401k Strategies that will Blow your MIND

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[@noahzimmerman-yg6qt]

I am 53 years old and consider myself to be a high earner. My job provides me the option to contribute the employer contributions to my Roth 401k. Should I do that or should I continue to direct that to my Traditional 401k ahead of retirement?

[@marcellasilva4015]

You're doing well for yourself but it is better to seek help from a professional. I am sure that an expert with experience provides more edge than a KZbinr.

[@ralfbrown-kl1gp]

As a high income earner can you easily afford to contribute max of $22,500 to your traditional 401(k) and towards retirement? What is your Federal Tax Bracket and percentage of company match? I f you don't know all this then its best you consult with an advisor.

[@FennaVa]

Thanks for replying, You seem to know much, How did you go about it and can you recommend an advisor like yours?

[@FennaVa]

@@ralfbrown-kl1gp thanks for the tip, i will check it out

[@ralfbrown-kl1gp]

Myself and a few other employees work with Sharon Ann Meny. She helps me max out on the Roth 401k in the month of November each year. My company matches 6% and I think my tax bracket is 22%.

[@susannnico]

The most important thing that should be on everyone's mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.

[@lailaalfaddil7389]

How can this person, JENNY PAMOGAS CANAYA be reached please..

[@Patatkevin]

This is my fifth year after retirement. I’ve been following the 4% rule thing, but this isn’t really how hard I expected things to be. I still have about $460k outside funds in my IRA to invest in stocks. Pls how do I take advantage of the market turnaround?>

[@Defisher]

>now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

[@sheltonPston]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@Patatkevin]

How do I Find this Lady?

[@sheltonPston]

>I started out with an FA named Nicole Desiree Simon Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

[@Patatkevin]

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

[@waynehendrix4806]

Thank you much for the conversation. I learned early to take every employer 401k and roll it into my open brokerage ira.

[@burschgirl]

I’m a visual learner so I would appreciate some numerical illustrations on a white board to illustrate the scenarios you discuss. Appreciate the discussion.

[@oscaraviator4765]

Second that.

[@swadfihri8278]

Love you guys. Thank you for all you do.

[@Herfirsthouse]

Just realised I'm currently reading Matt's book. So very helpful!

[@jorgemercado7505]

Awesome info. Thank you so much for what you do.

[@user.1425]

You rocked my world yet again!

[@roniwhitacre6671]

MY LIFE WAS SERIOUSLY SCREWED WITH THE BAD RECORDS I HAD WHEN I WAS 25YRS BUT ALL THANKS TO RAUL THAT CLEARED EVERYTHING PERMANENTLY! I AM NOW LIVING HAPPILY

[@michaelfordham3968]

this is not raul, do not watsap.

[@MrDkshaw]

SCAM

[@printingmailingservices-wh6438]

Thank you!

[@hexagonsystems5445]

Appreciate the shared knowledge!! I run a certified tax preparation and planning business and credit restoration and I've learned a ton from your videos! I hope all is well and keep crushing it!

[@combatvetvlogger8685]

awesome information

[@jeremychamberlin8765]

Mark is a "dork". It works though. Love you guys

[@BCV2023]

Mark, when will you be in So. Cal? I would love to set up a trifecta for myself.

[@BrayanMartinez-on3zm]

Hi Mark. What would be the best retirement option for a small business with 3 employees? Thanks

[@SilviaManentFinancialAdvisor]

I legit laughed so much when you were talking about the backdoor and frontdoor roth 😂

[@quimorube]

I like the videos from this group. Sometimes visual will help with the explanation. I was on the entire video until the rental property... I got a little lost. I tried to rewind but still confused.

[@77Tadams]

Excellent

[@GHutube8]

Have a question.... new tax bill just passed, including taxing cybercoin. What else do we need to know about the new tax/bank laws ?

[@stevenarchuleta3634]

Thank u

[@RJ_Chicago]

If you put traditional IRA $ into a solo 401K and convert it to Roth, is that calculation isolated from any other $ you may have outside of the solo 401K in other traditional IRAs? Thanks!

