NFCU Masterclass: Everything You Must Know!

[@chriscrawford1257]

Man thank you. After 20 years of just dealing with BOA and their crap, I finally got tired and moved to NFCU. I have 700-750 Score and applied for their card to received a $25k limit. BOA wouldn't ever budge on their cards. NFCU has been a great experience and I would recommend them to anyone tired of BOA or W Fargo. NFCU offers several ways to invest and grow with them. I feel after 20yrs of loyal banking with BOA has set me back in my financial growth and wish I had made the change decades ago. Next will be an auto loan refi. Thank You

[@G.Adamson]

Great info. Building the NFCU relationship as we speak. You're one of the influencers on KZbin that got me into NFCU and rebuilding my credit. From the mid five hundreds to the mid seven hundreds, everything's going great. Thank you

[@deborahanderson4211]

I've been with Navy Federal for sixteen years and I got in through my son and he's never been in any of the armed forces. I have two credit cards, $28,000 and $26,000 and three personal loans with them.

[@NaamWynn]

Awesome! 👏🏽

[@slimsview9463]

You’re lying

[@ozarkcreativestructuresllc]

NFCU is very good to me. 28k and 27k limits on my two cards. Go rewards / More rewards.

[@NaamWynn]

Awesome!

[@ismeldacruz170]

I have navy federal for 6 months...I will wait for the right time to get the credit card

[@williameverlyjr]

Navy FCU will allow consolidations, move limits and product changes. It is easy. I have been with NFCU for over 13 years as have other members of our family and nobody has had their credit limit just lowered.

[@thomasfrederick71]

They’ve raised mine periodically without me even noticing. I got the cash rewards shortly after I enlisted start with a 2k limit and next thing I new my limit was 9.5k… I have mixed feelings about it.

[@albertcastro409]

I did that Credit Relocation process I told them I will do a Balance transfer. They took the amount I had on the More rewards Amex 30k out and out it into the Flagship card with 24K & it increase to the limit of 54K !

[@BuildWithMatthew]

Great information; thanks for taking to time to explain the details.

[@zenscustoms5537]

I just got the job for navy federal THIS WAS INFORMATIVE FOR ME

[@gf1507]

Best in-depth explanation of Navy Federal Credit Union! Please do one about Penfed. Keep up the good work. Thank you. 👍👍👍

[@NaamWynn]

Appreciate it!

[@coreygumball]

I heard you can transfer from your nf cc to your nf checking?!?!

[@sgfire1]

Beginning investor here. What do think of NFCU Digital Investor?

[@lovethemflowers]

For a personal loan, couldn't Navy Federal require that the payments be made by automatic deduction? That would seem to be a way to ensure that payments are paid on time and not missed.

[@nicholascarrino1897]

If they auto increased a card, would I have to wait 6 months for a manual request for a different card within NFCU?

[@marcusbrown188]

I read many books saying NFCU is the best for personal banking and doesn’t have any major banking violations. I applied in person with my marine dad so idk the online application at all. The beginner credit cards are really good as the everyday green card is at 1.75% cash back and the higher end credit cards are not that interesting besides the Amex card

[@consuelasierra5495]

Can you post the link to apply for the go rewards card?

[@ElisseRN]

Very informative video sir Nam 😊.. Im working in a healthcare industry as a nurse, can I open a Navy Federal acct and credit card account? I dont have any relatives with military history 😢..

[@BottomLineBassin2]

Pentagon fed

[@FoodTrucksForDummies]

This is so helpful

[@succeedin222]

If my first payment is due the 1st week of December, when can I make the 1st, 2nd & 3rd payments?

[@pinkoceanflower3045]

Can I apply if my credit score is bad? Also, my Aunts husband is a retired military member, but they don’t have an account with Navy Federal FCU. Can I still open an account with Navy FCU?

[@NaamWynn]

Depends on how bad. 500-600 sure. That relationship is a bit far. It would be easier if he had an account

[@Snailmailtrucker]

Hi Naam I have a question for you about my NFCU GoRewards Prepaid card. Is there a way that I can transfer funds from my NFCU Credit Cards Directly to my NFCU GoRewards Prepaid card to my NFCU Checking account or do I have to withdraw the funds as Cash and then deposit them into my NFCU Checking account ? I also want to fund my Stock Trading account...can I do that directly with the NFCU GoRewards PrePaid card ...or do I again, have to take the funds as cash and then deposit them into my NFCU Checking account and then fund my Trading account ? *You Rock Dude !* *FJB !*

[@omonphilip]

What do you think is the debt to income rate they look out for to approve auto refinance ?

[@deaundreroundtree2413]

They do hard pulls on transunion or equifax?

[@NaamWynn]

TU for personal and EX for business

[@watermelon4738]

Hello, do I need to have or open a checking / savings account with Navy Federal FIRST before I can apply for one of there credit cards???

[@NaamWynn]

You need them to become a member

[@Mark702lv]

What about home purchase loan??? Thanks

[@zedmak]

All of these civilians getting into our banking services, USAA has also had a drop in customer satisfaction. They need to more strict we get these benefits for because we served and everyone does not deserve them.

[@MsLkane]

I'm a civilian who's cousin served and I'm a member. We as black people don't deserve to be discriminated against when it comes to mortgages. So there's that.

[@Brilliantick99]

​@MsLkane you aren't. Doesn't even make sense. You have straight up victim mentality

[@boulderholder6893]

Mine

[@joshmaag2457]

We are actually probably helping out a lot. The more money navy fed has circulating in the banking system they better they can assist their customers. Now where I do agree with you is the people who don’t have any family affiliation with navy fed and are blatantly lying just to take advantage I agree they have to go. But as for someone like me who’s grandfather fought in desert storm and isn’t with us anymore I do take pride in being able to have an account with them. They are my main bank. I have my direct deposit with them money in my accounts including multiple savings and contribute to their products. I do think that they need to make sure they are getting the right people but for people like me who tried to serve and couldn’t but have multiple family members that have fought for this country that can vouch for me it’s not so black and white

[@marcussydnor3749]

I thank u for serving both of my papas fought In ww2 I agree with u but also I'm so thankful I'm eligible

[@battlegroundone]

what about United States Postal Workers?

[@NaamWynn]

Unfortunately no

[@MimiBird-cc4vk]

I was never in the military. The denied my membership. They deducted 200,000 from my other bank for cds. They broke my cds They have taken my funds. Why did you do this to me? This is not legal

[@mrcarmensmith]

Does the business card count toward the 3 card limit? Or can you still have 3 on the personal account and 1 on business account?

[@bbry2003]

Should i ask for credit limit increase on 2 Nfed cards at the same time or should i split the time up every 3 to 6 moths individually? Thanks Naam your very helpful!

[@ozarkcreativestructuresllc]

I split mine by 24 hours. Was approved on both.

[@NaamWynn]

This!

[@ismeldacruz170]

my credit score now is 700

[@FirstTen-w8q]

Kool

[@rwalker3323]

Very good information. However, it would be much better if you didn't talk so fast. Therefore, slow down and be excellent.

[@taylorlee3044]

Zip it pal

[@Azav312]

There is an option to slow it down.

[@ShahPropertySolutionsLLC]

More info in less time.

[@donrainesoh]

Ok so slow down the speed, or are you lazy and like to complain?

[@Yinn_Gaming]

Slow it down slow poke

[@MimiBird-cc4vk]

Stop fooling around Give me back my money.

[@AngelRodriguez-su2mt]

Thanks for information