Mutual Funds Taxation in India 2023 (MF Category Wise) with English subtitles

Debt mutual funds will be stripped off the long-term tax benefit if they invest less than 35 per cent of their assets in equities. Such mutual funds will attract short term capital gains tax.
The government has made a proposal in the form of an amendment to the Finance Bill 2023 in the Parliament, which was passed in the Lok Sabha on Friday with 64 official amendments.
In this video, we will understand in detail, what are the changes in Mutual Fund taxation category wise.
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[@ashokkumarbajpaye5062]

Sir,Kindly inform about taxation on devidends

[@kirankapadia5551]

Thank you so much! Very nice and informative video, appreciate it!🙏🙏

[@sunilj10]

Good explanation, exhaustive and informative

[@sandeepsinghal9663]

Video on FD v/s Debt MF v/s Bonds

[@the_roamer_banker2023]

Nice vedio , sir you speak very well

[@16ash]

Happy learning guys!!

[@DanishAlam-wt3og]

Well explained sir

[@Yt-ep6jc]

9 minutes par❤

[@ravichoubey3727]

Sir liquid funds taxation pl Also nifty 50 index fund taxation fund

[@aNoOpnAiR0903]

very informative !!! Jai Hind

[@travelthroughmylens6708]

How is debt oriented mutual fund taxed?

[@tushardhingra29]

Thankyou sirji

[@JINESH1209]

Very well explained , Thanks a lot sir.

[@12321sweety]

This kind of complex taxation is discouraging for new investors . There are lot of fund where it is not defined and we cant be sure of taxation before buying mf .

[@mototravelvlogger2317]

Can u please comment why they removed indexation for Debt funds.😇😇😇😇😇😇😇😇

[@ashwinideshmukh3249]

This is soo far the best informative video !! Thanks

[@bharath_v]

Thank You

[@njexictfan]

sir, what about international etfs, like montilal oswal nasdaq 100 ?

[@anuragdebnath]

Is this applicable for any new investment after 01/April/2023 , or even for existing investments made before April 2023?

[@jaspreetsingh-xr4ee]

Debt fund vs companies FD PLZmake video

[@ritwickdey97]

2:17 the slide is wrong I guess. Equity LTGC does not have indexation benefit

[@satishbhardwaj374]

this is been rmoved now from 1st april in dept fund. but funds that have equity allcation between 35%-65%. LTCG with indexation benefit will be applicable.

[@ritwickdey97]

@@satishbhardwaj374 but I'm talking about > 65% equity allocation.

[@satishbhardwaj374]

@@ritwickdey97 previously there was no indexation benefit in that category. and I don't think it will be added further. U point out a right mistake I guess.

[@gopalmondal2952]

Plz .. one video with three nos of tpo performing elss scheme

[@surajtomar750]

Right now quant dynamic asset allocation fund is keeping more than 95 % in equity then what will be the tax applied on the withdrawal😅

[@shubhamkhattry3335]

Simple nd brilliant

[@user-mz9cr3no8d]

DEBT FUND VS FD VIDEO ...PLS

[@anusatyachoudhary7382]

Hi Please make a video on best way to invest in gold under new tax rules.

[@rp55555]

Very well explained - keep up the good work - One query how can we find out whether a particular scheme will fall in equity category or more than 35% equity category or less than 35% equity especially in categories where multiple options are possible like Multi Asset Conservative Hybrid etc? Also can you make a video on funds with more than 65% in domestic equities but also having International Equity or ETFs exposure? Thanks

[@stcoktin]

Can you throw some light on MLDs? Principal Protected Vs MLDs WITHOUT Principal Protection? What is the change for the latter?

[@dr.riteshchhabra3611]

Most useful video..also make a video on different multi asesst funds and balanced advantage funds belong to which category based on taxation ?

[@aniketraje4430]

Indexation in Equity LTCG? Please confirm. Is it a typo error?

