All The Changes Are Finally Coming To Medicare (Are You Ready?) - Live Event + Q & A

[@stephaniesouthernmoore9723]

Marvin, thank you for sharing your knowledge.

[@navnitkumarpatel303]

Listening you from New Jersey. I like to hear you and its very informative

[@bernarditaschuck9739]

Watching from Florida

[@starraustin9363]

South Carolina

[@rjpalitti]

Watching from California

[@boblongmore907]

Sooooo glad I took supp plan G. Had a hernia surgery and only paid the B deductible. Surgery cost around $13,000

[@beverlyward2570]

Thank you for the updates! I always appreciate your knowledge. 😊

[@user-TM59]

Thank you Marvin 😊

[@geralddesmarais9180]

Thank you from New Hampshire

[@MedicareSchool]

Our pleasure!

[@cindypatrick785]

Thank you for your clear explanation of how Medicare works, how to appeal an Irma etc. I really appreciate your question and answer segments because some people ask the very question I had. Thanks to you and all your team🙂. 5:03

[@michellefrothingham4275]

Watching replay from Illinois… i am glad to have found your KZbin channel… very sound explanations and can easily digest the content👏

[@bobcapen1682]

watching from Tucson, AZ

[@knm5405]

Sorry I missed the live presentation (work). Thank you so much for all you teach us. I LOVE the way you teach. Welcome back from India.

[@MedicareSchool]

You are so welcome

[@davidm3440]

Thanks for keeping us current. BTW, for this video, I had to crank up my volume much higher on my TV to hear your audio. 🤔

[@Rosehurstway]

Thank you from Lexington, KY

[@JIM-fj2dy]

Thank you Marvin

[@arnoldheiny4559]

Watching from Brawley California😊😊

[@cindycurran8272]

Thank you very helpful

[@MedicareSchool]

Glad it helped

[@margiemurphy3336]

Hi from: Overland Mo (suburb of Stl MO) really enjoy your videos I have learned a lot! Happy to hear about your trip to India serving the Lord good and faithful servant 🙏🏻✝️

[@mariawegorzewska1635]

There is so much noise about UHC. I have supplemental plan with them. My question is…it is possible that after few years I will be admitted to the hospital and they will say sorry no coverage?

[@jonlukas3483]

Indianapolis, Indiana

[@lorieblomquist7230]

San Francisco Bay Area!

[@kathyrobertson4493]

Close to 400,000$ in claims this year and all I had out of pocket was my deductible. Plan G is the only way to go.

[@donaldteague3888]

Montegut Louisiana

[@frankneubauer7600]

Frank, Lyle, WA State

[@cathleencourtois6626]

Watching & subscribed from Southeast Iowa! So appreciate these videos! Hubby retired March 2024. Enrolled in A& B. Has yet to enroll in Supplemental plan and I want that to change. Hoping to discover which plan fits best for him. 2:56

[@MedicareSchool]

We would be happy to help just give us a call at 800-864-8890.

[@rjpalitti]

My husband had an event and 911 was called. The local fire department as well as an ambulance and EMTs came to our house. My husband was taken to the hospital and spent several days in the hospital. Medicare paid for the ambulance service but said they do not pay invoices received from the city fire department because they did not take him to the hospital. We were told that our supplemental plan G insurer follows Medicare protocols and will also not pay the invoice. We have to pay the invoice of $353.71 to our city for the fire department coming to our home. We wanted to let others know that should you have to call 911, you may have to pay the fire department for coming to your home. We live in Northern California so it may be different where you live.

[@monica00531]

New Jersey

[@bebedar7667]

What does IRRMA stand for

[@kaylewallen9654]

From NE Okla

[@sandygoodman9174]

I had an appt to talk to someone today but no one called. I need to sign up soon as my insurance ends Dec 31. I called and an automated message said I'd get a text and link to schedule an appointment but that hasn't happened either. The previous calendy link does not work either. Please help. Thanks

[@kimberlyagarrett8347]

If you get extra help ,do I have to pay for part D and what or how do they calculate what extra help pays for?

[@MedicareSchool]

That depends, in most cases being on the extra help program they will pay your part d premium for you and help with cost through out the year when picking up medications.

[@mariaharris6289]

I switched part D prescription drug plan from wellcare. Do I need to contact Wellcare to inform them of the change?

[@dublinbluetune]

I switched from Aetna to Wellcare a couple weeks back. It took about ten days for my new coverage with Wellcare for 2025 to show up on my online Medicare account. I also received a letter from Aetna about 2 weeks after signing up with Wellcare noting the change and asking me to come back.

[@Cheriuehara]

Honolulu, Hawaii

[@MedicareSchool]

No need, the previous plan will cancel automatically.

[@mariaharris6289]

@MedicareSchool Thank you for responding and your hard work and dedication to your followers. I am so glad that I signed up for medicare through your company.

[@jonlukas3483]

Is medical or Medicare advantage better and cheaper

[@martinfagen]

When is the next time to. Change my insurance medicare advantage dual complete from NY

[@martinfagen]

What time does it start again

[@ginnygustafson4324]

Telehealth changes, Arizonz

[@susanstewart7663]

Alma Georgia

[@Veadlsteak]

If I buy the advantage plan and use it for one year, can I go back to my plan F united healthcare, AARP

[@bonzer2u]

Negative

[@ChrisSadowski-pp1np]

Choose plan N if you want comprehensive coverage and not a premium that will break your back by the time you're in your '80s.

