Millionaire Reacts: Living On $78,000 With NO SAVINGS | Gen Z Money

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[@norbertoorellana4917]

Hi Graham! I’m so excited and honored to see you react to my episode! You’ve been a huge inspiration in my family’s financial journey. Since the recording of this I’ve established a 1K emergency fund and may be very close to surpassing my six figure income goal already (fingers crossed the opportunity works out!). For anyone that’s interested I started a KZbin channel and am planning to document our journey from here on out!

[@JuniFFXIVChannel]

Wow! Good luck with the opportunity! I wish you and your family prosperous years to come! :D

[@MsMockingbird06]

I enjoyed watching your episode of Gen Z money. You and your wife are doing such a great job! I wish you all the best and that this opportunity goes well 😊

[@Bullets4Bucks]

Interesting i live in sheridan not far from you guys

[@robwilliams2410]

Thanks for sharing. We’re rooting for you. Will be sure to check out your channel. FWIW, I only watch Graham‘s reaction videos, not the original program. 😉

[@tenningale]

"1K emergency fund" You follow Dave Ramsey?

[@callasandratalis9856]

I'm a Filipina. Wastes my 20s and 30s helping my family. Why it's a waste??? Because I don't have any savings and parents are not even appreciative. I paid for my brother for him to finish college. I thought after that I could start saving. And dang my father got sick. Since I don't have savings because I build my parents a house and bought them a car. Now that my father is sick I got a loan to pay for his hospitalization I wish I never grow up in thsi culture. Parents expecting children to help them and not being appreciative because they thought it's my responsibility being the eldest. I love watching grams show because one day I know. I'll be able to save for myself

[@jasminet0222]

Going through the same thing right now. I am basically paying off my parents mortgage, utilities, and groceries. I had to move in with them recently as it's almost impossible to find a reasonable rent price or home in Tampa, Fl and so they basically saw this as an opportunity to utilize my entire income 🙃 hoping to save as much as possible during this recession though!

[@chevon1920]

I’m not Filipina I’m black so maybe it’s different. I just feel like my parents gave me life so I owe them everything. I give them whatever they need when they need it, but they rarely ask for anything. Maybe that’s the difference.

[@6alisk]

Hey, if you did all that just be happy you did it, and move on to your own life. Trust me it’s not worth rummaging over the past.

[@mallorygraf8574]

As a Latina, I did help support my mother because she's my mom of course but then she started the "I am your mother so do as I say and don't question me" routine when it came to anything she didn't agree with. So I think she actually resented me giving her money...so for both our sakes I just give her money several times a year instead as a gift. That way I don't resent her for not being grateful and she can't resent me for Lord knows what. 🤨

[@callasandratalis9856]

@@mallorygraf8574 I resented my mom so much. I hated her since time immemorial. I don't like her because of her being manipulative and doing the victim card always. If there's another life. All I ask God is I don't want this kind of family again. NEVER!!!! I used to think that they are my bad karma but then again what have I done? I don't deserve it

[@ashleysawtelle8015]

As a resident of Wyoming myself, I can attest to the fact that health insurance costs are ridiculously high. The problem in Wyoming is that there is no market competition in the healthcare marketplace. It's true that this woman's condition (along with her daughter's) may add to their family's premium costs, but my husband and I pay over $1,000.00 a month for health insurance alone, and neither of us have any medical conditions or take any medication. It's brutal!

[@peekaboo5925]

That is absurd. I live in Arizona working for the state gov and I only pay about $90 per month for healthcare/dental/vision with a low deductible. When I did have a corporate job, I paid about $360 for a $3000 deductible plan.

[@JustTheConcerts]

It depends on the size of the company. The more employees on the plan the lower your costs are. It also depends on how much money the employer is willing to contribute to said plan.

[@FinanceMind]

Where are all the people making 300k a year and living paycheck to paycheck!! Thats the content we need!!

[@dallassteven]

I'd love to see what they spend that much on lol. It'd be an entertaining episode for sure!

[@masonp5]

busy making 300k and spending it

[@simp2234]

Lol nothing for retiring

[@CaseyBurnsInvesting]

“Millennials are supposed to have money now.” Is the message they’re sending with this switch up.