[@shilpapatil8705]

debt fund vs fd and rd par video banaye taxation purpose se

[@PradeepGupta-mt6do]

Very important for new investors to know the latest changes in taxation wef 01Apr 2024 . Now onwards it’s just three categories (1) 0-35% equity (2) 35-65 % Equity exposure (3) 65% & above. For further details see the Vedio till end & repeat if not understood in one hearing. Txs🙏

[@hiteshjoshi1071]

Equity MFs LTCG don't have indexation benefit, please correct.

[@mohuld]

Only those which have less than 35% equity allocation will lose this benefit

[@1976arya]

Sir , corporate bond fund kaun si category mein aata hai?

[@akhilp87]

How about taxation on NRI’s with regards to international funds ? Would the capital gain be taxed as per the income of NRI’s ? Kindly advise

[@aniketraje4430]

Please make a video on the debt universe- Bonds, FDs & Debt Funds

[@pratimbaidya1480]

Sir, I think some dynamic asset allocation funds are following 50:50 index that u mentioned.

[@dencildev]

What about NCD taxation? Any changes?

[@girishpatil6371]

Sir ji इंडेक्स fund के रिटर्न पर टॅक्स कितना लगता हें लॉंग टर्म इन्व्हेस्टमेंट रही तो

[@shubhamkhattry3335]

FD VS DEBT FUNDS

[@raghvendrashrivastava8406]

The information shared by you does not match with tax deducted on my mutual fund schemes. I have sent you text message and what's app. Please reply, if interested what's correct taxation for Mutual fund.

[@rkaggarwal3423]

Dear Sir Excellent video, Sir pl confirm tax treatment on MON100 ETF,MAFANG ETF, PPFLEXI CAP FUND Regds SR CITIZEN

[@breejithps4090]

What about the taxation of Real estate investments

[@user-pz2me1ff8r]

Sir,pl let me know the tax implication of debt mutual fund Purchase date 07.02.2020 (3 years ago) Sale date Aug 2023 Can I claim LTCG after deduction of Rs.100000 & indexation benefit ? As this benefit has abolished from 01.04.2023.

[@track0123456789]

Does any MFs investment still provide indexation benefits after 1 Apr.. please make a detailed video, if any and share your thoughts around the same.

[@somyasahoo147]

Sir what about gold ETFs

[@kushhbtimech]

Sir, my age is 32 years and as u said that in equity upto 1 lakh profit is tax free then is it wise to redeem mutual fund every year upto 1 lakh gain and then reinvest to get tax benefit. Kindly suggest

[@kaushiksoni2775]

for small portfolio it may be possible but as portfolio size increases say beyond 10L it will not be possible or will be meaningless.

[@Tamalpratihar]

What about motilal nasdaq etf?

[@rkaggarwal3423]

Sir If indexation is applicable if i hold equty mf for more than 3 year. Regds

[@InvestYadnya]

No indexation on Equity funds or debt funds

[@Arunkumar-mh1vp]

Really informative video for beginners like me...i have one doubt that v came to know that d gains are taxable, in other hand is there any tax applicable for our investments(sip) also .. For ex sip of 30,000 rs per month, so 3,60,000 per year...is this taxable?...plz clarify, would be helpful

[@lokeshloks7640]

I am below 5LPA, If I invest in liquid fund under which category will I be taxed or not?

[@Nema.Sushil]

Pl clarify Tax treatment on ETFs based on Foreign equity like MAFANG, MON100 etc. from April 1 2023.. which do have 100% equity but all of that is not Indian....

[@deveshsancheti1558]

Sir, what about International Mutual Funds?

[@ag564]

my Equity MF is 4 years old...i was in loss for 2 FY and last couple year i made profit of 1.2 and 1.3 lakh total 2.5 lakh profit...if i redeem, how much i have to pay tax? Is the tax deducted at source?

[@Hiniuolo]

TAXATION OF NPS TIER 2 WHERE THERE IS CHOICE GIVEN TO SUBSCRIBER THAT HE/SHE CAN CHANGE Percentage OF ALLOCATION , AS CHANGING THE PERCENTAGE OF DOES NOT ATTRACT Capital Gain, SO WHAT IS YOUR TAKE ON , CHANGING ALLOCATION IN EQUITY TO MORE THAN 35 PERCENT, WHETHER IT WILL BE ALLOWED AS LTCG IF Transferred AFTER 3 YEARS ?

