Money Expert Reacts to Finance TikToks

[@Beautybytracilei]

I love Ramit’s style of giving advice. Never condescending or insulting, just smart, focused and empathetic.

[@jvh22a]

I just found his channel a few weeks ago. I love his style to.

[@discoveringhealthandfinanc8328]

Yes!!! That's why I love him. He never makes me feel ashamed.

[@victorcretu7741]

When someone tells you "I will teach you....", the implication is that you are the "stupid" one.

[@traciblanchard7838]

@@victorcretu7741 There’s a big difference between being uninformed or lacking in knowledge about a subject and being stupid. Stupid has a negative connotation and means unable to learn. I don’t think anything about the way Ramit teaches has that connotation or implication. Instead, his style takes the tone that we all have the capacity to learn how to be rich and he is patient and happy to show us how.

[@victorcretu7741]

​@@traciblanchard7838 It's not about the style. It's quite pretentious for someone to declare that they can teach people to be rich. How can they do that? Are they genies in the bottle able to grant 3 wishes?

[@malltours]

"Having money doesn't make you morally good. Having money just means you have money" Thank you.

[@Trackpad12]

@@malltourssaying tax the rich and calling people racist doesn’t either

[@ari333prod]

​@@Trackpad12what wrong with calling racist people racist? and whats wrong with believing you should tax the rich more? jeff bezos pays less in taxes than the average person

[@Trackpad12]

@@ari333prod what’s wrong with working for your own money? What’s wrong with not being a parasite to society?

[@BobTheTrueCactus]

​@@Trackpad12 If you use public streets and infrastructure, personnel that has been educated using public money etc., but do everything shady trick in the book to avoid paying taxes, you're being a bit of a parasite .

[@SantoshPichai]

Something poor person would say

[@anamaniac]

Regular watcher here but I think that last video review was one of the most insightful, nuanced and empathetic statements I’ve seen Ramit make. Thank you for the great content.

[@nomaam5891]

Ramit is such a class act! I love that he calls BS when he sees it. I love that he stands on business. I’m a fan because he has helped me get my finances on track. Thank you for being you!

[@Friendlyfish-p2g]

This. The whole video is great, but I *especially* appreciate Ramit's assessment of the 4th guy (20:33). Really highlights the difference between the way Ramit operates - respecting his audience and trying to help them- vs this other, way too common approach, where you just try to get people angry, embarrassed, and vengeful so they'll be amped up enough to buy whatever bullsh*t you're saying without thinking about it. I wish there were more people across all aspects of society who approached things like Ramit.

[@margowieschhaus884]

One thing I appreciate about Ramit is that he never puts people down for their age; he critiques their content alone. TikTok #2 here is Exhibit A. I’m a fan.

[@factorfitness3713]

TikTok #2 - I'm not sure if that creator had an agenda, but damn if she wasn't either deeply confused or misinformed.

[@EhteshamShahzad]

CDs suck. They scratch up easily, and your music player struggles to read them. Good thing we moved to all digital.

[@joycef8443]

😏😏

[@skunkman62]

CDs Nutz

[@buckibanker]

Unless you get them from Columbia house, then they are free lol

[@KF-ew2fz]

"My CDs are in a portfolio called Case Logic... and the Case Logic portfolio is in the backseat of my car."

[@CB_4216]

@@KF-ew2fzI still have my Case Logic case filled with CDs from the 90’s and early 2000s. It is faded gray from the sun but I just can’t get rid of them ha. It reminds me of better days.

[@meekbeing]

Yooooo... the money advice was DOPE...but, as a Black Man... what spoke volumes was the TRUTH you spoke on about the Prison system... people play in your face these days and tell you that "THINGS" don't exist or "STOP BEING VICTIMS"... you said it sooo perfectly when you used the phrase "People have been Rounded Up For Decades and Generations and put into Prisons!" Thank you Ramit for that statement because I know you KNOW that 80% are black on a State or Local level and 35% are Black on a Federal Level. Keep the vids comin' Bro! #My2Centz

[@shyboy599]

Stop commiting 50% of the crimes

[@Raofin]

I did same during COVID: Done my research from home > Decided budget, Year, Make and Model > Contacted multiple large dealerships > Negotiated price and terms > Car delivered at my door from another city > Checked everything and test drive > Signed and its mine. Most proud purchase ever!

