Change How You Think About Money - Meaningful Money

[@MeaningfulMoney]

So many lovely comments - thank you all! Thanks to Damo and T (and Ruth, Will and the team) for having me on the show - I had a blast!

[@MakingMoneyPodcast]

We loved having you on Pete, thank you so much for coming on and sharing so much wisdom!

[@AaronMatthews1985]

@@MeaningfulMoney You're a cool dude Pete. Happy New Year to you and your family.

[@coderider3022]

Shout out to Roger too !

[@stephenhails1731]

You're a legend, Pete. Thanks for your words of wisdom. All the best for 2025

[@rajshu6408]

Because you are one of the Good Guys.

[@ManyMannyMan]

The biggest cross-over since the Avengers (probably). What a Christmas gift 😊

[@MakingMoneyPodcast]

Haha probably! Hope you enjoy it!

[@garethgazz9332]

Lol what a comment

[@bertrandpoulain3434]

Spot on . I jumped when I saw the video on my feed

[@zaidahmed9527]

Haha great comment... Spot on!

[@narainsrividya341]

Spot on 😂❤

[@tealady55]

I rarely listen to a podcast of over 30 minutes but this one had me hooked. At 57, with no pension and still a hefty mortgage, I know I've got to get my skates on. I was feeling a bit panicked by the enormity of the task. but now I feel empowered. Thanks to the 3 of you. This was brilliant and just what I needed.

[@michaelgreen6722]

Good luck... as the saying goes "The best time to plant a tree was 20 years ago but the next best time is today"

[@stevemorrison4183]

I watch 3 financial content makers regularly and who I believe are very grounded and should be listened too. Here 2 of them are in the same interview ! Thanks. Just add James Shack please. Good content.

[@DorianEvans-d1j]

Also add Ramin from Pension Craft. And we have the Fab Four!

[@slayerrocks2]

The thriller in my villa. The rumble of the humble. Two of my favourite financial channels together. Thanks for all you have taught me.

[@mwscuba]

Pete was the first person i came across giving out financial info on KZbin and eventually lead me to watching you, i only every really watch and actually take a few channels seriously, you have interviewed most of them.

[@ukunknown808]

The legend that is Pete Matthew! What a complete gent, looking forward to watching this one. Your content got me curious about personal finances and eventually dipping my toes into investing. I tip my hat to you, sir! 🙌🏽

[@alwAudio]

This is such a joy, Pete is the most delightful warm individual with an incredible knack for explaining things in simple, clear and easy to understand ways. I use the word intentional so much myself now in my own head and when talking to work colleagues about their pensions etc. Two of my favourite channels come together in the best Christmas gift we could wish for.

[@b8421104]

Outstanding. I could listen to Pete and Damien (and T) talk finance all day. Balanced, objective, humorous and considered discussion from down-to-earth superstars 👍. Thanks for all your content and Happy new year 🍻

[@benking9593]

This was brilliant. Best one yet! Pete Matthews is so easy to listen to.

[@deleob]

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.

[@jameslongwell5025]

I feel sympathy and empathy for our country, low income earners are suffering to survive, and I appreciate Wen. You've helped my family with your advice. imagine investing $30,000 and receiving $95,460 after 28 days of trading.

[@tb5742]

Can't wait to view this- two favourite KZbin channels!

[@MakingMoneyPodcast]

It was such a great chat - hope you enjoy it as much as we did!

[@johnegginton5501]

Pete must be one of the most calming voices in a world of chaotic subject matter. I've recommended so many of both Pete and Damo's videos to my mates to help them understand so many complex subjects in a simple way. Got a bit of a Mr. Miyagi and Daniel-san vibe on this one. Great video as always, Damo.

[@arhodes2866]

Without Pete I would never of had the courage to seek advice from financial advisor about pension. So glad I came across his KZbin content. Just wish I had done so years ago. Thank you all for putting out such good content.