[@HarishGangadharan]

I had set aside 1.75 lacs in UTI liquid fund as emergency fund. What should I do?

[@devalpatel552]

I think this will only affect the investment made post April 1, 2023. So you may relax. 😅

[@jatinkakkar1799]

How will be the taxation on foreign equity mutual funds like ICICI Nasdaq 100 and ICICI US bluechip

[@InvestYadnya]

Same as Debt. All gains will be taxed as per slab

[@learnfrench247]

Previous investment in debt funds pe bhi ye taxation hoga? Or just new investments?

[@ajaykadian99]

Only in new ... previous one will get indexation benefit

[@311leemoh]

I don't think indexation benefit is applicable to LTCG for >65% Equity Funds.... Please check the excel sheet you presented in your video.

[@skorp006]

Yep, I was going to point out the same

[@churchilkamkb]

Is there anything where indexation will be present

[@user-vf9ub8wx3y]

Debt fund v/s company fd

[@bhaweshkurmi9814]

Motilal Oswal Nasdaq 100 FoF will remain impacted. Can you please confirm?

[@MrEternalFool]

Yes all foreign funds and FoF will be impacted.

[@Rahul..1999]

Tax tax tax..... Gst pe do is pe do uspe do .... Sala tax palyer 6% h usse 94 ko free bijli pani corrupt netao ki jeb bharo sb bc tax payers kre uske dimaag mehnat se kamaya paisa vote lene k liye baat do bdle me whi tude fude road girte bridges ese me koi desh na chore to kya kre or baad me desh k gaddar bol do usee bohot shi h 😂

[@shrikant91088]

Fd vs debt fund which is better

[@sudhakarsivaraman4089]

Debt fund is still better, 1) DFund Tax at source is not applicable , But for FD 10% is deducted at bank as income tax. 2) Liquidity is good in DF, But FD lock in period and penalty levied if early withdrawal. 3) If trading in F&O segment, DF can be given as cash equivalent collateral , but mostly FDs are not accepted. 4) DF tax only on withdrawal, but FD every year tax has to be paid even if you do not withdraw.

[@Nandita_APO_Nabagram]

@@sudhakarsivaraman4089 does debt fund cut tax if profit is less than 1 lakh?

[@Dronzer9999]

Debt funds vs fixed deposits taxation

[@shubhamlal7184]

I am a student, I invested 150000 in Debt fund. will I come into any tax slab ?

[@KonkaniMaratha]

@@shubhamlal7184 yes

[@MOHITRATNESH]

65%+ equity holding me kbse indexation benifit milne lage sir? invest yadnaya team is really getting bad recently

[@lokesh554]

How can a non working spouse be taxed in mutual fund gains?

[@IndianBoy77]

Modi hai to mumkin hai 😅

[@barkhasharma9527]

FD VS DEPT FUND TAXATION BATAYEN

[@ajaykadian99]

Dono ka same hi h... As per your tax bracket

[@sudhakarsivaraman4089]

Still DebtFunds are better . 1) DFund Tax at source is not applicable , But for FD 10% is deducted at bank as income tax. 2) Liquidity is good in DF, But FD lock in period exists and penalty levied if early withdrawal. 3) If trading in F&O segment, DF can be given as cash equivalent collateral , but mostly FDs are not accepted. 4) DF tax only on withdrawal, but FD every year tax has to be paid even if you do not withdraw.

[@arjunreddynr]

Agreed But, no wonder if some or all of these benefits are removed in upcoming budgets

[@jinayprathod9156]

you can pay tax in fd only at time of withdrawal if you use cash basis of accounting(disclaimer: consult your tax advisor)

[@rb8607]

Best solution is buy Debt or international funds in name of spouse whose taxable income is less. If income is less than 7 lakhs then it's most advantageous.. keep tax harvesting in mf till 7 lakh limit is reached.. you will end up paying no tax...

[@sanu588amit]

What an idea sirji

[@rb8607]

@@sanu588amit thanks