Loan Repayment Default | BANK LOAN DEFAULT करने पर क्या होगा ?

this video is on what to do in a bank loan default situation.
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👉NOTE : this is an educational video, On our channel we are consistently delivering videos related to personal finance which will help you to make smarter financial decisions.

[@VishnuDiwakar]

O bhai ye gyan kisi aur ko dena ki politeness m bolte ho sb battmeeji krte hen aur koi bhi RBI ki guidelines nhi mante.....gali galoj dhamki sb krte ho tum....

[@KuldeepKumar-in8hm]

You are right

[@deewana7638]

Sahi baat hai 👍

[@KumarRaghuvanshi1]

राइट

[@_azharul_alam_]

ye sare milke humko chutiye bana rahe hai

[@_azharul_alam_]

aur iska language hi gundo jesa hai

[@mangeshjarkad6446]

Bajaj finance ..is the worst bank, because after one EMI failed, they reached home within 4 days & harassment family like anything .. They did not follow the RBI guidelines.

[@laviatorknights]

100% correct bhai Bajaj finance is wrist

[@ajoypolley07591234]

Right Bajaj is worst , they send hooligans, muscleman to the customer house, don't follow any rbi rules

[@naavisingh283]

Kuch mat do unko

[@PAClassics96]

Bajaj Finance is not a bank. It is a NBFC.

[@pritupathak7603]

To kya jaan lelenge kya le le aur kya😅​@@ajoypolley07591234

[@PushpaVerma-zu4xr]

Bhai jitni achhi tarike se ye sahab baat kr rhe Aisa kuch hota nhi

[@chanasabappamalegoudar3883]

Very nice and informative video. Thank you.

[@ITsSatishSingh]

Salona jee, Aap jo kah rahe bilkul galt kah rahe ho. Book rule ke according you are right. But practically situation is very different. Chhote mote customer ko torcher kiya jata hai isliye nahin ki loan wapas lena hai bas staff apne apne target ke liye torcher karate ho...

[@salonasingh123]

Sir sahi aur galat har department me karne wale hai..mudda ye hai ki being a customer aap ne kya action liya ye jante hue bhi ki kya galat hai

[@SonuMeenaShow]

Nice podcast sir very helpful 😊

[@nilavchakraborty7734]

Informationally very nice podcast👌

[@Barman_daa_Kundan_yt]

Chor ke muh se chori karma paap aur sankshar yeh chun k Atcha nehi lagta yrr.😂 samajnewale ke liye kafi hai

[@gargsharadkumar8282]

Thanks for such a knowledgeable podcast

[@GyanDhamofficial]

Nice explanation❤

[@sunilluthra7747]

Very well explained

[@anujabharti9900]

Good explanation sir ji😊

[@shirsendusaha3882]

Why Govt is not taking steps against these type of loan apps?? By which power they do such illegal activities??

[@JeevanPradhanG1]

That brown blazer guy doing podcast I am sure dam he is definitely a goon he is just showing his good side I can assure you he and his team would have never followed any guidelines if RBI just harnessed some people I am so sure. Defaultingz is not a habit it’s a situation and circumstances for which where conditions changes and people cannot control. Now just do the same with big business man instead with common man RBI guidelines also won’t work

[@yona9868206861]

Yes no 3rd party recovery is following RBI guidelines also if you file a police complaint against them the police officer will say why you are not paying the outstanding it's your fault

[@salonasingh123]

No sir I am not goon.. It's so disheartening for me too that still people facing bad experiences by bankers..and do trust me I never ever breached any rbi guidelines specially which can hurt people's sentiments in my entire career.

[@JeevanPradhanG1]

@@salonasingh123 sorry sir if I said something wrong but I have deeply seen and experienced I know you may not but your team and colleagues must have. Thanks and have a nice day

[@shekharbidawe6159]

I agree with him...but there are still many more professionals who are not maintaining the rules and regulation.

