“My” Philippine Budget DeClassified !!!!!

[@78swats]

Very nice. Here is the list for easy reference. 450 Food - 5 people 50 Clothing 200 Credit Card 220 Schooling - 1 kid 100 Electricity 70 Wifi 40 Water 50 Transportation 200 GF 210 Health Ins 30 Phil Health for GF 100 VA trips 20 Laundry 80 Rent1 60 Rent2 30 Apple Sub 20 Phone 40 Soda 20 Kid 700 Savings 2690 TOTAL

[@RichTravel1010]

You missed the SBLI life insurance

[@78swats]

@@RichTravel1010 Well, you didn't mention the cost. :)

[@zeckul]

Thanks for this. So, savings not being an expense, that's 2000$ a month for 5 people living in two different apartments. Pretty sweet deal.

[@Jackson-e4k]

U da man Russel saved me 27 minutes

[@philipcooper3330]

Great information given out today. Living here I get a chance to reflect on your information shared and I find that it is dead on solid information given. Your a solid guy and I appreciate all you do. Thank you and keep it coming!

[@bruceleeroy1572]

Great video, "Boots On The Ground" Info, without the click-bait, super-chat begging, resort living. I used to give until I saw the vloggers living it up like kings.!!

[@RichTravel1010]

I just tell people watch my ads if you want to contribute. I don’t need any more than that. Anything over that is excess..... I rather see you guys succeed and save now than give me money I don’t really need. ✌️👍

[@danielhackney7806]

My rule of thumb, I never give money to men EVER. Makes no difference if they are on youtube or in the street begging. I do have a soft spot for the female with kids. But I don't make a habit of donating to the same person over and over again. Some of these female youtubers become dependent on monthly donations. I know one that built a house and bought a car just on her donations.

[@lindrahena9024]

I BELIEVE TO YOUR WORDS. YOU ALWAYS TELLING THE TRUTH AND RELIABLE INFORMATION!

[@RichTravel1010]

Thanks 🙏🏻

[@johnwales9842]

You said that you had a good video today, and you delivered. Good one Steve.👍

[@RichTravel1010]

Thanks John !!!

[@edwardmoore2739]

Thanks for giving your perspective on how to live successfully out there. You’ve made me think a bit deeper about budgeting

[@davidcox389]

The best informative honest channel on KZbin thank you so so much for being honest and I know that you’re a good person I can feel it you help your family I know that you help others around you I just appreciate you God bless you God bless you

[@RichTravel1010]

Thanks 🙏🏻

[@lindrahena9024]

WE CAN SEE THAT YOU ARE REALLY HAPPY WITH THE WAY YOU LIVE WITH YOUR BELOVED PARTNER!!! SHE IS REALLY A TRUSTED WOMAN ON YOUR SIDE THAT TRULY LOVE AND TAKE GOOD CARE OF YOU WITHOUT ANY PRETENTIOUS THINGS!!! YOU LIVE A VERY SIMPLE LIFE. BUT, YOU ARE TRULY A MANAGER AND A KING IN YOUR SITUATION AND IN YOUR FEELING HAS A FULL AND COMPLETE IN NEEDS!!!

[@joedavis2066]

Great channel, as time gets closer to open I will holler at you Steve. You have THE ONLY channel I trust for information!

[@RichTravel1010]

Thanks 🙏🏻

[@dodgerblue7381]

Steve you are helping alot of people and affecting many lives both there with financial support and your readers with good solid advice. Continued Best Wishes and keep up the good work.

[@hodongdinh1]

Thank you for the info, Steve. You're living in a low budget and help others; you're so kind and sweet with a great heart! Travelling to South East Asia countries remind me that how lucky we are in the US - having almost everything that we need (sometime don't need) - but it seems that not many people are happy with that. I would like to have my early retirement life there, in one of those countries, Thailand, Philippines, Malaysia... All I need to do is to convince my husband. After the US election, we will fly to some countries in SEA for a couple months to see how it is...

