LIC Jeevan Umang 2024 | Plan No. 945 | Jeevan Umang LIC Plan Review in Hindi | LIC जीवन उमंग

LIC Jeevan Umang - Policy No. 945 reviewed in detail. LIC Jeevan Umang Policy or LIC Policy 945 is a whole life insurance policy from the Life Insurance Corporation of India. LIC Jeevan Umang Policy can be purchased by an individual between the age of 90 days to 55 years. The term of the policy can be 15 years, 20 years, 25 years, or 30 years.
However, the maximum age limit at the end of the policy term can be 70 years. The minimum sum assured on the LIC Jeevan Umang Policy is Rs. 2 lakh and additional in multiples of Rs.25,000. You can also read our detailed article on the Policy. Link: zfunds.in/m/lic-jeevan-umang
Questions we have answered in the video.
1. LIC Jeevan Umang Policy review
2. What is Whole life insurance?
3. Eligibility of LIC Jeevan Umang Policy
4. Benefits of LIC Jeevan Umang Policy
5. Features LIC Jeevan Umang Policy
6. Sum assured LIC Jeevan Umang Policy
7. LIC Jeevan Umang Policy additional rider benefit
8. LIC Jeevan Umang Policy option for sum assured
9. LIC Jeevan Umang Policy Premium payment options
10. LIC Jeevan Umang Policy Indicative premium
11. Tax benefits of LIC Jeevan Umang Policy
12. Suitability of LIC Jeevan Umang Policy
#licjeevanumang #jeevanumang945 #licjeevanumanginhindi #jeevanumanglicplan
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एलआईसी जीवन उमंग पॉलिसी - पॉलिसी नंबर 945 की विस्तार से समीक्षा की गई। एलआईसी जीवन उमंग पॉलिसी या एलआईसी पॉलिसी 945 भारतीय जीवन बीमा निगम की एक संपूर्ण जीवन बीमा पॉलिसी है। एलआईसी जीवन उमंग पॉलिसी 90 दिनों से 55 वर्ष की आयु के बीच के व्यक्ति द्वारा खरीदी जा सकती है। पॉलिसी की अवधि 15 वर्ष, 20 वर्ष, 25 वर्ष या 30 वर्ष हो सकती है। हालांकि, पॉलिसी अवधि के अंत में अधिकतम आयु सीमा 70 वर्ष हो सकती है। एलआईसी जीवन उमंग पॉलिसी पर न्यूनतम बीमा राशि रु २ लाख और २५,००० रुपये के गुणकों में अतिरिक्त। आप पॉलिसी पर हमारा विस्तृत लेख भी पढ़ सकते हैं। लिंक: zfunds.in/m/lic-jeevan-umang
जिन सवालों के जवाब हमने वीडियो में दिए हैं।
1. एलआईसी जीवन उमंग नीति समीक्षा
2. संपूर्ण जीवन बीमा क्या है?
3. एलआईसी जीवन उमंग पॉलिसी की पात्रता
4. एलआईसी जीवन उमंग पॉलिसी के लाभ
5. विशेषताएं एलआईसी जीवन उमंग पॉलिसी
6. सम एश्योर्ड एलआईसी जीवन उमंग पॉलिसी
7. एलआईसी जीवन उमंग पॉलिसी एडिशनल राइडर बेनिफिट
8. बीमा राशि के लिए एलआईसी जीवन उमंग पॉलिसी विकल्प
9. एलआईसी जीवन उमंग पॉलिसी प्रीमियम भुगतान विकल्प
10. एलआईसी जीवन उमंग पॉलिसी सांकेतिक प्रीमियम
11. एलआईसी जीवन उमंग पॉलिसी के कर लाभ
12. एलआईसी जीवन उमंग पॉलिसी की उपयुक्तता
अगर आपको यह वीडियो उपयोगी लगा, तो:
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हमें ट्विटर पर फॉलो करें: / z_funds
हमारी वेबसाइट के माध्यम से हमसे संपर्क करें: zfunds.in/
लाइक
शेयर
सब्सक्राइब

[@sunitaraut898]

Good explanation, thanks Sir

[@saktimaankafan9053]

Love ❤️ from india jharkhand jamshedpur jugsalai

[@KailashYadav-bx8jm]

Very special explanation sir ji sadar dhanyawad sir ji

[@janmajaydas1741]

Sir ,what is the paid up facilities of this plan (Jeevan Umang)

[@xalokgoyal]

If I want to take 200000 sum assured policy till 15years, half yearly mode payment, and want to withdrawal all money at 16th years, how much amount I received? Only pension or less than submission?

