Money Management Hacks & Investment Secrets | Finance Master Class | DEEPAK BAJAJ & @NEERAJARORA

We're excited to have Neeraj Arora, a finance expert and founder of EDU91, as our 3rd podcast guest on Transformation Talks with Deepak Bajaj. He'll be answering your questions about how to start investing in life and where to best invest your money, like in the stock market, mutual funds, and fixed deposits. He'll also talk about common money management mistakes. Be sure to watch the whole podcast so you don't miss anything!
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00:00 - Intro
03:07 - One thing about Investment for anybody?
08:02 - Who should prioritize money management?
14:06 - How to become financially free in 3 years?
21:06 - How to earn passive income?
23:31 - How to manage money when earning 25k - 30k per month?
27:11 - Investment tips from your journey
33:15 - Why stock market is regret machine?
35:26 - How to put stop to seeking opinions?
39:08 - Book for stoicism
42:40 - How to decide b/w enjoy today or save it for tomorrow?
46:31 - Any role of parents & school in managing money?
48:48 - Where do we park our emergency funds?
50:46 - How to quickly repay loans?
54:20 - Secret of credit card loan
58:43 - Investment strategy for beginner
1:15:24 - Principal for holding stocks
1:18:48 - New investment options
1:20:30 - Does trading give a lot of money?
1:27:17 - Rapid Fire Questions
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Facebook: / coachdeepak
KZbin: / @deepakbajaj
Website: deepakbajaj.biz/
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Deepak Bajaj is a Life & Business Transformation Coach, Bestselling Author of 5 Books in 9 languages, Motivational Speaker & on a mission to empower people to be the best they can be. Deepak is an expert in human behavior and success psychology who not only delivers insights, tools and success strategies but also works deep on people’s beliefs and emotions to bring instant change and lasting transformation.

[@Ishant-bf4jq]

1. Active earning 2. Risk management * health insurance * term insurance * emergency fund (Cover your risk) 3. There is learning and skill gap, so learn a skill 4. Do goal based investing 5. Ego is your enemy (learn to book losses) 6. Spend time with yourself for self realization 7. Don't invest when you don't understand 8. Don't do investing and trading by borrowed money and conviction 9. Mutual fund is the simplest tool of investing....

[@yasheshshah7129]

Neeraj Arora is Gem🔥🔥🔥 Following him from the time of Groww, primal and Neeraj show, dostcast etc. channels

[@AnkitG12]

Lesson - Be fundamentally strong .Stay alone for self realization. I am trying following these since 2021.Thank you for the conversation.

[@nileshjadhav2787]

I invested 94 min....In this podcast....it will be give me valuable returns

[@shreyanshkhanna620]

Bhot badhiya podcast tha, meri tension kum ho gyi kaafi varna aajkal to FOMO mein hi jee rhe the. Aise podcasts or aane chaahiye. 🙏

[@neodro4831]

So helpful for a majority of people. Hope they are listening and take actions and internalize the gems shared in this video! Subscribed!

[@A5takenmauj]

मैं आपको धन्यवाद करता हूं आप हमारे लिए बेहतरीन कंटेंट लाते हैं हमें बहुत कुछ सीखने को मिलता है ❤❤

[@pravinkolhe82]

One of the best eye opener video... Every person (whether investor or not) shall watch this...😊

[@sujalparmar5577]

"Mazza aaya. Aur ye Mazzaa Sir ko sabko dena chahiye...!!" 🤣😂😂

[@Kamalagarwal213]

Even after paying 30%tax we have to manage by ourself..........govement should provide medical insurance education and emergency fund

[@GOBINDKUMAR-uj3jx]

Exactly 💯

[@gauravpatil4001]

Agreed

[@Jaishikshavaani]

Wow.....what a conversation.... Thank you so much

[@Lala_aus_Deutschland]

One of the blockbuster movies of the month. Have watched consecutively without popcorn! ⏳ A great investment of the time prior to investing money. Thanks Neeraj and Bajaj bhai! Prost!🥂

[@ravimungalpara9595]

Very informative session. Not using any other social media apart from Twitter, but yes, I need to control amount of time spending on it.

[@ashutoshdan5141]

Thanks. Very useful and practical discussions.