[@paulturner4419]

As an alternative. If you own an s-Corp can you contribute to both SEP IRA (employer) and SIMPLE IRA (employee)? Thanks

[@azieltobias]

Becoming a millionaire through a Roth IRA or a 401(k) involves different strategies for maximizing profits. A Roth IRA offers tax-free withdrawals in retirement, which can be advantageous if you expect to be in a higher tax bracket later in life. On the other hand, a 401(k) provides tax-deferred growth and potential employer contributions, boosting your savings. The optimal choice depends on factors like your current and future tax situation, employer match, and investment options. Consulting a financial advisor can help tailor a strategy that aligns with your financial goals and circumstances.

[@mellon-wrigley3]

Prioritizing effective personal finance management holds greater significance than the sheer amount saved, irrespective of income source. Consulting a certified financial advisor can offer tailored strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.

[@disney-hefner]

I wholeheartedly concur. At 60 years old and newly retired, my external retirement funds total around One million two hundred fifty thousand dollars.. With no debt and minimal retirement fund allocation relative to my portfolio's value over the last three years, I recognize the importance of a financial advisor. Neglecting them isn't an option; however, thorough research is vital to find a trustworthy fiduciary advisor.

[@louie-rose7]

​ *@sofiakhalida8106* Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.

[@disney-hefner]

I'm guided by "Camille Alicia Garcia" an experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.

[@AbhishekDharan]

What are your thoughts on using the side door method for crypto mining ventures?

[@beatrizschaller7868]

Who do you recommend for setting up a group 401K?

[@mattpavey3062]

I need to add to this... you can open your own brokerage trader account within the 401k co one and you can do whatever you want with that once you enter the money into it! It means you do not only have to choose those mutual funds only.... i found this out on my own

[@3pilot]

Yeah.. but for 99% they will lose money doing this. Just stick with the mutual funds

[@terrellyoung2689]

Thank you wow I

[@MarkJKohler]

I am so glad you enjoyed this video!

[@markeasley6149]

They focused a lot on the what and how, but not the why of squirrelling away money in these roth 401k or roth IRA. The why is you can invest that money in the stock market (either conservative ETFs, stable dividend stocks, or aggressive blue chip stocks) and the gains (hopefully, do your research) are tax free. So if you live to the ripe age of 60, you will be rewarded with your hard earned savings and their compound interest. Roth is a true gift from the government that most don't know about.

[@markeasley6149]

Many people live way past 60 so this retirement savings is crucial to live comfortably during the latter half of your time on earth. Social security is not a guarantee, it is a hope.

[@christopherdupremd8897]

Great stuff here! If I’m completely maxing out my retirement accounts at my W2 job can I make contributions to any retirement accts through my Personal Business?

[@theotherdonald5616]

If your trying the side door action, just make sure your left hand doesn’t know what your right hand is doing.

[@georgeharold3317]

Great stuff. I watch several youtube videos on how to trade in the stock market but haven't made any headstart because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking risks in my own hands.

[@sophiamiller2682]

You do not have to be scared of investment,what you need to do is get someone who already knows how to navigate the system and learn from them while you also make profits

[@jamiereuben6365]

i believe proper research,analysis and luck is what you need to succeed in the ever changing market

[@giannamiller492]

yes you need research and luck but experience always beats

[@charlottebrown9336]

kathy genelle britton

[@charlottebrown9336]

i came across kathy a while back now and she really knows what she is doing

[@sg.5360]

Dunder Mifflin!! hell yea. I'd work there and open a 401k.

[@bzldzl]

Suppose you have plenty in your solo 401(K) Can you take some money out turn it into a ROBS (roll over as a business start up) plan to invest for other business venture?

[@d2nd148]

Where in Orlando are you going to be at this week?

[@rnarzu]

" solo" as in self directed? Whats the word I can use at a facility. Can I use word " solo" or " personal" at a bank?

[@juangraciaofficial]

Damn the comment section is full of scammers promoting some credit score magic with some Raul, don't fall for that people

[@Chris-ew9mh]

I do wonder how anyone actually falls for those fake comments...

[@HKinNYC]

Also the description says free 15 min consultation but I was told they don’t do that on the phone

[@jholley426]

Why when discussing the solo k were you limiting the acct holder to 19500 less employer 401k EE contribution. (I understand there is only 1 EE 19.5k bucket) Just flow all the contribution to the solo K to the ER side/profit sharing. Why even put in any on the EE side?