[@clthapa7132]

Thank you for information sir 🙏

[@nayanzota3565]

Its very helpful , sir

[@SuperRiteshverma]

Very good sir nice speech...im impresssed

[@jitendersinghjeet6649]

Sir aap bahut hi best tarike se samjhate ho. Jivan utsav policy pe video banae please ❤❤❤❤❤🙏🙏🙏🙏🙏

[@jakobdebbarma8736]

This is really helpful sir.. Thank you for such an excellent video

[@neerjasharma2756]

Can Nre take this policy ? If yes what will be the taxation for them?

[@dr.vimalkedia366]

Sr Jeevan Umang is best or Jeevan Lakshya for age 30

[@surjeetsing3503]

Thank you for guiding me

[@harishsahu6790]

Well video and conversation so quiet

[@kunwarsahab2390]

Dear sir I want to know the surrender value after completion of term .Any time we can surrender the policy .what will be the surrender value after 20 years if I have a policy for 15 yeras.

[@anshmaheshwari2283]

Agar apki age for example 36 years h aapne 15 saal 100000 per year premium paid Kia to 16ve saal se har saal 1 lakh apko milega... Agr aap 56 saal ki age me policy surrender karte h to 2559125/rs milege.. aur 5 saal tak 1 lakh AAP le hi chuke hoge. ..

[@DeepakKumar-ec7du]

Sir apka video bhoot informative hy... really helpful

[@balkrishnatiwari375]

१६वें वर्ष के बाद जो पेमेंट होगा क्या वह टैक्स फ्री है?

[@travellereuphoria9954]

Bhoot nhi bahut...dara hi diaa tumne to.

[@ashokrana8360]

Tebal.n.945.845 akhi he k

[@dharmanaapparao7288]

Is policy paid up kelya kithn chal jama karna, minmam amount kithna hu na chaya sir

[@akshaysaini4654]

Es palan m bima singhal ya double ho ta ji ye Batai aap

[@sanju3606]

only yearly benefit we will get or what after completing our policy.

[@zfunds]

Hi, yes only annual benefit the policyholder will be getting in case of survival.

[@akokane87]

👌super explanation

[@rameshwarbade6204]

Excellent sir

[@sharadmahajan5925]

Very nice Information

[@anshulgupta9541]

Agar 5 years policy jama karne ke baad band kar de to policy leps ho jaygi kya

[@vivekjaiswal292]

Needed your help and review on Hdfc life sampoorn nivesh policy

[@kiranmali4942]

Very good information sir....

[@kalpeshmeghani6038]

Is servival benifits annualise premium tax free?

[@rajank2806]

Hi, If i will surrender the policy after the end of premium payment term (which is 15Years), then also will be in loss?

[@wolf__trader__]

No

[@nileshpatidar3192]

No your money 💰 never been death with lic

[@prasadlokhande8080]

Hi I'm 22 years old , meine suppose 20 years ki insurance premium Li yearly 25k bharke to 20 sal ki bad maximum kitna payment mujhe lic jeevan umang se milega ...

[@futureBiker07]

Very well explained sir

[@farnazmohmad5991]

what about our interest money on the initial payment premium for 15 years

[@priyankasarathe6077]

Sir 20 years premium complete hone ke bad ek sath amount mil sakta he ki nahi isme

[@surindermittal3852]

In the case of a child of 2 years policy for 20 years, when he will receive annual payment?

[@subirsanyal5950]

From the age of 22 of your child

[@vaishnavi3825]

Hi sr kya death benifit milega nominee ko agar person natural ya accidental death ka hi Mr jata h

[@SanjaySharma-vr8rx]

Very well explained

[@dailydream143]

What else the amount we can expect if we want to stop LIC after 30 years.If mount has been paid for whole 20 years with 59000 yearly.