[@xanmancan]

🤣🤣🤣🤣

[@janebaker4912]

Yes... And we're in our 30/40s

[@Rleatfitness]

How do we get this money we are meant to have? 🤔

[@CaseyBurnsInvesting]

@@Rleatfitness Mostly Working and not spending it all.

[@notthatsrssrsly]

no not yet! some of us are still in our 20s for a couple more years

[@johanacaba5219]

It took me a while to have savings on income under $50k a year with a kid and a husband but when I finally got to earn more I saved not a lot at first but with my income increasing over the years I started saving more. And thanks to Graham, I’m investing now too! I learn a lot from his videos!

[@phoenixtorres4117]

I had this conversation with my friend on a fb post she made about not having enough money to start a savings & i told her it is doable- it doesn’t take much to start one. I was able to do it. And she bashed me saying “I’m privileged” when i used to live off food stamps myself, and her parents were like making a lot more than what i made with three jobs. She also said she shouldn’t have to make sacrifices (ex. 600$ concert tickets, trips,etc) to live comfortably. I did it and now i am ABLE to live and give generously bc i made those sacrifices.

[@johanacaba5219]

@@phoenixtorres4117 Saving doesn’t take much at all, you don’t have to save thousands a month, it’s what ever you have or what ever you set your goal to be. And, things happen sometimes you have to use your savings either for emergency situations or for planned situations like a new baby or buying a house. But, in the end, it’s worth it to always have something saved.

[@phoenixtorres4117]

@@johanacaba5219 Absolutely! that's the point I was trying to get across but she was being bullheaded and just saying "no shut up you're just privileged you don't understand" like homie i know the struggle that's why the emergency fund got started. She just basically let everything go over her head and just flat out said she will never have a savings bc she doesn't make enough to prioritize it and that I "belittled her for being poor".

[@dallassteven]

That's awesome!

[@kistelkistel]

@@phoenixtorres4117 I know people like that. There's no use in talking to them about it. They will unfortunately have to learn the hard way

[@rakgi]

When we got our house we had horrid credit and it was a 5%. Last year when we could refinance, I pitted several companies against each other and now its a 2.25% :) Went from 1600 a month down to 1090.

[@dallassteven]

That's incredible!! I thought mine was good at 2.99!

[@JAdoreQT123456]

Wow congrats!

[@uno9331]

Don’t know you but I’m proud of you

[@84tand]

I’m guessing the non-profit that they work at does not provide employer covered healthcare. I think as a first step at least one of them should look to get a job at a employer who does provide health insurance. It would save them hundreds a month.

[@dallassteven]

Either that or the employee covers that bare minimum. It's too bad.

[@pjruffin7191]

@D C take your meds

[@alyssabird720]

My husband and i make $43k per year , became debt free in February and saved over $8k in the last year! It can be done. Live below your means! Cash budgeting is where it's at. Lol

[@TheAlchemist1089]

Congratulations, sounds good.

[@lemongrass3945]

You should really work full time you can make more

[@alyssabird720]

@@lemongrass3945 I have some health issues so I work part time. My husband works full time. And yes... working more=more money...

[@dallassteven]

That's amazing. Nice work! It's always inspiring to hear stories like yours.

[@vickym9221]

@@alyssabird720 You're doing great! I have health issues too and only work part-time. It's not about how much you make, or how much you can work, it's about how much you spend!

[@benb3799]

Graham , they have no savings or emergency fund. They aren’t doing great. They are walking a very thin line and living with zero margin for error. This is going come at an opportunity cost of playing it safe and no taking risks which keeps them in poverty. You know well if they don’t make more money these guys are in trouble especially during high inflation times.

[@SilverHawk214]

I completely agree, they should sell a car to try to build a bit of savings, the Dad should walk to work or get a cheap/free used bike.

[@benb3799]

@@SilverHawk214 that would solve the emergency fund issue and selling a vehicle now is the best time since they have actually appreciated in the last two years. He can walk to work additional savings on fuel , maintenance, insurance which can go straight to debt payoff. He looks like he works in an office setting . I would recommend part time virtual assistant to make additional money.

[@benb3799]

@@hashinici6422 should always help yourself before you help others or someone else will have to help you out.

[@MsMockingbird06]

They don’t live in poverty.

