Loan Write-Offs: Banks Lost Rs 12 Lakh Crore In 10 Years | Know all about it | Economy

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[@zaar94631]

Ye bhi batao ki kisne loan diya? Khangress rule me minister ke phone par loan diye gaye

[@sumanram6567]

wrong title of video write off and ' माफ़ ' karna are different things

[@saurabhjain3954]

12 lakh cr ke loan chuka nhi paye yeto thik he bagar har saal 20 lakh cr ki gst jama karadete he businesses wo kisi ko nhi dikhtha

[@adityabohra1482]

I hope people watch the whole video before they start arguing in the comments

[@rahulyadav121]

1:11 chaliye shuruwat karte hain

[@ksuman.3864]

👌👌👌👌

[@KRISH57676]

साधुवाद।

[@vibhutisrivastava2789]

Dhanyawad 😅

[@RohitJain1604]

❤

[@Yaar.13_Lit]

Par suruwaat kari usne

[@NoSeal-Nodeal]

Nirmala Sitaraman - tension nhi hum hai na LE TAX GST 😂

[@rajansah2900]

Video poori dekh ley nhe to galiyan padegi 😂

[@viratsingh6208]

Right ​@@rajansah2900

[@AMITABH8TRIPATHI]

Abusing nirmala okay but ask rahul gandos will he reduce tax or he increase more to pay khatakhat to muslims

[@shetty005]

Video tho pura dekho love day 😂

[@MrPkncool]

😂😂

[@MM01]

Ye sab chize normal hai world ki best country mai , proud of my country 🥹, future itna bright hogya hai iss country ka ki aage kuch dikhai bhi nhi de rha itna zyada roshni hogyi hai

[@hanshrajmaurya6176]

Puri video dekho

[@DeepakKumar-bs3kx]

Internet se education lene walo Kam se Kam thik se likhna to Sikh lo

[@mandarp9472]

आम लोगोने 2 - 3 EMI installments नही चुकाये तो घर पे नोटीस आ जाती है. लेकिन बडे उद्योगपती हजारो करोड का लोन भी आराम से डुबा सकते है. Banks ऐसे लोन का loss हुवा है ऐसे अपने accounts मे दिखा देती है.

[@hanshrajmaurya6176]

Puri video dekho

[@NamsateFromUnitedIndia]

Yes

[@engineeringexpert5985]

अमीरों के मजे है.. लोन लेके बिजनेस करो चला तो ठीक नहीं चला तो माफ....🌚

[@DeepakKumar-bs3kx]

​@@engineeringexpert5985yahi to chhote se bade sabhi karte hai

[@TotalBakwas-e8v]

वीडियो पूरा देखने से आप Emi​ भरोगे क्या...?? @@hanshrajmaurya6176

[@ray___1]

Gareeb loge to loan maaf nahi hote, sahi se wasooli kiyi jati h , or udyog pati ki loan maaf, ye bhi sahi h

[@CareerGuidway]

Bhai pahle video dekho kya btaya hai

[@rahuldash3332]

Pehle video dekh lo sir ji

[@Gangritikraj]

😂😂😂😂 video dekha tune 😂😂😂

[@shetty005]

Love day video pura dekho 😂

[@Last_kingdom-z9o]

@ray__1 Ye kya bol diye Bhai ab tumhare comment me deshbhakt reply denge 😂.

[@Rj_Bioworld]

अगर किसान 1 लाख का कर्ज नहीं चुका पाता है, तो उनके खेत की नीलामी हो जाती है और उद्योगपति का कर्ज माफ वह r

[@humblenesss]

कर्ज माफ नहीं हुआ है, उसका भी नीलामी होगा।

[@VijayKumar-xw8bs]

Adani be like : why are you looking at me guys😂

[@hanshrajmaurya6176]

Puri video dekho

[@souravcartoontv9]

😂 right Bro

[@SOLDGERBOY420]

😂😂😂😂

[@vikasverma_1]

@@VijayKumar-xw8bs adani ka koi loan NPA nahi hai. Adani ke piche pade rahenge , job kya vadhra or papu dega?