[@sid35gb]

Getting in the heavy weight financial KZbinr Pete is a Legend 👍💰

[@clarenceishmael9615]

Apart from having a great Podcast and clearly super knowledgeable about his craft, what a great person he is! Clearly a lovely man. 😊❤

[@HelenBerry-pi3kh]

Thank you Pete. Your podcast was fortunately for me the first one I listened to over 13 years ago...sharing your knowledge enabled me to reach financial independence 3 yrs ago. I love your youtube vids! Damian...you are the second person I have listened to! Both of you have been great and i thank you x

[@michaelnoy4283]

Two legends in helping people with their finances. Brilliant

[@DanRobards]

What a great crossover! Love Pete's work! Merry Christmas to the Making Money team!

[@MakingMoneyPodcast]

Merry Christmas to you too! Pete is a legend and we loved this chat so much!

[@jbedford9671]

The legend that is Pete Matthew! Slightly disappointed he wasn’t wearing a Crew T-shirt however 😂 although he is looking very dapper 👌🏻

[@Hyster27]

I have sent both Pete and Damien's KZbin feed to so many work colleagues over the last few years. Amazing content guys, thank you and I wish you both the very best for 2025.

[@stickleback73]

Awesome all in one place!! Gen X here, it was rude to talk about money growing up in my house. Zero money advice from my parents. I'm lucky I have a decent pension more luck than anything else. If only I had been better informed I would have done even better. Im educating my young people and send them all of your content guys, hopefully they will take it on!

[@Willsmith-q2v]

Pete is a legend.........always thought it would be a great idea for you two to get into a room.......looking forward to watching this one

[@coderider3022]

Pete (and co host Roger weeks) have a great podcast. Definitely recommend.

[@designer23t]

Loved this! Could listen to you 3 all day

[@ceciliabrown3301]

Fantastic guest. Have been binging on your podcasts today. Lots of valuable content. Thank you guys ❤

[@batemanlife]

Really liked this guest. Knows his stuff and very friendly.

[@rubyshoes9195]

4:40 - he is talking about time preference. Some of us are wired to think long term, some of us are not and need to recognise and overcome it.

[@gavgreen10]

Pete's was the first financial channel I paid any attention to & Damien's was the second so to have the both of them (and T) around the same table was absolute gold. A brilliant flowing conversation full of sensible & practical advice. The second best thing I watched over Chistmas after Wallace & Gromit, loved it 👍 Well done all & have a great 2025.

[@AaronMatthews1985]

This is the one! Been waiting for this one since you started the podcast. Nice one! Great episode.

[@Eul8551]

how did i miss this had been uploaded? so excited, I need popcorn for this!

[@jamiefarrell4425]

Great to see two of my favourite Finance KZbinrs talking the key factors of wealth. I’ve learned so much from both of you, thank you!

[@MikeAllaway]

one of my favourite UK finance youtubers. love it! 🥳

[@stumccloy]

A superb video from great people that genuinely care about helping us all.

[@michaelgreen6722]

You and Pete's channels have changed my financial outlook for the rest of my... Just want to say a big thank you for creating such great contant to help so many people!

[@JohnFord-c5l]

This is one of the best interviews guys..thanks...Pete is such a clued up guy, especially since I love the last 20 minutes. I think this was an awakening for most people best info advice ever given...

[@Kaizen917]

Found both Damo and Pete around the same time. This podcast episode is a bit of a treat!

[@MrDuncl]

The best financial advise I think I ever had, from a retired bank manager, was "Eggs in baskets". It is the reason I opened a new account with a different company when my Stocks and Shares ISA exceeded £85000. How can you be sure a company is actually buying the funds you want and not doing a Bernie Madoff, or closer to home Neil Woodford ?

[@Lenny-nr4yv]

Greatest video I’ve watched since Debbie does dallas. Well done guys love Pete watched him for years 👍

[@willstones]

Amazing episode! Loved all the discussion here. Thanks everyone!