[@RandyO_O_O]

Was that MGMT playing on Mat's phone around the 22:03 mark?

[@priestesslucy3299]

I heard the Employer Side of a Solo 401k is only allowed to contribute up to 25% of the salary draw taken?

[@billyjoejimbob56]

A few things I learned about "maxing" my 401K over the years: 1. In many if not most plans that match, the formula is 50% of employee contribution up to 6% of income. 2. If you are fortunate enough to max out your SS deduction before the end of the calendar year, some employers will contribute the 6.2% payroll deduction to your tax deferred 401K, up to the 401K max... you want to know this BEFORE you specify your contribution level. 3. IF you "separate" from an employer in the year you turn 55 thru age 59 1/2, you are exempt from paying the 10% early withdrawal penalty from the 401K of that employer... Worthwhile insurance if you aren't prepared to be unemployed at that stage of life. That exemption does NOT apply to funds rolled over.

[@GrandpasPlace]

So, theoretically speaking if my (s-corp) business has a net profit of $200,000 a year the wife and I (both over 50) can take a paycheck where we distribute it as follows. Traditional IRA $7000 per year each ($14,000 total pre-tax) 401K Each with matching $26000 contribution, $38000 match ($134,000 total pre-tax) HSA $7200 per year provided the health plan is a family plan. (Can the you and the wife have separate health plans and HSA's with the company?) So, each could have a pay of around $41,000 a year and get it all sucked up in pre-tax contributions while investing a combined total of over $155,200 per year and take the remaining $44,800 as a distribution at the lower tax rate? Before someone chimes in on Roth IRA's, while they are good for most, I have lots of investments (8 figures) at the moment and the intent is to use the pre-tax accounts as tax write offs by taking the distributions and using them as donations to charities. So No taxes going in, and a tax write off coming out. I think Im starting to understand how politicians file their taxes.

[@jaquevius]

Lot of questions you have. I’ll try to address them, as I also have an S-Corp, and my wife and I max the 401k 26k + match and IRA 14k (but we use the back door Roth because we have a 7 figure not 8 figure equity investment portfolio lol, well done btw) -you can’t write off the 14 k traditional IRA since you max your 401k, so if you’re going to invest that then you might as well do the Roth conversion, otherwise no tax advantage. In fact, it’s a disadvantage because you’ll pay ordinary income when you pull it out of a traditional. Better not to even put it in an IRA if you’re not going to convert it. Just put it in a post tax account -401k max is 26k each, but it must be paid via W2 income and the company match is a percentage of the W2 income and will be listed in your 401k plan. Have you set up your 401k plan yet. If not I can tell you how to do this. It’s extremely easy. Don’t use a broker unless you want to waste a lot of money in fees and commissions for no value in return -I don’t have an HSA but I believe it to be $7200 per yr per family. I’m considering this for long term care / end of life costs. -No. It’s impossible to invest more pretax than you receive in income from your S-Corp. That would be amazing though. Your best tax strategy via the S-Corp is to deduct all personal expenses that could have a business related expense (use your business credit card a lot, mileage your cars vs your company purchasing the cars, computers, phones, etc), depreciating the business assets, paying yourself the minimum W2 to max the 401k thus minimizing FICA + SS + Medicare, and then paying yourself what’s left over in distributions. Unfortunately he distributions are still taxed as ordinary income not capital gains so you’re still going to pay ~37% + state rather than 20%. No way around it unfortunately. Common misconception that the rich or wealthy don’t pay taxes. Perhaps a minuscule percentage that inherited the money that has already been taxed and they only have to pay capital gains, but this is extraordinarily uncommon. Look at the stats. The top 5% of tax payers pay 50% of all of the taxes in the US. Perception vs reality.

[@ThuyLe-qd6hd]

I'll

[@oscaraviator4765]

How do I get a hold of the gentleman on the left? Mark?

