Mutual Fund Terms: Things you need to know when investing in mutual funds

When you invest in mutual funds, you will encounter several investment terms. In this video, we give you a few of the most common but important terms that you need to know about mutual funds.
Money Insights & Advice is a video project of Wealth Arki, Inc. Visit their website at www.wealtharki.com.

[@rhodoravillegas0422]

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mas deserving ng madaming subscriber yung channel na to sa ganda ng content na pinopost nyo. Keep it up Godbless

[@christopheralcontin5365]

Salamat po sa lahat ng mga video nyo

[@girleyborer472]

thank you for sharing your knowledge po, all the more excited na ako mag open ng mutual fund account.

[@WealthArki]

Girley Borer you’re welcome! And we appreciate your feedback as this gives us more inspiration to provide relevant videos. Please do share the learnings-and our vdeos, too! Thanks!

[@yrlmyth9977]

Wow very informative ,tnc so much😊

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Sobrang thank you sirs! :)

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di nakakasawa panuodin mga video nio po kahit paulit ulit 😆

[@chesscares]

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[@WealthArki]

Thanks!

[@KevBautista]

hi Both, just want to express my gratitude to your efforts in recording these session. Your discussion format's really conducive for me and Im sure for most of our kabayans here in the PH. I can sense the strong bond between you two and it translates to good material. really obvious that you are subject matter experts. More power and cheers! Kevin, Manila

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[@rickdelacruz3399]

Dami ko natutunan bago matulog ha😁

[@sarahgee4399]

Keep it up and keep inspiring!!

[@deanjelbertaustria6174]

Galing ng explanations, mukhang malayo mararating ko pag subscribe ako :p ehe more power sa inyo mga boss!

[@WealthArki]

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[@jerrytadia1721]

Thank you po sa knowlegde. 🙂

[@simplyroshie]

Binge watchin your videos. Salamat po :)

[@annadominiquedaen5713]

Thank you for this!

[@bogziebogz]

I've been planning to invest, but have no time to go to the bank for explanations of investments. this video cleared my doubts about investing. thank guys.

[@WealthArki]

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[@louiejohnseno1810]

keep it up po!

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[@countrylife9368]

Very useful..👍👍

[@user-kd7kj9xb7y]

Mga Ser, sobrang mag eenjoy ako sa mga videos niyo dami matutulungan. Suggest lang po ako ng topics 1. panu po bumasa ng prospectus and 2. panu po kumita sa FOREX

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[@romelbautista7448]

Sunlife you can choose qng front end or back end load.

[@bonofarm]

Kasama sa liabilities yong management fee, so kasama na sya sa computation ng navps or sa valuation ng investment mo.

[@carlochuliniedalisaycondin7594]

Marami aqng napulot na aral ...lalo na.. Gsto q mag invest at mag uumpisa plang aq

[@WealthArki]

glad to know that you are already interested to start investing! please do feel free to browse on our videos to learn more about investing and what you should have first before investing--and do subscribe to our channel so you'll get notifications when our videos are uploaded. thanks!

[@dubaipark6554]

nice

[@ladybong1]

Can i please ask for a comparison between Index funds & mutual funds to clear out before ill start investing.tnx for the attention...

[@WealthArki]

fely lancin Think of mutual funds as a group of investments and index funds as one sub-group. The thing with investment is that your choice of vehicle should be able to bring you to your target amount needed to fund your goal. An index fund basically mirrors the movement of a given set of investments. For example, a stock index fund would mirror the movement of the PSEi: for example, if PSEi would move up 0.5% in one day, the fund will also go up in the same way. An actively-managed fund, on the other hand, has a fund manager that selects stocks to buy and sell. Because this human intervention, you can perform better than the index, or worse. You can choose either one, or you can choose to combinne both.

[@labidabstv3467]

Hi sir im planing to start in a mutual fund. Well i understand all your explanations about mutual fund. One thing na gusto lang malaman paano mo ba malalaman kung ang pera na inivest mo sa banko ay kumikita.

[@WealthArki]

Hi! You can see it in your statement that they send usually send to your mailing address every quarter. Thanks!

[@romelbautista7448]

Ms. Ruby yung ibang MF company po pike sunlife bukod s email my mga apps n cla dun mo po maki2ta yung buong details ng investments mo.

