I would like to suggest. Before you decide to spend money for leisure, please make sure you have these following checked off. 1. emergency fund in your bank account last 3-6 months in case you lose your job or any kind of emergency cases happen 2. Saving money for investment at good amount (something that can generate your passive income or good growth) 3. Strong continuous active income 4. YOU HAVE NO DEBT! and your future travel is not going to create your new debt. If you have all these 4 reasons....you are free to go anywhere you want.