[@johnsmith-fw8np]

Individual workers can contribute up to $20,500 to their 401(k) retirement accounts in 2022, up from $19,500 in 2021 and 2020. The higher contribution limit also applies to other retirement accounts, including 403(b) plans, most 457 plans and the federal Thrift Savings Plan. Catch-up contributions to retirement accounts for those age 50 and up will remain unchanged at $6,500. Including their regular contributions, people 50 and up will be able to stash up to $27,000. The contribution limit for individual retirement accounts will also stay the same at $6,000. That limit has not increased since 2019. Individuals over 50 can stash an extra $1,000 in IRAs. That amount is also unchanged.

[@vickilau716]

Hi there! Your team told me to post a comment on this quick question: if I have a 401K plan offered by an employer but WITHOUT employer matching, is it still worth contributing to this or would it be better to set up a solo 401K?

[@nedrgr21]

if you'r'e self employed, only do solo 401k - more money into plan and cut down SE/FICA

[@bradywade]

I’ve read there is in fact income limits for contributing to a Roth or Traditional? Can you clarify the comment that there isn’t please? Thank you!

[@lauriekline8655]

How do you get on the newsletter?

[@bradleymayer5120]

what do you think about using mutual funds within my 401k to purchase other shares i hold.. I have 10 mutual funds in my account, i diversified 100% into my large cap fund that i convert to other shares within my portfolio instead of going 5-10% per each mutual fund every paycheck i’m able to get 5-10 shares per trade. what do you think of the idea to boost my portfolio faster?

[@christinenelson1058]

I was thinking about this strategy with your side job contribution. By maxing that out and leave cotributions with a match from your W2 employer it will show the IRS as having a higher income for SS benefits in the future

[@janishumes3507]

I hear you. There are also many other ways you can invest your money and earn more profit. That way you are able to live the life you want. Travelling and enjoying life without worrying about retirement. One of such ways made me a millionaire in my early thirties. Now I’m in my late forties and already retired.

[@kaeros5521]

That’s wonderful! Congratulations to you! Are you willing to share your strategy?

[@xamideex8937]

⁠@@kaeros5521No, of course not. It’s too complicated for plebs anyway. And if you’re asking you don’t have $ to do it. She’s either full of shit or so selfish she would never tell you.

[@st-tube]

Hi Guys, Is it possible for a one-member S-corp to have and contribute to both a regular 401K and a Roth 401K? It looks like the new bill with kill the mega backdoor Roth. Thanks.

[@scottprofitt1065]

What about deferred compensation

[@ShaneRandall]

How do I hear about tickets for your summit?

[@kentlbrown5810]

Seems like it’s more sneaking into a unlocked window!

[@josuer01]

Can the total contribution be higher than salary? Solo 401k. I thought the total of the employee plus employer contributions can’t be higher than the yearly income. Thanks

[@swadfihri8278]

Let’s say converting the whole account. So when you convert traditional to Roth IRA, do you pay taxes on just contributions or the whole thing including the gains?

[@fellowes58]

You pay taxes on anything you didn't pay taxes on which includes the contributions and the gains and the employer match.

[@swadfihri8278]

@@fellowes58 thank you 🙏

[@rmuscat1276]

Couldn't get thru it Matt. No need to go there. It's there a serious version?

[@titanup3556]

I tried to set up an appointment for a technical (CPA) and strategy (Lawyer) review but unfortunately you are not taking on new clients.

[@DavesWatchLove]

My company IRA allows me the option to manage my own investment through a Charles Schwab brokerage account, limited to ETF investments only. Love it.

[@paul1der]

Can i use an indexed universal life insurance policy through my business and will the contributions be deductible if so?

[@stevem8112]

You can, but it matters who owns/buys/pays the premium as to the deductibility. I would work with a CPA setting it up.

[@nileshjakhotia]

We fill taxes married jointly and I max out my 401(k) of $19500 for year 2021. Can we still make contribution to SEP IRA from Spouse account? Is there any contribution limit for married filling jointly on the SEP IRA accounts? Such as like Roth IRA for married jointly can’t contribute if MAGI is about some $214k per annum

[@scottprofitt1065]

Also what about a pension plan

[@LMTLSS1]

What does match & out really mean?

[@keithbailey7535]

What about garage door 401k?🤔😔

[@S.A.1]

Is this live?

[@eileenwatt8283]

Does maximum contribution includes dividends and interest accrue for the year one contributed their maximum? Example if I contribute 26,000 and had interest and dividends of $2,000 is my account over funded for the year?