[@thegrantkennedy]

“Know the rules of the game” is just solid advice for anything in life

[@aas55]

Grant Cardone gives me comic book rich villain vibes. No thanks. I’ll stick with my 9 to 5, spend less than I make, and teach my kids the value of education.

[@TheLethargicAge]

If Grant Cardone is making so much off real estate, why is he trying so hard to sell you his RE investing course online?

[@Oakley5100]

Grant Cardone said that anyone making $400k a year is a failure because nobody can live off of so little. He's a classic grifter.

[@skatershaner]

There's a reason why the millionaires in the Millionaire Next Door study encouraged their children to get a solid education and get a normal high paying job, even when the millionaires made their wealth through business. It's because they know how difficult it is to build a lucrative business.

[@JAH-iu3yh]

Yeah what a dick

[@fonz-ys6xu]

GC social media style is spews for views. Says outrageous almost inflammatory statements to get people to comment and keep the algorithm churning. I'm not a fan of him at all. He has 1 good interview out there with Lewis Howes. It was the most "normal" GC has ever come off as. He was way more tame, yet still not likeable. Just my opinion.

[@shirobuta]

Everytime I see Grant's clips, I always feel that guy is just so devoid of happiness and full of emptiness.

[@annmarienguyen1000]

Agree. Sad commentary.

[@factorfitness3713]

Who knows how he really feels about anything, but his character schtick is straight out of the 90's Dr. Phil playbook - and they're both grifters. They tear down and insult people to make them susceptible to their message and then sell themselves as the only solution to get out of the rut that they just convinced you that you were in. Maybe that works for some people, but they're not in it for you, they're in it because they believe that you're what they tell you you are - a sucker.

[@TheRailwayDrone]

My favorite part of this video is "Grant, you should be ashamed of yourself." I watched one of his videos in the past and was immediately turned off.

[@dylanschang6386]

Grant thinks being poor is a moral failure, very telling

[@bagel_bandanna]

Grant who, lol.

[@plushie2007]

Grant is not in tune with regular people. He thinks making less than 400K a year is shameful. He's worse than an insult comic.

[@pavelm4484]

25:14 Love that you called him out and had receipts for it. Just beautiful to see

[@TheMetalGaia]

Same! When he brought out that deleted video I was like...DAMN RAMIT AND TEAM GET HIM!

[@Seano88]

The first girl saying not to buy stocks has also green screened herself onto a fake background. That is not her room.

[@stellacalder5023]

After hearing her talk, I think the fake background is to hide her empty liquor bottles.

[@starlightwaters1]

My parents had this older gentleman that passed away next door to a property. in the neighbor's will, they wanted to offer the property for sale to my parents first before anyone else. His son went to a realtor and told my parents that they were getting offers of $150k for the property so that's the market price. My dad was ready to pay, but my mom is quite knowledgeable about properties so she said there's no way it was worth that much. She went to the public assessment records and checked that the property public records indicated the property was only worth I think 40-60k. Then they went back to the son and realtor and presented the evidence that it was nowhere near 150k and if someone else wanted to buy it they could. Then a few weeks later, they came back and cut a deal with my parents for 60k on the property.

[@Mama2CDHsurvivor]

The Assessor’s value is usually not in line with current market values as the assessments generally occur every two years. However, I’m glad this strategy worked out for your folks.

[@CompleteHealthControl]

Massive massive insight - There is a systematic approach to belittle the middle class and make it seem like failure. Dang that hits home. Instantly made me realize that I got engrained with that idea 20 years ago. Like somehow having a comfortable house and car to live in and drive, and having some hobbies and a job that is with good people and makes money to pay the bills and save a bit is all somehow a huge failure. I'm going to be thinking about this a lot!!

[@mmsutantowrites]

Thank you Ramit! I always love your level-headed, good advice.