[@GlamGoddes101]

I’d say a lot of people are in trouble right now🤷‍♀️ And while they’re obviously not in the best position they’re planning/aiming for more in the future

[@abbyoneill4473]

Sorry but I would never suggest both parents work at the same company or nonprofit. Can’t take that risk of layoffs affecting the entire household income in one swoop. Also, the emergency fund NEEDS to be at about 10k as soon as possible. With health issues, two kids, and a recession looming.. I really hope they take care. It’s extra scary when kids are involved, I know as a mom. Best of luck to them but please heed the advice in the comments here!

[@lemongrass3945]

10k is not enough for them by any means. at least 3-6 months of living expenses for your emergency find

[@dynamichunter843]

@@lemongrass3945 especially with a kid… unemployment won’t cover their expenses and food.

[@donaldlyons17]

@@lemongrass3945 plenty esp. with kids don’t have enough for a 1k emergency as a result I say they are doing fine!!

[@jillgott6567]

EXACTLY ! working at the same place will usually just mimic the same benefits and yup layoffs for both might occur.

[@roarbahamut9866]

The american dream huh. Having to fear you might lose your home due to a mass lay off with 0 employee protection laws or you children needing expensive medical procedures that you can not afford. Fck that entire country. I wish that family all the best.

[@JustTheConcerts]

I disagree with sending their children to daycare. I think they believe they’re doing the right thing. However, the bulk of her income is going straight to daycare and you can do daily or weekly play dates to socialize your children. Daycare doesn’t love your children and most don’t properly watch the children and are under staffed. She would be better off finding a work from home position in the evening 25 hrs a week or watching another child with her children and make money that way. Additionally, to decrease his taxable income see if his job offers a FSA plan to use for medical bills.

[@palomashdez1300]

You literally the definition of financial literacy just giving what to do like other KZbinrs, good luck to everyone watching this, May your investment yield you outstanding profits. Spend less and invest more.

[@jameshallow4256]

Many plebs who don't have access to these fancy 'wealth management' platforms are already heavily into crypto and are killing it.

[@faleviss6460]

I can't wait for a spike in the market as predicted by my consultant *’Natalie* *Andrea* *Bows’* I need to buy my fifth rental property! Finally saved up enough for a down payment, going to buy one this summer! for me this is market cash not market crash.

[@lunaalvarez5785]

@@faleviss6460 I have tried investing in bitcoins but got discouraged by the constant fluctuations in price, any advice for a someone like me?

[@faleviss6460]

@@lunaalvarez5785 Before succeeding as an investor, you need to consider and review the dynamics of your investment asset prior to investing. Analysis Based on Research is Vital which is why; I recommend going into the market with proper tutelage from a Professional if you don't know the basics.

[@lunaalvarez5785]

@@faleviss6460 Thanks for sharing glad with what i have found about the mentioned financial assistance and have mailed her for assistance.

[@dimitrivancamp1013]

$78,000 is a very low income for an entire family, especially considering the high healthcare costs and property taxes in the US. You really need those savings and investments

[@puccarts]

It's considered a high income in the UK, in fact. We dont have to pay medical insurance but I think it's still quite low and the country is in a poor state.

[@myafrosheen]

@@puccarts converted to £s it's not a high household income

[@LaTonyas_Library]

That’s a little above the median for US household income though

[@dimitrivancamp1013]

@@puccarts Yes but in the US people need more money for healthcare, lawsuits etc

[@puccarts]

@@dimitrivancamp1013 True, but Canadian salaries are comparable to US ones and they don't need to worry about healthcare, lawsuits, etc nearly as much as the US. I stand by my point and think it's actually shocking how low-paid a lot of positions are in the UK. We also have a LOT of taxes here (council tax, high energy bills because of poor insulation, and national insurance.) Any income about 50kGBP or more is taxed at a whopping 40% !

[@urmomiswack]

Graham, you should do “American money” where you find the gamblers that make 50k, same premise horrible examples HAHAHAH.

[@JoelSam]

I cannot believe GenZs are already making babies 😂

[@nunya5235]

What lol? He’s 24, gen z or not I think earlier generations had children much much younger.

[@JoelSam]

@@nunya5235 that’s true.

