Mutual Fund Direct-ஆ நாமே Invest பண்ணலாமா? அது எப்படி?|Budget Padmanaban | ET TAMIL|

[@ralngm]

The interviewer knows basic details of mutual fund. He asks valid questions. Thanks.

[@thayumanavanganesan5313]

Very good conversation as well as an informative one. Mr Budget Padmanabhan in his own style cleared all the doubts.

[@gvsmanianganapathy6177]

Website ஐ சொல்லும் போது Clear ஆக புரியம்படி சொல்லவும்

[@Kalidass-u3c]

*why regular fund* *👉🏻 An Advisor Provides Clarity:* Just as makeup enhances perception, a financial advisor helps clarify and improve your understanding of money, guiding you to see finances from a more accurate perspective. *👉🏻 Correcting Misconceptions is Essential:* Many people have preconceived notions or misconceptions about money. An advisor’s role is to help you reshape these views to align with reality, fostering healthier financial habits. *👉🏻 Professional Guidance Shapes Financial Vision:* Advisors offer tools and knowledge to reshape how you approach finances, much like an artist refining a vision. This guidance helps you make informed decisions for long-term financial well-being.

[@vijayarajm4841]

Very good questions from Anchor and answer is justified 🎉🎉

[@KaviSaranTechh]

Angel one app la - Direct funds எதுவும் இப்போது வரவில்லை. Funds not available. என்ன காரணம் சார்?

[@parveznatamkar4132]

One of the best interaction,I have never seen yet, Useful questions by anchor, Keep it up ...

[@ravisrinivasan6629]

Direct mutual is best.. this people aim only commission. Now a day direct is best

[@NagalakshmiAnnamalai]

How do investment directly sir?

[@ravisrinivasan6629]

@@NagalakshmiAnnamalai respected mutual fund home page or ET money is also best option for direct investment of all mutual funds funds in one place. Try it.

[@prasadramasamy904]

Zerodha la iruku parunga​@@NagalakshmiAnnamalai

[@hemalatha-b9f]

Very good questions by anchor 👏👏

[@ramnathan3779]

Stephen Sir, 🙏 super interaction,keep it up,all the best Sir 🙏

[@manblack6124]

You see if one year of TER is 2% then when a capital is invested for 20 years then it accounts to 40% goes to the regular mutual, where in direct mutual fund you could save 20% so always direct mutual fund investment is better on the longer term.

[@bijustephen5610]

Nice question 🎉

[@Kalidass-u3c]

Expense ratio is in both regular and direct funds.difference between regular and direct funds is 0.5% If you invest through advisor in regular funds through advisor will guide you and support you for everything. Advisor will choose right fund to make profit upto 20%. If you invest through direct funds without advisor and investment knowledge you may loss your money. And important thing is advisor will support to nominee to claim amount at death claim process death claim process is a big process. If you invest through direct funds nobody will support to nominee at death claim process.

[@mageshmuruganchannel]

Direct fund தான் best னு சொல்லிதான் பாரே

[@Blackkingson]

Bro enaku sila doubt irukku clear pannuinga plss Ippa nifty 50 director paln la poodurathuikum.... Regular la poodurathukum enna different Athea same top 50 la invest panna poorainga naa naa eduiku expensive ratio adikama irukuratha choose pannanum

[@Boominathan_R]

Good questions🎉🎉🎉

[@arimurugan2272]

Long day question. Clear today

[@rmzz9454]

Direct is best , regular is waste in longterm due to expense ratio

[@Muthukumar.a]

Bro direct plan epdi panrathu bro sollu

[@jeevithajeevitha4759]

Super question by ancher bro

[@ragumanragu2564]

STEPHEN sir thank you for your valuable question for your all videos❤❤❤.

[@balajib1817]

சார் தலைவலி டெய்லியும் வராது சார் எஸ் ஐ பி ன்றது மன்த்லி மன்த்லி வரும்

[@tigerpass4216]

Very nice interview.Helpful for investors in MF

[@878546840]

எல்லாமே கமிஷன் தான், வாங்கினாலும் கமிஷன், விற்றாலும் கமிஷன் , financial commissioners.