[@eggacollado2421]

hi sirs ask lng po kng my dividend ung mutual fund,,,tnx

[@coffelover009]

Request naman po, terms na po sa stocks.thank u po

[@gengsanchez]

Sir gusto ko mag invest sa mutual fund kaya lang andto ako sa abroad pero every 2 yrs ako ngbakasyon sa pinas. Merun po akong regular savings sa banko. Gusto ko sana malaman kong ano ang first step kong gawin pag-uwi ko at kanino ako lalapit. Thanks

[@mikeyrubio25]

Hi po sir. Pa review naman po ng Sunlife mutual fund. ☺️

[@carloguarino923]

sir napakainformative na video po ito. thanks a lot sir.. Ano po bang magandang MF at company ang marerecomend nyo sa tulad ko na baguhan sa MF investment?

[@WealthArki]

Hi! The choice of mutual fund really depends on your goal. You may look up www.pifa.com.ph to see more on the different mutual funds available in the market today. We can also guide you on how to choose the fund/s best for your goals. Thanks!

[@Tom-vr9ho]

I really learned a lot from all of your vloggs. Im an avid follower. May I asked How much pag nag financial coach sir? I want to have a better plan since parang sabog ung plan ko. Thanks

[@WealthArki]

thank you for watching our vlogs. our professional fee is P1.5k per hour of consultation, inclusive of research and a written recommendation.

[@nelsonvallarta9611]

Sir oaki sagot nmn long term, halimbawa monthly 10K, 5 years mabibinta ba yang share ko sa hakagang 600K at onced? Paano kung walang bibili? Di ko ba makukuha pera ko? Please pakisagot

[@olgayao]

Hello Sirs... Can you recommend for me a short term mutual fund that I can invest in for 1-2 years with a good interest rate I just need to grow my money for the said period of time. Thanks

[@lebarnomi1]

Choose a balance fund

[@duksun7361]

thank u mga sir!

[@roberttan2049]

Hi sir I've watched your video's about etoro copy trade and uitf. In your point of view which is better?

[@WealthArki]

It depends on which can bring you closer to your goal. If you think that you can grow your money sustainably towards your target amount and date, then choose copy trade. If you do not have the skill, time and resources to do that, go for pooled funds like UITF or Mutual Fund.

[@karenlopez119]

Hi can you guide me po on how to choose the best MF? Thank you and Godbless

[@jeffmlazo]

Ask ko po sana kung anu po mangyayari sa mga investments kapag hindi na able or biglaang namatay po yung investor? Pwede po ba ma claim or ma i continue ng ibang relatives yung sinimulang or ongoing na investments?

[@jasonhipolito4679]

Hi sir question about the 4% percent rule of Financial independence Retire Early (FIRE) movement if this is applicable to the Philippines ? They say that your stock portfolio/Funds will grow at an average rate of 7% annually and because the average rate of inflation is 3%, you can safely withdraw 4% of that growth, leaving 3% behind to keep up with inflation. With this strategy you have a probability of almost 95% percent that your money would last for at least 30 years, assuming your portfolio allocation was 50 percent stocks and 50 percent bonds. Basically, live off the dividends of the investment and to retire multiply the annual spending by 25x and with this number invested on the chosen stocks/funds it is safe to retire.

[@WealthArki]

Jason Hipolito hi, not familiar with them. but is the movement Philippine-based and are the figures and assumptions imputed based on historical Philippine market? if not, then it is not applicable. the framework, you can apply but the figures, no.

[@jasonhipolito4679]

@@WealthArki They are mostly from North America numbers based for US and Canada market. What do you think is the safe withdrawal rate here in the Philippines?

[@jhomabztubella5499]

hello po sa inyong dalawa,honestly i enjoy watching your videos ang dami kung natutunan kung saan mag invest.but gusto rin po mag tanong if maganda rin ba mag invest sa mga cooperative bank,kasi may mga share capital din sila.sano po matulungan ninyo ako,thank you.

[@WealthArki]

Jhomabz Tubella best to inspect their financial statements first if they are in good standing for the previous years.

