MID YEAR MONEY RESET💸 | Money Goals, 70% Savings Rate, & Net Worth

Hi friends! In today's video, we do a mid year money reset where I review my progress towards my financial goals, spending throughout the past 6 months, savings rate, and net worth.
👩🏻‍💻 About Me
I’m a 20-year-old senior year nursing student living at home while working part time. I’m currently focused on investing and saving as much as I possibly can while living a "rich life."
✨ Things I Love to Use
💜 Rakuten
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* Referral link: www.rakuten.com/r/MIAPES3
🧡 Capital One Savor One
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* Referral link: i.capitalone.com/JqcxdHnxx
💙 Chase Total Checking & Savings
* $300 sign-up bonus with qualifying direct deposits
* Referral link: accounts.chase.com/raf/share/...
☕️ Buy Me A Coffee
Consider supporting my financial and KZbin journey with my link down below!
buymeacoffee.com/scrubsandsav...
📖 Chapters
Intro: 0:00
Goals: 0:16
Spending: 3:42
50/30/20: 7:52
Net Worth: 10:09
Reflection: 13:50
Outro: 14:03
🚨 Disclaimer: I am not a financial expert and this video is for entertainment purposes only!

[@tashuwamustgray7220]

I'm super impressed

[@myriamgagnon68]

I love your spreadsheets ! Very cute colors. Always love seeing the whole year vs month to month. If I could just suggest to freeze your first columns so that we can still see the headers when you move to the right (in your goals and spending sections). Keep it up !

[@ScrubsandSavings21]

Oh great suggestion! Thank you so much☺️

[@livelife7440]

Awesome job on your progress so far this year! I just have an amount I invest automatically every month and try not to look at my brokerage or retirement accounts except 2 to 4 times a year. I find it easier to keep my money invested and I love seeing my net worth jump after a couple months versus every paycheck. I wish I could budget as consistently as you!

[@ScrubsandSavings21]

Hi! I love that you found a strategy to keep you motivated. I just found a way to enjoy budgeting and I am so grateful for learning how to do that early on :)

[@depressoexpresso8248]

Man I thought I was budgeting by occasionally looking how much money I got and what to cut back but you got this down to the T

[@ScrubsandSavings21]

You gotta start somewhere! It's pretty easy for me since I've been budgeting for a little bit & I have fun while doing it😊

[@weho_brian]

well done. Im 40 and have zero in my roth IRA, too lazy to open one 😅

[@ScrubsandSavings21]

It only takes a couple minutes to fill out your information! You should definitely open one :)

[@yzacandava]

Thanks for your video! Hoping you could share the Google Sheets templates, especially on the Net Worth dashboard. 🙏

[@ScrubsandSavings21]

Hi! My net worth dashboard is from a KZbinr “Zillenial Finance”! You can find it in one of her video descriptions. I hope to make nicer Google Sheets before I share them😊

[@yzacandava]

@@ScrubsandSavings21thank you so much! Excited for your own version. 🤍

[@kenbostoen2525]

Love the videos! how did you transfer your spendings from YNAB to a google sheet?

[@ScrubsandSavings21]

Hi! I just did it manually from my spending report☺️