[@maijaelysian]

The notion that college is a “prison” or a scam never sat right with me. They tell people to start a business instead when lots of people don’t have the resources such as MONEY or connections to fully sustain themselves. And don’t get me started on 9-5s, a great tool to have stability, and others but instead it’s demonized.

[@blurrydog1]

Just like literally everything, this discussion needs nuance. Some people thrive in school and careers that require school and some don’t. And, it’s so important to know WHY you’re going to college/uni! if you go there with no goal in mind you’re sure to waste your time.

[@maijaelysian]

@@blurrydog1 agree, I encourage college 100% but I always say if you’re undecided as a major. You should not go.

[@katemiller7874]

College is great if you pick a great major otherwise not so good.

[@user-bg9em7ch6k]

@@maijaelysian it also depends on the cost of the degree-some degrees, at some schools, can truly never be paid off through working in that field…

[@JeanMarceaux]

College is just like prison y'all. Prisons are notorious for requiring you to attend for a couple hours a day and then you get home, get to chill around with your friends and whatnot, and they give you a diploma after you "did your time (and you want out)" © Corey Slipknot. So similar, really.

[@mimifoote4879]

Oooo I love the tea in this video. I love and respect your videos ramit! You take multiple viewpoints and break things down. I appreciate these!

[@pjwisnieski86]

Deeply appreciate this channel and the empathetic messaging Remit weaves so beautifully throughout his content. Lifetime follower here!

[@batking911]

I knew a guy (sadly now passed) who had been able to quit his day job by buying CDs. But they were the compact disc kind that he resold on eBay and Amazon Market Place!

[@skatershaner]

Ramit, thank you for the deep cut perspectives on personal finance. You're genuine and top quality. Your content is so refreshing because you focus on the PEOPLE!!! Keep it up!

[@calypso662]

Did Grant Cardone just say he targets people an a racial basis and talks to them like they’re less literate? It’s giving racist grifter and reminding me of the pre-2008 subprime mortgage behavior

[@Trackpad12]

@@calypso662 aren’t these the tactics of Kamala? Pretty sure she changing her accent on every town she visits

[@aas55]

@@Trackpad12nope.

[@Trackpad12]

@@aas55 you can google it.

[@brandondelgado7731]

@@Trackpad12no. I’ve listened to several and the woman talks the same. Changes her tone based on the conversation but not her overall language or grammar

[@americanincanada5302]

Yeah, I mean the whole Democrat operation is based on you need our help and a leg up. I know Ramit is a progressive, but he should know better than to be hypocritical when it comes to this issue since his party owns it. He should have just skipped his feelings on the video in that instance.

[@FunStuffBuddy]

Talked to a neighbor and I mentioned the word investing… they reply “oh yea, we know everything about investing already. We got our money invested in CDs.” They are in their late 30s/early 40s. I immediately shut down and stopped talking since they already knew everything.

[@BelleDividends]

🙈🙈😂😂

[@cococolonel]

Any word after them proudly declaring that is for entertainment purposes only. Like a sitcom or visit to the circus.

[@katemiller7874]

You should have done the neighborly thing and gave them good advice. Instead you chose to be an….

[@FunStuffBuddy]

@@katemiller7874 You’re missing the point. They didn’t want my advice. They already knew everything and were adamant and “confident” they knew what they were doing. No point in getting into an argument about it if they are happy with their choices.

[@raaaaaaaaaam496]

If you were a good friend then you would sacrifice your relationship to save their financial future.

[@yoyovel]

Thank you Ramit for all your good advice, I am from Bogota Colombia, and even though some of your advises (ROTH IRA 401k, etc) does not apply to apply, your teachings have made me invest responsibly while living my rich life today! Hope this message reaches out to you.

[@lilyhong7293]

8:44 Ramit's face hahahahaha. I was walking around my house while listening to the video playing. As soon as I heard no investing in stocks, I knew I had to come to the screen and see Ramit's reaction myself. I was not disappointed, lololol.