[@lassfighter4991]

un po bng index tracker fund ay isang type of fund under mutual fund? and also need po b b4 we invest ask first f me index tracker ang isang mutual fund co wer we are planning 2 invest??

[@WealthArki]

lassfighter yes, it is one type of a mutual fund :)

[@michaelacebuche4618]

sir sana meron po kayong video para sa REIT.

[@sarahbriones8050]

Sir..i just want to ask if bpi equity is good?npansin nmin the money we invest ay di pa tumutubo..were planning to withdraw after 5 years because were not sure about it..im looking for other investmest which is has a good return.

[@WealthArki]

Sarah Briones yes it is good naman. But your return would also depend on when you came in. Best to stay 5yrs for an equity fund. We do offer also investment planning advice as a service so we can check and design your portfolio for your goals. Let ys know if interested. Thanks!

[@tabayabid4030]

Hi Sir gusto ko mg-invest s mutual fund pero hndi ko alam kong paano mgstart pg dto s abroad

[@KamoteCueBBB]

can you explain about sunlife maxilink prime?

[@WealthArki]

BBB watch out for it in our next videos. Thanks!

[@criseloveyous]

Ff po.

[@fatimaludovice4069]

Hello. Is AXA Master performed vey well when it comes to investing? Thank you

[@WealthArki]

Fatima Ludovice hi it would depend on the underlying fund. It will be best to consult with your insurance agent at AXA to give you a better insight of your policy. Thanks!

[@fatimaludovice4069]

@@WealthArki can I have your idea if which AXA or Sunlife is performing well when it comes to mutual funds/investing? :)

[@WealthArki]

@@fatimaludovice4069 Sunlife has mutual funds, while AXA does not have pure investments so comparing the two is like comparing apples to oranges--so we really cannot compare them, in this regard. on another note, you can check out our Fund Performance playlist to get a feel of the performance of different mutual funds and UITFs in the market. Thanks!

[@eduardovaldez195]

What is the lowest investment accepted to open mutual fund investment

[@WealthArki]

You can have as little as 5k.

[@iamyeth]

sir which will you recommend MF or VUL? thanks.

[@kevinmoreno3329]

Mf tol, dami charges ng VUL. Agent ako ng vul before kaya alam ko.

[@geraldgaralde6632]

@@kevinmoreno3329 VUL is a Mutual fund + Insurance

[@kevinmoreno3329]

@@geraldgaralde6632 yes. Whats your point?

[@reymarkcapule6989]

Thank you sir Ask klng sir pwde po ba mag invest sa mga Bank. like BDO BPI nang mutual funds..

[@WealthArki]

Reymark Capule it would depend on your financial goals. Funds offered by banks are called UITFs, you can learn more through this video m.kzbin.info/www/bejne/ZqmuZZ2BnLSVgKc

[@repairandgo8484]

Good day uli mga Sir. im very thankful na napaka informative ng topic nyo about mutual fund. Sir i have question and i want your suggestions. Sir balak ko po kasi mag invest ng halagang 500 thousand sa mutual fund Bond Fund ko ilalagay and my minimum year goal is 5 years. what if kung kukunin ko na po siya sa tingin nyo po how much estimated na makukuha ko if ever na kunin ko na siya. thanks po ulit and keep it up for your good information good bless po.

[@WealthArki]

emmar bernales salamat sa feedback. What are your questions?

[@valerianojrtumarongp3355]

Hello po mga sir sa IMG belongs to na conversision mga sir? Ask ko lng po

[@rodnyygot4062]

Anung mga banks ung nag ooffer ng mutual fund? Do u have idea kung ilang years kung how long ung holding period to withdraw?

[@WealthArki]

BPI and Metrobank. Holding period is usually 6 months but some do have as slow as 1 month.

[@joeybernardveloso8193]

Hello po question lang po naginvest po ako sa mutual fund using col financial. Pwede po ako magsell ng stocks with out CIS? Overseas po ako

[@WealthArki]

Would you be referring to selling the stocks that you own, or selling mutual funds as a distributor?

[@leahprieto9687]

Hi sir..kahawig nio po si sir vince rapisura😊😊😊

[@cynthiabartolome8179]

Oo nga akala.ko siya yan...

[@biggreenbananas8929]

Ay. Oo nga ano!

