Money Guru: Is health insurance hitting your pocket hard?

[@VikramKumbhalkar-v5w]

Fayda utha rahe insurance companies

[@anandmohan939]

मेरी इस पीड़ा को जरूर उठाया जाए। मेरे पास स्टारहेल्थ इंश्योरेंस की पॉलिसी पिचले 12 साल से है मेरी पत्नी का किडनी फेल हो गया डायलिसिस करवाना पढ़ता है मैं फ़िलहाल डायलिसिस के बीमा क्लेम की राशि स्टार हेल्थ से ले रहा था लेकिन इस वर्ष स्टार हेल्थ मेरा बीमा पॉलिसी को रिन्यू नहीं करा रहा है और नहीं कोई कारण बता रहा है आज पॉलिसी धारक प्रकार के कृत्य से बहुत परेशान है मेडिक्लेम कंपनीयां मनमाना रवैया अपना रही है आप लोगों को इस विषय को भी उठाना चाहिए अनिल जी आपसे निवेदन है मेरे और मेरे जैसे काई उपभोक्ताओं के विषय में आपको उठाना चाहिए

[@90skalaunda]

aap sahi baat kar rahe hain sir. Bahur saari insurance companies aajkal apni manmaani kar rahi hain aur customers ko seriously nahi le rahi.

[@pravinkumarprajapati2034]

How increase of health inflation effect the premium amount? We are taking @10 lac insurance and we have to remain within it even if medical inflation increased then why need to increase premium amount. If required I will increase my insurance or go for top up but on name of medical inflation to increase premium amount is not justified. It is cheating with customers .

[@90skalaunda]

it's increasing because more number of people are getting hospitalised than before and because of the claims of insurance policies, the funds of companies are being utilised more than before, hence if companies won't get benefitted that much, they will have to increase the premium amounts because after all they are doing business. What you are saying is something that I can absolutely understand because these heavy premiums are definitely a big load on our pockets but sadly government is not planning that well for the medical industry of our country, which is why still problems exist in our country. So overall I understand your feelings sir because I and many other people of our nation are suffering from these problems.