Left with NOTHING on MONTH END? | Money Matters Ep. 1 | Ankur Warikoo Hindi

[@warikoo]

If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

[@akashaswalaswal5848]

Thanks sir for knowledge

[@arnabbhadra2878]

Hello sir, i learn many things from you but now i want to join in podcast as i also need financial suggestions to secure my future. Thanks in advance

[@ashlincbiju676]

i am just 18 how could i sart investing and how could i find my first income source

[@shivamkulshrestha174]

Sir where is the link for joining you in this podcast?

[@surajsalunkhe5750]

Muje bhi aap ke sath video bana na hai if you interested 🙏🏻

[@dr.kaushikpatel2331]

Ladke aise hi mature ho jate hai. Time mature bana deta hai. Kudos to Praveen. Hardworking and responsible

[@akshaykatoch6487]

Respect for you Praveen.. being soo responsible and polite.. wishing you a very happy life.

[@gulzarakhtar9383]

Bhai I have started working when I was only 13 years old and I did graduation and got a job in MNC. Things are more difficult in my life

[@bhagatsingh6308]

@@gulzarakhtar9383 ..Great and Life is not easy for middle class and have lot of success story who are struggled. Lot many people are still struggling .

[@gulzarakhtar9383]

​@@Ajitjain1985 I personally don't like it.. Claim karne jaao tab bht saare clause dikha kar reject kar dete hai

[@RishiRajxtrim]

🙂🙏💯❤

[@drsood6767]

En sb se pesa praveen h kma ra hai tum ek video dekh re ho eski usme 100000 rs kma ra hai yeh😹😹 aur tum bus thnsk tbks kro

[@sanjumanu5468]

I'm 27 years old and I'm in the same situation...this helped me so much. Thank you for the video❤

[@AnitaYadav-lo6zw]

I wanted to add here for everyone. That just in case in future you need money and you left with no choice then stopping your sip and taking funds from that. Please stop your newest SIP, and keep the oldest SIP running. Coz in sip magic is in keeping the sip for as long as possible then only it will give you multi fold return which is known as compound interest. Longer the SIP more the Money All the best guys

[@Pratik_patil12]

​@@AnitaYadav-lo6zw thanks for your advice it will really help me ❤

[@arindamnayak9297]

Mujhe ek suggestion chahiya,,main sip 3500 Rs.karta hu...total 7 mutual fund hai..1 large cap, 1Mid cap, 1small cap, 1flexi cap, 1technology,1 pharma.. Yea plan sahi hai keya??​@@AnitaYadav-lo6zw

[@jagpreetsingh14]

Ankur u gained lot of respect for what u r doing now.....giving direct money management to middle class people who struggles to manage money.....bhai bhut badia kam kr rhe ho aap....keep it up

[@nikhilhalbe]

this concept of having a one on one with a working man to plan a budget is great .... Also love how non judgemental ankur is ❤

[@sureshmistry2369]

Just a suggestion: Don’t directly jump into SIPs and Mutual Funds, giving false hopes. Such an approach can make people complacent when they dream of making crores in 20-30 years. Instead, encourage them to focus on skill development and explore ways to uplift their income. With your extensive experience in startups and the business ecosystem, consider suggesting relevant courses or highlighting the future scope of their current job. By emphasizing skill upliftment and long-term career growth, individuals will be motivated to work hard, eventually earning exponentially. This, in turn, will provide them with the financial capacity to invest in SIPs

[@raulsadasiv]

Exactly ! Sip is Overhyped

[@auroraborealis8976]

@@raulsadasiv why can you provide a robust answer? to hedge against SIP

[@Newage-ed7er]

​@@auroraborealis8976because capital matters dude. You need to earn first, big amounts, that 5k-10k-20k SIP is that really how you want to be wealthy. Have some ambitions dude and focus on ur skills, so that you can do SIP of lakhs per month instead of mere 5-20k

[@ashishtripathi9371]

Ankur has already covered all these topics years ago From Ankur Don't teach father how to make babies 😂

[@souviksaha3935]

It is not always possible to exponentially increase income in all jobs and skill upliftment is not available in all cases. For example, if someone works as a delivery agent what skill upliftment do you suggest? Or even a govt staff? Would you ask him or her to leave their job by doing some courses which may not have any value afterwards? For majority of people in India who don't work in MBA and IT jobs, their income increases linearly so SIP is a great way to save for future.