[@abnermodequillo2775]

sir anung masasabi ninyu sa index equity fund maganda ba na investment...at saan tayu maka start ng index fund

[@WealthArki]

abner modequillo it’s a good investment if you want to basically track the movement of the PSEI. You can start investing thru various mutual funds, banks or platforms like Seedbox and COL Financial.

[@chesscares]

hi po mga sir. Ask ko lang po, for example umabot kana ng five years, when is right time to withdraw or sell your investment from mutual fund? Saktong 5yrs tlga or pwde nman patagalin pa? Maraming salamat! God bless!

[@WealthArki]

Redeem your investment when its value is already greater than your goal. If you invested P100k because you want to save for your child's college education, which will cost P500k -- then withdraw when it reaches that value. It can be less than 5 years, or it can take longer. The performance depends on the economy. Bottomline is... define a goal first before investing.

[@PiaCorvera]

hi good morning, ask ko lang po sana kung sa matual fund po ay may one time payment? mag binigay po ako ng isang bulto po then Hindi ko po siya gagalawi sa period po ng 5 to 10yrs po. pede po ba yon? need po talaga na mag hulog ka buwan buwan po? pls advise and thank u po. God bless and more power po.

[@WealthArki]

Hindi required na buwan-buwan. Recommended lang siya so it becomes a habit. So the answer is yes -- you can do a one-time investment on a mutual fund.

[@PiaCorvera]

maraming salamat po sa sagot, ano ano po ang pede nyong ma recommend po kung sakali po, na mutual fund or compay po. meron po ba kayong alam na location na mas malapit po sakin, dito po kasi ako bandang tanauan batangas po, gusto ko po sanang maka attend nang seminar regarding sa mutual fund bago po ako pumasok. maraming maraming salamat po sa pag sagot. God bless and MOre power po.

[@samboy4193]

try nyo po yung COL search nyo nalang

[@WealthArki]

Pia Corvera Do you have a bank already? Some banks offer mutual funds already.

[@Admin-rdMCRMFBZeus]

hai Sir... u mean po "COL Financial Group, Inc."

[@WhyIloveDuaLipa]

Sir ano po mairerecomend nyo na mas mainam Peso cost averaging or MF? Thank you po sa sagot at sa mga videos nyo very informative ! Godbless!

[@WealthArki]

Don Raniel Harder you can do peso cost averaging with an MF too!👍 what is important at the end of the day is that you hit the target amount of your financial goal

[@WhyIloveDuaLipa]

Thank you sir! Sana po makagawa kayo video about real estate investment sir. Salamat po God bless!

[@WealthArki]

thanks!

[@reynermahaguay3883]

peso cost averaging, regular frequency (nagiging habit) yung 6000 pesos mo na ininvest for 5yrs ay prehas lng ng 100 pesos kada buwan for 5yrs pero mas malaki kinita o maliit lng nalugi..sa MF, start ka ng 10k tas monthly ka ng 5k (thats peso cost averaging)...

[@thinkshort]

Good Day po. ask ko lang po kong mag huhulog ako ng 25k to 30 k buwan2x saloob ng 2 years.. paano ko po ba ma kocompute ang perang pwedeng maibalik sa akin ?

[@WealthArki]

JM___ depende sa sa performance ng fund na pagpapasukan mo at sa ekonomiya din. Pwede mong gamitin compounding interest, gaya ng natutunan natin sa eskuwelahan

[@lyzander536]

Hello Sir.... Ok po ba yung Axa na exelator na investment? Kumuha kasi ako niyan for long terms....

[@WealthArki]

lyzander allen Montebon it depends upon your needs if it is fit to you. please do email us [e-mail] so we can talk about more. thanks!

[@offlinenoblefranca1989]

Kamusta po! Mga Sir magkano po ba ang kaylangan kong pera maka makasali sa Mutual Fund

[@repairandgo8484]

good day sir paano ko po ma monitor after every year ang mutual fund ko at kung ibebenga ko na ang mga shares ko paano ko malalaman kung malaki ang bentahan. tnx po god bless.

[@WealthArki]

emmar bernales you can check with the website of the investment company on the price per share. You can also check www.pifa.com.ph. But offhand, we recommend only selling your investment when you need the money. We also do investment consultancy as a service. You might want to consider it. Thanks!

