Best Medicare Supplement Plan 2024 - Best Medigap Plan 2024

[@myrtlemaude47]

I was worried that Medicare would not have good coverage but have been pleasantly surprised. My husband was in the hospital for 18 days, had multiple surgeries including skin grafts, and was on life-support before he passed away. He was life flighted to the hospital and I never received a bill for that. I thought my savings would be wiped out having to pay a horrific bill but in the end I only had to pay $995. I have to add that I have a great supplemental plan.

[@MedicareonVideo]

Thank you so much for sharing your experience with Medicare and your supplemental plan. It's wonderful to hear that you were pleasantly surprised by the coverage Medicare provided, especially during such a challenging time. Having peace of mind knowing that your savings remained intact must have been a huge relief. We're glad to hear that your supplemental plan worked well for you in this situation. If you have any more insights or tips about Medicare or supplemental plans, feel free to share!

[@mascaretllcmanager7481]

Sorry for your loss- hope you are adjusting. valuable information, but would be more beneficial if you included what type of supplement your late husband had.

[@myrtlemaude47]

@@mascaretllcmanager7481 Medicare Plan N (Texas) and Physician’s Mutual supplemental.

[@davidlong2048]

thanks for telling us what plan he had

[@rigobertosoto5309]

Hi , sorry for your lost,can you tell us what was your supplemental plan have you cover you, be cause I'm abaut to retire, thanks for you input ❤

[@cherrywine362]

I'm not 65 yet (3 more years to go), but wanted to start researching this important topic without last minute procrastination FUD (fear, uncertainty and doubt) and ending up choosing incorrectly. Knowing the pros/cons between Medicare Advantage Plans vs Original Medicare + Supplement Plans has been eye opening. You videos and book are great. Thank you!

[@MedicareonVideo]

Thank you for your comment! It's great to hear that you are starting your research early and educating yourself about Medicare choices. Making informed decisions about your healthcare is crucial, and it's fantastic that you're taking proactive steps to avoid any last-minute confusion or mistakes. Understanding the differences between Medicare Advantage Plans and Original Medicare + Supplement Plans is definitely eye-opening, and we're glad our videos and book have been helpful to you. If you have any specific questions or need further assistance, feel free to reach out. Good luck with your Medicare journey!

[@pallenrupp]

Dude, you're awesome! Just like the commentator below, I'm 62 and investigating things ahead of time. You explained it so well, and clearly... makes the choices easier for me to digest. There are other youtube videos out there, but you've got the gift. Thanks for helping us out.

[@ianmacdonald9201]

Same boat here. Removes a lot of the mystique around supplements.

[@shesalady5258]

Medigap plan G. 11 days in hospital. Bill was 90,500. We paid the part b deductible 2 hundred something. The rest was paid. Well worth $135 a month. Im getting the same next year.

[@MedicareonVideo]

Thank you for sharing your experience with Medigap Plan G! It's great to hear that it provided comprehensive coverage for your 11-day hospital stay and that you found it well worth the monthly premium. It's important to have a plan that gives you peace of mind and financial protection when it comes to healthcare expenses. We're glad to hear that you're continuing with the same plan next year. If you have any more insights or questions about Medigap plans or anything else related to Medicare, feel free to let us know. Thank you for your support and for being a part of our community!

[@shesalady5258]

Thank you.

[@rhondarobertson7032]

​@MedicareonVideo o Don't u. Erd Do Don't u need part.c

[@misfit7610]

I just joined your Facebook group so we can Hopefully figure out my husband's up coming medicare situation. We're in NY and we have received so many advertisements for different insurance companies it's blowing our minds! They don't even mention G, N or GHP. Looking forward to getting this mess figured out, THANK YOU!

[@paulclark4891]

My wife and I went with plan N, we saved $900.00 for both plans in premiums. Pa doesn't have excess charges and the ER charge is waved if you are admitted. Urgent care visits have been $14.60 per visit.

[@MedicareonVideo]

That's great to hear! Plan N sounds like a great choice for you and your wife. Saving $900.00 in premiums is definitely a significant benefit. It's also reassuring to know that Pa doesn't have any excess charges, and the ER charge is waived if you are admitted. It's also impressive to hear that your urgent care visits have only been $14.60 per visit. Thank you for sharing your positive experience with Plan N on this channel. Your comment will definitely help others who are considering their Medicare options. Keep enjoying the savings and benefits!

[@pamaladalrymple9748]

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[@stephaniem8927]

My husband and I are not on Medicare yet. We are researching and plan to get Plan N. We live in Ohio and same as PA we don’t have excess charges.

[@joeldawson2447]

Down fall is authorizations

[@paulclark4891]

what do you mean the downfall is authorization?@@joeldawson2447

[@brigidholland5571]

Great info. Thank you. You helped my husband a few years ago and now it's my turn. I'll be calling soon.

[@Cookefan59]

Really great breakdown. Im actually understanding much better after watching a dozen or so of these excellent presentations. I feel very confident and comfortable going into negotiations. Thank you sir.

[@Calvertmarian]

Inflation and Recessions are part of the economic cycle, all you can do is make sure you're prepared and plan accordingly. I graduated into a recession (2009). My 1st job after college was aerial acrobat on cruise ships. Today I'm a VP at a global company, own 3 rental properties, invest in stocks and biz, built my own business, and have my net worth increase by $500k in the last 4 years.

[@BryanMcCann-ks9jh]

Let's face it... buying more stocks & index funds during stock market corrections and bear markets is scary. Which makes it really hard to do for most people like me. I have 260k i want to transfer into an s&s isa but its hard to bite the bullet and do it.

[@BryanMcCann-ks9jh]

I agree with you totally, Yes they can be positively impactful to an individual's portfolio. I started with a trust Financial Adviser named *Jenny Pamogas Canaya* ". She is verifiable and her work ethic complies with the US Investment Act of 1940. Her approach is transparent, allowing full ownership and control of my portfolio with very reasonable fees relative to my portfolio earnings.

[@MedicareonVideo]

Wow, congratulations on your incredible journey! It's inspiring to see how you have navigated through challenging times and achieved such remarkable success. Your story is a testament to the importance of being prepared and adapting to the economic cycle. Your accomplishments in various fields, from your career growth to your investments, truly show the power of determination and perseverance. Thank you for sharing your story and reminding us of the possibilities that lie ahead with the right mindset and planning. Best of luck on your continued journey towards success!

[@MargaretWeir-sw3er]

She covers things like investing, insurance, making sure retirement is well funded and looking at ways to have a volatility buffer for investment risk, lots of things like that. You can take a look at her full name on the internet. She is renowned. So it shouldn't be difficult to find her official webpage

[@richardbuonomo15]

@user-ep5ce1cc5m that’s the time to invest - when the market is low. Just buy SP500 index fund.

[@TheFlyingDeutschmanMedia]

Very nice sir, I finally understand the system :). Easy to follow along, informative and down to the point. I will call you to get set up soon. Cheers

[@peterhunt135]

This is absolutely the best channel for information on Medicare!