[@shinamluthra8809]

Very well explain

[@aradhanasingh2013]

Really informative video

[@proloyghosh9505]

Very nice discussion.. But big complain against Bajaj finance.. They never followed RBI guidelines.

[@Ankit-lw5oo]

Very nice podcast...really informative

[@madhavraj7719]

Bhut Sahi baat seekhne Ko Mila sir ji

[@MahendraKumar-ek3ps]

क्रेडिट कार्ड में भी हाई इंटरेस्ट चार्ज कर रहा है। ओर जो क्रेडिट कार्ड लेता है एक न एक बार अवश्य फसता है

[@lalitshinde3806]

Sahi hai 1mai hu.

[@a2kedeewane258]

Esa kuch nahi hai pichle 10 year se credit card use kar Raha hu AAP tab fasoge jab apki kamai Kam hai kharche Jayda pal rakhe hai

[@prashantsinghgkp74]

Very informative video

[@Sujalpatwal14]

Best podcast

[@idkwht2du]

भाई, पर्सनल लोन ना देने पर court case होती हैं क्या? ये पूछा ही नहीं

[@salonasingh123]

Court case nhi hoti cheque dishonour ka case lagta hai

[@JitenderSingh-pd3km]

Bhai koi sa hoo chaahe NBFC ho ya direct BANK se liya huva loan ho. Dono hi same procedure follow karte hai. Maine apni problem writting mai bank or nbfc ko mail Kiya tha par koi fayada nahi huva. Ulta contact list pe call start kardi.

[@RuchiKumari-zy2od]

Nice explanation sir

[@kailashmeena8117]

Nice sir ji❤

[@nidhi7319]

Excellent explanation sir

[@GyanDhamofficial]

Sir aapke question puchne ka style acha lgta h❤

[@haiderhussain6581]

Ager kuch preshani ke. Karan emi nahi chukaya aur bank se request kya ki 48 emi dechuka hun top up kar preshani aachuki hai waise halat men bank top-up nahi karta hai aur do tin emi bounce kar jata hai to customer kya kare

[@shirsendusaha3882]

Abhi toh manager aur staff bhi high commission ki badle mei jyada jaroraatmand logo ko jaldi loan karwa deta hai.. isme sabse bada naam hai SBI ka..loan amount ka 25-30% commission le leta hai..upar se insurance karwane ka alag incentive milta hai😂😂😂

[@Gamingchannel39880]

Agar loan paytme postpaid ka ho toh ..aur recovery agents ke sare numbers frauds aur spam ho toh ...??

[@Ankitmaurya2005]

Thank You Very Much For This Video, Such an Informational Video. Got to know so much about manager and their jobs.

[@FocusPathOfficial]

Thanks for commenting 🙂

[@dimpleluthra7918]

Good information

[@ginarammaliginaram7967]

सर मैं मैनेजर को लेटर लिखा क्योंकि मेरे को हार्ड आया हुआ है मैं अहमदाबाद में भर्ती हूं सर मैनेजर मना बोल रहा है कि मेरे से नहीं होगाकाम आप बताइए सर में क्या क्या करूं अभी मेरे दो लोन है होमलोन गणेश चतुर्थी ठीक थी तब मैं एक भी कि नहीं गवा अब मेरे से किस बनने में असमर्थ हूं क्या करूं सर बताइएखुद आप

[@chaudharyhemant4151]

Sir mera bhai ne SBI se P. l liya tha jan 24 me but unfortunately 05 march se bo missing hae banks call mujhe kiu krta hae jbki meri nato koi consent thi na mae guaranter tha please mae bahut mentally harrassed hu kindly tell me what should I do

[@aniljaiswal6159]

Thankyou sir

[@deepakprasad3408]

A good massage for all loan defaulter❤

[@redemptionneeded]

Message*

[@mrinalsvlogs9617]

Abhi bahat sare aise hain loan le liya aur online gambling me sabkuch khatam ho gaya. Apni bhi bank ka bhi .

