Mortgage Rates Will Cut In May 2025

[@Ajdhdh-c5e]

US 10 year yield is at the highs again not sure where the banks are going to get cheaper funding 😂

[@Pokersmith]

Home owners don't care about interest rates. Mortgage owners do.

[@Pokersmith]

The way they count the unemployment rate is biased to make it look better.

[@InfinityIsland2203]

The Macrobusiness has a good article today about unemployment, stalled wage growth and Albos unlimited indian migrants. Basically Australia is in deep trouble.

[@marcoschena99]

Economy doing way to good. Not cuts this year. Recently returned from the USA, 11 people on standby to join our flight. Airplanes full. Shopping Centre car parks also pumping. Doesn't look like people are doing to badly. I am seeing retail spend in December up 13% on same time last year, adjust for inflation, that's about 10% increase. Interest rates now are only slightly higher than the long term average. These rates are the new norm and are not that high in the early 2000's when our home loan rate changed to have a 7 in front of it we celebrated, then it had a 6 in front we were ecstatic. Our home loan now is 6.14%. Seems reasonable. Hang in there everyone. Review your spending if you are doing it tough.

[@nathan5484]

I doubt it, I see it staying the same or going up. Inflation is not going away until the interest rate is higher than the TRUE inflation rate. The government is using the Philips curve when its comes to tackling inflation, which is not going to work as it is the printing of money that is the creation of inflation. This is just my opinion, we will find out in May if I am right or wrong.

[@Pokersmith]

I hope rates go up, my bank accounts are growing.

[@anthonycoyle2889]

It's what the RBA is doing, not what they said. The RBA knows that once rates are cut, property speculators will push up housing costs, so they're going to keep a steady path of low to no growth in house prices until incomes catch up-so 10 years. Property investors have had their run.

[@InfinityIsland2203]

RBA repeatedly said that cost of housing is not their concern. Unless it's on the eay down course. If there is a drop in Sydney prices, inexpect RBA to cut

[@WilliamWhite-d4t]

To be fair the long term rates are 8-9%

[@Seanype]

What happens tho if house prices go up but wages stay stagnant ? Like how do people afford to buy a house ?

[@bobfrombrisbane1831]

Good question, many rely on the bank of mum or dad. Unfortunately we are in this situation because of mismanagement/poor planning by both sides of the political spectrum at both a federal and state level for decades.

[@chookie131]

Easy. The banks will loosen credit.

[@thetwowheeledintrovert3367]

There will simply be a group of people who are lifelong renters. There are ways to get a home, but there are psychological challenges which most won’t overcome.

[@JungleJimJames]

Have you even seen the US 10 year this week?

[@d.j.z.j]

House supply. Perth or Brisbane

[@MeganBonnie-o3o]

Thank you so much for this amazing video! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (mistake turkey blossom warfare blade until bachelor fall squeeze today flee guitar). Could you explain how to move them to Binance?

[@samartz]

So is this a guarantee it will drop in May?

[@Jake.steve3658]

Rates more likely to go up .when investors want rates to go down so there investment profiles can keep going about .😂😂😂

[@bbolympian]

Great vid! Thanks Ravi

[@zach_geale]

In the unlikely event a 25 or 50bp cut comes this year, it will do bugger all for borrowing capacity, definitely isn’t going to reignite a boom 😂 Higher for longer.

[@danielnguyenpacifictoyota]

You’re the best RAVI. All the best for 2025! ❤

[@danielweissel2366]

housing supply!!

[@danieldomingues607]

It will be in February

[@MarkHeagney]

HOUSING SUPPLY