[@mayabombales3663]

Ask ko lng po, pag nag member k po ba s img zero load un, san po kya pwede mag member s img?. Slamt in advance

[@WealthArki]

Yes, zero load. You can sign up as a member online here: 2552jf.imgcorp.com

[@boyhealthy7419]

Hi mga Sirs, maraming salamat sa very informative videos nio po. Dahil sa UITF video nio, I gained basic infos about it and nag encourage sa akin mag open ng UITF sa BPI. About MF, meron po ba minimum amount upon opening MF account and if meron, how much po ba mga sirs? And also if mag top up ako meron din po ba minimum and magkano din po? Thank you very much and God Bless Hoping for more and very informative videos from you sirs

[@WealthArki]

Hi John, the minimum investment for UITFs is 10,000 pesos while for Mutual funds it is 5000 pesos though in some funds it can go as low as 500 pesos. It would depend on the fund you are investing in. You may want to check out the fund's fund fact sheet for Mutual funds or the Key Information disclosure sheet for UITFs this is available online.

[@WealthArki]

Please do watch our other videos on MFs to learn more about them. Thanks!

[@boyhealthy7419]

@@WealthArki Thanks very much Wealth Arki Sure na sure po, I will watch your other vids about MFs

[@leocadiojoselaconico980]

sirs, any updates 2020?

[@WealthArki]

May we ask what update would this refer to?

[@alejandrocruz4912]

hello po mga sir" OFW po ako at interesadong mag invest sa Mutual fund,tanong kolang po kung pwede akong magstart mag invest kahit Hindi ako umuwi sa pinas,give me some advice lang po"thanks

[@WealthArki]

Alejandro Cruz yes, you can. do you have a local bank?

[@jampjaweewee]

Paano yung mga IMG members overseas na ginagawang networking ang pagpapamember. Nagbebenta sila ng policy kahit walang lisence.Legal ba yun?

[@WealthArki]

jam pj aweewee hi it is illegal to sell insurance policies without a license, kindly inform IMG admin regarding this. Thanks!

[@rodellegal5539]

True marami ako kaibigan nag offer sa akin ng ganyan dito sa south korea..kaya d ko pinansin ang offer nila..nag dalawang isip ako

[@leahprieto9687]

Sir ok din po ba dumaan sa img for a mutual fund investment or better mag direct sa mga bank? ?

[@WealthArki]

yes, you may do that as well. you can actually access mutual funds through banks and investment platforms, too!

[@adamcotejo4064]

Hi guys Its me again. I'm planning to save up 95,000 . I will set aside 6k each month. Which type of mutual fund should i get balance or bonds? and why?

[@jakewilliam323]

aggressive

[@adamcotejo4064]

Yeah aggressive ako

[@spiderweb7752]

Thanks po s knowledge n shinishare nyo boss. Ask lng po kng mas ok maglagay s mutual fund compare s mp2 ng pagibig when it comes to long time investment like 10years po? Salamat in advance.

[@WealthArki]

Spider Web whether mutual fund or pag-ibig 2, the important thing is that your money would grow to your target amount at the end of 10 years. So you should know your target amount and project which one can get you to that.

[@spiderweb7752]

Wealth Arki salamat po sa reply.😊 meron npo kc aq mp2, 1 year npo aw naghuhulog. Magtry na lng dn po aq mag open ng isang mutual fund. May suggestions po b kyo kng anong top 5 mutual fund companies n pwd qng paglagyan ng aking hard earned money base po s kanilang 5year past performance? Salamat po ulit in advance🙏

[@WealthArki]

you may take a look from one of our videos: kzbin.info/www/bejne/mIi7g3-hjLZsoKM thanks!

[@spiderweb7752]

Wealth Arki ayun! Hahaha salamat mga sir! Nagsubscribe n dn po pala aq.😊

[@zosimoordaniel2888]

Low po sir San ba pwede mag invest dito sa hong Kong ng mutual fund?

[@WealthArki]

Zosimo Ordaniel please email us [e-mail] for more details.