[@MedicareonVideo]

Thank you so much for your kind words! We really appreciate your support and we're glad to hear that you find our channel helpful for Medicare information. Our goal is to provide the best resources and guidance to help people make informed choices about their Medicare options. If you have any specific topics or questions you'd like us to cover, feel free to let us know. And don't forget to subscribe and activate the notification bell to stay updated with our latest videos. Thanks again for your support!

[@rodgerrunning2644]

Nice Video Keith. Medicare Advantage is great. Great doctors. No coinsurance.....lots of great benefits. I was in the hospital 2 years ago. One of my dogs lunged at another of our dogs. Ripped my arm to shreds. Got an infection and had to do an antibiotic drip 4 days in the hospital. $20 K bill...Did not pay anything.

[@DianeSullivan-fd1pn]

I just happen to stumble upon your videos and I’m glad I did! I’m in my initial enrollment period and I’ve been totally stressing about choosing the right plan. Your videos are clear and concise, mumbo-jumbo, I feel like I’m learning everything I need to know to make the best choice for me and to assist my 88 year old mother understand her plan better. Thank you!

[@KristineSmith-dm2tf]

I would like to thank Keith for his excellent informative videos on YouiTube. They are very easy to understand. He helps you to choose the best Supplemental plan for your personal needs. Thank you Keith Armbrecht! You made my experience in understanding all the plans and choosing the correct plan very easy.

[@MedicareonVideo]

Happy to help, Kristine!

[@jerrfin699]

Great video. Turn 65 in August 2024 and will be utilizing this channel's services as I begin this journey early next year.

[@MedicareonVideo]

Thank you for your comment! We're thrilled to hear that you found our video helpful. We look forward to assisting you with your Medicare journey when the time comes. If you have any specific questions or topics you would like us to cover, feel free to let us know. Don't forget to subscribe, share, and activate the notification bell to stay up-to-date with our latest videos. Have a great day! 🔔

[@esthergonzales257]

​@MedicareonVideo Hello, I've got Aetna advantage and Medicaid (Amerigroup) I'm having so many problems with Aetna not wanting to pay hardy they expect Medicaid to pay for everything. Yes they have benefits but the thing with them I have to get approval to see a specialist if I go to a specialist in another city. Should I switch back to original Medicare instead of an advantage plan.

[@mmane257]

turning 65 in november 2024.trying to gain as much knowledge as i can prior to enrollment.thanks for this video.

[@dalemerklin4730]

My whole experience with both social security and Medicare has been a strange wild ride. I know a ton of people that are at or nearing retirement and the amount of wrong and contradictory information is mind blowing. After watching this videos and talking to Henri the agent I felt comfortable with my choices I've made.

[@MedicareonVideo]

Thank you for sharing your experience! It's unfortunate that there is so much wrong and contradictory information out there about social security and Medicare. We're glad to hear that watching our videos and speaking with our agent, Henri, helped you feel more confident in your choices. Our goal is to provide accurate and helpful information to assist people like yourself in making informed decisions regarding Medicare. If you have any further questions or need any additional guidance, feel free to reach out to us. Thank you for your support!

[@debbieklose8776]

How did you make contact with Henry? Actually who is Henry?

[@dalemerklin4730]

@@debbieklose8776 First off, they are licensed insurance agents and I went to the website shown on the video and based on where you live and a variety of other questions they suggest the best match for you. I ended up talking to an agent named Henri. They also helped me pick a prescription drug plan.

[@MedicareonVideo]

@@debbieklose8776 Henri works for me. He's the best! His direct line - 813-500-1775

[@shadish124]

Very helpful. Thanks for being straightforward.

[@kaybrown8590]

Great video! Keith takes a very complicated and confusing subject and breaks it down for us laypeople. I reached out to them for help and advice. Henri, the representative I spoke with, responded to my inquiry promptly. He was friendly, extremely knowledgeable, answered my many questions with the patience of a saint and gave me all the information I needed to make an informed decision. Highly recommend!

[@MedicareonVideo]

Thank you for sharing your positive experience! It's wonderful to hear that Keith and Henri from Medicare on Video were able to provide you with clear and helpful information. It can be challenging to navigate the complexities of Medicare, so it's great to know that they were able to break it down in a way that is easy to understand for laypeople like us. It's also fantastic to hear that Henri was not only knowledgeable but also patient and friendly in answering all your questions. Your recommendation speaks volumes about the quality of their service. Thanks again for sharing your feedback!

[@timdonnelly4771]

Great information, and I turn 65 next fall, so will be call you in early 2024 to start the review process. Thank you

[@MedicareonVideo]

Thank you for your comment! We're glad you found the information helpful. We look forward to assisting you when the time comes. Remember to subscribe to our channel and activate the notification bell to stay updated on our latest videos. If you have any questions in the meantime, feel free to reach out. Thanks again!

[@AwkwardRobert]

Best presentation I've seen. Using you guys tomorrow.

[@MedicareonVideo]

Thank you so much for your kind words! We're thrilled to hear that you found our presentation the best you've seen. We appreciate your trust in us. If you have any questions or need any assistance, don't hesitate to reach out. Looking forward to helping you make the right choices for your Medicare. Don't forget to subscribe to our channel for more informative videos! Thank you again for your support!

[@donsaluga5062]

My wife and i 68 and 66 went with United Healthcare AARP plan n in Pennsylvania. Household discount we pay in total $197 / mo. So far so good.

[@bennym1956]

Some reviews aren't great for United Healthcare AARP plan. Met with a Medicare Insurance agent ahead of retiring, United Healthcare AARP plan was NOT recommended.

[@BUBBLESPOGO]

Yes. Also United Healthcare was in the news for refusing to pay bills, ie prior authorizations

[@lindaacevedo1104]

I’m so lost in deciding what plan I need, thanks for the information.😊

[@MedicareonVideo]

Reply: Hi there! We're glad to hear that the information provided in our videos has been helpful to you. Deciding on a Medicare plan can indeed be overwhelming, but we're here to simplify the process for you. Our goal is to provide clear explanations and guidance so that you can make an informed decision about what plan is best for your needs. If you have any specific questions or need further assistance, please don't hesitate to reach out. Remember, we're here to help! 😊

[@uoobwatcher]

Just wanted you to know, that of most of the Medicare videos I’ve watched, yours is the only ones that really spoke to me. I retired from a large tire manufacturer at the end of 2022. The Medicare choices I made were based on your information. Thank you.

[@MedicareonVideo]

Thank you so much for your kind words! We're thrilled to hear that our Medicare videos resonated with you and provided valuable information for your retirement. It's our mission to help individuals like you make informed Medicare choices, and we're glad that our channel could be of assistance. If you have any further questions or need support in the future, please don't hesitate to reach out. Thank you for your support, and we wish you all the best in your retirement journey!

[@oldveteran7992]

Excellent explanation of how Medicare works. Will forward to some younger friends. Have Medicare Plan "J", it was discontinued in 2010, but members could stay in the plan and VA coverages. Both have been outstanding for me and "J" for my wife.

[@MedicareonVideo]

Thanks OV! My mom is actually on Plan J!

