When you're retired, the Medicare is automatic for you ka. No matter what. Soon you retired you have to get it,like or not government make you take it it will be automatic for you. And if you are retired early you still be able keep working but you won't be able to work a hold 40 hrs a week, you still can work as part time. Right now I am 63 years old and I still working full-time job at the Manhattan Airport.