Life Insurance Study Session ANNUITIES AND PROVISIONS

[@angiebas7]

I passed my Life Exam Thursday and I mostly just watched this video and only looked at maybe two chapters in ExamFX! Thank you Mr. Durham for making this so much MORE easier to understand!

[@chrisdurhamTV]

Huge congrats Andrea!! I'd love to hear how you're progressing

[@joeyzimon2066]

Just this video?

[@joeyzimon2066]

@@chrisdurhamTV do u have a list videos I can watch in sequence?

[@chrisdurhamTV]

What types of life insurance 1st

[@chrisdurhamTV]

Life

[@indyice23]

I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did. Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F R.E.C. W.A.S.H. C.R.A.P.P.O W.A.G.C.A.P.A. M.E.I A.E.I U/L A= ---- B= ^ B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions L.O.C.A.L. = legal contract S.T.A.R.R. = how to handle risk D.I.A.L. = term insurance W.E.L.L.S.F. = whole life insurance R.E.C. = non-forfeitures W.A.S.H. = exclusions C.R.A.P.P.O = dividends W.A.G.C.A.P.A. = riders M.E.I = how to determine premium A.E.I = agent authority U/L = A = level death benefit B = increasing Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only). Legal competence, Offer, Consideration, Agreement, Legal purpose Sharing, Transfer, Avoidance Reduction, Retention of risk Decreasing, Increasing, Annual renewable, Level Cash, Life income, Interest only, Fixed amount, Fixed period Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance Reduced paid up, Extended term, Cash War/military, Aviation, Suicide, Hazardous occupation Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured. Mortality, Interest, Expense Apparent, Implied, Expressed hope it help! lets all get paid!!

[@Alwayshumble2024]

Thanks a million ❤

[@TheChase39]

I appreciate you took the time to write this here!

[@relentlessthedragon]

Thanks for this. and Congrats on passing! i take my exam in a week. Im going on a road trip for the weekend and i will be playing these videos there and back 9 hours of driving total. What other videos do you recommend?

[@WayneG98]

@@relentlessthedragonsearch insurance exam queen on Facebook or KZbin she has a ton of videos on pretty much everything and I take my WV state exam next Wednesday and will be watching his and her videos until then! Good luck, I know we’ll pass

[@relentlessthedragon]

@@WayneG98 I've been watching her videos and I bought her GOLD package. I just BLAZED through EXAMFX. definitely get the package if you can afford it.

[@NoHrmanHauht]

Big check no bene!! Passed my test, preciate you bruh! Got my license to get paid 💯

[@chrisdurhamTV]

Congratulations 🍾🎊🎉 time to get it

[@SportsSimp]

Have you start getting paid? Are you remote working from home or office to generate prospects or are you going door to door?

[@NoHrmanHauht]

@@chrisdurhamTV thanks boss!

[@chrisdurhamTV]

@@NoHrmanHauht send me your contact info..my email is [e-mail]

[@annakeller1700]

Awesome! I listened to both your videos over and over for 2 days..and I passed on the first time with an 88%. You just have a way of making it all actually make sense 😄

[@patrickhannan8309]

were there questions about contracts and clauses on the test that he didnt cover?

[@mrzsanders7460]

Oh yeah, I got this. I failed twice already, but that was before I saw this video.

[@Yespls888]

Yes he does! I'll be taking mine in a week. But I feel sooo much better with his videos

[@daryllsmith3575]

I wonder is this info relevant for Indiana's test

[@edken45]

@@Yespls888 were you able to pass the third time around?

[@bigfacen]

Watch both of these videos on repeat 24hrs before your test and on the way to your test and you’ll pass. This literally summarized all of the Life insurance videos on Xcel with 40 minutes worth of content and it’s all relevant, and important. Thank you sir for these videos! Pro Tip, DO NOT OVER STUDY! You’ll wind of stressing yourself out and that honestly worse than being unprepared & don’t be afraid to fail. The less stress you are while taking the exam, the less likely you are to second guess yourself and pass on your first attempt!!!

[@chrisdurhamTV]

absolutely love it!! Huge congratulations

[@chrisdurhamTV]

Check out my website www.chrisdurhamassociates.com

[@chrisdurhamTV]

We looking for leaders

[@bigfacen]

Thank you so much sir! I will definitely check out your site. Let’s Go!

[@oya_reign1644]

On the policy and provision section of Xcel now and stressed out. I ran to KZbin during my study session, these comments are giving me hope.