[@bitukumar4594]

Good

[@rahulchakravorty7384]

Sir please make a video on salary account 🙏

[@AnjaliRoy-ml1tt]

Aap bahut kindly heart ke recover agent ..go bless you air

[@salonasingh123]

Sir mai recovery agent nhi hoon mai banker hoon aur insan hoon kind hearted hona insan ki acchai hai..aur bank ke rules bhi yehi kehte hai ki aap customer se kind hearted hi rahe.. problem unse hai jo kind hearted nhi hai

[@KaushalKishor-mn8dn]

nice to share but aapke guest jo bhi hai wo bhi same banker ki tarah accept nahi kar rhe hain ki bankers third party hire karke pareshaan karte hain aur wo karenge bhi nahi kabhi accept, yahi practice hai sare bankers ki even NBFC's ki bhi. cases etne aa rhe hai sare rumours nahi ho sakte na?? ask yourself please.

[@Shinchan78906]

Kya koi E.M.I. PROTECTION ke liye scheme nahi bani hai sir ji maan lo car loan liya aur gadi ka accident hone se gadi ko damage hua aur driver Lula langda ya BLIND ho gaya then wo situation mein kya bank ki E.M.I. ko bharne ka koi insurance nahi hota hai kya plese guide kare sir

[@PRATEEKSINGH-of6cg]

Accidental insurance with total permanent disability rider bhai

[@vimalpratapsingh5217]

Nice

[@karankrdas7010]

Third party ka kya kare sir wo pulish or wokil banke call karte hai

[@abhijeetsamal]

Idfc bank also gives in 27% loan.nbfc like navi moneyview which are regulated take 36% telling bankers don't do.😂

[@Deepakkumar-ye2nb]

Organization koi bhi ho rules sabke same hai ye depend krta hai ki uske employee usko kitna follow krte hai Mai bhi Banker hu kuch log aise aise hai jo rules ko proper follow jaisa ki Bhai bta rhe hai aur kuch log aise bhi hai jo ki bilkul opposite krte hai jaisa Bhai bta rha hai.. aur ye employee to employee vary krta hai..

[@abhijeetsamal]

After 90 days npa.after 180 days writennoff or suit filed you can settle loan

[@user-gl2sf9yi5d]

So after 90 days they will send legal notice ? And we have to go to court ?

[@abhijeetsamal]

@@user-gl2sf9yi5d legal notice is not court summon.its just a notice from bank

[@JyotiMalhotra-qd3vd]

Sir aaj kal jo private application hai enhone beda gark kar rakha hai pta ni kaise loan de rhe hai ye ....insaan ko pta bhi nhi hai just OTP ki madad se loan diya hua hai .... Kya kiya jaye

[@ajaysaini3275]

Insurance alws right all insurance company salute 👍👍👍

[@tanmaywarghade3937]

Sir loan consolidation hota hai kya , aur settlement hota hai kya sir ?

[@user-jx6vx4bk4o]

Yes

[@vlogmarzen6814]

Nbfc loan ka kya prosizer hota hai

[@renukavp76]

Sir, mine HL was in npa last 3m back n I paid 4emi in single month, n June n July ka emi still pending hi.So collection guys is telling still you are in npa mode. Given to collection vendor for recovery. In cibil two HL reflecting. How it is..?? Am confused plz suggest

[@salonasingh123]

Agar apka loan ek bar NPA tagged ho gya phir jab tak total pending emi aap pay nhi karoge tab tak wo NPA hi rahega..aur agar cibil pe 2 HL dikh rha hai to CIBIL ko rectification ki mail kijiye

[@mangeshjarkad6446]

21:22 risky customer ke liye hain ...recovery agents are goons I experience that personally

[@Nadim-khan316]

Sir ji bank Garib insaan ko loan nahi deta hai isi liye to majburi me third party app se loan Lena padta hai

[@anasakgamingyt]