[@JustSomeRandomGuyYo]

I for sure thought she was going to uno reverse and it was going to be good advice about investing in index funds because most people can't beat the market picking stocks. If it was a bad video I assumed it would be to buy IULs or pitching a Real Estate course, "Just get CDs" was not on my list of possible bad advice... that's a new one. And then to get it wrong and be like these are great for emergency funds? I mean, no penalty CDs are good for emergency funds but a no penalty CD is really just a HYSA in disguise. Also for like "we are going to buy a house in 3 years" it could also make sense to use a CD. Me personally, I would just put that in a MM or HYSA and keep it liquid in case of an extended lob loss or something.

[@laineym2237]

Recently bought a brand new Toyota and did the same technique (but with emails). Did research, test drove it, knew exactly the trims and everything, sent an email to all dealers in the city and asked for them to give me their best price and the wait time. Since there are so many wait lists all of the dealers wouldn’t give me a deal, except for one! Went in a day later, put a deposit down, waiting 5 months now and plan to pay it in full upfront! This works in Canada too

[@shanewachlin]

I admire you Remit. From where I am standing, you're an amazing human.

[@Faben202]

👏👏👏👏 That first guy gave excellent tips and it's also what I've done previously. My first real job in the US was on the sales team of a new car dealership, a job I held for less than 6 months because I couldn't stand to watch so many people be manipulated and intimidated into making terrible financial choices. I once saw a guy walk in looking at a $28k car with bad credit, and by the time he left he had signed on for a $900 payment for six years, and the salesman and the finance manager high-fived after. It was borderline criminal. The less time you spend at the dealership, the better.

[@exxology1]

Wow he will end up paying more than 60k for that 28k car!! That’s so painful. Should be criminal for sure.

[@Faben202]

@@exxology1 It was awful and it was the last straw for me. I quit a couple of days later without having another job lined up.

[@robertasweeper2045]

Get financing outside so you go in ready to buy

[@tomaszp2027]

An excellent tip would be "buy used, pay cash", this was just a decent common sense tip.

[@user-bg9em7ch6k]

@@Faben202 because you’re a good human being!

[@ohhsnapitsharley]

Nobody is better at seamlessly including an ad than Ramit

[@RockyMountainGardener]

I really appreciate your channel Ramit. My family is a high income family. We earn over 300k a year but we're spending less than a third of that and putting everything else into savings and investments (which after taxes is around 50% of our pretax earnings). Probably no surprise but we both grew up in lower income families. My dad lost his job when I was a kid and my partner's dad passed away. So we're very fearful of an unexpected life event that could complete upend our lives. So many channels miss the psychological aspect of money. The good thing is that we have a house that's paid off and are well set up for retirement. Your channel has made me realize that we could be enjoying life so much more now and we're going way overboard for retirement savings even if we retire early at 55. It's going to take a big mindset shift but the first step was realizing that we're okay and can spend more now.

[@robincaldwell2068]

another great video - I'm 67 and can say his advice WORKS! I want my children to see and follow his videos

[@aas55]

“I was able to quit my job with all the money I made on CDs” - literally no one ever

[@BelleDividends]

What are T Notes? 😂😂😂

[@bossman4799]

Yeah that was just ridiculous. I work in banking and some of the CDs people open or keep renewing confuse me. Some make sense for sure, like much older customers with very large CDs. They need the stability since they’re retired, but someone in their 20s would be better off just putting it in the market and pretending like it doesn’t exist.

[@ashwinsridharan9834]

@@BelleDividends Right?! Crazy! Everyone has a right to their opinion but if she is that ignorant she should keep them to herself!

[@MsSphinx91]

​@@bossman4799I think they made more sense when interest rates were a lot lower, but definitely not now. But banks really push CDs so I think people are just more familiar with them maybe?

[@FIREownyourtime]

My parents put their entire retirement savings in CDs, over the course of 20 years, inflation eroded the value of their money in 1/2. The risk of inflation is higher than losing in the stock market so long that you have a good idea on how stocks work and don't sell out as soon as the market drops 20%. Had a colleague that sold everything and moved all her retirement funds into stable income at the 2022 downturn. She was so happy she did that. I told her it was a bad idea. She missed the gains in the past couple of years.

