Multi-cap funds: A smarter way to invest in mid and small caps?

[@saulgoodman980]

This is the kind of videos I missed from ET money. Good back tested results and not just boring jargon. Please bring more such videos.

[@ETMONEY]

Hello, we are happy to know that you liked this video. We will continue to bring such analysis to you. Request you to share this video with your friends and colleagues.

[@Muller_Andr]

Stocks are rallying but I know better, macro shows the economy is yet to recover. I been holding stocks to sell at a profit at this time but it is looking like a bull market the rest of 2023. I am in a fight to hold or to sell. I’m up to 297 grand from a low of 250 thousand last year.

[@Javier_Rodri]

FOMO is the problem. Nothing to see here.

[@AanyaDarika_]

The market has been a turmoil since covid, the brief relief rallied for only a year and now the devastating effects of pumping trillions into the economy is here and will be for a while.

[@westgibbs]

Stay in the mrkt and sell only if you need those funds. I got laid off and it has been difficult getting another source of income, glad I was investing when I did and of course with guidannce from a wealth-manager don’t listen to naysayers. I am making bank and the penalties for drawing from 401k to reinvest are nothing compared to the amount of wealth I now possess with my family

[@ivymaddison]

@@westgibbs I have seen a lot about FAs and actually want to consult some pro. How did you go about it? Is yours any good?

[@westgibbs]

I have saved myself from all the hassle that the chaotic market causes. These days the best way to come into the market space is seeking guidance, due to side hustles i can’t handle my portfolio so i just work with LOREN LENA WALKER, a FA i came across via a recommendation from one of these KZbin retirement coaches. It’s been smooth since then. Cliche as it may I have made a mark up of 70% in profits investing 350k under her. It helps not to be worried about your portfolio every minute of the day.

[@praveenkumar-lc9yx]

You had mentioned investors can avoid multi cap funds and can go for Flexi cap fund in your previousvideo which was posted 7 months ago ("Avoid these 5 mutual fund categorise"). Now you are kinda going in favour of Multicap... its really confusing the small investors

[@saravanakumarst8624]

Investment dynamics change over time. Nothing is fixed. Moreover these recommendations come when they are paid to do so. Investing blindly based on KZbin/insta/telegram reco without any research is harmful to wealth. They are there only to confuse retailers and earn.

[@SavageHolster]

The older video was how to avoid any losses. This new video is how to smartly invest in small cap and mid cap. Both are for different purposes.

[@srinivasansm]

When it comes to money management, we need to do our research then we can go with any kind of investment.

[@MrEternalFool]

Bhai content banana hai

[@ETMONEY]

Hello, thanks for your sharp observation and for being a keen viewer of our videos. Our endeavour is to bring to you various perspectives so that you are armed with the information needed to make the best investment decision for yourself. Nothing is absolutely good or bad; it's the context and the perspective that makes it more or less useful to one's individual case. So, please feel free to choose wisely.

[@akashkapuur]

my mind is blown. Amazing analysis.

[@ETMONEY]

Hello, it's great to know that you liked the video. Request you to help us reach wider by sharing this video with your friends, family and colleagues.

[@vijaygautam1406]

Good analysis. It also seems that Multi-Cap fund can become a proxy to a 'Total Market Index' Fund, and thus can serve as portfolio balancer as well.

[@shihabp4196]

Fantastic work 🎉

[@vishalkumar-st3le]

please guide, what would me good for 15 yrs investment . 1. Inv in debt fund monthly and transfer when market is down in small cap fund 2. Smart sip in kotak or HDFC etc in small cap Amount 15000 per month for 15 years.

[@ETMONEY]

Hello, we understand that you want us to help you with your investments. Unfortunately, we can't comment on individual cases. However, you can use the Fund Report Card and other tools on the ET Money app to make the right decision for yourself.

[@AnandPakiam]

Interesting analysis. Thanks for that. As you correctly imply in the comments, each investor should thoroughly check the exact market cap allocation in each of the funds in their portfolio (flexicap and large and mid cap namely) and then, determine if a multicap fund would help in achieving their desired allocation to small and midcaps.

[@ETMONEY]

Hello, thanks for your appreciation. Request you to share this video with others as well.

[@parvezkhan8325]

Do you guys still have instant withdraw facility in recurring smart deposit (which gets invested in ICICI liquid fund)?

[@raghupatel557]

I started avoiding multicap fund and started sip investment in flexycap fund, What should I need to do now?,

[@ETMONEY]

Hello, if your financial objectives are being fulfilled by flexi-cap funds, you can continue to stay invested in them. In this video, we have discussed multi-cap funds as substitutes for mid-cap and small-cap funds for those investors who want higher returns but not higher volatility. This is not to imply that you should exit flexi-cap funds. It all depends on what your requirements are.

[@ShikharBir97]

Lesson Learnt: Nifty 50 Index Fund + Actively Managed Multicap Fund = Ideal Equity MF Portfolio for Retail Investors

[@princetonacademy6385]

Contra is also free to invest anywhere

[@ETMONEY]

Hello, you are right. But what limits its scope is that it is mandated to take mostly contrarian bets. So, while it can invest across all market caps, its investment mandate is rather restricted.

[@abhishekdeshpande5205]

This is fantastic video. Thank you

[@ETMONEY]

Hello, glad to know that you liked it. Please do share it with your friends, family and colleagues as well.