[@dcg590]

Really? They’re having kids in high school now and the tax payers pay their way for them

[@brucebanksshow]

Graham is so out of touch that when they said they don't have a savings account he assumed they meant "investing account". No Graham they don't have an account to save money for emergencies and everything they make goes into checking and gets spent on bills.

[@JessicaHicks]

Right. A lot of folks do not have any savings whatsoever.

[@loganblevins8633]

They should have less car. Big issue there

[@spants1058]

@@loganblevins8633 neither one can walk far due to health issues but they should’ve gotten cheaper used cars.

[@13ikea]

@@spants1058 wait they both have health issues? I though it was just the woman.

[@midwings00]

@@13ikea it's one of the things they have in common and helped them get to know each other better

[@knowledgeispower36]

It’a a shame that the people we need the most can barely get ahead

[@dcg590]

It’s a shame people who aren’t married keep having kids they can’t afford

[@knowledgeispower36]

@@dcg590 shutup

[@jjk4891]

When young people don’t have kids old people go out of their way to say “they are so selfish!!“. And look how expensive it is to have kids… yes, the kiddos have a bit of condition but you can’t really control how their health turns out to be.

[@mooncake8742]

I think their condition is inheritable.

[@ashleymichelle0713]

just realized the logo for bankroll coffee is a wad of cash tuned into a mug fucking love itttt 💕🤘

[@rogersmwanambwa79]

Now that you said it!😂😂😂

[@dallassteven]

It's genius!

[@SashaFights]

"Find me an actor that earns $80K and spends $150K" Lmao Graham! How about YOU go find these people and interview them? 😂

[@JessicaHicks]

Graham telling the guy to walk to work. lol. Not sure if he’s trying to get him to lose weight or save on the little bit of gas he’s using for the commute.

[@beckypetersen2680]

Depending on the situations with sidewalks or lack thereof, it might be downright unsafe to walk.

[@issecret1]

It's 2 minutes...

[@andrewmartin4586]

It's so sad that the only thing really holding this family back is the cost of taking care of their child and health insurance. It's ridiculous that in the wealthiest country in the world we can't collectively come together to help hardworking families like this.

[@surfingtothestars]

But we can easily approve billions of dollars to send to another country

[@potato1084]

@@surfingtothestars Yeah remember Israel. They sent a billion then a week later “we’re financially struggling guys” 👀🥺

[@Charlay_Charlay]

they are still young and just starting thier career path the mom litterally just needs to match the husbands salary and or atleast make 40kn and they will be good. im sure they will get better jobs down the line as thier kids age and things get more expensive.

[@dynamichunter843]

Why is it the taxpayer’s money/responsibility to take care of the kid if it was their choice to have TWO kids so young? People will do anything to avoid accountability.

[@quintongarofalo2566]

They shouldn’t have had the kid to begin with, considering the mom’s disease. I certainly would not have my own kid if I were the mother. Can’t always think about yourself and there are plenty of kids to adopt.

[@MeeblesSporella]

The insurance is "high" because it's for a family.

[@lemongrass3945]

They have crap insurance or a few tickets. I pay about $100 a month for family insurance. It is some of the best out there. They are just bad with money and are working at a place that is not paying them correctly

[@milesfast]

For me it’s about $500 a month for family health insurance. Don’t ask about the grocery bill.

[@theAppleWizz]

@@lemongrass3945 yeah but that depends on the company you work for. I pay about 125 for both my wife and I and but my company pays about 20k a year on my behalf…

[@xanmancan]

@@lemongrass3945 🤣🤣🤣

[@xanmancan]

Ya getting scammed if that’s good?

[@Ephesians514]

You need someone that makes $80k and spends $150k to come on your show? I gotcha, Graham

[@dallassteven]

hahaha this is gold.

[@littleripper312]

Gen Z only goes up to 24 years old though. Almost all of them will have no little to no income and student loans if they're even out of college lol.

[@joaquinms8891]

I’ll do a critic since Graham doesn’t have anything bad to comment about lol: They have too much unemployment risk: the fact that they both work in the same organization makes them high risk. Soooo yeah they gotta diversify

[@klensal4559]

How to fix the health care system: 1)Reduce military spendings by 5% 2)Make the healthcare free for everyone like every first world country.

[@PatrickGotHands]

No thanks

[@eat_ze_bugs]

You would need 5x the military budget to make healthcare free for all Americans.

