Mama Mary's Lecture - Living in Tough Financial Times

[@amanda_z_831]

The way your face lit up when you saw Glinda... Love it. 😍

[@LadywiththeLamp]

I was gonna say the same thing!

[@ThursdayASMR]

Mary I can't tell you enough how lucky your family and friends are to have you. You're so incredibly right about getting rid of excuses and getting our head out of the damn sand. Thank you for that. 🙏😊❤ I'm going to get my finances in order this year no matter what!!!

[@Asongfromme]

So true

[@caitlinpowell8855]

This is so valuable to me… I needed to hear this so bad today. You’re such a smart strong woman I respect u so much.

[@karijozsa9679]

I’m a hairstylist. Been one since the 1990’s. I’ve never lost so many clients as I have this past year. They’re not getting their hair done anywhere else. They are going without. It’s scary.

[@kikidouloveme1500]

There’s a lot of wisdom in this video. Thank you Mary!

[@dontwnturhndthistime]

I'm so glad you made this video. I can't believe how divided the country seems to be on whether things are good or not. As if people would lie about their economic situation. It feels like we're being gaslit, as we struggle, we're being told things are so great.

[@apostolia2124]

Nowhere on earth things are good financially and personally i'm a saver, that's why i'm sitill alive😄 !! i love it when you ...don't shut up !! thank you Mary, keep it that way.✌✨❤

[@novastar136]

Seeing your face light up when you saw Glenda the good witch filled me with so much joy. ❤

[@morgan2085]

Thank you for making my video request Mary! It means a lot to me to have your advice. I’m still young and recently moved out on my own this past year. You’re an amazing role model.

[@zombie2ag115]

Mary, you rock..telling things as they are which is why we all are on the same train..thanks for keeping it real..rock on !!

[@pl8spinner873]

Another really useful MML. Like you say change yourself now while you still have the option to do so. The worst and most painful kind of change, financial, health, lifestyle whatever is when it's forced onto you through having run out of road which can take a massive toll on your future, although there will always be some people who must learn the hard way about everything. Thanks for this Mary

[@abbygirl8678]

Mary, I love your channel because you keep it real and relatable💕

[@caitlinpowell8855]

I needed to hear the walk away from the shiny thing 😭 that’s so me. I need to practice that

[@elizabethwright1201]

Thank you Mary! I discovered your soothing and calming whispers amongst the DT shelves first, but I keep coming back for your voice, rational good sense and your humor. Thank you for your honest take and solid advice regarding finances. We might not be able to do everything, but we can all do SOMETHING! ✌🏼

[@sarabavota]

Hi Mary, I am subscribed to your channel from Italy, I've known you since years and honestly it is because of you if I learned English. I want to tell you how important this chit chat videos that you make are, because nowadays people are less and less used to talk about really important topic of life. I related a lot to what you said, I am 26 and only a few years ago I started tracking by spending and gaining, cause my parents never ever taught me and my sister how to deal with money and I have always had a very bad realtionship with money ( never bought nothing for me all my life until 5 years ago when I started spending money for the most useless things). In 2023 I discovered, here on You Tube, how some people do budgeting and use techniques to save money (envelope challenge and similar) and in the last couples of years I decided I wanted to control my money because I wanted to use it but, without a job, I felt was guilty spending also one euro. Thank you for sharing your thoughts and opinions, most people are scared to think and to admit thier faults. Take care ❤

[@bubbulious22]

100 percent agree! I am currently trying to get my life together and the hardest part is not making excuses but I’m making strides.

[@KellyRaven-nn1ow]

Ur an absolute legend Mary 🙌🏻🙌🏻🙌🏻

[@milliemullen6595]

I’m not even 1/4 of the way through watching this video but had to stop & comment on how nice it was to see you light up when you saw ‘Glinda the Good Witch’ 🥰☺️

[@TheHammerjam]

Dishing out some tough love is never easy but always necessary. Here is Australia the cost of living is absolutely ridiculous, everything is expensive. Your advice and words are spot on.

[@chandraestrada9707]

You’re a great caring woman and we thank you we can all use this great advice. I hope you have a good week and God bless.

