MAYA TIME DEPOSIT PLUS VS. CIMB MAXSAVE NEXT GEN TIME DEPOSIT / Which is Better?

Are you looking for the best option to grow your savings? Let's compare Maya Time Deposit Plus and CIMB Max Save, two popular choices in the world of digital banking.
Make an informed decision by comparing the features, benefits, and terms of Maya Time Deposit Plus and CIMB Max Save.
Maya Time Deposit Plus offers a unique advantage with its compounding interest feature. This means that your interest earnings are reinvested monthly allowing your money to grow over time.
On the other hand, CIMB Max Save boasts a higher fixed interest rate compared to Maya. While it may not offer compounding interest, the higher fixed rate can provide more immediate returns on your time deposit.
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Consider your financial goals and timeline when choosing between Maya Time Deposit Plus and CIMB Max Save.
New MAYA TIME DEPOSIT PLUS / Earn Up to 6% p.a. Compounded Dividend MAYA BANK
• Earn More in New MAYA ...
Earn More in NEW CIMB BANK MAXSAVE TIME DEPOSIT / Earn Up to 7.5% p.a. Interest
• Earn More in NEW CIMB ...
MAYA TIME DEPOSIT PLUS UPDATE After 2 Months / How to EARN MORE
• MAYA TIME DEPOSIT PLUS...
Maya Time Deposit Plus
CIMB Max Save
Digital banking time deposit options
Digital banks
Savings account comparison
Compounding interest
Fixed interest rate
Financial goals
Interest rates comparison
Digital bank accounts
Savings account features
Investment options
Time deposit accounts
Interest rate growth
Financial stability
Money management
Personal finance
Financial decision-making
Saving and Investing

[@TheMoneyWiseEngineer]

Considering Maya Time Deposit Plus and CIMB MaxSave for your savings? This video explains how they’re different and which is better in terms of interest. Let us know which one you like better in the comment section 😊.

[@jocelynvidal7332]

May bago po sa cimb nanghihingi po sila ng additional info. Sana po pa review.

[@nunzence]

6.5% na lang po sa CIMB ngayon ang 2 years. 6.25% pag 1 year

[@aisa7429]

Salamat madam sa comparison. Sa MaxSave ako nag time deposit 7.5% for 2 years 😊.

[@jov1423]

Hi Mam nag time deposit po ako sa CIMB, automatic na po un malalagay sa link savings account ko after maturity ung principal and interest? 3 months po avail ko. thank you

[@TheMoneyWiseEngineer]

Yes

[@danicarillo8202]

Paano po kung nag Time deposit po ako ng 3mos , nawiwithdraw po ba yung sinave kong money sa Time deposit? after 3mos? Wala kasi nakalagay na withdraw na option

[@TheMoneyWiseEngineer]

Yes makukuha mo upon maturity, Sa akin nalipat sa Maya savings account ko yung unang nag mature.

[@doanrii3242]

ano po mas maganda customer service sa dalawa sa maya kasi para nag aalngan ako dahil nd magamit yung live chat tapos yung *788 naman di macontact lagi wala available na agent daw

[@TheMoneyWiseEngineer]

Via email sa Maya sumasagot naman sila , di ko pa na try tuwawag or mag email sa CiMB

[@HealmePlease-ds1ez]

Maam bakit wala po add timedeposite sa cimb? Gusto ko sana magadd ng timedepo po

[@TheMoneyWiseEngineer]

MaxSave

[@ImiIDA]

Paano po kapag Time Deposit if 6 months lang sa Maya, paano makuha ang Interest?

[@TheMoneyWiseEngineer]

After 6 months makuha intrest and total deposits. malilipat sa wallet mo

[@singaporeancrab718]

Yung Own Bank po, malaki din ung interest ng time deposits.

[@TheMoneyWiseEngineer]

Hindi na ako nag try sa Own Bank, 7 na kasi digital bank accounts ko 😅

[@MarkJaysonTAsino]

safe po ba mam mag invest sa CIMB bank? malaki po ba risk kesa sa MAYA BANK which is no, 1 digital bank sa ngayon

[@TheMoneyWiseEngineer]

Same lang para sa akin ang CIMB and Maya in terms of safety and security, basta up to 500K lang deposit kasi yun lang PDIC insured. I have both.