[@pamelaguerrero4158]

Maturity doesn't mean having children and getting married. Any idiot can do that

[@stevenporter863]

Graham: they have a kid, debt, high day care and insurance costs and sounds like no emergency fund at the time of the video. And you are suggesting a Roth? They are an accident waiting to happen.

[@leahmcdermott4189]

@@MLProductions.1 Are you living on planet earth? Fair enough, 10k. That’s how much I have in my emergency fund as a single 24 y/o. That’s realistic but 50k/60k? 😳. Do they look like they’re in any position to save 60k? You sound completely out of touch. They just need to save 1k first, then slowly work up to a 3 month EF so they have some kinda buffer in case anything happens. 15k-20k would be enough for them. Anything else needs to go straight towards the debt or invested. In these inflationary times, too much cash on hand is pointless as it’s literally being eroded by the day.

[@missalicesmiles]

@@leahmcdermott4189 their family has a lot of health issues. They need a bigger emergency fund than most people do.

[@leahmcdermott4189]

@@missalicesmiles I mean, I get that. But still be realistic. Do they look like they’re in a position to save up 60k for an emergency fund? Sounds like insanity tbh. What they need to be doing is paying off that debt. Yes, having something in the bank is important but they really should be prioritising debt too. Just my opinion 💕

[@southgoesnorthwest]

They are. But they are doing the best they can, and medical issues will do that to a family. Atleast they know what they need to work on and are taking steps towards it.

[@hanaj]

They are doing amazing for their age. I was a total mess until my 30s. My only criticism is they need savings and their cars are too much. But they are doing great.

[@theAppleWizz]

I don’t know I was making around 80k when I was 24 by myself without any kids and now I’m well above six figures and I just turned 27…. Still no kids

[@pixigirl999]

@@theAppleWizz you want a cookie?

[@theAppleWizz]

@@pixigirl999 it’s all perspective 🤷‍♂️ it best to strive for more….

[@southgoesnorthwest]

In Wyoming they need reliable cars, the snow, wind, mountains and temps are so unforgiving it's safest to have something 4wd and newer so you don't end up on the side of the road freezing to death on one of their much needed trips to the Dr.s or something else. So I can understand that, especially when kids are involved. 🤍

[@donaldlyons17]

@@southgoesnorthwest I swear so many don’t live in those super bad environments. Not hard to think people choose stuff for a reason not just because….

[@frankgeimer5952]

No Graham, most people do not do it right, it's just that some just get lucky! To stay within a budget is not a problem, however, to save money when you have four children and make $30,000 a year in the military is damn near impossible. I am 65 now and live on a fixed income so with proper budgeting my wife and I live comfortably.

[@AcceptanceCriteria]

Don’t have kids if you are going to pass down a major genetic disorder 🤦🏾‍♂️

[@Alex-cw1ph]

Don't be a eugenicist that ignores the recessive behaviors of genetic disorders so you can act like the outcome is obvious.

[@lzydreamignworld]

In NYC, two children family 's basic spending is $97k annually, no saving. You can't survive if earning less than this amount.

[@dallassteven]

That's insane...

[@shanefeller881]

How did the nose picking at 8:04 make the final cut?🤣

[@BadWolf507]

This is my type of content it’s more realistic to everyone’s life

[@dallassteven]

It is nice to see something other than everyone making $200k plus! It's a nice return to reality for most people.

[@keke8880]

She's not taking a break during the day lol- she's watching her kids

[@navodabeyasinghe8599]

Graham if they ordered BankRoll coffee they would have never met 😂🤦🏻‍♂️

[@rogersmwanambwa79]

True!😂😂

[@64gbdata11]

and here i am only making $35,000-$40,000 a year living in California. Working minimum wage, I can barely survive with all this high cost of living.

[@anfernny6278]

I love to see graham getting mad at not getting mad

[@janebaker4912]

Australian here. 36. Never had health insurance. Been to hospital for kidney stone, birth. Then my son had three surgeries. Five weeks in patient. I had three week inpatient at a post natal depression unit. All free

[@J.futch97]

I'm an insurance agent. There is no way they should be paying that much for health insurance with the affordable care act.