[@DebiprasadJena-rf5by]

Lol​@@vikasverma_1

[@amarsharmag9220]

Wo de hi nahi rahe hai shirf chunav me chanda dekar kam chal ja raha jai

[@hanshrajmaurya6176]

Puri video dekho

[@KIRANPATEL-zt2pk]

I'm working in rural bank. Believe me this is bitter truth. All banking system rotten from inside. Whatever recovery bank had done ,90% part from written-off policy.

[@PraveenKumar-jx4hv]

Sir Mera home loan kese write off hoga ? Kya procedure hai

[@rahuldash3332]

woh tumhara Ghar utha lenge agar loan nhi diya toh

[@drgaurav2850]

तुम घर छोड़ के भाग जाओ.... वो तुम्हारा लोन write off कर देंगे.. बाद में तुम्हारी संपत्ति जब्त कर के लोन कवर कर लेंगे! जैसा कि सबके साथ करते हैं!

[@nightmist7977]

Tumhara ghar hai na so ghar kabza Kar lega bank. Aur tume loan tumhare aukat se jyada Mila bhi nahi hoga.

[@hanshrajmaurya6176]

Puri video dekho

[@nikhilchoudhary5925]

😂😂💔

[@rudrasanwale4565]

Logo k 10 rs nhi chodte ye bank aur businessman k 12 lak crore maf kr diye 😠 govt ka ab ye hi kam reh gya h amiro ka loan maf kre. Unse paise recovere krne k liye koi policy nhi late h

[@hanshrajmaurya6176]

Puri video dekho

[@AnuragThakuridesofmay]

Aapki hi govt kahti hai aisa krne ko. Apna view Thora develope kro sir . Aise kaam nai chalega kuch bhi kah dene se.

[@hanshrajmaurya6176]

@@AnuragThakuridesofmay ye loan recoverey ka liye hi policy ha

[@hanshrajmaurya6176]

@@AnuragThakuridesofmay sources bhi ha

[@hanshrajmaurya6176]

@@AnuragThakuridesofmay writte off karne ka bad bhi recoverey band nahi hoti

[@Choudhary_Jiiiiii]

गरीब किसान का 12 लाख का लोन माफ नहीं होता और 12 लाख करोड़ का लोन माफ कर दिए गए भड़वा सिस्टम।

[@willgetonepiece]

Businessman ka toh karna padta hai write off + liability is of the business not the individual ,should not be more than 2% of total loans

[@VijayKumar-iu9xb]

Ek kisaan khana deta hai Ek businessman khana plus rojgaar deta hai vo bhi kisaan se 100 guna jyada

[@drgaurav2850]

पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!! 🤣 सरकार के हाथ मे होता ही नही है लोन माफ करना!!

[@Vazuss7781]

kiya toh hai kai baar maaf

[@shubhamsachan6419]

Arey bhai amritkaal chal raha hai kuch mat bolna🤫🤫🙂‍↔️🙂‍↔️

[@TheAbirindia]

Those who are saying no loans are waived off should understand that historically only 13% of the written-off loans are actually recovered!! Even the Government target is 35%! So even if they achieve it 7.5 lakh crores are anyway lost but in reality if we go with 13% then 10.6 lakh crores of public money is lost

[@Uu12574]

India need to switch to presidential democracy like US. Good for our country

[@mruganknayak3216]

There would no change the minions of that leader would only Benefit

[@Leo-rd7dt]

That could make it even worse

[@animeshverma-5398]

Us banks also write off loans it's common thing it doesn't mean that bank will not take back the money.

[@Rocket_T2]

What's wrong with Chinese single party system?

[@onidoremc9490]

​No in us u cant ness the banks huge fines are placed there​@@animeshverma-5398

[@avinnash_kumar]

Ye govt to sirf Udyogpatio ki hai...12 lakh crore to India ka defence budget bhi nahi hai. Or Govt ne ye paisa maaf kar diya. Wah

[@Kailash6295-v9r]

I as private entity loan deka na lu my choice Govt ka kya lena dena , they business is only with psu And psu ka written off less than 5 lakh cr And write off recoverable hai

[@hanshrajmaurya6176]

Puri video dekho

[@surajbokade66]

Govt ne nhi bank ne aur bank ke profit se not from govt's profit or revenue

[@spidersense1639]

Abe aarakshan ki pedaish aarakshan ka use karke thoda pd lega toh ye comment nhi Krna love day

[@abhisutra]

listen to the full video and then comment.