[@badassnewbie]

Growth emergency fund CD video is so absolutely unhinged that it's gotta be satire. "Whats a treasury note?" Good stuff.

[@mikeblackfordFit]

Hey thank you for all you do I’ve read watched and listened to a lot content but recently after hard thinking with your ideas i know where to start and how to do it You’ve absolutely changed my life

[@maniacbg]

last 7 min is pure gold. Well done Ramit!

[@lowlowseesee]

hot tip: the same way you can run a bidding war to get dealerships to fight for your business is super similar to how you can get employers to go through a bidding war for your services when starting a new job. you can also do this in dating but you dont need to start a bidding war of course but just doing research and being open about what you want can go a long way. essentially each situation is about self advocacy and boundaries

[@laurenwoods6058]

Just when I think there is no way to like/respect you any more you go and make this video! Standing ovation to you good Sir!!!

[@BelleDividends]

I like these "Financial Advice Reviews" videos. I like the couple's finance therapy videos a lot as well.

[@youtubelw7092]

Wow I have so much more respect to Ramit. Especially after the Grant talk

[@ST-wo3uw]

Yes to comments at 18:20!! Social media has destroyed people's finances! If you're not saving up to pay cash for your Insta vacations, YOU CAN'T AFFORD IT, PEOPLE!!! Makes me sick to see all these people pretending to live these luxurious lives without telling you they are stressing about being 10s of thousands of dollars in debt! Stop the 'keeping up' comparison nonsense!

[@katemiller7874]

Never pay cash for a vacation. Put it on a card in case something goes very wrong with the trip. Hotel overcharges you or whatever. Then you can pay it when you get home.

[@AmtrakandAWVRFan]

@@katemiller7874 I think “pay cash” in this context means paying it in full. It is generally best to use credit cards to pay for trips. I do so myself with a travel card that earns good rewards.

[@nikitajoshi5890]

Im obsessed with your mindset. Ive leveled up 575458x cause of videos like this

[@EllieofAzeroth]

I will always love your down to earth and humble approach to being wealthy. Your commentary on the goon at 20:34 stunned me. No matter what background soemone has or what class they are in, you are always so respectful. Love that

[@FreedomPlaya]

Amazing advice re: buying a car. I’m glad I made my recent car-buying decision this way.

[@mirandasiegersma7208]

DAMN - Ramit pulled out the receipts at the end!

[@Erinle_creates]

Ramit! Thank you. The Grant analysis is really beautiful. A lot of teachings I see online either sounds foreign or vague to me, but I easily connect with your teachings. I'll work towards buying your book as a Christmas gift to myself. Thank you very much. I love how you connect empathetically.

[@josephlabranche4889]

I like dave approach "If you will live like no one else, later you can live and give like no one else" I know it not for everyone but it works for me

[@milivaro]

Unless you drop dead and don’t make it to later lol

[@josephlabranche4889]

@milivaro dave plans take an average 7 to 10 years so yes if you start at 50 you might be dead but start at 20 and you be good by 30 and even better at 50

[@EndoExcision]

“Comparison is the thief of joy.”

[@edwrrd_yiiz]

"We are all susceptible to Marketing" That's gold.

[@CitAllHearItAll]

Honda Accord V6 for life!

[@nanaoftheyaw]

I don't know you. I don't know your life, but I appreciate that you have retained your morals and have not let wealth and money define or compromise your values

[@kogi04]

Hahaha :D Ramit I love this content when you are ranting about TikTok influencers talking BS. Please do more of these! Thanks

[@marias8007]

Paying your future self is a great line

[@KismetAudio]

Love that intellectual rigor :) Thank you Ramit!!

[@saltytbone]

That CD Tiktok melted my brain. "This Tiktok has been sponsored by Werther's Original"

[@roguestowl2280]

When I bought my car, I sold my previous car before I walked into the dealership. I emailed a few dealerships asking if they’d be interested in buying the car I had, got some quotes and sold it to the highest bidder. I got a great price.