[@kalawatisurana5522]

Thanks for info

[@divine1207]

What if someone wants to take the whole amount after maturity of policy

[@HARISHKUMAR-kz9fz]

How much grace period plan 830 Half yearly premiums

[@aishikbhattacharya4870]

What if I want to withdraw amount before it's maturity

[@krishankantpatel6170]

Thank You

[@wellofchairsrichnessyoucan4684]

Sirji ise may final gurrented return kitna milta hai 7 percent bol raha hai is the right or wrong

[@rishabhkandari1169]

Sir agar mera sum assured 1250000 hai aur mai 21 year mai policy liya hun aur 15 year policy term hai and next 15 year mai ise chalata hun to aur phir surrender karta hun to mujhe 5000000(cash value) ye bol rahe hain denge kya isme ye kuch deduct karenge kya. Thankyou

[@sandeep003ify]

Special surrender value nhi hai kya iss may sir

[@yashwantkumarsingh1330]

Thanks

[@gangadhartagadpalle7249]

Thanks sir.

[@anuphati8698]

Handicrafts facilities acha?

[@sukumarvenkataraghavendran1402]

Good presentation of Jeevan Umang Sir.Could you make in English also?

[@zfunds]

Hello sir, will surely consider that.

[@Rinishakharel1234]

If I want to purchase this policy ,I m 47 years old , to ye plan samzao

[@KavitaKumari-qi2vj]

Sir isme nominee name...one year k bad change kar skate h kya

[@swapanpal6628]

Sir Mera wk question tha ki like mai yadi 15 years ka Jeevan umang policy leta hu aur 15 years PPT khatam hone ke baad, 5 ya 10 saal baad policy surrender karta hu to mujhe loss hoga ya profit 2lakh SA mai.

[@NobiTa-12345]

Sir table 945 jeevan umang me ek costumer ko kitne fayde h kya ap mujhe yaha comment kr skte h mene jeevan umang plan liya h to mujhe girfs bagera vagera Or v jo fayde agar agent mujhe na de to mujhe kya krna chahiye

[@ei0906832023]

Sir maine bhai jeevan umang policy hai par usme 845 likha hai ,, yeh 945 kon si wali hai?

[@PraveshKumar-sr4yb]

very help full

[@rakeshmaurya5092]

What if one wants to surrender the policy after Premium Paying Term, like after PPT i start getting the regular payments 8% of SA, but later after 10 or 15 yrs I want to surrender the policy, what benefits will i get??

[@zfunds]

Please send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon.

[@preetijoshi6972]

DEAR SIR PLS tell me .tata param rakshak vs lic jeevan umang.....which one the best

[@zfunds]

Kindly WhatsApp a message on 7217746224 our expert will suggest to you the best plan to invest as per your requirements.

[@hgjhhj3491]

Is basic survival benefit also tax free or it will be added in income?

[@priyanshiagarwal5257]

Yes

[@miniisahu1304]

Sir 5 lakh . Primium jama karne per kitna ka 60 saal baad amount milega

[@piyushjain6662]

If i surrender after PPT like 15 years , what amount wil i get

[@ajitkulkarni2647]

If I pay RS 30 lakhs one time premium what are the tax benefits ?

[@mustafeezsiddiqui3521]

If my objective is not taking insurance then is it better to take this policy or go for some other insurance product.

[@afzalahmedsiddiqui8517]

How

[@mustafeezsiddiqui3521]

After the policy payment term can I withdraw the money or I will have to wait till 100years

[@vikrantmore21]

U can withdraw

[@bikashsimon]

Sir Can we get our SA after completion of our Specified period of premium deposit.

[@zfunds]

Hello No, we cannot get sum assured till the maturity in that case. After premium payment term, the policyholder will be receiving annual survival benefits equal to 8% of the BSA every year.

[@aAdityaShyam]

which will be better for me LIC tech term 854 or LIC Jeevan Umang 945, as the primary objective is to get a higher sum assured, i am getting a 2cr cover for 12k including GST from Tech term but if the premium is the same or slightly above theTech term then LIC Jeevan Umang seems a good one, as tech term will cover me up to 68 years only.