[@piatricia5623]

Sir suggestion po ng magandang company na pwede mginvest ng mutual fund.willing to start po.thank you

[@aticorejuso8232]

Good evening, I would suggest you invest thru IMG (International Marketing Group)..

[@lassfighter4991]

mgkano po or ilang percent ang guaranteed fix income ng short term fund s mutual fund?

[@WealthArki]

lassfighter let’s meet one of these days to answer all of your questions.

[@romelbautista7448]

Sir ask ko lang po ba ano po ba mas magandang load yung front end or back end load po? Ano po difference nila? Salamat po.

[@WealthArki]

we can discuss more during our one-on-one financial consultation. please do email us [e-mail] to set one. thanks!

[@lassfighter4991]

ano ano po b mkikita s prosfectus n nkaindicate dun n mhalga mlmn ng bibili ng share of stock,,sna po mbigyn nio ng tym msgot slmat po

[@WealthArki]

lassfighter you can see the fund’s details there as well as their investment philosophy as well :)

[@JapoksFamilyOfficial]

hello ask lng po kong maganda ba mag invest sa equity kahit bagsak ang market?

[@WealthArki]

Peking Hapon here’s our vid on that: kzbin.info/www/bejne/o4qrYqmGrdqKhck Thanks!

[@ronniededios8788]

hello sir ask ko lng ano po yung best atleast 2 mutual fund company sa pinas? salamat

[@WealthArki]

Ronnie De dios we really cannot say who is “best” as the rankings of performance change. What you can do is go to pifa.com.ph and look at the top performing funds for past performances for you to havea feel of who consistently do good.

[@stryderhiryu8]

Hello, mga Sir... mas malaki po b ang binbayaran sa mga management Fee pag Mutual Fund compare sa UITF?

[@WealthArki]

stryder hiryu practically the same

[@rolandojisonjr1125]

Ang "etoro" po ba ay example ng index tracker? Ano pong tips nyo sa etoro?

[@WealthArki]

Rolando Jison, Jr hi please check out our video about etoro m.kzbin.info/www/bejne/eaK8eWeNiZWfl9U thanks!

[@kerbydones3348]

hi good day day po sa inyo, kung mag invest po ba ako magkano po ang unang idiposit ko tapos magkano rin po ang monthly na hulog ko? ang target ko po example at 1M sa loob ng 5 taon.

[@WealthArki]

Hi! You need 193k per year or 16.1k per month sa isang mutual fund giving 2% per year, may 1M ka na. Since short-term ang goal, suggest sa bond fund mo na lang ilagay na conservative. Pag nag-stock market ka kasi, maaring bumaba o maglugi ka by the time kailangan mo ang pera. Thanks!

[@joncal6928]

May tanong ako, bakit ang taas ng fee sakin pag magsimula ako ng mutual fund. 16% kukunin sa pera ko.

[@WealthArki]

Jon Cal may we ask of the specific product name and from which company did you avail this? who did you talk with also? thanks!

[@leilaprado5638]

Pakisagot po tanong ko Para saan ung yearly renewal fee. At pag di makabayad ano na mangyari sa pera naipasok na.Bakit kailangan na meron un na dati ay wala naman.

[@WealthArki]

Mutual Funds have no renewal fee, as it is an open-ended fund in this regard. Thank you.

[@melanieperez4316]

Hello po...ask ko lng po kng san pwede kumuha ng mutual fund?s bangko po b meron???thanks po

[@WealthArki]

Melanie Perez One bank has. You can go to www.pifa.com.ph for the complete listing of funds available for you. Thanks!

[@catherinenarcise9346]

Melanie Perez sa col financial services po meron..

[@jakewilliam323]

kung sa bank UITF po tawag dyan.

[@jameslloydostrea9231]

Sir. How to schedule an appointment with you po? I would like to discuss how to manage my finances. Thank you!

[@WealthArki]

Hi James apologies for the delayed response, you can reach out to us at www.wealtharki.com to schedule a consultation. thanks!

[@tombenipayo2627]

sir, kng nkapg invest n poh sa MF. kylangan pa poh b mgdeposit monthly.

[@WealthArki]

Tom Benipayo Not really. But it would be good if you invest regularly to build the habit and to achieve your target investment amount.

