Living Off Of Dividends - How Much Do You Actually Need

[@Oliver-Lucas]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@Oliver-Lucas]

@Christina-Gisela That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@Oliver-Lucas]

@Christina-Gisela I will give this a look, thanks a bunch for sharing.

[@dreamleaf6784]

You probably just over spend on something. For example, too much on house or car. I mean I am richer than ever. I drive a 14 year old hybrid. Even if the gas price doubled. It barely makes a dent in my overall financial health.

[@michelemarch2562]

Agree!

[@benjamindavidson22]

Because of dividends, I first began investing in stocks. It's important, in my opinion, to be able to live off of dividends without selling if you invest and make other income in addition to payouts. It suggests that you may pass that down to your kids and give them a leg up in life. Over the years, I've invested over $800k in dividend stocks; I continue to buy more today and will keep doing so until the price drops even further.

[@carolpaige2]

Hearing from an experienced investor who has survived adversity and prevailed is always motivating. It may be frightening when your portfolio goes from green to red, but if you have invested in strong firms, you should maintain growing them and stick to your goal.

[@emiliabucks33]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@Johnlarry12]

I need a guide so i can salvage my port-folio due to the massive dips and come up with better strategies. How can one reach this advisor?

[@emiliabucks33]

Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. “Natalie Lynn Fisk” is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

[@Johnlarry12]

This is useful information; I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@jamescrenshaw5097]

When retired, I want to give the gift of my time. I have realized more over the course of my lifetime (I am now 63) that relationships with people, both family and friends, is most important. For a long time now, I always feel like I am in a rush and cannot spend the time I wish to spend with people close to me. So I know we will travel internationally during retirement, but living life day-to-day with my wife, adult children, grandson and so many others I have connected with really sounds good to me now, and not dwell on making money through actions I take

[@GregActonCPA]

Couldn't agree more. Spending time with the people you love brings true happiness. That's why I'm trying to develop as much passive income as possible so I can have enough money to give me time with my family.

[@bmbrooklyn]

Simplify now to have more time. I’m trying to get rid of things I don’t need to have more time for the important ones. Wishing you success!!

[@Close2silent]

Bars

[@ahmedyousifhere]

1- Build more income streams. (passive income is preferred). 2- Live below your means. 3- Collect the additional money and invest it in high dividend stocks/ETFs. 4- Achieve financial freedom while you are still young! That's my takeaways from this video and other videos. Good luck!

[@martiniloganmartinilogan83]

You're ma go to

[@anthonyc70]

I like your thinking... That's what I do.

[@SpitfireMLG]

High dividend stocks? Most stocks will give like $1 per year

[@ladiesman218]

@@SpitfireMLG get some land and live off it

[@kevinnguyen4138]

Start as early as possible

[@moneyboyazn]

Helping people is a passion. I want to have enough financial freedom from sources of income. Volunteering to places in need and not having to worry about not getting paid from a job.

[@milankaur6626]

Samee! Thats why I want financial freedom!

[@bangalorebobbel]

Well done lesson, thanks a lot. Would like to highlight a side aspect: the importance of checking the side effects of this strategy related to taxes. Dividends are capital income and the taxes are due when the dividends come. On the other hand, taxes for rising share values and resulting gains are only due when you sell. So also the decision about when to pay taxes (resp. about your progression etc.) is in your hand.

[@vail51]

There is no way that you landed a big law job straight away without knowing your stuff and being an asset. You deserve your success. Please allow yourself to own that. Thank you for the valuable information.

[@DrJessicaLouie]

Great breakdown of dividends Erika! Dividend yields will be part of our passive income stream but for now, they are all reinvested. The goal is work optional to spend more quality time with loved ones and produce more content online to reach beyond the traditional classroom setting. Congratulations on 100K!

[@bilbowoodshop]

I really enjoy how you always mention that the end goal is happiness and life fulfillment and not the money itself! Great content!

[@PieceOfThePieWithTy]

Nice breakdown Erika! I love Dividend Investing. It's the safest way to generate Passive Income. I choose dividend Companies with steady dividend growth. Covid-19 was a great time to distinguish the Weak from the Strong. Great Video Erika 👍🏽. New Sub

[@iceman442ho]

It is great to see helpful channels like this grow. I hope you get 1 million subscribers Erika!

[@Erika2]

Thank you!!

[@GregActonCPA]

I bet she will.

[@alobotjr1526]

If money was not an issue I would travel and enjoy our world.