[@shubhampatidar5982]

Kindly see full video no one’s loan write off is accepted. And just to let u know even farmers who have side business comes in this term too. So it’s a combination of both proper business management and side business people as well.

[@bankmelines]

Loan at time of npa 100rs at the time of settlement rs 40 and payment. Writeoff principal is Rs60. 00 except interest and charges after npa date.😊

[@BLACK.SHADOW592]

1:24 actual video

[@Iamsonuukumarr]

A write-off is an accounting term that refers to reducing the value of an asset or recognizing it as a loss because it is no longer recoverable or useful. This often happens in financial accounting or tax contexts.

[@shantanubagchi3468]

Corruption is in our DNA.. nothing can change us.... waiting for the apocalypse...in 2047😢😢😂

[@hanshrajmaurya6176]

Puri video dekho

[@amanparihar4361]

Method change hua hai corruption ka 😅😅 andhbhakat bolagay corruption free India 😅

[@Constitution752]

Ab koi ye nahi bolega ke government bekar hai warna aapko anti-national ka tag de diya jayega 🤡

[@drgaurav2850]

पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!

[@lakhavatkartik5645]

Pura video toh dekhle bhai😂😂..kyun gali khane wale kaam krta hai

[@itdoesntmatter9923]

Poora video dekle

[@abhi36292]

video dekhle sunwar

[@DARKTruth17]

Average tatee fan 🤡

[@amreshyadav4348]

अमीरों का 12 lakh... गरीब का 12 लाख भी नहीं करती है मोदी सरकार....

[@drgaurav2850]

पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!

[@anisurahmed5360]

Garib admi vote bank hay sirf

[@Tejaspreet]

​@@drgaurav2850Tere ko itni mirchi kyo lagti hai

[@drgaurav2850]

@@Tejaspreet तुम्हे मेरे किस कमेंट से मिर्ची लगी?? मैंने तो बस बोला है कि मूर्खों को कमेंट करने से पहले पूरा वीडियो देखना चाहिए

[@subhashkumar9392]

​@@drgaurav2850 tum bhi neta ban rha hai, pura bdo dekho pura bdo dekho,yrr write off ka mtlb hai ki bank loan recovery krega lekin bat samjhne ki hai jo 5,6 sall me nhi aaage ka samay me chance nhi hai utna ok

[@myselfyuvi]

Save your time @1:13

[@dheerajpimoli9539]

How loan write-off is loan waiver this is misleading these loan are not waived off the asset of these businesses are taken and then sold in market to recover the loan.

[@animeaddicts6315]

Yeah and what about time & recovery rate. Check how much is the recovery rate. It might not be the same but most of it is not recovered.

[@dheerajpimoli9539]

@ yeah that recovery rate is Low but banks have taken the asset and in one interview in print financial advisor told print that presently market is not good to sell these assets due to war and other situation.

[@AV-rp8si]

😂😂garibo se looto ameero ko maf karo😂😂🎉🎉paisa hi paisa hoga

[@viralboy007]

Garib kya Ameer ki tarah dusro ko job provide karwate h kya?

[@XI_ZINPING]

write off hua wave off nhi pura vdo dkh le

[@AnandShinde-ue6mf]

​@@viralboy007 mujhe de paise mein de deta hu tujhe job , Giving jobs doesn't give them the right to not give off loan aur they are there to make profit not in public service

[@abhi36292]

video dekh, isilye garib hai

[@cmabhabagrahimahanta7309]

Hamara loan b bas write off karde sarkar​@@XI_ZINPING

[@shadow-wr8on]

or maine 7 lakh ka tax bhra tha....mujhe 700 ra k liye notice bhej diya ....ab to bas yeh govt loot hi rahi hai

[@rajmodanwal3715]

Ans- C

[@anarulhoque9114]

Sir, yeh bataye.... write off ka ab tak kitna recovery hua hai?

