My Car Payment is $1,200/Month!

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[@deltacoman6950]

What's the point of calling if you're gonna have a defensive attitude like that

[@MD-wq6on]

Delta Coman It’s ego pure and simple.

[@deltacoman6950]

@@MD-wq6on so true. Pride and price go hand in hand

[@romanticdonkey468]

I don’t think his attitude was defensive. I think it was more that he didn’t see his financial situation through Dave’s eyes. He thought his problem was the interest rate, while Dave is looking at the whole numbers. The caller likely thought it was the high interest rate that was beating him up, not the high note on the other vehicle. For those of us that understand Dave’s plan, his situation is plain and obvious. The caller was not yet understanding what Dave was saying. Many of us have done silly things like the caller. Be patient with him, he’s taken the first step to get his financial life back together.

[@deltacoman6950]

@@romanticdonkey468 he cut dave off and justified having that over priced ford by stating how low of an interest rate it was at (1.9%) Clearly he didn't want to see how bad that situation really was. Or hear it from dave. Hence, Why bother calling. Great name btw haha

[@jakechizzle007]

Yeah he was like 100 grand haha justifies it, David was still going to say "you're broke"

[@SpookySharp]

I’m a high school teacher. I teach a course called money matters. I do my best to save these KZbin videos to share to the young people in my class. I’ve been trying to get your course for a couple years, but the district is having problems funding it. I just wanted to thank you for putting these videos on public media, it is AWESOME to see the flash of recognition and learning that crosses these kid’s faces when they see the mistakes their friends and family make. I have so many of them come up to me after I show a clip and tell me, “coach, this is my family, we struggle like this” . You are changing lives dude, keep it up, I know you changed my family’s life. Props.

[@michelarosier1918]

Hey, that's amazing ideas you teaching kids about finance not to make mistakes with their money. 👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼

[@tanyasetter2118]

My husband says ALL THE TIME how this should be taught in schools!

[@JavaScriptJolt]

👍

[@ashcash7510]

Thank you for your service to these kids!! My amazing high school finance teacher taught us the Dave Ramsey course and it changed my life!! I watch his videos all the time and I’m so glad I know all I do. Just graduated in May debt free with my associates degree and so far have been able to cash flow my first semester of college at my transfer university. Dave Ramsey is so smart and I am so thankful my teacher shared him with us!

[@morganccosner9891]

What state do you teach in?

[@Ryan_DeWitt]

Anyone want to bet that 40k is for an oversized F150 truck that he likely has no need for whatsoever?

[@davidburton4582]

I don't doubt that one dadgum bit. You wanna bet it could also be either an Explorer or Expedition for his spoiled brat stay at home soccer wife?

[@Eunos_FD3S]

very likely

[@lanthonyperdum6430]

David Burton...The stay at home wife is a big part of the problem !!!

[@nealp885]

Yes I think the same thing with these massive Tahoes and Escalades with one person inside with no cargo.

[@studentemail6453]

But the truck makes me feel like my pipi is bigger than it iz doe.

[@mrkadiz1244]

He is so impressed with that 1.9% interest on a 40k car

[@marcarrera4904]

Well I am too... I financed mine with a credit union to a 4 and thought that was so amazing 🤯🙃 luckily we are all payed off just paid it off in August yuppie🎉🎉🎉

[@markg999]

Nevemind he owes 40k on a 30 something car...but darn that 1.9 is so impressive ha

[@GARNET-DAGGER-FF9]

My mouth dropped when he said that!

[@sagm706]

Some people just can’t math!

[@blackworldtraveler3711]

Mark G I paid cash for my used car so that rate means nothing to me. Heck I contribute $1200 biweekly to my 401k each year and have a current 19.10% rate of return. I prefer inflow not outflow.

[@johnf1577]

Every time I think about getting a new car Dave Ramsey shows up on my feed, I think it’s a sign 😅😭

[@PPE707]

John F don’t do it lol

[@Above3Beyond123]

please dont try to flaunt something you aint got at the moment like that believe me nobody cares what you drive as ling as you not a bum thats what counts

[@LGnLA]

LISTEN... I was JUST talking about a car today at work, then Unc Dave was in the back of my mind... fast forward a few hours AND THIS VID pops up... 👀😭👀😭👀😭👀😭👀 👏no👏 car👏note👏BIG THANKS Unc Dave!!! Whew!!!😉

[@0Mynameisearl0]

Same 😂😂 imma take my 2k and go get my 2005 caviler instead of that new car

[@KayleeCee]

We just had to replace our second car. My husband wanted to go and finance something 🤣🤣🤣 But I talked him out of it and a couple weeks later his mom called us with an offer to buy her SUV for a very, very reasonable price. No financing needed.