[@shortsbyjim]

insurance was cheaper before obamalla care

[@Sunroc]

@@shortsbyjim unless you have a pre existing condition

[@sct4040]

My cobra for me alone, on United Health and with no dental is $1220 a month. Ouch!

[@Bullets4Bucks]

Omg i live in sheridan wyoming and hunt north of Gillette

[@TaylahLouiseBudgets]

Hey Graham, I would love to see you react to the 'CASH STUFFING' method, maybe The Budget Mom! 😋

[@FinancialShinanigan]

Graham's gotten soft lol used to yell at people for having high car loans and not investing

[@dallassteven]

Lol

[@avres13]

She really needs to apply for a higher paying job and not work for a nonprofit. A lot of non profits choose to pay their employees the lowest they think they can getaway with and don’t pass any of the saving to whom ever they’re suppose to be helping.

[@percyisiah]

Shoutout to the extra-long shot of Graham picking his nose at 8:04

[@littleripper312]

This guy is rocking that look with the curly hair and round glasses. I don't know why but I'm liking it a lot, good style.

[@1588chrissy]

4yr carnivore here - give it a go! To look into it, recommend Drs Shawn Baker, Paul Saladino, Georgia Edes, Sally K Norton, Ken Berry, Adam Nally etc!

[@roxanneslate8661]

Yes. I've been waiting for this video.

[@davidmilhouscarter8198]

9:30 $27,000 in car payments! That’s too much car they need to get rid of it and find something cheaper. Immediately.

[@Charlay_Charlay]

The mom needs to get a better job. That can at least bring in 40k. I'm sure her husband will find a better paying,but then again they are both young so thier income can only go up as long as they keep focus on doing better.

[@yannikipelova]

Allright, subscribed 🙂 Sleep well tonight 🌺

[@davisamills597]

😂😂😂 I couldn't help but laugh so hard 1:40 I agreeeeee "too much responsibility"

[@RC-cc1xl]

I did not know you box lol. Not what I would have expected.

[@billmulcahy3594]

Haha old, I just turned 40 this past Tuesday the 17th. I feel old.

[@TexMex-90]

You glossed over the rather large amount of government assistance they're receiving that was shown in the episode 😒

[@dcg590]

Yup. Tax payers paying their way because they have kids they can’t afford and didn’t even bother to be married.

[@danielj3338]

Imagine living in gillette lol its just second best to Nokia in finland

[@Bleeus]

"How can we let the channel i react to/get my content from reach 1m subscribers before I do on my 2nd channel" Other than that, good video Graham.

[@ChanceTalksBusiness]

78k I survived in Nashville under less than that!

[@BoldFollower]

I am guessing this is probably the reality for the average family… it’s pretty close to our situation.

[@mcmaschio]

Im 25 and still love your millenial money episodes 😝

[@dallassteven]

Same and same lol!

[@sradhanjalinayak6680]

Hey, when will you do reaction on Ali abdal house tour... I've been putting it off to watch it with your reaction, Graham

[@jeffrounsville4961]

Great review, always love your thoughts on these

[@boldbusiness2575]

I'm 19 and my husband is 21 and I am starting to invest in property and other sources of passive income so that by the time we have kids work would be optional.

[@babyyodachelsea7034]

GenZ money you are finally in my generation and I think you’re about to see more of that $250 cupcake budget

[@mheuphoria]

Haha taking care of the fish take eating chicken sandwiches!! Yeah but seriously!!! Great chicken sandwiches!! 🤣 🤣🤪

[@johnnyfive1412]

Need to get cnbc to do a how he spends his money show about Jack

[@hairchick1985]

Health care in the USA is woeful, blow my mind!, that being said here in Australia to buy a property and general living is SO EXPENSIVE!... but we get free medical

[@ayy_itsme1626]

Love the vids man

[@danceforlife04]

Not Graham getting super riled about the fact that there's nothing much to rile about 😂

[@JaeSanti]

He needs to get a better paying job. Non profit salaries are a joke. They are living above their means (clearly) since they have nothing in savings and have two children. 🤦🏾‍♀️

[@donaldlyons17]

So many with kids have very little in savings but income is the issue not the kids!!!

[@JaeSanti]

@@donaldlyons17 I know hence why I said he needs to get a better paying job.

[@donaldlyons17]

@@JaeSanti Getting better paying jobs is a lot easier than done!!! So many can get different jobs but not better!!