[@jeffphillips5350]

Steve another great video think so much for sharing some of your personal things about your family

[@user-xf5fh8kn8j]

Awesome video, thanks for the breakdown, really helpful!! Your heart is in the right place as always, God bless...

[@unclecharles3617]

Good info. The insurance info you give is the most important. Thanks again. 😃

[@Filo-Joe]

I salute you Steve. You are a great Father to your family. I'm very sure they love you for showing them that you love and take good care of them. God Bless

[@sbayles]

I love that you took in those other two kids. And, I love your budget planning. Definitely the way to do it.

[@30AndAWakeUp]

Haha...I love curse of oak island as well. Thanks for the useful info!

[@jefflay8515]

The most detailed budget on KZbin! Thanks for the info,Steve

[@RichTravel1010]

Thanks Jeff !!🙏🏻

[@aharonniederman2103]

You are the most informative vloger on the Phil subject.

[@RichTravel1010]

Thanks 🙏🏻

[@bergfi]

Thank you for sharing your information which is very useful.

[@michaelw9961]

Seems like reasonable plan that meets your needs. I hope that your Filipino family appreciates you.

[@warrickingham2855]

I like your humble approach and willingness to help others. Even though I am married to a Filipina, and I have travelled extensively throughout the Philippines (and we have travelled to many countries together), I still enjoy watching your channel for updates and the occasional pearls of wisdom.. Currently living in Shanghai, China and we will be retiring soon in the Philippines, although not certain where.

[@paulz6491]

Thank you for sharing your budget, it was very helpful.

[@TheKapampanganExperience]

For me it’s just me and my Filipina wife food for us is around $200.00 usd, electric bill around $120.00 usd, fiber internet and cable tv $90.00usd , water bill $10.00 usd $100.00 for ordering delivery ect I like a pizza once or twice a month plus other stuff extra food and drinks so usually around $500.00 Usd per month much better than usa was . Oh most might have to add rent but we own our house .

[@RichTravel1010]

Thanks for sharing

[@hybrid711]

Good stuff

[@StevenStudzinski]

Luv it as always im counting down

[@patrickobrien5367]

Great video thanks again for your help with this video 👍📹😀ok stay safe and have a great day

[@jaygeebk7755]

That's a very good budget for a non retired person. Well Done!

[@fs6057]

Thank you for your valuable insight. It is excellent to have a true budget explained including the costs for a family. The main thing is that you and your family are happy! That is what retirement is about.

[@RichTravel1010]

Exactly

[@DarrenDobson]

Thanks for sharing. Best explanation

[@Cons2911]

If you like music, Spotify is cheap in the Philippines. Family plan is like $3, a single plan here in the us is $10 I think

[@brunocalisto5185]

Very informative 👍

[@RichTravel1010]

Thanks 🙏🏻

[@skippygatten8572]

Good stuff Steven. I watch a lot of expat videos because I really want to travel to.the Philippines one day

[@MrKjc105]

Good to here your honesty buddy

[@iamedyboy]

God bless you brother with prosperous long life.

[@miosylvester225]

Sounds like most of your budget is being spent unselfishly on your adopted family's needs? Kindness and generosity makes us most happy so I suspect that you've found your life's sweet spot! Well done, well said and thank you for sharing!

[@gilberturesti338]

Another good video bro, both of us in similar living situation. Our electric bill higher in Tarlac City. Our internet is lower with PLDT that's the medium package deal with router extenders. I usually pay cash for medical costs. My health is good no real issues yet! knock on wood they say. But like you we have savings for that. Regarding transportation costs I calculated using jeeply, tribikes or rent a vehicle or van at least 3 or 4 times per week would total over 100,000 pesos per year. With that in mind, I got a second hand car several years ago. Weather you buy a e-bike, motor bike, etc its definitely much better too have your own transportation especially is doing errands around your community. Doing long drives to vocation spots in Luzon I may drive or hire a driver and van to further destinations. Overall your video is pretty good, you gave me food for thought with Pacific Cross insurance. I may consider that. thanks again.