[@TimothySmith-oq9kf]

You are right it is the greatest. You have to sign up for your supplemental on day one. He can't wait a year and decided that you want it.

[@Samuel10463]

In NYC plan G costs almost $300 but plan GHD costs $67 ... So the saving is around $2700 a year... And that is exactly same what you'd be paying for plan G even if you don't use it... In case of GHD, you pay only if you use it! Fantastic!

[@MedicareonVideo]

Thank you for sharing your experience with plan G and plan GHD in NYC! It's definitely important to consider the cost-saving potential when choosing a Medicare plan. It sounds like plan GHD offers a great opportunity for savings since you only pay when you actually use it. This can be a fantastic option for those who want to have coverage but may not need it as frequently. It's always beneficial to explore all the available options and find the plan that best fits your individual needs and budget. Thank you for your comment!

[@goldendreams5666]

I was debating between plan n and g. I will be 65 May of 2024. I was reading that "excess charges" might be MORE of a problem in the future as Medicare comes under financial stress. Also, there might be a hospital that does not have an "excess charge" but some of the side services might! Also, I read that every year on my birthday i can change the plan without question as long as its the same or less coverage of current plan, so another reason for me to choose plan g to start. I will probably go with AARP plan g here in California. Thanks for the great video!

[@MedicareonVideo]

Thank you for your comment! It's great that you're doing research and considering your options between Plan N and Plan G. The potential future impact of "excess charges" is definitely something to consider, as well as the coverage for side services. It's wise to prioritize your needs and potential future changes, and the option to change plans annually on your birthday is definitely an advantage. Choosing the AARP Plan G in California sounds like a solid choice. If you have any more questions or need further assistance, feel free to let us know. We're glad you found the video helpful!

[@bennym1956]

Please check reviews about AARP plan g. before deciding.

[@davidfolts5893]

Great job on your wonderful collection of KZbin videos,Keith. I joined your Facebook Group and would encourage others to do so; great information lives there. 😀

[@MedicareonVideo]

Thank you so much for your kind words and for joining our Facebook Group! We're thrilled to hear that you find our KZbin videos helpful and informative. We strive to provide the best information and resources regarding Medicare, and we're glad you appreciate our efforts. It's great to have you as part of our community, and we encourage others to join as well. Feel free to reach out if you have any questions or topics you'd like us to cover. Thanks again for your support! 😊👍

[@bubbacolson]

Thank you Keith and Henri my payment s are lower for a plan g!

[@jerrytucker6617]

Excellent information and easy to understand presentation....I now understand my options!

[@MedicareonVideo]

Thank you so much for your kind words! We're thrilled to hear that our videos have helped you understand your options when it comes to Medicare. It's our goal to provide excellent information and present it in a way that is easy to understand. If you have any more questions or need further assistance, feel free to let us know. Don't forget to subscribe and activate the notification bell to stay updated with more useful content. Thank you for watching!

[@definitelydaphne777]

I’m in Nevada, have a free advantage plan which includes a gym membership, rides to the doctor and over $ 300 a year in supplies I can purchase with my insurance card. They are not perfect and occasionally try to bill me incorrectly but so far it’s pretty good. I know I can use it for emergencies anywhere. I do have to stay in Network and get referrals but that has been overridden before . Stage three cancer 3 week hospital stay , mohs surgery on skin cancer, and recently a hip surgery for a torn muscle and the bills were paid in full. I’m fortunate that my friend turned insurance agent helped me get this. I will keep your channel as a good source of information. Thank You

[@MedicareonVideo]

Thank you so much for sharing your experience with us! It's great to hear that you have found a free advantage plan in Nevada that offers valuable benefits such as a gym membership, rides to the doctor, and supplies. It's also reassuring to know that your plan has covered your medical expenses for major procedures like the hospital stay, surgery, and cancer treatment. Staying in network and getting referrals can sometimes be a challenge, but it's fantastic that your plan has been accommodating in certain situations. We appreciate your support and we're glad to hear that you find our channel a valuable resource for information. If you have any questions or need further assistance, feel free to reach out. Thank you again and take care!

[@Lion-fj3wp]

Thanks for the info 👏 next year I turned 65 years old, and will be still working I pay my own health insurance, I am self employed. So which plans should I choose?,🙏🏾🙏

[@mickbemales9130]

Thank you so much, I greatly appreciate your support.

[@MedicareonVideo]

Thank you for your kind words! We're glad to hear that you appreciate our support. If there's anything specific you'd like us to cover or any questions you have, feel free to let us know. We're here to help and provide valuable information about Medicare. Don't forget to subscribe and enable notifications so you never miss a video! Thank you again for your support.

[@s2kohio717]

I qualify for Plan F. Under united health I can choose between a plan with or without wellness (gym, vision, dental). I’ve been told if I choose the wellness option and then a year later want to drop the wellness (to save $$ or due to inability to use it) I can only change to another Plan F if I get medically rated. Is this accurate that you’re stuck with the Medigap/Supplement company you originally chose because going from one plan F to another requires medical rating?

[@MedicareonVideo]

In most cases, if you initially choose a plan with wellness benefits and later want to drop those benefits, you may be subject to medical underwriting if you want to switch to another Plan F or any other Medigap/Supplement plan. This means the insurance company may review your medical history and potentially charge you a higher premium or deny coverage based on any pre-existing conditions. It's always best to verify this with your specific insurance provider to understand their specific policies and guidelines.

[@bennym1956]

If you qualify for Plan F, aren't you already on Medicare or should have been as there is an age restriction and I couldn't get it. I have an older brother and sister who did qualify for Plan F.

[@kennethsmith3625]

Great information really enjoy your videos 👍🏻

[@MedicareonVideo]

Thanks Kenneth!

[@lupesaiz9249]

My plan F is almost 400 dollars, I do need a better option, Thank you for the information

[@jeanneness2270]

Great information for a newbie to Medicare.

[@stevew6465]

I am currently insured through my employer, am older than 65, and am contemplating retirement in Spring 2024. I currently have Medicare Part A and when I spoke to a Social Security Admin representative, I was told that I could apply for Part B 60 days ahead of my retirement date so that I could get uninterrupted healthcare. Could you please tell me about how far ahead of my retirement date I would need to contact you to discuss a supplemental plan, or do I need Part B before I can get a Supplemental Plan? Thanks.

[@MedicareonVideo]

Hi there! It's great that you're thinking ahead and considering your options for Medicare coverage. Based on your situation, it's advisable to contact us about 60 days before your retirement date to discuss a supplemental plan. However, you can only enroll in a supplemental plan (also known as Medigap) if you have both Medicare Parts A and B. So, it's important to apply for Part B before exploring your options for a supplemental plan. Feel free to reach out to us closer to your retirement date, and we'll be more than happy to guide you through the process and help you make the best choices for your healthcare needs. Thank you for watching our channel!

[@richardsacchetti6967]

Thank you so much for the information you provide!!🙏🙏➕

[@MedicareonVideo]

You're welcome! We're glad to hear that you find the information helpful. We aim to provide valuable insights and guidance on Medicare choices. If you have any specific questions or topics you'd like us to cover, feel free to let us know. Thank you for your support! 🙏🙏➕

[@Charliespathwellness]

Correct me if I’m wrong, everyone is not eligible for “supplementals”, especially those with health issues. Supplements have to go through underwriting? Except for NY?