[@higherrealms5309]

Its May 2022 and I passed my exam today on the first attempt! I wanna pay it forward and let everyone know that the 2 videos you have, made up 90% of my study strategy. The comments were positive, the videos were short enough, and it’s always refreshing having someone relatable teaching “us” (if u know what I mean). Idk who this guy is, but I hope he makes a killing teaching for the test bcuz his technique works! I read the comments in advance and they’re legit, bcuz his videos def worked for me. (I’ll be commenting this on both videos)

[@chrisdurhamTV]

Now I'm excited .. We taking over the life insurance industry

[@claricesturdivant8061]

I'm taking my life insurance test on Friday. I just finished my course of training today plus I'm listening to Mr. Durham! Praying that all goes well for me on Friday!! Congratulations to you on passing your exam! ❤️

[@higherrealms5309]

@@claricesturdivant8061 Good luck!

[@hallibey22]

Thank you for this video 5 years later and it's still the same information you definitely made this easier to understand. Wish I found your video 2 years ago I've been trying to understand life for years.

[@Buuggss]

Update on selling insurance?

[@dontricewg]

4 years later and your videos are still helping people pass !!!!! I passed my exam this morning and 90 percent of it was the information you gave. Thank you so much 😩

[@chrisdurhamTV]

Super congratulations! Now we need discuss joining our team. Let's connect on IG

[@dontricewg]

@@chrisdurhamTV I will add you !

[@charlita25]

Wow 😲 a 90% amazing #congrats 🎊

[@jzubov]

passed my producers' combined life, accident, and health exam with your program. I would recommend watching this video 5 times to anyone who wants to pass the test. first time just watch it through. second time take general notes. third take detailed notes. forth just watch. fifth write all the notes again take test and pass.

[@lei_bellac4344]

Which videos?

[@along58]

I literally just watched your two videos last night, and listened to them on the way to my exam today and passed on the first try. Your two videos were the only studying I did for this exam. Thank you so so much for the information!!

[@chelsiehose]

wow really?? just by watching his two videos? Amazing!!!!

[@along58]

@@chelsiehose yup! I was in a pinch the night before the exam and hadn’t studied at all, and came across this video. It did a great job of teaching the concepts so that you know how to answer the questions

[@jusqueencici3420]

@@along58 wow what state, if you don't mind me asking? And was it just life or life and health

[@along58]

@@jusqueencici3420 North Carolina, and I did Life, Health, and Medicare. This video is the only studying I did for life, and for health and Medicare I read all of the lessons in the courses.

[@GoldnLion]

I’m in Nc too. Honestly...chapter one was 31% of the Nc exam. Annuities is 9% of the exam. That’s 40% of the exam. If all u do is study Nc statues on your own that’s 25% of the exam. He also explains some of the policy provisions and options in both videos which is 20% of the exam. That’s 85% of the exam. You only need a 70% to pass. 5 questions are “field questions” so u only have 55 scored questions...u should absolutely pass with just these two videos of you really understand what he’s talking about.

[@theoscarcamiloshow9806]

I passed today thanks to your videos and your motivational money talks that got me fired up! I want to be a multimillionaire!!

[@eliz8294]

Congradulations. Where did you take your test during covid? Online or a test center? Im in Las Vegas.

[@hjolainejesus4958]

Chris, possible you can do one on variables again? It go cut off in the end. Another great Coach for us to learn from.

[@sidshri6080]

Variable = no min, no guarantee. Market driven %, year over year

[@shanya2655]

5 years later & these videos are still making an impact !!! Thanks so much for helping me pass on the first try. God bless you 🙌🏽🎉

[@chrisdurhamTV]

Boom .. let's connect on IG .. time to takeover

[@MsTinaColada]

I was so relieved to find your video but felt like CRYING when I saw there were only two :( You're the only one that has helped me understand all of this

[@mrzsanders7460]

I must agree, even tho the lady on the practice test covers a lot, the information went out the window with the cat down the rd. smh.

[@shyneempress6059]

@@mrzsanders7460 I agree with you

[@foxxmediaja]

He knows what he's talking about.. how can we get him to make more? HELP

[@chrisdurhamTV]

@@foxxmediaja Hi Phillip, I'm glad to hear my video is helping you! I don't have plans to any more at this point, but I mentor our trainees through the test! DM me on IG chrisdurham_team_invincible. I'd love to hear about your progress

[@chrisdurhamTV]

Hi Tina, Have you made any progress?

[@newcitygardnerjeanninevaug6117]

I want to thank you for this post. After failing my test, I started watching your page and studied from your site. Well, today I passed. I contribute part of my passing to the simple, and straight to the point. I scratched the way that I was taught previously and used your method. It truly worked for me. Thank you 🙂

[@Msjaniceelaine]

I don't know how I got here. But watching your teaching method was quite interesting. I stayed until the end.

[@michaelhaynes7758]

Thank you a million for making these videos. Never good with studying but this was straight to the point on what i needed to know. Didn't finish highschool. I passed the first time. Thank you

[@mrzsanders7460]

Man I'm behind the eight ball. Reading all these comments, I feel confident that I'm going to pass on this 3rd try.

[@naomiecarilus818]

God is good

[@dannitycane25]

What all did you use to study?