[@Kingsman-1981]

True 😊

[@Kalidass-u3c]

*why regular fund* *👉🏻 An Advisor Provides Clarity:* Just as makeup enhances perception, a financial advisor helps clarify and improve your understanding of money, guiding you to see finances from a more accurate perspective. *👉🏻 Correcting Misconceptions is Essential:* Many people have preconceived notions or misconceptions about money. An advisor’s role is to help you reshape these views to align with reality, fostering healthier financial habits. *👉🏻 Professional Guidance Shapes Financial Vision:* Advisors offer tools and knowledge to reshape how you approach finances, much like an artist refining a vision. This guidance helps you make informed decisions for long-term financial well-being.

[@vettrivelvel7867]

Sir, any bank மூலம் நான் SIP open பண்ண முடியுமா? எனக்கு இதை பற்றி ஒன்றும் தெரியாது.

[@bhavanishreekandakumaran8329]

பண்ணலாம் ஐயா

[@sathishd3068]

Yes go to sbi, hdfc. They will create folio number. Go with direct plans not regular

[@Muthukumar.a]

Bro direct plan epdi panrathu sollunga bro

[@anandakumarsivasankaran8387]

No sir. These distributors personally tie up with mutual fund. They favour some fund house, because, they get extra unauthorised commission. Generally all mutual funds give min. 8% for more than 5 years. That's why they will play safely with investor. Any distributor cannot give assurance for profit. While 8% profit , they compare SBI bank fd. If below 8% profit, they tells wait for one more year. Whenever profit less, they give advice, wait for one more year. You never loss in mutual fund for long term.

[@rsudhahar]

Yes... this is so true... thanks man...

[@ravindrant8515]

DIRECT FUND IS BEST FOR LONG TERM INVESTMENTS. HUGE MONEY WILL BE LOST IN REGULAR FUND. IN DIRECT FUNDS WE CAN SEND MONEY DIRECTLY TO FUND HOUSE,INSTEAD OF GIVING TO A DISTIBUTOR.WE WILL BE SAFE IN DIRECT FUNDS.

[@umasteacher3036]

நன்றி சார்❤❤❤❤

[@RareKing6]

Sir i have invested in (SBI Contra - REGULAR Plan - Growth) from Sbi Securities App what benefit will i get over investing in (SBI Contra - DIRECT Plan - Growth)

[@தனஞ்சயன்]

@@RareKing6 firstly you are investing through SBI securities app that itself a big mistake.... And you are investing in Regular plan that is your second biggest mistake....

[@anandhselvi3397]

Super questions👌

[@animalsworld4401]

இந்த சேனலோட வருமானம் என்ன வருதுன்னு கொஞ்சம் கேளுங்க sir

[@SelvaKumar-nv4lq]

நண்பா... நெறியாளர் mutual fund distributor யிடம், ஒரு லட்சம் முதலீடு செய்தால் , உங்கள் வருமானம் எவ்வளவு இருக்கும் என்று கேட்டதால் இப்படி சொல்கிறீர்கள் என்று நினைக்கிறேன். நெறியாளர் நமக்காகத்தான் இவ்வளவு கேள்விகளை கேட்கிறார். ஊக்கப்படுத்தவில்லை என்றாலும், மட்டம் திட்டாதீர்கள்

[@TamilMobileUser]

Yaru saamii nee Unnkitta naaninnga varaunum avalodhana vaarommm🏃

[@தனஞ்சயன்]

Keta kelviku direct ah bathil sollama example ku porapove engayo idikuthe….

[@ramachandran453]

இனாம் (commission )...

[@sudhakarlogu6369]

Good explanation.

[@thiruvalluvan4304]

All are not good to take individual decision to select investments based on age,family need ,long term goal and also selection of mutual fund house . So better to go regular plan with correct investment advice becuase the profession of investors may be different. One can avoid big loss by paying meagre service charge. If investors are having adequate knowledge in finance and good enough to understand the day to day chaging senerio in stock market or mutual fund ,they can go for direct plan.

[@ramachandran453]

Super question..

[@basheerappabasheerappa5872]

Very useful information ❤❤❤❤

[@basheerappabasheerappa5872]

Open talk about mutual fund super ❤❤❤

[@pkpdreamcatcher6519]

apa what is the use of groww zerodha similar apps?

[@rsudhahar]

They also work for commision. As a mf distributor...