[@hannahisraelsen6816]

“Wealthy are taxed more, including me!” Thank you for being one of the few selfless and and big picture wealth influencers

[@Tibeerious]

This was excellent, Ramit!

[@bradtrades]

As far as people I admire, Ramit is high on the list. It's the reason I bought an extra copy of his book and sent it to a favorite nephew.

[@evilzzzability]

It's alarming how Grant Cardone who was once fairly sensible has now gone full shill.

[@dreezie4088]

Money changes people sometimes

[@plant4table]

I used to like him, now he's just disgusting.

[@elifreiman8787]

The last 6 minutes of this video turned me from a casual fan into a real fan. Great ending

[@spartan662501]

I think CDs are only useful in a very limited set of scenarios. You can use them if you have a scheduled, relatively large expense or purchase that you have to put money aside for that has not already been invested. For example, if you are intending to buy a car in a year and you want to put aside 10k specifically for that purchase, a 12 month CD can work. The issue is that CDs typically don't give you much more than a high interest savings account so the return you get for locking away your money is pretty minimal.

[@kvaneaa]

Tik Tok and financial advice don’t go together, period

[@Dreadreming]

You really hit home with this one Rami, much respect for you!

[@lianalonge1984]

His book has great information and is written in a manner that keeps your attention!

[@aadityagupta250]

I saw Grant in the thumbnail and I immediately knew which category his advice was going to be in 😂😂

[@jonasking3670]

That’s weird. My thumbnail had the guy talking about car dealerships. He must be changing them over time or there is some A/B testing going on.

[@krunal921007]

I just love your advice to have your own vision of rich life.

[@StephanieStoven]

Love these videos!! You crack me up!

[@SixthSenseSynesthete]

On the second TikTok: If she claims she made $500k by age 24, there's simply no mathematical way she got there by earning a measly 5% APR on a CD using (presumably) savings from a corporate salary. Complete lie.

[@zackcinq-mars2129]

Nah she sells CD's and pockets the difference by investing the rest into stocks /s

[@xlerb2286]

That first one is pretty much how Dad bought farm equipment. He'd tell the dealers what he wanted, said he was serious about buying, and asked for their best offer. Best deal (not necessarily the lowest price) got his business. A lot of surprised salesmen spent considerably more time putting together an offer the 2nd time. When Dad called them back to say he wasn't taking their offer as he had a better deal elsewhere and they tried to negotiate Dad just said "what part of 'your best offer' didn't you understand", and hung up.

[@unicomfi]

I love Ramit’s whole financial planning concept. Genius! I’ve learned so much from his KZbin videos! ❤

[@JeanMarceaux]

"Why would you want a CD" I can fit all my favourite songs on CD and hustle to the tunes I enjoy 😊

[@briansager3744]

Right now, with high yield accounts right around 4.5%, it makes no sense to put money into a CD.

[@gordongekko2781]

She quit her job and locked up her money in CD's. So, what is she living on? If she's just living off the interest of CD's, then she must be a millionaire. How did she become a millionaire at 24 years old? -- That's the REAL secret she's keeping from us. (Assuming anything she said is actually true.)

[@katrinaewarak]

Probably has rich parents. Bad pitch.

[@gordongekko2781]

@@katrinaewarak I agree.

[@juliocs5483]

Bought my 2007 Civic Coupe Manuel transmission brand new with emails for $15,500…fast forward 2024 with 350k miles and still rolling! Has paid off 1 of my homes and paying off a 2nd. Taking care of my family with this one car and paying off other vehicles. I know many say cars aren’t investment , but mine has. All on emails.

[@30andBoard]

Love these reaction videos! ❤

[@fredjr213]

I keep a minimum of one month expenses in my checking, and a six month emergency fund in a HYSA and a offshore bank, along with three brokerage accounts.

[@ElisaAvigayil]

Wow Ramit, you come across as a good, decent person in this video. Isn't that something we all strive to be?

[@MariaCarattini]

Yeah! Finally I am here early. This are my fav videos lol

[@ruudbanga7]

Loved everything Ramit said apart from the BMW hate. Don’t hate on someone’s idea of a rich life.