[@whiskers78753]

Update: Rich went out and bought a new BMW at 18% APR, and he rolled over the negative equity of his previous vehicle.

[@andreyv1]

you mean 1.8% for $45k? Know what i'm sayin'?

[@olliehopnoodle4628]

Nah, he leased it to get his payments down.

[@tjmns]

@@CarlosLopez-dk4xo does she make more than 50 thousand a year?

[@OscarGarcia-sx6tx]

🤣🤣🤣

[@zache3818]

I see this all the time...I run a store and we only sell high line cars. I refuse to have the banks that do loans at 15%+ because it’s essentially financial suicide. I tell them other dealers will be happy too but I won’t be able to sleep at night knowing they are killing themselves

[@justintaylor-moneymindset4073]

This guy's living the American dream

[@Mattsoucie]

Justin Taylor - Let's Make Money loll

[@cherrytung]

The American broke dream

[@NatePhilips]

@@cherrytung The American Nightmare!

[@Ryan_DeWitt]

I'm like Dave. When I see any nice car, I just see a big car payment. It is possible they paid for it in cash, but much more likely they are in debt up to their eyeballs.

[@gonzalomoreno560]

@@Ryan_DeWitt Or it's a lease...which is just as bad if not worse

[@cherrytung]

*Your car is more expensive than my rent* 🤦🏻‍♀️🤦🏻‍♀️

[@ducktapepilot]

Same! That's more than my house payment!

[@cherrytung]

ducktapepilot less or more, lol

[@MrTmenzo]

You don't live in your car anymore?

[@PritamDas_26]

@@ducktapepilot he makes 100k though. Not the end of the world

[@ducktapepilot]

@@PritamDas_26 True. If he gets rid of those car payments, he should be in good shape in no time.

[@mcgyverb1664]

He’s literally driving mortgages on wheels.

[@fairarthur]

😂😜😜👌

[@95RangerGirl]

Mcgyver B my mortgage is only $866 a month

[@mcgyverb1664]

Jennifer Aviles I just can’t wrap it around my head 🤔 how anyone could wake up everyday work hard, and then hand over $1,200 per month just to drive, he might as well get a toilet, and kitchen install to the backseat.

[@vinniebozzuto3534]

Mcgyver B correct! That's depreciating every day! Keep watching those Auto TV commercials, it's working..

[@TB-vb3ov]

@@mcgyverb1664 To each their own My wife and I make roughly 120k a year together and have no kids. We easily can afford our life style and we own/ fully paid off 3 cars that are now abit older an 08 corvette, 08 Lexus is250, and 07 scion TC. But I bought a Lotus Evora S and have a 850 payment even after putting a sizable downpayment. I don't feel I'm hurting for money either with that payment and we still regularly go on trips out to eat ect.

[@andreyv1]

"you're kinda missing the point aren't ya" "probably..." 😂

[@fpl_bailey]

40 freaking thousand dollars is the problem 🤣🤣

[@Brandon-305]

He ain't eating too much of anything either..😂

[@pablolinazi3859]

😂😂😂

[@pablolinazi3859]

Brandon 305 😂😂

[@user-eu2me4bp7j]

LOL

[@Brooklyn-rj3np]

Fell into this trap in my mid 20s. Got rid of the thing within a year. Had some negative equity..but i got a corolla and the loan was reduced to something manageable at a 1.9 rate. Thank goodness i did that. I would have lost sooooo much more if i held onto that vehicle. Stinks to lose some money but the learning experience was huge.

[@teesellz7692]

He not getting rid of thoses cars he feel like what would my neighbors think lol 🤣 SMH

[@osmanrayyan]

people nowadays live like they only have 1 life and life is too short, so they want to enjoy it to the FULLEST, and buy whatever they can and get into debt assuming they are living life to the fullest because we all gonna die anyways... debt will not hunt or follow us down the grave

[@olliehopnoodle4628]

Sad but probably true. I drove a 20 year old car when we moved into our first house. Did that for about 8 years then got a 18 year old car (but it was kinda cool, a Wagoneer). I never worried too much about what the neighbors thought.

[@princessofnada87j25]

I'll feel embarrass too

[@ellec2935]

My next-door neighbor has a gray car. That is all I know. All I care about is if someone is blocking my driveway. Neighbors don't care what you drive people.

