Mid-Month Bill Swap || Condensing my Sinking Funds || Taking $2,000+ to the Back || Bill Exchange

Today I am condensing my cash envelopes and sinking funds, which is unusual for me to do mid-month, but it was much needed!
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Amazon Links to my New Products (note: I will be selling all of these products in my Etsy shop soon with customization options, so feel free to hold off on purchasing if you want custom orders!):
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Amazon Affiliate Links to Products I Use:
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Apple Pencil (2nd Generation): amzn.to/3eo0vRy
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Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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About Me
My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.

[@HandsBands]

hey girl hey! Here listening and working. Im ready for this!!!

[@coldcountess]

I love condensing videos !!

[@RoxyRoseGuides]

I love your prop money so simple and minimalistic😍 I love that you have business binder... smart.

[@joannwagner4940]

That was a nice surprise.

[@mak7817]

Ngl st the beginning I was chanting “write it down write it down” but I’m new here and I’m binging as many videos as I can. I’m entranced

[@justrollitinglitter]

Bill exchanges are my favourite videos to watch and film! Amazing work with the savings and you are so organised

[@renaygoulding4104]

So fun watching you put in the prop money,( glad the real mooh la is going to the bank!)

[@herlindaflores3008]

Wow! That’s a great condensing video. Always enjoy your videos. 💜

[@holmest37]

You did your thing under pressure in this video! That “ahhhh” sound at the end when it all worked out.

[@dinobudgets]

So satisfying! Great job! 💜🦖

[@yulisabudgets7525]

Only 6 minutes in but I’m really liking this whole process take place. 😁

[@therin1340]

i love condensing vids!! i also have a job interview at a law firm on monday so wish me luck!!!!

[@ΓιώταΟικονομοπούλου-μ7κ]

I am literally shouting: Kristin you are supposed to write those down! Hahaha 😁

[@IntentionalLivingYT]

Hahaha you’re the realest

[@lisasavarno2636]

To bad all that money is going towards taxes. It is what it is which stinks🍀Happy St. Patrick's Day🍀Have a great weekend💕

[@engineersonabudget6015]

Yay! I love it when the count is right! I will also be doing a condensing like this soon!

[@rosemarykusak2812]

you were going so fast I was getting palpations ...... just kidding. I should be receiving your $ place holders this weekend. I look forward to doing a condensing.

[@numberswithnancy2191]

Love this video and all your cute envelopes with dividers- Genius!!! 💕😊💕

[@tanyasbudgetandchaoticlife3116]

Great video I like how you keep it real!! Have a great weekend!! 🤗🤗💕💕

[@budgetlifewithbritt]

AHHHHHH! I love everything about this video!!! i'm in love with your birthday dividers! such a good idea! great video love!!

[@IntentionalLivingYT]

Omg thank you!

[@TaraannBudgetsandSelf-Care]

I know I said it before, but you are so inspiring. I had my nieces who are late teens early 20's watch you and they are all now budgeting

[@IntentionalLivingYT]

Aw that is so kind, thank you for sharing!

[@TheChristianBudgeter]

I enjoyed! Thanks for sharing!😊❤️

[@coldcountess]

Great job saving !!

[@natsbudget4040]

Amazing bill exchange ✨💜

[@reelroyals3222]

wowzers! great video!

[@stephaniepakosta]

Great video as always!!!

[@naseebah5506]

You put $300 from bed in moving in your cash tray! ❤️

[@SupernaturalBudgets]

Love these videos!!!

[@anithegreatsf]

Another great video!!!! The first commercial for Disney plus movie cheaper by the dozen reminded me that I need to watch it next opens Friday at 12am. Watching my niece 7 weeks old all night. Bottle every 2/3 hours and diaper changes and cuddles all night. Letting my sister sleep more than a few hours. Thanks for keeping me company!!!!

[@tnickolej]

Yayyyyyyyy!!!!!!!! Great video!!!!!

[@ianii]

I wouldn't mind mid March condensing all the time :)

[@budgetwithfatima6530]

Great 👍

[@midwestbudgeting2088]

Amazing😍

[@xenna1143]

Where did you get your cash tray? I love it!

[@IntentionalLivingYT]

Amazon! It’s a sunglass tray with a lid!

[@lisaerdahl2654]

❤️ me some condensing!

[@renatar]

It’s so confusing with the place holders. How do you keep track of each category in the bank?

[@IntentionalLivingYT]

I’m going to do a video on it! But I have different buckets or goals or categories in my savings account

[@creativeways1153]

@@IntentionalLivingYT have you created a video on this yet? 💞

[@IntentionalLivingYT]

@@creativeways1153 no but I will!!

[@thisboricuabudgets]

Great condensing! Random question do you make the travel insert by category for personal/A6? I have a travel but want the categories for flights, hotels, etc

[@IntentionalLivingYT]

I do!!

[@thisboricuabudgets]

@@IntentionalLivingYT oh my gosh I didn’t see them on your Etsy unless I was looking in the wrong place. Can you tell me what it is called there?

[@IntentionalLivingYT]

@@thisboricuabudgets The Dividers/Tab listing!!

[@jennilowkey1408]

I have a question.. when you take money to the bank do you have different accounts for each category or is it all in one account? Just asking because I have “Qube money” so I keep mines separate and was wondering what others do.

[@IntentionalLivingYT]

1 account but multiple goals or buckets!

[@KreesBudgetJourney]

💙

[@BudgetwithDragons]

WOOOOOOOOO 🔥 MY SIS IS MAKING THESE CASH STUFFINGS SO MUCH WE GET A MID MONTH CONDENSING!!! 🤑🤑🤑 NOW THATS GOALS!!! I am going to buy all of your moving dividers lol 🤣 I feel like your little sister with hand-me-downs BUT I KNOW THEY ARE LUCKY LOL🤣🤣🤣🤑🤑🤑 Actually, I have a question, when you say "take to the bank" do you have an interest account? Or do you throw it all into one lump sum?

[@IntentionalLivingYT]

Girl don’t buy it, I’ll just send it to you lmao. And yes!! I’m actually going to do a video on it at some point but some of my sinking funds are in a high-yield savings account (Ally) and the rest are in my Bank of America savings account (if I plan to use the funds within 1-2 months)

[@BudgetwithDragons]

@@IntentionalLivingYT WOOOT BANK VLOG 😝😝😝!! GIRL LOL 😭😭 YOU ARE GOING TO MAKE ME USE THE "TIP THE SELLER"! 😂😂😂

[@FearlesslyKaitlyn]

I was about to ask the same question so this was perfect to see lol, do you have separate accounts too, like moving, Europe, bills, etc?

[@IntentionalLivingYT]

@@FearlesslyKaitlyn not separate accounts but separate buckets within the same account!

[@bettyhobbs3038]

Go back and watch your tape