my unpopular financial opinions: how I built wealth

[@sinnamonstory]

That closing statement was so powerful. You are THE budget orator!

[@FunandBudget]

Awww..thank you

[@xbbradley]

Nope....you are correct. I saw a story on 60 minutes where trolls get you to say "hello" a few times to record your voice for an AI generated conversation.

[@michelleswanston5882]

i count everything too! the beginning of my "money journey" was similar, i grew up in a low/working class immigrant family, oldest of four siblings, and i remember sitting down with my mom as she balanced her checkbook. there wasn't always enough money to pay the bills or to buy groceries, or new clothes. i wore hand me downs from older kids in the church. so grateful for where i am now, six figure career with the government that's stable (for now), single homeowner, no non-mortgage debt, nowhere near millionaire status, but grateful that i'm in a position where i can pay my bills with ease, save for my future, and assist my family. every blessing counts!

[@FunandBudget]

Yesss...we are counting it all joy!

[@thebonnicks]

Happy anniversary! You’re preaching!! So often we get stuck on the world’s standards. We have to do what’s best for us… in finance, love, beliefs, etc. One thing I can say is you have started me to look at how I spend my/our money. Love this video!! Hey Jay!!

[@FunandBudget]

💜💜💜

[@AsiaCierraBudgets]

I love hearing your stories! Every dollar that is saved is added to your net worth!

[@patriciamaldonado8046]

Some days we think we are having the worst days of our lives but a few years later looking back on these worst days we find they were actually tye beginning of some of our best days!! Hope, trust and motivation to keep going are always essential!! Thanks for the reminder!!

[@yolandal2176]

Hey Tinesha. I was here when you were going through your tenant eviction. This video is a whole word. Those that get it GET IT those that don’t won’t. ❤

[@FunandBudget]

Amen. And I remember when going through the eviction - I had no idea how any of it would turn out...I was literally discovering things, figuring things and learning things as we went. Turned out way better than I could have imagine and that wasn't me or man...that was God.

[@saritamoorebansa4485]

FYI, my mom allowed me to balance her checkbook when I was a senior in high school. I helped me so much.😊😊😊 It helped me understand what her paycheck covered and made understand money overall. When my mom said she was broke , I almost had a heart attack 😮😮, what my mom really meant, the money she had to spend after saving ( 401k and Chase account) and paying her part of the household bills ( my dad was awesome, took care of our house & helped his family) , she had spent all her money 💴 until the NEXT paycheck. I use the same method today.❤❤❤❤. My mom was a strong advocate of saving for yourself, ( even if $10 under the mattress) before paying anyone anything no matter what!!!!

[@FunandBudget]

I LOVE THAT! and you are so right...those were my early and pivotal lessons in finance.

[@np18]

I appreciate your tangents ❤

[@FunandBudget]

My tangents be having tangents - lol

[@cecequan9893]

The way your car chats always inspire me to rethink the norm of wealth and to do what works for me. This channel is inspirational in more ways than one. I truly hope that you and all your love ones continue to be showered with abundance of great things. Thank you for posting. 😁

[@FunandBudget]

Awww..thanks for the love - I'm glad this is inspiring you to do what works for YOU! :-)

[@AsiaCierraBudgets]

I cant wait to start my debt free journey again. You are so motivational!

[@rennyray11]

You better preach Tiki!!!! 🥰 Your net worth is unlimited because with Him everything is attainable!!

[@YoutubeFabLifeOfJan1]

Yes, you betta preach! 🌟

[@OurPerez]

Powerful commentary, Love! Thank you!🙏🏾

[@saritamoorebansa4485]

Congratulations 🎊🍾🎈🎉 ❤❤❤❤. Happy Anniversary and many more…

[@keolumford3547]

Love your videos. Really is like we’re having lots of interesting conversations 😂 and I be learning some things

[@FunandBudget]

Thank you for listening because this video was supposed to be oh so simple...lol

[@keolumford3547]

@ 😂welcome

[@TMKJG24]

Happy Anniversary T &J thank you for always giving a word in analogy form so its easier to comprehend yes wealth comes in different forms than just material things

[@FunandBudget]

Awww...thanks for the love!