[@genericstospecifics1856]

How do people diversify their investments while investing in elss to save tax? I am trying to divide my sip in large mid and small cap in respective ratios 50 30 20 But a considerable amount of what I can invest goes to elss fund for which I do not have control over where the fund manager put that money in it skews my propotions and its hard to rebalance manually. Any advice?

[@prabhashchakravarty8220]

I do not think as a Retail investor you can control the money going into each fund. So better put min amt of 01.50 L & move on..

[@genericstospecifics1856]

@@prabhashchakravarty8220Thanks for replying, can you explain move on to what exactly? Invest rest amount in desired propotion disregarding investment done in elss?

[@prabhashchakravarty8220]

@@genericstospecifics1856 Yes. Just put the min amt you feel is ok for you ex. 01.50 L to save on tax, & forget it for 03 Y. At the end of 03 Y, you can withdraw as per your need. So every yr, you will get a lumpsum as bonus which u can invest elsewhere. Remaining money as Rahul Sir guided...

[@ETMONEY]

Hello, you can check the asset allocation of your ELSS fund and based on that allot to other market caps. For instance, if you ELSS has 70% in large caps, 20% in mid caps and 10% in small caps, you can allocate more amounts to your mid-cap and small cap funds so that your overall asset allocation is 50:30:20. The idea is to check your ELSS fund's asset allocation and then based on that invest in mid-cap and small-cap funds. You probably won't need to invest separately in a large-cap fund as most ELSS are already tilted towards large caps.

[@sushantkumarverma1231]

Mostly they invest in Large Cap ,may be above 70%

[@saurabhborade8106]

Can I invest in one flexi cap, one midcap and one small cap fund ?

[@ETMONEY]

Hello, there is no hard and fast rule as to which funds you should invest in. You need to analyse your goals, risk appetite and requirements and then take an informed decision.

[@srinivasansm]

Excellent update as usual ❤

[@ETMONEY]

Hello, thanks very much for your encouraging words. Please share this video with others as well.

[@shankhasen9601]

No Multicaps invest nearly close to 50% in largecaps , rest 25% each in mid/small & in mutual funds in long run largecaps cannot generate good alpha. If a simple middle class person wants to beat future indian inflation only pure Small/ midcap funds are the only option where atleast 17-18% cagr possible rest all other categories never possible > 15-16%. Volatility is the need of the hour if we want to be financially independent. Flexicaps are just another name for active largecaps . For generating good alpha through largecaps only direct stock investing is the only good option & nothing else.

[@dm5665]

Go with Large and Midcap index funds. always better.

[@srinivasansm]

As per this video, Multi cap category is the best to invest our money to large and mid cap , small cap companies. We will get good exposure in three categories.

[@ETMONEY]

You are right. Because multi caps are mandated to invest at least 25% each in large, mid and small caps, you can be assured of a more diversified portfolio at all times.

[@srinivasansm]

@@ETMONEY ❤️❤️❤️

[@sureshvsureshv6484]

Et🌹🌹🌹

[@fyi9266]

Again, only to get views on video they come up with such confusing videos and at the end say, you decide what to do.

[@ETMONEY]

Hello, we are sorry to know that you have found our videos confusing. Our endeavour is to bring to your various perspectives so that you can make the right choice for yourself. There is no one-size-fits-all answer in investing and things are heavily influenced by the investor's profile and requirements. So, we analyse based on contexts and perspectives and then leave it to you to decide.

[@personalfinancenewsreader9688]

Don't waste your time in watching such videos. I mean how can they provide detailed analysis of everything and leave it to you to decide what's best for you. All of us deserve Hindu vs Muslim or KZbin vs Tiktok kind of binaries. How dare you ET Money ? How can you come up with such insightful videos?

[@deepeshshah8260]

Our teachers in schools/colleges taught us all the concepts and theorems, but did they ever tell us to practice particular questions with exact values of the variables ? NEVER..... Same is the case here. It's our responsibility to be open to different perspectives and choose the best one for ourselves.

[@prabhuraj-Sam]

Don't buy an ET money Genius membership..Waste of money

[@SS-sy4qw]

Please elaborate

[@spremece]

Why are you saying that ?

[@KumarSomnath11]

Why bro? I have taken it. It has given me 20+% sip returns in 1 yr. And xirr is 25%.

[@SS-sy4qw]

@@KumarSomnath11 no offense but the market is up and everyone is getting these returns

[@KumarSomnath11]

@@hussainbharmal5998 high growth stocks only portfolio

[@sanjayjindal100]

need videos in hindi

[@ETMONEY]

Hello, you can visit our Hindi KZbin channel, where you will find equally insightful videos: www.youtube.com/@etmoneyhindi. Many videos on this channel are translated and posted on our Hindi channel as well.

[@munuren.]

😮

[@lovefromodishakanha7720]

Sir aap ka help chahiye Number mil sakta he

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[@prosenjitghosh92]

Please provide e t money customer care number

[@rishi3822]

Why ?

[@elitepunch1498]

​@@rishi3822😅

[@ETMONEY]

Hello, please visit www.etmoney.com/help. Here you can find answers to many of your concerns. You can also raise a ticket on this page and a customer service executive will get back to you.

[@rishi3822]

See... You don't get customer care number, you only get help link