[@MedicareonVideo]

You are correct! Medicare Supplement Plans, also known as Medigap plans, do generally require underwriting. This means that individuals with health issues may not be eligible for these supplemental plans. However, it's important to note that there are certain situations where individuals can enroll in a Medigap plan without going through underwriting, such as during an initial open enrollment period or if they have guaranteed issue rights. It's also worth mentioning that the rules and regulations regarding Medicare and Medigap plans can vary by state, so it's always important to consult with a licensed insurance professional or Medicare expert to understand your specific situation and options.

[@bennym1956]

When getting your first Medicare plan, you CAN'T be turned down for any health issues ! If you decide to change plans, watch out then !!

[@medhatelinbabi1568]

I live in North Carolina and I’m wondering if plan G or N is better What do you recommend? I appreciate it very much

[@MedicareonVideo]

Would need to look at the cost for both to figure out which is best. If you fill out the form on my website we can email you a quote and help find the right choice. medicareonvideo.com/

[@timholian5567]

Awesome information. Thank you.

[@gailjohnson6670]

Awesome video. Thank you. Blessings to you.

[@MedicareonVideo]

Thank you so much for your kind words! We're glad you found the video helpful. We're here to provide valuable information and guidance on Medicare, so if you have any questions or need further assistance, feel free to reach out. Blessings to you as well! Don't forget to subscribe and activate the notification bell to stay updated on our latest videos. Your support means a lot to us. Take care! 🔔🙏

[@kimdiedrich9712]

Does Wisconsin have Plan N-Like plus riders and where do I find information on the riders to choose from? Which Medigap plans are priced according to age and which are not? Are Property & casualty companies more risky for increases than healthcare insurance carriers (example: Ace)?

[@MedicareonVideo]

If you fill out the form on my website we will walk through everything with you.

[@MedicareonVideo]

Here is my video on Wisconsin kzbin.info/www/bejne/oHyyeqaci6ybapYsi=4z3wlbf5fXwgNrRZ

[@priscillabaker4463]

Very informative! Thank you!

[@MedicareonVideo]

Thank you so much for your kind words! We're thrilled to hear that you found our videos informative. Providing clear and helpful information about Medicare is our main goal, so it means a lot to us that we were able to meet your expectations. If you have any specific topics or questions you'd like us to cover in future videos, please let us know. Thank you again for your support and for watching Medicare on Video!

[@GrantHendrick]

Thank you for your tutorials.

[@otherworld11]

DOES ANY PLAN pay for cataract surgery?

[@davidthompson9359]

Thank you for the great Medicare information, but I have a question. For those that are signing up for Medicare and (Have To continue to work) what are the recommendations on spending the extra money for Company Medical benefits for those with VA, Retiree's with Tricare for Life and non military people? Company Medical benefits can be expensive, are there any advantages to: 1. Signing up for all benefits offered 2. Signing up for just certain benefits to compliment 3. Not signing up because Medicare with parts A&B with Tricare for Life is enough?

[@sunnyflorida12]

Extremely Helpful ❤😊

[@Roxanne_B]

Such GREAT info! And Ty to Julia Jones who helped me get the BEST plan!!!!

[@MedicareonVideo]

Thank you for sharing your feedback! We're glad to hear that you found the information helpful. It's always great to have someone like Julia Jones to guide you in finding the best plan for your needs. If you have any more questions or need further assistance, feel free to reach out. Don't forget to subscribe and stay updated with our future videos. Thank you again for your support!

[@keithrobinson5618]

Excellent. Very helpful

[@bettyvillanueva5361]

This was very interesting, but I’ve never seen these letters in Texas. Is it similar to that in NYC?

[@IHeartQuilting2]

Let's say I get plan N in WI this year (65 later this year). Maybe choose BCBS of WI. In 3 years, I might move to another state to be closer to my son. Can I still get a plan N in the new state without underwriting questions? I've had cancer and am diabetic, so I would generally not pass underwriting requirements otherwise.

[@jasodramassiah8401]

What the price for supplement and how can I get it

[@hammer-r]

New to Medicare, just turned 65. can I change Medicare gap insurrance plans in subsequent years during the December time or am I stuck with one. Example, if I chose G one year can I the next change to N or another one? By the way I’m in illinois. Tks

[@bennym1956]

If you have existing Medical conditions when 1st going on a Medicare plan, you CAN'T be turned down ! BUT, if you decide to change plans, you can be denied by new plan !!!

[@FollowScripture]

This was an excellent direct explination of Supplement Plans

[@MedicareonVideo]

Thank you for your comment! We're thrilled to hear that you found our explanation of Supplement Plans to be excellent and direct. Our goal is to provide clear and concise information to help individuals like you make informed decisions when it comes to Medicare. If you have any specific questions or topics you'd like us to cover in future videos, please let us know. Remember to subscribe, share, and activate the notification bell to stay updated with our latest content. Thanks again for your support! 🔔

[@usall4freedom184]

appreciate all the info!

[@MedicareonVideo]

Thank you so much for your kind words! We're glad you found the information helpful. If you have any specific questions or topics you'd like us to cover in future videos, feel free to let us know. Don't forget to subscribe and turn on notifications so you never miss out on our latest content. Thanks again for your support! 🔔

[@recherche4528]

Does plan G cover prescriptions?

[@jimmyamico4713]

Excellent video❤ I am going to be 63 in 2024. When do I call you to get my MEDICARE when I am 64 1/2??? Please let me know and I was wondering if I could just call you for 10 or 15 minutes just to ask you some questions because my anxiety is through the roof.

[@MedicareonVideo]

Thank you for your comment! We're glad you enjoyed the video. We understand that navigating Medicare can be overwhelming, especially with all the choices and timelines involved. Please reach out to our team when you turn 64 1/2, and we'll be more than happy to guide you through the enrollment process and answer any questions you may have. Our goal is to alleviate your anxiety and ensure you have a seamless transition into Medicare. Feel free to schedule a call with us, and we'll make sure to address all your concerns during our 10-15 minute conversation. We're here to help!

[@trish489]

I applied for Medicare online last week. I also need to send in form 40B and L-564 together to my local SS office. I have them both filled out but I can't put in my medicare number on form 40B because I don't have it yet. Do I have to wait until I have a Medicare number to send in 40B?

[@MedicareonVideo]

Reply: Hi [User], Congratulations on applying for Medicare online! It's great that you're also taking the necessary steps to send in form 40B and L-564 to your local Social Security office. Regarding your question about the Medicare number on form 40B, you don't have to wait until you have your Medicare number to send in the form. It's actually recommended to submit form 40B and L-564 together as soon as possible. The Social Security office will process your application and assign you a Medicare number later on. So go ahead and send in the forms, and the Medicare number will be assigned to you in due course. If you have any other questions or concerns, feel free to let us know. We're here to help! Best regards, Medicare on Video

[@trish489]

@@MedicareonVideo Thank you for the quick reply! Should I leave the medicare number blank or put my social security number in place of the Medicare number?