[@alexpunter1992]

Awesome to hear Pete's self reflection on his own message, obviously his own channel isn't the right space to do that. Fantastic episode, ive been looking forward to watching and it was everything I hoped it would be!

[@tsolo7411]

Just wholesome content. I love financial content but this really brings the healthy human perspective that we all need

[@kevinrichards6506]

Excellent video - 3 for the price of 2 !! Thank you 👍

[@58slewins31]

Three of my favourite finance guru speakers together in 1 video. can New Year's eve get any better!!!

[@RuthMcClenaghan87]

Two of my favourite people!!!!! Love this!!! Happy new year, guys, you are both amazing and wonderful and brilliant!! ❤❤❤

[@PeteMatthew]

Thank you, Ruth!

[@robertpearce7795]

I love Pete Matthew! - Definitely looking forward to watching this one!

[@sapsswaran]

What a lovely way to start the new year. My key takeaway - The biggest risk of investing is not investing.

[@Riaan3108]

Incredible pod episode this, soooo good. Amazing work guys.

[@bsmith5404]

Saving me time *and* money by having two greats on one podcast 🎉!

[@ryanwdavies1]

Pete is a hero and a good example

[@pambowell3640]

This is one of my Fav's, guys, some really fantastic questions - this has been so enjoyable!

[@Andy72668]

Saved the best till last! Great episode lads HNY

[@Itsmejabs]

this crossover was NEEDED - great job!

[@tonybristol6561]

Great episode I think the best guest yet! He make everything so simple and great advice.Thank’s can we have a part two.

[@Banthah]

You’ve had some great guests on lately. Like you say Pete is the godfather of finance KZbinrs, certainly in the UK

[@matija4091]

I suggest reading the book Lucas Hayes: Manifestation Path if you want to know how to manifest anything. Just follow everything the writer suggests in there; it's one of the best reads I’ve had in a while.

[@dawnwalton9]

I really enjoyed this. I think Pete's content is excellent and it was lovely to hear him expand on his background and emphasise the importance of relationships and purpose to happiness. I've subscribed to Shane Parrish's Brain Food newsletter. Thanks 😊

[@salochinthims]

Making Money Podcast is definitely the Wheat. Great advice.

[@JHBEM]

Great Combo. Big fan of you all.

[@Piglet88-i4d]

Great video as always! Keep doing what you do guys. In these turbulent economic times, the financial education you both provide and make accessible to all is absolute gold. Thank you

[@lisadraper2639]

What a great combo that was! Fantastic video, thanks.

[@BG23]

The collab we wanted to see 🙂

[@acatch1]

Great to see this…The perfect guest.

[@harrywilson4311]

Outstanding guest, Great episode👍🏾

[@Jakeyosaurus]

Huge crossover 🎉

[@Trigger1973]

A cracking episode. Thank you for this. Pete Matthew provides such good guidance and is one of the best. Happy New Year and looking forward to a great 2025 for you and the channel.

[@jonathanholmes7922]

Top video and content. What a team 🎉🎉

[@SumanPaulDoc]

Really insightful conversation. Learnt a lot from both these creators.

[@JohnFord-c5l]

Pete, you are a legend

[@keithlos1497]

What a NY present ! James Shack next please

[@andrewhartuk]

Fantastic pod, well done guys :)

[@kw8757]

This did not disappoint, worth every second of my time. Thank you.

[@chandamatrix]

Aww the perfect conversation to bring in the new year, I'll be sharing this far and wide.

[@keithlos1497]

So much great advice here and resonates with my own journey.....so far😃

[@minimad8793]

Cracking interview guys.

[@samburnside3504]

great podcast with a generous and fantastic guest, really reinforces the important things

[@chrisbarlow5968]

Absolutely brilliant. Bring him back next new Year

[@pennywright4775]

fantastic video - two of the best finance KZbinrs who also happen to be intelligent, thoughtful, funny, insightful people in their own right... great role models

[@sanjeevpatil2833]

My favourite 🌟; can’t wait to watch it; you have made a big difference to my retirement outlook 👌👏👏

[@richardgriffiths230]

informative, educational and entertaining, thank you

[@alwAudio]

"Giving with warm hands..." - that is a quote I'll remember.