[@SunilKumar-gu9xh]

Kamal ki jankari sir thanku 🙏🙏🙏👏👏

[@user-tm5tt6bu3u]

It's really straight deep and true knowledge about finance and investing.....thank you 🙏

[@kcpatel10]

Very nice content, many talks are wonderful like Illusion of knowledge, I also feel same thing that happened with me. Thank You Very Much for sharing your knowledge.

[@Kamalagarwal213]

But if you are paying 30% tax then why gov is not covering your medical insurance like European countries are doing

[@aashishgarg7221]

Endless debate

[@GOBINDKUMAR-uj3jx]

True ... Something to ponder upon... And we all should collectively raise this issue to make it reach till. Govt.

[@atulsurana1521]

Because the tax rates in Europe are 45-65% and not as low as 30% in India. Denmark has 65% flat tax rate

[@Kamalagarwal213]

I am in Europe since last 5 years. ......paying 35% tax and getting benefit of social security, health coverage, education coverage 80% by government.

[@Shahnoor_khan]

Thnx sir......for valuable knowledge ❤❤❤ and lot's of love 💕

[@ganubhaiambani8346]

This session is very amazing. I watched the whole video twice ❤

[@amitkumar-co6kc]

Great Conversation……a simplified as I personally feel…. Thank you sir both of you for sharing this beautiful knowledge….🎉

[@jehza77]

Amazing amazing session !!! Neeraj sir is one of the best

[@surekhagupta6391]

Very nice session sir.Thank you

[@upendyadav4074]

Thank you sir accha knowledge mila very good job sir

[@rushikeshpatil7583]

Love this video ❤️, very pure and reality talk, thank you neeraj and Deepak ✨💯🙌

[@mannugaurav831]

Maine pehli bar itni lambi video dekhi without skip Good job sir

[@Kritant_trader]

same here, very interesting video

[@nabaraj123]

Valuable discussion everyone should listen this.👏👏

[@abhijuly17]

This is one of the best videos I’ve ever watched ❤

[@AbhishekChouhan-og7ci]

बहुत अच्छा लगा 🎉

[@traditionaltouch2764]

Aj tk ki neeraj ki sb se bst vdo

[@ambujkansal]

Thanks very much for the podcast!

[@handover007]

One of the best video I watched in long time now . Great great great learnings.

[@nileshjadhav2787]

Very good explanation

[@ArvindVishwakarmaa]

Neeraj ji thanks for such wonderful talks.... requesting you both to bring podcast on active income ...🙏

[@TAL6234]

Worth watching it.

[@vega18249]

Very informative and useful podcast..👍👍👍

[@madhuripandit4039]

Excellent podcast. Everyone needs to hear this truth

[@sumitnikude3239]

Thanks helpful information

[@Rtr.AmanJha]

Wow sir I am bigest fan

[@DHIRAJKUMAR-jf4qn]

Very genuine and pure information. Hats off to Nitin Sir

[@CodedCapital]

❤❤❤❤❤ thanks you so much sir 😊😊

[@patelpranav77]

Great talk, great video, helping me to rethink.

[@pritishawpritishaw7447]

Very good knowledge

[@nitinkantgupta4122]

One of the best podcast I have seen Very simple and informative

[@nivisamanta3983]

Thanks for insightful sharing

[@thomasmene6559]

Very informative

[@nishimohapatra9603]

A raw and sensible conversation. 😊

[@navdeepanand9587]

Awesome 👍

[@manojkapoor1644]

Great quality content

[@ajayjhansi1]

Neeraj sir jai hind

[@socratesvijayarangan3929]

🙏Thank you for the video.

[@abhishekkhard6181]

unique perspective First is risk mitigation and then investment

[@cdrbhupeshrakhra6628]

Got it. Was articulated and clear headed speaker.

[@whories72jannah46]

I thoroughly enjoyed this discussion

[@jitendrabhoot591]

Sir aap ne bahut hi badiya podcasts kiya he.

[@rahulkumbhare1725]

Good information sir.

[@varunsapshet689]

Good details

[@ganeshvlogs2104]

Very good session.. And value added inputs in very simple manner... Not done Hawabaji.. 😅. Can you please help me to understand: 1. Should we pay home loan principle OR should invest that money in stock market as returns is good than home loan? 2. Should we invest in stock at one time Or keep doing some investment in those stocks for particular time/period? 3. How many stocks and mutual funds we should own in our portfolio? 4. Should we do capital gain harvesting in mutual funds? Is it cut off our compounding effect? Please. Help to anwer the questions which are meaningful to us. However session was awesome and great.