[@johnm2178]

I appreciate your objectivity.

[@MedicareonVideo]

Thank you for your comment! At Medicare on Video, we strive to provide accurate and unbiased information to help individuals make informed decisions about their Medicare choices. We believe that objectivity is crucial in navigating the complex world of Medicare options. If you have any specific questions or topics you'd like us to cover, please let us know. Thank you for your support!

[@charlottewalker6862]

Question about movement between Plan N, G, and GHD, and if so, no underwriting is needed. If you live in a state that allows this movement, can you change plans, if you are moving from one insurance carrier to another, or do you have to stay within the same company? For example, you have BCBS Plan N, but you want to move to United Health Care Plan G. And, would you have to go through underwriting to do this? Thanks.

[@MedicareonVideo]

In a state like NY - you can move any way you please. Can change plans / carriers no questions asked.

[@billbeeb1803]

Love your videos. I heard that if you have a Medigap plan that every year on your birthday you have a 60 day window where you can change you Medigap insurer if your not happy with the company without underwriting as long as you go equal or lesser. Is this true?

[@MedicareonVideo]

Thank you for your comment! Yes, you are correct. Medigap plans do have a special enrollment period called the "birthday rule." During this 60-day window, you have the opportunity to switch Medigap insurers as long as you maintain the same level of coverage or choose a plan with lesser benefits. The best part is that you do not have to go through underwriting again, meaning you cannot be denied or charged more based on your health condition. It's a great option for those who may not be satisfied with their current Medigap insurer. If you have any more questions, feel free to ask!

[@billbeeb1803]

@@MedicareonVideo Thank you so much for your quick response. I have never heard anyone mention this in all the medicare videos I've watch,and I watch a lot. I just happen to come across this while doing research on line. Once again THANK YOU SO MUCH.

[@MedicareonVideo]

Just fyi - Birthday Rule is only available in a handfull of states although the list is growing.

[@billbeeb1803]

@@MedicareonVideo How about California

[@billbeeb1803]

@@MedicareonVideo I googled it and Ca has 90 day B-Day rule. Thanks again

[@vertigohan]

Hello I am planning to bring my mom from South America to the US next year. She will be 75 next year. She will be permanent resident with an assigned SSN. Could she enroll in Medicare? Or what options will we have for her? Thanks for the content. Greetings from AZ

[@laurencedayton4075]

Thank you for this information.

[@MedicareonVideo]

I'm glad you found the information helpful! Medicare on Video is a great resource for understanding the complexities of Medicare and making the best choices. If you have any more questions or need further assistance, feel free to ask. Don't forget to subscribe and activate the notification bell to stay updated on their informative videos.

[@hectoralvarez941]

Very helpful as always

[@MedicareonVideo]

Thank you for your support! We are glad to hear that you find our videos helpful. We strive to provide valuable information and assist individuals like yourself in making the right Medicare choices. If you have any specific topics or questions you would like us to cover, please feel free to let us know. Don't forget to subscribe, share, and activate the notification bell to stay updated with our latest content. Thank you again for your kind comment!

[@johnquinn7777]

I'm in Arizona 73 years old, what would be the total cost for plan G and Medicine? Just curious. Thanks.

[@MedicareonVideo]

Hi there! The total cost for Medicare Plan G and prescription medications can vary depending on various factors, including your specific location, chosen insurance provider, and individual circumstances. To get an accurate estimate, it's best to reach out to Medicare on Video directly. They can provide you with detailed information and personalized guidance based on your specific needs. Hope this helps!

[@dennislaplant95]

What concerns me with GHD is it's high deductible amount gets increased based on whatever the inflation rate is that year. I live in a state that requires underwriting to change Medigap plans. If I get chronically ill and max out that GHD deductible every year, it would be much more expensive than Plan N. But because of my illlness, I'd probably be stuck in GHD for the rest of my life (unless, of course, I switch to a Medicare Advantage plan ☹️).

[@MedicareonVideo]

Reply: Hi there! We understand your concern about the high deductible amount of GHD and its potential increase based on the inflation rate. It's always important to carefully consider different Medicare plans and their associated costs. While GHD may have a higher deductible, it's worth noting that it also offers comprehensive coverage once the deductible is met. This can be beneficial for individuals who anticipate higher healthcare expenses throughout the year. However, it's crucial to review your personal healthcare needs and budget to determine if this plan aligns with your specific circumstances. We encourage you to consult with a Medicare specialist or reach out to us for further information. Thank you for sharing your concern!

[@dennislaplant95]

@@MedicareonVideo This sounds like another AI response. ☹️

[@MedicareonVideo]

Yes, it's true that the GHD deductible will continue to go up, but hopefully so should the COLA adjustment. Not necessarily as much as we want, but it should help. Also, if you were to max out your GHD deductible every year, there is a good chance you would be hitting high on your out-of-pocket maximum for the year if you were in Medicare Advantage, which is typically much higher and also would limit your use of providers. I would still be happier with the premium savings overtime on the GHD plan.

[@barneyfyfe8313]

Do the math regarding your particular plan. The premium is a sure thing. You're on the hook for that regardless of everything else. The deductible depends on your medical situation each year. Even if you know you will meet the deductible....the deductible may be less than the higher premium.

[@dennislaplant95]

@@barneyfyfe8313 I did the math based on 2024 premiums and deductibles. Plan N would cost me about $1,750 whereas GHD would cost $2,800 if deductible was met.

[@websterhays8352]

My Medicare premium is $675 per month. My supplemental G plan is $138 per month. I think this is reasonable for the care I get.

[@magncity1817]

2 questions. 1) If you select an Advantage plan, are you then required to take Medicare B with its’ 174 a month premium? 2) If your are still under your spouses plan when you turn 65 I understand you may delay Medicare, if so, when and how do you notify government that you will be delaying?

[@MedicareonVideo]

1. Whether you take a Medicare Supplement plan or a Medicare Advantage plan, you are required to enroll in Medicare Part B and pay the monthly premium. 2. You don't have to inform Social Security until you are ready to retire and enroll in Medicare. I have a few videos about working past 65 that might help!

[@magncity1817]

@@MedicareonVideo Thanks, on number 2 how do you inform them at that you are ready to “retire” or leave you spouses medical coverage. Of course, I ask for more specifics as I don’t want to lose my guarantee no underwriting period and would expect that Social Security would want proof with some document that you were in fact on spousal insurance. Otherwise everyone would use the excuse, say they missed the 7 month period at age 65. Could you please be more specific on part 2.

[@davidorrick63]

Great info thank you have a great day

[@MedicareonVideo]

Thank you so much for your kind words! We're glad to hear that you found the information helpful. Have a fantastic day! If you have any questions or need further assistance, feel free to reach out to us. Don't forget to subscribe to our channel and activate the notification bell to stay updated with our latest videos. Have a wonderful day! 🔔🙂

[@saraberkner]

I have plan F. I want to compare it to plan G. My premium is going up more for 2024. Is the only difference the deductible part? What is the premium for plan G? Thankyou.

