Money Tips for ADHD That Actually Work

[@MindMoneyBalance]

If you have ADHD, which money tip are YOU going to try out?

[@libralonglegsart]

I've been slowly transitioning to putting all my autopay bills on a credit builder card and having a separate "food and fun" debit card! I wish I found that system in my early 20s (would have saved me a lot of debt!) But being late diagnosed I feel like I'm just now learning how to properly handle money and better now than never. Thanks for this video!

[@MindMoneyBalance]

You are so welcome! And good for you on seeking out a diagnosis and working on a system that works for you!!

[@WalterRitchey]

My ocd made a beautiful spreadsheet for budgeting and I document every dollar I spend in an app, then check them with my online accounts and keep it in my spreadsheet. Unfortunately my adhd doesn’t care one bit about what those abstract numbers are for and just does whatever it wants for dopamine. I haven’t found a method that truly fixes all my problems yet.

[@MollDoll174]

I would love it if you could talk about shame around money and overspending... i realize thats half my battle is acknowledging I feel shame about letting my overspending control my finances and just addressing that seems to help me allow to dig deeper into actually problem solving my budget. Without acknowledging the shame I feel, I typically just ignore my money problems!! You may already have a video but I just found your channel so I'm going to go look :)

[@MindMoneyBalance]

Here you go! kzbin.info/www/bejne/gKS7iX6YoreVnc0si=sX-j4laj-LX9YVpq

[@danikeebler1662]

I have dyscalculia/adhd. One of the big signs of dyscalculia is getting lost or having no sense of direction. I woukd joke about getting lost going around the block. It ialso translates into getting lost in life directions. Not having a spending plan blue print map, not knowing what account balances are, or a lack of clarity on incoming/out going. I am lost that way and just cant find rhe map or direction out of the mess.

[@MindMoneyBalance]

Dyscalculia can be such a challenge!! I also have these tips in written format with graphics, depending on how you're best able to take in info 🤗www.mindmoneybalance.com/blogandvideos/adhd-and-money-tips

[@MariaCarabin]

Same! Understanding the consequences of having both, that I am a compulsive spender and the WHY I spend, finally put me on a better path. I buy things to soothe, cajole and reward myself. I now that that with things that are free and not materialstic, plus I deal with the emotion, talk to my best friend, journal. I only have a prepay credit card and have savings accounts that make it very hard and expensive to withdraw money. I never go to the city to stroll, unless it's a vacation (and I have a set amout of money to spend), once a year (with like 300$ to spend on a pair of shoes and second hand clothing. It's an annual ritual with a bonus. paid for by admin money from work (which is not budgeted into my monthly budget). I save the money or spend it on nice groceries or social time with friends. I also like using a budget app and my city has a free budget advice office, run by a foundation. I stay off websites and apps that make me want to spend. If I want the dopamine hit of a pretty thing to buy, I look at Pinterest (but they have Ads now, which sucks!!!).

[@MindMoneyBalance]

@@MariaCarabin Love the way you've found to tend to yourself with your $300 spend AND finding ways to curb the temptation at other times. Sending you so much care!

[@MariaCarabin]

@@MindMoneyBalance often I only use half or so. But going in with a budget is important. And for every item I bring, 3 others need to go.

[@aliceroherty3041]

I was diagnosed as a child and couldnt accept it. Forgot about it for years until remembering and getting rediagnosed at 23. Only now realizing how much it has affected my life. Thank you so much for making this content to help people like me. ❤

[@MindMoneyBalance]

I'm so glad you're here, and grateful for your (re)diagnosis!

[@oslikktorybezivkufriku]

this is actually useful, thank you. i always forget to pay my bills, so i have my mom reminding me in person, i have some of them set to autopay and some need my attention every month. i also struggle with saving money and impulsive shopping - but i've finally made it to having a good financial reserve by sending my money to a saving account where i pay fees everytime i want to withdraw money - i know it's not favorable so i don't touch it unless i really need the money. also i've learned that paying with cash helps me ''see'' the money flow away and have better control of my spendings than paying by card.

[@MindMoneyBalance]

Congrats on setting up autopay and getting external reminders! So important to find systems that work for you to help you with your money management!

[@MollDoll174]

Finally some new tips I have not heard before. I love the impulsivity fund or simply using cash. I will need to try this!

[@MindMoneyBalance]

Let me know how it goes!

[@heidililienthal9640]

I love your show/podcast soooo much! This episode is particularly helpful for a lot of folks! ⭐⭐⭐⭐⭐

[@MindMoneyBalance]

YAY!! Thanks for the love!

[@mztwixed]

So nice to feel understood. Thank you.

[@MindMoneyBalance]

You are seen!

[@juliecroteau2954]

Thank you soooo very much ❤ Extremely helpful 🙏

[@MindMoneyBalance]

So glad you found the tips validating and helpful!

[@MxBurke]

So great! Thank you Lindsay! I have a question for you or anyone else out there: because of ADHD, I have taken on too many jobs in the past and then I do too many things, overwhelm myself, quit, and have no money....again. Any tips on breaking the cycle?? Thanks!

[@MindMoneyBalance]

Hey Mx. Burke! Yes! Commit to yourself and to others that you'll only do X projects/side hustles at a time. E.g. "I only allow myself to work 1 part-time job and have 1 side hustle." Sometimes hard rules can be helpful with ADHD. You can tell yourself "when I was in my calmest, most rational state of mind, I made a promise to myself to follow this guideline." Best of luck!

[@MxBurke]

@@MindMoneyBalance That's great! Thank you so much!!

[@hannahjoharchi1876]

This was amazing!!! Thank you so much!

[@MindMoneyBalance]

I'm so glad, Hannah! What tip are you going to try out?

[@survivalhax6594]

Im 28 and to this day the words " you have so much potential " still haunt me 😂

[@MindMoneyBalance]

Right?!

[@ShermanElder-on2gw]

How can you save money wisely on ADHD

[@MindMoneyBalance]

Hop to minute 3:26 where I talk about automating your savings!

[@ShermanElder-on2gw]

@@MindMoneyBalance I'll work better on it

[@Oldguynotbald]

Interesting thing that happened to me. I had a problem with impulsive buying, and for years I had been taking Adderall. After some research, I kept hearing about the link between Adderall and impulse buying/behavior. My Dr. switched me to Atomoxetine, and I seem to have more control now and stop and think "do I really need that" Not saying this will work for everyone, just worked for me.

[@MindMoneyBalance]

Thanks for sharing your experience!

[@dannyking2604]

Is this online because I struggle to spend money in person but online I'm not

[@MindMoneyBalance]

Everyone is different! You're already naming what scenarios are easier/harder for you!

[@dannyking2604]

@MindMoneyBalance I uninstall online shopping app so the temptation isn't there