[@shedgepranay]

In 2011, I was in the same place as him. Responsibilities and loans bring pressure on men and we become vulnerable to boss. Appreciate these videos and also Ankur was supportive. I agree with what he said. Start a small SIP and you will never realise how it grows over time. In fact add more to PF which I did when I lived in India and it grew by 8% which is still silently good but not as MF or stock market. My father asked for FD which was a big mistake and I lost money appreciation. Hope to see more videos like these ❤

[@sachindevilliers1260]

"Praveen is my childhood friend, and such friends are rare who stay with you for a lifetime. My friend is very mature and responsible since childhood, capable of managing any situation."❤

[@jewelchakraborty9717]

Give your friend my heartfelt wishes. May God bless him with everything he deserves. He can be immensely proud of himself, as he's managing all responsibilities with a smile. I wish him all the best and a very very happy life😊

[@olingperme9661]

This video is so relatable to millions of salaried people. Thank you for the very honest conversation and valuable advice.

[@MilanRailamb]

Hello Ankur, my name Milan Rai from Sikkim. Now I'm about to be 38 years old. I have married to beautiful wife Mikal and I have beautiful daughter Genesis. I have wasted many years and didn't save money. I have been watching your videos regarding saving and investing money and excel formula since last 2 years. Since then I started investing in Mutual Funds and doing extra saving. Planning to build a house or planning to buy land along-with house on a loan. Thank you for amazing, healthy and life-full videos. Thank you so much again for this kind of episode and your kind and honest conversations.

[@newtonneogi7771]

Love the name you kept for your daughter, God bless her. I had to fight and convince my family to name my lill one Oliver

[@aninditadebroy9389]

Praveen is so honest. Hats off..salary class can relate so well

[@AnoopSingh09]

It's amazing to see this conversation with praveen. Usually, people not get such a good councillor. SIPs always a good option to start saving. And as praveen said some expanse comes suddenly, for that purpose he can start RD which can be break at any time for such sudden needs. I never get such a good council but i must say this is fantastic. Hatts of to ankur and praveen for a great conversation. My best wishes to both of you.

[@satyajayvishwakarma545]

It's working...I just finished make epic money book..it's a very fantastic reading journey...I recommend this book to each and every one at their 20s, 30s or 40s..Thanks a lot Ankur Sir Keep continuing this series 🤠

[@subhashishbagchi3191]

I am 25 year old IT worker unmarried but I literally dont know how SIP work and what happens if I loose my money. It has been 3 years I have worked but I never saved my money in SIP. I do not know what should I do and how should I move forward

[@MrPankajchakraborty]

Thank you Ankur for starting the series. I have been listening you for last 3-4 years. And lately your podcasts are my regular companion during my morning walks, office comute, cooking my meals etc. With your lucid explanations you have made the journey of personal finance really interesting for commoners like me. Please keep doing the good work, all the best 🙏🙏🙏

[@Poultryserve]

Hats off to Ankur Warikoo real listener Very patient personality

[@jigaradhiya7289]

16.00.... I started saving same from college days from pocket money.... It works so well....!!

[@piyushsadawrati1257]

Humbleness n politeness is always respected

[@sachinshetti4405]

Thanks Ankur. ♥ Getting real people on the show and they sharing their finances, and you advicing them to manage money helps majority of us. Majority of us can relate to this. We all fall in this category of 'end mein kuch nahi bachta' . Thanks Praveen :)

[@ahsanulhoquechoudhury1300]

It was incredible ankur. I'm setting with my pen and paper and learn more. Thank you

[@priscillapaul07]

Ankur you are so kind and warm. I can see how you give respect to each individual. God bless you always

[@Lifecoveruk01]

धीरज रखो क्योंकि हर नया परिवर्तन आसान होने से पहले मुश्किल होता है Thank you so much sir 🙏🙏🙏

[@pradeepyadav7280]

This video is very helpful for crores of people like Praveen , there are soo many people who are struggling to manage their own savings.and thankyou soo much sir for your kind information.