[@loradavis8751]

This

[@makoviecki]

You can travel without spending almost any money. One thing to consider is bartering something you'd be willing to trade for a ride on a merchant ship to another country.

[@MelBlossom]

This is the first video I stumbled on by you and I really liked how you broke things down! Thank you for speaking "human" about investing so us slow ones in the back like me can understand!

[@josephc28]

I invest through my Roth IRA in REITs along with a high dividend stock ETF. I reinvest all dividends now, but years from now, I plan to be able to start withdrawing the dividend income tax-free.

[@mrjustlaughwithme]

how will you do it tax free?

[@s.m4125]

@@mrjustlaughwithme because it’s in a tax free account

[@Russellww4]

It better be for retirement cus if you do Draw early guess what happens...you get penalized

[@josephc28]

When you reach the age of 59 and a half, you can withdraw money from a Roth IRA free of federal taxes.

[@josephc28]

Yes, however with a Roth, you can withdraw your contributions at anytime tax-free, but you cannot withdraw your earnings penalty free, until you have reached the age of 59 and a half. I think there are some special situations where you can withdraw without a penalty, such as buying your first-house or for education expenses.

[@abuhajara]

The catch is to buy when the company just started. Then 20 years later, the dividend is a high percentage of your initial investment.

[@richardnewell8478]

I don't see why that is necessary at all, or why we think we could identify these opportunities. Lots of companies go bust.

[@SkylerJames]

I'm a huge fan of dividend investing, but there's a time and place for different strategies. Younger folks need capital appreciation, which dividend stocks don't really deliver on, even if divs re-invested. I'm also a fan of people transitioning more of their capital preservation toward dividend stocks, rather than all bonds. Nice video btw!

[@RoadPirateFilms]

The Vanguard ETF funds you were talking about sounds similar to an index fund that you can get with a 401K. In my last job I had a 401K and instead of choosing individual stocks I used an index fund and always seemed to get good returns with it.

[@ibssawega7182]

Hey. What do you mean by returns? Would that be selling the index fund or dividend payouts?

[@ibssawega7182]

@@mknop3 Thank you

[@ErvinArana]

If money wasn’t an issue, I’d spend most of my time with Photography & DJaying. Just as I do now. But I’d love to be in a financial position where I have complete freedom to solely focus on the art aspect of these things. That being said, thank you for the content you put out. It’s really helpful.

[@thehappydaysapp]

I am walking around like a drifter all over India trying to spot families and people in REAL need of money and give them what they need and disappear after seeing the twinkle in their eye and hearing the delightful cheers of ecstasy and gratitude. I bet there is no better life than that when money no bar.

[@IAMElsLife]

That's beautiful.💎

[@Wonkaforever]

That’s amazing. When I’m in India, I buy a bag of fruits and vegetables and give food to hungry families. Little kids have literally ripped the bag out of my hands as they need it so badly. Oranges are a great treat for poor kids too! A lot of time when you give money it goes to someone higher up. The people don’t get to keep it.

[@PierceJPeterson]

Dividend investing is one of the best ways to generate passive income. Great stuff Erika!

[@GregActonCPA]

Low barriers to entry for sure.

[@bjarne431]

Yup, just keep investing over time, DCA when the market drops a lot (always keep reserve cash for this), patience, enjoy dividends increasing over time :-)

[@Aubatron]

Sure but its not the best way to build capital, though. It just depends on what you're looking for.

[@stevenroshni1228]

I'd like to be able to travel whenever, wherever I want. Doesn't have to be first class or anything, just don't want to feel like I can't go somewhere.

[@ayumisae6864]

I so agree with you. Especially as you can travel slowly and cheaply if you are not tied to a schedule/job ☺️

[@daleinada4306]

End goal for me is to keep working at what I enjoy, further pursue my likes(ceramics, archery) and take care of others including many pets, travel extensively.

[@colincheek4581]

I have my dividend on HYD ETFs as well as VOO, VTI, and some ETF call options and STAG and O. Right now between all of them it makes me about $200 a month. I should be able to get it to about $250 or $300 a month by the end of the year. Slow and steady wins the race! Most of mine are monthly dividends

[@Erika2]

That's AWESOME Colin!

[@Sir_NgwaneSM]

😄😄😄😄even though I am a lawyer, I'm not yours. I love that

[@Winston0Boogie]

I'm so happy to see more women into investing. My ex used to ask me "why are you buying so many stocks when you don't know what tomorrow brings?" She just didn't get it. I grew up broke wishing I can invest. Now that I'm a nurse and can afford to invest it would be silly not to.. I think.

