Money Morning Routine | CASHLESS Envelope Method

[@EE-in7su]

You using a label-maker to denote what each marker is use for s i n g s to my elementary-teacher heart. Thanks for such a thorough explanation, as always.

[@lindastarr6569]

I had finally did name highlighters. I will start highlighting this month.

[@Nanni-uh3kc]

Use your workbook every day! Greetings from Germany😃

[@elainerealized]

Happy Thursday! Great video, thank you for sharing. 💙

[@SABK-m8h]

Tanks you it s very good

[@Berrydebtandsickness]

Great video. Question should you have reduced the food tracker by the $10 in fives you took out and put in your $5 saving jar?

[@julieb6680]

Love the jar. Had to order it😀❤

[@Jodie_M]

When you pulled the two fives from your food envelope, would you normally deduct those from the tracker in the envelope as well as the budget book?

[@Boringcountrylife]

I do both. It gets labeled as going to savings challenge, not food.

[@charlottedickson6583]

I love your videos and can’t wait to get into budgeting. I ordered the budget by paycheck work book and the highlighters, but the highlighters were missing from my order. I emailed on Thursday but no one has got back to me x

[@SharnettASL]

Your nails are beautiful

[@thebudgetmom]

Thank you!!

[@sofiakarim2978]

❤❤❤

[@sonjabuckley863]

What pens do you use? I'm a sucker for a good click pen

[@conniet9288]

She has awesome ones are her website. LOVE them. Very smooth and don't bleed in my planner or journal either

[@thebudgetmom]

Yes! They're the TBM Pens

[@thebudgetmom]

shop.thebudgetmom.com/products/tbm-pens

[@arambladen3087]

I have a question!!! Can we do the $5 savings challenge if we are cashless spenders? 🤔🤔

[@arambladen3087]

@@Muzicteachersop I am confused!! Are you asking her or replying to me? because if you're trying to ask her, could you make your own comment, please?

[@michellemorales401]

You can tweak all savings to cashless and transfer savings into a separate account. Example: Pretend you give $40 cash for a $33 item. You could imagine that you'd get back a $5 bill and 2 $1 bills. You could then transfer $5 into your savings. OR For every transaction you swipe your debit card, transfer $5 automatically. 😊😊😊

[@arambladen3087]

@@michellemorales401 So treat every transaction as a whole bill and calculate what I get back as if it were cash, right? 🤔☺

[@AKMcCaa]

We are also cashless spenders, and I had the same question. Would it work if every time the ones place hit the number 5, you pull $5.00 and transfer to savings? For instance, the grocery "envelope" is currently at 365.00, we would pull 5.00 as if we had a $5.00 bill. I guess we could get creative. I'd love to know Miko's take on this as well.

[@arambladen3087]

@@michellemorales401 I see what you're saying! 🤔😊

[@KCCrownTown]

Don’t understand why there aren’t any exchanges for your products? They aren’t personalized.

[@thebudgetmom]

Exchanges?

[@OdettesBudgetingLife]

❤❤❤