[@fatrat600284]

@@osmanrayyan We do only live once

[@SdC083]

someone in my neighborhood just bought a new dodge charger hellcat, but is renting a 1 bedroom studio...i bet that interest was 1.9% to

[@FeralCatStray1]

RedRaiders_13 bought a muscle car but couldn't buy a house. *sigh* America...

[@cancel.lgbtq.6892]

Waiting for dave to call him " honey" ~

[@jjayguy23]

I can't believe I used to be so stupid!!! Dave has shown me the light!!!!! I used to sound like this guy. I will create no more debt!!!!!

[@thetruth5635]

Guy said “I’m not eating much of anything lately” 😂 horrible man, thank god I never leased a car I thought it was great when I was younger thanks a lot dave for being great

[@createyourvlog6078]

When your car payment cost more then my rent 😂

[@austintomkewitz7206]

If I were to move out at 19 find a place for myself that would be all bills 1200

[@NANGSGARAGE]

The cars are eating your lunch lol 😂

[@made2meander]

“You’re kinda missing the point aren’t you” “Probably” 😂

[@Malkav]

These callers all know the solution deep inside. The problem is they don't want to let go of the "appearance." The nice cars, the nice clothes, the expensive dinners. They can't swallow the bitter cure.

[@hotdogs5265]

My car didn't even cost $1,200

[@austintomkewitz7206]

Oh that that's nothing my most expensive guitar isn't even that much xd

[@tijuanhoward3661]

Exactly lol these people are nuts. I'm 26 and l've had 4 cars in my lifetime so far. This 4th car I'm currently driving was $3500 2006 Nissan Altima with not a single problem wrong with it. And it's the most I've paid for a car. I was offered 7000 for a mustang and turned that down so I wouldnt be on a payment plan because I had 4000 in cash that day. Not to mention how much parts are for a mustang if something goes wrong with it because I'm no mechanic. But 40,000? This guy done lost his mind 😂

[@e.honchoo9596]

Tijuan Howard what kind of mustang?

[@AlanJWatkins]

@@austintomkewitz7206HA! i just realized that my guitars are worth more than my car!

[@Math-Tulane]

@@tijuanhoward3661 do you drive your altima in the winter on the snow?

[@JustAName-it5qp]

I'm petting my paid off Toyota Camry and she's wagging her tail lights.

[@yesoritlaba]

😂😂😂😂

[@Frissdas1207]

I made the "mistake" of getting a new car years ago for 27k when I was only making 32k. It's since been paid off and I'm now making 70k and i don't even look at cars over 10k. I wish I'd had the same perspective with money then that I have now. I found Dave after I already got out of debt and everything he's saying on how to approach debt is basically exactly what I did.

[@vicepresidentmikepence889]

What's with people's obsession with a nice car?

[@mr.boostang2064]

Latest tech, looks nice and impresses your friends.

[@teeduck]

Lord Beasley same as obsession with nice clothes, jewelry, electronics,

[@Htxracing97]

Nothing wrong with wanting a nice car that’s why they make nice cars so people can buy them

[@beastfromtheeast9318]

You can get a good car for $5k. It may not be fancy but it’ll get you to where you need to go

[@elmagnificodep]

Rich is short for Richard and we all know the other nickname for Richard. He’s not thinking with his head. He must be thinking with his...

[@austintomkewitz7206]

Other head

[@knowbodiesfull5768]

That other word rhymes with "Nick."

[@someguyslastname8487]

Not sure what word to pick

[@codys7928]

The american dream... buy now pay later... "I had to get a car" *gets $40k car* *pikachu face*... one time I told my friend I wanted to get a cheap computer desk... ($20-$40 marketplace or craigslist) and he's telling me "oh go to x furniture store, they have 0% financing..." I explain to him I don't want an expensive desk and he says... dude they're not expensive they have 0% financing.. cmon dude.

[@marcarrera4904]

🤣

[@nealp885]

Well, Rich is not rich

[@ma93256]

My mortgage is cheaper than his car payment wow. And I live in California. Just recently bought a car cash, Me and wife are really happy and very good financially we could’ve financed a 150k car but that’s not in our plans since we have a mortgage. Not financing a vehicle or anything till house is paid in full.

[@jwc3104]

I make $150k/yr but the most expensive car in my household is a 10 year old Toyota worth $6k. Determined to put two kids thru college WITHOUT student loan while saving 15% on 401K, RothIRA and HSA is the reason. There are many things I don't agree with Dave, but I agree on the stupid car payments.