[@miloskozarac2777]

Hi Steve. I'm Milos 56 in Oslo. I will have a good amount of money to live on when i move to Philippines until i get retired at 62 years of age. I will live well before retiring officially. Hopefully next year i will be able moving there or next year again. Will see if pandemic passes or enough people being vaccinated there. I love island life there and people are lovely there and honest and i feel safe there. Love your videos Steve. I will live there being positive and enjoy my life and adjust is the key as well. Stay healthy and take care.

[@xix645]

A good amount of money he says....Can I hit you up for Utang (loan) 😉

[@chrisbeehler5449]

Thank you. Sure. Well done. I have a million questions lol. I will watch more of your videos first :)

[@jasoncease6288]

I didnt know that you dont get paid when I skip ads. Well damn, now I feel like I need to sit through them.

[@scotttriplett5147]

$700.00 in the province, living like a native, is very doable! I know of a few expats living on $500.00, but they're the exception by far!

[@PamelaAlston-x5j]

Bravo 👏 for including life insurance and savings in your monthly budget!!!!!! Bravissimo!

[@RichTravel1010]

Most Don’t !!’

[@michaelfeehily5926]

I also watch All your ads Rock on buddy.

[@RichTravel1010]

Thanks MICHAEL !!!!👍✌️🙏🏻

[@Melody1433]

I really appreciate how you try to understand how the Filipinos live and interact. One Filipino characteristic is what we call "pakikisama", which means working out one's way to blend in and adapt with the norms of the people within the community. Unfortunate I see expat vloggers and members of expat groups who do not understand the social aspects of living in the Philippines which includes the Filipino soul. There are some Filipino words related to our values, culture, and traditions which have no direct English translation including "loob", "utang na loob", "sama ng loob", "sama", "tampo", "pakikisama", "hiya", "malasakit", "bayanihan", etc. lack of undertanding of these words will cause misinterpretation or misunderstanding. I hope more expats will come to understand these things such as you do. I respect you for that.

[@mgysgtk8835]

A great VLOG, with needed info. Probably one of my top favorites of any VLOG on PI living.

[@jenserikjohansson6228]

Nice informasjon agin Steve ,you give great trust

[@RichTravel1010]

Thanks 🙏🏻

[@Frostydeeps]

Very nice info I am struggling with biting the bullet and retiring in the Philippines giving up with what I know to go to the unknown is scary. I have 100% with the VA compensation so I believe I will be fine with the money side of things I just have a bike payment and a truck payment right now and not sure what my plans are for them.

[@williamfeders8073]

Good video and you humble man helping others .. you give and you receive always 🌟🌟🌟

[@RichTravel1010]

Thanks 🙏🏻

[@51dbail]

Hay Steve, u are in a very nice place financially now. I remember when u started on a $1200 budget. $1500-2000k a month is good. But more is better.

[@RichTravel1010]

Definitely!!! When SS kicks in I will be in a decent spot.

[@51dbail]

@@RichTravel1010 I have 2 yrs till 62. I will definitely take S.S. at 62. By 65 that will pay for my house their and then some. maybe a newer car to.

[@backtosicily586]

Great video, great show, shipmate. have not been here in a while, but I've been busy trying to get our "Back to Sicily" show on the road!!! More soon...I'm gonna try out your "sweet budget in Sicily!"...$80/month rent is tough to beat though...

[@nidaguantero2500]

Thanks for sharing

[@cadizwilmo9687]

Nice realistic budget. Thank you.

[@banjammy4116]

God Bless you are a good man

[@howardrewald9817]

Just to add my monthly expences with out going into detail. We don't rent we own our house. We have aircon, wifi, we allocate $700AU monthly for living expences. In my area if you wanted to rent add another $125 to that figure. We go with out nothing. We are a family of four wife son nephew and my self. We just live the family life. We support the local people. We have owned our own house here now for 12 months. If you come here and live the family life and become part of the community life is good there is always some one giving vegetables because the philippines what i see is a food bowl. On Saturday and Sunday the wife cooks our lunch and enough to give to some neighbours it is the way to live. There is always a birthday party invites. My motto don't be afraid to be a little charitable it goes a long way to being accepted I to the community. The wife has a charatible heart helping the community in little ways.

