My Salary in the Most Expensive Country

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If you are an outsider, it can be ridiculously expensive here in Switzerland but if you earn from this country things are definitely manageable.
Best jalan2 with Marina, ‪@thekopisusutravel‬
The friendliest with good pricings Asian store: A-Chau Trading AG, Bern, Switzerland
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Penampakan Schaffy di alam maya lain:
INSTAGRAM: / schaffybuffy
TWITTER: / schaffybuffy
TIKTOK: / schaffybuffy
PSN: Schaffery
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COMMENT DAN LIKE PUN DAH MEMADAI

[@rizman6053]

Aku tinggal di Swiss juga. Mmg living costs tinggi berbanding Msia (bukan perbandingan convert). Contohnya dgn gaji yg sama (RM10k di Msia vs CHF10k di Swiss) tp pbelanjaannya sgt berbeza. RM3k blh afford byr rmh teres, di swiss CHF3k cuma apartment kecil (flat) apalagi kalau di bandar. Makan nasi di Malaysia RM7-10 dh blh dpt. Sini average CHF25 (belum kira air). Lagi satu, di Swiss rmai org kaya, secara tak langsung blh buat rasa tekanan. Apa2 pun bersyukur lah. Rezeki datang dr sudut berbeza.

[@thekopisusutravel]

Yes setuju sgt ni! #iykyk

[@hoperissa4253]

Patut ramai saya dengar org Msia kerja sana kumpul duit pastu balik Msia buka perniagaan hasil simpanan mereka. Tapi sy mmg pernah jumpa org Swiss. Mereka x brapa nak happy sgt tinggal sana sbb cost hidup melampau. Puas hati pun sbb byk nature ja dan banking mereka bagus

[@sitinoramira758]

time pegi swiss last year, me and my friend beli brg2 masak kt coop and masak kat airbnb..naik mt titlis and Jungfrau pn we ols bawak bekal nasik and megi goreng dgn telur mata.. hihihihih

[@bleachichigo3048]

@@hoperissa4253sama macam bangla duduk malaysia kan

[@JibHyourinmaru]

@@hoperissa4253 good public transportation, better air quality, less pollution, walkability.

[@msfss7312]

Lowest salary Malaysia should be 3500.

[@adrynnabalqis7336]

schaffy oppa!!!!!!! Semoga sihat selalu!!! Thanks for updating!!! Made my dayyy

[@apostolosvelios]

jauh jugak beza harga di zurich dan bern. tapi tuan, tak lama dulu ada youtuber US pernah staycation di swiss. dine in apa semua. per table utk 2 org dah cecah ratus2. lebih mahal dr US sendiri. sedangkan swiss franc tak jauh beza dgn usd. pastu gaji minimum per hour mcm di california 12-13 usd per hour. negeri2 lain gaji minimum rendah sikit dari tu. so mmg mahal la kos hidup kat swiss ni

[@thekopisusutravel]

Actually ini Asian Restaurant termurah di Köniz, Bern and all over Kanton Bern. It’s 15mins away from City of Bern. Kalau makan dekat City of Bern, price should be more or less the same like Zürich or more depending on the Restaurant. Bila dah stay kat Switzerland kena pandai cari tempat2 yg best dan berbaloi. Bab kos hidup tinggi tu betul. Gaji tinggi, living cost and commitment pun tinggi.

[@zauyahhitec]

Akak baru je p swiss. Mmg mahal gilerrr. Bersyukur hidup di msia.

[@yeongkarsoon481]

Tak, ni smua salah ringgit

[@orkedadelia2428]

Buat lagi video cmni,sng kalau nak travel ke sana😂tobat ea g paris,naseb xjadi homeless 😂😭😭😭

[@joefadz]

baru blk dari swiss bulan lepas..view mmg superb

[@kakaloath544]

Take care and be happy bro, we love you

[@ridza76]

Aku kadang kadang tak paham krnaoa orang melaysia dah tau nak pegi oversea for holliday or what not mesti nak convert ke ringgit bila beli barang or food...what kind of mentality....sebelum oegi dia orang dah tau forex costing tukar ringgit tu berapa....bila sampai just take it as it is...contoh kalau makan harga 5 pound or euro or dollar just imagine macam ko spend RM 5 la....baru ko enjoy jalan...kalau semua nak nak kene banding baik ko duduk je malaya

[@bymamakitchen7246]

My son duk kt Edinburg pun semua benda naik harga..rmh sewa pun naik..