[@ImiIDA]

Ano po advantage ng PDIC po lagi ko yan nakita sa banko.

[@TheMoneyWiseEngineer]

@@ImiIDA insurance ng deposit

[@HealmePlease-ds1ez]

@@TheMoneyWiseEngineermaam pano po pag 200k lang po timedeposit hindi po ba insured?

[@TheMoneyWiseEngineer]

@@HealmePlease-ds1ez insured up 500K pesos

[@me2cb488]

May I know, safe ba? I have tuition for my kid, to be used 2 years from now. Safe to place in 2 years sa online banking? 20% lahat ang taxes? Ty!

[@TheMoneyWiseEngineer]

Yes it’s safe, I’ve been saving sa CIMB bank since 2019 and in Maya Savings since 2022. 20% withholding tax

[@me2cb488]

@@TheMoneyWiseEngineer Thanks so much. My son and I have been checking out online banking. Showed him your vlog. I noticed, some services are not as smooth. Does CIMB have smooth online app already. When it comes to money, nakakainis if may mga lag. Any other online bank with advanced app na so less lag? UNO daw may glitches pa. Thanks again!

[@TheMoneyWiseEngineer]

@@me2cb488 I’ve not encountered any issues pa naman so far with digital banks. You can try GoTyme, merong free debit card.

[@me2cb488]

@@TheMoneyWiseEngineer Reassuring. I will look into this CIMB and several others. Want to invest some of the money my dad has in short time deposit too. Sayang natutulog lang sa bank but have to be conservative. You’re a blessing with your guides. Ty! Ty! Ty!

[@jhayzzz9605]

Hello mam ask ko lng, planing po ako mg save s time deposit ng maya, question is san po maganda 3monts n 5.5 interest , then after matapos yong 3months in time deposit ko ulit sa 3 months.. Or mas mganda yong 6months n agad 6.0 interest?. San po maganda?.

[@TheMoneyWiseEngineer]

6 months mo na para higher interest

[@fr.jessiesvlog]

Marami pong salamat

[@TheMoneyWiseEngineer]

Salamat din po Fr Jessie

[@dzdengaming9711]

Bakit po bumaba na 7.0% nalang 2 yrs

[@TheMoneyWiseEngineer]

Ang bilis naman, bumaba na agad interest, buti umabot pa ako ng 7.5% sa 2 yrs. Yung 12 months 6.5% na lang din, dati 7%.

[@mjnadroj9083]

CEB and PGOLD please

[@mjnadroj9083]

Thank you

[@TheMoneyWiseEngineer]

Check this out PUREGOLD STOCK ANALYIS : Buy Opportunity or Value Trap? kzbin.info/www/bejne/p4uzpml6q694fpI

[@singaporeancrab718]

@@TheMoneyWiseEngineer FGEN/FPH please...

[@ZERAHEMNA]

Totoo po ba na after 5 years ka nag iipon sa time deposit ay tax free na???

[@TheMoneyWiseEngineer]

Fake news yan. Tax free lang pag 5 years ang term ng time deposit na kukunin, sa traditional bank lang may 5 years na term ng time deposit. Sa Maya 1 year lang ang pinakamahabang term ng time deposit.

[@plasmaray8199]

Dko Makita cimb 7.5

[@TheMoneyWiseEngineer]

I checked bumaba na interest , 6.5% na lang yung dating 7.5%

[@aisa7429]

Salamat madam sa comparison. Sa MaxSave ako nag time deposit 7.5% for 2 years 😊.

[@TheMoneyWiseEngineer]

Nice 👍

[@jov1423]

Hi Mam nag time deposit po ako sa CIMB, automatic na po un malalagay sa link savings account ko after maturity ung principal and interest? 3 months po avail ko. thank you

[@TheMoneyWiseEngineer]

Mababalik sa savings mo upon maturity kasama interest