[@SynsationalCinnamon]

I passed my exam today! Thankfully I found this video some time ago. I failed my 1st test at that time. I took some time off and focused on my primary job. After a few set backs I am excited to say Chris Durhams videos are what helped me! Thank you

[@elizabethflorek2276]

This helped me SO MUCH. I finally passed my exam today. I failed 3 times which is so embarrassing, but after watching this and listening to it for 4 days in a row, I understood better and passed! I’m so glad I found his videos. THANK YOU!!

[@chrisdurhamTV]

YAYYYYYY!! Huge congrats!! We are looking for leaders too!!

[@GriseldaMolinaMadrigal]

you go girl! How is the business going so far??

[@elizabethflorek2276]

@@GriseldaMolinaMadrigalGreat! I’ve been with State Farm for 3 years, licensed in property and casualty and life and health. This video helped a lot, but I also learned on the job.

[@Josephvaldez_99]

After watching this video and failing the first two exams I was able to pass my test today! Let's go!

[@maryhuzzz803]

Just by watching the videos you passed the test? Or you studied something else?

[@Josephvaldez_99]

@@maryhuzzz803 well I was studying my course exams , and if I didnt pass the first two times It was clearly the material in that course , so i bought life only flash cards , to help me study and then i came across this video and another video that really helped me understand what's on the state test and that my own pre licensing course didnt help me prepare for

[@maryhuzzz803]

@@Josephvaldez_99 Your flash cards helped you? You're talking about the 2 videos from this guy? Are there any tips that you recommend to me, so I can pass my test?

[@Josephvaldez_99]

@@maryhuzzz803 yes flash cards helped me a lot , and since I'm a visual learner I rewrote them down to help all that information on the flash cards stick. And I wrote down everything in this video and rewatched it twice , and then the other video imma link it , kzbin.info/www/bejne/mZ6ZqX2YjZyqlbc This video is about an hour long , but if you are going to rewrite everything itll take a little longer , but I watched this video 3 times , it helped me , just keep rewatching it. And on the way to your test , listen to these videos in the car it helped me a lot

[@maryhuzzz803]

@@Josephvaldez_99 Thanks! I really appreciate it for all your information. Last question: where did you buy the flash cards? Or did you make them?

[@mandygoose5268]

I passed my Life & Health exam with the help of these videos. I from the bottom of my heart TY for breaking this down for us in this way!!!!

[@BrightenYaMind]

Exam FX makes everything so much more complicated than it really should be. Thank you so much for simplifying and being clear and direct with all your lessons! You're the best !

[@chrisdurhamTV]

Thanks for compliment!! Can't wait to hear the good news when u PASS!!

[@sandriea30]

Exam Fx was Chinese to me! I understand this and appreciated that he translated insurance into English.

[@o0Blu3b1rd0o]

I'm so glad to hear that exam fx was confusing to others, too! I thought it was just me.

[@kamisa7362]

Agreed, way too much information to process especially in a short time frame. I don't understand why it isn't condensed.

[@hellogoodbye3898]

Hello. Did FX OFFER purely online? Or did it have pdf print out? Or practice test? Audio? Video?

[@jonathancarter2688]

I am a funeral director going after my pre-need license. I would like to thank you for making insurance so much easier to learn and understand. Bless you for taking time out of your day to do this

[@Doctatru5418]

Where are you licensed at? I am licensed director in NC

[@freyasimmons5743]

why would a funeral director want to be licensed?@@Doctatru5418

[@fredm2903]

I finished my 52 hrs with EXCEL online. I now understand everything I studied for last month!! Thank You

[@chrisdurhamTV]

Good Luck

[@bellajadebooks]

I’m using that for Bankers life and I’m having the hardest time remembering everything

[@chrisdurhamTV]

@@bellajadebooks Follow the my notes .. write them down as I write them .. it will stick

[@vickyandersen8660]

I’m using Xcel and I understand little

[@rawnclassy0211]

I swear this was me today!

[@cdspiller4604]

Thank you Mr. Durham! I passed my exam TODAY (03/05/21) for life, accident and health after the first try thanks to you! I watched both KZbin tutorials for two weeks and wrote down your quick mnemonics everyday! Now I am ready to apply for my Texas license. Please upload and more videos and share your wisdom, especially your system for gaining new prospects. Thanks again!!

[@biancaa1019]

Congrats! I'm taking mine in two weeks! What would you say was the main topic of the questions? Like what did they focus more on?