[@dausanis1783]

Schaffy mana video ko yg ada ki bagitau pasal perfume ko pakai tu? Awat aku cari takdee ek...

[@syahmifalah]

Rule no. 1 jgn convert. Sbb nilai currency berbeza. Cth rumah marina 1600 kat sana which is sama je kalau rent condo kat KL ni akan dpt around that price juga. Tapi termenung la kejap sbb gaji crew mcd 4k. Kalau Malaysia 1.5k je. Cant believe it. how did we survive selama ni lol

[@thekopisusutravel]

Betul in any way jgn convert. Schaffy convert for reference yg nak bercuti but mostly yg tgk video ni nampak part minimum Gaji tu yg utama 😜 Bab rumah ni I rasa ikut nasib and based on location juga. My husband dah stay at the same apartment for 15years, since dia bujang lagi. It’s cheaper bila you own cos bila you paid your deposit tinggi your monthly commitment akan rendah. Ours mmg consider murah cos we are not at the capital city mcm Schaffy. We are 10mins away from City of Bern. And tak la level condominium kat Malaysia tapi Alhamdulillah selesa. Mewah lagi rumah kami kat Malaysia 😂 Even Gaji those yg work dekat MCD tu around 4K after tax deduction dorg akan dapat 3k plus je. Taxes based on Kanton (State) and town council. For example taxes for Bern higher than Zürich. Then monthly commitment dorg will be : 1. House (rent or mortgage) 2. Compulsory insurance minimum of CHF300+ which is a real joke although the healthcare is superb cos for example although you paid that monthly commitment if you are sick u still have to fork up CHF2500 first fully on your own till the insurance cover 90% of the bills. (Except if you are pregnant the insurance will cover the cost from week 13 till 8week after delivery. Some cost are not covered. You have to check on your insurance policy)After that apart from your monthly commitment you still have to pay 10% of it. However this is really based on your insurance franchise. I paid the basic insurance because I hardly sakit. Tapi nak kena uji I ada masalah fibroid so first CHF2500 tu kena bayar sendiri apart from my monthly insurance commitment. Mcm my husband he paid higher franchise CHF450 a month so first bills of CHF300 he has to pay on his own and the additional 10% for his monthly medicines. Unlike Malaysia insurance is not even expensive and not mandatory. For those who can’t afford they still have government hospital as an option. 3. Phone and internet, electricity and heating oil, water, laundry (most apartments don’t equipped with washing machine you have to share with the rest of the people there) unless the latest apartment or you owned washing machines and dryer on your apartment. Those charges are based on the town council and the building owners and not fix like most in Malaysia. For example now in my area for 2023 electricity dah naik 49% compared to last year. 4.Transport be it with public transport or by car, some of them just go to work with bicycle to save money. 5.Groceries from CHF800-1000. 6. Misc makan luar dgn kwn2 & any activities. 7. Some savings or they have to send money back home. Most of them mmg harapkan employee meals (makan luar selalu is too expensive for their salary) walaupun nampak Gaji mewah. Ini based on my German classmate punya cerita. Kadang2 dorg pun tertekan and have to skip from joining friends for any additional activities yg perlu keluarkan modal tambahan. Jadi di mana pun korg semua berada bersyukur lah dgn rezeki masing2.