[@adrian1304]

Just a suggestion...Compare life insured/policy value under Jeevan labh(endowment plan) and Jeevan Amar(term plan) Go for Jeevan Amar. Invest net balance(different between both period policy premiums) in markets accordingly, simplest being do SIP in a basket of good stocks+MFs+index funds of nifty and gold. So there's a balance of insurance and equity in the long run. Plus if you don't die during policy term, you will just lose a small portion of lump-sum in the term plan which will definitely be covered by returns in equity or any other investment. Just think about it and study it. 👍🏼

[@subrajitbiswal8403]

@@adrian1304 i

[@PoojaVerma-cg3zd]

Yes

[@ajaythakur-ho7lu]

​@@adrian1304i

[@ashokchaudhary9927]

Is policy mj bonus kab Tak add hoga Whole life Ya. Premium payment time tak

[@govindaaggarwal5817]

सर् 2 परसेंट रिबेट वाली बात समझ में नहीं आई वह किस प्रकार से मिलती है कृपया बताने का कष्ट करें। धन्यवाद

[@satyendrakumar4542]

this product is best OR no please guide me Sir

[@digsawai]

Ek uncle lic policy k lie jor daal rhe h...papa k dost...kya kru....term plan lic ka plan 854 ya 855 lu...ya koi aur policy lic ki...anyone here ???

[@shubhamsingh4031]

Sir if we want to not take the amount of 8% of sum assured after policy term and want to break after 4-5 years of total premium paid in a term of 20 yrs what will be the amount we get

[@sanju3606]

Sir if we choose 500000 rs SA for 21 years. after completing our term how much Returns we will get?

[@zfunds]

Hello After completion of premium payment term, in case the policyholder survives, he/she will get an annual survival benefit of 8% of sum assured till the maturity of policy i.e 100 years of age or death of policyholder.

[@worldwideinfoblogs]

@@zfunds but if i surrender after 21 years then how much we can get

[@MyselfSujoyMondal]

Ye lic ke upar depend karta hai...Policy long period tak rakkhenge uska value badi hogi...

[@cryptomanmohan]

@@worldwideinfoblogs jitna jama kiya hoga uska 5% compound interest me krlo almost 85% to 90% paise badhe honge 21 yrs ke bad agar apne 21 yr tak total 13 lakh rupee deposit kiya hoga to apko 23 lakh approx milega 21 sal bad lekin apko phir pension nhi milega agar ap paise nikal lenge to

[@rajalakshmichayani9126]

Very nice

[@surenderksingh1863]

Sir bacchon ke koi best plan jisse samay samay par kuch Paisa milta rahe or maturity benefits bhi mile

[@mamatazalte164]

👌👌

[@monikagupta4138]

Sir if I get 10 lac policy at the age of 48 for 15 years and after paying all premium I surrender at the age of 70 years then wht should be my approximate surrender value

[@zfunds]

Hi, You can send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon

[@shadow9233]

Sir is policy me ppt ke baad income assured person ke alive rahne tak milegi death benefit me.uske nominee ko ..lekin mera ek doubt ye hai ki nominee or assured dono na rahe to us paise ka kya hoga ..yabincase fix income na leni ho to ppt ke baad maturity le sakte hai ?

[@zfunds]

Please send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon.

[@prakashkalra6868]

If we take this policy of500000 of 30 years then how much instalment I have to pay and quarterly also

[@zfunds]

Hi, You can send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon.

[@ramgopalkharol3854]

Sir 48 ki age pr jeevan umang leta hu to at age of 80 pr kya milega

[@saktimaankafan9053]

🙏 Your 🙏 new 🙏 subscriber 🙏 dude 🙏

[@meradeshmerasoch1689]

सबसे बेस्ट स्पीच

[@karunashankermishra3383]

Kya 100 saal se purav maturity Benefit Liya Ja Sakta hai 👍

[@aveshsoveni1917]

Very well explained sir. I have 2 questions. Are NRIs eligible to buy this policy? Is there any cap on maturity benefit amount to be tax free?