Sir mere upar loan hai 1.5 lakhs ka and per month 8 k aata h ghr se. Mujhe khrche ke liye 3 k anyhow chahiye hote h but meri emi abhi 8.5 k ho chuki h. Kese clear kru iss loan ko? Extra source of income nahi h merpas aur mujhe cibil nahi khrb krna

[@shivamdhingra7733]

Bhai thodi bhot trade krlo kal market 27 jun nifty put kharid le bhai

[@deepakdeepudeepu5714]

Sr. Bhut hi bhut sukriya ji mujhe bhit knowlege mila 👍👍 good sr. Bolne ka trika btane ka trika its very good sr

[@Biman1998]

New term dpd (jitna din delay in repayment of loan)

[@itsapnakrishnaji8368]

Sir Mai jb loAn liya tha us time conditions shi tha bt after1 year Mere family me achanak se 1 month me aisi problm ayi ki spouse (operations)aur meri (dengu )job chhut gyi Bt jbtk huaa pay kiya bt ek loan ko pay krne k chkkr me aur karj ho gya 6-7 month bad jakr ab ek hi options h mere pass settlement kr rha hu ek ek loan krk bcoz akela job kr tha hu spouse working ni h father mother 65 age koi na koi problm aa jati h tabiyat khrab chl rhi h Mai chahta hu pay krna bt recovery wale sunte ni h Jb bi what’s app pe msg ata h rply krta hu Bt meri problm ni smjhte h ulta bolte h Isliye ek ek loan krk settlement kr tha hu NESL- se msg aa rha h Please koi advise dijiye

[@salonasingh123]

Bank name please

[@user-jx6vx4bk4o]

Bank name ?? Bankers will help you

[@itsapnakrishnaji8368]

⁠@@salonasingh123. Yes bank

[@itsapnakrishnaji8368]

@@user-jx6vx4bk4o yes bank

[@mithiigupta3205]

Bhai Idfc ka kya seen h mere pass uska recovery agent visit krta h

[@brilliantfuturetv1479]

Bro, ICICI bank does the same.. They call relatives and friends and defame the names. ICICI hires gunda mawali for collection.

[@JattR.X]

bank k pass secured loan ki power hoti h na ki unsecured loan ki

[@TheFinanceChef]

Ye admi yaha kuch aur hai aur call pe kuch aur hoga 😂

[@PremSINGH-of3zc]

सर लोन लिया लोक डाउन के बाद नोकरी नही है पैसे देने के लिए है ही नही क्या करू बताई

[@Youtubecare43]

Ye recovery agent RBI ke rules follow nahi karte hai

[@IndianaJones-wz2ue]

Bhole banne ki jarurat nhi h itni vdeos pdi h youtube p ki kitni dhamki hathapai hoti h

[@rajumajhi3684]

Yeh Law**e Bank Manager Hai Isliye Bada Bada Fake Raha Hai.! Is Bank Ke EMI Ke Chakkar Me Kitne Hi Insano Ke Jann Gayi. Is Wajah Se RBI Naya Guideline Laya Hai

[@ranchidoglover9884]

Sir Mera 40000 hajar ka lon tha usme mai 30000 de Chuka Hu but mere Nana ji ka date ho gya unka koi nhi h sibay mere to unka Sara Kam kriya maine kiya usme mai bahut jarj me chala gya or mai emi nhi de paya or unlogo ne 10000 ghar ka aj 36000 kar diye h or mai kya karu or o log itne coll karte h ki mai to ab coll ricive hi nhi karta hu mai kya karu please help me

[@kartikrathi1974]

Settlement karwa de

[@sukhsingh5022]

Kisan ke loan ke sath deth insurrecc obligac hona chahie.

[@salonasingh123]

Don't worry.bank jaye death certificate submit kare aur unse settlement ki bat kare ..death case hai to aapko principal outstanding pe kafi relaxation mil jayega

[@SachinHolpade]

Even I am in same profession..I agree with him. There are so much professional who is following these rules but still lots of professional not adhere to it and that's why we are not getting accepted.