[@kannatube1]

Best info, worst audio

[@sundaravelupurushoth7354]

Sir . While reciving back our money -there is any tds detections or expansion ratio detection . While tds detction can it possible to reduce the principal money or not .kindly details plz

[@emthiyasmohideen4840]

If you are resident indian then there is no TDS. Still you will have to pay tax if your gain exceeds 1 lakh in equity oriented mutual fund. If it is a debt fund then the taxation is different. Your return is after adjusting expense ratio so return will not be affected

[@007pandi]

if I invest as lumpsump, is the commission one time or every year the commission credit to broker ? if it is one time , it may be Okay, but if the commision goes to him for every year for the lumpsump invested, then it is too much.

[@ragulraina1422]

commision (expense ratio) is taken by AMC daily (365 days a year). Example: If you invest 1000rs, around 25rs will be taken as commision

[@ramachandran453]

​@@ragulraina1422AMC gives 12.5 rupee to btokers

[@barakath3]

Direct Best

[@manoharanrajesh1117]

Don't do regular directt best

[@balaji188923]

50lak Cr sir

[@premkumar-fz1br]

Nifty 50 la if am investing as lumpsum,,, wats the use of fund adviser here ? Summa Yethuna sollitu erunga ..

[@praveenbalamurugan1897]

UTI or Navi bro? And what App your using i want to start suggest pannaumga

[@jahithhamdhan4284]

Marketing their profession

[@budgetpadmanaban_]

Ippadiye kindal adichutu onnum pandathillai

[@budgetpadmanaban_]

@@jahithhamdhan4284 nalladthu sonna ippadithaan

[@jahithhamdhan4284]

Sir I am already in the field working as research analyst in mumbai@@budgetpadmanaban_

[@selvanathan6499]

Do direct don't believe them

[@maheshwaran600]

Waiting

[@MadhusudhanViswanathan]

even though officially its 1% commission as per Sebi, its no secret but open all knows in industry very well that most AMCs give an extra 1 - .5% commission for pushing / hard selling high risk products like small caps that normally has TER even as high upto 2.50%! So most of these high-risk funds are only favoring both MFDs ARNs & AMCs and not necessarily investors! Most of these new AGE CURRENT day investors wouldn't have seen the fall of small caps in 2008! Once they see & face such heavy fall & correction then they will realize! Time will tell ! So until then most AMCs & MFD ARNs will make hay while sin shines! Cool....pity investors....

[@budgetpadmanaban_]

It shows your poor understanding, can't help it

[@MadhusudhanViswanathan]

@@budgetpadmanaban_ sir, but now see what's happening with Sebi itself raising concerns on "froth" in small cap & mid caps an 1 by 1 all AMC MFs are putting a cap in investing in small caps! So my understanding is right only as i read & follow all updates! Only new investors are taken for a ride by MFDs & ARNs in miss selling high risk products pushing them to chase returns! Most new age investors haven't seen what is crash like it happened in 2008! 82% fall of small cap were seen!

[@MadhusudhanViswanathan]

@@budgetpadmanaban_ sir, "ICICI Prudential MF said it is temporarily suspending fresh subscriptions in the schemes because midcap and smallcap stocks have relatively outperformed the large-caps resulting into high valuations."....this tells & summarizes the story & hope MFDs & ARNs no more miss sell such high risk products to new age 1st time investors who dont know the risk !

[@balajin1249]

@@budgetpadmanaban_ dei naye index fund la potu tu polame ethukku unakku commission kodukanum da

[@balajin1249]

@@budgetpadmanaban_ Have you heard of Warren Bufftet's bet? Index funds over long time 20 years always beats every little and big fund managers. So people don't fund fund managers buy index directly

[@jayakumarr6241]

It seems that anchor is having no sufficient knowledge in MF

[@thyagus5576]

Very very negative response and discouraging the direct plan. Instead he should say the pros and cons of the direct and regular plans, on the contrary by giving the some unnecessary example and promoting himself. Worst interview

[@kmpskmps2435]

பேங்க்காரன் ஏன் டைரக்டாக மியூச்சுவல் பண்டில் முதலீடு செய்ய வழிவகை செய்யக்கூடாது??

[@muthukumarkanagaraj2689]

Anchor should have better knowledge before interviewing such person..

[@ramachandran453]

No answer is to the point... Trying to justify his commission.