[@theaborigine1119]

Mahangai nahi hai hum hi gareeb hain...

[@drgaurav2850]

बिल्कुल सही बात है.... भारत से सस्ता दुनिया मे कोई देश नही है!! और यहां महंगाई दर भी सिर्फ 5% के आसपास है।

[@theone7990]

​@@drgaurav2850 food inflation? , increase wage can't compete with our increased inflation anymore that really hurts

[@Manish-zr3mb]

Garbo or kisaan ka loan maaf karne main desh pe bhoj padta hai lakin amiro ka loan maaf karne pe desh ko fayda mila ye hai apna pyaara bharat 😢. Shameful 😡

[@Ashishkumar-ql6bk]

Jo log samjte hai ki banks ne loan maf kia wo abhi immature hai, asal me loan maaf krwaya gaya hai, bank ke logo me itni himmat nahi aa skti ki wo bade bde netao ko no keh sake.

[@vikashsingh3191]

Ans-D

[@mdsamiullah9572]

Bde Bde desho me aisi chhoti chhoti baatein hote rhti hai... Be happy accept the system😊

[@SumanRo]

Business tycoons can buy propeties and fancy cars but cannot repay loans😂

[@CAAmanAgarwal-u6d]

Maximum NPA has been gone into IBC, writing off is number to banks. IBC, SARFAESI and DRT are there for recovery.

[@satyakesharwani8971]

Ans C

[@nawalkishore4846]

As you have stated that there is difference betweet write off and waiver of loans. Write off is not माफ करना। Write off is बट्टे खाते में डालना। Waiver माफ करना।

[@BeTheSavior]

Ans c The bank rate is the rate of interest which is charged by a central bank while lending loans to a commercial bank.

[@MeraAbdulAlagHai]

Option (A)

[@DS-cb4id]

Is this principal amount or includes interest amount?

[@never_mind450]

बहुत ही खबर है, गरीबों से लूटो अमीरों में बांटो 😢😢

[@themanisa]

Make Thought by Watching Full Video instead of Comments

[@born982]

Irony is Nowadays for bank jobs, they are asking for a 650 CIBIL score otherwise you will not get a job. particularly SBI for all lateral entry.

[@amit.asrmp.]

इस भ्रष्टाचार में बड़े बड़े लोग मिले हुए हैं लोगो के टैक्स के पैसे से ऐश कर रहे हैं

[@Kabi24h]

Video dekh😂😂😂 last ka part

[@CodeMonkey33]

​@@Kabi24hye logo ki taraki hogi bhot

[@anujjain2232]

Ye wahi bank hai jo pen bandh ke rakhtey hai...😅😢

[@hanshrajmaurya6176]

Puri video dekho

[@nikhilrajpoot7051]

Sabhi buddhijeeviyon se ek gujarish ki comments m bhokne se phle pura video dekhe. Namaskar 🙏

[@bhabeshku3627]

Govt bank se govt logo se loot rahe hai But private bank se nehi,

[@pradeeppal166]

If you take home loan then give will sell your kideny to recover that but if take few caror the if is free just ask waver , our Gov. Will help you .

[@ilovepeace]

My bank hdfc is never in these lists ❤

[@roshankisku8110]

A) RBI lends short term loans to commercial banks

[@teamforce1180]

Very well explained difference between Waive off and Write off. Good amount of recovery due to Insolvency Code and other measures. Thanks Sir 👍

[@ravigupta4329]

Bank apna Loan kabhi nhi chodti hai bhaiya ji.wo Recovery ke process me lga rahta hai.jab tak person zinda hai.or private bank loan recovery ratio hamesha achaa milega PSU bank se.

[@pandu2129]

Over 3 months ❌ Over 90 days ✅ Because different months have different days and it creates problems for both customers and management. So it is better to take days rather than months.

[@sagarmate2616]

Mera toh loan.....badh raha hai.. After paying emi also😂😢😢😢

[@saurabhkumar7917]

Agar garib loan nhi de pata toh woh gareeb bikh jata hai aur agar amir loan nhi de pata toh bank ..