[@redemptionneeded]

You could have done better job in asking the steps bank take

[@user-pb8mc3mv2d]

Mere loan hdb s approve ho gya lekin e nach nhi hone ki vajh s pesa nhi mila mujhe to kya m ise cancle kr sakta hu

[@salonasingh123]

Different bank has different loan cancellation policy but within a month aap apna loan cancel karwa sakte hai

[@anuragbenfrederick]

Sir agar unsecured loan hai. Aur achanak se death ho jai toh kya hota hai. Like personal loan yeh credit card

[@salonasingh123]

Loan get transferred to his/her nomnies..is case me aap bank ko approch kare death certificate submit kare aur minm amount me settlement ki bat kare

[@user-zk1rt5bo3u]

❤❤❤❤❤101%real है

[@RamkeshMeena-co1cs]

EMI भरे या घर खर्च चलाये

[@abizerbhopalwala4879]

Ghar chalao extra Paisa aye to bharna chaiye haa pareshan to krenge q ki unka Kam hi hai ye

[@deewana7638]

Ye baat sahi sir ye log chacha mama ristedaro ko call karte hai ye beth kar yah bakwas kar raha hai sir ye bank wala kitna sarif ban raha 😊

[@vipingupta-po3he]

Bane hue case ko bhi ye log bigad dete hain. Aur fir kahte hai ki banda defaulter ho gaya hai.

[@subashchandrasethy3379]

Collection agency's ke bare me kuchhu bole

[@AshishGupta-om2du]

Unsecured loan dene se pehle sochte nhn baad mn pareshan krne ka kya matlab😊

[@bijendrakumarchoudhari6634]

Hello sir aap ka video bahot. Aacha laga . Maine bhi Ghar banane ke liye pl loan liya kuch bank se kuch nbsc se or bich Mai job los hone ke karan account npa ho gaya or customer care vale to itna prResan kr diya ki kuch samjh nahi aa raha ki kya karu.abhi kuch din pahle duari job lagi sallery kam hai but loan mujhe Dena hai but man mai ye samjh nahi aara ki emi bharu ki saattelment karu. Fir nsb ke call .aane lage saattelment kr lo to ek ek kr setelment kr rha hu.

[@vijaychaudhary2334]

Equal Dialogue of everyone 1.Dra certificate 2.Authorization letter 3.ID card

[@VaibhavMishra-ep7ih]

Inse poocho ICICI bank ki battameezi k proof chahiye mere relatives pe Kitna call Kiya hai

[@shivpujankanojiya7608]

Poonawala fincorp 4 lones hai 182914 aur. 100000 ka in dono ka rates of interest 32% &36% ka Paytm hero fincorp. 110000 & home credit. 24.01% & 44.01 In sabi lone me 7-6-5 emi pay kr chuke hai ab itni saari lone ke liye paise Kam pad rahe hai to solutions hai 😢

[@SalmanKhan-uz8ur]

Default karde😅😅😂

[@solankinaresh148]

Kese karna hai Bhai ​@@SalmanKhan-uz8ur

[@avicreator215]

Bhai Bankar to bolega hi hamko problem h jo kabhi defaulter kiya h us face se gujra h unse bhi bat karo jaise Kunal kumar bhai ji ye bankar se jyda knowledge usko h kaise hota h loan recovery

[@mangeshjarkad6446]

38:04 ...just a gentle reminder....no sir this is not like that ..I don't know the ground reality of the common man who was facing these issues

[@hershadmeshram7356]

Bro apko experience he kya ye sab ka?

[@sushilpal2537]

maine dekha tum log kitne izzat se baat karte ho covide ke time bahut logo ki job chali gyi thi recovery vaale ne bola kahi se bhi laake de paise mujhe nhi pta kitna torcher kiya tha mujhe acche se pta hai...

[@FocusPathOfficial]

Can you come on my show? We will do a podcast, where you can tell your story. My work is to help people.

[@sushilpal2537]

@@FocusPathOfficial I'm from Mumbai. I will try to join your podcast.