[@billykotsos4642]

1:13:21 “Work on how you think” yes sir

[@samwindle9040]

Lovely episode!

[@BenjaminDBrooks]

The way everyone defaults to either "Go ask for a raise" or "Get a better paid job" really does irk me. Not everyone can do those things. Public sector workers can't just "ask for a raise". There are limited better paid jobs within a given sector, and swapping careers usually means starting from scratch.

[@iang6118]

wooooo get in there. pete matthew 🙌

[@GAK8919]

Enjoyed this. Good work all involved.

[@jamessaddler1]

Love Pete's channel too 👍

[@davidnewell8382]

That was fantastic, what a good guy

[@richardwall2330]

Great stuff bro Like it all that you produce !Great quote I always use "I read it in a magazine an expensive one so it must be true "Juliet Turner Burn the Black Suit !!!

[@Abdul_Rahman86]

The public has been brainwashed to perceive investing as far riskier as it actually is. At the end of the day chucking your money in any index fund and leaving it to compound is better than saving or spending it

[@ste14phen]

Festive Box Set. Happy New Year guys!

[@01mememememe]

Wait what!!! Had to double take there, thought I had clicked on MMP and got MM! Spooked me! Merry chuffing Christmas!

[@MrDuncl]

Regarding things getting more complicated I was recently looking at a wage slip from 1999. Back then, for less than 7% of salary I was in a 2% accrual Final Salary pension scheme. Back then you could fill in a form when you started a job and not have to think about pensions for the next 33 years. If that wasn't on offer maybe you had chosen the wrong company. The bit in the podcast about when to engage an IFA was interesting as I know that once in payment a significant part of that DB pension will never increase by more than 2.5% once in payment. No triple lock in private sector DB pensions.

[@shocka144]

great way to start the new year - amazing video

[@lisaustok8774]

Fascinating stuff

[@raptori]

The life expectancy thing really bothers me when it comes up. Yes life expectancy was like 30s or 40s. That's not because people just keeled over in their 40s. It's because such a high percentage of people died as a child! People still lived to be much older than that, even millennia ago.

[@davidgray3321]

Correct, most people don’t really understand demography.

[@chumabanjwa4662]

Thank you for this. I never thought of it the way you have put it, but it makes perfect sense now that you have said it. Thank you for the free education stranger on the internet 🫡

[@Emma-kf2kj]

Immediately came to make the same comment, glad I checked it someone else got there first! INFANT MORTALITY SKEWS THE AVERAGE, PEOPLE. If you made it through childhood, your chances were pretty good.

[@alexandermueller7655]

Thanks for making this comment.

[@MakingMoneyPodcast]

Hi! You are correct about child mortality but there is pretty strong research to show life expectancy has increased at all age groups ourworldindata.org/its-not-just-about-child-mortality-life-expectancy-improved-at-all-ages

[@russmcphillips3642]

That was a brilliant episode. Thankyou.

[@RuthMcClenaghan87]

Squeeeeeeeeled with glee! 🎉😂😂😂

[@simonawebber]

Any thoughts on this would be much appreciated - I'm in a constant quandary about the allocation of my investments, as I feel I might have too much weighting in the UK. Currently, almost all my investments are concentrated in Vanguard LifeStrategy funds-LifeStrategy 100 for my Stocks & Shares ISA and my kids' JISAs, and LifeStrategy 80 for my SIPP. Should I consider diversifying further by going all-in on a global fund, such as the FTSE Developed World UCITS ETF (VHVG)? I'd love some advice on whether this shift would provide better global diversification or if I should stay the course with my current setup.

[@chriswilliams5423]

Great conversation, be good 👍