[@NunchakuNinja]

Hey, man, you’ve got a great KZbin channel! I really appreciate the way you think. Keep up the awesome work!

[@Scenthype]

This is my favorite author

[@PLo_Trades]

Huge fan of what you said about Grant!

[@joycef8443]

Isn’t this Cardone guy being sued for fraud by some investors?

[@thezenoflux8244]

He's morally bankrupt.

[@Crijoe]

He's consistently being sued by someone for something

[@JaneofHomes]

Yes.

[@smp.byhamudi]

bro i love watching you man

[@TheSharmam]

I defnitely agree with the comparison comment. We can definitely see the big houses, fancy cars, designer bags, but what we dont see is their bank acocunts, investments, credit card debt. and what I have learnt so far is, don't believe in everything you see. : live your own rich life. for me, it means renting (even though we have kids and pretty good salary, sending my kid to activities, good education , saving for retirement), I still own the same furniture I used to when I was single, buy thrift for kid and myself and am a kirkland girlie all the way. I just do not find value in showing off. My success, joy and money is for my family.

[@StylinSis3189]

You're doing it the smart way!

[@DavidU0000]

Very informative! Also, I 100% agreed, with your take on Grant Cardone. I wouldn’t trade my moral values for his either.

[@jamichealgates]

9:04 That's why when they say if you're going to invest make sure you do it for the" long term"

[@michelero4297]

His book is only $10 on Amazon, well worth it. His spreadsheet is free

[@HungryOrca]

The CD video gives the same vibes as those posts that say “Don’t forget to put sugar in your gas tank to keep it from freezing in the winter” 😂

[@RachelBrennan]

This is awesome advice for buying a car! I felt sooo taken advantage of when I bought my car last year, it was a horrible feeling and I will never go in person again until its time to sign for the car. Thank you!

[@katiez460]

Agreed about the car buying experience. I bought a car in 2019 and would only do business with the dealerships that were willing to give quotes online or over the phone. If they told me I had to come in person to get a quote, thank you next. I got multiple quotes and used them to negotiate a lower price from a dealership near me. I'm still happy with the car and continue to take care of it so I hopefully won't need to buy a new one for a very long time.

[@ricardogamboa4334]

I like the Bruce Lee approach "Absorb what is useful, discard what is useless and add what is specifically your own". Look at the tiktocks and see the good and bad

[@andreaross361]

Me and my husband have become regular watcher and are working our way through the book together - had to laugh when you talk about buying a car in Sacramento - I'm originally from Roseville and boy did I get taken on my first couple cars from Sacramento!!

[@IQLion]

Whenever we went to buy my wife's car, we split the shopping experience into 2 parts: exploration, then research and purchase. In part one, we just went to several different dealerships, in fact some of them were extremely overpriced. She got a chance to test-drive several cars, figure out the brand and model she wanted, so she is happy with it. For part 2, I told her that I will find her the car at a good price. I went through and ran all the numbers on trade-in, any add-ons, etc. Then I start calling and emailing dealers in our area to see what they had and at what price. It took couple week, but we found her the exact car she wanted at a reasonable price and we were even able to get extra couple grand on her trade-in.

[@ElisaAvigayil]

Agree. Telling people to never test drive a vehicle is crazy.

[@user-ir4we1nb8f]

The dealership thing is true. The last car i bought there, the finance guy almost wanted to cuss me out. I said thank you, have a good day and he didn't even answer 😂

[@sakinahabdul-jaleel]

The “Gall” for Grant to actually believe that Black people know “who he is” because he and his team talk “street vocabulary has Got to be ONE of the MOST ignorant statements ever made and I feel sorry for his children who are learning this from him

[@paulking5199]

The other problem with savings accounts is that the earnings are taxed while the compounding in stocks is untaxed until you sell. The continuous tax is a massive drag on wealth creation.

[@pn4640]

Actually best time to buy a car is in august because they are clearing the lot for next years models…yes and I am a woman who is a car enthusiast, I live in Canada and I flip 🚗 yes you got that right…December they already have cars for the following years model…even in august they are hitting a quarter.