[@chennareddyindla2349]

Bajaj is correct, other wise the receivers won't repay.

[@user-mi1hi8vs4u]

सर, मी एक व्यापारी आहै मका, चा धंधा होता मका,भाव,१७००, होता माझे कडे,मका, चा सांठा होता नंतर, लाकडाऊन लावला मुळै पुर्ण ९००,रू, भाव झाला होता,खुप, तोटा झाला धंधा बद पडला कर्ज़ खुप, झाले,काय, करावै

[@salonasingh123]

Not able to understand your language please write in either Hindi or English.i will try my best to help you out

[@wweupdate]

Koi security nahi di ho to bank kya karega

[@SwiftMoneyofficial]

Sir I need your help and support. I have unsecured loanson me. Now, I have no funds pls help, I need your advice.

[@salonasingh123]

See,there is no any provision for restricting of emi in unsecured loan..but u have option to provide an application to bank that u r not able to pay emi whatsoever reason..bank will give you some relaxation agar bank relaxation nhi de to us bank ke MD CEO ke mail id nikal kar mail kare apni sari situation..for sure u will get some relaxation

[@ajaysaini3275]

Legal demand case me kiya hota he ???

[@salonasingh123]

It's just a process..kya hota hai kya nhi hota hai that's a different thing..but legal demand notice is not good thing iska matlab ye hai ki apse apki dues legal ke through demand Kiya ja rha hai

[@maheshgpatil3814]

अगर कोई सच्चा डीफॉल्टर है तो वो जान बुझके नहीं default करता इसलिये उसे चान्स देना चाहिये सेटलमेंट का और सिबिल खराब नहीं करना चाहिये 🙄🙄 सत्यमेव जयते

[@kailashyogi3934]

Hii good sir

[@gurpreetSingh-pz7bo]

Cooling period is 3 years not 90 days

[@nanigopaldebnath6147]

बैंक आसानी से किसी को लोन नहीं देते, हम भी हमारे जैसे आम लोग हैं, मैं किसी कंपनी के अंतर्गत काम नहीं करता, मैं एक सामान्य व्यक्ति हूं, मैं घर से काम करता हूं या अंशकालिक नौकरी करता हूं, मेरी आय अच्छी है, 20 से 25 हजार, लेकिन फिर भी बैंक मुझे लोन नहीं देता, पर्सनल लोन देता है सरकारी कार्यालय या निजी कार्यालय में होना चाहिए।

[@girirajfarkale2955]

Me bank of baroda me job karta hu daily beses pe Or me क्रेडिट कार्ड use kar raha tha bank of baroda ka or uska payment nahi kar paya to gunde bhej rahe h real h mere ghar a rahe paresan kar diya gali galoch marne ki dhamki Police complaint nahi ho rahi me gaya tha to mujhe bola gaya apne pese liye to dena padega

[@fittohit1200]

RBL, AU, YES BANK , GAALI GLOACH KAR, TE HAI KARI HAI MERI PHOTO KAHA SE NIKALI UNHO NE MERE RELATIVES KO CALL KARNE KI DHAMKI, KOI KHUSHI SE PAISE KISI KE ROK TA SAUCIDE TAK AADMI SOCHNE LAG TA HAI.. BUT AAP LOG PRESSURE CREATE KARATE HO RECOVERY WAALO KO

[@goldanpalmusic1675]

Recovery walo ki achai batane ayea hai Bhai real me gunde hi hote hai

[@ashishkumar-ld3qi]

Bhut polite hote hai re baba itna jhut kese bol lete ho bhai

[@kunalbrahmakshatriya9841]

बैंकों का मायाजाल पुस्तक पढ़ो

[@ashu1782]

Third party Agent call family member also my one of the friend facing this problem very abusing language with the ladies also this type of the illegal things done by many banks

[@salonasingh123]

Sir please it's a request use your rights..go and file complain in bank then escalate it to ombudsman..then only things will change