[@shaunaj4]

Mr. Durham, I just want to thank you for these valuable videos that attributed to me passing my Life, accident, and sickness exam today 2/18/2023🥳 I was struggling terribly with understanding these concepts but with the help of retaining these videos, your tips, studying hard and Gods grace I passed!!!! It’s a wonderful feeling & my husband and I are celebrating tonight! God bless you & your family & all that you do to help others 🙏🏽

[@chrisdurhamTV]

Congratulations superstar!!! Super proud! Your future is so bright!! U need to be wearing shades 😎

[@shaunaj4]

@@chrisdurhamTV Thank you so much!!🙏🏽😊

[@Alex-x3y4k]

Thanks for the encouragement!!!!!!! 3:41

[@taneliasonyajohnson234]

Passed my Life Insurance Licensing Exam in July 2021!! Your videos have been VERY helpful. Sharing them with EVERYONE that I know that will be taking the exam!! Thank You Chris!!😊☺️

[@chrisdurhamTV]

That's super awesome!! Everybody on our team WINNING 🥇! Let's connect on IG CHRISDURHAM_team_invincible

[@victoriafisher7535]

I really appreciate you everything you broke down about life insurance and annuities. I did it every day and when I got to the test, I was able to write down everything you had on that whiteboard on my scratch paper the exact way you had it I understood your concepts and even heard you speak in my head as I was being asked questions on the test. I pass on the first try I truly appreciate you taking the time out to break these things down to us because understanding is key to pass in this test you must understand the concepts

[@chrisdurhamTV]

Congratulations Victoria.. let's connect on IG. Our team is looking for superstars like u

[@blewis6724]

I just passed my exam today! I’ve been using Kaplan for nearly two months for my life, accident and health studies. Listening to your explanation for two days and writing notes helped me to recall policy types and annuities so much easier! Thank you!

[@chrisdurhamTV]

Boom .. congratulations .. absolutely awesome

[@aundreathomas3444]

To pass a life and health insurance exam, you will need to have broad knowledge of insurance concepts, policy types, taxes and federal regulations, not to mention the insurance laws in your state.

[@stevemasongrey2461]

I just passed with flying colors on my health insurance exam with the help of Mr Willard who has been doing for a lot of people.

[@noramei-hua9577]

I have a question, what does he provide?

[@johnsonjohnson3005]

He gave me some questions and answers,! Which was exactly same thing I saw on the day of my exam.

[@ListlessAnachronisms]

This is a fake comment chain that this person reposts on many videos. Call him out whenever you see these.

[@aundreathomas3444]

@@ListlessAnachronisms You lie

[@moniquewilliams3567]

Your videos are very helpful. I just passed the Health Insurance exam about a week ago and been a little overwhelmed from that process. I was in no rush to get into Life until i came across your videos. You get straight to the point and make everything so easy to understand. Thank you so much.

[@itaylordenise]

Monique Williams hello love can you share the tips you used to study did you just watch his videos

[@latashalove708]

Congratulations!! You got this

[@cici1148]

I watched your videos every day for 1 week straight and I passed my life and health exam today in Texas ❤

[@chrisdurhamTV]

Congratulations 🎈🎉🍾!! Let's connect.. email me your contact info so I can tell you about Team Invincible

[@chrisdurhamTV]

My email is [e-mail]

[@jamalausberry1588]

I'm studying for my life insurance exam and i appreciate the advice. i'm going to study 30 to 45 minutes a day including your videos. Thank you.

[@kimberlycolon74]

i paid for a class that i really didnt learn from. but watching you made me understand annuities and provisions. watched til the end and wrote all the notes down. very disappointing that you only did one chapter. now im screwed with the other 9 chapters uhggg

[@eliz8294]

He is a very good instructor. Straight and simple.

[@shirrelljohnson1815]

1

[@shirrelljohnson1815]

Mn

[@ChiJones1111]

I wanna thank you so much. I passed my state exam today and it was all due to your videos. I appreciate you so much.

[@chrisdurhamTV]

@@ChiJones1111 congratulations.. let's connect on IG so u can hear about team invincible

[@tangelajones8029]

Thanks to The Most High, I found this channel!!! Thank you so much, Mr. Durham. Amazing job explaining, crystal clear... May the Most Bless you sooooo!!!

[@chrisdurhamTV]

Glad to you found us!! Can't wait to hear good news

[@annieviengsay3618]

I watched both of your videos not only did your video help me understand the material but I passed on my first try! THANK YOU.

[@chrisdurhamTV]

Congratulations superstar

[@noemiriveracolon681]

After watching2 times this video, and going for round 5th I did pass my test. GOOD blessed 🙌 🙏 ✨ you and your family, best teacher ever..

[@chrisdurhamTV]

SUPER CONGRATULATIONS!! What a Christmas present!! Your perseverance paid off!! Let me know if u open to different opportunities because we are recruiting new agents like crazy!!

[@ChiJones1111]

I’m getting ready to take my state board in two days and I just found your video. I am literally going to lay in the bed tonight and leave it on repeat even while I’m sleeping pray for me y’all I have a job lined up and if I don’t pass, I won’t get the job. God is in control.

