【馬來西亞 房貸置業須知】房貸申請流程｜本地人 外國人 有什麼分別 Mortgage in Malaysia

講到置業，試問有幾個可以Cash Buy？窮一生也要死死地去跪求銀行拿個「靚Rate」，房貸變成整個置業流程裡面最重要的一環！今集會長可媛邀請到一位大馬房貸專家，為大家講解一些房貸置業基本常識。
如果大家對今集既內容有任何疑問：歡迎用 Facebook 或 Messenger 聯絡我們： / malaysiajor.malaysiajor
有興趣移居或投資馬來西亞既朋友可以點擊以下連結參加「馬來西亞 移居/投資 答問區」 Facebook 群組：
m. groups/6889333...

[@gabeelodee5923]

成套開頭片我净係期待可經理露事業線😂😂我太誠實了❤😂🎉🎉

[@babibrain]

Rules of thumb when buying properties in Malaysia: Never buy an under-construction property, no matter how famous the developer is. If you want a brand-new property, buy it once it has obtained the Vacant Possession (VP) in the secondary market or directly from the developer only if they have available stock. Buy freehold properties, especially landed ones. Buy properties in areas where the majority of residents are Chinese. This is not racist, but from an investment perspective, property values tend to increase faster in these areas. Buy properties located near shopping centers. Buy properties that come with at least two car park spaces. Buy properties that have easy access to highways. Buy properties that are surrounded by greenery and have plenty of commercial activities nearby. Buy properties that are located near branded schools. Avoid properties that are close to high-tension cables, Indah Water pools, or areas that are prone to flooding.

[@michaelacac1028]

part 3, I agreed hv 2 walk up apartments at section 24 ( cost rm70+K sold rm80K only) and section 25 are mix races (cost rm28K sold rm68K) you miss out properties near MRT stations

[@stmpo5595]

I bought two under construction properties and have never encountered any problem. Look like we have someone that doesn't invest many properties but give the wrong advice

[@brianleon79]

Hilda 真系好搞笑啊😂😂

[@kwwong5013]

Good acting skills. Give both of you a like.....also to this experience morgage advisor. 😁✌️👍

[@ippenny8333]

謝謝分享

[@HC_Lee9498]

会长，若要买多过2个residential property，可以把之前买的住房物业转放在一家公司名下，这样个人名下还有2间的quota去拿到更高的贷款。你也可以用现有的公司买物业，用公司赚的的钱还贷款。用公司来管理物业有好处，可以在网上找：Pros and Cons of Investing in Property through a Private Company in Malaysia, Why Buy a Property Under A Company in Malaysia? Buy A Property Under A Company in Malaysia?

[@LamLamHK]

你咁樣轉名唔係又要比多一次 stamp duty 咩？同埋片中係講計算供緊緊物業...實際係計埋所有名下物業？

[@dingdenny6447]

会长可缓你地好哇！你地既演技可以比美TVB哩❤！

[@albertspeir]

一定不需要担心咯，会长赚那么多钱，每天经过 Mak's Chee 生意都火爆 😃

[@jclim001]

如果可以的话尽量不要拿回教金融贷款产品配套，因为回教金融的利率的算法不是那么的容易明白，往往到最后都会比传统金融产品的计算来的多。

[@pharlieluk7305]

打錯字呀……係audit report , 不是 order report 😂

[@joejoe9979]

😂😂😂🤣 hahaha, this very good video 📸. I like it ❤

[@MINGYIDENISENAM]

想在馬來西亞吉隆坡賣樓,有邊間地產公司介紹?謝謝

[@woodywu7886]

會長 請問有無一些保證租金回報既樓盤介紹？

[@conradma8029]

會長，請問未辦MM2H嘅港人可以在馬來西亞買房嗎？

[@chunseng7]

濑jor野！好熟wor! 男人之虎。

[@5ponge8ob]

可以拿FD pledge 1 to 1貸款

[@andywong9867]

想問下匯豐銀行有冇這三種按揭?😊

[@cheekeonglee4263]

一个是影帝一个是影后😂😂😂

[@waikuongteng9508]

支持

[@tmwsmak1119]

咦，同阿詹瑞文墨斗先生d表演有過之而無不及喎😅

[@tebbychan]

反映着银行的慢 哈哈😂😂😂

[@charlestjochsrlest6355]

现在很多房产商也会走歪路外国人买70-80万的房子,sales contract 打100万一样过关.

[@DySun]

这不是《墨斗先生》的对白吗？

[@carolkhoo710]

👋👍👏🙏😃

[@chengong748]

Wahaha 😂😂

[@cccjam]

詹瑞文😅

[@Bro.of_Xia-Peak]

全部係新楼盘，都冇解答二手楼？🤔

[@kylieku8783]

我需要貸款服務：請問可以比我聯絡人資料嗎？

[@Yiyi115111]

Cash buy 咯

[@kokhoonglee7886]

买买买，敢借敢买，第二，第三，第四间不停买，那条数你点报啊？银行经理不会提醒你如何去报最重要每年要报税的，政府内陆税收局将会用心关注你过后，你的好日子就会来临咯，你有种敢去买买买？？？哈哈哈，买屋买楼买车之前首先要学报税啊，不是学如何帮银行借钱，哈哈哈

[@kokhoonglee7886]

这位银行贷款经理没讲一样最重要的，就是必须呈交你的每年报税单，你月入百万如果没报税单，你试下同银行借100炆，哈哈哈，贷款买买买那么容易吗？如果吾洗报税，马来西亚10大富豪早就买晒啦，哈哈哈

[@nataliemai7738]

居然有回国加速器？

[@kong_cheung]

感官差嗮

[@winsonchan7392]

😂😂😂

[@vincentlam9646]

如果我买层100万的楼，可以拿居留权吗？

[@Bro.of_Xia-Peak]

以前可以，现在不可以

[@stmpo5595]

以前都没有

[@terastarship2]

Pay FULL! 🤣🤣🤣

[@limsk3797]

开头白好像一部哈哈 kzbin.info/www/bejne/rYPLhYidmLl5n68&ab_channel=DesmondChoong

[@talenchin]

好戲份😂

[@tmwsmak1119]

本地人始於唔係廣東話母語，所以連咩係樓花都唔知

[@lkau7847]

本地華人都要睇吓係咩祖籍，亦要睇吓係喺邊一個州長大(唔係每一州嘅華人都會用廣府話作日常溝通) ，同埋唔係每一個本地華人都會睇港劇/電影，所以就算祖籍係廣東，都未必聽得明香港人習慣用嘅潮語/用詞，再加上馬來西亞嘅廣府話用詞(我哋呢度多數係叫廣府話，唔係廣東話) 同香港嘅亦有分別，比如落雨=落水，普通話=中文/華語，菠蘿=黃梨，秋葵=洋角豆，大樹菠蘿=菠蘿蜜/Nangka, 入油=打油，所以聽唔明咩係樓花係可以理解。