[@zzanatos2001]

I retired with a pension from the military at age 38 and started a second career as a teacher, and I live modestly. When I retire from teaching I will have my military pension, teaching pension, 401K, Roth IRA, a small Social Security benefit, and no debt - but I am still concerned about having enough money to live on. I don't understand how so many people take rock star vacations every year, buy expensive houses and cars in their 30s and 40s, refuse to save or invest for retirement - but they still act like they don't have a care in the world.

[@LuigiFan1305]

For the average investor who has 20 to 30 years of investing time frame, dividend investing not worth it. Historically, s&p 500 has outperformed any dividend stock or etf. It's better to invest in a s&p index fund which will grow alot more than any dividend fund or etf. Plus it's not like the dividends will be used anytime soon so why not go for larger growth which the data clearly shows? Boglehead portfolios outperform dividend portfolios and dividend distribution has an inverse effect on the stock price.

[@elijahlalgee4142]

True I would say focuse on dividends when you have a lot of money or Retired

[@s.m4125]

Do both

[@Sewprano]

@@s.m4125 o

[@jppagetoo]

I agree! The average investor is better served by listening to the Motley Fool, buy S&P 500 fund shares, keep investing, get out of the way, let time work for you. Investing in a low overhead S&P 500 fund is just about the best "passive" way to invest there is. Realize S&P 500 funds get dividends from the stocks in them too! If you want "income" to live on, then dividend investing makes some sense, but dividend funds are not the best way to invest if you have a long horizon until retirement.

[@glennkoch5173]

I like dividend capture trades and have been doing it for years in my non-taxable accounts. With a little patience, you can exit with a gain on the trade, a future dividend payout, and sometimes even exit the trade with option premium from a covered call. Tonight is MSFT.

[@Quickonomics]

The first 100,000 USD are going to be the most difficult... once you reach that, compounding really starts to take off!! 🚀

[@dw5977]

Someone’s been listening to Charlie Monger 👍

[@AccentBwoy]

What u mean once u reach 100k the compound interest starts

[@MrKblanchard]

@@AccentBwoy no, then it just speeds up more. Noticebly more.

[@bradnelson2637]

No truer words spoken

[@jimbauer6326]

Very nicely done and very nicely laid out. I often think of dividends as "income replacement," and think of the process of accumulating the passive income as "hours of relative work replaced."

[@animelife5331]

Omg... I would just like to say: this information is top notch and the fact that you only charge me a smash of the like button is the least I can do. Great job, I love the way you explain and breakdown details!

[@prashantwadhwa92]

I'm currently building my portfolio having both high yield dividend as well as stocks which might hit new highs in coming years. Thanks for the video Erika 🙏

[@patelron6]

The main thing is that whether you want to keep up with joneses or not. If you're happy with a simple lifestyle, then you really dont need much dividends or cash to survive and or enjoy the things you like. If you're someone who needs the latest everything, cars, clothes, jewelry, accessories, vacations (monthly or quarterly), then maybe the money you get would never be enough.

[@johekollo6782]

Congratulations on reaching 100k subscribers. Of course you deserve it! The content of your videos is first class, in my book anyway. What would I do if money was no issue? Good question! That's something I have been trying to find an answer to for sometime, especially as I am actually retiring in just a few years. Great content, again.

[@ModestMillennial]

@Jon: happy to hear that you are almost closer to retirement.. congratulations 🙂

[@crushingit5128]

I HIGHLY recommend not to go chasing the idea of thinking you can live off dividends within the next 40 years of your life...unless you have like 1.5 million invested in stocks. By that time your kids will be the only ones enjoying your dividend payouts. The higher the dividend rate, the poorer the stock performs usually. Focus on blue chips, index funds, or covered calls if you have the capital (which is still about 1/30th of what you need to have Dividends support you). If you get paid dividends as a result, thats a bonus. Hurray $40 in Dividends out of the $10,000 you gained from not chasing dividends. Just stop going to Starbucks 13 times a week. Go 12 times a week instead, and youll still be saving more money than dividends.

[@SuperMrObserver]

buying a few apartments then renting them can give you the same passive income with less money invested..also REITs would have been worth mentioning

[@DoubleTFishing]

You totally deserve the silver play button!! I’m that guy worked 45 years and now staring at retirement next year. I’ll never get a silver play button but it will be great to have my retirement income and be a content creator!!