[@MedicareonVideo]

Reply: Hi there! Thank you for your comment. Plan F and Plan G are both great Medicare supplement plans, but there are a few differences between them. The main difference is that Plan F covers the Medicare Part B deductible, while Plan G does not. However, Plan G often has lower premiums compared to Plan F. As for the premium for Plan G, it can vary depending on factors such as your location, age, and health condition. I would recommend reaching out to a Medicare specialist to get specific premium details and compare the costs and benefits of both plans. They can help you find the best option based on your individual needs. Hope this helps!

[@brentthompson1431]

Thanks, very helpful

[@MedicareonVideo]

Hi! We're glad you found the video helpful. If you have any specific questions or topics you'd like us to cover in future videos, feel free to let us know. Don't forget to subscribe and hit the notification bell so you never miss any of our content. Thanks for your support! 🙌🔔

[@olatundemustapha7905]

Good day sir, My mom is 76 years has both Medicaid and Medicare , she is always with Humana advantage ppo . she is critically ill she has a stroke 3 years ago and suddenly just had a severe uti and seizure . can you advise what best insurance can she get I was thinking of medigap. my mo has a bad cavity she need a major sugery also a bad catarat. Can you advise what best insurance for her or can she keep her original medicare and medicaid?

[@MedicareonVideo]

Hello, I'm sorry to hear about your mom's health issues. It's important to consult with a Medicare specialist or insurance agent who can provide personalized advice based on your mom's specific situation. They will be able to assess her needs and recommend the best insurance options, whether that is a Medigap plan or keeping her original Medicare and Medicaid coverage. They can also help guide you through the process of finding coverage for her major surgery and cataract. Best wishes to you and your mom!

[@bennym1956]

Since she already has a plan and if you want to change plans, she can be turned down !

[@susanhopkins8987]

Thank you!

[@MedicareonVideo]

Thank you for providing valuable information and guidance on Medicare choices. It's extremely helpful for people like us who are turning sixty-five or retiring and finding it overwhelming to comprehend all the options available. Your channel seems like a one-stop-shop for everything Medicare-related, and we appreciate your efforts in simplifying it for us. We'll definitely subscribe to stay updated and share your videos with others. Keep up the excellent work!

[@annschmidt8478]

What I'd plan D?

[@michela3150]

Thank you.

[@MedicareonVideo]

Thank you for providing valuable information on Medicare. Your channel is a great resource for those navigating the complexities of Medicare. Keep up the good work!

[@raygayton2394]

Great information as always.

[@MedicareonVideo]

Thank you so much for providing such valuable and informative content! Your channel has been incredibly helpful in navigating the complex world of Medicare. Keep up the excellent work!

[@robinweigel5204]

Good information... thanks!

[@MedicareonVideo]

Thank you for watching and appreciating the valuable information provided on our channel! We are glad to hear that you found it helpful. If you have any specific questions or need further clarification, feel free to ask. Don't forget to subscribe and hit the notification bell to stay updated with our latest videos. Take care!

[@peterbergen5662]

What are, Community Pricing, Attained Age Pricing, and Issue Pricing? Thanks

[@jonmorris7545]

Hello, and thank you for the very informative video! I will be starting into medicare, at about January of 2025. I'm starting to dial in the plan, i would like to be enrolled in. I agree with you, regarding the regular medicare/supplement plans. The thing is, i am in very good health, and take no medications. So, would it make more sense to get an advantage plan initially, with no premium, and then switch later on, to reg. medicare? I understand that there might be underwriting involved, but if my health still holds, that shouldn't be an issue. Any help would be appreciated. Thank you. BTW, i really like the picture, behind you, of the 1969 Camaro! I had the RS version, growing up.

[@MedicareonVideo]

Thank you for your comment! I'm glad you found the video informative. January 2025 is not too far away, and it's great that you're already starting to plan your Medicare enrollment. Considering your good health and no medications, an Advantage plan with no premium initially could be a reasonable choice. However, it's important to keep in mind that Advantage plans have their own limitations and restrictions compared to original Medicare. If you decide to switch to regular Medicare later on, there might be underwriting involved, but as long as your health remains good, it shouldn't be an issue. It's always a good idea to consult with a Medicare expert or an insurance agent to help you make the best decision based on your specific needs and circumstances. And I'm glad you like the picture of the 1969 Camaro! It's always nice to connect over shared interests. Thank you for watching and if you have any more questions or need further assistance, feel free to reach out!

[@bennym1956]

It's the unexpected medical issues that can put you in hospital and cost you if on an Advantage plan. Was walking 3 miles a day, 2-3 times a week and had a major PE. Doctors never discovered root cause.

[@cosmeticsandpurseswithevelyn]

New Subscriber need the information at 64 turning 65 this April 2024👍

[@stephenbush7200]

I think you still also need Plan D for medicine?

[@debbieklose8776]

I want to thank you for this information. I’m not on FB so I’m not able to join the Facebook group. Is there someone I can talk with to help me choose wisely . I think I’m going with plan G but I don’t have prices yet. I do have an appointment with SS administration end of the month to discuss Medicare but I’m pretty nervous and would like another person to consult with. I al 63 and I currently have plan A as a result of Disibility and I will need to pick a Medicare plan in January. I’ve been told to select an advantage plan but after listening to a couple of your videos , I’m questioning that advice. I am using cobra through a previous employer until December 2023. I had qualified for Medicare in June 2023 as a result of Disibility but stayed with cobra but that expires December 31, 2023.

[@MedicareonVideo]

Thank you for reaching out and sharing your concerns! It's great that you're doing your research and exploring different Medicare plan options. While we can't provide personalized assistance through KZbin comments, I would recommend reaching out to Medicare on Video directly. They are experts in helping people make the right Medicare choices, and they can guide you through the process of choosing wisely. They may have alternative ways to connect with them outside of Facebook, such as a website or phone number. Additionally, it's a good idea to consult with a licensed insurance agent who specializes in Medicare, as they can provide personalized advice based on your specific needs. Don't hesitate to ask questions during your appointment with the Social Security Administration at the end of the month, as they can also provide guidance on choosing the right Medicare plan for you. Good luck with your decision-making process, and we hope you find the information you need to make an informed choice!

[@debbieklose8776]

@@MedicareonVideothis is so kind of you. I actually had a representative for Medicare through a different agency and he was not good in guiding me and made a mistake and didn’t take his own responsibility for the mistake. It didn’t really cost me anything but a great deal of stress that ultimately is up to me to manage. He also recommended Medicare advantage without explaining the information you have. . I’m actually beginning to understand more the more I listen to your videos. It’s important that I remember to not over think and over stress about this. Just gather some facts (hopefully) and choose what I feel is best based on the knowledge I gain. I’ve had a couple interactions with a Medicare rep through the Medicare website and this was extremely good service. But I have not heard the material that you cover so it’s apparent my spirit is guiding me to information that I can reason with and choose for myself what suits me. I whole heartedly thank you for what you are doing to help bring more awareness for the public to be more informed. What did you mean reach out to Medicare on Video? ❤ No stress 😮‍💨 🙏😅 😂

[@JudyIsSuperchicaPage]

Plan G and N sound good but they are still outside/private insurance companies. So, I'm confused. How is that different from the Medicare Advantage?