[@CornellSandifer]

Thanks for the info big guy I'm waiting for the Philippine to open coming to find me a spot to kick back and relax get me a Filipina and be done with this foolishness in the US

[@davidprice7641]

Thank you I enjoy watching ur videos

[@RichTravel1010]

Thanks 🙏🏻

[@neliadulana956]

Nice

[@scotttriplett5147]

Best to have a machine of your own for sure! My wife is too kuripot, and bought one that doesn't have separate wash/rinse cycles. We arrived home in 2017, I found the girls rinsing by hand, rather than running the cycle w/o soap! lol! Also, I'm 100% guaranteed that my boys won't be turning red, as commercial launderers don't understand, or can't/won't wash my clothes using LIQUID soap! LOL!

[@TJ-ds8vn]

"Curse of Oak Island" haha. Where the heck is that money pit??? Excellent choice. 👍

[@GlennGipson]

Thanks for sharing. You're a generous man. As for me I turned down a lovely Pinay with a child when I lived in the Philippines. I'm not comfortable with the law they have there which says that a foreigner will be automatically arrested if he is caught in public with a minor. It doesn't even matter if that minor is your girlfriend's kid, you're going to jail. The idea of paying for a single mother's kid that I could be locked up for, just for taking said kid to the mall by myself, bothers me too much to do the step dad role in the Philippines. I am not knocking you though, we are all different and there is nothing wrong with that. And I know it's damn hard to find a Pinay that doesn't have a child, probably like 3 out of 4 Pinay has at least one child in the Philippines (this number gets reduced if they are from a higher socioeconomic class, but then those kind of women tend not to date foreigners.)

[@johng5950]

I don't blame you Glenn. Not worth the risk

[@justmusic8166]

My grandmother was hooked on Pepsi and snuff

[@wayneclose5299]

Your doing very well in my books

[@k9companion231]

That’s a good food price for I am single and pay on average $200.00 a week on groceries here in the states. Every item in the basket averages $20.00.

[@RichTravel1010]

But like I said sometimes my girlfriend chips in some of her money. Also sometimes we eat out and that goes on my Credit Card.

[@k9companion231]

Fair is fair and that makes you and her a true couple.

[@godcarescares9565]

your good man brother God bless

[@gilbertgarrido297]

I love your rents without looking ;)

[@iamlimitless7543]

This was an EXCELLENT video.

[@RichTravel1010]

Thanks 🙏🏻

[@lenardlund8153]

Food prices have gone up a lot here in Houston, especially sense Covid and again due to the winter cold snap we had in February

[@alicefallao7844]

Before covid in I do grocery I spend $50. Good for 2 weeks 4 people eating. Last year covid started, my husband do grocery all the time. I don't know how much his spending to the grocery as long as his buying our needs. Last Saturday I went to grocery it's like an hold up for me when I pay my grocery in Walmart it cost $400. Got shock. I did one buy one to check the price . Holy Moly everything it high the price.

[@gt1601]

Wife is buying side by side lots at Woodland Hills in Carmona to build our house. ( not bragging, just saying its close enough to VA) I'll need to be close to the VA and will also use DeLa Sal hospital, hopefully not a lot...having mid life tune up before I go there.

[@dovoso5685]

Great show as always, so without the savings for future - the actual monthly budget is 2K USD, and without GF and kids it would be under 1500 which is cool. I do have a question tho, can make a comparison show between your place and Baguio city , thanks in advance .

[@RichTravel1010]

Unfortunately we are in Quarantine but maybe in the future I could. We are planning on visiting in the future.

[@browningslifeinthephilippi7791]

Nice video, for every one it varies, I am trying to make it off 2k a month, my house and vehicles are paid off, and we are the same age so I got 4 more years for my SS.