[@brandonlink7091]

"Its easy to live off dividends, just save a million dollars, be in the top 1% of wealth in the country! It's that simple"

[@annewatrin2670]

You totally deserve that award! You bring very valuable information to the average person without speaking over their head. Thank you for what you do!

[@davehardat6508]

Your subscribers are well deserved !!! No BS, always fully researched and with a great smile/energy. Congrats ! 😊🙏🏼❤️🌞🌜🏵️🕊️

[@Erika2]

Thank you so much!

[@davehardat6508]

@@Erika2 Sending you love from Canada. Keep up the great work ! 💪🏼😊✌🏼❤️

[@aburlo]

I would like to be working as a firefighter as a living but out of passion not for the money - being self sufficient would be the goal for me financially through Dividends/other passive income methods

[@davidmurray6070]

Very valuable and honest info shared on dividend investing. I thank you for that as many KZbinrs don't. I'm now a subscriber. Thanks Erika.

[@polaksimone]

Erika, dont say you dont deserve it! You work so hard to make these cideos and inform your viewers! You deserve it and then so much more! Thank you!

[@michellechee7890]

Id be honing my drawing and design skills, and creating hobby projects

[@foodmesmerizor6509]

Next thing u know I get to spend time with family I didn't bad a kid have family time

[@passivedividendsoptions]

Adding in Covered Calls, will help speed this process up & require less capital 🔥📈

[@richardnewell8478]

The downside to dividend investing is that the returns are lower than your typical S&P fund. Over the last 17 years... VYM earned 5.33% per year and recently returned a 2.80% yield for a total return of 8.13% SPY earned 8.18% per year and recently returned a 1.21% yield for a total return of 9.39% QQQ earned 14.31% per year and recently returned a 0.61% yield for a total return of 14.92% Nothing wrong with having some VYM in your portfolio, but I wouldn't necessarily put my whole portfolio into a dividend-focused ETF. Riskier is better in the earlier years, this strategy is better for a 60-yr old.

[@jessicamayo8157]

I would do art passion projects without the guilt that I’m wasting my time. Lol Rescue dogs in Mexico. Set up an animal sanctuary. Help provide better school resources at schools in rural areas in Mexico. Obviously help out the fam, travel etc. Thank you for helping us believe that it’s possible Erika! 💕😊

[@tagacale1733]

PAINFUL FACTS ABOUT LIVING OFF DIVIDENDS: YOU NEED ALOT OF MONEY INVESTED BEFORE YOU BENEFIT FROM A PASSIVE DIVIDEND INCOME.

[@anqiyu]

yeah, her more approachable "$1000 a month" was still like wut.

[@jrnickenssr3009]

Thank you Erika, I’m new to stocks, I really appreciate the info you give 😍

[@MyTumbleWeedHome101]

Erika i wish i had found you earlier... Thank you , thnak you for all the enlightening in regards to Financial health! I will user all this for me but will pass it down to the much younger generation that are my children, I want them to be knowledgeable in regards to investing and be more prepared than me and yes i want them to save their money early!

[@xlpzten9274]

Can you do a video on a step by step walk through of how to set up a Vanguard Account and then how to purchase a vanguard Index fund? Thank you

[@Erika2]

If you search "ROTH IRA Erika Kullberg" I actually have a video walking you through opening an account and purchasing through Vanguard that might be helpful. I love them!

[@davidsiemer7578]

So good to see a young bright woman doing what is needed to be financially stable/independent well before old age. Thank you for sharing this information in such a positive way and it’s nice that you are pretty too Erika

[@sion_grace]

I have watched alot of people on here and I really understood more because of how you explained everything. Thank you x

[@BolnoyBratchny]

AJRD pays $5 per share. It’s currently $45 per share.

[@Superhornet331]

per year?

[@brittneytrinidad4472]

U go girl, I literally am trying to figure out my passion I am an empath , I work for a lab at the moment. And want to make passive income. Thank you for you videos. It's very inspiring. I want to get married one day to the right person and would love to travel trying to figure out how to be financially free. I don't want to work for corporate America anymore .

[@jennifermaldo]

Came across your comment and just want to say I totally resonate!

[@Namedeeznuts]

"I'm an empath" 😂😂😂😂😂 okay zeke 🤡

[@teachmehowtodoge1737]

You need $4M, at 3% per year, to earn $120K per year.