[@chrisdurhamTV]

@@ChiJones1111 follow the system

[@lizonia100]

I can’t tell you thank you enough !! I watched your videos everyday !! I passed my test !! I sure wish you would do the SIE , 6, 63 !!!

[@justincianca4386]

I passed my test on Tuesday and I can honestly say I passed with the help of this video. Obviously this is just a start and there will need to be much more studying but this is a great foundation to your cake for this exam. Listen to the man and study like your life depends on it but if you understand these basic concepts you, as well as studying or taking an online course you should be fine.

[@chrisdurhamTV]

Justin that's some exciting news!! I'm excited for you. Let's connect on IG chrisdurham_team_invincible

[@nadinesequeira794]

Lifesaver... prepping for state exam and this helped a lot!!! Thank you!

[@MirzaBaig-nj7hp]

why only 2 video Chris people need more help , you cover exam very good

[@chrisdurhamTV]

Did you get your license yet?

[@MirzaBaig-nj7hp]

@@chrisdurhamTV no.... LLQP is closed till further due covid19

[@nikkib1908]

definitely we need more video

[@LifeWithSyvella]

@@chrisdurhamTV Do you plan do do more videos Chris?

[@joshgrant9736]

I hope he does do more videos

[@elevatedworship7297]

Make more videos like this please! I just started working 2 Friday's (August 21st) ago and I test this Wednesday (September 2nd).... all they have me do is write down notes on all 13 chapters and take the quizzes after each chapter, almost everyone in my class has failed this test and by failing this test we get fired and we don't get another chance to take it. They have us do it by ourselves, learn by ourselvesand take notes out of the chapter and my type of learning is not by taking notes, it'sby someone explaining to me just as you do in this video. I feel so lost because instead of worrying to study i am worried to finish all the assignments and just finished my chapters today and haven't really been able to study my notes that I did. I am so lost and with this video and your previous videos helped me so much to understand a little more, you explain really good. If you were to do more videos like this with the other chapters it'd be really helpful!! Please do! I honestly feel like I'm going to fail this test because I need more than a week to study😫 please please do!🙏🏽

[@TheBlacksun24]

Thank you Sir, I greatly appreciate the time you put into this. I just sat for my life license and passed it because of your videos! You made it extremely easy to understand and the visual breakdown of the types of policies was effective.

[@chrisdurhamTV]

Congrats superstar!! Let's chat on IG .. chrisdurham_team_invincible. I'd love to hear about your plans to take over the industry

[@Atlantas_finest]

Wow this is the most informative thing I have done with studying for my exam. You’re a lifesaver and so engaging!!

[@ashleymarie200]

Your lessons taught me so much and actually help me pass thank you you are the 🐐🐐🐐 of life insurance thank you for helping me to pass my exam...

[@benwestrum9492]

Thank You for your 2 Video's Chris I passed the First time with an 82% and the way you taught Helped a TON

[@roxymarie1077]

Awesome 👏🏾

[@Lady-br3zy]

I’m glad you said that. What state did you take your test?

[@benwestrum9492]

@@Lady-br3zy Florida

[@chrisdurhamTV]

Congrats

[@chrisdurhamTV]

@@benwestrum9492 Have you ever looked at Primerica business model?

[@nayas.9376]

Me and my husband are about to take our test this week. I’ll update you on how it goes!! Your videos have been helping us understand!! Thank you

[@chrisdurhamTV]

Can't wait to hear good news

[@Diego20032003]

howd it go

[@favoredone1222]

I wish that I would have saw this Video prior to taking my Test Monday. I will Pass next time. This Video gave me great Understanding and quite impressive how you remembered it all. 🙏🙏🙏

[@ebonygaston1868]

Hey Ginger did you pass?

[@favoredone1222]

@@ebonygaston1868 Nope and I took it Twice. When this Pandemic pass on by, im going to take it again. I just knew that I passed and got so many right. I felt good about it only for that lady to give me my Score. 4 Points away from Passing.... 😣😣😣😥😥😥

[@ebonygaston1868]

Ginger Weston did they video help?i am nervous.

[@favoredone1222]

@@ebonygaston1868 Yes, it did help! The Pre-Course helped alot too. I paid twice for the course only not to be able to take the Test right after. I even did a Screenshot of all of the Answers and still didn't pass. I studied my behind off. The Questions are tricky but if you Studied, you will be fine. You may have a better Memory then me as well. People tell me how Smart I am all of the time but I get brain fog from time to time and my short term memory seem to be the sharpest. Go for it! I believe that you will do great! I'm Taking it again as soon as the Pandemic is over. They are closed now in Philly!

[@kynroebri4347]

Ginger Weston Keep trying...be encouraged

[@sumnamak3825]

Hi Chris, thank you very much for your videos. Really! You are an amazing study coach. I just passed my life and health Insurance, thanks to your videos. I studied smart and then used your videos. Am in New Jersey. Thank you!