[@RichTravel1010]

2-3K is the perfect spot because you can always cut back more. Versus a guy coming here on $800..... That’s a disaster in the making.

[@johnwales9842]

I averaged $1750 per month last year here in San Carlos City. I don't want for anything, but I still live a simple life.

[@RichTravel1010]

Many that are coming don’t understand that it’s near impossible to live decent on these micro budgets that are insane to survive on.

[@hechecraynes6635]

You are right because some of the expat living in the province living in 25k pesos (500.00). They live like a bum... Check and type it in KZbin "foreigner budget under 15 pesos"... You will see or watch it in the KZbin...

[@kenjiyamaha2879]

How about the resources for medications for chronic health issues like high blood pressure, diabetes etc...

[@davidkaiser810]

I have 2200 retirement. I thought that this was going to be enough. I will have to rethink about retiring in the Philippines

[@williamanderson327]

Good on you, must be a good school. Nice to see you doing the right thing. Can't wait to get over there again. When you go out and have a family it's nice to grab a grab on occasion. Makes the day complete. Want a place with a pool? You can get one in Dumaguete for about 26k a month. That's what I'm doing. for about 6 months until my wife's beach place in Siquijor is complete. I agree with you about the 700 bucks a month though. I plan on about 20-30k a year. What's that? 2-3k a month? Yep, you're right that's the sweet spot. My wife owns a few places as well. No rent. Sounds like you have it sussed though. Great info as usual. Switch to tea dude, that Coke will rot you from the inside. Keep the dream alive, Live, Love and Do good.

[@rocrobert783]

Premium healthcare insurance that should have been the first thing you mention

[@williamberry9407]

This comment isn't for everyone but this is what I'm doing for future family. Going to get married and adopt her two children when I retire in April 2022. 1) Have spent around $2,500 on my clothes and shoes ahead of move to Philippines. 2) Send family $550 per month for living expenses. She uses this for house, food, and upgrades to beach house. 3) Paying dentist expenses for family, all work her and kids will be completed prior to move (root canels, fillings, and braces). 4) When I arrive in Philippines and after marriage will initially rent house, while paying for upgrades to small beach house in Sipalay.

[@tonerapture2717]

Hi, just found your channel; second video watched. Did you say $80 for rent? Eighty bucks? for an apartment? That's unbelievable. No wonder you have two. What shocked me though was your statement that a 70 year old couldn't make it there comfortably. That put a jolt in me. Could you elaborate on that? I watch several other vloggers but I'm not familiar with any you mentioned. [or didn't mention]. I'll watch a few more of yours for additional perspective.

[@walkerskii]

Thanks for going over your budget, I wasn't writing down each number, so by the time you got to the end I didn't get a total, could you please reply with that?

[@RichTravel1010]

$2737.00

[@jasonwill5949]

He’s saving $700/mo and supporting 5 people so expenses are around 2k

[@bbqstation1190]

could you do a video on the VA clinic please

[@RichTravel1010]

I have

[@Coffewithsteve]

Best way to retired buy what you want eat want you and go where I want that's my retired plan in 10 years .

[@andrewdouglas1232]

Hi Steve I’m Andrew from Australia I’m about to come to Philippines. My girlfriend lives in Oriental Mindoro.Bongabong is her town I’ve told her I’m not sure if I will last there . But it is cheap and her family obviously there. I feel like I need to be still rural but closer to city . There’s really nothing to do there . Could you tell me where you live or approximately where you live as it seems you have things nailed pretty good . I very nervous about this it’s been 2 years or more talking to her online but I’m about to do it .I did see you say the cheaper you can do it the more you have for other things (example holidays ) Much appreciated Andrew D

[@FOCUSonASIA13]

Pork price is crazy, more expensive than the states now. Not sure why that is, I am guessing some sort of swine disease limited supply

[@1951Ford]

Your budget is about 3500 pesos more than mine. There is 5 of us in our household, a dog and a few roosters, and some chickens. and we have a Yamaha 125 mio, no rent, we have our own house and lot. Like you said food is a little cheaper here in the Province.