[@tombenipayo2627]

tnk u sir

[@markleoolea6852]

Hi po.Thank u for your videos. Ask ko lng po kung mg invest po ako monthly, kailan po ba na sa isang mutual fund company lng? or pwedi po iba ibang company every month? Thank u.

[@WealthArki]

you can do each company per month, but if the product that you are putting into are just the same, then maybe it's better to stick with just one.

[@markleoolea6852]

Wealth Arki thank u very much.

[@WealthArki]

welcome! should you be interested, we can help you design an investment plan for your goals--where to invest, how much, and how often--as part of our services. just email us [e-mail] should you be interested. thanks!

[@coreypoot3176]

Hello Sir kindly suggest or advice me, I have 120,000 at the moment dko po alam saan ko ilalagay sa flexifund ko ba or better sa mutual fund? Thank you Sir and more power, one more thing halimbawa nakahulog na ako sa mutual fund ng long term example 100,000 lang tapos na stop, what will happen sa pera ko Sir?

[@WealthArki]

it depends when mo kailangan yung pera. and it also depends on a lot of factors such as your other financial goals as well--we have to determine and map it out baka mamaya kailanganin mo pala the whole money if not a portion. we can set a one-on-one financial consultation with us, if you want. thanks!

[@coreypoot3176]

Wealth Arki that would be great po by how?

[@WealthArki]

@@coreypoot3176 we can have a financial consultation to have a more in-depth discussion. please do email us [e-mail] to set an appointment. thanks!

[@telebisyonngloloko]

question po, if a mutual funds company file a bankruptcy or not allowed by govt to invest for certain reasons, what will happen to our investment..

[@WealthArki]

Abe Borja you still have your investment value c/o the shares that you have.

[@telebisyonngloloko]

Wealth Arki but how will i withdraw my investment if the mutual company i invested into was already closed and not having any money to pay the mutual fund holders

[@WealthArki]

Abe Borja there is an sec regulation on mutual funds getting into loans. Suffice it is to say that they cannot go into the main business of loans such that liabilities cannot exceed assets and thus, would be negative net worth. The most that can happen is that all assets would be liquidated and the liquid cash be distributed to shareholders, just like any other company.

[@telebisyonngloloko]

thanks for sharing your thoughts.. appreciated much

[@WealthArki]

Abe Borja welcome! Please do share the learnings-and our videos, too!

[@lassfighter4991]

curious lng po,mgkano po b average at legit mangement fee ng fund manager?ms mataas po b kesa mga investor at pno po mamomonitor f ndi cla ng gogo beyond the normal

[@WealthArki]

lassfighter fees range. for bond funds, usually 1%. for index funds, 1.5% and for equity funds, 2%. nakaset na yan normally so di na nagbabago most of the time.

[@zzigg3343]

any idea sa forex pls.... thank you...

[@WealthArki]

Hello. Forex is active income. It's best to TRADE it (buy and sell actively) to make money. It's not like mutual funds, where you INVEST (buy and then hold for many years). Forex trading is high risk with high reward -- you can double your money in 2 weeks in forex, but you can lose all your money in 2 hours. This requires skills, discipline, focus, and hours of practice. The same can also be said with stock market trading.

[@joeltangunan]

Very well explained guys! Thank you so much! My wife and I are both really learning. By the way, how do you differentiate MF from Stock? Magka-iba po ba sila? Because we also bought the board-lot share of JFC by using EIP at COL Financial po. Thank you!

[@WealthArki]

Joel Tangunan thank you for your feedback. Direct stock trading/investing means you buy a company directly. In an MF, you buy shares into a fund which, in turn, invests into a lot of stocks in your behalf.

[@joeltangunan]

Ok thank you so much! Do you think we should continue doing the direct stock trading or stay with MF only?

[@WealthArki]

Joel Tangunan you can do both, actually. Bottomline, whichever way you go, you should be able to build up your required target fund. We do offer consulation as a service, by the way so we can fine tune our recos.

[@joeltangunan]

Ok thank you much! We've following you guys and we are really learning a lot. Thank you for the offer. May I ask if it's a pro-bono or do we need to pay for the consultation you are offering? I'm interested. Pardon me for asking that. I just have to ask and know because my income is not regular. I don't have a regular job since I'm physically handicap. I'm a volunteer Dj with allowance in a community Catholic Radio Station and a free lance songwriter, cellphone and computer technician, but my wife and I can do MF because she handles our budget/finances very well. Lol!