[@MedicareonVideo]

Great question! I understand why it can be confusing. While both Plan G and N are offered by private insurance companies, they are actually Medicare Supplement plans. These plans work alongside original Medicare (Parts A and B) to help cover the costs that Medicare doesn't, such as deductibles, copayments, and coinsurance. On the other hand, Medicare Advantage plans are an alternative to original Medicare. They are also offered by private insurance companies but provide all of your Medicare Part A and Part B coverage in one plan. These plans often include additional benefits like prescription drug coverage, dental, vision, and hearing. So, the main difference is that Medicare Supplement plans fill in the gaps of original Medicare, while Medicare Advantage plans replace original Medicare altogether. It's important to consider your specific healthcare needs, budget, and preferences when choosing between the two. I hope that helps clarify the difference for you!

[@MedicareonVideo]

Medicare processes all claims. The supplement company doesn't play any part in decission making. If Medicare covers it - the supplement has to.

[@igotstoknow2]

I like my GHD, $34, for the incentive to stay healthy to avoid medical costs and no network concerns.

[@MedicareonVideo]

Thank you for sharing your experience and thoughts on staying healthy to avoid medical costs with your GHD plan! It's great to hear that you've found an incentive and a plan that works well for you. Medicare choices can be overwhelming, and it's important for individuals to find options that align with their needs and preferences. If you have any questions or need further information about Medicare or different plan options, feel free to reach out. Keep up the healthy habits and take care! 👍

[@jenniferpark2706]

It is very good point. My husband and I selected High Deductible G with same reason. 😀

[@curious4687]

thanks

[@Tinfoilhat311]

After calculating Medicare A&B, plan G, and a drug plan. With the cost calculations for my prescriptions and oxygen needs, it will cost me around 1000.00 per month. Include living expenses, food, etc. I will not be able to afford to stay alive.

[@dennislaplant95]

If I have Plan GHD and incur Excess Charges after I've met my Part B deductible but before meeting my GHD deductible, am I still responsible for paying those excess charges or are they covered?

[@MedicareonVideo]

Excess charges are not covered by Medicare Supplement Plan G before meeting the deductible. Plan G covers 80% of excess charges after the deductible has been met. It's important to review your plan's details and consult with a Medicare expert like Keith Armbrecht from Medicare on Video to fully understand the coverage and options available to you.

[@dennislaplant95]

@@MedicareonVideo Is this another AI response? I'm not asking about Plan G. I'm asking about Plan GHD. Also, my understanding is that excess charges on Plan G are 100% covered after meeting the Part B deductible. Why are you saying only 80%?

[@lyndayoung8761]

You pay ALL copays, deductibles and excess charges UNTIL you hit the High Deductible amount. Then free for rest of the year. The B deductible is counted towards HD amount making HDF and HDG equal. The beauty of HD is when healthy, you save. As you age and become less healthy your HD deductible + premiums about equal the rising G premiums. When you don't hit the HDG anoint you save and that's most years.

[@dennislaplant95]

We are all healthy until we are not. Because I don't have a crystal ball and I live in a state that requires underwriting to change plans, I'm looking at Plan N as the best long-term solution.

[@davidanderson8469]

How about medications?

[@dennislaplant95]

For GHD, it's my understanding that it functions exactly like you only had Part A & B until your out-of-pocket costs equal the deductible ($2800 for 2024). That means the Part A & B deductibles, copays, and coinsurances all apply towards meeting the GHD deductible.

[@MedicareonVideo]

Thanks for sharing your understanding of how GHD works! It's true that the coverage under GHD operates similarly to having just Part A and B until you reach the GHD deductible. During that time, the deductibles, copays, and coinsurances associated with Part A and B contribute towards meeting the GHD deductible. This can be beneficial for individuals who may have higher out-of-pocket costs initially but want to minimize their expenses in the long run. If you have any further questions or need more information about GHD or Medicare in general, feel free to let us know!

[@MedicareonVideo]

That is correct - you first pay the Part B deductible ($240) then the copays and coinsurance go to the $2,800 deductible.

[@dennislaplant95]

​​​​@@MedicareonVideo Right. But in your video you incorrectly said you'd have to first meet the $240 Part B deductible and then also meet the $2800 GHD deductible for a total max out-of-Pocket of $3040. Actually, that $240 Part B deductible you pay is counted towards meeting the $2800 GHD deductible.

[@dennislaplant95]

​@@MedicareonVideo GHD = Guaranteed Health Coverage? I thought we are using GHD = Plan G High Deductible.

[@MedicareonVideo]

@@dennislaplant95 That was AI responding - shows how smart AI is :(

[@1Singleton]

My husband and I are forced to change insurance company this year because the one we have now is closing as of 12/31/2023. We are age 72 and 74. We will use the guaranteed issue rights to go with a Supplement plan. I have a pre-existing condition because I taking an expensive drug injection. He can go with the G Plan. Will I have to go with the F Plan then stay with this plan?

[@MedicareonVideo]

Reply: Hi there! Thank you for reaching out to us. We understand that navigating through Medicare choices can be overwhelming, but we're here to help! It's great that you're considering a Supplement plan to meet your healthcare needs. In your situation, if you have a pre-existing condition and need coverage for your expensive drug injection, the F Plan may be a great fit for you. The F Plan is known for its comprehensive coverage, which includes coverage for both Part A and Part B deductibles, as well as Part B excess charges. However, it's important to note that starting January 1, 2020, new Medicare beneficiaries are no longer eligible to enroll in the F Plan. If you already have the F Plan, you can keep it, but if not, you'll need to look into available options like Plan G or Plan N. We recommend discussing your specific healthcare needs and options with a licensed Medicare professional or trusted insurance agent. They can provide personalized guidance and help you find the best plan that suits your needs and budget. Remember, everyone's situation is unique, so it's crucial to make an informed decision based on your individual circumstances. Good luck with your Medicare journey and feel free to ask any more questions you may have!

[@1Singleton]

I was born before 1955 and joined Medicare before 2020. What about the Guaranteed Issue Rights since our insurance company is not selling insurance anymore and will not offer insurance as of 12/31/2023.