[@chrisdurhamTV]

I love to hear that! Success success and more success ! Connect with me on IG chrisdurham_team_invincible

[@angelbrown7031]

I love these videos!!!!! You explained more to me in this short time, than I learned studying for weeks! Thank you!

[@chrisdurhamTV]

Let's go ANGEL Let's go!! GLAD TO HEAR VIDEOS are helping!! Keep me posted with your progress.. SYSTEM WORKS EVERYTIME

[@kelly0433]

I passed my test recently and I owe it all to you!!! There are trash teachers good teachers great teachers but my friend you are absolutely fantastic!!!!!

[@chrisdurhamTV]

I'm always excited to hear good news! Let's connect on IG we're taking over the industry

[@daniellefawn]

I watched these videos every day before my test and I passed on my first try !!! Thank you so much 😃

[@chrisdurhamTV]

You are welcome!! Congrats!

[@chrisdurhamTV]

HUGE CONGRATS SUPERSTAR

[@Letshealthange]

@@chrisdurhamTV do you work in Florida as well. Being a part of your team seems like a no brainer 💪🏽

[@chrisdurhamTV]

@@Letshealthange give me a call 336-253-8809 .. Yes I have agents in Florida. Great place to do business

[@teejaysturkey7]

Thank you for sharing! I was struggling, so I watched this training for 2 days and passed my exam on the first try. Thank you

[@chrisdurhamTV]

That is absolutely awesome!! I'm glad to hear! DM me on IG chrisdurham_team_invincible. I would love to share our opportunity with you

[@roxymarie1077]

Thanks Chris for this video, it is really engaging, I passed my test! 🙌🏾👍🏾

[@michaelnorris6168]

I passed my state exam from watching Mr. Chris’ videos over and over. You became a mentor to me online snd I want to get my securities license now and join your team even though I live in Florida. Thank you and keep up the good work. Bye, Michael

[@chrisdurhamTV]

Michael I am so excited for you it's crazy. Our securities training is awesome too. I don't have it on KZbin . Give me a call 336-253-8809 tomorrow

[@dannitycane25]

What is a securities license?

[@lumaamaderrick2324]

It's wonderful especially to we students of insurance, nice work

[@balantaqueen2435]

Thank you Thank you this video is old but it still works I wouldn’t have been able to pass my exam today without your help 90% On General and 85% State much appreciated ❤

[@chrisdurhamTV]

@@balantaqueen2435 congratulations I'd love to here your plans.. let's connect on IG

[@StephanieBetances]

Thank you for these two videos🙏🏻 I just pass my exam today..

[@eliz8294]

Where did you take your exam during Covid? Online or a test center.

[@StephanieBetances]

I took it at a test center, now I am studying for the SIE 😅

[@eliz8294]

@@StephanieBetances Ok, thanks for reply. Congratulations 👍👍

[@peachysouthernbelle221]

I took my Life exam today and PASSED it!! I listened to you daily up until my exam! I want to take this time out to say Thank you!! You are one of the Best Instructors!! 🙌🏾🥰🤴🏾Keep up the Awesome work! You have made a Great Impact on lots of students! That’s trying to get a piece of this money making Pie 💵🥧 📝

[@missesjumbo8934]

Congratulations dear! Am looking to take mine soon. What state are u in?

[@peachysouthernbelle221]

Georgia

[@KorkoshProductions]

I am completely new to insurance and I've been stressing over this exam. You are an amazing teacher and hopefully this studying pays off. Wish me luck!!

[@chrisdurhamTV]

U got this!! Easy Peasy

[@pricialafrance4671]

OMG! this is the best explanation ever, easy & straight to the point. I swear I heard you in my head during the exam. if you see this pick that & if the question ask this, they're talking about that. That was a great help. Thank you Thank you you Simplify things. oh your videos help me passed my exam today with a whopping 80%

[@chrisdurhamTV]

Boom!! Congratulations if you in Texas or NC we need to talk asap

[@sydneygreene6101]

did you need to study any other material?

[@chrisdurhamTV]

@@sydneygreene6101 definitely take some practice tests

[@pricialafrance4671]

Not right now, Thank you though but your videos help me to pass my 215 life & health and share it with classmate. @@sydneygreene6101

[@lunatic1007]

Your videos are so comprehensive! Please make more!!

[@julissac4260]

Got a 60 on my annuities chapter on examFX, got a 100 after this video! You explained everything so fast and simple!

[@chrisdurhamTV]

Can't wait to hear the good news

[@kynroebri4347]

THANK YOU for the advice to study 20 minutes a day!

[@chrisdurhamTV]

Did you get your license yet?