[@kkr490]

Takes courage to come out and discuss about salary and associated stuff. Kudos to you Praveen.👍

[@bhaskarjdaxx]

Keep continue this series And inspire us As i follow you since 2022 I see lot of improvement in my life ❤

[@indranilbhattacharjee5486]

What a beautiful conversation ❤❤..Ankur is just phenomenal in how he made Praveen so comfortable in this discussion..Brilliant mentorship❤❤

[@MrJaved135]

I started investing by listening to ankur varikoo . It’s been more than 3 years and I am good at it

[@mohammedmohiuddin9737]

I liked very much to see people like Praveen coming and been interviewed with Ankur, I would suggest Praveen to save some portion of amount maybe 2-3K in Sukanya Samruddhi schema ( It;s Govt / RBI back and will be huge corpus for her Daughter's education / Mariiage and other expenses). Thanks Ankur for taking this initiative.

[@sumidoley8748]

Legend are watching this with zero monthly income 😂😂

[@Pratik_patil12]

Yeah 👍😂

[@fazalwahid7941]

Yeah.😂

[@HishamShah-mg1vu]

😂😂😂

[@Niraj-Kumar-]

Yeah 😂😂

[@himanshupandey8042]

True😂

[@fazasiddiqui6654]

Amazing. It had the real life touch... continue this series please

[@krishnaswami5183]

Great use of Digital India via YT. Thank you Mr. Ankur warikoo❤

[@Raees_Syed]

Ankur sir don’t stop making this type of series, may inspire others in many ways keep going❤

[@shruthibharadwaj8248]

I agree with you Ankur Sir. I started with keeping for expenses n then investments. Now I plan for investments and then expenses, my perception itself has changed! My personal experience

[@sspanda1687]

Every middle class can relate to this . Respect for pravin very humble and mature at this age. Ankur sir excellent work as always but one doubt I have did you miss suggest a health insurance for pravin& family.

[@letsbepositive9172]

Please ese vudeo aur babao..... And this boy k liye bhi salute. बहुत hi himbal hai praveen . wishing a very good life.

[@Kumud6395]

Omg, what a great episode. Wow! Full of learning. Completely relatable. Sir, with due respect, pls accept my regards. Keep rocking

[@SwatiSingh-zh8rt]

Thanks warikoo for this series..please keep continuing this

[@dt1944]

Please Keep continue this series

[@Ishaathanawala]

Wow! Very simply put and rightly said. I have just started my own Architectural practice. I will follow your advice, 'though I'm facing hardships now, I know things will become a routine and I will be able to get up a good practice with time.

[@ayushbhandari4718]

Please keep uploading such videos !!

[@Nawaz_Khann]

Oh Bhai isko kehte hai a proper stretegy, I'm proud to be warikoo fan. Keep doing good work, Love From Karnataka ❤

[@silosiacelestine2176]

Hi Ankur, it is a good initiative to support people, I liked the way you handled the call. You mentioned that investing in SIP will grow your money upto 16 times in 15 years. I did not understand how. Also can you explain how a lay person can start investing in SIP and track them.

[@vasusahu01]

This is excellent. I have been sitting on money and i never realised it could have done so much for me. and eradicated my insecurities.

[@itishriaggarwal6845]

Team Ankur, I think you guys can make a episode where you can check up on these people after 1-2 years later. like an UPDATE EPISODE. So many people are doing these types of video however there is no follow through to know what they have really learnt or changed their lives around. 😊

[@NadeemKhan-ne6qs]

Great advice Itishri. Follow up podcast will further help them and audience to realize that how life and financial situation changed in a positive way to live a better life.

[@niralmunjariya]

Great video, Ankur! I am about to finish your book MAKE EPIC MONEY, it is very helpful. I am 32 now, and I wish I had received such a book in my early 20s. Keep posting good-quality content. Thanks a lot, man!

[@rahulbhardwaj3786]

Please continue the series sir seriously It told me way more than learning by just watching videos cause it helps me to learn practically. Sir please continue.❤

[@venkateshsastry619]

Excellent Ankur Sir. Experts generally take interviews of successful people to show the secrets of their success. But what you have done is really great. You have actually shown a beginner,the path of success. Even though Praveen is from a humble background and struggling to meet his ends,you have raised his confidence to begin his successful journey. Hat's off to you,Sir.Looking forward to more such inspirational videos from you.🙏🙏🙏

[@shubhamvishwakarma1876]

Bahut hi acha laga ye videoo Thanks ankur ji🙏🙏🙏🎉🎉🎉

[@sunilkumarjayaswal3453]

Sir vedio बहुत ही अच्छा है और लाइफ मैं बहुत कुछ करने का मोटिवेशन मिला। थैंक्स यु अंकुर सर

[@prashannagurung6586]

Praveen is in that situation because his family only depends on him. His wife is not earning. If wife and husband both earn the money than investment will be double and family will also have a good life. Anyway the plan given by Ankur sir is very interesting and reasonable. All the best Praveen.