[@Kakilawa]

Surprisingly we did lol!! 🤣🤣🤣

[@wani2923]

Schaffy lap laa hinguihh hg tu dulu😂

[@schaffyzainuddin]

😂

[@aufarazak]

🤣🤣🤣

[@rafidah4236]

Alaaa Last month br balik swiss. Klu tak boleh pi kedai Asia. Kami pegi Bern jalan2. Jumpa winter coat 10chf murah sangat

[@LuqB4ck]

Macam mana saya nak kerja mcd di bern bang? Hahahah takpe saya sanggup ikat perut janji dapat tangkap gambar lawa2 cukup 5 tahun balik malaysia buat bisnes.sembang macam senang je kan😅

[@lengkuas]

Sooo gorgeous!

[@SyazrinaChannel]

"lagi besar gaji lg besar kerak"

[@hananqaisara-yx4xj]

salam scaffy. im ur new fans. i have a serious question to ask. What occupation atcually you are? im getting confius 🤔

[@Fiqluffy]

Klu kr ngara mne pun kite jgn biasakn convert. Mmg la akn auto mhl bgnda2 dri kite. Tp kita kne tgok jgk average income mreka kt sana. Logiknye, kt ngara mne pun sama. Klu income bsr xterasa sgt. Klu b40 akn sllu terasa kenaikan hrga .

[@nurnadzira3209]

Aku duk SG jer.... Tp mmg rasa lebih murah Dr Malaysia

[@benjaminpetra7468]

Sekarang nie Fafa nmpk lagi slim dari sblm tapi tetap muscular 💪🏼💪🏼💪🏼

[@aboiaboi4508]

Bersyukur hidup di Malaysia

[@thekopisusutravel]

Yessssss setuju sgt2 ni. Dah la boleh makan mcm2 yg best2 😍

[@juwitamawar3173]

Kene ada seving kan...baru boleh srnang hati balik Malaysia

[@yeongkarsoon481]

Jangan convert Ringgit ke Swiss mmg la rasa mahal. Sama juga kejadiannya bila korg convert MYR ke SGD. Tp bila korg bergaji Swiss of course kau takkan rasa mahal

[@ramzenazeerchannel478]

yg betul..lain lh kalau kita melancong.kalau kita duduk sana kira ok lh tu..ni sikit l2 convert duit malaysia. mmg gila mahal.

[@sychannel9885]

Dia ingat org dok sana.. makan dgn sewa utiliti sama harga dgn Malaysia.. kau dgr TAX pun seram wei.. ni Malaysia baru GST 6% dah menggelupur

[@muhdazmi9264]

jauh juga beza zurich n bern.. maybe rmi org kaya kat zurich.. consider harga barang pun xbrp mhl sgt

[@thekopisusutravel]

Org kaya2 duduk dekat Kanton Zug Sebab tax sana paling rendah di Switzerland. Actually Zürich or Bern or other Kanton (state) when it comes to harga barang lebih kurang je. Ini saya bawak Schaffy ke Asian store termurah di Kanton Bern or probably even in Switzerland cos this store supply the products to other Asian shops all over Switzerland. So murah la. Siap dapat discount for Asian lagi kat sini. Tapi kalau korg pegi Shopping dekat Migros, Coop sama je seluruh Switzerland or dine in dekat Asian Restaurant at the city of Bern or other Kanton lebih kurang je price makanan or some even more expensive. Bila duduk Switzerland kena la bijak berbelanja.

[@mohdhaffizarshad]

Ooo ni.

[@noraainihusin1255]

Haíiiii schaffy buffy🍁🪴👋

[@amarrdaniall1368]

Salam bang, boleh share jalan dan tips untuk fresh grad macam saya dapat kerja di luar negara. Saya jurusan ekonomi

[@wattat2009]

What languages you need to learn when intend to stay in swiss

[@riedzuanrobertly5750]

🥹any tips from schaffy utk dptkn visa bekerja d swiss? Terkejut juga nmpk gaji pekerja Mcd😭😭

[@norameerafarhana3917]

Best nye tgok Swiss

[@illih1160]

I enjoyed this video, thank you Schaffy & Marina

[@ourmuse]

If we want to further study there, what say you schaffy? Is it worth?

[@schaffyzainuddin]

I'd say.... Go ahead!