[@jaygrenham]

no ...only money put in by yourself. The employer match and any appreciation does not count towards your limit

[@S.A.1]

If no 401k at work, can I have both Traditional and Roth IRA? (If within income limits)? This is for a single individual

[@obcane3072]

You can have both but the limit is $6000 total per year. If you have a business, then you can go for solo 401k.

[@ericye711]

Great stuff! For the LLC that manages property, should I file it together in 1040, or separately?

[@nguyenlekieutran]

I believe you need to file tax return for that LLC separately, then that LLC will issue K-1 (or not if Single Member LLC) you will take that amount to your 1040.

[@jerrysweany278]

I turn 60 next week. I have about 350k in a 401k from a previous employer. But I'm self-employed now. Is there any way to roll over the 350k into a self-directed account and buy real estate?

[@bradk1406]

For sure…he talks about this all the time

[@jerrysweany278]

@@bradk1406 Yep. Thank you for responding. I found it! 🤙

[@charmcrypto824]

Loving the discussion on 401k strategies! So important to think about our financial futures. By the way, ever thought about adding crypto to your retirement plan? My Digital Money's platform makes it super simple to invest in crypto within your IRA. Worth checking out if you're curious!

[@waltercastro4928]

Hello. I have a 401k sitting with roughly 60k, I don't know what to do with it. Left job a year ago. Any suggestions, ???? I was going to take the 30 % penalty. And use the rest to buy real estate. Thanks for the advice.

[@MarkJKohler]

To get your question answered, please submit it to podcast.mainstreetbusiness.com/ OR you can head to markjkohler.com/tax-advisor-network/ and get connected with one of our amazing Tax Advisors that can help you dive deeper into your questions. Thank you!

[@robertgarcia2874]

can I change my 401k changed to roth Ira ????

[@wdeemarwdeemar8739]

No Roth conversions inside my TSP as our government is rocking the 70’s.

[@alrocky]

Contributing to Roth TSP is effectively or essentially same.

[@avess64]

You guys are hysterical!!! Banter all you like 👍🏻, you have to have fun too!!! After all you’re doing this for us for free!!! 🙏🏻😍

[@yellowtrain3161]

Ugh…..I fucking hate when these videos beat the “match” to death. The Fortune 500 company I work for does not match our contributions. So yes, what the freak!!! Let’s got off the “company plan”

[@joannbyrne2604]

Can you have more than 1 Solo 401K in more than one business? Also, I have a question on the solo401K is the max 25% of your income up to $19,500? Or can you contribute your whole income up to $19,500?

[@MarkJKohler]

Hey Jo Ann! Thanks for these amazing questions! It's hard to get into the details, without sufficient background information...we do have a consultation specifically designated for Solo 401(k)s. You can call my scheduling assistant Emily at [phone] ext. 2065 to get more information!

[@ArchitectScarlet-Macaw]

I need your help. I’m 51 and have a very tiny retirement account.

[@sherriecullen4121]

Does my side gig has to generate a large income before I can take deductions? Can I deduct more that I make on my side gig business?

[@hexagonsystems5445]

No limit and you can but it depends on your tax plan set up and your execution on that plan during the year.

[@sherriecullen4121]

@@hexagonsystems5445 so does that mean if I only make $10K from my side gig through my company, I get to deduct more than $10K of expenses to offset the taxes for my W2 job?

[@hexagonsystems5445]

@@sherriecullen4121 they have to be actual receipt deductions though and have to be of some growth or use to the business you are registered in.

[@hexagonsystems5445]

@@sherriecullen4121 Have you filed with the State and formed your LLC or business yet?

[@sherriecullen4121]

@@hexagonsystems5445 no I have not done both. I’m planning for what I need to do in 2022. This year, I don’t have a side income yet, I’m hoping to do that next year onward

[@MinhLe-ch8ue]

My uncle has a 401k, he;’s 61 years old. Is it to late to make an ROTH IRA for him?

[@alrocky]

Is he or his spouse still working?

[@josemontoya5760]

Hey Mark great video. Is it possible to roll over a defined contribution union pension plan into a solo401k? Thank you in advance

[@MarkJKohler]

Hey Jose, to get your question answered, please submit it to podcast.mainstreetbusiness.com/ - Thank you!