[@Theman2075]

Yeah Rich you need a car but you can’t afford $65000 worth of cars🤦🏾‍♂️.

[@dagarob_c]

Its sounds like “Dave tell me something I wanna hear because the mess is already done and I don’t wanna drive a 5,000 dollar car”

[@md0246]

Wow, I have a 2015 dodge dart, ended up Financing it ($8250) 158$ a month with no money out of pocket...also have a paid off 2015 Dodge Caravan, and a tractor trailer I bought cash for my business. No other debt besides my house. Wife and I combine gross about 150k a year..I'm a new listener to Dave, so I'll be paying off my car ASAP. We all have to live within our means.

[@omarvazquez3355]

2:08 "but that's a 1.9 interest rate......know what I'm saying?...."

[@marcarrera4904]

🤣

[@benjaminadrainrivera]

Banks “ your car payment will be $1200 “ Client “YES”

[@mikesawyer4707]

Dave is not giving this guy the answers he is looking for. Period.

[@kingkong-ni4ho]

This guy's car payment is $120 more than my mortgage. U definitely doing something wrong dude.

[@poet82n]

Dude...I just PAID OFF my car this past June. Was in a shady car loan since 2013. Bought it brand new and refinanced 1 year later bringing my car payment down from $400 to $204 and the interest rate from 16.89% to 1.49%. Instead of paying the new monthly payment of $204, I purposely trippled my payments and paid it off. Lesson learned. My next car will be used but I'm going to hold onto my car and just save what I was paying in a car note for awhile then when I have no choice to get another car I'm paying in cash and bypassing these faulty car loans and interest rates.

[@josargor8179]

financially, this guy is in a much better position than those guys you see on the bus with their thousand dollar smart phones and designer clothes but he still has the same mindset. not about being rich being financially stable. it's about making people think you're 10x richer than you are

[@jasondonohue7355]

Dave I'm gonna finance a 100k Mercedes because it only has a 1.9% interest rate... I only make 80k a year but it's a really low interest rate.🙄idiots

[@austintomkewitz7206]

I wanna be the fed reserve I have 10,000 bucks in reserve right now so ill use that and 900% of the money ill print give it to you and make 2000 bucks every year so congress lets me print more money yay hyperinflation its a party see the confetti

[@logdon17]

Seriously, the only thing you should ever pay interest on is a well bought house that will increase in value. Everything else you should have the cash for since they will all end up in the landfill in a couple years anyway.

[@savagemedic30]

I tried to talk to someone about not buying a new car unless it’s something they can pay off aggressively fast or pay cash for because they plan on starting nursing school soon and she told me to shut up...I don’t tell people financial advice anymore and focus on building my own empire...

[@BraiytryeneGibbons]

That nervous stomach ache when you know Dave is right but your nervous at how much your gonna have to change your life to accomplish it .

[@stupidsmartperson]

I’m broke, I couldn’t afford a car so I bought a $40,000 car. What?????? That is not logical.

[@SilkyGardens]

Cruelty Free RV lol thought the same thing

[@appleiphone69]

Mama needed a new "safe & reliable car to drive the family in" he does not have the spine to tell wife that they would need to sell new vehicle. He knows she would loose respect for him and probably will. She will tell her mom, sisters etc what a poor provider hubby is. I kind of feel bad for the guy.

[@randomvideosn0where]

It's easier to get credit on a new car than a used car, and if you don't have cash...

[@HazmatFatCat]

The same people that think spending $2,500 to fix an old car is too much. So their solution to fixing the old car is spending $25,000 on a new car.

[@swampcrawlerls1267]

That's more than my mortgage and child support combined.

[@Magic_dawn]

The fact they don't teach any of this starting in high school even should be a crime. Setting up young people for failure

[@ObstacleZone]

I have a 2001 toyota camry paid off, house paid off. I took my car to the shop to get fixed and decided to have a little fun and rent a maserati for 2 days for $250 total. This girl at work said, how can you afford that you drive an old car. I said, yes, an old car with no paymemts and a house paid off, no credit cards, i can definitely afford to rent this car. She thinks if i dont have a new car with paymemts i dont have money?!

[@qiqiu8348]

I probably will never buy a 40k car. That’s a lot of money that you could do something else.

[@olliehopnoodle4628]

I picked up a 40+ Chevy Colorado ZR2. But one of my very few hobbies is going off road and doing some camping so I had other reasons to spend a bit more. Paid cash. Went to 4 dealers. Had a sales manager chase me out into the parking lot. But yeah, for the most part each additional 10K you spend on a car doesn't get you that much more in luxury or performance.