[@rennyray11]

I’m going to start a gratitude list.

[@SabrinaBudgets]

GOD is GOOD. PREACH.........My hairs on my arms were standing up the whole time. Thanks for sharing.

[@FunandBudget]

He sure is!

[@gwendolynantionette4337]

I appreciate your testimony. Thanks for sharing. ❤❤❤

[@latricewilson4028]

Happy Anniversary to you both!

[@chanreka]

1st I'm with Jay! When your food is presented well it tastes better. I also feel when you are grateful for what you have it's almost easier to strive for more. And I guess I believe that because when you are comfortable and stable more is a nice but it's not a necessity. The next 4 years will be about me minding my business in all facets of the statement. Enjoyed the talk!

[@FunandBudget]

Yup...minding businesses...in every sense of that statement :-)

[@LifewithTee76]

Love this 🙏🏾🙏🏾 such a good word! And Happy Anniversary!

[@FunandBudget]

Thank you :-)

[@ShowMeAnAdventure]

I honestly never even thought about those ghost calls where no one says anything when you pick up! Now I’m paranoid. Lol 😅

[@FunandBudget]

LoL

[@raemaxey3401]

I agree that having steady income is key!! Great content! Thank you beautiful ❤

[@FunandBudget]

You are so welcome!

[@dwalker6868]

Been there done that count it all Sis and AMEN

[@MillennialSouthernBelle]

31:23-31:46 I wish everyone could listen in on this mentioning. Thanks dear! -Britt

[@FunandBudget]

I had to go back and see what I said...LoL

[@SolH2OYachts]

🙌🏾🙌🏾🙌🏾🙌🏾

[@EmilyBachmeier]

When you like the video before even watching 😎

[@FunandBudget]

Awww..thanks

[@differentresults2279]

Greetings, right

[@NEVBB24]

Inspiring video!

[@AsiaCierraBudgets]

HAPPY ANNIVERSARY!!!

[@FunandBudget]

Thank you boo!

[@daricej9753]

I love and appreciate my hubby

[@absolutetreasures6877]

You go girl. I love your testimony.

[@sabrinabell9555]

Girl you Better Preach!

[@MAJORCHANGEGROUP]

I love these videos 💛 Happy Anniversary to you and Jay 🥂

[@FunandBudget]

Thank you boo!

[@blessedwithone]

❤❤❤

[@joshuagabriel5528]

First 🎉

[@gurrrrlish]

Omg... we are twins ... & hey I'm white .... During every annoyance in my career ... I totally "turned it to my advantage"... list the positive aspects.... I used TAPPING.... I journaled...morning noon ,& night.... No regrets.... getting mentally tough is A HUGE TOOL...

[@FunandBudget]

Yessss tapping is another tool!

[@sabrinabell9555]

hubby and I are looking into obtaining a second passport!

[@codingevelynmiami4230]

Can you go into details about the insurance coverage that you had, did you include something for tenants ?

[@FunandBudget]

My insurance was a Landlord policy. I say this is super important because a lot of us rent out homes that we used to live in without changing over the policy from our homeowner's insurance policy. A landlord policy covers way more and it will cover the rent (with a proper lease) if the tenant makes the unit unrentable.

[@FunandBudget]

also - a landlord policy is actually cheaper because it covers the structure and not the possessions of the home owned by the tenant. That is up to the tenant to have a renters policy.

[@codingevelynmiami4230]

@@FunandBudget Thank you for your replies

[@dwalker6868]

Hi there ❤

[@GymWithJaz]

3:09 LOL

[@FunandBudget]

They was not going to get 2 hellos from me...lol

[@joshuagabriel5528]

Heyyy Tinesha

[@FunandBudget]

GM Joshua

[@detraed8962]

You remind me of my old best friend. You guys look alike lol.

[@mslrking1]

Good morning

[@FunandBudget]

Morning!

[@rsimmons1980]

She makes $200,000! Obviously that is how she is wealthy.

[@FunandBudget]

But I don't think they were asking how...they were asking where do I give the most credit, properties or investments.