[@sunilksahani]

This is a great initiative sir I hear most of your videos and I started investing April 2023 and feeling great.

[@shriharshkapse7138]

Before doing an SIP, Praveen should buy Life Insurance, since his entire family relies on him.

[@ajitkumar-cr9oe]

U r correct

[@sandipta92]

In my opinion, one should take care of Risk Management 1st(Term Insurance, Health Insurance, Emergency Fund), followed by clearing bad debt (Credit Card Bills, Personal loan, etc). Then one should go for goal based investing.

[@vivekgupta6]

00:01 Key tips for managing funds and savings 02:18 Praveen Yadav's journey from learning English to becoming a program manager 07:10 Budgeting for monthly expenses and savings 09:44 Struggling with high credit card interest and low savings 15:09 Commit to a responsibility and start a SIP to invest the money left at the end of the month. 17:55 Plan your finances wisely to balance needs and investments. 22:32 Investing in small cap mutual funds for long-term growth. 25:08 Importance of discipline in financial planning and investment 29:29 Investing in SIP and Provident Fund for long-term wealth growth 31:55 Handling money is not difficult, just requires commitment

[@sharonmisquitha565]

So much respect for you Ankur. God bless you for what you are doing .

[@Harshit-Srivastava-1506]

I know everybody's life is different and they have their own challenges .. yet I have few observations to make from his introduction itself: 1. He is working since 2019 (2 years younger than me) 2. He earns 42000 now, at a designation of Program Delivery Manager (???) 3. He has a 15 month baby and a family to take care of, plus a home loan At that salary and work experience, I don't get how people decide to start a family. I'm not judging him personally, but I've felt defeated when I used to earn 50,000. I dreaded at this thought of responsibilities. (that's when I decided for MBA) Even now after MBA, when I would be earning ~3x (or less) his salary, I can't even think of marriage, let alone a child. 40% of my salary would go in education loan, plus all the rent and sustenance added on top of that. I can't even think of buying a car.

[@pawarsuraj3]

Respect for you, warikoo. You are an angel.

[@rudrachatterjee2614]

Hey Praveen, idk if you will read this but I have a few pointers for you. Try and implement if you can. It's better to be safe than sorry later. 1) Don't wait for a bonus. Get a term plan immediately. With monthly premium mode if required. SIPs can wait. 2) Assuming your father is a senior citizen idk if he has a health insurance or not. If you have a corporate health plan then pay the little extra premium and include him in it. That's the bare minimum. Later consider a separate health insurance for your parents. If your father can pay then well and good, otherwise pay it yourself. You won't regret it. 3) Since you are young maybe your grandparents are alive from both your parents end. If so try and talk to your parents that who will bear the expenses if any hospitalisations happen. Because if your parents are dependent on you, then in all probabilities your grandparents medical expenses might fall on your shoulders as well. Discuss with your family. 4) You are married. Your wife has parents. If she's employed then ask her to include her parents in her corporate cover. If not, then have a discussion with your wife, about who'll bear the expenses in case of hospitalisations. If they are independent then make sure they buy a health cover. Have these discussions. (All of the above if not taken care of will ruin all planning. Trust me. One hospitalisation of any of the above people and in all probability you will end up in a debt trap. SIPs can wait.) 5) Emergency fund. Very very important. All the money you are saving right now use it to set up an emergency fund. Emergencies come in all forms and not only job loss. Mobile stops working, fridge stops working, AC maintenance guys from Urban Company puts up a bill of 10k for repair, neighbour puts you in a pointless legal battle etc etc etc. Build an emergency fund of 6 months of your expenses. SIPs can wait. When any of these happens, the first thing you will stop is the SIPs and pull out money from the invested funds, because you can't avoid any of the above expenses. You have to spend. This is why emergency fund is important. It helps you keep investing in your SIPs. Otherwise one emergency, and that month's SIP is paused or worse, money redeemed from the mutual fund. 6) Yes. You are thinking its difficult. But if you do all of the above, then the goal of staying invested for 15-20 years will be achieved. An average SIP is stopped within 3.5 years. Average life of a folio is around 6.5 years. People only sell stories of staying invested for 20 years. And this is through regular funds. Direct plan investors stay invested for even lesser duration. I feel it is so because no one takes care of all the 5 points i stated above and they are forced to pull out money. I am happy to answer if anyone has any questions. Also I'd like to hear different opinions. Thanks if you have read till here.