[@woodysbarndominium]

I’ve been watching your videos since the very start of your channel, and at that time I was living hand to mouth… now that we’ve got something, it’s really scary seeing how little it seems to be. I remember thinking “if I just had some money in the bank I’d be able to sleep at night.” But here we are, and now I’m stressing about how that money feels like it’s dwindling in value by the day. We cut back on everything. We don’t even buy yogurt anymore unless we have a plan on eating it. Sparkling water is out. Lots of deviled eggs & homemade bread around this joint. Thank god my chickens are gonna basically be free ranging this spring. We bought all the material to fence the yard a year ago at a steep discount so that’s gonna help a lot with feed costs in the long run… The very young family renting our old house has no clue how to manage their money and I’m playing momma to them right now… it’s so hard to watch them make stupid financial decisions. Like day after day after day stupid decisions.

[@jbar234]

I love your advice about facing reality and getting your head out of the sand. When a doctor told me twelve years ago my youngest son had a developmental disability I didn’t want to believe it but finally someone said “the elephant in the room ain’t gonna find the front door and leave, sweetheart, you might as well face him.” I have realized that applies to a lot of things in life. I just turned 50 this past year and I have a whole different perspective on a lot of things too. We are working hard to get our finances under control but our 18 year old is struggling with this but I think eventually he will figure it out. He is off to college in the fall but thank God, he should not have too much debt at all. I don’t see things getting better any time soon either. Hang in there everyone, get your priorities straight and God be with us all ♥️

[@shonala3740]

Yes Mary speak to the people! Love it!! Its not over until its over. Progress! One step at a time ❤️🥰

[@ynz3713]

Ok 1. You should be a lifetime coach because your advice is gold!. 2. I just saw on the news where an elementary shook teacher was teaching her class about money management because she saw the need for it and I wish I had been taught that sooner myself. ❤️❤️❤️

[@trademarktm2222]

Mary you are the best❤❤

[@soapforthesoul]

This is my first school year living off of student loans and it’s so scary. Thank you for the advice Mary!!!

[@jamielashell]

Thanks Mary! This was inspiring and you made me laugh ("...road to Glory") 😊 😆❤ Sending love!

[@Belladarling.]

Your boys will definitely have a bright future! They are lucky to have you as a mom ❤ this was an awesome video Mary!

[@WednesdayMorgendorffer]

This is great advice. Thank you, Mary.

[@marykelley5182]

Straight talk. 🎉

[@lindamoon8179]

I love the soft white scarf ❤

[@juliabruhn7428]

You are the older sister I never had ❤ I think we could all be trying harder these days. ❤

[@kylawatts5368]

I’m getting ready to move out and will be paying a lot towards expenses now so this is a good reminder and push for me thank you ❤

[@AnabethalightASMR]

Thank you for getting down to brass tacks about the financial/economic situation. It’s been *really* hard for me- and ppl in my circles I’m sure. You are one of my favorite ppl- both in ASMR and out

[@cella6]

Preach mary !

[@Uhohohno319]

Thank you for not turning this into a political thing.

[@everydaymary]

Several people tried to, which I figured they would. I deleted the comments.

[@Uhohohno319]

@@everydaymary again, thank you!

[@xhu9675]

Thank you Mary❤ I really appreciate you.

[@elainegill2619]

Great advice Mary as always👍....love the fluffy scarf ❤

[@HAVENWELLE]

Great advice! Thank you for sharing.

[@JenniferAndrews-v4v]

you are a gem.

[@Schmusekissens]

Thank you for the advice Mary, I always love your mama Mary lectures! I’m in my mid twenties and I feel like I’m still figuring everything out and need a lot of advice. I would like your advice on the career topic. Since I graduated college I feel like I always hate the jobs that I get…I switch every year…since you were a paralegal for a long time and worked at 1 place for a long time, how did you deal with everything negative at the workplace?

[@jordan6736]

You’re amazing Mary love your energy in this!

[@Missesmeech]

Love this, thank you. ❤

[@FriendoftheMayor]

Mary - Shop your home & auto. I was about to pay mine...and I thought what the hell I will shop around. I saved myself a ton of money.

[@everydaymary]

I'll definitely be doing that. I shop around and compare rates at least twice a year.

[@nicolelea2223]

Great video!! ❤

[@lealuckau9278]

Such great advice ❣️❣️❣️ I quit going to Starbucks, saving over $700 a year. Also, take advantage of your 401k if your company has one. Hugs 😽

[@noname123-u6n]

Happy Saturday Mary!

[@MOODMENDR]

I'm 33. I work as a massage therapist. I feel burnt out on it even though I only work 4 days a week (working full time as a therapist is not common, but possible- not for me!). I make about $4000 a month. After bills, I am left with about $1000-$!500 to save a month. I rarely eat out and rarely buy anything expensive.