[@oeao2841]

I thought this was for beginners 😂

[@NicoleDeanna]

Dividend investing is great, diversity of income streams is definitely helpful in retiring early. Covered calls are another great way to build income with more juice if you own a lot of shares.

[@adityatyagi4430]

Amazing! Please don't stop sharing the knowledge. Love from India 😍

[@sameje4611]

If money didn’t matter, I would go to school forever. 🙂

[@melm3132]

I agree on life getting a bit boring real quick. Same mindset! I think financial freedom will give u time to work on your hobbies & passions. Between paying of my insane school loan. I'm working on a dividend portfolio. It may be small but its more than what my peers have. They have zero.

[@Erika2]

Exactly! Starting small is the key :)

[@willpagan1316]

We can never look at the past to see the future. Its like saying we nkow when we where born but dont nkow when we go.

[@jcsjcs2]

Finally someone who puts a number to that goal of retiring early. So different from the touts "everyone can achieve this -- I know a personal finance manager that you should contact". If you have a well paying job, you can reach one million of savings until you retire. If you have a really well paying job, you can reach it earlier. If you need almost all your earnings just to live, that goal is far off. Of course, you can accelerate your journey by investing the little (or many) money you have. Over the last decades not much could go wrong. But even then: it makes reaching the goal even easier for people that are well off and still not helping people who just don't have the money to set aside and save.

[@nickdoyle-achievefinancial2464]

Only investing in dividend stocks misses a lot of great companies. You can typically drawdown a portfolio at 3-4% per year safely, some from dividends some from capital gains. There are also tax implications if considering only dividend stocks. You may be in 20% dividend tax bracket now and 0-15% capital gains later.

[@ModestMillennial]

@Nick: I absolutely agree with what you said

[@shagwellington]

I love your videos and your voice. You are a dream girl. You do deserve a mass of subscribers as you are brilliant.

[@cato451]

“Qualified” dividends are very tax friendly. I love them. I’ll be living solely on dividends starting next year.

[@johanlorenzo]

Congrats!!🎉 That is my goal one day too. It's amazing how you can make a million dollars in dividends throughout the year and only pay a maximum tax rate of 20% if they're Qualified Dividends. It pays to invest, literally! LOL

[@hammerheadofhorror6589]

congrats!!!! how long did it take?

[@oeao2841]

How old are you? And just curious how long have you been investing?

[@cato451]

@@oeao2841 59 been investing seriously since age 30.

[@bricemangwa4607]

I really enjoyed this video. I am officially subscribed and the thumbs up button was pressed. Keep it coming. Thank you

[@StephanieTips]

If I invested $1,000/month in dividens, by year 28 I will have invested 336,000. So yeah I'll be making 30,000 per year in dividends but I will also have given up on A LOT of money

[@peterfilipovic]

Love your clear explanations

[@rupambhar7051]

Congrats on 100k! Also, great content! Dividends can be a great way to get passive income.

[@Erika2]

Yes! Thank you!

[@waynez3885]

You say some very insightful stuff Erika especially the "marriage mis..." love your work 🙂

[@IAMElsLife]

Thank you so much. Traveling and enjoy family and friends.😊

[@OreliaLatrice]

Amazing content as always Erika!! Congrats on your KZbin subscriber growth! 😃

[@rockystaatz521]

Almost an easy explanation but etfs & funds charge whether you go up or down & no control over what you have

[@MotorcycleSpillie]

Pure quality content is what this channel is all about! Please keep up the pure info content, it is going to make this channel BIG

[@imogenbegns]

Charity work; revamping the foster system and the juvenile delinquent system, advocating for mandatory and free therapy in US public schools for students, revamping the public school model, helping the homeless. I"d dedicate my life to those things. I'd like to do that now, but you know, I'm doing my best.

[@Cyilus_World]

You need a shit ton of money to live off dividends dont let these videos trick u

[@coles7509]

YES! Actively working to earn my freedom!

[@alextadia4996]

Great video... thanks for the information. I enjoy how you present the information.

[@unicornishcornish]

I'm glad this channel was recommended to me. Great content. You seem really nice for a lawyer by the way 😉

[@edydon]

Very informative video. However, there is a problem, with dividend investing. In the market, nothing is free. If you're choosing stocks optimized for dividends, you're typically sacrificing capital appreciation. Capital appreciation is the one thing you want when you're young and you have years to build your portfolio.