[@tushargupta5632]

Great points really ❤

[@siddhitanimbhore3111]

Totally agree on emergency funds. I did not agree when he said they are secondary and was expecting Ankur to include that but he didn’t, don’t know why…this was a very good advice. I admire that you took the time out to list these down.

[@kd_0311]

my salary is 35k i have loan of 16k and room rent is 10k i am married with 1 year old son can you suggest me anything if possible i am ready to be invested 20 yrs

[@vikramdesai6292]

Maa card hai bhai. No need of LIC

[@rudrachatterjee2614]

@@kd_0311 considering your term and health insurance is in check, I'll assume two important goals for you would be retirement and your kid's education. As per your comment you're left with 9k after all expenses. Since the amount to invest is not huge, better to follow a single portfolio approach for both your goals. I don't have all your info, so general suggestion would be to invest the 9k in any index fund, and increase the amount each year by 5-10%. Do this for 20 yrs and you'll do good. Other aspects are asset allocation, annual rebalancing, reducing equity exposure but it's hard to explain everything in a comment. I'd say try and find a 'trusted' personal finance professional who'll do it all for you while you can focus on your work and family.

[@ankursheoran6117]

This will really help common people in making financial decision , really appreciated, pls continue the series for welfare purpose

[@saurabhmahaur7581]

Sabse pehle personal loan niptao, fir investment shuru kardo

[@pratap.chettri817]

I am facing same problem before 3yrs but I shall maintain my discipline which is start a sip but it's good to say think and take action immediately I followed it well I have done it and maintain properly till the date.

[@literatureplanetofvickytha5222]

सुल्तानपुर वाले लाइक करो, बे!

[@Gyaanibaaba270]

Amethi wale kr sakte hai like🤣

[@literatureplanetofvickytha5222]

@@Gyaanibaaba270 अरे बिलकुल

[@ajaysinghphotography6117]

bahut kathin hai yah kaam par maine sikh liya aap logon se thanks sir ji

[@merlinfitz]

Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% in the last decade.

[@ChristopherHoward-kf7yk]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over $610k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.

[@lawrenceHart-ys2ct]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@ChristopherHoward-kf7yk]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@lawrenceHart-ys2ct]

Monica Shawn Marti is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@ChristopherHoward-kf7yk]

Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her. Hope she reaches out, because i have been trying to switch to a professional consultant.

[@meenazsayyed52]

This is a fantastic approach and this is 💯% real scenario of common people.

[@Gurdeepsingh-qy2zr]

Legends are watching with 10k salary 😂

[@dracarys_4]

😢😂

[@chandbali-xv7tw]

Sahi kaha bro

[@dr._Shubs]

😂😂😂

[@kevindsouza1424]

Are aage ke liye seekh lenge

[@akashbarma9188]

Same here bro😅

[@vivekrajput5166]

Thank You Ankur Sir for detailed information this is the best example with so many middle class people can co-relate.

[@valdimarputinoffice]

wariko earn approx 500000-6L from this video is bande ki puri saal ki salary 🤣

[@AyushSingh-cc6ls]

Its good. Mehnat kiya h to mil ra h bhai

[@raisakhan9584]

Huge respect for Ankur sir .. Such a jam person you are ❤

[@walkepramod]

Respect for Both Ankur ji as usual and Praveen ji...

[@debashisray8693]

Best video..Ankur ji..Got immotional ..Wish..if we could hv met 15/20 yts back..Now I am a retired person from a Public limited Company job ..Could not save much could not manage my my finance properly....Facing difficulties in maintaining my used life style.

[@sagelkarss]

Hello Ankur, This is really a great initiative. We are all somewhere in the same situations like Praveen. Even my own financial journey is also a rollercoaster ride. I have also submitted the form and I would love to get such valuable insights/feedback and implement those into my personal finance.

[@dulalsaha7387]

Thanks, Ankur. The best part of this video is investing your money before managing your needs and making it a habit.