[@MOODMENDR]

$10,000 in debt from student loans. Hoping to pay this off this year. I haven't been saving before tbh.

[@MOODMENDR]

23:50 I SERIOUSLY need to do this. I just tuck my money in an envelope and just reach in for rent, transportation, and self care/hygiene, groceries.

[@zigzagwilly]

Mary I loved seeing you visit with Glenda the good witch. And I just wanted to add in addition to everything you’ve said so far I’m maybe 10 minutes in. Our govt is printing an astronomical amount of money. They took over the banks I think around war time or thereabouts and ever since then yo. Ever since then. Look up how much money has been printed since the pandemic. It’s a freaking eyesore. And that’s to bail out auto and banks and etc. i don’t see any hospital bail outs. I don’t see any grocery store bail outs. Man o man. Anyhoo. Sorry for blasting off but I just wanted to add that.

[@Asongfromme]

18yos need to do some committed saving. I wish I had thought of it like a 100% essential buffer, as I'm estranged from all family now and, as can happen with poor mental health, I've incurred physical health issues all by myself (and lack of professional advice but it's mostly me). This will inevitably affect employment and prospects, just like many other factors like mental breakdown from stress or burnout! The whole rainy day savings might need changing to "in case of unexpected unemployment or health recovery" fund. No job is beneath you! That's a solid belief that changed from a few years ago. Better to be employed wherever is adequate, making savings, than have pride.

[@TessaLCastro1216]

I absolutely love that fruit wrapping paper🍇🍎

[@beverlyhill6783]

Great Talk Mary

[@eleanordupain]

Good Afternoon Mary 💕!

[@hannahchantee]

Happy Saturday Mary! 🎉

[@asmr-n-texas1128]

Hi Mary - I love these videos and appreciate you sharing your wisdom! I am currently in the process of separating from my husband, and I'm also in the throes of raising an attitudical teenage boy. If you have any words of wisdom to share on these topics, I would love to hear them. 💜

[@matthewlosito3161]

Oh wow your near Grandover enjoy the day

[@cella6]

I live in vegas , Mary ! 🤚🏼

[@gixxergrl10]

What kind of things are you two going to do while in Vegas? Love your videos!

[@Asongfromme]

Topic begins 8:03 ❤

[@elineff2791]

I've been spending money lately to upgrade my room, and therest I'm saving with my cat, her name is Mae

[@conr281]

Sunshine dispenser, LOL 🌞

[@MOODMENDR]

I realized I'm a broke bitch about a year ago. Like truly finally accepted that, but at least I'm not in massive debt? Mary's right. It is uncomfortable and can be disheartening when you see people thriving and able to buy the cool stuff, nice bags, go on lux vacays, live in lux apartments, etc. It makes me feel like a failure.

[@MOODMENDR]

Both parents dead, been on my own for a long time. Zero generational wealth.

[@MOODMENDR]

Accepting broke bitch status while still wanting to live a better lifestyle. I'm going back to the strip clubs and moving to a city with more money and development.

[@lisahope4582]

Hey Mary, just an FYI...don't ever round up with these franchise companies, because you round up, they submit funds from donations and those companies get to claim it towards THEIR charitable donations. Now, a few cents here and there from one individual is no big deal right? But, when all that money is added up from everyone, it's a wholllllle lot that those big corporations are writing off. (Those buggers) So never round up unless it's a small organization!!❤❤❤

[@everydaymary]

I give extra to the little thrift store for the reasons I've detailed in the past

[@adrianajimenez4342]

Mary, I'd love to sit with you and just chat! You are so cool 😎 😊

[@nancytimpa1981]

Whole paycheck😂. You got that right!

[@tattoopractice]

💙💙💜💜

[@djtrishm]

When you buys clothes at the thrift store you should wash them first

[@everydaymary]

Nah, imma lick 'em like a stamp and rub them all over my body first. Then I'll wear them. 💋

[@yellowsubmarine1321]

Hiiii. ❤❤❤❤❤❤

[@JadedPeAcHez4]

aint nobody comming to save you.....

[@thedegendan]

You're allowed to have your own feelings - don't let anyone get "upset" by that!

[@nedders60]

Gee sounds like ya work for Ebenezer Scrooge, please sir, a few more coals on the fire, can't feel me fingers, sir. I love that scarf! Don't like it, don't look.