[@zfunds]

Hi, You can send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon

[@PoojaVerma-cg3zd]

Yes

[@riddhisiddhitwinsisters8238]

Ll

[@ashoksaroj1110]

Sir hum jivan umang me 3saal ka yearly payment me pura bhar sakte hai kya

[@godgiftchannel2118]

No

[@aaruhisharma7769]

Online kaha se dekhe

[@user-bw2wc7mq2o]

सर अगर मैं 30 साल का पॉलिसी लिया और मैं दो इंस्टॉलमेंट भर दिया और मेरी डेथ हो गई सम एंसोर अमाउंट 10 लाख का है तो वह सब मिल जाएगा

[@puneettandon6076]

Is premium paid towards lic jeevan umang policy can be claimed as tax deduction under section 80c

[@animeshnath1087]

yes it will fall

[@animeshnath1087]

you claim tax deduction

[@sharvansaw8172]

Sir my y polic may invest Kiya lakin mujko bola gaya ki mere death ky baad police wife ko deya jaygaa fir usky baad beta ko pysa mil jaygaa

[@sunandachakraborty9634]

Sir can I extend premium paying term after policy issued

[@navinpandey6441]

No if you need any help contact to mee

[@vipinkumarkadalpurnoida6401]

Sir bahut achhe se samajh me Aya thank

[@someshdivekar97]

Sir is jeevan umang policy 945 me 25 year ki policy khatam hone k baad aapko Sum assured amount mil sakti hai ya nahi and ya phir only SA amount ka 8% milega har saal milega I'm confuse and Yaa phir Sum assured amount milega and uske baad 8% har saal milega

[@zfunds]

Please send us a WhatsApp message at 7217746224 and one of our experts will revert to you soon to Explain briefly.

[@rajubunkarrajubunkar3437]

Par month kist

[@mehulgandhi8]

Cashvalue explain नहीं kia.. Ho sakta है dusra naam use kia video me

[@shivamsohal3138]

Sir what if after 15 years i want to get all the money back is it possible? How much do i get back 90%?

[@vikrantmore21]

After 15 years or end of ppt you will get SA + accumulated bonus

[@pravinapatel2406]

Sir agar policy leneke bad 1 year me death hoti hai to kudarati mot me kya milatahai?

[@lictech711]

Sum assured plus bonus

[@sunilkumarsingh1440]

नमस्कार हम सुनील कुमार सिंह हमारा date of birth 25 06 97 हैं हम जीवन उमंग lic खरीदे है जिसका प्रीमियम 40400 के आसपास पे करते है इस्मे हमे क्या बेनिफिट मिलेगा sir अंतिम तक

[@jayeshparmar4858]

I have taken this policy for my retirement benefit. is this a suitable option or I can consider any other plan or sip etc.?

[@zfunds]

Please send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon.

[@indiantamasha6896]

Hello boss jivan tarang tebal 178 ke bare me bataye please

[@shreythoughts.7322]

Hi sir I m 22 years old my agent gave me this plan . I pays 25 thousands rupees . 2050 this policy term will end . I dont want yearly amount after term ending instead I want complete amount together. Is it possible to get complete amount after 2050 . Mujhe sir 2050 me complete amount chahiye Yearly benefit I dont want. So is that possible My Agent told me that it is possible to take the benefit altogether instead of yearly benefits. So I like to know whether agent was correct or he was lying

[@zfunds]

Hello The annual survival benefit will be paid annually from the end of premium payment term till the maturity of policy which is when the policyholder will turn 100 years or till the death of policyholder. This benefit is only payable annually and you cannot avail a lumpsum amount before that in the place of annual benefits.

[@maheshshah8046]

Yes.... Anytime you can get all amount

[@deepakbafna2809]

PPF VS MUTUAL FUND VS LIC INVESTMENT VS ELSS

[@vivekgeorge3009]

What if I want to surrender once it is paid up ( paid premium for 30 years, received benefit for 10 years) then I want to surrender. What benefit I will get when I surrender....?

[@zfunds]

Please send us a WhatsApp message on 7217746224 and one of our experts will revert to you soon.

[@santoshkumargawai8462]

Nice

[@zfunds]

Thanks

[@sivakrishna5130]

Is jeven umg pilcy avible in 2021

[@zfunds]

Yes, the policy is available.

[@RameshChand-qc7wg]

Kya nominee mid May change'kar saktay h

[@zfunds]

Please send us a WhatsApp message at 7217746224 and one of our experts will revert to you soon to Explain briefly.