 8-Cashless plus reimbursement both should be available? 9-No claim bonus should be there too 10-Ask if no claim bonus for 2 years and 10 lakh will become 20 then if i claim will it roll back to 10 again or stay same at 20 lakhs?? ASK

[@omkarshinde420]

in my case my father went through heart angioplasty on 16 July 24 . His heart had 3 blockages and needed 3 stents to be placed in the arteries. Although it was free in some maharshtra government schemes, i went with private cashless hospital because in government scheme stent was without drug eluated stent. Hence private hospital bill was 2.5Lac and i paid 0 rupees and i was so relaxed during all this process. Health insurance company is Niva bupa Reassure 2.0. I had paid almost 1.2Lac since 4 years for my father mother combined in health insurance. So in my experience health insurance is safer bet.

[@nssound222]

Bro before any health policy is require the full health checkup??

[@Eternal_Sailor]

One of the best videos on this topic. Hats off to you man

[@shree4262]

SIR I M MYSELF A CARDIOLOGIST ...I MUST SAY U HAVE GIVEN DETAILED EXPLANATION ... THANK YOU FOR MAKING THIS VIDEO....BUT I DONT BELIVE IN PB.

[@nidhishah3135]

Fantastic information, I immediately went to check my current insurance policy to see if everything is covered and to my relief our insurance agent done a great job in recommendation and coverage. I would like to request for a video where you also discuss weather 1 should include maternity benefits, what's covered under maternity and how much is covered also fertility is a big rising issue and those treatments are generally under exclusion. It would be really helpful if you could guide on this topic. Thanks and cheers.

[@jayvardhanpatil]

Thank you very much for making such useful content. I studied your video and took notes, will buy insurance tomorrow on my birthday. 🎉

[@anasahmedkhan6283]

Usually I don't Comment On YT, but Seriously Brother Thanks You're the Saviour of Common Indian Citizens ❤

[@siddarthvobblisetty8688]

I was really confused and didn't know what all should I check before taking a policy. This video helped me a lot, appreciate the detailed video thanks .

[@akshaymandape7969]

Thank you this informative video to choose the best health policy for family/individual..😊👍🏻

[@swaroopbharadwaj309]

Good educational video for a person who don’t know what all clauses to check before buying health insurance and how much important health insurance is important for us

[@textinjordan1427]

Thank you for the free and important and detailed explanation ❤. I have purchased life insurance and now buying health insurance.

[@varaddeshmukh1137]

The most trustable, honest, genuine content creator. Thank you team LLB for sharing such valuable short n long content. Keep it up 💪👍

[@RishabhVijayvargia]

Best guidance ever given to choose a better health insurance.