[@AlanJWatkins]

i have two $40k+ cars. well, that's what they sold for a decade before I bought them.

[@ssdd6952]

This guy called in for advice but he sounds like he doesn't really want to take the advice. We have two cars a 2003 & 2006 they were paid off long ago. We will maintain them and drive them till they drop then buy another used car as a replacement. Cars are not an asset they are a liability with a loan on them. They are not even worth what you paid for it once you take it home. I have a friend that just purchase a $40K truck his loan payment he says is around $800 O.M.G. When I was looking for a truck I look in the $15K to $18K range I wasn't going any higher and after a little shopping I ended up sticking the cars we have and NO NEW LOANS.

[@theguardian5090]

It’s all relative to your income. I enjoy my money now, your not always promised tomorrow.

[@slyfoxx2973]

What happens when tomorrow comes and you're out of money?

[@theguardian5090]

I’m not saying don’t save for the future, I’m just in the position where I can do both

[@CarlosFlores-xf2sn]

It’s just a car...

[@edge20081990]

some people like cars...

[@CarlosFlores-xf2sn]

Jake Jones so do I, I’m a car fanatic but I won’t ever finance a toy just because my emotions want one

[@PassportBrosBusinessClass]

BMW 7?

[@zaidchalabi1599]

Typical american 100k salary. Not even 10k cash to buy a car Terrible

[@GabrielMartinez-sd8pc]

F150 for sure that he sounds like he doesn’t want to give up. Been there dude. Gave my Ram 1500 to Carmax, paid the difference, and never looked back.

[@grantv2313]

There’s people living on $700 in social security a month. Not well but living. Imagine in 4 or 5 years when those vehicles need maintenance. There’s no money left for maintenance so will have to trade them in and take another beating.

[@begaqincer]

I think Dave Ramsey need a car dealership..What kinda car you get for 5K.?

[@begaqincer]

More than one way to skin a cat...

[@Tigersfan829]

He doesnt get that even with a low interest rate his payments are still too high vs what he makes...

[@kw-vy5jd]

Dave just got caught he told the guy to go to his credit Union and BORROW some money then says on his show he doesn't tell anyone to borrow money anyone heard this??

[@-Wreckanize-]

Love how people go 50-100K into debt to buy basic cars like an explorer, f-150, or Nissan whatever model. They're only going to be worth 5K in 7 years.

[@ftnppg1272]

I have car fever too. It is bad. At one point I was spending 3600 a month on 4 different car payments. It was literally all my money just to keep them going. I feel you man. I have 4 cars and a bike now and two are financed. It's an addiction. I live in my cars and just use my house to sleep.

[@Stringerbe11]

Lol u need help

[@edb484]

How come all the high paid earners are always the worst with money lol. I don’t understand

[@jwardTLS]

I see the poors are at it again. 100k is just not much money in Illinois where taxes are pretty high and cost of living in general is high. This is the same type of person who tells people “yeah I make 6 figures”. The only people who talk like that are making 1xx thousand trying to make it sound like they “made it”. There is a huge gap in understanding of success between wealthy people and 9-5 people.

[@ellec2935]

It doesn't matter what your income is if you are going to spend it all on bills.

[@dianealbrecht496]

My car is 17 yrs. old. Runs like a champ.

[@hbarudi]

$130,000 mortgage, $6000 other loans, and $40,000 car loan. Income $100,000. What car is that, better be a model 3 to be worth spending this fraction of your income on it for this year, otherwise get rid of it and pay off the depreciation loan, other loans, and then attack the mortgage and once the mortgage is gone, then you can go for the Tesla Model 3 and get the benefits of not having to pay at the pump. My car rant: Any car over $20,000 must be hybrid. Any car over $30,000 must be electric. This guy have a $40,000 car which is enough to buy Tesla model 3 with some upward options from the very basic at $35,000.

[@rudysalas9138]

My car payment is $200 a month 😫

[@JK20239]

Unless u want to catch a bus?

[@Polostar79]

Mine is $0

[@jimhandler1129]

@@Polostar79 Mine too. Paid cash for both.

[@iamanovercomer3253]

All the bills of my house is not $1200 / month ❗ I only make 2250/ month . My 2016 Subaru outback is clear and I paid cash for it

[@MsLucky443]

Hard to find a good deal on used cars, just have to try harder in negotiation I guess. Thanks to “Cash for Clunkers” that was mistake, people didn’t see that.