[@subhampaswan3654]

I started investing in MF SIP just after seeing this episode without any delay. This video is so relatable and inspiring to the maximum guy out there paying EMIs and taking care of their families. I invested 20% of income into a large, mid and small cap. And also some left over amount from my savings into ELSS to save on tax. Huge respect and thanks to @warikoo sir for such financial guidance👏❤️

[@Autoztrend]

One of the most genuine and relatable conversation , will help lot of people from this video.

[@nilanjanchatterjee7531]

I think Ankur Sir must keep on launching more and more episodes of this particular one on one session program. There are so many aspects on money related matters that we must really have a knowledge about. This episode is very informative and I think there many more 'Praveens' out there in this entire nation who all are facing similar problems and having to pass so many hurdles financially. Eye opener for everyone. Really good content!!

[@MukeshKumar-ex6yr]

Your video very interesting and helping for people. And I already started investing from 2years in index nifty 50 and nifty 100.

[@dr.hardikmittal]

All positive vibes towards Praveen!! One query that arose in my mind....if increment is of 6-7%.... inflation would be also of 6-7% , SO expenses would increase accordingly....then how would we able to invest that extra money if increment??

[@surajmarchande95]

Much needed this type of conversation ✨ this will help a lot

[@rajjiwade2803]

Praveen ji ,I follow most of the tips of Ankoor sir from last 1-2 year ,now today I already have a good era with my finance Thanks to Ankoor ji only..

[@sagarahuja_]

This is an amazing concept. Please keep making more.

[@himanshupandey8042]

I love your attitude ankur sir...so politeness..so humble...it motivate me ❤

[@Qvictoria]

Really heartfelt conversations and recently watched very good video Really lot's of respect to Praveen

[@firstflow9803]

Praveen is already doing good work 💯 and now about doing better 💪 ❤ huge respect for Praveen ❤

[@shantesvarprasadtiwari8285]

Great content sir Ummeed hai is tarah ke content aage bhi aayega sir.... Mai kisi video me comment nahi karta hu Aaj pahali bar aapki video ne Dil ko chhoo liya sir Thank you sir.......

[@warikoo]

Bilkul

[@kuberavarma9985]

Warikoo is so much inline with the frequency of exponential boom in his life...🎉🎉

[@debasishrath6596]

Thanks a lot sir for such a wonderful podcast. Its not just P.J Story....its about a lot of me....

[@prashantprasad6405]

Amazing video@Ankur Warikoo. The Video was really amazing and will surely work on it.

[@manjubhardwaj4293]

Really you are doing a great service to humanity. I admire you .

[@DrKallalPramanik]

Great content, Ankurji! Keep up the excellent work. I find Praveen to be remarkably clear-minded and inspiring.

[@pramodsharma9262]

Bahut achchhe se samjhaya. Very nice sir

[@Poojapdoshi]

Just loved his spirit and attitude of investment and Ankur is so humble person ❤

[@AmitChaudhary-qx5mc]

Praveen you are amazing person. You are such a humble and sweet. All the best brother

[@trivenichetla8085]

Even before beginning to watch the video..I just want to take time to applaud you for bringing such 'need of the hour' concept. In the world full of vague financial advisors, this is such a brilliant idea to come up with. Coz,we don't want someone to give us an advice just for the sake of it, instead we actually wanted this. Since every individual's life is completely different..it needs an apt and thoughtful plan to sustain. Kudos to you Ankur Warikoo for being the Messiah 🙌

[@fahimreza4045]

A brilliant concept to solve this types of real life problems, cz always life doesn't really on laws. Sometimes we need to customize them depending on many situations!

[@abhishekmukherjee1871]

Its a very good episode. Looking forward for more.

[@mdumarfarooque7131]

Thank you Ankur. We feel very much connected with this type of videos. Please make much more videos like this

[@sonuyadav-mc6ge]

Ajj pahli baar 30+ min ka video dekha hu on investment planing.accha feel ho raha hai

[@MDMake-up]

Thankyou so much Sir for bringing this video...I earn similar amount and I was struggling to manage my money till now. I hope I can do better from now.

[@BKD743]

Thank you so much Ankur.I saw your video with Praveen and learn many things to save my money. Exactly same situation of mine which is Praveen Facing. I am seeing all videos and getting so many ideas and key points to implement on me. Keep on posting like this good things and God Bless You. I like so much your content.