[@Kabi24h]

Video dekh pura😂😂😂

[@Kaishabdas]

Or hom 2 Emi late diya to manager ghr pe aa gaya 😂😂

[@Avi0907]

प्रेजेंट गवर्मेंट तुम मुझे 1 करोड़ लाख रुपए दो मैं तुम्हारी 12 लाख करोड़ लोन माफ कर दूंगा 😂😂

[@Mindfulnessthink]

सीधे सीधे क्यूँ नहीं बोलते अंधभक्त के अडानी ही सेंट्रल गवर्नमेंट है 😂 लोन तो माफ़ हो सकता

[@mukeshchoudhary528]

कोई बात नही बढ़ाओ LPG और पेट्रोल पर 10 10 रूपये और घाटे को पूरा करो कोई कुछ बोले तो बोल देना देशहित में जरूरी है🙃

[@0__-_-..._-.Matter._-_._-_-._]

बहुत अच्छी खबर है उद्योगपतियो का भी tex माफ़ होना चाहिए क्युकि सबसे ज्यादा tex वही देते है,, उनक़े ही tex से पूरा देश चलता है,, उनके ही tex से किसान को हर जगह सब्सिडी मिलती है कही यूरिया मे, tractor मे , polyhouse में , पानी क़े बिल मे, रोड tex मे,खाद बीज मे, और किसान से 1 पैसे का tex सरकार लेती नहीं है इसलिए किसान निठल्ला हो गया है ज्यादा हुड़दंग मचाता है,,, महनती आदमी कभी ज्यादा हुड़दंग नहीं करता जब किसी को free का खिला दो तो आदमी निठल्ला, बहानेबाज, बेईमान और free का खाने वाला बन जाता है....सरकार को किसानो से भी फसल बेचने पर direct tex जरूर लेना चाहिए और किसान क़ी बहुत सारी सब्सिडी काटनी चाहिए किसान को फ्री का खाने क़ी आदत लगा दी है सरकार ने,,,,

[@trendnyt]

kya chuitiyapa hai.. they collect tax from us and pay to these business man

[@Yogesh_bhojak]

मिल सके आसानी से, उसकी ख्वाहिश किसे है, ज़िद तो उसकी है जो मुकद्दर में लिखा ही नहीं।❤🔥

[@aquilahmed716]

This is the tactic used to deal with money defaulters. Consider a defaulter who has been identified as a non-performer and written off the bank's ledger. However, if the bank decides to provide a loan to this same defaulter again, what does that imply? It clearly indicates that banks write off defaulters because they anticipate granting them loans again in the future

[@MagnusCarlsen2077]

12:43 Save your time

[@amazon8174]

Army jawan ko 4 saal ki job Fund minimise ke naam per, Kisano ko fasal ka bhaav nhi fe rhye, logo se tax ki loot macha rkhi hai.... businessman ka loan maaf. Vaah kya scene hai😇

[@AllActionHere]

Pura video dekh pahele 🤣

[@sachingoswami0102]

इसे कहते हैं ऐश, अमीर लोग सिर्फ ऐश करते हैं

[@acebanker6150]

ans -c

[@jaydipmahato3189]

OPTION A

[@TotalBakwas-e8v]

मैं देश विरोधी घोषित कर दिया जाऊंगा अगर कुछ बोला तो 😂

[@DeepaRaghuwanshi-zz2zz]

Sarkar ko yeh b batan tha ki kitna percent adani ka hua h ?? I'm sure 90% paise iske hi maaf kie honge

[@eliteacademix]

People started crying before watching the video - KINDLY NOTE - Even after a loan is written off, the borrower remains legally liable for the loan and the lender can take legal action to recover the outstanding amount.

[@ManeeshArya]

Question ab ye kis ka kitna or kab hua hai write-off. Or ab kya condition hai company ki.