[@kentlbrown5810]

Can I roll a ROTH IRA into the Solo 401(k) ROTH?

[@MarkJKohler]

To get your question answered, please submit it to podcast.mainstreetbusiness.com/ OR if you would like to set up a call to get direct help with your ROTH, please set head to: directedira.com/appointment/ - thank you!

[@jeanellehorner]

Front door. Back door. Lol. Omg.

[@Post4JM]

And a side door too 😅

[@Jorafa2011]

24:00 😅

[@HKinNYC]

I just called the office it is confusing that the full service is $995 and everybody is booked on November so I can’t get the $50 off. 495 is the price for existing clients who don’t need to talk and plan

[@titanup3556]

I was told they are not accepting new clients.

[@yuandi8129]

I filled request via your website. It has been couple weeks . No reply .

[@parapara_diddle5004]

Can we earn cpe for this 😅

[@ricardofigueroa2086]

Can I max out my 401K and contribute to an IRA?

[@trigger455]

Yes

[@wdeemarwdeemar8739]

Yeppers, I do 26 k to my 401k I am 50 and 7 in Roth and 7 for my wife,

[@marcoantonioperalta7571]

Forex/Crypto trading is the most profitable venture I ever invested in, I reached my goal of $120k monthly trade earnings. Wondering if viewers here are familiar with Laura's trading strategy..?

[@logancaden6894]

As a trader, it's almost inevitable that you're going to experience some ups and down along the way, alertness and deceiveness are both fundamental ingredients in the recipe for a successful trader..

[@Steve-kr5ef]

"Crappy mutual fund that gets 4%". Lol. Why would anyone do that? The s&p 500 averages double-digit returns give or take decade after decade

[@travis10466ny]

How having both personal IRA and a 401k to contribute to the max? We all not making 100k a year.

[@alrocky]

You may contribute max of $6,000 to IRA and $19,500 to 401(k).

[@travis10466ny]

@@alrocky I know but we all not making 100k to contribute to them. Bills and debt get in the way

[@GHutube8]

What IRAs are now dead..?

[@dienekes4364]

Can I shift the $58,000 from my company 401k to a solo 401k if I am over 59 without a tax hit?

[@dienekes4364]

According to The Nest, a 401k can't be touched as long as you are working for the employer that sponsored the 401k, no matter how old you are. Once you put your money in there, it is _LOCKED_ until you stop working for that employer.

[@rossrobinson7943]

It is legal to transfer between 401k's. It is upto the employer 401k plan documents on whether or not in service transfers are allowed.

[@dienekes4364]

@@rossrobinson7943 Good to know. Thanks for the reply!

[@Post4JM]

@@dienekes4364 YES you can roll your regular 401(k) into a rollover IRA. I just helped my husband transfer his regular 401K & Roth 401(k) into our FIDELITY IRA & Roth accounts. All we did was to call the firm’s investment company and told them what we intended to do. We were told to provide our fidelity account numbers. That’s it. It took only 3 business days for the funds to be transferred into our accounts.

[@aks777777]

Annoying fillers but good info. Probably 10mins of content. I wonder if they can get same ad revenue if video was 11mins only. more views probably.

[@tomphil1]

How to convert 401k to an IRA outside

[@janishumes3507]

hear you. There are also many other ways you can invest your money and earn more profit. That way you are able to live the life you want. Travelling and enjoying life without worrying about retirement. One of such ways made me a millionaire in my early thirties. Now I’m in my late forties and already retired.

[@Walker-py5ox]

Is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market??

[@Chris..440]

My employer offers my Roth 401k to be self directed

[@kingofcrunk4237]

God help anyone working under a manager or company owner who watches fictional television. I've been there - those people need to be institutionalized. They don't realize the subtle influences of their watched shows upon their lives and decisions / actions.

[@buzzygermony2745]

I had a 401K and a 401 Roth and got double the match from my employer.

[@DanielCoe]

Rick Moranis played Louis Tully in Ghostbusters. "You shouldn't do your own taxes…" "I'm throwing a party for my clients as a tax write-off."

[@coolyoda18]

Called your firm no one responded