[@joeltangunan]

What is recos by the way? Thanks!

[@charlesryanlapinid407]

Mga Sirs Can I buy and Sell Mutual funds? sell my profit and then buy it again to add to my position? pros and cons po.. thank you :)

[@WealthArki]

here's our vid on that: kzbin.info/www/bejne/bqWupnt_iLGCfMU thanks!

[@charlesryanlapinid407]

@@WealthArki Wow mga sirs na kita ko na po. very helpful thank you...

[@analisadalapo6226]

Hi Sir member na po ako ng BDO Numura pero gusto ko mg apply ng mutual fund. Panu?

[@WealthArki]

Analisa Dalapo you may email us [e-mail] so we can assist you. Thanks!

[@brxnpc8112]

Sir, can you assist me also?

[@kenapolinario7192]

Ask ko lang sa mga Equity fund dito sa Ph ilang beses nag cocompound a year? Once lang ba yun?

[@WealthArki]

Ken Apolinario the fund does not really compound itself but since the fund manager trades--buys and sells--the stocks within the fund, parang nagco-compound na din siya.

[@kenapolinario7192]

Not being "maybaang" but what can you advice an intelligent person that is willing to learn mag equity fund or invest on stocks? Kasi I've heard parang sa mga mas experienced at mas may alam mas okay mag invest ng stocks on your own parang youre only making money for the fund manager and company. What do you think of this?

[@WealthArki]

Ken Apolinario You can do both, actually. The bottomline is to hit your target amount of money by the time you need it. For example, if you're a parent and the plan is to generate P1.2M in 18 years's time for your child's college education, then you need to invest P2k/mo. for the next 18 yrs in an investment generating 10% per year to have that. The questions now would be: can you trade stocks for the next 18 years to get to P1.2M? Can you generate at least 10% per year on the average? These are the bottomline and primary considerations in deciding whether to go direct trading or with a fund manager. Or again, you can do both. Basta you get that P1.2M after 18 years. Happy investing!

[@WealthArki]

Ken Apolinario It's all about the bottomline. If you think you can trade your way to your target amount for a specific goal, then trading is for you. If not, then you can consider having a mutual fund.

[@jenniferkileste4978]

hi PO San PO ba pwd mag invest SA mutual fund...

[@WealthArki]

Jennifer Kileste There are a lot of investment companies offering mutual funds. You can go to www.pifa.com.ph to see the funds there. We can also assist you in choosing which one is best for you.

[@brxnpc8112]

Sir, can you assist me also im an ofw here

[@warrenreyflores6115]

Paano po maging gaya nyo. Financial consultant

[@jakewilliam323]

mga sir pwede gumawa rin kayo ng series about sa UITF? thanks..topic narin yung best performing uitf banks.

[@WealthArki]

jake william will definitely do this. Just subscribe to our channel so you get alerted once it's up.

[@jakewilliam323]

thanks boss. aabangan ko yan.

[@lassfighter4991]

bkit po prng mtipid kau s pgxplain ng ibg svhin ng navs,pras k2lad ko layman ,pde po b pkidetalye p mor ung defnition ng navs,at pno 2 gngwa at ano importance ni2 pra s investor

[@WealthArki]

lassfighter navps is just like the price per share of the fund. 👍

[@lassfighter4991]

obligasyon din po b mgbigay ng prospectus at monthly per4mance report ang mga hospital s kanilang mga investors?

[@WealthArki]

lassfighter they should give you that, to be clear on the investment. By the way, we can meet one time so we can effectively answer all of your questions fully and at length.👍

[@lassfighter4991]

really sir?? im happy and xcited po and looking 4ward 2meet u...pra po ms m22 ako..kya lng po pno kya un?

[@WealthArki]

lassfighter are you based in Manila?

[@lassfighter4991]

ndi po eh,taga laguna po aq

[@lassfighter4991]

lately,ngvisit po aq s hospital near me,pero wla dw po cla binibigay n monthly per4mance report,annually lng dw po...ok po b un?