[@jasongannaway8262]

Every time I want to trade in my 2003 Honda pilot or a newer Honda pilot 2015-Up. Dave Ramsey always comes up and says NO, You can’t afford it. Keep what you have.

[@TheHoriginal]

Yep. You’re smart to hold off, Jason

[@isorozco511]

Some of these people amaze me with their stupid purchases

[@misterjay4236]

Having lots of money and making a lot of money does not always translate to high financial intelligence.

[@jerrycannon6940]

Every time I think about buying a car Dave shows up at the dealership 😁

[@oldhag2881]

Rolling your car loan into your mortgage is asking "Can I please finance my car over 30 years?"

[@mdquaglia]

Dave makes matter of fact statements about "five thousand dollar cars" all the time. Does he understand that $5,000 cars often cost more to operate than $20k cars? The complete aversion to debt isn't always the best way, but I guess he's gotta sell his program somehow.

[@kdilli6426]

It always amazes me how financially incompetent some people are. This guy really couldn't figure out that the cost of the car was the problem, not the interest. Good lord...

[@bigbanknewyork3655]

I think he would've been even prouder of a $75K car loan with a half-percent interest rate lol

[@kiknchiknstudios8901]

Or you can do what I do. My car payment is $1,200 a month. That's $14,400 yearly. How do I pay for it? I sell Cash Secured Puts and Covered Calls on high volatility stocks. I take those premiums and pay for the car. At the end of the year, I pay taxes on the $14,400 which is $1,344. So my total out of pocket for the car yearly is $1,344. The more you know, the easier life gets.

[@laurenwallis3319]

‘Yeah but yeah but’.... Oh, Rich.

[@HebrewTactical]

Cars are way overpriced

[@RockyTopSplash]

Wow.. Dave said this guy makes $100k a year and should buy a $5k car. This means Dave wants me driving (2) $1000 cars!

[@lunganikhubone2595]

I think of you wanna know about a part of yourself just call and ask Dave and geneunly be you yourself. And read comments on your video. No need to spend money in Specialist or professional for general advice.

[@truckingwithtobee]

I don’t get these people that call up Dave for his advice but then they sit there and argue with him. Makes no sense

[@ga6257]

So......why do some people call? Your car payment is WHAT? Yeah bro.....thats too much. Sell the car...

[@mjbankhead9063]

Geez my monthly expenses are less than his car payment! Priorities!

[@deborahg3093]

1.2k is a mortgage Payment!

[@charlesyoung9980]

My total living expenses are $1200 a month.

[@rhondawiggins5728]

How do people get loans when they are in debt already?

[@CorySpears1978]

Cash, Cash, Cash!!!!! Pay cash or you can't afford it. Period!

[@discipleaaron]

Hello Ramsey community! So quick backstory here: Had money saved to pay off my car but had my wife and I had a kid. So we decided to use that money to pay off the birth. Baby came and it was paid off. So now we are back to saving again. Only have $4,600 left to go with an 6.98% APR (I was stupid when I bought it okay). Also have a medical bill ($1,500 still to go but paying it with HSA so that helps. There's no interest or anything on it so it keeps going down when I pay it off). Other than that, we have electric, water, trash, and rent. I'm more worried about paying of this car right now. I make about $970 a pay check every 2 weeks. Just want to know what I should do? I have a 2007 Chevy Impala by the way.

[@ErnestoCruzBey]

So basically anyone can get a expensive car just have the require downpayments ?? I thought it was impossible to earn 15 an hr and go to a land rover dealership to get a 100k car.

[@deedeelocks7895]

Dave’s always suggest to go buy a 5,000 dollar car. Where are these cars?

[@carlosmartinezz3022]

Craigslist haha

[@shawnreed4859]

Man that’s my Mortgage. That’s scary.

[@JK20239]

It works. You can live in it too

[@John-pr6sw]

I don’t think you’re gonna do it but you should, thanks for the call lol

[@POSS99]

Good luck trying to find 5k used car in 2022

[@cripplermaximus]

i got a long way to go with my debt-free plan, but at least i don't have a car note right now....and never again

[@culpd]

2:58 I want to hear Dave say, “These things are tearing you a new butthole.”

[@meatheadlifts6297]

"I'm not eating much of anything" 😂😂😂

[@righand]

This guy isn’t listening. He has a rebuttal for everything.

[@GUTOMOFFICIAL]

Spoiler Alert: Rich is not that RICH!

[@beckamayfield9912]

"Well we need a car, though..." You need a $40,000 car?