[@truttman]

You are a good man.

[@RichTravel1010]

Thanks 🙏🏻

[@keithbarnes7876]

What I hear in this video is - A single man or even a man with just a GF (no kids) can live pretty damn good on $650-$700/month given they have a decent Emergency fund & find a great deal on an apartment.

[@RichTravel1010]

Maybe $1000 but it is changing fast. And that is existing and not living a good retirement.

[@pilotmark2861]

I think our expenses would be less because she’s 56, I’m 67, we both own our properties. Her kids are all grown. She’s widowed and on benefits. I’m on my social security.

[@schuey999]

I'm not following how rent is $140 a month. By most accounts, rents are $400 to $800 month. Can you please tell me what I am missing?

[@RichTravel1010]

We actually rent two places for $140 a month total. And rents here are very reasonable in this area. Check the video of my place it’s very decent and clean with everything needed.

[@philippinecowboy]

To all of the people thinking about moving to the Philippines, "learn to say No" or many of you will be taken advantage of every time you turn around. I've been with my gf for over 4 years and she's never asked for money so the good ones out there still exist.

[@ralphstewart4025]

Good tip about taking Grab instead of a bus. I need to get that app.

[@RichTravel1010]

Most Grabs are still Taxis but way cheaper.

[@freddiestockton4336]

I have been here 6 years now with my Filipina wife and our 2 young daughters. The most things I have a hard time finding is shoes. I wear size 12 shoe and its hard to find that size here even in the malls. The other is underwear, lol! I dont weigh a lot, around 200 pounds and I have a hard time finding underwear even at the malls too! Mall of Asia is fun! We live in a Condo. We live in a gated community with a pool side view. Take care! P.S. I always have ear buds in my ears too, lol!

[@RichTravel1010]

I use the earbuds because they have a great microphone

[@markbruno5058]

Dr Pepper for life lol...but hard to find in davao

[@lakeeriewest1102]

Hey Steve, you mentioned phone sim cards in your talk today. Do you have a particular carrier that you recommend? Where do you get your sim cards from?

[@RichTravel1010]

Smart, SIM cards are readily available at many stores here.

[@robertreynard2916]

Hello, new to your video…possible Expat Retirement. You mentioned in your video where you live has cool temperature and quiet…where is that? Thank you!

[@RichTravel1010]

Trece Martires 20 miles South of Manila.

[@boomAJ6104]

Good afternoon Steve, John Wales told me about your channel. Awesome information. I will be moving to or some around Quezon City. But we will be looking to move somewhere with cheap rent. And purchase some cheap property to build later on... You mentioned Cavite has cheap land or something??What city do you live in? Looking forward to chatting with you. Have a blessed day

[@RichTravel1010]

Hi my email is [e-mail] and ask for my U.S. or Philippine number and I’ll send it so we can chat.

[@gayesabularse9736]

Done 😊I clicked Like and subscribed♥️ continue to be a good person, ♥️

[@RichTravel1010]

Thanks 🙏🏻

[@rcardoosuna6491]

What city or town are you in? Would this be considered a province?

[@RichTravel1010]

Trece Martires City. It’s not considered the Province but it’s very close.

[@spmrosepi1]

What is the name of that visa please? I don't have Facebook so I need to figure this out. Thanks for sharing this. We'll be coming to your area soon, maybe Silang or alone that area or yours.

[@RichTravel1010]

SRRV Retirement VISA

[@RichTravel1010]

If you need info email me at [e-mail]

[@iamwesterncanadian570]

Speaking of Oak Island do you ever think they're going to hit the treasure or is this going to go on for another 10 years.

[@RichTravel1010]

I think someone got it already

[@lindafaber2693]

Prices went up even here in the US, my allowance and expenses are not the same anymore, glad kids done colleges and has good jobs 👍

[@pennysalterations8085]

Great information 👍 do you know any military retirees that use Tricare? Thanks again

[@RichTravel1010]

I know a couple that do