[@tylerrichman9]

Would love to hear your opinion on covered call etfs! Great content btw

[@ogreen9210]

Your videos have helped and motivated me. You're such a blessing. Thank you 😊

[@hammerradiology1470]

I had no idea that the dividend is not related to share prices...I'm such an illiterate person when it comes to investing. Thank you! I subscribed :)

[@honglytech]

Thanks for the great content! What do you think about VYMI? The div. yield is 3.36%

[@FinancialSelfReliance]

Great information, thank you I really think dividends should be one of several passive income streams as well. I like how you broke it all down. I tried to click the link to the 12 income streams card and it didn't work, FYI. Congrats on 100k followers! Although as I write this comment you have 115k! That is fantastic growth!

[@Erika2]

Thank you!! Totally agree with you. Also I'll try to figure out what's wrong with the link to 12 income streams - sometimes technology is not on my side haha

[@leeandrobyn]

I have stocks and some pay dividends but I never put this much thought into it. Thank you for sharing your knowledge! I’ll be thinking a lot more about buying dividend stocks than before after watching your video.

[@WhatIsItToBurn]

I am trying to get on board with this. Right now, my investments are in growth stocks in order to pay off my house faster. After that is paid off, I will invest in dividends with my spare money after payday. Hopefully doing things that way around is ok, I kind of have FOMO thinking I should just do dividends straight from the start.... Luckily I love my job (I am a scientist) so workings is not really work for me. I will keep doing it, even if I make enough from dividends. I just want enough so that I can stop whenever I wish.

[@omestartamv6251]

Great content as always. Thanks.

[@persephone248]

AT&T just in the last couple of days is a prime example to not put all your eggs in one basket. I believe they're cutting by 40%, and they were on the aristocrats list. Pfizer made a pretty big cut a week or two ago. What a disappointing month! I sold XOM a while back because I was expecting a big cut. I still think its on the horizon if they don't come up with alternative ideas pretty quick. PM might still be relevant - still plenty of smokers abroad, I just read they've got some novel non-vape, non-burning tobacco delivery system, and I can see them going into the mj market once fully legal.

[@Erika2]

oooh this is all very interesting - thanks for sharing your perspective!

[@mntmanmaine5001]

what are your thoughts on socially conscious investing? I'd rather not have any of my money be in tobacco or asset-backed securities for example.

[@richardnewell8478]

You might get a worse return. Also you aren't likely having a meaningful impact. Altria's market cap is $90 billion, their stock isn't really going to be affected if you don't invest in them. In the end a company's value depends on its earnings. You're probably doing all you can by not smoking, I wouldn't stress out about it.

[@MagneticUnicornVlogs]

Thank you for making this, Erika! This is helpful 😀 can't wait to invest

[@lilramborambo4399]

Awsome... Thank you Ericka😊👍💰💰💰

[@eric0380]

Yes exchange trade funds are a great way to diversify

[@mariap2481]

Yes, you absolutely deserve it! I love your personality and all your videos! Thank you. Stay safe! 🙏🏻❤️

[@alicegray992]

Love the mindset, of you're putting genuine content out there, honestly 👍.

[@kevinhills4315]

The rate with which people are rushing into investing be it crypto trading, dividend or stocks is astonishing!!.

[@kevinhills4315]

@Quinton Sasso lol but it's not all about investing but what exactly are you investing in.

[@nancyfisher6514]

@@kevinhills4315 True!! The goal is to be financially independent but with so many platforms out there, how do u know where to invest.

[@RisenRosePhoenix]

If money wasn't a problem I'd get my own place in a quiet, peaceful town and get to know the locals while I learn even more about finance. I'd take all the classes I've always wanted to take and not just the ones I need for a degree.

[@Erika2]

I love this!!

[@ayumisae6864]

Same here ❤️

[@RandomFandomDragon]

If money didn't matter, I would start a non-profit sanctuary for elderly pets, so they do not have to spend they last months/years in shelters.

[@55Dag]

Look at OKE. Great dividend history and good leadership. And other than the Mar 2020 drop that hit everyone it consistently goes up. I also quit doing drip because it would be buying at a high and it almost always dropped 2-5% a few days later. That's when I reinvest.

[@naturalselfyoga1617]

I would travel. And yeah. I think MO is the best divided stock. People will always smoke no matter the cost worldwide. I don't and won't. But I did when it was 1.50/pack. NYC is around $10/pack now and People still buy it.

[@raginb1]

Wow! Great video! Very informative for my wife and I .