[@MedicareSchool]

It depends on if you've always been enrolled in a Plan F, give us a call so we can better understand your situation. You can reach us at 800-864-8890.

[@Veadlsteak]

I have always been enrolled in this plan

[@Jasper-gj7zi]

Question about a if I go in the hospital just for one night do I still have to pay the full 1600

[@MedicareSchool]

Yes most likely, the part a deductible applied to each benefit period, regardless of how long the stay is

[@lindav873]

Dear Lord need to keep back 3 grand a year for 1 time hospita l plus meds. Seniors need help

[@anthonyscott5134]

OK now this is gonna probably sound a little sketchy but when you answered the question by Ali Kashef, did I understand it correctly in that if a person is on an advantage plan and wants to get on a med sup plan but can’t qualify for guarantee issue due to health issues if they are able to either get on a spouses employer, sponsored health plan or get a job with a company that has a credible coverage healthcare plan, once they’ve acquired that credible coverage they can then drop their part B, then quit that job or get off their spouses plan, then submit a L564 and then be eligible for a guaranteed issue med sup plan?

[@MedicareSchool]

That is correct, they would then qualify for a special enrollment period since they would have a new Part B start date.

[@anthonyscott5134]

@ , Wow! I guess there’s always a loophole. Very interesting!

[@pamelawomack3242]

If I want to check with you on medicare,how do I get in touch with an agent.

[@MedicareSchool]

You can reach our office at 800-864-8890.

[@ossiebyer5968]

I’m turning 65 March 1st 2025 haven’t received my Medicare card yet and thinking of going on A and B with a plan N does your company cover New Jersey

[@MedicareSchool]

Yes we can assist in NJ, just give us a call we would be delighted to help! You can reach us at 800-864-8890.

[@vblynn3038]

On another event, you mentioned the “once in a lifetime” chance to enroll in a medigap plan without proving insurability. Does that mean you can never change your Plan G to another company because of rates or performance without proving insurability?

[@gracebe235]

@vblynn3038…….My husband and I just changed our supplement plan this last October…..I didn’t know that we could change supplement plans at any time, not just during ‘open enrollment’ (Oct 15-Dec 7). Anyway, we did have to go through the ‘underwriting’ questions, etc., to be approved, in order to switch from our Aetna supplements F and G plans…..(I had F, my husband had G)……and go to a much lower premium with Cigna supplement G for both of us…..(the savings for me to go to G from F was equal to staying in F….so I switched, because F is going to start going up faster over time). Even though we had several different ‘things’ going on with our health, fortunately, it wasn’t things that were red flags for being able to switch supplement companies! It just depends on what you are dealing with, and if you can be approved by the company you want to switch to. I have heard that some companies are also a tad more ‘forgiving’ depending on your health situation…..but most are not. So, yeah. You could be ‘stuck’ where you are at, depending on what your health issues are. I am so thankful that we looked into it, I was really worried that we would not be able to pass underwriting, but we didn’t have the health issues that they were concerned about in the questionnaire. It never hurts to ask and find out.

[@MedicareSchool]

You can still make changes, you would more than likely have to medically qualify. And if you have poor health or pre-existing conditions you most likely won't be able to make changes. So it's a matter of can you medically qualify.

[@vblynn3038]

@@MedicareSchool Thanks. I'm already on Medicare and have a Plan G with Aetna but I am thinking of changing to Mutual of Omaha on my anniversary date in July. I can medically qualify, but my wife, who goes on Medicare July 1 does not, so the initial enrollment in a Plan G needs to be one we can stay with. Any recommendations? Thanks. Enjoy your events. God bless.

[@vblynn3038]

@@MedicareSchool I plan on calling your team after the first of the year. Her birth month is July, so we can start the application process in April, right? We would appreciate your guidance because of her unique situatiion. God bless. BTW, we're in Texas.

[@margiemurphy3336]

I am a retired Federal Employee I am insured with FEHP and don’t have a supplement plan can I get an Advantage plan 84 yrs old

[@MedicareSchool]

Here is a video we recently did that can help determine what you should enroll into. If you need our assistance you can always give us a call at 800-864-8890. Here is a link to that video as well: kzbin.info/www/bejne/m5jHnplvfrZgkMk

[@claybear78]

Has the age for birthdate of 8-22-58 increased to 66 and 10 mos from 8 mos?

[@pattycolley4355]

66 and 8 months

[@kimberlyagarrett8347]

I payed 184 in2024 for part B,why? Thank you

[@MedicareSchool]

You more than likely had an irmaa surcharge

[@richardneff488]

So im 63y my wife is 58y when i turn 65 and am eligible for medicare is she qualified to be on my Medicare she is not 65y yeat.

[@MedicareSchool]

No Medicare are individual plans, it will not cover a spouse or dependents. She will have to look into private insurance or ACA plans until she reaches Medicare age.

[@ElaineMiller-y7v]

Due to not getting my pensions, life insurance, my social security is all I received a month. I pay $0 for all services with Kaiser. Who can help me get my benefits back.

[@MedicareSchool]

You may want to speak with an attorney.

[@ElaineMiller-y7v]

Watching from California