[@VianncawithaV]

*always double checking I actually did hit subscribe even tho I subscribed a long time ago*

[@geofft4628]

Holy crap how did I just find out Graham did a boxing event?! I had to look it up to see if it was real 👀

[@hirrorstories]

Haah you're right. Actually being skinny saves a lot of money. I've been nearly underweight (very healthy) and almost obese (because of depression). And being overweight you need a lot to fill that stomach it adds up

[@dreamweaver.]

"Sitting here just taking care of the fish tank, making youtube videos." Sounds amazing to me, I as well with the fish tanks but i do live streams instead of youtube lol

[@chevon1920]

She doesn’t make that much money. It almost might better for her to stay home now and not have to pay child care costs.

[@yeatfeed3002]

W for that guy, he seems really genuine.

[@nunya5235]

😂😂🤣Graham u are so funny; ok ok I subscribed dang lol

[@stefansnell4976]

It’s interesting I almost never think to like a video, but I like Grahams video all the time because he reminds me.

[@dallassteven]

Genius marketing by Graham as always

[@dannygonxalez9011]

patrick that’s not a ride!

[@trinsit]

Take people from doing things right to doing things that will actually launch them forward.

[@CynthiaOvv]

Ooohh! Wonder if I'd be considered for gen z money even tho I'm married to a millennial 😂

[@kristendarthard3798]

Dear Graham and Alex, I never miss a video so I say with the utmost respect… this is the second video I’ve seen Graham pick his nose! Please check the editing, luv u guys!

[@Atlas_Fit]

im 20 and watching those videos im glad i live in Czech Republic :D insurance about 50dollar a month while studying its 0 cost of living is cheap and we got still quite cheap cost of living. i was in work for year got payed 17k dollars a year. which was good money but i wanna create my own business .And i think school can teach me some more things about economy so next year im gonna go studying and education in my country is also free. Also invested of those 17k 5k.

[@SensSword]

How much of your paycheck is stolen from you via taxes? In the US, seems like 25% of whatever I make goes to the government. I've heard it's way higher in European countries.

[@Atlas_Fit]

@@SensSword 15% plus social and healthcare which you need to have in thys country if you make over 50k its21%

[@Paul-zk2tn]

@@Atlas_Fit My guy just admitted to paying 25% tax to get roads and schools..... Roads better be paved in gold. Anyway, Ive been to Prague once before, beer was dirt cheap, would recommend.

[@Bullets4Bucks]

Gillette is an oil, railroad and mining town but yes low cost of living not a great place really

[@augustinedavinci8543]

Lmao Gillette Wyoming.

[@eialsauer8778]

Graham, this Family is your worst nightmare...

[@shantralarharris2893]

I was waiting on Graham's response

[@Zerokool55]

Congrats, beautiful family

[@kevinboyles1067]

Good people. 'Nuff said.

[@lawrencerobles6207]

As a millennial, I don't understand why other generation don't understand how hard it is to save nowadays, everything just cost way more. I consistently save and have worked for over a decade now and my total net worth is only about 450k (Cad not USD) so I am so far from a a million is is actually kinda sad. Heck I don't even have a house yet.

[@youknowwithMartyKauffman]

Yeah I agree with you like we need one about a flower dealer or something like that

[@brooke8888]

If they had 20cent coffee they'd still be single. Sometimes it's good to splurge and drink out. Lol

[@EileenTheCr0w]

You put up a good fight in that youtube boxing match, I'm a fan of both you and Michael Reeves

[@marie-maudeouellet3353]

I m in Canada and I pay 37% of my income in taxes before my paycheck is drop in my account. Healthcare are free but I pay a lot of taxes. 1000$ it’s maybe not that bad with her condition and all the medicine she has to take.

[@maryanntownsend265]

Love this couple❤️

[@vincentschrijver6727]

Love that watch 👌🏼

[@DioDiablo702]

So individually they make the average income. That's not even including taxes.

[@apalmer5097]

Someone is gonna bite my head off, but she doesn't actually make enough money to justify working vs childcare cost. It would fiscally make more sense to stay home. Presumably she is working primarily for insurance costs & in that instance it kinda makes sense, but not really

[@Mr_Banker222]

Beautiful family. Wish them the best of luck