[@ashokbhojwani9001]

Very good

[@himanshujadaun2169]

Neeraj Sir, I have a huge respect for you, by co-incidence I have the same XIRR as 18%, although I am just in market since August 2020.

[@deepakkhaneja7205]

Hey Neeraj, can you please tell me which mutual funds are you investing in that gave you 18% XIRR? It'll be really helpful

[@sanjayarora1641]

Next video jarur banow sir God bless you

[@kunaldev1257]

So my things are important in a stock to go up crazy.......the funding, the product, the hook, the management, the Manipulation, the expanding , the quarter on quarter profits, The entry to barrier, the execution, the timing, the speed, the connection , the demand n supply, equity structure etc etc

[@prahladjhaunique]

Very good & valueble

[@guddu999k]

Very authentic discussion 🎉🎉

[@raistarfun3082]

Bhai ne sahi kaha.....

[@radhikanaik1548]

Very nice video

[@Qasim-veer]

I am first you're watching vedio & like

[@Ramsingh-fh4hj]

Very good knowledge full video

[@kunaldev1257]

Knowledge is supreme

[@ThePahadiMumbaikar]

Just wow ❤❤

[@vishnuvasavaoficial02]

Supper❤❤

[@DrHemantPaikraiiy]

Excellent

[@DEEPAKBAJAJ]

Thank you so much 😀

[@ShubhamGupta-tw1hf]

Good advice

[@rohitwaidwal2775]

What a podcast 🙏🙏

[@kartickpramanik4256]

Neeraj Arora sir is Gem. Thank you sir.

[@sonynetbusiness]

I am systematic trader ✔️💯🎯 Last 10 year..

[@anupjangam454]

Sir, active income ke liye guide karne ke liye jaldi aur ek podcast arrange kijiye.. waiting and thanks for valuable content

[@Dollymindbeats345]

‘Control the controllable ‘

[@subhashsingh5301]

thanku sir...... great neeraj sir & deepak sir

[@SheshmaniSingh-ge1cf]

Nice sir

[@upendrakheni1111]

I like your compliment patience night wonder

[@daljeetkaur7043]

PhD in patience wow well said

[@sharmagirish2011]

good

[@milindpatil6485]

Me apne ghar walo tak ko convince nahi kar paya😢 hits

[@rishiraj2548]

🙏🙂❤️

[@charmainepinto5602]

Background music is louder than the speakers in the introduction talk.

[@zindagikiyaadein3019]

1:25:30 I disagree with this point, you can do positional trading or swing trading with your full time job, if you want to do FnO or Intraday then you have to do it fulltime

[@thefactsheet]

Can you plz put link of that X page having discussed for #ccgigs

[@ajayjhansi1]

Investing ,80% temaprament se ralated hai

[@mysoulknb7496]

Just changed views ,wow

[@sanjaypandit7462]

Saara khel management aur sales+profit growths ka hi long term me ...

[@anupkalapur2340]

Need Phd in Patience to invest in equities great line

[@user-dr9kj5qb3b]

Please make a video on how to use a credit card properly.

[@AmitJha-ll4qq]

Agreed to cover the risk … but one should also take a pure accidental plan with rider cover along with medical and term insurance as it gives coverage in case accidental permanent, partial disability along with emi protection, loss of income and many more coverages which other plans does not provide. By taking these three type of insurance one can manage 💯 % risk …. 😊 Health , term and accidental insurance And accidental insurance is very cheaper in terms of price 👍

[@AdityaSinghartzone]

I like you sir Deepak bajan

[@kunaldev1257]

This year mutual fund gave me more then 60%.

[@rahuldange6118]

Sachin Tendulkar used to do Pepsi ad in 90s.

[@razvimujju1108]

Sir what do u think term insurance company given directly money to your family after many round of company office and submit many of documents after they approve the money and it's not full of coverage u get...😢

[@daljeetkaur7043]

Fd's are our ancestors we should not forget

[@prasad3185]

Neeraj sir ka Tshirt mast dikra ha full to zen zee