[@ebonygaston1868]

@@chrisdurhamTV i take the test Tuesday but i need help on the health portion

[@Kennedyross1983]

I passed my Nys exam after watching THESE videos and taking notes!!! I was having a hard time understanding and comprehending the terms. Best thing to do is write down HIS acronyms on the paper they provide you with at the testing center. Seemed as if there were more annuity questions on the exam more than anything. Good luck everybody 🙏🏾

[@suzietuon1240]

Hi Chris, I’ve failed twice in my state exam 😢 You helped understand the concept of annuity. Annuity is one of my weakest subject. I am so happy I came across your video and watched all your videos 2 days prior of my exam. My first scores was 59%, 2nd 69% (prior to watching your videos) and 3rd 79% (after watching your videos) Weird how that work. 😜 But hey, I passed. Woo hoo

[@chrisdurhamTV]

SUPERSTAR WHAT A SUCCESS STORY! Follow me on IG .. love to hear how you take it to the next level

[@gman305music]

Thank you so much!! Your videos Helped me PASS. I failed the First time and got a 59% Just with 3 days of Studying. I scheduled My exam 5 days Later and passed today 02/23/22 With a 70%!!!! just by watching your videos in repeat! God bless you! I'm licensed in Florida LETSSSS GOOOO!!!

[@chrisdurhamTV]

BOOM

[@gk8287]

I take my exam this month I’m so happy I found this! Everything makes sense now! I’m listening to this in the car,the gym,as I walk my puppy and to bed 😂…I’m actually watching it now lol

[@chrisdurhamTV]

GREAT JOB! Can't wait to hear the good news

[@tashjian]

Hello, I just wanted to thank you for these videos! I passed two IIQE exams on the first take here in Hong Kong with your help. I will be registered soon.Thank you!!

[@JGarv09]

Had to show this video love too OG! GOD BLESS!!!!!! Thanks for helping me pass this test!!!! 💪🏾💪🏾💪🏾

[@Thatruth379]

any tips?

[@JGarv09]

@@Thatruth379 Yes ma'am! Just memorize everything he is saying in regards to THE FORMAT of it all.. Everything he's writing on the board you should be able to resite when OFF THE TOP OF YOUR HEAD by the time the test comes.. I studied like crazy just to get a B so just make sure you can look yourself in the mirror and say "I really tried did everything in my power" in regards to studying bc anything worth having you have to work for! That's just life! You'll kill it foreal

[@turkatkins]

JGarv09 thank u I have not begun. I don't know where to start so I came here. Thank u for the feed back King and congrats 👏

[@JGarv09]

@@turkatkins You are going to kill it! Destined for greatness! Blessings Queen 🙏🏾

[@ababoy4228]

I live in Florida and I passed after watching your videos and reviews, didn’t even open the text book once! Thank you sir

[@chrisdurhamTV]

BOOM

[@Katrica670]

@7:01 big cheque no beni! Big check no beni! Big check no beni! 🤣🤣🤣🤣😂

[@chrisdurhamTV]

BOOM

[@Crafty_Stringz]

I took my test today and passed because of your class. Thank you for your excellent tips. I am sure if not for those I would not have passed on my first try. ❤️

[@alisonspelman3633]

Took the test 4 times before I saw this video. Saw this video the morning of my FIFTH test and passed with flying colors. Couldn’t believe it. You’re a lifesaver.

[@chrisdurhamTV]

Absolutely beautiful!! Time to be great

[@AMoore2223]

I watched your 2 videos over and over for 3 days before I took my exam. I passed the first try. I know the info in these two videos had a lot to do with my passing. Thank you for making your videos accessible for us!

[@chrisdurhamTV]

Congratulations 🍾🎈🎉!! Let's go

[@chrisdurhamTV]

Let's talk about working with us part-time

[@oludayoojelade5688]

Thank you so much. i passed my exam last week. I listened to ur advice and listened to u over and over until I understood. and yes I did put my hand up for a question . I remembered u at the time. Thank you

[@jacquew5023]

Thank you for this video. It brought clarity to the ExamFX. Made an 82 on the test. Crammed for two weeks!!!

[@tolubooks]

I passed my PA life insurance exam today at one sit, thank you for all your videos they were helpful. More of God’s grace.

[@chrisdurhamTV]

Absolutely awesome.. let's connect on IG. We're looking for the next six-figure earner on our team

[@hollystout4622]

Just wanted to say Thank You! I passed my Life Insurance Exam today. I Watched both your videos and learned more than the 40 hour glass I took before the exam. Thanks for the help!!!

[@chrisdurhamTV]

You are welcome Holly!! Glad I could help. DM me on IG. I'd love to hear about your plans with your license

[@lupegallardo4141]

Awesome Lessons for sure!! this was the very best learning experience and if it wasn't for listening to these two videos over and over for the past couple weeks and actually understanding it, I wouldn't have passed my exam this morning!!! woohoo Thank you again Sir..