[@joycenicross4439]

"Sibuk je makcik tue" 🤣🤣🤣

[@mohdshahruddinsiddik5978]

GAJI minimum di sana

[@rizman6053]

Kalau tak silap latest CHF4500. Tp sini flat takde bilik pn dlm CHF1200-1500 (kalau kat malaysia flat 2 bilik blh dpt rm700)

[@thekopisusutravel]

@@rizman6053as per my German classmate yg masih kerja there she mentioned her salary is 4K. And billik (WG) ada je 1k. Student apartment type yg share mcm hostel (my Uni mates paid around that range) kena pandai cari. Apartment Kalau nak below RM1500 kena la stay out of town or in town but old building. Ini based on my friends experience and husband punya kengkawan paid for their apartment. But mostly yg stay dekat city of Bern mmg paid 2k and above unless building dh lama sgt…except for the UNESCO area tu mmg up lah rates dia 😂

[@AmiyaHida]

Oh the salary.. we re totally underpaid here

[@outfitoftheday8895]

Totally agreed

[@amzlkha2130]

sadly yes

[@iswatchyoutube]

Tak,kalau currency kita tinggi,gaji tinggi benda sekeliling pun tinggi,nampak barang belanja dekat sana harga mahal gila,tapi kalau kerja sana,gaji sana rasa biasa je.Jangan kita convert currency beza dengan pembelanjaan harian kalau guna duit kita,tak boleh macam tu

[@danial700]

crazy underpaid.. it blows my mind

[@ahmadshariman8929]

​​@@iswatchyoutube btul la dia ckp, kerje mcd krew biasa bleh dpt 4k dgn harga rumah 1.5 k -2-5k kira okay la minimun wage dkt sana

[@bolock91]

Laaah..dah mcm baby dah hingus leleh. 😂

[@hizrianjumadi4904]

Bagi saya cos of living Malaysia ... High!!!

[@azad9294]

Ape nama kedai makan yg bro pegi tu? Nampak sedap tu

[@bangtanvmo5868]

jap.. rumah je 12k ? 😭

[@muhdazmi9264]

jgn convert

[@muhammadhilmibinshahrunniz126]

Kuwait dinnar

[@saripahmohamed5605]

Aku baru tgk video nih...taktau napa dulu aku tak tgk...maybe sebab aku rasa tak relevant kot time tu

[@aishahaziz4126]

Schaffy..boleh tau..sblh buah nangka tu ape ye?miang kham ke?

[@schaffyzainuddin]

Aah lah baru perasan. Ye lah tu.. Miang kam pun ada

[@fitrizira2143]

Gaji besar.. perbelanjaan pun besar😭

[@iswatchyoutube]

Sama je Malaysia,sebab currency sana tinggi,so harga bena sekeliling pun tinggi,lain lah duduk sana gaji RM.

[@berry13032011]

wow gaji keje mekdi duit malaysia 19k tueeee mcm nak pindah sana je 🤭😬

[@pelaburanmd8099]

Perbelanjaan pun besar 😥

[@crashcox]

Eh, are you sure Switzerland is most expensive place to live in the world? After you breakdown details of expenditure, there’s not much difference from Singapore. In fact I’m paying more for my mortgage (small condo) and dining (excluding hawker centres). Don’t talk about own a car in Singapore 😢.

[@schaffyzainuddin]

I forgot to add grocery for 1 pax in a household is around CHF800 to CHF1000 per month. If you eat out once a week with friends then add another CHF500. At least that’s what i always budgeted monthly.Perhaps SG is not much different then.. or perhaps more expensive.

[@crashcox]

@@schaffyzainuddin yeah not much different 😐

[@hoperissa4253]

Definitely most developed country have this dang high cost issues and apparent poor-rich gap. The mid and lower-develop country would wish their country to be as rich develop country but not knowing the price to pay for development unfortunately. But the best thing is facilities offered with right government.😅

[@pakubumi4038]

X mau tgk lah...orang dah thua berighuih