[@kimdiedrich9712]

1) State of Wisconsin plans are different in that a Medicare recipient can purchase which parts of the Plan G they would like. How are these plans for rate increases over time? 2) United Healthcare Plan G with AARP, and UHC without AARP; could you explain the difference between the two plans? 3) It also stated that for Wisconsin, there is ALWAYS a co pay of up to $20 for an MD and $50 for ER that is waived upon hospital admission. Could you please comment on this or do you have another video for Wisconsin Medicare? 4) For something similar would the recipient pay all three; deductible, co-pay, & the monthly premium amount ? 5) Since Wisconsin is not exactly Plan G or Plan N, how does that affect the Guarantee of Rights? Reply

[@MedicareonVideo]

1) Hi there! State-specific Medicare plans can indeed offer different options for Medicare recipients. As for rate increases over time, it would be best to contact your specific plan provider for accurate information as rates can vary. They will be able to provide you with the most up-to-date information on rate increases for the plan you are interested in. 2) When it comes to comparing United Healthcare Plan G with AARP and UHC without AARP, the main difference lies in the branding and customer perks provided by AARP. The coverage offered by both plans should be the same, but AARP may offer additional benefits or discounts that are exclusive to its members. It's always a good idea to review the specific details of each plan to determine which one better aligns with your needs. 3) The information provided about Wisconsin plans in the video is valuable. To learn more about the specific co-pays and coverage details for Wisconsin Medicare, we recommend checking out Medicare on Video's channel or reaching out to a Medicare representative who specializes in Wisconsin plans. They will have the most accurate information tailored to your location. 4) The payment structure for deductibles, co-pays, and monthly premiums can vary depending on the specific plan and coverage selected. It's essential to carefully review your plan's Summary of Benefits or contact your plan provider directly to understand the details of your coverage and payment responsibilities. They can provide you with a comprehensive breakdown of how all three factors are handled under your specific plan. 5) While Wisconsin may have different plan options than Plan G or Plan N, the Guarantee of Rights still applies to all Medicare beneficiaries, regardless of the specific coverage plan. The Guarantee of Rights ensures that all Medicare beneficiaries have certain rights and protections in regards to their healthcare coverage. It's always advisable to thoroughly review the plan details for Wisconsin-specific coverage and consult with a Medicare expert for any further questions or concerns. They can provide you with the necessary information to understand how the Guarantee of Rights applies to your situation.

[@kimdiedrich9712]

Hi there, the problem is that NO AGENT has ever mentioned that Wisconsin is non standardized, technically there is no plan G or Plan N. I was also told that there is not "plan N like" plan for Wisconsinites. There are other states in the same boat, how is it that agents are calling it Plan G or Plan N when in wisconsin it would be a basic with rider plan and be regular deductible or high deductible? Such carelessness on behalf of the agents delays sign up and causes confusion not to mention is basically blindfolding people when purchasing their medicare because they are being forced to sign up for unknown riders they may not really want. I have no agent after 4 months for this reason, they want to "sell" and get on to the next person, not do any explaining.

[@MedicareonVideo]

@@kimdiedrich9712 Here is my video on Wisconson. Hope it helps! kzbin.info/www/bejne/oHyyeqaci6ybapYsi=Tw9LVEvRYaTOlf0y

[@patriciareeps3389]

You never mentioned plan c. I ‘ve had it since I turned 65. I’m now 83. I’ve never paid a cent to Drs or hospitals. I bought it because my mother had it first. She spent four months in two different hospitals plus multiple surgeons and doctors. She only had to pay 1 Dr. My husband was very sick the last two years of his life with many trips to the hospital. He developed lung cancer and had subsequent Chemo and radiation. He had a brain aneurysm and was flown to a hospital in Pennsylvania. The only cost was for the ambulance ride to the helicopter. That was my reasoning for getting for myself. It is expensive but now that I’m at the age of deteriorated health I feel I should keep it. I have a granddaughter that works in the health care industry that has advised as long as I can afford plan C to keep it. Don’t be swayed by Medicare Advantage plans

[@MedicareonVideo]

Thank you for sharing your experience with Plan C! It's great to hear that it has provided you with comprehensive coverage and peace of mind over the years. While the video may not have mentioned Plan C specifically, it's important to note that the video aims to cover a range of Medicare options and provide general information. Plan C, also known as Medicare Supplement Plan C, is one of the standardized Medicare supplement plans offered by private insurance companies to cover the "gaps" in Original Medicare. It's definitely an option worth considering for those looking for extensive coverage. Every individual's healthcare needs and financial situation are unique, so it's always a good idea to consult with a healthcare professional to determine the best plan for you. Thank you for reminding viewers to evaluate their options carefully and make informed choices. Your experience with Plan C is valuable and can help others in their decision-making process.

[@kathybarley8225]

It’s my understanding that plan C IS Medicare Advantage.

[@DaveCLL]

I have Mutual of Omaha and they screwed me! They routinely "close their book", thus isolating policy holders into a dead pool. In five years, my Plan G supplement premiums have doubled. The annual average rate increase has been 15.9%. And because of health conditions, I won't be able to pass underwriting with a different carrier.

[@johnpulwers680]

Is A&B plus Plan F still the best if still working but turned 65 in 2019?

[@MedicareonVideo]

Reply: Hi [user], Thank you for your comment! Choosing the right Medicare plan can be confusing, but I'm here to help. While Plan F used to be a popular choice for many, it is no longer available for new Medicare beneficiaries who turned 65 after January 1, 2020. So, if you turned 65 in 2019 and are still working, you might consider looking into Medicare Parts A and B, along with a Medicare Supplement Plan like Plan G or Plan N. These plans can offer great coverage and help fill in the gaps left by Medicare Parts A and B. It's important to evaluate your own healthcare needs and consider factors such as cost, coverage, and flexibility when deciding on the best plan for you. If you have any more questions or need further guidance, feel free to reach out. Don't forget to subscribe to our channel for more informative videos on Medicare options. Thanks again for watching! Best regards, Medicare on Video

[@kevinhobbs9896]

Ok I'm SSDI and I have another year until I get Medicare I have BCBS of Tennessee now I'm 51 what should I take

[@MedicareonVideo]

Reply: Hi there! It's great that you're planning ahead for your Medicare coverage. Since you're currently on SSDI and have BCBS of Tennessee, it's important to consider your options when you become eligible for Medicare next year. As a Medicare expert, I recommend researching and understanding the different Medicare plans available to you, such as Medicare Advantage plans and Medicare Supplement plans. These plans can provide additional coverage beyond what Original Medicare offers. You may also want to explore whether your current healthcare providers are in-network with specific Medicare plans to ensure continuity of care. If you have any more specific questions or are looking for personalized advice, feel free to reach out. Best of luck with your Medicare journey! #MedicareonVideo

[@harveydales2402]

Did you say that plan GHD has a 2800 dollar deductible?

[@MedicareonVideo]

Yes it does

[@picudopr]

I am retired from the Federal Government...so I still get the government contribution to my Health Care Insurance. I am not 65 yet,,, next year 2024 I will. I could stay with with Medicare part A only? And my Blue Cross insurance that I actually have?

[@MedicareonVideo]

Reply: Hi there! Thanks for reaching out and sharing your situation. As a retired federal government employee, you still receive the government's contribution to your health care insurance, which is great. Regarding your question about Medicare, it's important to note that Medicare Part A is usually automatically provided to those who have paid Medicare taxes while working. However, it's recommended to consider enrolling in Medicare Part B as well, as it covers additional medical services and can provide more comprehensive coverage. It's best to contact Medicare directly or speak with a licensed Medicare agent to discuss your specific circumstances and determine the best course of action for your healthcare needs. Hope this helps!

[@picudopr]

@@MedicareonVideo yes I was thinking on getting Part B.. but I am referring if I need or you suggest that I get Plan G or N...or I could just stay with the plan I have now ...the one the Government provides a contribution... Thank you for answering the previous question so fast.