[@chrisdurhamTV]

Congratulations

[@aaronschulle2724]

Thanks for the help! I used your videos to study the day before my test and passed with a 90!

[@chrisdurhamTV]

Boom

[@jaqthevoice]

I have become an award winning financial professional thanks to you in just a few months. I passed my tests due to your videos and have since taken off in the financial industry. Thank you 🙏🏾

[@chrisdurhamTV]

Congrats

[@andrewjames3579]

I really appreciate your help man. I’m going through exam fx reading the chapters, even the videos. Super boring. You’re much more engaging & make it way more simple. Thank you!!!

[@chrisdurhamTV]

Congrats young man.. Happy to help. Keep me posted

[@chrisdurhamTV]

Let's connect on IG chrisdurham_team_invincible

[@andrewjames3579]

@@chrisdurhamTV no doubt I got you

[@andrewjames3579]

@@chrisdurhamTV just followed & messaged

[@tatt-ml4xt]

Thank you, Thank you …I PASSED MY EXAM TODAY! I did exactly as you stated “write it down study 20- 30 minutes “! GOD Bless You!

[@chrisdurhamTV]

BOOM WORKS EVERYTIME!! Let's connect on IG !! Let's take over the world chrisdurham_team_invincible

[@esngalle]

Great video , very funny and full of great info , I supplemented my studies here along with Xcell fx exam and scored 86 % Thank you Chris

[@chrisdurhamTV]

Congrats

[@naegray1360]

Hello Mr. Durham, 5/3/23, I passed my exam on the first try! I literally caught your video 2 days before my exam and I just wanted to say thank you!. The way you break down the information is golden! Well done Sir! Continuous blessings to you and yours.

[@chrisdurhamTV]

Congratulations superstar!!

[@tashaboyer781]

I failed my first exam by 15 questions. Weak in annuities, provisions and riders. I watched your videos relentlessly for a week and PASSED today with a perfect score in those areas! THANK YOU!!!!!!!!!!!

[@chrisdurhamTV]

Absolutely awesome!! Lets go

[@tamaraeileen8226]

This was a total blessing... I completely understand annuities and provisions now!!!🙏🏼💞 THANK YOU!!!🎉

[@chrisdurhamTV]

Absolutely awesome!! Can't wait to hear the good news when you pass the exam! Send me an email [e-mail].. I'd love to educate you about some different opportunities in life insurance

[@gabriellenaomi333]

THANK YOU SO MUCH for BOTH of your videos ‼️ I just passed my exam today with a 73. Your study tips are the truth👏🏽

[@chrisdurhamTV]

Congratulations.. 🎈🎉🍾 let's connect on IG

[@cristhiangomez7413]

thank u thank u thank ur vids were a real gift i just passed my test 84% and these 2 vid were the last thing i checked in my car before i walked into the test thank u

[@chrisdurhamTV]

Congratulations

[@tolennmilliner1091]

THANK YOU CHRIS!!!! I passed my NC Life Inurance Test on the first try from watching your videos and doing EXACTLY what you said. You are God sent. Now help me get a job???Licensed in Property, Casualty, and Life. 😀 Charlotte, NC

[@chrisdurhamTV]

I definitely can do that .. let's connect on IG

[@dabeast4575]

This class is the best. I passed my test due to this man. Thx u. I’m on my series 6. Let’s sell securities

[@lyn.williams76]

I recently PASSED My life insurance EXAM and I could not have done it without your videos thank you!!!!!!

[@chrisdurhamTV]

Huge Congrats superstar

[@zoilaemilia]

Thanks to this guy I understood a lot for my exam almost 2 years ago! Thank you so much man! ❤

[@chrisdurhamTV]

Congratulations.. follow me on IG .. let's connect .. we're looking for agents part-time

[@o0Blu3b1rd0o]

Thank you for explaining this in simple terms. Before this video, this info was so confusing for me that it was discouraging. Now, I feel I actually have a grasp of it!! Can't thank you enough!

[@chrisdurhamTV]

Let's go Monica !! Congrats! Keep me posted

[@LivingMoe]

passed my exam today! your 2 videos save my life. love from Borneo Malaysia

[@dianacasados7780]

Did you study/read anything from the chapters or just watched his videos? Currently studying for my exam

[@JesseShepeardIV]

Thank you so much for making this video, I just passed my state exam on the first attempt and I owe it to your lessons!!

[@chrisdurhamTV]

Isn't that beyond exciting!! I am so glad to hear my videos helped. Let's chat on IG chrisdurham_team_invincible

[@Don.King-Hector]

Thx very much for all the info you blessed us with. Throughout the test, your voice would pop into my ears. Passed on the 1st try. 👐

[@chrisdurhamTV]

Boom

[@kle3hawj]

I passed my life exam last week! I watched your videos a few times only and that really helped! I appreciate all the acronyms!

[@chrisdurhamTV]

Congratulations