[@spookyscientist]

Looting normal people to written off the loan of corporate friends....😂😂😂

[@vissug2744]

Write off kia h Banks ne.. Taki government dikha ske ki dekho log EMI ka installment de rhe h . Q ki jo nhi de pa rhe h unko to alg book me dal dia h so called Bad bank book😂

[@Joyman-v9m]

Thik h me v ab 100cr lekr desh se vagta hu gd idea 😅😂

[@amanpathak2630]

No, a loan write-off is not the same as a loan waive-off: Loan write-off A lender writes off a loan when it's unlikely to be recovered. The lender treats the debt as a loss and transfers the loan amount from its assets. The borrower is still legally obligated to repay the loan, and the lender can take legal action to recover the amount. Loan waive-off The lender forgives the debt and the borrower is no longer obligated to repay it. This is a relief given by the lender and the government.

[@DhammadipDhole]

Waah he govt ...shetkari cha loan maaf karayala yana naaki nau yetat....ani bussiness men je satahach fayada paytat...tyach loan maaf kartat

[@prajyotnighot6882]

Bhau tu plz purn video bagh ....

[@drgaurav2850]

पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!

[@XI_ZINPING]

pura video dekhe??? tax save krne k liye krte h

[@mmk2044]

​@@drgaurav2850what percentage of these wrote off amount will the banks be able to recover? Stop calling others uneducated for hiding wrong doings of your favourite government.

[@kratosgodofwar8366]

Dada purn video bagha

[@mukut5ul]

Mumbai businesses takes loan and they buys property in mumbai. Bank looses money. But businesses always makes money.

[@princechaturvedi3128]

Maaf nahi hua hai guys... video dekho pahle bas write off hua hai..wasooli chalti rahegi

[@pratikgandhi17]

Write off में agriculture and मुद्रा लोन का कितना हें??? 😢

[@mogleesh-22]

*"Power of Adani and Ambani"* ✨🔥💪

[@studyAt6]

And Then Banks recovery Agent will Run Down a Poor person with tractor over a failure to pay 1.8Lk 😂😂

[@7Tanjiro]

Guys first watch full video then comment

[@ritikranjan3644]

Garib loan le to Ghar bik jata hai Ameer loan le to Bank bik jata hai

[@AjaySingh-jz8qx]

Bat brabar hai GST & Income TAX sare loan default cover kr dalenge😂😂

[@dheerajpimoli9539]

Why you are putting a misleading headline.

[@SachinKumar-nl5me]

Financial minister need to improve this 3% NPA data to improve our bank facilities. I know recent years PSU BANK PERFORM VERY WELL . but we need to improve these data

[@inzamamulhaquehaque8033]

Gribon ke liye koi mafi nhi awer amiron ke liye Sara ka sara maaf

[@Escape_Model]

Nice analysis ❤

[@nati_darji]

Hamare to yahan balance na hone par minimum charge cut rahe hain aur udyogpatiyon ke rupiye maaf kiya ja raha hai

[@DJegal99]

हां गरीबो का खुन चुसकर अमीरो में बाटने से देश में गरीबी और बेरोजगारी खत्म होगी साथ ही देश बहुत ही विकसित होगा

[@engineeringexpert5985]

अमीरों के मजे है.. लोन लेके बिजनेस करो चला तो ठीक नहीं चला तो माफ....🌚

[@PratikMalani]

Dosto pehle pura video dekho last tak aur fir comment karo... Aadhi jaankari kafi khatarnak hoti hai 😅

[@mathsranker-bittunishad]

Tabhi to mai sochu ye sbi wale sare client ko kyc ke nam pe bula le 11 -11 rs ka insurance kyu bech rhe hai

[@ashishsarkar7300]

We should protect our Entrepreneur

[@Ashishkumar-ql6bk]

India ki 90 percent janta murkh hai isme koi sandeh nahi.

[@sumitdas6596]

12.3 lakh crore= 15billion dollars approx? Thoughts and opinions guys ?

[@Soren363]

(as of current rate, ₹84.90= $1).... ₹8500 Cr(appro) =$ 1 Billion Then, ₹85,000 Cr = $10 Billion Again, ₹102000 Cr =$12 Bn Again, ₹12.3lakh Cr = almost $ 144 Bn.....

[@Iamjobless-i1t]

RBI jo bhi kar raha hai vah achcha ker rahai hai. Inflation Ko agar control nahin kiya Gaya tou bahut jyada log bhukhmari se mar jaenge😢😢😢